Kent State University is comitted to attaining excellence through the recruitment and retention of a diverse student body and workforce. Kent State University, Kent State amd KSU are registered trademarks and may not be used without permission. 15-0230

Loan Information Student Borrower Requirements (Federal Direct Loan)• Students must log in to flashline.kent.edu to accept, reduce or decline loans.• Students who make the decision to accept their loan(s) must also sign in to www.StudentLoans.gov and: 1. Complete Entrance Counseling 2. Sign Master Promissory Note (MPN)

Parent Borrowers (Federal Direct PLUS Loan)Available to parents of dependent, undergraduate students. Parent borrower must be biological parent or adoptive parent. The stepparent whose information is reported on the FAFSA is also acceptable. Application available after June 1.

Steps to Apply:1. Parent decides loan amount to request by reviewing enclosed award letter for estimated Federal Direct PLUS loan amount.2. To borrow a PLUS loan, parent must sign in to www.StudentLoans.gov.3. Parent selects Complete PLUS Request Process. • Deferment option available; interest accrues. • Indicate term of loan by selecting the dates loan is desired. • Indicate desired loan amount.4. Parent receives immediate credit decision.*5. If credit is approved, parent must sign the PLUS Master Promissory Note (MPN) at www.StudentLoans.gov.

* If the PLUS loan is denied for credit reasons, the students may accept an additional unsubsidized loan based on eligibility (freshman/sophomore – up to $4,000). This loan will automatically be awarded to students and they may accept it by logging into FlashLine.

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AN EIGHT-CAMPUS LEARNING COMMUNITY Kent State University at Ashtabula • 440-964-3322 • www.ashtabula.kent.edu

Kent State University at East Liverpool • 330-385-3805 • www.eliv.kent.eduKent State University at Geauga • 440-834-4187 • www.geauga.kent.edu

Kent State University at Salem • 330-337-4209 • www.salem.kent.eduKent State University at Stark • 330-535-3377 (Akron) • 330-499-9600 (Canton) • www.stark.kent.edu

Kent State University at Trumbull • 330-675-8860 • www.trumbull.kent.eduKent State University at Tuscarawas • 330-339-3391 • www.tusc.kent.edu

MAILING ADDRESSStudent Financial Aid Office

Kent State UniversityP.O. Box 5190

Kent, OH 44242-0001

STUDENT FINANCIAL AID OFFICE LOCATION103 Schwartz Center800 E. Summit Street

Kent, Ohio

CONTACT INFORMATION330-672-2972 • Fax 330-672-4014

www.kent.edu/financialaid

Student Financial Aid Office

Your Financial Aid Plan Summer 2015, Fall 2015, Spring 2016

www.kent.edu/financialaid

Student Financial Aid P.O. Box 5190 ● Kent, Ohio 44242-0001

330-672-2972 ● Fax 330-672-4014 ● www.kent.edu/financialaid Kent State University, an Equal Opportunity Employer

KDEGXF - D – FA/SPR 999999999

Financial Aid Initial Award Letter

2015-2016 Award Year

Financial Aid Awards – Log in to flashline.kent.edu for award details, revisions and instructions.

Program Status Summer 2015 Fall 2015 Spring 2016 Total Kent Campus Scholarship Match Federal Pell Grant Program TEACH Grant - Undergraduate Federal Direct Subsidized Loan Federal Direct Unsub Loan Your parent may apply for a Federal Direct PLUS Loan up to $6,802.00. (See reverse side for details).

Offered Accepted Offered Offered Offered

500.00 2,865.00 1,982.00 1,750.00 1,000.00

500.00 2,865.00 1,982.00 1,750.00 1,000.00

$1,000.00 $5,730.00 $3,964.00 $3,500.00 $2,000.00

Total $8,097.00 $8,097.00 $16,194.00

Listed below are the external resources reported for the 2015-2016 Award Year

Resource Summer 2015 Fall 2015 Spring 2016 Total Estimated External Scholarship- Garfield PTA 1,000.00 1,000.00 $2,000.00

Total $2,000.00

Enrollment Plans – Please complete and return this award letter if any of the following applies:

__ I will not be enrolled FULL TIME. I will be enrolled*: ___Full Time ___Three Quarter Time ___Half Time ___Less Than Half Time (See enrollment chart on reverse side)

__ I will not attend the Kent State University KENT CAMPUS. I will attend the REGIONAL CAMPUS*.

__ I will not attend Kent State University. If checked, the financial aid listed above will be canceled. *Note: Your financial aid award(s) may be adjusted based on your changed enrollment status and/or campus.

Student Financial Aid March 31, 2015

KENT CAMPUS FULL TIME

SUZIE KENT 800 MORRIS ROAD KENT OH 44242

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dUSE THE COLLEGE COST WORKSHEET BELOW.

1. REVIEW YOUR FINANCIAL AID AWARD LETTER Read the enclosed Financial Aid Award Letter to determine the financial aid you are eligible to receive in the 2015-2016 year. Please note, the Financial Aid Award letter is not your e-bill. The Bursar’s Office will publish your e-bill that includes your direct costs.

2.DETERMINE YOUR DIRECT COSTS AT KENT STATE UNIVERSITY Check the Bursar’s Office website at www.kent.edu/bursar to find the current tuition and fees

for each semester. You may use 2014-2015 rates until 2015-2016 rates are posted. For housing and meal plan rates, go to www.kent.edu/housing.

3.COLLEGE COST WORKSHEET Use the worksheet above to estimate your direct costs and your financial aid awards. Calculate to determine if you will have a remaining balance.

4. PLAN YOUR PERSONAL PAYMENT OPTIONS If there is a remaining balance, determine how you will cover your expenses. The following options are available: • Payment Plans, go to www.kent.edu/bursar. • Direct PLUS loan, go to www.StudentLoans.gov. • Alternative loans — alternative loans provide students with additional funding for unmet college expenses. Most lenders will require a co-signer. Kent State will process any alternative loan application for any lender that the student selects. To review lender information and apply for an alternative loan, go to www.kent.edu/financialaid/FastChoice.

2015-2016 Financial Aid Toward Costs:

SCHOLARSHIPS $ _______________ GRANTS $ _______________ LOANS $ _______________ OTHER AID* $ _______________

TOTAL FINANCIAL AID $ _______________

2015-2016 Direct Costs To Be Paid: TUITION/FEES $ _______________

HOUSING $ _______________

MEAL PLAN $ _______________ OTHER FEES $ _______________

TOTAL DIRECT COSTS $ _______________

TOTAL DIRECT COSTS $ _______________

– TOTAL FINANCIAL AID $ _______________

= ESTIMATED REMAINING BALANCE DUE TO KENT STATE UNIVERSITY FOR 2015-2016 $ Divide by 2 = $ $

Your Financial Aid Plan A Step-by-Step Guide to Figuring Out Your College Cost

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* NOTE: Federal Work Study awards are not deducted from your e-bill.

Initial Award LetterYour 2015-2016 initial award letter is a result of the submission of your Free Application for Federal Student Aid (FAFSA). This may be the only paper version of the award letter you receive. Revisions to your awards will appear in your FlashLine account (flashline.kent.edu).

Financial Aid ProgramsThe financial aid programs are the awards you have been offered for the 2015-2016 award year. Financial aid awards with a status of “Offered” may be accepted or declined via your FlashLine account.

To view your awards and to make an award decision, log in to your FlashLine account at flashline.kent.edu. Once logged in, click on the My Account tab. In the My Student Account box under Financial Aid, click on Financial Aid Awards — view, accept or decline. Select and submit the 2015-2016 aid year. Click on the Accept Award Offer tab and follow the instructions on the page to accept or decline your awards. Each award has specific requirements. Click on each award title or select Award Messages at the bottom of the page to learn more about each financial aid program.

External ResourcesYou must notify the Student Financial Aid Office of all external awards such as scholarships, tuition assistance, fee waivers or other educational resources you receive or expect to receive. If you fail to report these resources, your financial aid may be adjusted at a later date. Please report additional resources at www.kent.edu/financialaid/outside-resources.

Enrollment PlansYour financial aid package is based on the campus and enrollment status on the award letter. If this is incorrect, please use the award letter to make any corrections and return it to the Student Financial Aid Office.

Enter Amounts for Both the Fall 2015 and Spring 2016 Semesters