Latinos Finance USA - Financial Solutions

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© 2014 © 2014

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Having trouble finding financial solutions for

your business?

We do provide Financing Solu2ons to Start-‐Up Businesses that have been in business for at least 3 months.

We do provide Financing Solu2ons to Non-‐Profit organiza2ons such as: churches, schools, social care, etc.

We do provide Cash Advance op2ons of up to $2 Million in as quickly as 48 hrs.

We do provide Business Loan op2ons of up to $100K.

We do provide Secure & Unsecure Line of Credit.

We do provide Hard Money Lending op2ons of up to $20 Million on commercial, land, and mul2family.

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We say YES when others say NO!

Have you been denied before because of:

☐ Judgment issues ☐ Closed Bankruptcy ☐ Tax Lien problems ☐ Bad or Poor Credit

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Credit Problems?

We Have Solutions!

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is the leader in providing financial solutions to Latino business owners nationwide and it has the financial solutions that your business needs. Our commitment is simple; to work with Latino business owners nationwide by providing the financial support that will help their business grow. Trabajando juntos for a better future is not only our slogan but our mission.

About Us

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Financial Solutions

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MCA Solutions When you apply for MCA Solutions, we review your recent months of credit card processing to determine an approval amount. Then, we advance you capital that you can use for any business expense and pay back through a small, fixed percentage of your future credit card sales. Plus, there is no need to change your credit card processor.

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Requirements

Standard Advance Premier Credit Score Over 480 Over 520 Over 620

Minimum Time in Business 3 Months 6 Months 2 Years

Minimum Average CC Sales Not Required $2,000 $4,000

Minimum Average Bank Balance Not Required $1,000 $3,000

Maximum Approval Amount $200K $500K $1M

Repayment Terms 4 – 9 Months 4 – 12 Months 4 – 18 Months

Approval Within 24 Hrs 24 Hrs 24 Hrs

Funding Within 48 Hrs 48 Hrs 48 Hrs

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ACH Solutions By reviewing business performance, we can identify healthy businesses that banks pass by. Typically, getting approved for a bank loan can present many hurdles, piles of paperwork and eat up time you may not have. We can approve your business based on the current cash flow of your business – not years of financial history.

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Requirements

Advance Non-‐Profit Loan Credit Score Over 480 Over 520 Over 620

Minimum Time in Business 3 Months 6 Months 1 Years

Minimum Average CC Sales Not Required Not Required $4,000

Minimum Average Bank Balance Not Required $3,000 $3,000

Maximum Approval Amount $1M $150K $100K

Repayment Terms 4 – 15 Months 4 – 10 Months 6 – 12 Months

Approval Within 24 Hrs 24 Hrs 24 Hrs

Funding Within 48 Hrs 48 Hrs 48 Hrs

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M2C Financing The M2C Financing program is a proprietary patented process that allows you the ability to offer financing options for up to 12-months and with rates as low as 9% for products and/or services NOT based on the client’s credit.

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Requirements

Credit Score Not Required

Minimum Time in Business Not Required

Minimum Average CC Sales Not Required

Minimum Average Bank Balance Not Required

Approval Within 24 Hrs

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Hard Money Lending With an evolving economy, many businesses and commercial real estate investors are looking for loans to allow them the flexibility to grow their businesses. We understand this better than the banks and this is why we are able to help when the banks can't or won't!

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Requirements

Credit Score Over 480

Maximum Approval Amount $20M

Maximum LTV (loan to value) Up to 60% and land up to 35%

Terms 2 to 3 yrs balloom MTG

Interest Rate 9% to 15%

Interest Type Interest Only

Repayment Terms 12 – 36 Months

Escrow Required On a case by case basis

Prepayment Penalty On a case by case basis

Appraisal Required On a case by case basis

Approval Within 24 Hrs

Closing Time Within 2 to 3 Weeks

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Lines of Credit This product is ideal for the business owner who is going to have multiple needs at various times over the coming months and is not going to utilize the full approved amount immediately.

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Requirements

Secured Unsecured Credit Score Over 520 Over 650

Minimum Time in Business 1 Year 4 Years

Minimum Average Bank Balance Not Required $3,000

Maximum Approval Amount $200K $500K

Repayment Terms 6 – 24 Months 4 – 9 Months

Open Line Terms 24 Months 9 Months

Approval Within 24 Hrs 24 Hrs

Funding Within 48 Hrs 3 Days

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☐ Signed financial agreement ☐ Copy of owner driver’s license ☐ Copy of voided check ☐ Last 6 months of business bank statements ☐ Last 6 months of business merchant account statements ☐ Lease agreement ☐ Last years tax return Funding Request Over $50K ☐ Current balance Sheet ☐ Current profit & loss Funding Request Over $100K ☐ Last two years of tax returns ☐ Last years balance sheet ☐ Last years profit & loss

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Edge Over Competitors

Personal Guarantees Funding Restrictions Credit History

Upfront Fees UCC Filing

Collateral

Contact Us

Any questions please contact your Business Advisor or contact us directly to

any of our contact info listed above.

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L a t i n o s F i n a n c e U S A . c o m

i n f o @ l a t i n o s f i n a n c e u s a . c o m

( 3 0 5 ) 8 4 8 L O A N - 1 ( 8 5 5 ) P O D E M O S

Hours of operation Monday – Friday 10 am – 6 pm

Latinos Finance USA - Financial Solutions

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