Mortgage lender atlanta abridged
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Transcript of Mortgage lender atlanta abridged
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What is the local
housing market doing?
8/24/2012 4
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LET’S TAKE A LOOK AT
THESE KEY AREAS
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Down Payment
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Saving Up?
Being gifted?
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9
Other Debt
Anything can happen!
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Job Stability
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Happy workers! Secure jobs!
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Family Considerations
11
We’ve only just begun …
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2006 Atlanta Housing Market
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Examining Trends
8/24/2012
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Case-Shiller Stats
8/24/2012
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Metro Atlanta Projection
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Source: CNN Money
Market fundamentals
Median Family Income (First quarter 2012)
Median Home Price (First quarter 2012)
Change in Home Prices (From first quarter 2011 thru first quarter 2012)
Worst 1-Year Home Price Change (1980-2012) (2012:Q1)
Atlanta-Sandy Springs-Marietta, GA
Metropolitan Statistical Area
Forecast change: first quarter, 2012 – first quarter, 2013
Forecast change: first quarter, 2013 – first quarter, 2014
-1.4%
+8.2%
$65,000
$104,000
-17.4%
-17.4%
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Now or Later?
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8/24/2012 23
Mortgage rates are at “sea level”!
In other words, they’re at an all time LOW!!