Larry Stokes Underwriting Manager, Zurich Municipal Chair Schools Working Group, Arson Prevention...
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Transcript of Larry Stokes Underwriting Manager, Zurich Municipal Chair Schools Working Group, Arson Prevention...
Larry StokesUnderwriting Manager, Zurich Municipal
Chair Schools Working Group,
Arson Prevention Bureau
Academies
ALARM SE
London 6 June 2007
Academies
Introduction
Blair’s big idea
Opposition from - Politicians
- Unions
- Press
- Customers ?
Academies
80 built / refurbished / renamed by September 2007
200 by 2010
Now part of BSF programme
Insurance Issues
Insurance Issues
• Challenging environment
• Failing schools
• Budget pressures on build / facilities
• Size
Costs of Loss / Damage in Schools
National Costs - Fire Losses
1996 - 2006
0
20,000,00040,000,000
60,000,000
80,000,000100,000,000
120,000,000
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006
90,000 schoolchildren have education disrupted
80,000 families affected
320,000 people involved
PLUS
Resources diverted
Education disrupted
A Different Perspective …..
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Case Study – West London Academy
Sedum Roof
Case Study
Case Study
Natural ventilation – Security Issues
External fire issues plus MD
Sprinklers – weight of pipes if
lightweight construction
Sustainability – would this last?
Detect a fire
Extinguish or control the fire
Raise the alarm
What Can Sprinklers Offer ?
Pricing Challenges
High Risk
High EML
Unknown risk management
Limited risk appetite
Pricing Challenges (Continued)
DfES paying premiums (for now)
No sprinkler agenda
Modern methods of construction
Sustainability agenda
Claims - Higher EducationSouthampton University – 2005 £80m - £100m
BSF
England’s Secondary Schools - £2.5Bn spend p.a. planned
3500 Secondaries
50% rebuild, 35% refurb, 15% remodelled
‘High quality, sustainable design’
48 LEAs in waves 1-4 (out of 150)
22 LEAs in waves 5-6
8 deals between LEA and LEP
The Future
Pupil numbers down
400 Academies planned
Federations - showing good practice
LEA role changing
The Future
Continue individual cover
Buy-in to LEA schemes
Government indemnity
Part of Local Education Partnership
