Lay of the land and the road ahead

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Lay of the Land and the Road Ahead Jeremy Light, Managing Director, Accenture Payment Services Javier Santamaria, Chair European Payments Council & VP Banco Santander Paul Rohan, Author “PSD2 in Plain English” Michael Leppitsch, Digital Transformation Strategist, Apigee

Transcript of Lay of the land and the road ahead

Page 1: Lay of the land and the road ahead

Lay of the Land and the Road Ahead

Jeremy Light, Managing Director, Accenture Payment Services

Javier Santamaria, Chair European Payments Council & VP Banco Santander Paul Rohan, Author “PSD2 in Plain English” Michael Leppitsch, Digital Transformation Strategist, Apigee

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Open  Banking/PSD2

Jeremy  Light

Accenture  Payment  Services

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 A  Cambrian  Explosion  

Copyright  ©  2016  Accenture    All  rights  reserved.  

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APIs  outside  Financial  Services  

Copyright  ©  2016  Accenture    All  rights  reserved.  Copyright © 2016 Accenture All rights reserved.

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Citymapper  

Copyright  ©  2016  Accenture    All  rights  reserved.  

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Citymapper  

Copyright  ©  2016  Accenture    All  rights  reserved.  

APIs  

Maps  /  Geoloca,on  

Googlemaps  

OpenStreetMaps  

Apple  

Transporta,on  

TFL  (London)  

MTA  (NY)  

Merchant  Info  

Foursquare  

Yelp  

Weather  

Met  Office  

Taxis/Car  Sharing  

Car2Go  

Uber  

Hailo  

Autolib  

+ 29 other cities

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PayPal  

Copyright  ©  2016  Accenture    All  rights  reserved.  

Source: https://developer.paypal.com

PayPal    Developer  APIs  

Payment   Sales  TransacQons   Refunds   AuthorizaQons   Captures  

Billing  Plans  

Orders   Payouts  

5 2 1 4 2 14 5 4

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API  Value  Chain  

Copyright  ©  2016  Accenture    All  rights  reserved.  

Data,  Func?ons,  Products,  Services  

Expose  Systems   Publish  APIs   Embed,  Combine  

Produc?on   Consump?on  

Service  Providers   Third  Par?es,  Developers  

Apps,  Devices  

Digital  Business  Models  

Value  Crea,on  Value  Amplifica,on    Customer  Connec,vity  

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Open  Banking  API  Consump?on  

Copyright  ©  2016  Accenture    All  rights  reserved.  

Merchant  Apps    Corporate/SME  Portals    Wealth  Management    Personal  Financial  Management    Comparison  Apps    Insurance  Brokers    Estate  Agents    ……..  

£538.06

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Ac?ons  

10  Copyright  ©  2016  Accenture    All  rights  reserved.  

Known   Unknown  

Known  

Unknown  

PSD2  

Banking  &  Payments  IT  and  Processes  

EBA  RT  Standards  Governance  

Liability  

New  Business  Models  

Merchants  

GAFAA   ?  

AccreditaQon  

CMA/OBWG  

Security  

RedacQon  

INTERNAL  -­‐  PREPARATION   EXTERNAL  -­‐  COLLABORATION  

MARKET   FUTURE  

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Panel: Lay of the Land and the Road Ahead

Jeremy Light Managing Director,

Accenture Payment Services

Javier Santamaria Paul Rohan Michael Leppitsch Author “PSD2 in Plain

English” Chair European Payments

Council & VP Banco Santander

Digital Transformation Strategy, Apigee

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Thank You


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