March 2013

2013 Annual

Sponsors

RASL is 1210 Members Strong!

Jazz

INSIDE:

Urgent message from President Donn Wonderling

MLS STATEMENTS & CLASSES

FLORIDA REALTORS PAC

Fair Share Bake Sale & Auction

REALTOR® Rally at Tallahassee—FREE ONE DAY BUS TRIP

EDUCATION

UP COMING EVENTS

Marketing Madness

Welcome New Members

WCR Golf Tournament

NAR - Nominations for Good Neighbor Award

URGENT MESSAGE TO OUR RASL MEMBERS Dear RASL Members, Since Friday some of you received an email solicitation from the Jupiter, Tequesta, Hobe Sound Association of Real-tors (JTHS) regarding 2013 MLS Fees. Since we received many inquiries from our membership over the weekend I wanted to take a moment to explain why RASL is still the best choice for Realtors in our area and also offer some background as to why you received their offer now. As you read on please know that RASL supports fair competition and Board of Choice.

Why solicit our RASL members now? JTHS is bleeding members. JTHS shares Palm Beach County with the Realtor Association of the Palm Beaches (RAPB) and it appears that RAPB with its 8000 members has become the preferred association in that county. Since the beginning of the year alone the JTHS membership has dropped 18.4% (from 1631 to 1331) and this has created some desperation on their part. Un-fortunately they are now looking to RASL (and perhaps RAMC) to replace their depleted numbers and are offering “desperation pricing” which is unsustainable in the long term. In fact to sustain the membership fees offered in their email we believe that this means dipping into their reserve funds to support operations.

Base your decision on value. While it is important that you understand the context of the solicitation that you received, that should not be the basis of your decision to choose RASL or JTHS. Instead you should look to the value we can provide. For a small differ-ence in fees we ask you to pay to remain a member of RASL. We have been involved in the restructuring of RMLS this past year in a way that gives us an advantage. In this new structure each association could bring the MLS services in-house and offer MLS add-ons and services that are partic-ular to the needs of each association while still sharing a common MLS database and a new platform (Flex MLS). This arrangement was created to combine cooperation with competition. It was also agreed during this restructuring that each association could charge whatever was appropriate for those goods and services.

We believe in fair competition. As I said, we believe in fair competition, but JTHS may not have been fair. Why? Because they did not give you the facts you need make the right decision.

What we do better. Yes, it will cost you a little more at RASL, but: JTHS is 45 miles away. This presents JTHS with significant challenges when it comes to servicing. How can they provide you with a good customer experience? For a little more you can continue to receive the best services from RASL while enjoying the fellowship of the association in your own town. RASL hired an MLS Director, Kim Hansen who is an expert in the new Flex MLS platform. With her help we will be providing superior MLS technology accompanied by hands on, in-house personal training. Only RASL is of-fering this advantage. RASL will be choosing MLS add-on software that benefits our members. You won’t be paying for software that they use somewhere else. RASL will continue to handle Supra key and lockbox services for you. RASL is recognized across the state for providing high quality programs and opportunities in Global Business Net-working, Young Professionals Network, Marketing, and in Association Leadership.

At RASL you are our highest priority! RASL is you. We are the agents and brokers of this area coming together with the staff that you know and love, to provide service to you in St Lucie. It’s about local service. We have the personal relationships with you, and JTHS does not. We can best provide the one-on-one relationship oriented service you are accustom to. JTHS can not. Here at RASL, our members are our highest priority. We value your membership, we appreciate the trust you’ve placed in us in the past, and we look forward to being part of all your future successes.

If you have any questions, please feel free to contact our CEO, Staci Storms at 772-465-6080, or email President Wonderling at donn@bocaexecutive.com Thank you in advance for your time and consideration. Very Sincerely, Donn Wonderling 2013 RASL President

MLS Statements & Classes: =================================================================================

Your 2013 MLS Statement is now available

To View and pay online (full or payment plan), click here.

Login with your user name and password.

User Name: License Number Password: Last 4 digits of your social security

www.rasl.com >click Pay Dues & MLS Fees > login > select Pay MLS Dues & Renew Membership (at bottom)

DESCRIPTION QTY EA TOTAL 2013 MLS Fee 1 $228.00 Fee covers: April 1, 2013 through December 31, 2013

**Changes to your MLS Billing**

RASL is now the primary contact for your association and MLS services. MLS fee is currently paid through March 31, 2013. To cycle the billing into an annual calendar year

(January-December), current billing ($228.00) is a 9 month proration.

For your convenience we offer 2 types of payment plans. A payment to Plan A or Plan B must be made by March 31, 2013

Plan A –Payment in Full Pay MLS fee ($228) in full by March 31, 2013

April 1st $50 late fee April 8th suspension

Plan B- Installment Plan Pay MLS fee in 3 monthly installments of $76 each

1st payment due by March 31, 2013 2nd payment due by April 30, 2013 3rd payment due by May 31, 2013

To qualify for the installment program, Plan B must be selected on or before March 31st *April 1st $50 late fee *April 8th suspension *Missed payments will result in suspension

You can also mail your payment to us. Make your CHECK PAYABLE TO RASL & mail to: RASL 6666 S. US Hwy 1, Suite 1, Port St. Lucie, FL 34952

Fees are nonrefundable and non-transferable

MLXchange BasicTraining Class

Wednesday, March 6 1:00pm to 3:30pm

MLXchange CMA Training Class Monday, March 11 9:30am to Noon

TRAINING CLASSES

TO REGISTER email Karen KGalarza@rasl.com

or call the Association at 772-465-6080.

RASL’s Membership Breakfast - Friday, February 8: =================================================================================

SPONSORED BY:

FLORIDA REALTORS® PAC

Jack Greacen Political

Representative/Florida REALTORS

Eric Sain District 3

Florida REALTOR PAC Trustee

Donn Wonderling 2013 RASL President

FRPAC Major Investor President Donn Wonderling

Recipient—Sarah Taylor Eric Sain—Dist. 3 PAC Trustee

FRPAC Major Investor President Donn Wonderling

Recipient—John Slivon Eric Sain—Dist. 3 PAC Trustee

Statesman President Donn Wonderling Recipient—John MacVean

Roger Bayless accepting award for John Eric Sain—Dist. 3 PAC Trustee

Statesman President Donn Wonderling

Recipient—Joe Estes Eric Sain—Dist. 3 PAC Trustee

100% Office Participation Century 21 All Professional

Debi Jensen—Broker Eric Sain—Dist. 3 PAC Trustee

This office has been 100% Office participation for the past two years.

FRPAC Bake Good Auction & Fair Share Bake Sale: =================================================================================

SURRENDER TO YOUR SWEET TOOTH!

Bake Good Auction

& Fair Share Bake Sale

"Thanks to all bakers for our auction and the other Realtors and Affiliates who donated items for the “fair share” bake sale. Thanks to the Special Events committee for helping with coordinating the auction and to our auctioneer, Doug Rooks, for getting members to bid up the cakes. This was our most successful event yet and the members had a fun time during the sale."

Sarah M Taylor 2013 RASL FRPAC Chair

RE/MAX Masterpiece Realty

Fair Share Bake Sale

=================================================================================GREAT AMERICAN REALTOR DAYS:

RALLY IN TALLY - April 10th

SHOW STATE LAW MAKERS THAT

HOME OWNERSHIP MATTERS

Join the REALTOR® Rally at the State Capitol in Tallahassee On Wednesday, April 10, Florida Realtors® will hold its first ever “Rally in Tally”, where REALTORS® will converge on the Capitol Courtyard in Tallahassee to promote REALTOR® issues and let their collective voices be heard. A historical turnout is expected.

We need people to register for the rally and sign up for the bus to the Rally in Tally for April 10th.

If we get at least 30 people to sign up for the bus trip there and back, the ride is FREE!

Go to www.floridarealtors.org to register and let Karen or Mary know if you plan to go on the bus. Email Karen at KGalarza@rasl.com or Mary at MGibbins@rasl.com.

Register on FR website and get a free REALTOR® T-shirt and box lunch. This is a one day up and back trip to show our support!

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Code of Ethics Sponsored By:

How to Attract More Buyers and Create More Sales:

DATE: Friday, March 2 NEW MEMBER ORIENTATION TIME: 9:00AM to Noon SPONSORED BY: Fidelity Funding Mortgage— PSL CODE OF ETHICS TIME: 1:00PM to 4:00PM SPONSORED BY: Paradise Homes

DATE: Tuesday, March 5, 2013 TIME: 1:00PM to 5:00PM INSTRUCTOR: Jeff Elias COST: FREE! + 4 CE’s! (NO SHOW FEE—$10) LOCATION: Ken & Aileen Pruitt Education Center at RASL SPONSORED BY: Harbor Community Bank See flyer in RASL Jazz.

Sponsored By:

Up-Coming Education Register at www.rasl.com

New Member Orientation and Code of Ethics:

INSURANCE - WIND MITIGATION - MORTGAGES (LUNCH & LEARN):

DATE: Friday, March 8 TIME: 11:00AM to 1:00PM COST: FREE!! GUEST PANELIST: Eric Childs, Childs Allstate Insurance Co. Jon Levasseur Eden Construction Co., Wind Mitigation expert Ken Gorin, President, Dreamline Mortgage Doug Rooks, Moderator Century 21 All Professional LOCATION: Ken & Aileen Pruitt Education Center at RASL DEADLINE TO SIGN UP IS MARCH 6TH See flyer in RASL Jazz. LUNCH PROVIDED BY: Childs Allstate Insurance Co./Eden Construction Co./ Dreamline Mortgage

Orientation Sponsored By:

Lunch Provided By:

Eden Construction

Company And

Wind Mitigation

Affiliate Winner from the November 2, 2012 RASL Awards Membership Breakfast Free Banner Ad

MOBILE APPS (LUNCH & LEARN): DATE: Tuesday, March 19, 2013 TIME: 11:00aM to 1:00PM LOCATION: Ken & Aileen Pruitt Education Center at RASL BYOB - Bring Your Own Bag Lunch Come learn 6+ mobile apps for your smart phone and computer NOTE: This is NOT a class on how to use your smart phone.

Education At A Glance: ===================================================================================

March 5 How To Attract Buyers & Make $$ 4 CE”S and FREE 1:00PM TO 5:00PM

March 8 Insurance - Wind Mitigation - Mortgages LUNCH AND LEARN 11:00AM TO 1:00PM FREE & LUNCH IS PROVIDED!

March 12 to 13 14 Hours Including Core Law - RASL Member - $45.00 9:00AM TO 5:00PM March 12 - 9:00 to Noon - Core Law Only - RASL Member - $25.00

March 14 Advanced Communications Skills Live iCE Webinar 3 CE”S and FREE 1:00PM TO 4:00PM March 19 Mobile Apps LUNCH AND LEARN 11:00AM TO 1:00PM FREE CLASS! BYOB - Bring Your Own Bag Lunch Learn about 6+ mobile apps for you smart phone and computer. NOTE: This is NOT a class on how to use your smart phone. April 19 Body Language/Face Reading Seminar 2:00PM to 5:00PM Cost: $30.00 April 26 Google Universe Boot Camp 10:00AM to 4:00PM Cost: $59.00

Other Designation/Certification Courses CDPE (Certified Distressed Property Expert)

April 16 & 17, 2013 - 2 day course 11 CE Credits!

SEE FLYER IN RASL JAZZ FOR EXCLUSIVE OFFER!

SRES (Senior Real Estate Specialist) September 2013 - 2 day course

Up Coming Events:

RASL’s Day at the Mets - New York Mets VS Miami Marlins Saturday, March 2 Tailgate Party - 11:00AM and Game - 1:10PM (Ticket must be purchased either at RASL or through John Heaning) Location: St Lucie Mets Stadium, Port St Lucie

Great American Realtor® Days April 9 & 10 Tallahassee, FL

RASL’S Affiliate Trade Show Friday, May 3 Open to REALTORS - 10:00AM to 2:00PM Port St Lucie Community Center Airoso Blvd, Port St Lucie RASL’s Membership Breakfast Check-In - 8:00AM Breakfast & Meeting - 8:30AM Friday, May 10 Friday, September 20 Friday, November 15 Santa Lucia River Club, Port St Lucie

NAR Mid-Year Governance Meetings May 13 to 18 Location: Washington, D.C.

St Lucie Chapter Women’s Council of REALTORS® Golf Tournament May 18 Location: Legacy Golf & Tennis Club, PGA

Florida Realtors® Annual Convention & Trade Expo August 14 to 18 Location: Rosen Shingle Creek, Orlando, FL

RASL’s Annual Golf Tournament Friday, October 18 Gator Trace Golf & Country Club, Fort Pierce Check-In - Noon Tee-Off - 1:00PM NAR Annual Governance Meetings, Convention & Trade Exposition November 6 to 11 Location: San Francisco, CA

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Marketing Madness:

March Dates & Tours

Marketing Madness is a FREE Program brought to you by RASL to aid and benefit in your real estate career.

Breakfast is provided by our awesome affiliates sponsors. Come join us every Thursday from 8:30am-10am to network with the

Affiliates as well as other Realtor® members. If you use this program as a means to grow your business, you will be amazed by your success!

March 7 7060, 7070, 7080, 7090, 7300, 7400 Spon sored By: HARBOR COMMUNITY BANK March 14 7130, 7140, 7370 Sponsored By: ARROW EXTERMINATORS

March 21 7720, 7730, 7740, 7750 Sponsored By: Seacoast NATIONAL BANK

THIS SESSION IS OFF SITE! March 28 7180, 7220, 7280 Sponsored By: Arthur Rutenberg Homes 114 Via Lago Garda, Port St Lucie 34952 DIRECTIONS: From US Hwy 1, go West on Pt St Lucie Blvd to Westmorland Blvd and turn Left. Turn Right onto SE Via Terra Bella (no gate). First Right onto SE Via Lago Garda to Club house on the right by pond. Signs with arrows are up to help guide traffic.

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=================================================================================== New Realtors®: Jerry Albano Prudential Florida Realty Blake Baltos Branca Realty Maria Castellon Coldwell Banker Paradise Michael Chisling Century 21 Silva & Associates Linda Girard Coldwell Banker/Res. Real Estate Charmaine Hickey Lang Realty, Inc Amparo Jarquin Real Estate Solutions Today Jordan Kane ABC Realty Darrian S Kelly RE/MAX Masterpiece Realty Patricia A Kunde Sailfish Realty Group, Inc. Larry D Leet Sun Realty & Auction Service Maurice Lepine Top Notch Realty Inc. Dennis Olive The Keyes Company Lar’Nesheia E Ponders Keller Williams Realty of PSL Patricia E Smith Coldwell Banker/Thomas J White Real Estate Steven West Coldwell Banker/Res. Real Estate

Transfers: Marie Burulia from Star Realty Services to Preferred Realty Executives Anthony Centrone from Robert Joseph Wagner to Real Estate of Florida Thomas Farish from The Keyes Company to Lang Realty Antoinette Feldman from Keller Williams Realty of PSL to Daniel Taddeo Joanne Fitzgerald from Real Estate of Florida to Coastal Living Realty of FL Shaun Foudy from Illustrated Properties to Keller Williams Realty of FL Iriana Guevara from Keller Williams Realty of PSL to York Realty of FL Alex Hernandez from Keller Williams Realty of PSL to Real Living All Florida Realty Diana Keller from Keller Williams Realty of PSL to RE/MAX Masterpiece Realty Jan Keller from Keller Williams Realty to RE/MAX Masterpiece Realty Andrzj Knapinski from Sun Realty & Auction Service to The Keyes Company Edward Myers from Century 21 Silva & Associates to Century 21 All Professional Judy Otano from Preferred Realty Executives to American Dream Realty of PSL Victoria Spero from AlexusRealty.com to RJ Wilson Realty

New Office: Jeremiah Baron Florida Home Sellers LLC Susan F Brown Florida Areawide Real Estate Juan C Caballero Island Ventures Realty Donald Godfrey Dominion Realty Exchange

New Affiliate/Affiliate Company: Christopher Aumack Coastal Pest Control Lauryn Calvert TCPALM.COM/SCRIPPS TC Newspapers Amanda Clipp TCPALM.COM/SCRIPPS TC Newspapers Mark Dolan Mark Dolan Photography Roger Hawkins Arrow Exterminators Jon Levasseur Eden Construction Kristine Little Chase Bank Carla Nix Arrow Esterminators

Welcome New Members:

23rd Annual RASL Affiliate Trade Show Best Theme Table Winner

LOS ANGELES – Feb. 13, 2013 – Homeowners who took on mortgages well after the housing bubble burst are doing a better job in keeping up with payments, a trend that has helped push the national rate of late payments on home loans to the lowest level in four years. The percentage of mortgage holders at least two months behind on their payments fell in the fourth quarter to 5.19 percent from 6.01 percent a year earlier, credit reporting agency TransUnion said Tuesday. The rate hasn’t been that low since December 2008, a time when home prices were sliding, the U.S. economy was in recession and many adjustable-rate mortgages taken out by homebuyers with less-than-perfect credit were in the process of resetting to a higher rate. Those ARM resets triggered higher payments that many borrowers couldn’t afford, sending late payment rates higher into 2009. In addition, the national unemployment rate was on an upward trajectory in 2008 that would extend well into the following year. Those are some of the reasons the mortgage delinquency rate didn’t hit its peak of nearly 7 percent until the fourth quarter of 2009, according to TransUnion. The rate has been trending down since then, aided by a rebound in home sales and rising home prices, which make it easier for borrowers to refinance their mortgages or sell their homes if they lose their jobs or otherwise become unable to make payments. Home loans taken out in 2008 or earlier account for 60 percent of all U.S. mortgages, and they make up 90 percent of all mortgag-es that are at least two months late, said Tim Martin, group vice president of U.S. housing for TransUnion. Many of those loans have gone unpaid for years, but delays in the foreclosure process, which in some states can take as long as three years, mean the mortgages remain unpaid. “What’s really going on is there’re a lot of folks who have been delinquent for a very long time, and we’re not really adding a lot of new people to the delinquency numbers,” Martin said. The number of mortgages gone unpaid two months or more climbed 54 percent in 2007 from the previous year, increased 53 per-cent in 2008 and rose 50 percent in 2009, according to TransUnion. The decline has been far slower, with mortgage delinquency levels falling 7 percent in 2010 from the year before, 6 percent in 2011 and 14 percent last year, the firm said. All told the 40 percent of all mortgages taken out by borrowers since 2009 only make up 10 percent of home loans that have gone unpaid. That’s partly due to lenders tightening the criteria needed to qualify for a loan, including larger downpayments. And even with mort-gage rates hovering near all-time lows, borrowers are typically getting fixed-rate, 30-year mortgages these days. “That’s had the effect that those borrowers are able to make their payments,” Martin said. That’s kept the mortgage delinquency rate from creeping higher. Still, the trove of pre-2009 loans that are behind two months or more remain a considerable drag. Even at a 4-year low, the mortgage delinquency rate is still well above the 1 percent to 2 percent average historical range, an indi-cation that many homeowners still are struggling to make their payments. Before the housing bust, mortgage delinquencies were running at less than 2 percent nationally. TransUnion anticipates the national mortgage delinquency rate will continue declining through the end of March, though it expects the rate to remain above 5 percent. At the state level, Florida led the nation in the fourth quarter with the highest mortgage delinquency rate of any state at 12.47 per-cent. It was followed by Nevada at 10.45 percent; New Jersey at 7.72 percent; and, Maryland at 6.88 percent. The states with the lowest delinquency rate were North Dakota at 1.53 percent; South Dakota at 1.97 percent; Nebraska at 2.20 percent; and, Alaska at 2.20 percent.

Copyright © 2013 The Associated Press, Alex Veiga, AP business writer. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Late-payment rate on U.S. mortgages hits 4-year low

WCR Golf Tournament—Saturday, May 18: **********************************************************************************************

How to Attract More Buyers and Create More Sales: =================================================================================

Sponsored By:

Education Class - “LUNCH AND LEARN - MARCH 8TH: =================================================================================

LUNCH PROVIDED BY:

Eden Construction

Company And

Wind Mitigation

24th Annual RASL Affiliate Trade Show For REALTORS®: =================================================================================

ATTENTION

REALTORS AND AFFILIATES!

24TH Annual RASL Affiliate Trade Show for REALTORS®

Friday, May 3, 2013

Port St Lucie Community Center

2195 SE Airoso Blvd, Port St Lucie, FL 34984

Affiliate Winner from the February 8, 2013 RASL Membership Breakfast Free 1/2 page ad

Sponsored By:

Certified Distressed Property Expert (CDPE) Designation: =================================================================================

Good Neighbor Awards

REALTOR® Magazine's Good Neighbor Awards recognize REALTORS® who have made an extraordinary impact on their community, or on the national or world stage, through volunteer work. Five winners are announced each fall in REALTOR® Magazine. Winners are recog-nized annually at the REALTORS® Conference & Expo, and receive $10,000 grants for their charities. Winners also receive travel expenses to the conference and nation-al and local media exposure for their community cause. In addition to the winners, five honorable mentions each receive a $2,500 grant.

Read the profiles of past at: http://realtormag.realtor.org/good-neighbor-awards/winner/2012/10/rocco-rocky-balsamo

REALTOR® Magazine's Good Neighbor Awards was launched in 2000 and has since recognized more than 100 REALTORS® for their service to their communities. Through Good Neighbor Award grants and associated programs, Good Neighbor charities have received more than $900,000 in donations. In addition, each winner re-ceives national and local publicity, which generates additional donations and inspires new volunteers to get involved. Many REALTORS® are also recognized for their community service through state and local real estate associations. This year's Good Neighbor Award deadline is May 20, 2013. Nominations are re-ceived from REALTORS® around the country, as well as through local and state Good Neighbor Award programs that serve as feeders to the national program. Ap-plicants must be members of the NATIONAL ASSOCIATION OF REALTORS®.

To get a nomination form, go to: http://realtormag.realtor.org/sites/realtormag.realtor.org/files/rmo_files/RMO-PDFs-docs/forms/GNA_nomination_entry_form_2013.pdf

Affiliate Winner from the May 4, 2012 RASL Membership Breakfast

FRPAC Raffle: =================================================================================

2013 RASL Hours Monday to Friday 8:30am to 5:00pm

Important Contact Information: =================================================================================

RASL Hours: =================================================================================

RASL CONTACT INFORMATION FR Tech Hot line: 407-587-1450 6666 South US Highway 1, Suite 1 Port Saint Lucie, Florida 34952 FR Legal Hot line: 407- 438-1409 Phone: 772-465-6080 Fax: 772-464-5774 RMLS Tech Support: 561-627-4548 www.rasl.com DBPR Support: 850.487.1395

CEO: Staci Storms, Email: SStorms@rasl.com MLS Director/Assistant CEO Kim Hansen, Email: khansen@rasl.com

Receptionist: Lynne Norvell, Email: LNorvell@rasl.com Finance Director: Barbara Kingry, Email: BKingry@rasl.com Membership Director/Professional Standards: Jessica Young, Email: JYoung@rasl.com Communications/Education Director: Mary Gibbins, Email: MGibbins@rasl.com

Member Services Coordinator/RMLS Specialist: Karen Galarza, Email: KGalarza@rasl.com

2013 Board of Directors

Julio Sanchez Director

Keller Williams Realty

Douglas Rooks Director

Century 21 All Professional

Joyce Bello Director

Prudential Florida Realty

Geof Hoge Secretary

St. Lucie River Realty

Joanne McCurdy Director

Coastal Living Realty of FL

Harry Jim Mitchem Director

Keller Williams Realty of PSL

Sarah Taylor Director

RE/MAX Masterpiece

Kathy Slusser Vice President

RE/MAX Masterpiece

Staci Storms CEO

Realtors® Assoc. of St. Lucie

John Sherrard Association Attorney

John E. Sherrard

Patricia Renna Immediate Past-President Prudential Florida Realty

Donn Wonderling President

Boca Executive Realty

John Slivon President-Elect

R.E. Co. of the Treasure Coast

William LoBrutto Treasurer

RE/MAX Realty Services

Jarrod Lowe Director

RE/MAX Masterpiece

Pricing on Advertising—Affiliate Members Only =================================================================================