Patriot Capital Corporation

Patriot Capital is dedicated to the financing needs of the retail and commercial petroleum industry, including municipal, fleet fueling, CNG/LNG, as well as other alternatives.

Fast and Affordable financing solutions to the retail and commercial petroleum industry since 2000.

Our Portfolio of retail and commercial petroleum equipment is the largest in the industry, comprising over 3500 customers. We’ve funded over $250 million in equipment such as dispensers, POS, UST, canopies, carwashes, etc.

Who We Are

AssociationsTrade | Manufacturer | Major Oil

Putting The Pieces Together

Benefits of Financing on Behalf of your Dealers

I’ve been working with Patriot Capital for almost six years now. I use them to finance nearly all of my equipment acquisitions. Their knowledge of the petroleum industry is second to none, their turn-around time is excellent, their customer service is always focused and helpful, and their lease financing products keep my lines of credit clear for appreciating purchases. They really deliver true value for my business.

Barry Bierenbaum

Mt. Express Oil Company

Extended supply contractsPass on competitive cost of capital or turn it into a mini profit-center.

Properly doc and control equipmentTake emphasis off pennies over rack price contracts and provide full service solutionEnsure that your dealers are up to specs that you expect and your MOC requires.Retain control of equip to protect yourself

from competitor brand switchingMaximize your own tax savings such as

Section 179 & Bonus Depreciation

Use site upgrades as an incentive to do business with your company – to extend

existing or add new supply contracts.

Investment Requires Capital

A Jobber has essentially three options for acquiring capital:

Cash Line of Credit (Bank Loan)

Equipment Financing

Plus Minus

No interest R.O.I. can be lengthy

Fast as you want it to be

Placing equipment @ 3rd party location w/

cash may put ownership in

question.

Spending valuable cash

on depreciating assets in

environment where cash is

king.

Plus Minus

Potentially lower interest

Borrowing against

appreciating assets to purchase

depreciating equipment

Potentially fast and easy

Reduces ability to use LOC for

growth opportunities

If collateralized by real estate, term may be

longer

LOC can become

cluttered w/ various

equipment ar various

locations w/o meaninful

capital structure.

Plus Minus

only equipment and your

signature as the collateral.

Rate may be higher than your

bank.

100% of your acquisition

without liens on land or hard

assets.

Term is typically shorter than the

bank. 24-84 months.

Fast and efficient process

No closing fees, nominal cost to

close

simple, fixed monthly payment

Section 179 A popular tax deduction in the “fiscal cliff” legislation that is designed to help encourage equipment acquisitions in 2013.

Cost of equipment $600,000.001st year write-offs • Section 179 $500,000.00 • Bonus depreciation* $50,000.00 • Normal 1st year depreciation** $7,145.00Total deduction in 1st year $557,145.00Marginal tax rate assumed 35%*** $195,000.75

$404,999.25Bottom line equipment cost after tax

The Process One-page application for projects under $200,000 for marketers

For transactions over $200,000 for marketers, we will need a full financial package to provide a decision within 5 days of receipt.

Our standard credit requirements are 2-3 years in business, 650+ CBR, reasonable bank balances, home or site ownership, no significant adverse and unresolved credit events (judgments, tax liens).

TLS-450 0% Financing With Free Installation Find out how you can drive equipment sales with Patriot Capital and Veeder-

Root’s 0% Financing with Free Installation Promotion for the TLS-450.

GILBARCO ENCORE PATRIOT

FINANCING PROGRAM