Building trust

• For customer satisfaction: Roy Morgan Building

Society/Credit Union of the Year Award

• For trust and friendliness: Mozo Awards

• For first homebuyers in South Australia,

Victoria and Northern Territory: Canstar

• Net promoter score:

• Industry average: +9

• People’s Choice Credit Union: +44

Growing stronger

7,937 net new members

Net profit after tax of $33.08 million

Retail deposit portfolio grew 9.6% to $5.407 billion

Lending portfolio up 6.4% to $6.866 billion

$10 billion total assets under management

Our Strategic Plan 2017-22

A strong case for regulatory reform

• New Common Equity Tier 1 instrument

for mutuals to end limits on growth and

innovation

• APRA, ASIC to consider co-operative

structure when framing regulations

• Corporations Act reform to embrace

mutual corporations

Our focus on members

8303 members bought their dream home.

288 low income earners bought their home through CEO Housing.

7580 members were protected with Mutual Aid.

1515 members were protected with Mortgage Protection Insurance.

21,338 members were covered by Home, Motor & Travel Insurance.

16,999 insurance claims lodged.

36 home loans restructured so members could keep their homes.

1177 members helped with new Financial Planning Advice.

12,099 members purchased a car, financed a renovation or financed a holiday.

Achieve their dreams

Be better protected

Through the hard times

Our evolving footprint

On the ground Wherever and whenever

you are Making the most

for members

A stronger organisation

$3.1 million generated for the community

Supporting the community

Our Strategic Plan 2017-22

To receive and consider the Financial Report of the Company and the

consolidated entity and the Reports of the Directors and Auditor for the

financial year ended 30 June 2017.

Financial Report

Our remuneration is independently benchmarked and aimed at attracting and

retaining the requisite skills and experience in a competitive market to create

a growing and sustainable organisation.

The remuneration includes superannuation and would be allocated as follows:

• Chair $153,858

• Each Director $90,490 (amounts for vacancies are not redistributed)

Remuneration of Directors

Motion: That Directors’ remuneration,

inclusive of superannuation, be set at a

maximum of $787,291 for the period

commencing at the conclusion of the

2017 AGM until the conclusion of the

following Annual General Meeting, to be

apportioned amongst Directors at the

discretion of the Board.

Remuneration of Directors

Remuneration of Directors

Motion: That Directors’ remuneration,

inclusive of superannuation, be set at a

maximum of $787,291 for the period

commencing at the conclusion of the

2017 AGM until the conclusion of the

following Annual General Meeting, to be

apportioned amongst Directors at the

discretion of the Board.

Voting

Direction Total %

For 3240 69

Against 1555 31

Abstain 265 -

In accordance with People’s Choice’s Constitution,

Directors Dr Rosemary Brooks and Ms Virginia Hickey

retire as Directors and, being eligible, offer themselves for

re-election. Following consideration by the Nominations

Committee and the Board, Ms Virginia Hickey, Ms Amanda

Heyworth, and Dr Rosemary Brooks were determined by

the Board to become candidates.

Ms Virginia

Hickey

Dr Rosemary

Brooks

Election of Directors

Ms Amanda

Heyworth

Ms Virginia

Hickey

Dr Rosemary

Brooks

Election of Directors

Ms Amanda

Heyworth

Candidate No. of votes

Virginia Hickey 8,822

Amanda Heyworth 8,546

Dr Rosemary Brooks 5,010

Total 22,378