Solution OverviewJanuary, 2012

Value Proposition• Replacing manual

processes with streamlined electronic work flow driven processes.

• Provide Enterprise Mobile Business Suite “EMBS” for small, medium & enterprise businesses

• Reducing time, costs, repetitive actions in duplicate entry

• Proven business model demonstrated through similar offerings

• Positioned for explosive growth

• Innovative provider of turnkey payment and mobile solutions for business & enterprise

• Provide Business Customers with a superior “Customer Experience for end user”

• Optimizing payments to increase business, opportunities to create improved efficiency & additional profits

• Providing growth & new payment streams to “Financial Organizations, Cellular Carriers, ISO’s, Businesses & Enterprise”

Integrated approach using Android tablets or smartphone. Provides small, medium & enterprise business with EMBS to deliver a superior customer experience:

• “Out of the Box Solution” for Small & Medium Business• Custom Business Solution for Enterprise• Single entry from: Call Centre - customer entry – invoice - tax– payment –

customer portal – reconciliation of funds received. • Customer management, payment history with future CRM benefits• Invoicing with multi currency and product / service items• Integrated tax tables with reconciliation for tax payments• Cash Management of receivables with daily cash out of electronic

payments, check, cash and customer credits• Business – Enterprise customers provided with portal completed invoices,

receipts and quotes “customer approves a quote to be invoiced by business”

• Call Centre for Customer Care and Enhanced Offerings • EMBS Certification PA-DSS (Payment Application Data Security Standard) Q1

2012• PCI-DSS (Payment Card Industry Data Security Standard)

Competitive Advantage

PIN Payment Solution “PPS” FrameworkPPS Enterprise Mobile Business Suite “EMBS” supported through an extensive secure framework. PPS is currently working to connect EMBS platform to support acquiring for credit and debit in Canada, US and with future connections in Europe and other global markets.

Pay

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Payment Application

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Web Services Business Layer

Custom Interfaces

Electronic Invoicing & ERP Interface’s

PIN

Pad

(P

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ntr

y) EMV / CHIP

MagneticStripe

Contactless

Custom Interfaces

Transaction Gateway

Terminal and PED Management

PPS Accounting and Management

Solution Framework “ERP”

Web Services Business Layer

Merchant/Agent Profiles and Setup

User Role Management

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Bu

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Gat

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Settlement, Fee’s & Reporting

PPS Issuing GatewayAccount Management

and Authorization

Acquiring Gateway to Visa

MasterCardInterac

or USBPortal – Administration

& Reporting

PP

S

Po

rtal

sPPS Administration

ISO Management

Merchant Management

Customer Reporting

Call Centre

Customer Portal, ERP and Internal

Business Applications

Web Services Business

LayerEn

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rise

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ust

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EMBS Version Control & Automated updates

Call CentrePPS Call Centre Module Integrated to EMBS Tablet. Managed by PPS or Business or Enterprise. Enhanced customer support with notification management.

Cal

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tre

Po

rtal

or

Sec

ure

Web

Ser

vice

Managed by PPS, Business or Enterprise

Create/Edit Customer

Schedule Service Call – Time, Date

Dispatch Call to Specific EMBS User with Tablet

Sends Electronic Notifications to Customer. Email, SMS or

IVR-VXML EM

BS

Tab

let

Tasks Managed by Date and Time

Create Initial Quote for Customer

Update Work to be Completed

Schedule Optional Follow-up Call

Customer to Agree on Work Completed and Sign Work Order

Process Initial Payment as a Deposit or as a Payment in Full

Setup Reoccurring Payment for Monthly Payments

En

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ust

om

er

Po

rtal

Quotes for Customer Approval

Invoices and Receipts

Statements with Balance Owing

Notification’s and Customer Care

Secure Payment of Invoices

Enhanced Business Solutions

Create InvoicesCustomers Process PaymentsInvoice creation is simple & quick with custom product & service items. Support for multiple tax types & currency. Invoice emailed direct to customer are a few of the features.

Customer details with add & edit of customer details, history of all financial transactions with ability to support customer location using Google Maps.

Payment processing supporting “POS Merchant Services” with a secure terminal connecting to smart device.

Cash ManagementGetting paid is fully managed. Track payments from credit cards, checks, cash and fully managed accounts receivables.

Existing Market SolutionsPPS offering a diverse platform that has been modeled from similar highly successful market offerings.

• Squareup.com offers a swipe card reader for smart devices to process a credit card payment. Sold through Verizon, Best Buy, Wal-Mart & other Big Box. Growing Daily with over 1 million users processing over 2 billion annually at a merchant discount rate of 2.75% of November 2011 .

• Freshbooks.com web based invoicing and expense management supporting multi currency and ecommerce payments. Based in Toronto with over 3.5 million users at November 2011. Over a million users added in the last 9 months. Average monthly fee from $20 - $40.

• Xero.com web based accounting solution based in New Zealand with over 55,000 users October 2011. Monthly fee from $20 – $40 per month.

• Wave Accounting Solution wed based accounting solution based in Toronto that provides a comprehensive solution and invoicing for no charge to businesses.

PIN Payment Solutions Inc. based in Toronto Canada, developer and provider of payment systems solutions enabling customers through 20 plus contracted professionals with extensive experience in business and product development, security, payments, application development and mobile applications.

Background in providing innovative solutions through its founder Ian McNeill that have had successful pilots with:

• Partnership with RBC as a 25% equity holder with a 4 million dollar investment with Pay Linx corporation that was a TSX venture company. The partnership with RBC proved to be a invaluable learning experience touching 70 top payment professionals within RBC.

• Government of Alberta for issuance and authorization of payment cards for check replacement for Social Assistance and

• Health Spending Accounts pilot concept with Great West Life Canada’s largest Insurance Company.

• Formed innovative partnership with Axcess Canada to tie payment processing and Financial Product Management solutions together.

ABOUT PIN PAYMENT SOLUTIONS

Contact Us Today

• For further information on our products and services please contact us today at:

• Axcess Canada • 1-888-343-9315 Extension 401• cardsolutions@axcesscanada.com