Mobiles - Standard Chartered · Mobiles. Rs 6,750 3 (0%) 6 ... Stereo FM radio Model: Nokia 302...
Transcript of Mobiles - Standard Chartered · Mobiles. Rs 6,750 3 (0%) 6 ... Stereo FM radio Model: Nokia 302...
Mobiles
Rs 6,750
3 (0%) 6 (0%) 12 18 24 30 36
2,250 1,125 698 510 416 360 323
MONTHLY INSTALMENTS Model: Nokia 206
3 (0%) 6 (0%) 12 18 24 30 36
2,033 1,017 630 461 376 325 291
MONTHLY INSTALMENTS Model: Nokia 205
Rs 6,100
Specifications:Touch & Type1.3 MP Camera 1280x960 pixelsBluetooth v2.1Internal 64 MB memorySupport Micro SD up to 32 GBMusic player3.5mm jack
Model: Nokia 205Specifications:
Touch & TypeVGA Camera 640x480 pixels Bluetooth v2.1Internal 64 MB memorySupport Micro SD up to 32 GBMusic player3.5mm jackFacebook Hot Key
Model: Nokia 206
Nokia 205
Nokia 202Nokia 200
Rs 7,300
3 (0%) 6 (0%) 12 18 24 30 36
2,433 1,217 754 552 450 389 349
MONTHLY INSTALMENTS Model: Nokia 202
3 (0%) 6 (0%) 12 18 24 30 36
2,433 1,217 754 552 450 389 349
MONTHLY INSTALMENTS Model: Nokia 200
Rs 7,300
Specifications:Touch & Type2 MP Camera 1600x1200 pixelsBluetooth v2.1 Internal 10 MB, 32 MB ROM, 16 MB RAMSupport Micro SD up to 32 GBMusic player3.5mm jack
Model: Nokia 200Specifications:
2 MP full focus CameraInternal memory: 10 MBBluetooth version 2.1 incl. EDRMusic on the moveDownloadable apps and gamesBrowsing and internetStereo FM radioUp to 262,000 colours
Model: Nokia 202
Nokia 206
Nokia 300 Nokia 303Nokia 302
Specifications:Touch Phone2 MP Camera 1600x1200 pixelsBluetooth v2.1 Internal 10 MB memorySupport Micro SD up to 32 GB3.5mm jack
Model: Nokia 305
Rs 10,750
3 (0%) 6 (0%) 12 18 24 30 36
3,583 1,792 1,111 812 663 573 514
MONTHLY INSTALMENTS Model: Nokia 302
3 (0%) 6 (0%) 12 18 24 30 36
3,330 1,665 1,032 755 616 533 477
MONTHLY INSTALMENTS Model: Nokia 300
Rs 9,990
Specifications:QWERTY Keyboard3.15 MP Camera 2048x1536 pixelsBluetooth v2.1Internal 100 MB memorySupport Micro SD up to 32 GBWi-Fi 802.11 b/g/n3.5mm jack, USB on-the-go support
Model: Nokia 300Specifications:
5 MP full focus (EDOF) CameraInternal memory 140 MBMicro SD memory card slot, hot swappable, up to 32 GBTouch screenLong lasting batteryDownloadable apps and gamesFaster browsing and internetStereo FM radio
Model: Nokia 302Model: Nokia 306Specifications:
Touch Phone2 MP Camera 1600x1200 pixelsWi-Fi 802.11 b/gBluetooth v2.1Internal 10 MB memorySupport Micro SD up to 32 GB3.5mm jack
Rs 8,780
3 (0%) 6 (0%) 12 18 24 30 36
2,927 1,463 907 663 541 468 419
MONTHLY INSTALMENTS Model: Nokia 305
3 (0%) 6 (0%) 12 18 24 30 36
2,933 1,467 909 665 543 469 420
MONTHLY INSTALMENTS Model: Nokia 306
Rs 8,800
Nokia 306
Specifications: Multi Touch Phone2 MP Camera 1600x1200 pixelsBluetooth v2.1Internal 20 MB memorySupport Micro SD up to 32 GB3.5mm jack
Model: Nokia 308
Nokia 308 Rs 10,100
3 (0%) 6 (0%) 12 18 24 30 36
3,367 1,683 1,044 763 623 539 483
MONTHLY INSTALMENTS Model: Nokia 308
Model: Nokia 309Specifications:
Multi Touch Phone2 MP Camera 1600x1200 pixelsWi-Fi 802.11 b/g/nBluetooth v3.0Internal 20 MB memorySupport Micro SD up to 32 GB3.5mm jack
Specifications:Multi Touch PhoneDual SIM (Mini-SIM)2 MP Camera 1600x1200 pixelsBluetooth v2.1Wi-Fi 802.11 b/gInternal 10 MB memorySupport Micro SD up to 32 GB, 3.5mm jack
Model: Nokia 310
Nokia 309
3 (0%) 6 (0%) 12 18 24 30 36
3,367 1,683 1,044 763 623 539 483
MONTHLY INSTALMENTS Model: Nokia 309
Rs 10,100
Rs 10,450
3 (0%) 6 (0%) 12 18 24 30 36
3,483 1,742 1,080 790 644 557 499
MONTHLY INSTALMENTS Model: Nokia 310
Nokia 310
Model: Nokia 311Specifications:
Multi Touch Phone3.15 MP Camera 2048x1536 pixelsBluetooth v2.1 with EDRWi-Fi 802.11 b/g/nInternal 140 MB memory, 128 MB RAMSupport Micro SD up to 32 GB3.5mm jack
Nokia 311
3 (0%) 6 (0%) 12 18 24 30 36
3,958 1,979 1,227 897 732 633 567
MONTHLY INSTALMENTS Model: Nokia 311
Rs 11,875
3 (0%) 6 (0%) 12 18 24 30 36
3,317 1,658 1,028 752 614 531 475
MONTHLY INSTALMENTS Model: Nokia Asha 501
Rs 9,950
Model: Nokia Asha 501Specifications:
Micro-SIM3.2 MP CameraTFT capacitive touchscreenMini-SIMSupport microSD up to 32 GBWi-Fi
Model: Nokia X2-02Specifications:
2 MP cameraNokia browserPage compressionData monitoring, Web app supportFacebook & Twitter clientsWAP browsingSupported protocols: WAP 2.0 3 (0%) 6 (0%) 12 18 24 30 36
2,300 1,150 713 521 426 368 330
MONTHLY INSTALMENTS Model: Nokia X2-02
Rs 6,900
Specifications:Micro SIMIPS LCD capacitive touchscreen, 4.0 inchesDual Core 1.5 GHz 5MP Camera 2592x1936 pixels, autofocusInternal 8 GB memory, 512 MB RAM Wi-Fi 802.11 a/b/g/n, dual bandBluetooth v3.0 with A2DP, Microsoft Windows Phone 8
Model: Nokia Lumia 520
Rs 19,200
3 (0%) 6 (0%) 12 18 24 30 36
6,400 3,200 1,984 1,451 1,184 1,024 917
MONTHLY INSTALMENTS Model: Nokia Lumia 520
Nokia Lumia 520Nokia X2-02Nokia Asha 501
Nokia Lumia 620
Model: Nokia Lumia 620Specifications:
Micro SIMCapacitive touchscreen, 3.8 inchesMicrosoft Windows Phone 8Dual Core 1.5 GHz Krait5MP Camera 2592x1936 pixelsInternal 8 GB memory, 512 MB RAM Wi-Fi 802.11 a/b/g/n, dual bandBluetooth v3.0
3 (0%) 6 (0%) 12 18 24 30 36
8,400 4,200 2,604 1,904 1,554 1,344 1,204
MONTHLY INSTALMENTS Model: Nokia Lumia 620
Rs 25,200
3 (0%) 6 (0%) 12 18 24 30 36
18,608 9,304 5,769 4,218 3,443 2,977 2,667
MONTHLY INSTALMENTS Model: Nokia Lumia 920
Rs 55,825
Model: Nokia Lumia 920Specifications:
AMOLED capacitive touchscreen, 4.3 inchesMicrosoft Windows Phone 8Dual Core 1.5 GHz Krait8MP Camera 3264x2448 pixelsCarl Zeiss Tessar lens, Dual LED flashWi-Fi 802.11 a/b/g/nBluetooth v3.1Internal 32 GB memory, 1 GB RAM
Nokia Lumia 920Nokia Lumia 820
Rs 33,200
3 (0%) 6 (0%) 12 18 24 30 36
11,067 5,533 3,431 2,508 2,047 1,771 1,586
MONTHLY INSTALMENTS Model: Nokia Lumia 720Specifications:
Micro SIMAMOLED capacitive touchscreen, 4.3 inchesMicrosoft Windows Phone 8Dual Core 1.5 GHz Krait8MP Camera 3264x2448 pixelsWi-Fi 802.11 a/b/g/nBluetooth v3.1, Internal 8 GB memory, 1 GB RAM
Model: Nokia Lumia 820
Rs 44,660
3 (0%) 6 (0%) 12 18 24 30 36
14,887 7,443 4,615 3,374 2,754 2,382 2,134
MONTHLY INSTALMENTS Model: Nokia Lumia 820
Nokia Lumia 720
Specifications:Micro-SIM6.1 MP CameraIPS LCD capacitive touchscreen8 GB storage, 512 RAMDual Core 1 GHz
Model: Nokia Lumia 720
GALAXY MINI i8190GALAXY SIII I9300
GALAXY SIV I9500
3 (0%) 6 (0%) 12 18 24 30 36
16,167 8,083 5,012 3,664 2,991 2,587 2,317
MONTHLY INSTALMENTS Model: GALAXY SIII i9300
Rs 48,500
Rs 68,500
3 (0%) 6 (0%) 12 18 24 30 36
22,833 11,417 7,078 5,176 4,224 3,653 3,273
MONTHLY INSTALMENTS Model: GALAXY S4 i9500
Model: GALAXY SIII i9300Specifications:
Super AMOLED capacitive touchscreen 16M colors displayAndroid OS, v4.0.4 (Ice Cream Sandwich) SMP CameraQuad Core 1.4 GHZ16 GB internal memory
Model: GALAXY S4 i9500 (with free flip cover)Specifications:
3G Network HSDPA 850 / 900 / 1900 / 2100 & 4G Network LTESuper AMOLED capacitive touchscreen, 16M colors display Dual Shot, Simultaneous HD video and imageAndroid OS, v4.2.2 (Jelly Bean)
GALAXY GRAND I9082
3 (0%) 6 (0%) 12 18 24 30 36
11,167 5,583 3,462 2,531 2,066 1,787 1,601
MONTHLY INSTALMENTS Model: GALAXY MINI i8190
Rs 33,500
Rs 37,500
3 (0%) 6 (0%) 12 18 24 30 36
12,500 6,250 3,875 2,833 2,313 2,000 1,792
MONTHLY INSTALMENTS Model: GALAXY GRAND i9082
Model: GALAXY MINI i8190Specifications:
Android OS, v4.1 (Jelly Bean)Super AMOLED capacitive touchscreen, 16M colors displaySupport microSD, up to 32 GBWi-Fi 802.11 a/b/g/n, dual-band, DLNA, Wi-Fi Direct, Wi-Fi hotspot v4.0 with A2DP, LE, EDR BluetoothStereo FM radio with RDS
Model: GALAXY GRAND i9082Specifications:
Dual SIM (Mini-SIM, dual stand-by)TFT capacitive touchscreen, 16M colors displayGeo-tagging, touch focus, face and smile detection Image stabilisation cameraSupport microSD, up to 64 GBAndroid OS, v4.1.2 (Jelly Bean)
Model: GALAXY NOTE II N7100Specifications:
Super AMOLED capacitive touchscreen, 16M colors display4G Network LTE 800 / 900 / 1800 / 2600 - N7105Wi-Fi 802.11 a/b/g/n, dual-band, DLNA, Wi-Fi Direct, Wi-Fi hotspotBluetooth v4.0 with A2DP, LE, EDRAndroid OS, v4.1.1 (Jelly Bean), upgradeable
Model: GALAXY S DUOS S7562Specifications:
Dual SIM (Mini-SIM, dual stand-by)TFT capacitive touchscreen, 16M colors display5 MP, 2592?1944 pixels, autofocus LED flash cameraAndroid OS, v4.0 (Ice Cream Sandwich)Wi-Fi 802.11 b/g/n, Wi-Fi hotspot
3 (0%) 6 (0%) 12 18 24 30 36
7,733 3,867 2,397 1,753 1,431 1,237 1,108
MONTHLY INSTALMENTS Model: GALAXY S DUOS S7562
Rs 23,200
Rs 60,200
3 (0%) 6 (0%) 12 18 24 30 36
20,067 10,033 6,221 4,548 3,712 3,211 2,876
MONTHLY INSTALMENTS Model: GALAXY NOTE II N7100
GALAXY S DUOS S7562 GALAXY NOTE II N7100
GALAXY POCKET S5300
3 (0%) 6 (0%) 12 18 24 30 36
3,600 1,800 1,116 816 666 576 516
MONTHLY INSTALMENTS Model: GALAXY POCKET S5300
Rs 10,800
Model: GALAXY POCKET S5300Specifications:
TFT capacitive touchscreen, 256K colors displayAndroid OS, v2.3 (Gingerbread)Bluetooth v3.0 with A2DP3G Network HSDPA 900 / 2100Support microSD up to 32 GB
Model: GALAXY YS5360Specifications:
TFT capacitive touchscreen, 256K colors displayAndroid OS, v2.3.5 (Gingerbread)3G Network HSDPA 900 / 2100Wi-Fi 802.11 b/g/n, Hotspot functionalityBluetooth v3.0 with A2DP, HS
GALAXY YS5360
3 (0%) 6 (0%) 12 18 24 30 36
4,000 2,000 1,240 907 740 640 573
MONTHLY INSTALMENTS Model: GALAXY YS5360
Rs 11,999
GALAXY Y DUOS S6312
Model: UTOPIA S5610Specifications:
TFT, 256K colors displayBluetooth v3.0 with A2DP, HSStereo FM radio with RDS, FM recording5 MP camera LED flashSMS, MMS, Email, Push Email, IM
UTOPIA S5610 Rs 9,999
3 (0%) 6 (0%) 12 18 24 30 36
3,333 1,667 1,033 755 617 533 478
MONTHLY INSTALMENTS Model: UTOPIA S5610Model: GALAXY MUSIC S6012Specifications:
TFT capacitive touchscreen, 256K colors displaySupport microSD, up to 32 GBAndroid OS, v4.0.4 (Ice Cream Sandwich)Stereo FM radio with RDS; built-in antenna3.15 MP, 2048x1536 pixels camera
Model: GALAXY Y DUOS S6102Specifications:
Dual SIM (Mini-SIM, dual stand-by)Supoort microSD, up to 32 GB, 2 GB includedAndroid OS, v2.3 (Gingerbread)Wi-Fi 802.11 b/g/n, Wi-Fi hotspot3.15 MP, 2048x1536 pixels camera
GALAXY MUSIC S6012
3 (0%) 6 (0%) 12 18 24 30 36
5,267 2,633 1,633 1,194 974 843 755
MONTHLY INSTALMENTS Model: GALAXY MUSIC S6012
Rs 15,800
Rs 14,500
3 (0%) 6 (0%) 12 18 24 30 36
4,833 2,417 1,498 1,096 894 773 693
MONTHLY INSTALMENTS Model: GALAXY Y DUOS S6102
Model: GALAXY Y DUOS S6312Specifications:
3G Network HSDPA 900 / 2100TFT capacitive touchscreen, 256K colors displayWi-Fi 802.11 b/g/n, Wi-Fi hotspot, Wi-Fi DirectAndroid OS, v4.1.2 (Jelly Bean)Optional Dual SIM (Mini-SIM, dual stand-by)
GALAXY Y DUOS S6102
3 (0%) 6 (0%) 12 18 24 30 36
5,467 2,733 1,695 1,239 1,011 875 784
MONTHLY INSTALMENTS Model: GALAXY Y DUOS S6312
Rs 16,400
3 (0%) 6 (0%) 12 18 24 30 36
17,783 8,892 5,513 4,031 3,290 2,845 2,549
MONTHLY INSTALMENTS Model: NOTE 8.0 Tablet
Rs 55,500
3 (0%) 6 (0%) 12 18 24 30 36
18,500 9,250 5,735 4,193 3,423 2,960 2,652
MONTHLY INSTALMENTS Model: NOTE 10.1 Tablet
Rs 53,350Rs 19,500
3 (0%) 6 (0%) 12 18 24 30 36
6,500 3,250 2,015 1,473 1,203 1,040 932
MONTHLY INSTALMENTS Model: GALAXY ACE DUOS S6802
Model: GALAXY ACE DUOS S6802Specifications:
Dual SIM (Mini-SIM, dual stand-by)Wi-Fi 802.11 b/g/n, Wi-Fi hotspotBluetooth v3.0 with A2DPAndroid OS, v2.3 (Gingerbread)Camera with Geo-tagging, smile detection
GALAXY ACE DUOS S6802
NOTE 8.0 TabletModel: GALAXY NOTE 10.1 TABLET (with Free Stand Cover)Specifications:
Micro-SIM16 GB storage, 2 GB RAM8 MP, 3264 x 2448 pixels, autofocus, LED flashAndroid OS, v4.2.2 (Jelly Bean),Quad-core 1.5 GHz
Model: GALAXY NOTE 8.0 TABLET (with Free Stand Cover)Specifications:
Micro-SIM32 GB (25 GB user available), 2 GB RAM13 MP, autofocus, LED flashAndroid OS, v4.1.2 (Jelly Bean)Quad-core 1.5 GHz Krait
NOTE 10.1 Tablet
3 (0%) 6 (0%) 12 18 24 30 36
12,000 6,000 3,720 2,720 2,220 1,920 1,720
MONTHLY INSTALMENTS Model: Optimus VU
Rs 35,000
3 (0%) 6 (0%) 12 18 24 30 36
11,667 5,833 3,617 2,644 2,158 1,867 1,672
MONTHLY INSTALMENTS Model: Optimus 4X HD
Rs 36,000Optimus 4X HD
Model: Optimus 4X HDSpecifications:
Mini-SIM16 GB (12 GB user available), 1 GB RAM8 MP, 3264x2448 pixels, autofocus, LED flashAndroid OS, v4.0 (Ice Cream Sandwich)Quad-core 1.5 GHz
Model: Optimus VUSpecifications:
Micro-SIM32 GB storage, 1 GB RAM8 MP, 3264x2448 pixels, autofocus, LED flashAndroid OS, v4.0.4 (Ice Cream Sandwich)Quad-core 1.5 GHz
3 (0%) 6 (0%) 12 18 24 30 36
16,667 8,333 5,167 3,778 3,083 2,667 2,389
MONTHLY INSTALMENTS Model: Optimus G
Rs 45,500
3 (0%) 6 (0%) 12 18 24 30 36
15,167 7,583 4,702 3,438 2,806 2,427 2,174
MONTHLY INSTALMENTS Model: Nexus 4
Rs 50,000Optimus GNexus 4
Model: Nexus 4Specifications:
Micro-SIM16 GB storage, 2 GB RAM8 MP, 3264 x 2448 pixels, autofocus, LED flashAndroid OS, v4.2.2 (Jelly Bean),Quad-core 1.5 GHz
Model: Optimus GSpecifications:
Micro-SIM32 GB (25 GB user available), 2 GB RAM13 MP, autofocus, LED flashAndroid OS, v4.1.2 (Jelly Bean)Quad-core 1.5 GHz Krait
Optimus VU
3 (0%) 6 (0%) 12 18 24 30 36
8,833 4,417 2,738 2,002 1,634 1,413 1,266
MONTHLY INSTALMENTS Model: Parada
Rs 20,000
3 (0%) 6 (0%) 12 18 24 30 36
6,667 3,333 2,067 1,511 1,233 1,067 956
MONTHLY INSTALMENTS Model: Optimus L7
Rs 26,500Model: Optimus L7Specifications:
Mini-SIM4 GB (2.4 GB user available), 512 MB RAM5 MP, 2592 x 1944 pixels, autofocus, LED flashAndroid OS, v4.0.3 (Ice Cream Sandwich)1 GHz
Model: ParadaSpecifications:
Mini-SIM8 GB storage, 1 GB RAM, 512 MB ROM8 MP, 3264x2448 pixels, autofocus, LED flashAndroid OS, v2.3.7 (Gingerbread), planned upgrade to v4.0 (Ice Cream Sandwich)Dual-core 1 GHz
3 (0%) 6 (0%) 12 18 24 30 36
11,167 5,583 3,462 2,531 2,066 1,787 1,601
MONTHLY INSTALMENTS Model: Optimus 3D Max
Rs 27,000
3 (0%) 6 (0%) 12 18 24 30 36
9,000 4,500 2,790 2,040 1,665 1,440 1,290
MONTHLY INSTALMENTS Model: Optimus L9
Rs 33,500Model: Optimus L9Specifications:
Mini-SIM4 GB, 1 GB RAM5 MP, 2592 x 1944 pixels, autofocus, LED flashAndroid OS, v4.0.4 (Ice Cream Sandwich), upgradable to v4.2.1 (Jelly Bean)Dual-core 1 GHz Cortex-A9
Model: Optimus 3D MaxSpecifications:
Mini-SIM8 GB (5.3 GB user available), 1 GB RAMDual 5 MP, 2592?1944 pixels, autofocus, LED flashAndroid OS, v2.3 (Gingerbread)upgrade to v4.0 (Ice Cream Sandwich)Dual-core 1.2 GHz Cortex-A9
Optimus 3D Max Optimus L9Prada
Optimus L7
3 (0%) 6 (0%) 12 18 24 30 36
7,667 3,833 2,377 1,738 1,418 1,227 1,099
MONTHLY INSTALMENTS Model: Optimus L5 II
Rs 12,500
3 (0%) 6 (0%) 12 18 24 30 36
4,167 2,083 1,292 944 771 667 597
MONTHLY INSTALMENTS Model: Optimus L3 II
Rs 23,000Optimus L3 II
Model: Optimus L3 IISpecifications:
Mini-SIM4 GB (2.4 GB user available), 512 MB RAM5 MP, 2592 x 1944 pixels, autofocus, LED flashAndroid OS, v4.0.3 (Ice Cream Sandwich)1 GHz
Model: Optimus L5 IISpecifications:
Mini-SIM8 GB storage, 1 GB RAM, 512 MB ROM8 MP, 3264x2448 pixels, autofocus, LED flashAndroid OS, v2.3.7 (Gingerbread), planned upgrade to v4.0 (Ice Cream Sandwich)Dual-core 1 GHz
3 (0%) 6 (0%) 12 18 24 30 36
5,500 2,750 1,705 1,247 1,018 880 788
MONTHLY INSTALMENTS Model: Optimus L5
Rs 29,000
3 (0%) 6 (0%) 12 18 24 30 36
9,667 4,833 2,997 2,191 1,788 1,547 1,386
MONTHLY INSTALMENTS Model: Optimus L7 II
Rs 16,500Model: Optimus L7 IISpecifications:
Dual SIMSupport microSD, up to 32 GB8 MP, 3264 x 2448 pixels, autofocus, LED flashAndroid OS, v4.1.2 (Jelly Bean)Dual-core 1 GHz Cortex-A5
Model: Optimus L5Specifications:
Mini-SIM4 GB (2.5 GB user available), 512 MB RAM5 MP, 2560 x 1920 pixels, autofocus, LED flashAndroid OS, v4.0 (Ice Cream Sandwich)800 MHz
Optimus L5 Optimus L7 II Optimus L5 II
DEFINITION
a) Aasan Instalment (AI) means any transaction conducted on the credit card by the Cardmember for which the Cardmember utilises the Credit Limit and repays the Transaction amount in equal monthly instalments according to the Credit Card Terms & Conditions and AI Terms & Conditions
b) AI Term / Period is the number of monthly instalments as selected by the Cardmember at the time of availing AIc) AI fees / charges mean all applicable fee / charges as the Bank may specify from time to time through the Schedule of Charges (SOC) or through written notice to the Cardmember and payable
by the Cardmember in relation to the Card transaction made and / or converted into AId) Total AI Price includes the purchase price and applicable AI charges as per the Schedule of Charges (SOC)e) Terms and Conditions mean the Terms and Conditions applicable on Standard Chartered Bank (Pakistan) Limited Credit Card. AI Terms & Conditions are in addition to the referred conditionsf) AI processing fee will be charged upto 3.5% of the transaction amountg) AI fees / charges will not be applicable on 0% AI plansh) Apart from 0% AI plan, all fees / charges will be applicable as mentioned in the SOCi) For all AI plans except 0% plans, a service fee of up to 42% per annum will be charged.
1. GENERAL
1.1 The purpose of the AI is to enable the Cardmembers / Supplementary Cardmember to purchase goods and services using the Credit Limit available on the Card and repay the Transaction amount in equal monthly instalments in accordance with the Terms & Conditions
2. ELIGIBILITY
2.1 AI is offered exclusively to the Cardmember subject to the condition that payments against his / her Card are in good standing as per the Terms and Conditions and AI Terms and Conditions. If the Cardmember fulfils the Terms and Conditions he / she may be eligible for availing AI. AI is also available on Supplementary Card Accounts
2.2 Only products shown in this booklet are eligible for AI facility2.3 Saadiq Credit Card holders can only avail 0% offers on products shown in this booklet 2.4 Amex Charge Cards and USD Cards will not be eligible for AI
Terms & Conditions3. CONDUCTING AI TRANSACTION
3.1 The monthly AI instalment will be added in the customer’s minimum amount due3.2 Instalment calculations have been done using the reducing balance method. For Annualised Percentage Rate (APR) please refer to the Bank’s Schedule of Charges3.3 In case the Cardmember is unable to effect payment of the AI instalment on or before the payment due date the Cardmember becomes liable to pay the late fee as per the Bank’s Schedule
of Charges3.4 The Cardmember shall pay the total AI Price inclusive of all applicable AI fees / charges in equal monthly instalments based on AI Terms chosen by the Cardmember. These will be the AI
Monthly instalments3.5 The Bank shall process and authorise an AI Transaction provided that the amount of AI Transaction is within the available Credit Limit and Card Account is in good standing as per the
rules and regulations adopted by the Bank and Terms & Conditions. The approved AI Transaction will appear on the next Statement of Account3.6 In case the card member decides to cancel his / her AI then the customer will be liable to pay the prepayment penalty amount as per the Bank’s Schedule of Charges (SOC). Products
offered on 0% are as per tenures defined in this booklet under respective product codes / product model
4. BILLING & PAYMENTS OF AI INSTALMENTS
4.1 Based on the acceptance of the AI instruction the AI Monthly instalment shall be billed to the Cardmember starting from the statement following the next Statement of Account after the date of purchase and every month thereafter until the total AI Price is settled and paid in full
4.2 In case of availing the AI facility, the Minimum Payment Amount on the Statement of Account shall include but is not limited to all outstanding liabilities and other amounts plus the AI Monthly Instalment(s) and any excess amounts over the Credit Limit and all past due amounts if any
4.3 If the Cardmember pays less than the Monthly Minimum Amount on the Payment Due Date as specified in the Statement of Account, the Cardmember becomes liable to pay Charges as per the Bank’s Schedule of Charges
4.4 The Cardmember may request for changing the period of AI Monthly Instalments. The Bank may accept the instructions and may agree to the same subject to the payment of fee payable by the Cardmember for processing and accepting the instructions to reduce the Monthly Instalments. The Bank may, from time to time, as it deems in its absolute discretion reverse the processing charges
4.5 The Cardmember may be allowed to repay the outstanding AI amount in one lump sum payment subject to the payment of prepayment charges to the Bank. The Bank may, from time to time as it deems in its absolute discretion revise the prepayment charges
4.6 Reward Points are earned on the Transaction conducted and not the amount converted into AI4.7 In case the Card is cancelled or not renewed by the Bank or Cardmember terminates the Card, the AI Transaction is terminated automatically and the Cardmember is liable to pay the
remaining / outstanding Instalments immediately along with the prepayment charges upon receipt of the Statement of Account
5.MODIFICATIONS, AMMENDMENTS AND CANCELLATION
5.1 The Bank is entitled at anytime and without any prior notice or liability to the Cardmember in any manner whatsoever to terminate the AI or cancel or vary its benefits or features, or vary, or add or delete any of the AI Terms & Conditions. The Bank is also entitled to determine the minimum transaction amount allowed under the AI for each particular offer
5.2 The Bank reserves the right to disqualify any Cardmember from further participation, if in its judgement, the Cardmember has in any way violated the Terms & Conditions and / or the AI Terms & Conditions and / or any reason that the Bank deems it without assigning any reason whatsoever
6.PRODUCT LIABILITY
6.1 The Bank shall not be liable for any damage or loss incurred by the Cardmember arising out of the purchase, instalation, use or otherwise of the good(s) and / or service(s) under AI for any negligence, breach of statutory or other duty on part of the Bank not shall the Bank be responsible in any way for the condition and quality of the good(s) and / or service(s) purchased under AI or otherwise. Any complaint as to the quality of goods purchased or services rendered through AI shall be referred directly by the Cardmember to the supplier or merchant and shall not affect Cardmember’s obligation to continue paying the AI Monthly Instalment to the Bank
6.2 Product can be received by the cardmember or the authorised receiver which must be mentioned by the cardmember in the call made to place the order6.3 There will be no delivery charges hit to the customer6.4 Delivery of the product would be subject to availability of stock 6.5 Standard Chartered Bank (Pakistan) Limited is not responsible for the products specification and quality as mentioned in this booklet6.6 Prices of the products are subject to change without notice. Any increase in price will be notified at Phone Banking / website and customers will be communicated at the time of booking6.7 This offer is valid only for the products mentioned in this booklet6.8 This offer is valid for a limited time only6.9 Product will be delivered to the customer in 25 working days including processing time