NON-OWNED AUTOBASE STATION PROGRAM

These high profile clientele usually require much higher insurance limits from the Base Station Dispatch Company that isarranging for transportation on the client’s behalf for transportation of their clients, employees, family, potential clients and others.

These high profile clients also require these same higher insurance limits to protect their own exposure. In addition, the limitsprovided by our program are much higher than what is available to the Independent Owner/Operator Driver(s) who is contracted withthe Base Station Dispatch Company for Transporting passengers and property of their clients.

The policy coverage form is a Non-Owned Auto Liability occurrence coverage form with no deductible to the insured, providing BodilyInjury and Property Damage. The insurance program insures the Base Station Dispatch Company inclusive of the defense costs of theclaim as well as providing the same coverage to the clients of the Base Station Dispatch Companies.

Certain Underwriters at Lloyd’s of London is a well-known entity and insurer on a worldwide basis providing world class protection.The reputation of Lloyd’s of London is widely known and extremely important to them. The way in which claims are handled is alsovery important to them and F•A•I•R and we work very close with them, the attorney involved in your case and all aspects of claims inthis line of business.

F •A• I •R Holdings • 844-324-7552 • www.fair l lc .com

• Map and Trip Itinerary Service• Free Auto Sales Listing• Free Auto Sales Download Service

Insured by Certain Underwriters at Lloyd’s of London and Underwritten by F • A • I • RF • A • I • R of New Jersey is a Tribunalized Lloyd's of London Correspondent

Additionally, F•A•I•R has created a unique Benefit Plan Package specifically designed for and provided to each and every activeIndependent Owner/Operator Driver(s) that is registered with the Insured Dispatch Station Insured for no additional cost to thedriver or the Insured Dispatch Base Station. The program is known as F•A•I•R CARE Benefit Program. The only item needed to validate coverage is the Vehicle IdentificationNumber (VIN) of the registered vehicle. A list of some of the benefits are:

The F•A•I•R CARE Benefit Program provides a number of Member benefits specifically for the Independent/Operator Driversfor the entire period of time that the driver is an active, insured driver with your Base Station, for as long as your Base Station isan insured. The F•A•I•R CARE Benefit Program Certificate listing the eligibility and Member Benefits will be available on our website or onyour website so that you may provide each Driver with a complete copy of the Terms and Conditions of the program for theAuto Knight Motor Club sponsored by the F•A•I•R CARE Member Benefits Plan. The full cost of the Benefits is included in thetotal Premium Cost per vehicle for the insurance policy issued to the insured. A copy of the Auto Knight Motor Club sponsored bythe F•A•I•R CARE Benefits Plan Terms and Conditions will be attached to the policy that is issued to you. Each eligible driver will be eligible and have coverage within forty-eight to seventy-two (48-72) hours from F•A•I•R being notifiedby the insured that the driver is an eligible and covered driver. Per the Terms and Conditions of the Benefit Plan, the IndependentOwner/Operator driver only need to confirm his VIN for coverage to be verified. The VIN on the actual vehicle will be the onlyfurther authorization needed for the coverage to apply. Please note that the actual vehicle is the only vehicle covered under theRoadside Assistance benefits as explained in the Terms and Conditions.

F•A•I•R CARE Benefit Program

F•A•I•R developed and offers a very unique program designed specifically for Dispatch Base Station Companies, which dispatchBlack Car and Limousine type vehicles to transport passengers of various businesses. This program is designed to assist the BaseStation Dispatch Company which contracts with various third-party businesses who are entrusting their safety and transport tothe Base Station Dispatch Company. These third-party companies are usually high profile, commercial and other similar types ofbusinesses. The program permits the Dispatch Company to meet these requirements as well as those of their clients, therebyincreasing the business of the Dispatch Company and their Independent Owner/Operator Drivers. It also provides the additionalprotection requested and needed by the Dispatch Company clients. The types of companies include; but are not limited to: Banks,Law Firms, Investment Bankers, Insurance Companies and various other clients that need Dispatch Services to provide transportservices to the clients, employees, potential clients, family members and others related to the Dispatch Company clients to meetings,airports and other destinations.

• Towing Assistance• Flat Tire Assistance• Emergency Fluid Delivery

• Lock Out Assistance• Battery Service• Rental Care Discount• Hotel Discount Program

Member Privileges The following guide will provide information of all the benefits and services of your complimentary motor club membership. You can call our toll-free number 1-800-451-0459 anytime, 24 hours a day and request “dispatch” service and we will arrange to send help toyour disabled vehicle from our nationwide network of approved independent contractors. Auto Knight will issue payment directly to the serviceprovider for covered dispatch services according to the plan benefits below.

Covered BenefitsAs a member (”You,” “Your” or “Member”) of the Auto Knight Motor Club Roadside Assistance Plan (“Plan”) provided by F•A•I•R Care,(collectively, “We,” “Us” or “Our”), We agree to provide You the following emergency roadside assistance services and motor club benefits:(1) Towing Assistance* - When towing is necessary, the [Member’s] Disabled Vehicle will be towed to the nearest qualified service facility.

Towing assistance is also available for non-emergency disablements subject to term and conditions listed below.

(2) Battery Service - If a battery failure occurs, a jump start will be applied to start the [Member’s]Vehicle.

(3) Flat Tire Assistance - Service consists of the removal of the [Covered Member’s] Vehicle’s flat tire and its replacement with theinflated spare tire; if no spare is available, vehicle will be towed to the nearest service facility (under the limits of the towing benefit).

(4) Emergency Fluid Delivery Service - An emergency supply of up to three (3) gallons of gasoline, oil, fluid and water will be deliveredto the [Covered Member] if the [Covered Member’s] vehicle is in an immediate need. Member must pay for the fuel or other fluidwhen it is delivered.

(5) Lock-Out Assistance- If the [Covered Member’s] keys are locked inside the vehicle, Administrator will provide for assistance gainingentry to the vehicle.

All benefits and services are available to You up to the [$75.00] per occurrence limit without any additional payments. Members are responsiblefor any non-covered expenses over the per occurence limit. Each [Member] will be permitted an aggregate (total) of benefit occurences that arecovered by the Plan of up to [two (2)] covered occurences per [twelve (12)] month membership term.

Dispatch Services

Additional Benefits

All Plan Service(s) are provided complimentary to You by [F•A•I•R CARE Benefits Program] through Auto Knight Motor Club Inc., the licensedmotor club provider of this membership, referred to in this document as “Administrator”, with administrative offices at [43100 Cook St., Suite200, Palm Desert, CA 92211]. All Plan benefits and services are available to you throughout the United States and Canada 24 hours a day,365 days a year. Plan benefits and services may vary in accordance to the laws of Your state and restrictions may apply.To obtain Service just call TOLL FREE 800-451-0459 to speak to a dispatcher who will dispatch a service vehicle for a coveredemergency while you are on the phone. When you call for dispatch service, be prepared to give the customer service representativethe following information:(1) Name and phone number You are calling from.

Your membership will begin [within 48-72 hours] upon having an active loan, in good standing, with the insured dealer, related financecompany, lender or lessor and continue as long as your loan remains an active loan in good standing with the insured and as long as theinsured remains insured and in good standing per the declarations page of this policy. This membership is not transferrable.Note: The Complimentary Roadside Assistance Plan is not available to residents in the state of Alaska, New Mexico and Alabama.

(2)

(3) Location of vehicle if known (street address, intersection, mile marker or landmarks) Vehicle information (Vehicle Make, Model, Color, Vehicle Identification Number and License Plate Number)

Note: Any Service obtained through any source other than Administrator (that is not authorized by Administrator) is not covered and is notreimbursable. In the event that Administrator is unable to provide service, You will be given an authorization number by Administrator to obtainservice from another service provider. In this event, You will be reimbursed up to $75.00 for any payments made for authorized coveredservice(s). The authorization number is required to be eligible for reimbursement. To receive reimbursement please send Your written requestalong with the proof of payment of service to provider to: Administrator, Reimbursement Dept., 43100 Cook St., Suite 200, Palm Desert, CA92211. If you have any questions regarding reimbursement please contact Our office at 800-451-0459.

F•A• I •R Holdings • 844-FAIR-LLC • www.fair l lc .com

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F • A • I • R CARE Benefits ProgramMEMBERSHIP SERVICES CERTIFICATE - 1

NOA / BASE STATION PROGRAM

• CUSTOM DOMESTIC MAP SERVICE: Administrator will, upon request, furnish Members with information, maps and trip itineraries, please allowten (10) business days advance notice for customized Trip Routing. Call [1-800-451-0459]

• HOTEL DISCOUNTS: Members can also take advantage of savings when making reservations at the following hotels across the country. Simplycall [800-364-6176] and use the Hotel Discount Number [60012] to make reservations at any of the hotels listed: Baymont Inn & Suites - Days InnHawthorne Suites - Howard Johnson - Knights Inn - Microtel Inns & Suites - Ramada Worldwide Super 8 - Travelodge - Wingate by WyndhamWyndham Hotel Group. Discount codes for hotel and rent-a-car are subject to change. Contact Customer Service for assistance.

• AVIS RENTAL CAR DISCOUNT: Members are eligible to receive savings when renting from AVIS Rental Car Company by calling [800-331-1212]and use Discount ID Number [G728200].

• AUTOWURLD: Allows Member to list vehicles for sale, nationwide, in 60 seconds or less, FOR FREE! Download the AutoWurld Mobile Appfrom The Play Store or iTunes, scan the VINs, snap photos with your device, enter price options and upload. www.AutoWurld.com.

Motor Club Terms and ConditionsThe following terms and conditionsmust apply to qualify for coverage under this Motor Club Membership Plan.Throughout this agreement, defined terms, whethercapitalized or bolded, have a defined meaning or value. (1) Membership benefits extend to the [Member(s) only. “[Covered Member(s)]” is defined as the enrolled member(s) registered with

Administrator.(2) Important: A [Covered Member] must be with the vehicle when the service provider arrives, as they can not service an unattended

vehicle; You will be charged a service fee for any unattended service attempts. “Covered Member(s), You Your,” is defined as theperson(s) registered as a member of [Auto Knight] Roadside Assistance..

(3)

(4)

(5)(i)

(ii)

(iii)

(iv)(v)

(vi)(vii)

(viii)

(ix)

(x)

(xi)

(xii)

“Service(s)” is defined as items 1-5 under the covered emergency roadside assistance services and motor club benefits above. Serviceprovided must be a covered benefit under the terms and conditions of this Agreement.Your Membership Plan must be active, and You must contact Administrator directly for service at [800-451-0459].”Plan” is definedas the agreement between You and Auto Knight Motor Club Inc.. The following items are not included as part of the Motor Club Membership Plan Benefits:

Coverage shall not be provided in the event of emergencies resulting from the use of intoxicants or narcotics, or the [CoveredMembers] use of a vehicle in the commission of a felony.Cost of parts, replacement keys, fluids, lubricants, or cost of fuel, material, additional labor relating to towing, or the cost ofinstallation of products. Non-emergency towing or other non-emergency service.Any service available through a valid manufacturer’s warranty or service. Non-emergency mounting or removing of snow tiresor chains or shoveling snow from around a vehicle.Tire Repair, Extrication, or Winching.Motorcycles, trucks over one and a half ton capacity, antique vehicles (meaning vehicles over 20 years old or out of manufacturefor 10 years or more), taxicabs, or other commercial vehicles. Recreational Vehicles (RVs), camping trailers, travel trailers, or anyvehicle in tow.Any and all taxes or fines. Damage or disablement due to fire, flood or vandalism.Towing from or repair work performed at a service station, garage, or repair shop. Towing by other than a licensed servicestation or garage: vehicle storage charges: a second tow, or other benefit related to the same occurence.Service on a vehicle that is not in a safe condition to be towed or serviced that may result in damage to the vehicle if towed orserviced.Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as notpassable due to construction, etc.Towing at the direction of a law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking,or other violations of law.Repeated service calls for a [Covered Member’s] Vehicle in need of routine maintenance or repair. Only one disablement forthe same service type during any seven day period will be accepted.Services received independently from Administrator without prior authorization from Administrator. Only [two (2)] covered occurences are provided for each twelve (12) month membership term. THIS IS NOT A ROADSIDE ASSISTANCEREIMBURSEMENT SERVICE.

CANCELLATION: Administrator reserves the right to cancel this Membership for the following reasons: Cancellation by Administrator forfraud or material misreprentation on Your part will be effective thirty (30) days after delivery or first class mailing of a written notice to You.CHANGE OF ADDRESS OR CONTACT INFORMATION: If there are changes to Your personal informatio, including name, address ortelephone number, please notify the agency that issued this Motor Club membership Plan to You.

BINDING ARBITRATION AND WAIVER OF JURY TRIAL: It is understood and agreed that the transaction evidenced by this contract takesplace in and substantially affects interstate commerce. Any dispute, disagreement, or controversy, whether before or after the effective date ofthis contract, arising out of or related to this contract, or the breach, termination, enforcement, interpretation of validity thereof, including thedetermination of the scope or applicability of this agreement to arbitrate, shall be determined by BINDING ARBITRATION under the FederalArbitration Act [”FAA”] in the county of residence of the Contract Owner, before three arbitrators. The arbitration shall be administered by theAmerican Arbitration Association [the ”AAA”] under its Commercial Rules, and where applicable, its Supplementary Procedures for the Resolution of Consumer-Related Disputes in effect at the time the arbitration is filed. If required in writing by the Member, Club will advise Member how to contact the AAA and how to obtain a copy of the Arbitration Rules without cost.

F • A • I • R CARE Benefits ProgramMEMBERSHIP SERVICES CERTIFICATE - 1

NOA / BASE STATION PROGRAM

F•A• I •R Holdings • 844-FAIR-LLC • www.fair l lc .com

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Please remember that Our Service providers policy require that You or another authorized person to be with the vehicle to receive service. Theservice provider may ask for identification and Vehicle Identification Number to verify membership. Please cancel Your request for serviceimmediately if it is no longer needed by calling us back at 1-800-451-0459 After Service is complete, verify the information on the call slip provided by the service provider and sign it. We will pay the provider directly forany covered dispatch charges. You will be responsible for paying the provider any charges not covered. Please note that although We make every effort to ensure that Our emergency roadside assistance providers can function under all conditions,during extreme weather conditions, there may be some delay before a service provider can reach You. When such conditions exist, we askYou to please be patient and if We are unable to locate an available contractor You will be given an authorization number forreimbursement if You have to contact a provider or facility on your own.