Key note

Your Money & Your LifePlanning for the future while living for today

PAUL McCOUBREY – FINANCIAL PLANNER

95% of people are dead

or dead broke by age 65

Did you know...

7 million people are afraid

to talk about money with

people they know

Did you know...

4 million people run out

of money before the end

of the month

Did you know...

70% of people have made

no provision to cover a

fall in income

Did you know...

47% of adults have no

family protection

Did you know...

40% of people who own

Equity ISAs are not aware

that it fluctuates…

Did you know...

15% of people with Cash ISAs think it’s value does.

8 out of 10 retire with a

pension of less than £38

per week!

Did you know...

You and your money...


• Get organised

• Income vs. expenditure

• Set a budget

• Net worth

• Debt repayment plan


• Financial & Retirement

• Family / Friends

• Career

• Health / Fitness

• Personal Development


• Start saving

• Repay unsecured debts

• Make your money work harder

for you

• Protect your family –

Wills, Life Insurance

• Plan & Save for your retirement

• Review, Review, Review


Seek advice and

support if needed

Paul’s 7 steps to financial security

1. Live within your means

& pay yourself first!!

Paul’s 7 steps to financial security...

2. Develop a budget


3. Pay off unsecured debts


4. Make your money work

harder for you


5. Protect your income &

your family


6. Plan and save for your

retirement


7. Revisit & Review


What should you look for

in a Financial Coach?

• Recommended by someone you trust

• Someone who has experience

• Someone who doesn’t charge for the first meeting

• Someone you can build a relationship with

• Someone who is confident and you can see knows

what they are talking about

• Someone who is proactive but not pushy

• Someone who is open about how they make money

• Someone who answers your questions

What should you look for in a Financial Coach?

“Good money sense needs to be as

much part of people's lives in the

21st century as healthy eating and

keeping fit”

Otto Thoresen, Designer of the UK national money guidance service

FINANCIAL CHOICES

1 BELMONT OFFICE PARK

232 BELMONT ROAD

BELFAST BT4 2AW

Financial Choices UK LLP is a limited liability partnership registered in Northern Ireland with

registered number NILLP3 and registered office 1 Belmont Office Park, 232 Belmont

Road, Belfast, BT4 2AW and is authorised and regulated by the Financial Services Authority.

TELEPHONE 0845 257 5861

FAX 0870 705 1765

EMAIL [email protected]

WEB financialchoices.co

PAUL McCOUBREY

[email protected]

Thank you

Key note

Economy & Finance

Transcript of Key note