National Housing Agency

1600 Eye Street NW.EXecutive 4160; Information, Branch 656

Office of the AdministratorAdministrator John B. Blandford, Jr.Assistant Administrator (Administration) Lyman S. MooreAssistant Administrator (Program) Coleman WoodburyAssistant Administrator (Operations) J. Bion PhilipsonGeneral Counsel Leon H. KeyserlingDirector of Information Howard F. VickerySpecial Assistant to the Administrator Jacob CraneSpecial Assistant to the Administrator N.S. Keith

Federal Home Loan Bank Administration

(101 Indiana Ave NW., EXecutive 4160; Information, Branch 2686)

Federal Home Loan Bank Commissioner John H. FaheyExecutive Assistant to the Commissioner Ormond E. LoomisAssistant to the Commissioner William F. PennimanSecretary J. Francis MooreGeneral Counsel Harold LeeDirector of Personnel George R. Hulverson

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Federal Home Loan Bank System

Governor James TwohyAssistant Governor David FordAssistant Governor Harland G. KellerAssistant Governor A.C. NewellAssociate General Counsel Kenneth G. Heisler

Federal Savings and Loan Insurance Corporation

General Manager William H. HusbandAssistant General Manager F.R. AndersonAssistant General Manager Nathan V. MorganAssociate General Counsel Robert B. Jacoby

Home Owners' Loan Corporation

(Home Office: 2 Park Avenue, New York 16, N.Y. Information Office: 101 Indiana Avenue NW., Washington 25, D.C.)

General Manager Charles F. CotterDeputy General Manager Edward E. WendellDeputy General Manager J.S. BaughmanAssistant to the General Manager Knute C. BorregardAssociate General Counsel John B Murphy

Federal Housing Administration

(1001 Vermont Avenue NW.; EXecutive 4160; Information, Branch 609)

Commissioner Abner H. FergusonDeputy Commissioner Earle S. DraperGeneral Counsel Burton C. BovardAssistant Commissioner (Administration) R. Winton ElliottAssistant Commissioner (Title I) Ernest P. Jones, Jr.Assistant Commissioner (Underwriting) Curt C. MackAssistant Commissioner (Rental Housing) Clyde L. PowellAssistant to the Commissioner Robert B. SmithZone Commissioners:       Zone I John G. Rouse     Zone II Kent R. Mullikin     Zone III Frederick A. Van Patten     Zone IV Franklin D. RichardsComptroller Lester H. ThompsonDirector, Division of Research and Statistics Mrs. Shirley K. HartPersonnel Director James E. hicksBudget Officer and Actuary Paul M. Stoner

Federal Public Housing Authority

(1201 Connecticut Avenue NW.; EXecutive 4160; Information, Branch 2251)

Commissioner Philip M. KlutznickAssistant Commissioner for Project Management John Taylor EganAssistant Commissioner for Development W.P. SeaverAssistant Commissioner for Disposition C. Russell CravenComptroller H.L. WootenGeneral Counsel David L. KroothChief Economist Warren Jay Vinton

Assistant to the Commissioner James R. LeePersonnel Director Charles G. SternAdministrative Planning Director Francis A. Staten

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Creation.--The National Housing Agency represents a consolidation (effectuated under the First War Powers Act, 1941, on February 24, 1942, By Executive Order 9070) of the housing functions and activities of or relating to the following agencies: Federal Home Loan Bank Board, Federal Home Loan Bank System, Federal Savings and Loan Insurance Corporation, Home Owners' Loan Corporation, United States Housing Corporation, the Federal Housing Administration, the United States Housing Authority, Defense Home Corporation, Division of Defense Housing Coordination, Central Housing Committee, Farm Security Administration with respect to non-farm housing, Public Buildings Administration, Division of Defense Housing, Mutual Ownership Defense Housing Division, Office of the Administrator of the Federal Works Agency, and the War and Navy Departments with respect to housing located off military or naval reservations, posts, or bases.

Functions.--All the housing functions and activities which formerly were carried on by the above 17 different agencies and administrative units are now administered in the National Housing Agency, under the general direction and supervision of the National housing Administrator. The National Housing Agency is also the claimant and administering agency under the Controlled Materials Plan, not only for war housing, but also for such other housing construction, improvement, or betterment as it becomes practicable to provide during the period when materials continue to be allocated by the War Production Board.

Organization.--The National Housing Agency consists of the Office of the Administrator and three main constituent units; Federal Home Loan Bank Administration, Federal Housing Administration, and Federal Public Housing Authority.

Office of the Administrator

The Office of the Administrator supervises and directs the activities of the three constituent units, and thus has the over-all responsibility for unifying and coordinating most of the housing functions and activities of the Federal Government. In addition, it performs various functions arising out of the war effort.

In cooperation with the War Production Board, the War Manpower Commission, other Federal agencies, local communities, and war plants,

the Office of the Administrator determines the need for housing for war workers in areas where a shortage of housing exists or impends, which threatens to impede the War Program, and devises ways and means of supplying such need. This function includes surveys of individual communities; the compilation of employment and housing data from all available sources; and finally, in light of all the various factors, a determination of (a) the proportion of the housing need for each community which can be met through a more complete utilization of existing housing facilities, (b) the proportion which can be supplied by private builders through new construction, and (c) the proportion of the remaining need which is absolutely essential to the war effort and which must therefore be supplied through publicly financed housing.

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In order to increase the proportion of the housing need of each community which could be met by more effective use of existing housing facilities, and thus reduce the proportion required to be met by new housing construction requiring the expenditure of critical materials, manpower, and funds, the Office of the Administrator has assisted in the establishment of local War Housing Centers. War Housing Centers encourage home owners to make extra space available to war workers, and refer eligible war workers to such accommodations. These Centers are controlled and supported by local committees, with Federal financial assistance in the most critical areas. Such assistance is withdrawn as the emergency passes.

The Office of the Administrator has the responsibility for representing the national housing Agency in its claimant agency activities before the War Production Board.

The Office of the Administrator also has responsibility for executing congressional policy on, and programming the disposition of, publicly financed war housing of a permanent character and the removal of publicly financed war housing of a temporary character, under the jurisdiction of the National Housing Administrator.

Regional Offices--Office of the Administrator

Region Representative Address

No. 1. Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont

John M. Dobbs 24 School Street, Boston 8, Mass.

No. 2. New York, New Jersey, Pennsylvania, Maryland, Delaware

Charles S. Ascher 2 Park Avenue, new York 16, N.Y.

No. 3. Illinois, Indiana, Wisconsin, Kentucky, Michigan, Ohio, West Virginia, Missouri, Iowa, Minnesota, Nebraska, North Dakota, South Dakota

William K. Divers 201 N. Wells Street, Chicago 6, Ill.

No. 4. Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, Virginia

Robert K. Creighton 114 Marietta Street, Atlanta 3, Ga.

No. 5. Arkansas, Louisiana, New Mexico, Oklahoma, Texas, Colorado, Kansas

Joseph P. Tufts Room 1909, 1907 Elm Street, Dallas 1, Tex.

No. 6. Arizona, California, Nevada, Utah

Preston L. Wright 503 Market Street, San Francisco 5, Calif.

No. 7. Idaho, Montana, Oregon, Washington, Wyoming, Alaska

George W. Coplen 1018 Vance Building, Seattle 1, Wash.

Washington Metropolitan Area. District of Columbia; Calvert, Charles, St. Mary's, Prince Georges, and Montgomery counties in Maryland; Arlington and Fairfax counties and the city of Alexandria in Virginia; Panama Canal Zone, Puerto Rico, Hawaii

John W. Hyde Room 203, 1601 Eye Street NW., Washington 25, D.C.

Federal Home Loan Bank Administration

Creation.--The Federal Home Loan Bank Administration, as a constituent unit of the National housing Agency, performs functions formerly exercised by the Federal Home Loan Bank Board in supervision of the Federal Home Loan Bank System and Federal Savings and Loan Associations, and in administering the Federal Savings and Loan Insurance Corporation and the Home Owners' Loan Corporation. Functions relating to the United States Housing Corporation (now

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in liquidation) are also administered in the Federal Home Loan Bank Administration, in accordance with Executive Order 9070 of February 24, 1942.

The activities under control of the Federal Home Loan Bank Administration are provided for in the Federal Home Loan Bank Act, approved July 22, 1932 (47 Stat. 725; 12 U.S.C. 1421-49; 15 U.S.C. 602); the Home Owners' Loan Act of 1933, approved June 13, 1933 (48 Stat. 128; 12 U.S.C. 1461-68); and title IV of the National Housing Act, approved June 27, 1934 (48 Stat. 1246; 12 U.S.C. 1724-30), together with amendatory acts of Congress, approved April 27, 1934; May 28, 1935; February , 1938; August 10, 1939; August 11, 1939; March 28, 1941, and October 24, 1942.

Organization.--The Federal Home Loan Bank Administration is headed by the Chairman of the Federal Home Loan Bank Board, who serves as the Federal Home Loan Bank Commissioner. The positions of the remaining four members of the Bank Board have been vacated for as long as title I of the Fist War power Act, 1941, remains in force.

Funds.--Expenses of the Administration are paid by assessments against the regional Federal Home Loan Banks, charges against institutions examined by its Examining Division, and charges against the other agencies under its supervision.

Federal Home Loan Bank System

Creation.--The Federal Home Loan Bank System was created by authority of the Federal Home Loan Bank Act, approved July 22, 1932 (see citations under Federal Home Loan Bank Administration), to provide q credit reserve for thrift and home-financing institutions.

Organization.--There are 12 regional Federal Home Loan Banks in the System, located in New York, Boston, Pittsburgh, Winston-Salem, Cincinnati, Indianapolis, Chicago, Des Moines, Little Rock, Topeka, Portland (Oreg.), and Los Angeles. The management of each Bank is vested in 12 directors, 4 appointed by the Administration and 8 elected by member institutions, The directors of each Bank elect a president, who must be approved by the Bank Administration, as chief executive officer.

Capital and Funds.--The capital stock of the Federal Home Loan Banks is owned by institutions which have been accepted into memberships, each of which is required to purchase stock, and by the United States. The Government's $124.741.000 stock is held by the Reconstruction Finance Corporation. The Banks may obtain other loanable funds through deposits accepted from member institutions and from other Federal Home Loan Banks, and through the issuance of bonds, debentures, or other obligations.

Eligible Institutions.--The types of institutions eligible to become members of the Federal Home Loan Banks are building and loan, savings and loan, and homestead associations, savings and cooperative banks, and insurance companies. Every Federal savings and loan association is required to become a member of its regional Federal Home Loan Bank.

On June 30, 1944, there were 3,714 members of the System, having estimated total assets of $6,840,241,000. Through June 30, 1944, the 12 Federal Home Loan Banks had advanced these member institutions

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a total of $1,247,781,080, of which $1,119,503,534 had been repaid, leaving outstanding a balance of $129.277,546.

Power to Borrow.--Any Bank may issue bonds, debentures, and other obligations when permitted by the Federal Home Loan Bank Administration. Consolidated debentures, which are the joint and several obligations of all the Banks, may be issued by the Administration when no assets of any Bank are pledged as security for any debt or are subject to any lien. Consolidated debentures amounting to $58,000,000 were outstanding on June 30, 1944.

Loans to Veterans.--Members of the Federal Home Loan Bank System specialize in the making of loans on homes. They are therefore particularly well equipped to make and service loans to veterans under the Servicemen's Readjustment Act of 1944 (58 Stat. 291).

Federal Savings and Loan Associations.--These were provided for by section 5 of the Home Owners' Loan Act of 1933 (48 Stat. 132) as amended. They are chartered and supervised by the Federal Home Loan Bank Administration, and my be either new institutions or converted from established State-chartered institutions. As of June 30, 1944, there were 1,465 Federal savings and loan associations, with combined assets of $2,881,276,000, located in the 48 States, the Territories of Alaska and Hawaii, and the District of Columbia.

Federal Savings and Loan Insurance Corporation

Creation.--The Federal Savings and Loan Insurance Corporation was created by title IV of the National Housing Act (see citations under Federal Home Loan Bank Administration), to insure the safety of savings in thrift and home-financing institutions.

Function.--The Corporation guarantees the safety of repurchasable (withdrawable) investments and credited earnings up to $5,000 for each investor in an insured institution. All Federal savings and loan associations, and those State-chartered building and loan, savings and loan, and homestead associations, and cooperative banks which apply and are approved, are insured. On June 30, 1944, there were 2,461 insured institutions, with total assets of $4,584,000,000.

Procedure Upon Default.--To prevent the default of an insured institution or restore it to normal operation, the Corporation may make loans to, purchase assets of, or contribute to, such an institution. In the event of default and liquidation of an insured institution, the Corporation will make available to the holders of insured accounts, at their option, either a new insured account of equal amount in an insured institution which is not in default, or 10 percent of the insured account in cash, 45 percent in negotiable noninterest-bearing debentures of the Corporation due within 1 year from the date of default, and 45 percent in similar debentures due within 3 years from the date of default.

Funds.--The capital of the Corporation in the amount of $100,000,000, was obtained by the sale of its stock to the Home Owners' Loan Corporation. Its income consists of premiums paid by insured institutions, admission fees from newly insured associations, and interest earned on its investments. All income above expenses is placed in reserves, which totaled $51,631,,510 on June 30, 1944. Additional funds may be obtained by the issuance of notes, bonds, or debentures.

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Home Owners' Loan Corporation

Creation.--The Home Owners' Loan Corporation was established by the Home Owners' Loan Act of 1933 (see citations under Federal Home Loan Bank Administration). Its purpose was to grant long-term mortgage loans, at low interest rates, to distressed home owners who were unable to procure financing through normal channels, and to help stabilize real estate and mortgage values--then almost non-existent because of the depression. As provided by the act, the Corporation ceased its lending activities in 1936. Since then it has been engaged in liquidating its loans and other assets.

Organization.--Collections of its loans and rental and sale of the Corporation's acquired properties are carried on through eight regional offices under the Corporation's home office in New York. These regional

offices are located in New York, Atlanta, Chicago, Cincinnati, Omaha, Memphis, Dallas, and San Francisco.

Lending Operations.--The Corporation granted loans totaling $3,093,451,321 to 1,017, 821 home owners, the great majority facing the loss of their homes through foreclosure. Since then, the Corporation has made additional advances and capitalizations which through June 30, 1944, aggregated $394,204,939.

Practically all loans were originally made at an annual interest rate of 5 percent. The Corporation is now accepting interest at the rate of 4.5 percent. Loans were written for a term not to exceed 15 years. In order to assist delinquent borrowers to overcome their arrearages and retain their homes, Congress, in 1939, amended the act, providing that the Corporation may extend its loans, when advisable up to a maximum period of 25 years from the date of the granting of the loan.

Liquidation of Assets.--Since 1936, the Corporation's chief task has been to aid its borrowers in meeting their payments and keeping their homes, and to liquidate its loans and properties. On June 30, 1944, it was collecting on 641,446 accounts--499,238 those of original borrowers and the rest purchaser of foreclosed properties. Three hundred and fifty-eight thousand, six hundred and eight borrowers and purchasers of HOLC houses had paid off their accounts in full. More than 100,000 borrowers were making monthly payments in amounts greater than called for by their contracts. Of the 197,680 properties which the Corporation had taken over, 192,221, or 97.2 percent, had been sold.

Up to June 30, 1944, total loans and subsequent advances reached a cumulative total of $3,487,656,260. On the same date, $2,231,486,950, or 64 percent of this amount, had been liquidated.

Other Investments.--Of $238.856,710 invested by HOLC in the securities of savings and loan associations, pursuant to the act of Congress, $46,529,250 was outstanding on June 30, 1944. The Corporation also owns the $100,000,000 stock of the Federal Savings and Loan Insurance Corporation.

Financial Operations.--The capital stock of the Corporation, owned by the Untied States, amounts to $200,000,000. The HOLC lending program, however, was financed primarily through its bonds which it was authorized to issue in an amount up to $4,750,000,000, exclusive of those for refunding purposes. The Corporation now is retiring its bonds as rapidly as funds become available for that purpose.

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Exclusive of bonds for refunding purposes, the Corporation had issued bonds in the cumulative amount of $3,489.453,550 up to June 30, 1944. Bonds outstanding totaled $1,334,904,000.

United States Housing Corporation

Creation.--The United States Housing Corporation was incorporated on July 10, 1918, pursuant to acts of Congress approved May 16, 1918 (40 Stat. 550), and June 4, 1918 (40 Stat. 5959). Its purpose was to provide housing for war workers in World War I. The Corporation is now in liquidation.

Federal Housing Administration

Creation.--The Federal Housing Administration is one of the main constituent units of the National Housing Agency. Its function is to insure private lending institutions against loss on loans secured by mortgages on one- to four-family dwellings or on large scale rental housing projects, and on loans for property repair or improvements.

The Federal Housing Administration was created by the National Housing Act, approved June 27, 1934 (48 Stat. 1246; 12 U.S.C. 1702), as amended by acts of Congress approved May 28, 1935; August 23, 1935; April 3, 1936; April 17, 1936; March 28, 1941; June 28, 1941; September 2, 1941; May 26, 1942; March 23, 1943; October 14, 1943; October 15, 1943; and June 30, 1944.

Functions.--The National Housing Act, as amended, authorizes the Federal Housing Commissioner to insure lending institutions against losses incurred on two general types of loans: those for the repair, alteration, or improvement or real property--which may or may not be secured by collateral security--and those secured by mortgages on structures designed primarily for residential use.

For the duration of the war new construction is limited to war areas, and priority ratings as required by the War Production Board must b obtained whenever critical material are necessary for private or public housing construction or for repair or rehabilitation work. Federal Housing Administration field offices accept, process, and approve applications for priorities and authority to begin construction on privately financed war housing and on utility lines or systems necessary thereto. In addition, FHA field offices issue allotments and preference ratings in connection with approved privately financed war housing projects. They likewise make compliance inspections of such projects to determine conformity of the

construction with WPB and NHA regulations regarding the use of critical materials. There is no correlation whatever between these activities on behalf of the war Production Board and the issuance of Federal Housing Administration commitments for mortgage insurance.

Title I offers insurance to private lending institutions on loans up to $5,000 to alter, convert, improve, or repair an existing structure to provide additional living accommodations in areas where an acute housing shortage exists or impends to reason of war activities; on loans up to $2,500 to alter, repair, or improve other existing structures; and on loans up to $3,000 to build new structures.

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The insurance coverage on these loans amounts to 10 percent of the aggregate advanced by the lender. The maximum liability which may be outstanding at any time, plus the total amount of claims paid under title I, less the amount collected from insurance premiums and other sources, is $165,000,000.

Title II is designed to improve housing standards and conditions by utilizing "the best available means for achieving a sustained long-term residential construction program with a minimum expenditure of Federal funds and a maximum reliance upon private business enterprise." The means to this end are the Mutual Mortgage Insurance Fund and the Housing Insurance Fund. The total insurance liability under title II may not exceed $4,000,000,000 at any one time, except that with the approval of the President the aggregate may be increased to an amount not to exceed $5,000,000,000. However, the total amount of the principal obligations of mortgages insured after June 3, 1939, and covering property the construction of which was completed more than 1 year prior to the date of application for insurance shall not exceed 35 percent of the total amount of mortgages with respect to which insurance may be granted after such date.

The Mutual Mortgage Insurance system establishes a revolving fund for the insurance of mortgages on structures with accommodations for not more than four separate families. The mortgages, as provided for under section 203 of the act, are of three types:

1. Those which do not exceed $5,400 may cover up to 90 percent of $6,000 of the appraised value of property improved by a single-family, owner-occupied dwelling approved for mortgage insurance prior to the beginning of construction.

2. Those which do not exceed $8,600 may cover up to 90 percent of $6,000 of the appraised value plus 80 percent of such value in excess of $6,000 of property improved by a single-family, owner-occupied dwelling approved for mortgage insurance prior to the beginning of construction.

3. Those which do not exceed $16,000 may cover up to 80 percent of the appraised value of a property improved by a structure which need not be newly constructed or owner-occupied, but which must be designed to house not more than four separate families.

However, no mortgage to refinance an existing mortgage shall be insured under this section unless the mortgagor certifies to the Commissioner that he has applied to the holder of the existing mortgage for refinancing, and after reasonable opportunity the holder has failed or refused to make a loan on as favorable terms as those of the mortgage offered for insurance.

The provisions of section 203 are also applicable to eligible mortgages covering farm properties, provided that not less than 15 percent of the principal is to be expended for materials and labor for construction or repairs.

The Housing Insurance Fund is a revolving fund for the insurance of mortgages of two types: (1) those involving a principal obligation in an amount not to exceed $5,000,000 and not to exceed 80 percent of the value of the property when the proposed improvements are completed, and (2) those previously insured under section 210, which was repealed by an act approved June 3, 1939.

Title VI was created by an amendment to the National Housing Act signed by the President on March 28, 1941, Its scope was expanded

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by the amendments of May 26, 1942, so that in addition to providing for the insurance of mortgages on one- to four-family dwellings for sale or rent, with occupancy priority to war workers, it also provides for the insurance of mortgages not exceeding $5,000,000 on rental housing for war workers. The title VI insurance authorization is $1,700,000,000.

In contrast to the provision of section 203 limiting 90-percent mortgages to owner-occupied new homes, section 603 of title VI authorizes the insurance of mortgages representing up to 90 percent of the Federal Housing Administration valuation of newly constructed dwellings of which the builder is the mortgagor. The mortgagor must, however,

establish to the satisfaction of the Commissioner that occupancy priority will be given to persons engaged in war activities.

Mortgages insured under section 603 are limited to a maximum of %5,400 on a single-family dwelling, $7,500 on a two-family dwelling, $95,000 on a three-family dwelling, and $12,000 on a four-family dwelling. The maximum term is 25 years and the maximum interest rate is 4.5 percent.

Under section 608 of title VI the Commissioner is authorized to insure mortgages, including advances during construction, on large-scale projects in amounts not to exceed $5,000,000 and not to exceed 90 percent of the Commissioner's estimate of the reasonable replacement cost of the completed project, but not in excess of his estimate of the cost of the completed physical improvements exclusive of off-site public utilities and streets, and organization and legal expenses, and not to exceed $1,350 a room for such part of such project as may be attributable to dwelling use.

The property must be designed for rent for residential use by war workers. The mortgagor must be approved by the Commissioner and may be regulated by him as to rents or sales, charges, capital structure, rate of return, and methods of operation.

In authorizing insurance of mortgages under title VI, the Commissioner need not find that the project is economically sound, as under title II, but must find that the project with respect to which the mortgage is executed is an acceptable risk in view of the war emergency. The Commissioner is authorized to prescribe such procedures as he may deem necessary to secure occupancy priority to war workers.

The Federal Housing Administration is now concentrating all its activities, as far as new construction is concerned, on title VI of the National Housing Act. In addition, the Administration is carrying on a program to encourage the attainment of three objectives: (1) the financing of existing property on a sound amortized basis, (2) the conversion of older properties for residential use, and (3) to meet sanitary and health requirements and to maintain property values, property repair within the restrictions of the War Production Board and of Federal Reserve Board Regulation W, which restricts the extension of consumer credit.

The Federal Housing Administration now insures loans to veterans, and FHA field offices are accepting applications from private lending institutions for the insurance of principal loans supplemented by loans under section 505 of the Servicemen's Readjustment Act of 1944.

The Federal National Mortgage Association, organized by the Reconstruction Finance Corporation on February 10, 1938, under the

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National Housing Act as amended February 3, 1938, provides a ready market for insured mortgages.

Organization.--The work of the Federal Housing Administration is directed by the Commissioner. The general administrative staff includes a Deputy Commissioner, the General Counsel, four Assistant Commissioners, one Assistant to the Commissioner, the Comptroller, and four Zone Commissioners.

The principal divisions of the Administration, the general nature of each of which is indicated by its name, are as follows: Legal, Underwriting, Title I, Mortgage Insurance, Administrative Services, Research and Statistics, and Controller.

State and District Offices--Federal Housing Administration

State Address

Alabama Comer Building, Birmingham 3.

Arizona Luhrs Tower, Phoenix.

Arkansas Federal Building, Little Rock.

California Rives-Strong Building, Los Angeles 15.315 Montgomery Street, San Francisco 4.

Colorado Boston Building, Denver 2.

Connecticut 125 Trumbull Street, Hartford 3.

Delaware Industrial Trust Building, Wilmington.

District of Columbia 1021 Fourteenth Street NW., Washington 25, D.C.

Florida Greenleaf Building, Jacksonville 2.Coral Gables City Hall, Miami 34.

Georgia 101 Marietta Street Building, Atlanta 3.

Hawaii Federal Building, Honolulu.

Idaho 805 Idaho Street, Boise.

Illinois Merchandise Mart, Chicago 54.605 Illinois Building, Springfield.

Indiana Guaranty Building, Indianapolis 9.

Iowa Insurance Exchange Building, Des Moines 9.

Kansas National Bank Building, Topeka.

Kentucky American Life and Accident Insurance Building, Louisville 2.

Louisiana Richards building, New Orleans 12.

Maine Exchange Building, Bangor.

Maryland Fidelity Building, Baltimore 1.

Massachusetts 40 Broad Street Building, Boston 9.

Michigan Penobscot Building, Detroit 26.

Minnesota New Post Office, Minneapolis 1.

Mississippi Lamar Life Building, Jackson 111.

Missouri, Eastern 315 N. Seventh Street, St. Louis 1.

Missouri, Western Land Bank Building, Kansas City 6.

Montana Federal Building, Helena

Nebraska Woodmen of the World Building, Omaha 2.

Nevada Lunsford Building, Reno.

New Hampshire 70 Market Street, Manchester.

New Jersey Raymond-Commerce Building, Newark 2.

New Mexico N. THird Street, Albuquerque.

New York 2 Park Avenue, New York City 16.The City & County Savings Bank Building, Albany 7.Main Post Office Building, Buffalo 3.

North Carolina Guilford Building, Greensboro.

North Dakota 621 First Avenue North, Fargo.

Ohio New Post Office Building, Cleveland 13.Old Post Office Building, Columbus 15.

Oklahoma Cotton Exchange Building, Oklahoma City.

Oregon Platt Building, Portland 5.

Pennsylvania Public Ledger Building, Philadelphia 6.

Puerto Rico P.O. Box 3592, San Juan.

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State and District Offices--Federal Housing Administration--Continued

State Address

Rhode Island Old Colony Bank Building, Providence 3.

South Carolina Federal Land Bank Building, Columbia 29.

South Dakota New City Hall, Sioux Falls.

Tennessee Federal Building, Memphis.

Texas Cotton Exchange Building, Dallas 1.Electric Building, FOrth Worth 2.

Rusk Building, Houston 2.Alamo National Bank Building, San Antonio 5.

Utah 109 W. Second Street South, Salt Lake City 1.

Vermont Parkhill Building, Burlington.

Virginia 1005 E. Main Street, Richmond 19.

Washington Dexter-Horton Building, Seattle 4.

West Virginia Chamber of Commerce Building, Charleston.

Wisconsin 312 E. Wisconsin Avenue at Broadway, Milwaukee 2.

Wyoming Post Office Building, Cheyenne.

Federal Public Housing Authority

Creation.--The Federal Public Housing Authority, as one of the three main constituent units of the National Housing Agency, performs the functions, powers, and duties relating to public housing theretofore performed by the Federal Works Agency and its constituent units or agencies (United States Housing Authority, Public Buildings Administration, Division of Defense Housing, Mutual Ownership Defense Housing Division), the War Department and the Navy Department (except housing located on military or naval reservations, posts, or bases), and the Farm Security Administration (nonfarm housing). Under the order, also, the Defense Homes Corporation and its functions, powers, and duties are administered by the Federal Public Housing Commissioner.

War Housing.--The Federal Public Housing Authority is authorized to provide hosing for persons engaged in war activities in localities in which the President finds that an acute shortage of housing exists or impends which would impede war activities, and that such housing would not be provided by private enterprise when needed. This includes housing for workers engaged in industries essential to the war effort, for certain military and naval personnel, and for certain employees of the Government whose duties are essential to the war effort.

The Federal public Housing Authority is authorized to acquire land and to construct and operate projects to provide such war housing, including family housing, dormitories, and trailers. The Federal Public Housing Authority is authorized to utilize local public housing agencies in the construction and operation of such war housing projects.

The Authority is also authorized to revise contracts for financial assistance which had been entered into with local public housing agencies in connection with low-rent housing and slum clearance projects located in areas where there is a shortage of housing for persons engaged in war

activities, so that these projects can be used during the war to provide necessary public housing for war workers.

Low-Rent Housing and Slum Clearance.--Pursuant to the United States Housing Act of 1937, as amended, contracts for financial assistance

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(in the form of capital loans and annual subsidies during administration) to aid local public housing agencies in the development and administration of low-rent housing and slum clearance projects were entered into by the United States Housing Authority. The Federal Public Housing Authority is now administering these contracts under Executive Order 9070 of February 24, 1942. As already indicated, many projects originally intended for low-rent housing have been made available for persons engaged in war activities. Such United States Housing Act projects now used to house war workers will revert to low-rent housing purposes after the war.

The Authority also administers nonfarm housing projects developed by the Farm Security Administration, including three "greenbelt" communities, and some 30 rural or suburban projects for families not deriving their principal income from operating or working on farms.

Regional and Area Offices--Federal Public Housing Authority

Region Directors Headquarters

No. 1. Maine, New Hampshire, Vermont, Massachusetts, Connecticut, Rhode Island

Sumner K. Wiley 24 School Street, Boston 8, Mass.

No. 2. New York, Pennsylvania, new Jersey, Maryland, Delaware

John A. Kervick 270 Broadway, New York 7, N.Y.

No. 3. Indiana, Illinois, Wisconsin, Iowa, Minnesota, South Dakota, North Dakota, Nebraska, Missouri, and Kansas City, Eudora, Kans., and Kansas City Metropolitan Area.

Orvil R. Olmsted 201 N. Wells Street, Chicago 6, Ill.

No. 4. North Carolina, South Carolina, Florida, Tennessee, Mississippi, Alabama, Georgia, Virginia

John P. Broome Georgia Savings Bank Building, Atlanta 3, Ga.

No. 5. Louisiana, Arkansas, Oklahoma, Texas, New Mexico,

Marshall W. Amis 1411 Electric Building, Seventh and Taylor Streets,

Colorado, Kansas (except Kansas City, Eudora, Kans. and Kansas City Metropolitan Area.)

Ft. Worth 2, Tex.

No. 6. California, Nevada, Arizona, Utah, Hawaii

Langdon W. Post 760 Market Street, San Francisco 3, Calif.

No. 7. Montana, Idaho, Oregon, Washington, Wyoming, Alaska

Frank M. Crutsinger Skinner Building, Fifth Avenue and Union Street, Seattle 1, Wash.

No. 8. Kentucky, West Virginia, Ohio and Michigan

Hugo Schwartz, Acting

2073 E. Ninth Street, Cleveland 15, Ohio

General Field Office. District of Columbia; in Virginia, Fairfax County, Arlington County, and the city of Alexandria; in Maryland, Montgomery County, Prince Georges County, and the war housing localities of Cedar Point, Indian Head, and Meadedale; Puerto Rico, the Virgin Island, Cuba, and the Canal Zone, and special projects not assigned to the regional offices.

Oliver C. Winston Longfellow Building, Connecticut Avenue at M Street NW., Washington 25, D.C.

Approved.

John B. Blandford, Jr.Administrator, National Housing Agency