Mortgage-Opoly-Dan P
1
Branch Office: (NMLS ID#1249952) US Mortgage Corporation, 1704 S. Boulevard, Suite B, Edmond, OK 73013. Licensed Mortgage Broker–Oklahoma Department of Consumer Credit. US Mortgage Corporation is not an agent of or affiliated with FHA or the Federal Government and is not acting on behalf of or at the direction of FHA or the Federal Government. Rates, fees and program guidelines are subject to change without notice. Certain restrictions may apply. Some loans arranged through third parties. Not all products and/or programs are available in all states. This flyer is not intended as an offer to extend credit nor a commitment to lend. Pre- Qualification Start Here Find a Home Title Report Schedule A Closing Clear To Close Application Process Underwriting Final Walk Through Appraisal Order Appraisal Report Closing Make an Offer Contract Processing Tell us How We did Refer a Friend GO DO’S DO NOT’S • Save all recent paystubs • Obtain all recent bank statements • Continue to pay all your bills on-time • Keep copies of everything you submit • Contact me at any time for assistance Income, Credit and Assets are analyzed to determine the amount of financing you qualify for Work with a Realtor to find the perfect home to fit your lifestyle and needs Buyer’s Title Company submits the Title Report to the Lender Date is Scheduled with the Title Companies and Lender All closing conditions are submitted for final clearance Home Owners Insurance Copy of Mortgagee Clause is given so buyer can obtain Home Owners Insurance Pre-Approval Letter Offer Accepted Order any additional inspections (not required & therefore not included on your good faith estimate) Make sure to email us a complete copy of your fully executed contract Processor sends you welcome letter & list of items still missing • Processing communicates by email, Check your email constantly Processor verifies your assets, employment and credit Post your review on our Zillow page www.zillow.com/profile/ USMortgage/ If you like our service, don’t keep us a secret Refer your friends and family • Do not make any large purchases • Do not co-sign any loans • Do not apply for new credit cards or loans • Do not change jobs • Do not make cash deposits NMLS #3901 Provide all necessary documentation and sign your mortgage application and disclosures File is submitted to Underwriting for commitment. Commitment letter issued and sent to the buyer Homebuyer can do a final walk through of the Property to approve the condition of the house prior to signing the closing documents Appraisal is ordered within 48 hours of your mortgage application’s submission to processing Once reviewed, Processor will update you of any outstanding conditions pending loan approval All parties involved will sign the closing docs with the Title Company Dan E. Perreira - Mortgage Loan Originator - NMLS #187369 [email protected] 1704 S. Boulevard, Suite B Edmond, OK 73013 405-673-5606 405-822-0141 866‐999‐3739 Office: Cell: Fax: MORTGAGE-OPOLY HOMEBUYER’S EDITION
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Transcript of Mortgage-Opoly-Dan P
Branch Offi ce: (NMLS ID#1249952) US Mortgage Corporation, 1704 S. Boulevard, Suite B, Edmond, OK 73013. Licensed Mortgage Broker–Oklahoma Department of Consumer Credit. US Mortgage Corporation is not an agent of or affi liated with FHA or the Federal Government and is not acting on behalf of or at the direction of FHA or the Federal Government. Rates, fees and program guidelines are subject to change without notice. Certain restrictions may apply. Some loans arranged through third parties. Not all products and/or programs are available in all states. This fl yer is not intended as an offer to extend credit nor a commitment to lend.
Pre-Qualifi cationStart Here Find a Home
Title ReportSchedule A Closing
Clear To Close
Application Process
UnderwritingFinal Walk Through
Appraisal Order
Appraisal Report
Closing
Make an Offer Contract
Processing
Tell us How We did
Refer a Friend
GODO’S DO NOT’S• Save all recent paystubs• Obtain all recent bank statements• Continue to pay all your bills on-time• Keep copies of everything you submit• Contact me at any time for assistance
Income, Credit and Assets are analyzed to
determine the amount of fi nancing you qualify for
Work with a Realtor to fi nd the perfect home to
fi t your lifestyle and needs
Buyer’s Title Company submits the Title Report
to the Lender Date is Scheduled with the Title Companies and
Lender
All closing conditions are submitted for fi nal
clearance
Home Owners Insurance
Copy of Mortgagee Clause is given so buyer can obtain
Home Owners Insurance
Pre-Approval Letter Off er Accepted
Order any additional inspections (not required & therefore not included
on your good faith estimate)
Make sure to email us a complete copy of your fully executed contract
Processor sends you welcome letter & list of items still missing
• Processing communicates by email, Check your email constantly
Processor verifies your assets, employment and credit
Post your review on our Zillow page
www.zillow.com/profile/USMortgage/
If you like our service, don’t keep us a secret
Refer your friends and family
• Do not make any large purchases• Do not co-sign any loans• Do not apply for new credit cards or loans• Do not change jobs• Do not make cash deposits
NMLS #3901NMLS #3901
Provide all necessary documentation and sign your
mortgage application and disclosures
File is submitted to Underwriting for
commitment. Commitment letter issued and sent to
the buyer
Homebuyer can do a fi nal walk through of the Property to approve the condition of the house prior to signing
the closing documents
Appraisal is ordered within 48 hours of your mortgage application’s
submission to processing
Once reviewed, Processor will update you of any outstanding conditions pending loan approval
All parties involved will sign the closing docs with
the Title Company
Dan E. Perreira - Mortgage Loan Originator - NMLS #187369
1704 S. Boulevard, Suite BEdmond, OK 73013
405-673-5606 405-822-0141 866‐999‐3739O� ce: Cell: Fax:
MORTGAGE-OPOLYHOMEBUYER’S EDITION
