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PAYMENT SYSTEM OVERSIGHT PAYMENT SYSTEM DEPARTMENT PAYMENT SYSTEM DATA BULLETIN JANUARY 2013
Transcript of PAYMENT SYSTEM OVERSIGHTboj.org.jm/uploads/pdf/data_bulletin/data_bulletin_jan...TABLE...
PAYMENT SYSTEM OVERSIGHT
PAYMENT SYSTEM DEPARTMENT
PAYMENT SY STEM DATA BULLETIN
JANUARY 2013
DAILY BULLETIN TABLE OF CONTENTS
GOJ BONDS OUTSTANDING NOMINAL: Quarterly 2012 to January 2013 3 TABLE CON011….Statement of Outstanding Nominal ‐ JMD TABLE CON012….Statement of Outstanding Nominal ‐ USD BOJ OPEN MARKET INSTRUMENTS OUTSTANDING NOMINAL: Quarterly 2012 to January 2013 5 TABLE CON013….Statement of Outstanding Nominal ‐ JMD JAMCLEAR‐CSD ANNUAL SYSTEM UTILISATION: January 2012 to January 2013 6 TABLE CYSU01….Annual System Utilisation by Transaction Volume TABLE CYSU011….Annual System Utilisation by Transaction Value – JMD TABLE CYSU012….Annual System Utilisation by Transaction Value – USD JAMCLEAR‐CSD SYSTEM UTILISATION: January 2012 to January 2013 9 TABLE CSU01….System Utilisation by Transaction Volume TABLE CSU011….System Utilisation by Transaction Value – JMD TABLE CSU012….System Utilisation by Transaction Value – USD JAMCLEAR‐CSD STOCKHOLDER RECORD AND STOCKHOLDER ACCOUNTS: January 2013 12 TABLE CSRA011….Stockholder Record and Stockholder Accounts Volumes JAMCLEAR‐RTGS ANNUAL UTILISATION by GROUP: January 2012 to January 2013 13 TABLE RPYSU01….Annual System Utilisation by Group Transaction Volumes TABLE RPYSU011…. Annual System Utilisation by Group Transaction Values – JMD TABLE RPYSU012…. Annual System Utilisation by Group Transaction Values – USD JAMCLEAR‐RTGS SYSTEM UTILISATION by PARTICIPANT GROUP: January 2012 to January 2013 16 TABLE RPSU01….System Utilisation by Participant Group Transaction Volumes TABLE RPSU011…. System Utilisation by Participant Group Transaction Values – JMD TABLE RPSU012…. System Utilisation by Participant Group Transaction Values – USD RETAIL PAYMENTS SYSTEM DATA: Year 2011 to January 2013 19 TABLE RDCBCP013….Cheques Processed JMD ‐ Volumes and Values TABLE RDCPMC013….Cheques Processed Manually CDN ‐ Volumes and Values TABLE RDCPME013….Cheques Processed Manually EURO ‐ Volumes and Values TABLE RDCPMG013….Cheques Processed Manually GBP ‐ Volumes and Values TABLE RDCPMU013….Cheques Processed Manually USD ‐ Volumes and Values TABLE RDA011….JMD Transaction processed at ABM Terminals ‐ Volumes and Values TABLE RDA012….USD Transaction processed at ABM Terminals ‐ Volumes and Values TABLE RDP011….JMD Transaction processed POS Terminals ‐ Volumes and Values TABLE RDP012….USD Transaction processed POS Terminals ‐ Volumes and Values TABLE RDCIC011….Cards in Circulation ‐ JMD reported by Commercial Banks Volume TABLE RDCIC012….Cards in Circulation ‐ USD reported by Commercial Banks Volume TABLE RDTI011….ABM & POS Terminals Installed TABLE RDET011….Electronic Transactions Processed Volumes and Values ‐ JMD TABLE RDET012….Electronic Transactions Processed Volumes and Values ‐ USD
GLOSSARY
Payment System Oversight Report Payment System Department February 2012
PARTICIPANT 1st Quarter 2012 2nd Quarter 2012 3rd Quarter 2012 4th Quarter 2012 1st Quarter‐T‐D 2013
BANKS 173 172 162 168 172
PRIMARY DEALERS 392 406 421 423 418
SECONDARY DEALERS 187 202 198 203 205
Total 753 779 781 794 796
Table CON011
Comment: This table reflects total outstanding nominal for prior quarters and the reporting quarter. The total nominal value does not include CPI - Bond capitalization. Only securities dematerialized are recorded in JamClear-CSD all other debt is recorded externally. PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
Government of Jamaica Bonds
Statement of Outstanding Nominal ‐ JMD (BN)
Quarterly ‐ 4th Quarter 2012 to 1st Quarter to date 2013
JAMCLEAR‐CSD
0
50
100
150
200
250
300
350
400
450
1st Quarter 2012 2nd Quarter 2012 3rd Quarter 2012 4th Quarter 2012 1st Quarter-T-D 2013
GOJ Bonds Outstanding Nominal ‐ JMDQuarterly to January 2013
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica: Payment System Department Page 4 of 35
PARTICIPANT 1st Quarter 2012 2nd Quarter 2012 3rd Quarter 2012 4th Quarter 2012 1st Quarter‐T‐D 2013
BANKS 149 152 217 222 205
PRIMARY DEALERS 572 586 657 651 655
SECONDARY DEALERS 196 180 193 196 209
Total 917 917 1,068 1,069 1,070
Table CON012
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. Only securities dematerialized are recorded in JamClear-CSD all other debt is recorded externally. PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
Quarterly ‐ 4th Quarter 2012 to 1st Quarter to date 2013
JAMCLEAR‐CSDGovernment of Jamaica Bonds
Statement of Outstanding Nominal ‐ USD (MN)
0
100
200
300
400
500
600
700
1st Quarter 2012 2nd Quarter 2012 3rd Quarter 2012 4th Quarter 2012 1st Quarter-T-D 2013
GOJ Bonds Outstanding Nominal ‐ USDQuarterly to January 2013
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica: Payment System Department Page 5 of 35
PARTICIPANT 1st Quarter 2012 2nd Quarter 2012 3rd Quarter 2012 4th Quarter 2012 1st Quarter‐T‐D 2013
BANKS 51 54 29 16 20
PRIMARY DEALERS 39 49 32 27 25
SECONDARY DEALERS 9 16 10 6 7
Total 99 120 71 49 52
Table CON013
Comment: This table reflects total outstanding nominal for prior quarters and the current quarter. The outstanding nominal does not include cancelled initial placements. Only securities dematerialized are recorded in JamClear-CSD.PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JAMCLEAR‐CSDBank of Jamaica Open Market Instruments ‐ JMD (BN)
Statement of Outstanding Nominal
Quarterly ‐ 4th Quarter 2012 to 1st Quarter to date 2013
0
10
20
30
40
50
60
1st Quarter 2012 2nd Quarter 2012 3rd Quarter 2012 4th Quarter 2012 1st Quarter-T-D 2013
BOJ Holdings Outstanding Nominal ‐ JMDQuarterly to January 2013
BANKS PRIMARY DEALERS SECONDARY DEALERS
Bank Of Jamaica: Payment System Department Page 6 of 35
TRANSACTION TYPE 2012 2013 2012 2013 2012 2013 2012 2013 2012 2013 2012 2013
Jan 2,155 1,845 6,257 5,921 31 23 1,112 886 9,555 8,675 8.76% 100.00%
Feb 1,930 6,285 61 1,224 9,500 ‐ 8.71% 0.00%
Mar 1,443 6,626 92 1,158 9,319 ‐ 8.55% 0.00%
1st QTR 5,528 1,845 19,168 5,921 184 23 3,494 886 28,374 8,675 26.02% 100.00%
Apr 1,790 5,819 45 854 8,508 ‐ 7.80% 0.00%
May 2,080 6,612 37 1,111 9,840 ‐ 9.02% 0.00%
Jun 2,155 5,638 32 988 8,813 ‐ 8.08% 0.00%
2nd QTR 6,025 ‐ 18,069 ‐ 114 ‐ 2,953 ‐ 27,161 ‐ 24.91% 0.00%
Jul 2,837 5,805 32 1,097 9,771 ‐ 8.96% 0.00%
Aug 2,222 6,209 22 1,090 9,543 ‐ 8.75% 0.00%
Sep 1,804 5,369 12 1,235 8,420 ‐ 7.72% 0.00%
3rd QTR 6,863 ‐ 17,383 ‐ 66 ‐ 3,422 ‐ 27,734 ‐ 25.43% 0.00%
Oct 1,831 5,763 11 1,109 8,714 ‐ 7.99% 0.00%
Nov 2,017 5,857 30 995 8,899 ‐ 8.16% 0.00%
Dec 1,616 5,521 28 1,004 8,169 ‐ 7.49% 0.00%
4th QTR 5,464 ‐ 17,141 ‐ 69 ‐ 3,108 ‐ 25,782 ‐ 23.64% 0.00%
GRAND TOTAL 23,880 1,845 71,761 5,921 433 23 12,977 886 109,051.00 8,675 100.00% 100.00%
% of GRAND TOTAL 22% 21% 66% 68% 0% 0% 12% 10% 100% 100%
Table CYSU01
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
TOTALS % OF TOTAL TRANSACTIONS
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VOLUMES
FOR PERIOD JANUARY 2012 TO JANUARY 2013
PledgeRepo's Purchase & Sale Free of Payment
0
2,000
4,000
6,000
8,000
10,000
12,000
14,000
16,000
18,000
20,000
1st QTR‐12 2nd QTR‐12 3rd QTR‐12 4th QTR‐12 1st QTR ‐T‐D‐13
Vo
lum
es
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VOLUMES
REPO PLEDGE DVP FOP
Bank Of Jamaica: Payment System Department Page 7 of 35
2012 2013 2012 2013 2012 2013 2012 2013 2012 2013 2012 2013
Jan 319.88 141.17 468.47 454.73 4.46 17.46 69.48 61.93 862 675 9.03% 100.00%
Feb 300.80 507.29 18.92 88.22 915 ‐ 9.58% 0.00%
Mar 79.95 516.25 8.50 67.26 672 ‐ 7.04% 0.00%
1st QTR 700.62 141.17 1,492.01 454.73 31.87 17.46 224.96 61.93 2,449 675 25.65% 100.00%
Apr 288.26 425.44 6.56 52.32 773 ‐ 8.09% 0.00%
May 372.97 483.96 5.85 102.69 965 ‐ 10.11% 0.00%
Jun 360.20 408.49 6.08 50.43 825 ‐ 8.64% 0.00%
2nd QTR 1,021.44 ‐ 1,317.88 ‐ 18.49 ‐ 205.44 ‐ 2,563 ‐ 26.84% 0.00%
Jul 369.10 438.65 7.14 81.20 896 ‐ 9.38% 0.00%
Aug 292.67 474.34 4.04 63.48 835 ‐ 8.74% 0.00%
Sep 302.42 422.51 2.06 62.70 790 ‐ 8.27% 0.00%
3rd QTR 964.20 ‐ 1,335.50 ‐ 13.24 ‐ 207.38 ‐ 2,520 ‐ 26.39% 0.00%
Oct 154.86 453.48 0.79 66.63 676 ‐ 7.08% 0.00%
Nov 154.64 412.75 13.65 52.07 633 ‐ 6.63% 0.00%
Dec 129.06 516.10 3.48 58.77 707 ‐ 7.41% 0.00%
4th QTR 438.56 ‐ 1,382.33 ‐ 17.92 ‐ 177.47 ‐ 2,016 ‐ 21.11% 0.00%
GRAND TOTAL 3,124.82 141.17 5,527.73 454.73 81.52 17.46 815.24 61.93 9,549 675 100.00% 100.00%
% of GRAND TOTAL 33% 21% 58% 67% 1% 3% 9% 9% 100% 100%
Table CYSU011
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
MONTHLY % OF TOTAL
Transaction values are in Billions
TRANSACTION TYPE
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMD
FOR PERIOD JANUARY 2012 TO JANUARY 2013
Repo's Pledge Purchase & Sale Free of Payment TOTALS
0
200
400
600
800
1,000
1,200
1,400
1,600
1st QTR‐12 2nd QTR‐12 3rd QTR‐12 4th QTR‐12 1st QTR ‐T‐D‐13
Val
ues
-JM
D (
In B
illio
ns)
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ JMD
REPO PLEDGE DVP FOP
Bank Of Jamaica: Payment System Department Page 8 of 35
2012 2013 2012 2013 2012 2013 2012 2013 2012 2013 2012 2013
Jan 120.66 281.97 2,474.92 1,374.70 4.70 2.55 54.22 69.34 2,654.50 1,728.56 0.00% 100.00%
Feb 169.85 2,363.46 8.96 65.06 2,607.34 ‐ 0.00% 0.00%
Mar 110.91 2,598.32 1.13 47.03 2,757.38 ‐ 0.00% 0.00%
1st QTR 401.42 281.97 7,436.69 1,374.70 14.79 2.55 166.31 69.34 8,019.22 1,728.56 26.49% 100.00%
Apr 107.81 2,383.95 0.00 40.25 2,532.02 ‐ 0.00% 0.00%
May 80.03 2,764.68 3.00 31.66 2,879.36 ‐ 0.00% 0.00%
Jun 92.70 2,287.45 5.00 36.76 2,421.92 ‐ 0.00% 0.00%
2nd QTR 280.54 ‐ 7,436.08 ‐ 8.00 ‐ 108.67 ‐ 7,833.30 ‐ 25.88% 0.00%
Jul 119.69 2,130.07 0.50 155.65 2,405.91 ‐ 0.00% 0.00%
Aug 138.14 1,958.50 1.20 78.06 2,175.90 ‐ 0.00% 0.00%
Sep 101.33 1,915.97 1.45 95.03 2,113.79 ‐ 0.00% 0.00%
3rd QTR 359.17 ‐ 6,004.54 ‐ 3.15 ‐ 328.74 ‐ 6,695.60 ‐ 22.12% 0.00%
Oct 104.41 1,838.54 0.96 63.86 2,007.76 ‐ 0.00% 0.00%
Nov 91.80 1,815.04 0.63 50.18 1,957.65 ‐ 0.00% 0.00%
Dec 112.85 3,549.64 0.20 91.35 3,754.04 ‐ 0.00% 0.00%
4th QTR 309.06 ‐ 7,203.22 ‐ 1.79 ‐ 205.39 ‐ 7,719.46 ‐ 25.50% 0.00%
GRAND TOTAL 1,350 282 28,081 1,375 28 3 809 69 30,267.56 1,728.56 100.00% 100.00%
% of GRAND TOTAL 4% 16% 93% 80% 0% 0% 3% 4% 100% 100%
Table CYSU012
Comments: Table records key transactional activities in JamClear‐CSD.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JAMCLEAR‐CSDANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ USD
FOR PERIOD JANUARY 2012 TO JANUARY 2013Transaction values are in Millions
TOTALS MONTHLY % OF TOTAL TRANSACTION
TYPE
Repo's Pledge Purchase & Sale Free of Payment
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
1st QTR‐12 2nd QTR‐12 3rd QTR‐12 4th QTR‐12 1st QTR ‐T‐D‐13
Val
ues
-U
SD
(In
Mill
ions
)
JAMCLEAR‐CSD ANNUAL KEY TRANSACTIONAL ACTIVITY BY VALUES ‐ USD
REPO PLEDGE DVP FOP
Bank Of Jamaica: Payment System Department Page 9 of 35
Primary Issue Repo Reverse Repo
Pledge
Registration Pledge Release
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
TRANSACTION TYPE 2013
Jan 824 937 908 2,972 2,949 23 886 3,491 12,990
Feb ‐
Mar ‐
1st QTR 824 937 908 2,972 2,949 23 886 3,491 12,990
Apr ‐
May ‐
Jun ‐
2nd QTR 0 0 0 0 0 0 0 0 ‐
Jul ‐
Aug ‐
Sep ‐
3rd QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
Oct ‐
Nov ‐
Dec ‐
4th QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
GRAND TOTAL 824 937 908 2,972 2,949 23 886 3,491 12,990
% OF GRAND TOTAL 6.34% 7.21% 6.99% 22.88% 22.70% 0.18% 6.82% 26.87% 100.00%
Table CSU01
Comments: Repos for February was adjusted. As at March 2012 Repos and pledges have been broken out. Repos and reverse repos does not include intraday
repo with the central bank.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JAMCLEAR‐CSDTRANSACTION VOLUMES
FOR PERIOD JANUARY 2013 TO DECEMBER 2013
2013
6% 7%
7%
23%
23%
0%
7%
27%
JAMCLEAR‐CSD TOTAL TRANSACTION VOLUMES
Primary Issue Repo Reverse Repo Pledge Registration
Pledge Release Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica: Payment System Department Page 10 of 35
Primary
Issue Repo's
Reverse
Repo
Pledge
Registration
Pledge
Release
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
2013
Jan 254.33 68.68 72.48 231.85 222.88 17.46 61.93 514.01 1,444
Feb ‐
Mar ‐
1st QTR 254.33 68.68 72.48 231.85 222.88 17.46 61.93 514.01 1,444
Apr ‐
May ‐
Jun ‐
2nd QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ‐
Jul ‐
Aug ‐
Sep ‐
3rd QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ‐
Oct ‐
Nov ‐
Dec ‐
4th QTR 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 ‐
GRAND TOTAL 254.33 68.68 72.48 231.85 222.88 17.46 61.93 514.01 1,444
% OF GRAND TOTAL 17.62% 4.76% 5.02% 16.06% 15.44% 1.21% 4.29% 35.61% 100.00%
Table CSU011
Comments: As at March 2012 repos and pledges have been broken out. Repos and reverse repos does not include intraday repo with the
central bank. Purchase & Sale data for october has been amended to reflect correct figure.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
TRANSACTION TYPE
JAMCLEAR‐CSD
Transaction values are in Billions of Dollars
FOR PERIOD JANUARY 2013 TO DECEMBER 2013
TRANSACTION VALUES ‐ JMD
2013
18%5%
5%
16%
15%1%
4%
36%
JAMCLEAR‐CSD TRANSACTION VALUES (JMD)
Primary Issue Repo's Reverse Repo Pledge Registration
Pledge Release Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica: Payment System Department Page 11 of 35
Primary Issue Repo's Reverse Repo
Pledge
Registration
Pledge
Release
Purchase &
Sale
Free of
Payment
Entitlements
Proceeds TOTALS
2013
Jan 0.49 148.09 133.88 691.67 683.03 2.55 69.34 150.00 1,879.05
Feb ‐
Mar ‐
1st QTR 0.49 148.09 133.88 691.67 683.03 2.55 69.34 150.00 1,879.05
Apr ‐
May ‐
Jun ‐
2nd QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
Jul ‐
Aug ‐
Sep ‐
3rd QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
Oct ‐
Nov ‐
Dec ‐
4th QTR ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐
GRAND TOTAL 0.49 148.09 133.88 691.67 683.03 2.55 69.34 150.00 1,879
% OF GRAND TOTAL 0.03% 7.88% 7.12% 36.81% 36.35% 0.14% 3.69% 7.98% 100.00%
Table CSU012
Comment: As at March 2012 repo and pledges have been broken out. Repo and reverse repo does not include intraday repo with the central bank.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
TRANSACTION TYPE
JAMCLEAR‐CSD
Transaction values are in Millions of Dollars
FOR PERIOD JANUARY 2013 TO DECEMBER 2013
TRANSACTION VALUES ‐ USD
2013
0%
8%
7%
37%
36%
0%
4%8%
JAMCLEAR‐CSD TRANSACTION VALUES (USD)
Primary Issue Repo's Reverse Repo Pledge Registration Pledge Release Purchase & Sale Free of Payment Entitlements Proceeds
Bank Of Jamaica: Payment System Department Page 12 of 35
Dates
2012 2013 2012 2013
Jan 14,853 17,262 21,236 24,798
Feb 15,625 22,165
Mar 15,739 22,646
Apr 15,692 22,395
May 16,227 23,252
Jun 16,467 23,397
Jul 15,533 22,272
Aug 16,166 23,079
Sep 17,175 24,536
Oct 17,204 24,600
Nov 17,426 24,938
Dec 17,588 25,155
Table: CSRA011Comments: In January 2012 a modification was installed to enhance payment instruction details for stockholders and resulted in a re‐keying of clients by participants.
Number of Stockholder Records Number of Stockholder Accounts
JAMCLEAR‐CSDSTOCKHOLDER RECORD & STOCKHOLDER ACCUNTS
FOR PERIOD JANUARY 2012 TO JANUARY 2013
-
5,000
10,000
15,000
20,000
25,000
30,000
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Vo
lum
es
Holder and Account Information for JamClear-CSD
Holders 2011 Holders 2012 Stockholder Accounts 2011 Stockholder Accounts 2012
Bank Of Jamaica: Payment System Department Page 13 of 35
2012 2013 2012 2013 2012 2013 2012 2013 2012 2013 2012 2013
Jan 127 133 13,198 16,138 131 152 2,017 1,816 106 296 15,579 18,535
Feb 120 20,974 133 1,947 108 23,282 0
Mar 133 14,090 128 1,966 126 16,443 0
1st QTR 380 133 48,262 16,138 392 152 5,930 1,816 340 296 55,304 18,535
Apr 114 12,409 110 1,830 103 14,566 0
May 133 16,826 115 1,957 105 19,136 0
Jun 125 13,761 122 2,634 99 16,741 0
2nd QTR 372 0 42,996 0 347 0 6,421 0 307 0 50,443 0
Jul 132 15,531 146 2,214 108 18,131 0
Aug 126 22,498 149 1,959 108 24,840 0
Sep 120 14,036 120 1,797 283 16,356 0
3rd QTR 378 0 52,065 0 415 0 5,970 0 499 0 59,327 0
Oct 132 15,041 137 1,702 323 17,335 0
Nov 131 18,062 141 1,828 350 20,512 0
Dec 115 15,098 136 1,628 612 17,589 0
4th QTR 378 0 48,201 0 414 0 5,158 0 1,285 0 55,436 0
Total 1,508 133 191,524 16,138 1,568 152 23,479 1,816 2,431 296 220,510 18,535
% of GRAND TOTAL 1% 1% 87% 87% 1% 1% 11% 10% 1% 2% 100% 100%
Table RPYSU01
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JamClear‐RTGS ANNUAL TRANSACTION VOLUMES
FOR PERIOD JANUARY 2012 TO JANUARY 2013
Clearing House Banks Merchant Banks Primary Dealers Other TOTAL Month/Year
0
10,000
20,000
30,000
40,000
50,000
60,000
1st QTR‐12 2nd QTR‐12 3rd QTR‐12 4th QTR‐12 1st QTR‐T‐D‐13
Vo
lum
es
JAMCLEAR‐RTGS Annual Transaction Volumes
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS OTHER
Bank Of Jamaica: Payment System Department Page 14 of 35
2012 2013 2012 2013 2012 2013 2012 2013 2012 2013 2012 2013
Jan 35.99 34.63 952.10 1,139.81 3.91 4.11 139.78 110.40 0.22 33.05 1,132.00 1,321.99
Feb 33.49 895.41 3.09 150.67 0.25 1,082.91 0.00
Mar 40.08 989.41 3.41 121.97 0.30 1,155.17 0.00
1st QTR 109.56 34.63 2,836.92 1,139.81 10.41 4.11 412.43 110.40 0.77 33.05 3,370.08 1,321.99
Apr 34.82 700.04 2.74 107.15 0.21 844.96 0.00
May 37.57 879.29 2.65 122.55 2.73 1,044.79 0.00
Jun 31.61 828.43 2.97 112.04 0.59 975.64 0.00
2nd QTR 104.00 0.00 2,407.76 0.00 8.36 0.00 341.74 0.00 3.53 0.00 2,865.39 0.00
Jul 33.30 946.23 5.09 156.05 0.22 1,140.90 0.00
Aug 32.82 1,085.48 4.54 129.87 0.53 1,253.23 0.00
Sep 28.98 870.63 3.37 94.62 23.55 1,021.16 0.00
3rd QTR 95.11 0.00 2,902.34 0.00 13.00 0.00 380.54 0.00 24.31 0.00 3,415.29 0.00
Oct 33.12 1,158.83 4.63 96.81 39.56 1,332.96 0.00
Nov 32.79 1,115.69 5.81 102.72 38.76 1,295.77 0.00
Dec 36.59 876.05 4.87 97.54 34.35 1,049.40 0.00
4th QTR 102.50 0.00 3,150.57 0.00 15.31 0.00 297.06 0.00 112.67 0.00 3,678.12 0.00
Total 411.16 34.63 11,297.60 1,139.81 47.08 4.11 1,431.77 110.40 141.27 33.05 13,328.88 1,321.99
% of GRAND TOTAL 3% 3% 85% 86% 0% 0% 11% 8% 1% 2% 100% 100%
Table RPYSU011
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JamClear‐RTGS ANNUAL TRANSACTION VALUES ‐ JMD (in Billions)FOR PERIOD JANUARY 2012 TO JANUARY 2013
Month/YearClearing House Banks Merchant Banks Primary Dealers Other TOTAL
0
500
1,000
1,500
2,000
2,500
3,000
3,500
1st QTR‐12 2nd QTR‐12 3rd QTR‐12 4th QTR‐12 1st QTR‐T‐D‐13
Val
ues
-JM
D (
In B
illio
ns)
JAMCLEAR‐RTGS Annual Transaction Values ‐ JMD
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS OTHER
Bank Of Jamaica: Payment System Department Page 15 of 35
2012 2013 2012 2013 2012 2012 2013 2012 2013 2011 2012
Jan ‐ ‐ 92.72 60.41 2.50 2.56 61.98 50.16 ‐ ‐ 157.20 113.12
Feb ‐ 113.91 3.61 72.22 ‐ 189.74 0.00
Mar ‐ 57.47 2.07 43.90 ‐ 103.44 0.00
1st QTR ‐ ‐ 264.10 60.41 8.18 2.56 178.10 50.16 ‐ ‐ 450.38 113.12
Apr ‐ 54.46 2.12 30.17 ‐ 86.75 0.00
May ‐ 57.22 6.66 38.48 102.35 0.00
Jun ‐ 86.16 4.74 63.66 ‐ 154.56 0.00
2nd QTR ‐ ‐ 197.85 ‐ 13.52 ‐ 132.30 ‐ ‐ ‐ 343.67 0.00
Jul ‐ 439.82 2.69 131.41 ‐ 573.93 0.00
Aug ‐ 131.67 2.09 77.52 ‐ 211.28 0.00
Sep ‐ 174.53 1.83 101.65 ‐ 278.01 0.00
3rd QTR ‐ ‐ 746.02 ‐ 6.62 ‐ 310.58 ‐ ‐ ‐ 1,063.22 0.00
Oct ‐ 100.53 2.05 105.46 ‐ 208.04 0.00
Nov ‐ 124.51 1.84 83.05 ‐ 209.41 0.00
Dec ‐ 108.62 1.44 53.86 ‐ 163.92 0.00
4th QTR ‐ ‐ 333.65 ‐ 5.32 ‐ 242.38 ‐ ‐ ‐ 581.36 0.00
Total 0.00 0.00 1,541.63 60.41 33.64 2.56 863.36 50.16 0.00 0.00 2,438.62 113.12
% of GRAND TOTAL 0% 0% 63% 53% 1% 2% 35% 44% 0% 0% 100% 100%
Table RPYSU012
Comments: Banks includes data on Bank of Jamaica.
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JamClear‐RTGS ANNUAL TRANSACTION VALUES ‐ USD (in Millions)FOR PERIOD JANUARY 2012 TO JANUARY 2013
Month/YearClearing House Banks Merchant Banks Primary Dealers Other TOTAL
0
100
200
300
400
500
600
700
800
1st QTR‐12 2nd QTR‐12 3rd QTR‐12 4th QTR‐12 1st QTR‐T‐D‐13
Val
ues
-U
SD
(In
Mill
ions
)
JAMCLEAR‐RTGS Annual Transaction Values ‐ USD
CLEARING HOUSE BANKS MERCHANT BANKS PRIMARY DEALERS OTHER
Bank Of Jamaica: Payment System Department Page 16 of 35
Clearing House Banks Merchant
Banks
Primary
DealersOther TOTAL
Jan 133 16,138 152 1,816 296 18,535
Feb 0
Mar 0
1st QTR 133 16,138 152 1,816 296 18,535
Apr 0
May 0
Jun 0
2nd QTR 0 0 0 0 0 0
Jul 0
Aug 0
Sep 0
3rd QTR 0 0 0 0 0 0
Oct 0
Nov 0
Dec 0
4th QTR 0 0 0 0 0 0
Total 133 16,138 152 1,816 296 18,535
% of GRAND TOTAL 1% 87% 1% 10% 2% 100%
Table RPSU01
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JamClear‐RTGS TRANSACTION VOLUMES
FOR PERIOD JANUARY TO DECEMBER 2013
Month/Year
2012
0.72%
87.07%
0.82%9.80%1.60%
JamClear‐RTGS Total Transaction Volumes
Clearing House Banks Merchant Banks Primary Dealers Other
Bank Of Jamaica: Payment System Department Page 17 of 35
Clearing House Banks Merchant
Banks
Primary
DealersOther TOTAL
Jan 34.63 1,139.81 4.11 110.40 33.05 1,321.99
Feb 0.00
Mar 0.00
1st QTR 34.63 1,139.81 4.11 110.40 33.05 1,321.99
Apr 0.00
May 0.00
Jun 0.00
2nd QTR 0.00 0.00 0.00 0.00 0.00 0.00
Jul 0.00
Aug 0.00
Sep 0.00
3rd QTR 0.00 0.00 0.00 0.00 0.00 0.00
Oct 0.00
Nov 0.00
Dec 0.00
4th QTR 0.00 0.00 0.00 0.00 0.00 0.00
Total 34.63 1,139.81 4.11 110.40 33.05 1,321.99
% of GRAND TOTAL 3% 86% 0% 8% 2% 100%
Table RPSU011
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JamClear‐RTGS TRANSACTION VALUES ‐ JMD (in Billions)FOR PERIOD JANUARY TO DECEMBER 2013
Month/Year
2012
2.62%
86.22%
0.31%
8.35%2.50%
JamClear‐RTGS Total Transaction Values (JMD)
Clearing House Banks Merchant Banks Primary Dealers Other
Bank Of Jamaica: Payment System Department Page 18 of 35
Month/Year Clearing House Banks Merchant
Banks
Primary
DealersOther TOTAL
Jan ‐ 60.41 2.56 50.16 ‐ 113.12
Feb 0.00
Mar 0.00
1st QTR ‐ 60.41 2.56 50.16 ‐ 113.12
Apr 0.00
May 0.00
Jun 0.00
2nd QTR ‐ ‐ ‐ ‐ ‐ ‐
Jul 0.00
Aug 0.00
Sep 0.00
3rd QTR ‐ ‐ ‐ ‐ ‐ ‐
Oct 0.00
Nov 0.00
Dec 0.00
4th QTR ‐ ‐ ‐ ‐ ‐ ‐
Total 0.00 60.41 2.56 50.16 0.00 113.12
% of GRAND TOTAL 0% 53% 2% 44% 0% 100%
Table RPSU012
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
JamClear‐RTGS TRANSACTION VALUES ‐ USD (in Millions)FOR PERIOD JANUARY TO DECEMBER 2013
2012
0.00%
53.40%
2.26%
44.34%
0.00%
JamClear‐RTGS Total Transaction Values (USD)
Clearing House Banks Merchant Banks Primary Dealers Other
Bank Of Jamaica: Payment System Department Page 19 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 1.63 360.72 1.60 223.42 1.60 219.98 Feb 1.64 352.31 1.62 221.15 Mar 1.82 415.21 1.65 253.93 1st QTR 5.09 1,128.23 4.87 698.50 Apr 1.67 253.76 1.63 219.15 May 1.68 262.85 1.53 212.27 Jun 1.74 251.38 1.66 213.61 2nd QTR 5.09 767.99 4.82 645.03 Jul 1.58 241.80 1.55 214.27 Aug 1.73 246.45 1.65 216.27 Sep 1.62 237.89 1.40 195.63 3rd QTR 4.93 726.14 4.60 626.17 Oct 1.66 220.69 1.64 204.38 Nov 1.74 249.76 1.60 216.14 Dec 1.76 247.63 1.63 220.42 4th QTR 5.15 718.08 4.87 640.93
TOTAL 20.26 3,340.44 19.17 2,610.64 ‐ ‐
Comment: Cheques processed by commercial banks proprietary system and the Automated Clearing House (ACH).
Table RDCBCP013
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
Cheques Processed ‐ Volumes and Values
YEAR
2011 2012 2013
1.40
1.60
1.80
2.00
2.20
J F M A M J J A S O N D
Ch
eq
ue
s P
roc
es
sed
(in
Mill
ion
s)
Month
Cheques Processed by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
191.00
241.00 291.00 341.00 391.00
441.00 491.00
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Bill
ion
s)
Month
Cheques Processed by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 20 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 0.17 1.50 0.16 1.51 0.17 1.53 Feb 0.17 2.18 0.14 1.46 Mar 0.19 2.15 0.23 1.65 1st QTR 0.53 5.82 0.53 4.62 Apr 0.13 0.80 0.17 0.70 May 0.13 0.83 0.17 0.86 Jun 0.15 0.71 0.13 0.83 2nd QTR 0.41 2.34 0.47 2.38 Jul 0.16 1.21 0.12 0.75 Aug 0.19 1.08 0.13 1.42 Sep 0.14 0.95 0.12 0.66 3rd QTR 0.49 3.24 0.37 2.83 Oct 0.14 0.93 0.11 0.82 Nov 0.13 1.64 0.13 1.09 Dec 0.15 1.54 0.12 0.93 4th QTR 0.41 4.11 0.35 2.84
TOTAL 1.85 15.50 1.72 12.68 ‐ ‐
Comment: Cheques processed manually CDN by BOJ.
Table RDCPMC013
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
Cheques Processed Manually CDN ‐ Volumes and Values
YEAR
2011 2012 2013
-
0.05
0.10
0.15
0.20
0.25
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually CDN by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
-
50.00
100.00
150.00
200.00
250.00
300.00
J F M A M J J A S O N DCh
eq
ue
s P
roc
ess
ed
(in
Mill
ion
s)
Month
Cheques Processed Manually CDN by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 21 of 35
Volume Value (000) Volume Value (000) Volume Value (000)
Jan 17.00 136.38 17.00 612.55 17.00 583.17 Feb 14.00 154.70 13.00 372.29 Mar 23.00 250.74 19.00 574.62 1st QTR 54.00 541.82 49.00 1,559.46 Apr 9.00 43.24 15.00 1,028.10 May 16.00 239.79 20.00 1,069.37 Jun 20.00 304.40 12.00 784.68 2nd QTR 45.00 587.42 47.00 2,882.15 Jul 16.00 248.81 8.00 883.52 Aug 19.00 329.26 15.00 168.71 Sep 17.00 270.42 16.00 351.69 3rd QTR 52.00 848.50 39.00 1,403.92 Oct 16.00 180.00 16.00 273.92 Nov 25.00 835.77 19.00 232.04 Dec 19.00 127.55 15.00 900.27 4th QTR 60.00 1,143.32 50.00 1,406.23
TOTAL 211.00 3,121.06 185.00 7,251.76 ‐ ‐
Comment: Cheques processed manually EURO by BOJ.
Table RDCPME013
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
Cheques Processed Manually EURO ‐ Volumes and Values
YEAR
2011 2012 2013
-
5.00
10.00
15.00
20.00
25.00
30.00
J F M A M J J A S O N D
Ch
eq
ue
s P
roc
es
se
d
Month
Cheques Processed Manually EURO by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
-
200.00
400.00
600.00
800.00
1,000.00
1,200.00
J F M A M J J A S O N D
Ch
equ
es P
roce
ssed
(in
000
)
Month
Cheques Processed Manually EURO by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 22 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 0.23 1.98 0.22 2.48 0.17 1.21 Feb 0.22 2.14 0.23 2.37 Mar 0.23 2.23 0.25 2.06 1st QTR 0.67 6.34 0.70 6.91 Apr 0.23 2.25 0.23 2.10 May 0.22 2.10 0.20 1.79 Jun 0.24 2.47 0.17 1.49 2nd QTR 0.69 6.82 0.61 5.38 Jul 0.26 2.67 0.22 1.43 Aug 0.26 2.95 0.21 1.34 Sep 0.24 2.80 0.19 1.24 3rd QTR 0.75 8.42 0.61 4.02 Oct 0.19 1.94 0.17 1.05 Nov 0.24 2.54 0.18 1.69 Dec 0.22 2.16 0.17 1.86 4th QTR 0.65 6.65 0.51 4.61
TOTAL 2.77 28.23 2.43 20.91 ‐ ‐
Comment: Cheques processed manually GBP by BOJ.
Table RDCPMG013
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
Cheques Processed Manually GBP ‐ Volumes and Values
YEAR
2011 2012 2013
0.10
0.15
0.20
0.25
0.30
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually GBP by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
- 0.50 1.00 1.50 2.00 2.50 3.00 3.50
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Mill
ion
s)
Month
Cheques Processed Manually GBP by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 23 of 35
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Volume
(000) Value (Mn)
Jan 9.83 208.76 10.06 173.57 10.99 174.29 Feb 9.42 208.56 9.29 148.05 Mar 11.24 236.01 10.48 170.94 1st QTR 30.49 653.33 29.82 492.56 Apr 9.13 160.95 9.34 168.42 May 10.01 172.22 10.34 160.43 Jun 10.22 194.47 9.37 165.29 2nd QTR 29.36 527.64 29.05 494.14 Jul 9.84 171.08 10.05 166.25 Aug 10.00 200.73 9.66 161.43 Sep 9.71 148.87 8.75 152.15 3rd QTR 29.55 520.68 28.46 479.82 Oct 9.15 151.58 9.38 145.23 Nov 9.76 157.10 10.08 133.02 Dec 9.38 178.03 9.57 144.31 4th QTR 28.29 486.72 29.03 422.55
TOTAL 117.69 2,188.36 116.36 1,889.08 ‐ ‐
Comment: Cheques processed manually USD by BOJ.
Table RDCPMU013
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
Cheques Processed Manually USD ‐ Volumes and Values
YEAR
2011 2012 2013
8.00 8.50 9.00 9.50
10.00 10.50 11.00 11.50
J F M A M J J A S O N DCh
eq
ue
s P
roc
es
se
d (
in 0
00
)
Month
Cheques Processed Manually USD by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
120.00
170.00
220.00
270.00
J F M A M J J A S O N DCh
equ
es P
roce
ssed
(in
Mill
ion
s)
Month
Cheques Processed Maually USD by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 24 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 3.44 19.49 3.68 28.39 4.08 36.03 Feb 3.19 18.66 3.58 28.96 Mar 3.63 21.64 3.85 33.34 1st QTR 10.25 59.79 11.11 90.69 Apr 3.42 20.95 3.62 31.32 May 3.43 21.53 3.90 33.06 Jun 3.40 20.54 3.78 31.25 2nd QTR 10.25 63.02 11.29 95.63 Jul 3.34 21.20 3.84 31.84 Aug 3.51 22.78 3.94 33.51 Sep 3.60 22.32 3.65 29.75 3rd QTR 10.44 66.30 11.43 95.10 Oct 3.58 32.01 3.88 32.31 Nov 3.57 29.30 4.09 36.50 Dec 3.87 31.12 4.24 37.10 4th QTR 11.01 92.43 12.21 105.91
TOTAL 41.95 281.54 46.05 387.33 ‐ ‐
Purpose: This table reflects the Automated Banking Machine JMD transactions processed by commercial banks.
Comment:
Table RDA011
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
2011 2012 2013
JMD Transactions processed at ABM Terminals
YEAR
2.00
3.00
4.00
5.00
J F M A M J J A S O N D
AB
M &
PO
S V
olu
mes
(i
n M
illio
ns)
Month
ABM & POS JMD Transactions Processed by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
17.00
22.00
27.00
32.00
37.00
J F M A M J J A S O N D
AB
M &
PO
Val
ues
(i
n B
illio
ns)
Month
ABM & POS JMD Transactions Processed by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 25 of 35
Volume (000) Value (Mn) Volume (000) Value (Mn) Volume (000) Value (Mn)
Jan 24.14 5.67 24.06 5.95 28.57 7.62 Feb 23.18 5.64 24.66 6.36 Mar 28.97 6.82 29.10 7.16 1st QTR 76.28 18.13 77.82 19.47 Apr 27.30 6.72 25.18 6.30 May 24.82 6.15 24.20 5.74 Jun 21.59 5.36 23.18 5.67 2nd QTR 73.71 18.23 72.55 17.70 Jul 22.31 5.56 26.00 6.56 Aug 23.60 5.96 26.38 6.94 Sep 19.48 4.90 19.79 5.01 3rd QTR 65.39 16.42 72.17 18.51 Oct 18.14 4.42 21.49 5.56 Nov 20.43 5.09 23.32 6.11 Dec 21.64 5.57 26.39 7.07 4th QTR 60.21 15.08 71.21 18.74
TOTAL 275.59 67.86 293.75 74.42 ‐ ‐
Purpose: This table reflects the Automated Banking Machine USD transactions processed by commercial banks.
Comment:
Table RDA012
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTS SYSTEMFOR YEAR 2011 TO JANUARY 2013
USD Transactions processed at ABM Terminals
YEAR
2011 2012 2013
5.00
10.00
15.00
20.00
25.00
30.00
J F M A M J J A S O N D
AB
M &
PO
S V
olu
me
s
(in
'000
')
Month
ABM & POS USD Transactions Processed by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
1.00 2.00 3.00 4.00 5.00 6.00 7.00 8.00
J F M A M J J A S O N D
AB
M &
PO
Val
ues
(i
n B
illi
on
s)
Month
ABM & POS USD Transactions Processed by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 26 of 35
Volume (Mn) Value (Bn) Volume (Mn) Value (Bn) Volume (Mn) Value (Bn)
Jan 1.71 11.09 2.04 13.57 2.20 15.65 Feb 1.65 10.52 2.05 12.78 Mar 1.85 12.51 2.12 14.37 1st QTR 5.20 34.12 6.21 40.72 Apr 1.68 11.52 1.97 13.00 May 1.82 12.32 2.14 14.20 Jun 1.79 12.11 2.10 14.03 2nd QTR 5.29 35.95 6.21 41.23 Jul 2.00 12.94 2.20 15.09 Aug 2.02 13.66 2.21 15.06 Sep 2.02 13.06 2.08 13.99 3rd QTR 6.04 39.65 6.49 44.14 Oct 1.99 12.92 2.06 14.18 Nov 2.01 13.47 2.20 15.40 Dec 2.46 15.44 2.58 17.48 4th QTR 6.46 41.83 6.84 47.07
TOTAL 22.99 151.55 25.74 173.16 ‐ ‐
Purpose: This table reflects the Point of Sale JMD transactions processed by commercial banks.
Comment:
Table RDP011
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
JMD Transactions processed at POS Terminals
YEAR
2011 2012 2013
1.00
1.50
2.00
2.50
3.00
J F M A M J J A S O N D
AB
M &
PO
S V
olu
me
s
(in
Mil
lio
ns)
Month
POS JMD Transactions Processed by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
8.00
10.00
12.00
14.00
16.00
J F M A M J J A S O N D
AB
M &
PO
Val
ues
(i
n B
illi
on
s)
Month
POS JMD Transactions Processed by ValuesJanuary 2011 ‐ January 2013
Value 2010 Value 2011 Value 2012
Bank Of Jamaica: Payment System Department Page 27 of 35
Volume (000) Value (Mn) Volume (000) Value (Mn) Volume (000) Value (Mn)
Jan 199.68 48.18 190.29 47.08 209.87 53.12 Feb 196.21 46.49 186.68 44.42 Mar 231.71 53.72 207.60 48.73 1st QTR 627.60 148.39 584.57 140.23 Apr 193.73 44.75 193.25 44.19 May 178.33 40.07 180.15 38.07 Jun 166.62 37.74 163.48 33.69 2nd QTR 538.68 122.56 536.89 115.94 Jul 144.09 30.62 179.74 40.40 Aug 147.23 31.29 163.34 35.01 Sep 99.64 20.94 114.52 23.72 3rd QTR 390.95 82.85 457.59 99.13 Oct 110.57 25.67 129.02 31.43 Nov 136.89 32.83 156.76 38.35 Dec 148.54 60.23 177.79 43.95 4th QTR 396.00 118.73 463.56 113.73
TOTAL 1,953.23 472.53 2,042.60 469.03 ‐ ‐
Purpose: This table reflects the Point of Sale USD transactions processed by commercial banks.
Comment:
Table RDP012
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTS SYSTEMFOR YEAR 2011 TO JANUARY 2013
USD Transactions processed at POS Terminals
YEAR
2011 2012 2013
90.00
115.00
140.00
165.00
190.00
215.00
240.00
J F M A M J J A S O N D
AB
M &
PO
S V
olu
mes
(i
n '0
00')
Month
POS USD Transactions Processed by VolumesJanuary 2011 ‐ January 2013
Volume 2011 Volume 2012 Volume 2013
20.00
30.00
40.00
50.00
60.00
70.00
J F M A M J J A S O N D
AB
M &
PO
Val
ues
(i
n B
illi
on
s)
Month
POS USD Transactions Processed by ValuesJanuary 2011 ‐ January 2013
Value 2011 Value 2012 Value 2013
Bank Of Jamaica: Payment System Department Page 28 of 35
DEBIT CREDIT DEBIT CREDIT DEBIT CREDIT
Jan 1,886,797 206,556 1,918,396 196,580 2,137,424 209,171 Feb 1,725,481 196,285 1,938,422 196,342 Mar 1,725,481 196,285 1,958,787 197,501 1st QTR 1,725,481 196,285 1,958,787 197,501 Apr 1,740,320 195,868 1,977,813 198,044 May 1,757,301 195,294 1,997,346 198,877 Jun 1,773,695 194,887 2,007,344 199,908 2nd QTR 1,773,695 194,887 2,007,344 199,908 Jul 1,790,772 195,019 2,028,611 201,909 Aug 1,809,722 194,805 2,049,644 204,158 Sep 1,832,461 195,170 2,064,255 205,289 3rd QTR 1,832,461 195,170 2,064,255 205,289 Oct 1,852,643 195,763 2,081,992 206,593 Nov 1,873,244 195,988 2,100,616 207,677 Dec 1,895,819 196,671 2,116,311 208,774 4th QTR 1,895,819 196,671 2,116,311 208,774
Purpose: This table reflects the JMD cards in circulation reported by commercial banks.
Comment:
Table RDCIC011
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
Number of JMD Cards in Circulation
RETAIL PAYMENTS FOR YEAR 2011 TO JANUARY 2013
2011 2012 2013YEAR
1,400,000 1,500,000 1,600,000 1,700,000 1,800,000 1,900,000 2,000,000 2,100,000 2,200,000
J F M A M J J A S O N D
JMD Debit Cards in Circulation by VolumesJanuary 2011 ‐ January 2013
Debit Card Volumes 2011 Debit Card Volumes 2012 Debit Card Volumes 2013
170,000
180,000
190,000
200,000
210,000
220,000
J F M A M J J A S O N D
JMD Credit Cards in Circulation by VolumesJanuary 2011 ‐ January 2013
Credit Card Volumes 2011 Credit Card Volumes 2012 Credit Card Volumes 2013
Bank Of Jamaica: Payment System Department Page 29 of 35
CREDIT DUAL
CURRENCYCREDIT
DUAL
CURRENCYCREDIT
DUAL
CURRENCY
Jan 28,305 25,990 25,794 28,170 25,130 26,767 Feb 26,981 27,759 25,737 28,100 Mar 26,981 27,759 25,759 28,050 1st QTR 26,981 27,759 25,759 28,050 Apr 26,817 27,897 25,778 27,490 May 26,637 27,946 25,659 27,496 Jun 26,451 28,351 25,580 27,486 2nd QTR 26,451 28,351 25,580 27,486 Jul 26,243 28,307 25,580 27,407 Aug 26,243 28,307 25,621 27,289 Sep 26,177 28,245 25,531 27,209 3rd QTR 26,177 28,245 25,531 27,209 Oct 26,057 28,369 25,442 27,079 Nov 25,956 28,361 25,319 26,957 Dec 25,902 28,377 25,293 26,930 4th QTR 25,902 28,377 25,293 80,966
Purpose: This table reflects the USD cards in circulation reported by commercial banks.
Comment:
Table RDCIC012
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTS FOR YEAR 2011 TO JANUARY 2013
Number of USD Cards in Circulation
YEAR
2011 2012 2013
25,000 27,500 30,000 32,500 35,000 37,500 40,000 42,500 45,000 47,500 50,000
J F M A M J J A S O N D
USD Credit Cards in Circulation by VolumesJanuary 2011 ‐ January 2013
Credit Card Volumes 2011 Credit Card Volumes 2012 Credit Card Volumes 2013
25,000
26,000
27,000
28,000
29,000
30,000
J F M A M J J A S O N D
Dual Currency Cards in Circulation by VolumesJanuary 2011 ‐ January 2013
Dual Currency Card 2011 Dual Currency Card 2012 Dual Currency Card 2013
Bank Of Jamaica: Payment System Department Page 30 of 35
POS ABM POS ABM POS ABM
Jan 13,200 431 14,474 422 16,742 426 Feb 13,532 431 14,721 428Mar 13,541 434 14,896 4301st QTR 13,541 434 14,896 430Apr 13,690 434 15,068 430May 13,830 434 15,186 431Jun 13,473 434 15,410 4272nd QTR 13,473 434 15,410 427Jul 13,830 434 15,695 428Aug 13,597 434 15,800 427Sep 13,660 439 15,888 4273rd QTR 13,660 439 15,888 427Oct 13,774 439 16,083 429Nov 13,971 440 16,275 428Dec 14,336 423 16,565 4244th QTR 14,336 423 16,565 424
Purpose: This table reflects the terminals installed by commercial banks for period 2010 to December 2012.
Table RDTI011
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
ABM & POS Terminals Installed ‐ Commercial Banks
RETAIL PAYMENTS FOR YEAR 2011 TO JANUARY 2013
2011 2012 2013YEAR
11,000 12,000 13,000 14,000 15,000 16,000 17,000 18,000
J F M A M J J A S O N D
POS Terminals Installed by VolumesJanuary 2011 ‐ January 2013
POS 2011 POS 2012 POS 2013
385
395
405
415
425
435
445
J F M A M J J A S O N D
ABM Terminals Installed by VolumesJanuary 2011 ‐ January 2013
ABM 2011 ABM 2012 ABM 2013
Bank Of Jamaica: Payment System Department Page 31 of 35
Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct
Debits and
Return
Items
Other
Electronic
Transactions
Total
Jan 4,120 823 22 221 5,186 4,349 1,108 31 292 5,780 4,674 1,279 28 346 6,328 Feb 3,792 843 24 224 4,883 4,281 1,088 20 283 5,672 ‐ Mar 4,335 915 74 247 5,571 4,519 1,171 35 306 6,031 ‐ 1st QTR 12,247 2,581 120 692 15,640 13,149 3,367 87 880 17,483 ‐ Apr 3,994 891 31 236 5,153 4,191 1,125 26 295 5,638 ‐ May 4,113 911 26 247 5,297 4,576 1,181 28 313 6,097 ‐ Jun 4,055 904 26 250 5,236 4,413 1,172 17 314 5,916 ‐ 2nd QTR 12,162 2,707 83 733 15,685 13,180 3,478 71 923 17,651 ‐ Jul 4,186 920 26 258 5,391 4,499 1,258 31 310 6,099 ‐ Aug 4,326 963 26 262 5,577 4,581 1,274 32 322 6,210 ‐ Sep 4,421 952 22 265 5,661 4,268 1,176 19 297 5,760 ‐ 3rd QTR 12,934 2,835 74 786 16,629 13,348 3,708 82 930 18,069 ‐ Oct 4,306 1,023 30 262 5,621 4,434 1,208 37 310 5,988 ‐ Nov 4,276 1,053 25 275 5,628 4,755 1,232 26 324 6,336 ‐ Dec 4,825 1,241 22 290 6,378 5,054 1,460 25 330 6,869 ‐ 4th QTR 13,406 3,316 78 827 17,627 14,243 3,900 87 964 19,193 ‐
TOTAL 50,749 11,439 355 3,038 65,581 53,920 14,453 327 3,697 72,396 ‐ ‐ ‐ ‐ ‐
Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct Debits
and Return
Items
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Direct
Debits and
Return
Items
Other
Electronic
Transactions
Total
Jan 21.08 8.28 13.83 2.98 46.17 28.79 10.50 13.78 4.50 57.57 35.77 12.45 5.99 5.64 59.85 Feb 19.37 8.08 14.16 3.32 44.93 29.29 9.92 10.61 4.31 54.12 ‐ Mar 22.54 9.57 20.74 4.18 57.03 33.39 11.50 11.64 5.14 61.68 ‐ 1st QTR 62.99 25.93 48.73 10.48 148.13 91.47 31.92 36.03 13.94 173.37 ‐ Apr 21.48 8.65 11.77 3.99 45.90 31.32 10.34 9.31 4.38 55.35 ‐ May 21.94 9.34 11.81 4.48 47.57 33.15 11.01 8.31 5.17 57.64 ‐ Jun 21.30 9.23 11.81 4.02 46.37 31.66 11.02 6.56 4.93 54.17 ‐ 2nd QTR 64.73 27.23 35.39 12.49 139.83 96.13 32.37 24.19 14.47 167.16 ‐ Jul 22.34 9.25 11.77 4.34 47.70 32.12 11.99 7.42 5.07 56.61 ‐ Aug 23.54 9.97 12.83 5.04 51.39 33.87 11.88 6.77 5.00 57.52 ‐ Sep 23.50 9.20 12.62 4.42 49.75 29.95 10.84 5.46 5.04 51.29 ‐ 3rd QTR 69.38 28.42 37.23 13.80 148.83 95.94 34.71 19.65 15.12 165.42 ‐ Oct 22.03 9.75 11.65 15.04 58.48 32.17 11.22 6.44 4.99 54.82 ‐ Nov 29.48 10.20 12.19 5.17 57.03 36.76 11.92 5.98 5.60 60.26 ‐ Dec 32.48 11.22 12.83 4.63 61.16 37.91 13.38 5.90 5.34 62.54 ‐ 4th QTR 83.99 31.17 36.66 24.85 176.67 106.84 36.52 18.32 15.93 177.61 ‐
TOTAL 281.08 112.76 158.00 61.62 613.47 390.39 135.52 98.19 59.46 683.56 ‐ ‐ ‐ ‐ ‐
Purpose: This table reflects the electronic transactions processed in categories (JMD) reported by commercial banks for period 2010 to December 2012.
Comment: Volumes are in thousands ('000) and Values are in Billions (BN).
Table RDET011
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
RETAIL PAYMENTSFOR YEAR 2011 TO JANUARY 2013
Electronic Transactions Processed ‐ Volumes & Values (JMD)
Volumes in Thousands (000)
2011 2012 2013
YEAR
Values in Billions (BN)
YEAR
2011 2012 2013
Bank Of Jamaica: Payment System Department Page 32 of 35
Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total
Jan 19 203 3 225 20 193 3 215 24 213 3 240 Feb 19 199 2 220 20 189 3 213 ‐ Mar 24 235 3 262 24 210 3 238 ‐ 1st QTR 62 637 8 707 65 593 8 666 240 Apr 22 197 3 222 21 196 3 219 ‐ May 20 181 3 204 20 182 3 205 ‐ Jun 18 169 3 189 19 166 4 189 ‐ 2nd QTR 60 547 8 616 61 544 9 613 ‐ Jul 18 146 3 168 22 182 4 208 ‐ Aug 20 149 3 172 22 166 3 191 ‐ Sep 16 101 3 120 15 117 3 135 ‐ 3rd QTR 54 397 9 460 59 465 9 534 ‐ Oct 15 112 3 130 17 132 2 151 ‐ Nov 17 139 3 158 19 159 3 181 ‐ Dec 18 151 2 171 22 180 2 205 ‐ 4th QTR 49 402 8 459 58 472 7 537 ‐
TOTAL 226 1,984 33 2,242 242 2,074 34 2,351 ‐ ‐ ‐ 240
Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total Debit Card
Transactions
Credit Card
Transactions
Other
Electronic
Transactions
Total
Jan 4.39 48.88 0.78 54.05 4.59 47.69 0.99 53.27 5.93 53.82 1.28 61.03 Feb 4.44 47.13 0.71 52.27 4.96 45.03 1.02 51.01 ‐ Mar 5.32 54.46 0.94 60.71 5.84 49.35 0.89 56.07 ‐ 1st QTR 14.14 150.47 2.42 167.03 15.39 142.07 2.89 160.35 61.03 Apr 5.19 45.55 0.86 51.59 4.95 44.75 0.92 50.62 ‐ May 4.69 40.68 1.00 46.36 4.40 38.64 0.94 43.98 ‐ Jun 4.16 38.24 0.82 43.23 4.40 34.10 1.14 39.64 ‐ 2nd QTR 14.03 124.47 2.68 141.18 13.74 117.49 3.00 134.24 ‐ Jul 4.22 31.09 1.04 36.35 5.02 40.88 1.40 47.30 ‐ Aug 4.72 31.72 1.19 37.62 5.22 35.64 1.38 42.24 ‐ Sep 3.75 21.30 1.11 26.17 3.52 24.41 1.17 29.10 ‐ 3rd QTR 12.69 84.12 3.34 100.14 13.76 100.92 3.96 118.64 ‐ Oct 3.40 26.01 0.87 30.28 3.85 32.23 1.10 37.18 ‐ Nov 3.85 33.30 0.92 38.07 4.60 38.93 1.13 44.66 ‐ Dec 4.28 60.74 0.91 65.93 5.61 44.55 1.01 51.17 ‐ 4th QTR 11.53 120.05 2.70 134.28 14.06 115.72 3.24 133.02 ‐
TOTAL 52.39 479.10 11.14 542.63 56.95 476.21 13.09 546.25 ‐ ‐ ‐ 61.03
Purpose: This table reflects the electronic transactions processed in categories (USD) by commercial banks for period 2010 to December 2012.
Comment: Volumes are in thousands ('000) and Values are in Millions (MN).
Table RDET012
PAYMENT SYSTEM OVERSIGHT REPORT JANUARY 2013
Volumes in Thousands (000)
Values in Millions (MN)
201320122011
YEAR
201320122011
YEAR
RETAIL PAYMENTS FOR YEAR 2011 TO JANUARY 2013
Electronic Transactions Processed ‐ Volumes & Values (USD)
Bank Of Jamaica: Payment System Department Page 33 of 35
CATEGORY DEFINITION
PRIMARY ISSUE Initial offer of securities issued to Banks and Primary dealers by BOJ and GOJ
OMOs Open Market Operations instruments, issued by the Bank of Jamaica
JDX Jamaica Debt Exchange securities dematerialised in JamClear‐CSD
REPOS Repurchase/Reverse repurchase transactions with both cash and non‐cash options cleared and settled in JamClear‐CSD. For all Repo transactions legal title of securities ownership is transferred until maturity date when ownershipreverts to the borrower if funds and/or securities are available.
PLEDGE Securities pledged remain in the books of the pledger but are unavailable for trade. Any interest proceeds for the securities are paid to the pledger.Only the pledgee or lender can release the pledge prior to the maturity date of the pledge.
FREE OF PAYMENT (FOP) transactions where legal title is transferred without a cash settlement in JamClear‐RTGS
PURCHASE AND SALE Outright purchase and sale of securities. Full delivery versus payment (DvP) where there is the simultaneousexchange of cash and securities.
ENTITLEMENTS Payment of interest, maturity payments to which investors are entitled that are paid in JamClear‐RTGS on due date.
JAMCLEAR‐CSDDEFINITION OF ACTIVITY CATEGORIES
Bank Of Jamaica: Payment System Department Page 34 of 35
CATEGORYTRANSACTION
TYPE DEFINITION
MULTIPLE PAYMENTS 102 Multiple payments made to several beneficiaries in one message.
BENEFICIARY PAYMENTS 103 Payment to a third party or beneficiary.
PARTICIPANT TO PARTICIPANT 202 Direct payment between JamClear‐RTGS participants.
PARTICIPANT DEBITS 204 BOJ debit to participants.
PARTICIPANT CREDITS 205 BOJ credit to participants.
ACH TRANSACTIONS 298smt201 ACH net settlement transactions.
CSD TRANSACTIONS 298smt212 Payments generated by JamClear‐CSD.
INTRADAY LOAN FACILITY ILF Intraday loan facility in JamClear‐RTGS using paper certificates.
GENERAL LEDGER TRANSACTIONS GL BOJ iniitiated messages for Cambio, Issues/Redemption of currency, eGate transactions and Ministry of Finance Payments.
JAMCLEAR‐RTGSDEFINITION OF MESSAGE TYPES
Bank Of Jamaica: Payment System Department Page 35 of 35
