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Investment Manager: LIC Mutual Fund Asset Management Ltd.

(Formerly known as LIC Nomura Mutual Fund Asset Management Company Limited) KEY INFORMATION MEMORANDUM

LIC MF EXCHANGE TRADED FUND – Nifty 50 [Rajiv Gandhi Equity Savings Scheme (RGESS)Qualified Scheme]

This product is suitable for investors who are seeking* • Long term investment.

• Investment in securities covered by Nifty 50 Index, subject to tracking

errors.

• Risk- Moderately High

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Offer of Units of Rs. 10/- per unit for cash issued at a premium approximately equal to the difference between face value and

allotment price during the New Fund Offer Period and at NAV based prices during Continuous offer.

Sponsors : Trustee:

Investment Management :

Life Insurance Corporation of India

(LIC)

Registered Office :

Yogakshema Building,

Jeevan Bima Marg, Nariman Point,

Mumbai - 400 021.

LIC Mutual Fund Trustee Private Limited

Registered Office:

4th Floor, Industrial Assurance Building

Opp. Churchgate Station

Mumbai - 400 020.

CIN NO : U65992MH2003PTC139955

LIC Mutual Fund Asset Management Limited

Registered Office:

4th Floor, Industrial Assurance Building, Opp.

Churchgate Station,

Mumbai - 400 020.

CIN NO : U67190MH1994PLC077858

Email: service@licmf.com; Website: www.licmf.com The scheme will be listed on National Stock Exchange of India Ltd (NSE)and Bombay Stock Exchange of India Ltd. (BSE).

This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before

investing. For further details of the scheme/mutual fund, due diligence certificate by the AMC, key personnel, investors'

rights & services, risk factors, penalties & pending litigation, associate transactions etc. investor should, before investment,

refer to the scheme information document and Statement of Additional Information available free of cost at any of the

Investor Service Centres or distributors or from the website www.licmf.com.

The scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds)

Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being

offered for public subscription have not been approved or disapproved by SEBI nor has SEBI certified the accuracy or

adequacy of this KIM.

It is to be distinctly understood that the permission given by NSE & BSE should not in any way be deemed or construed that

the Scheme Information Document has been cleared or approved by NSE or BSE nor does it certify the correctness of any of

the contents of the Scheme Information Document. The investors are advised to refer to the Scheme Information Document

for the full text of the ‘Disclaimer Clause of NSE & BSE”.

This Key Information Memorandum is dated 29/06/2016

Toll Free No: 1800-258-5678 E-mail: service@licmf.com Website: www.licmf.com

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Investment objective: The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by Nifty 50 Index, subject to tracking errors. However there is no assurance that the

objective of the scheme will be achieved

Asset Allocation

Pattern for the

Scheme:

LIC MF EXCHANGE TRADED FUND – Nifty 50

Under normal circumstances, the asset allocation pattern will be as follows:

Instruments Indicative allocations

(% of total assets) Risk Profile

Minimum Maximum High/Medium/

Low

Securities covered by the Nifty 50 Index. 95 100 Medium to High

Cash and cash equivalent /Money Market

instruments including CBLO (with maturity

not exceeding 91 days) 0 5 Low

Money Market Instruments include commercial papers, commercial bills, treasury bills, and

Government securities having an unexpired maturity upto one year, call or notice money, certificate of

deposit, usance bills, CBLOs and any other like instruments as specified by the Reserve Bank of India

from time to time.

The net assets of the scheme will be invested predominantly in securities constituting the Nifty 50

Index. This would be done by investing in all securities with the same weightage that they represent in

the Nifty 50 Index.

A small portion of the net assets will be invested in Debt and money market instruments permitted by

SEBI / RBI including call money market or in alternative investment for the call money market as may

be provided by the RBI, to meet the liquidity requirements of the scheme.

The scheme does not intend to invest in securitized debt instruments and foreign securities.

The Scheme shall not engage in securities lending and borrowing.

The scheme will not engage in short selling activities.

The scheme would not invest in derivatives.

Subject to the SEBI Regulations, the asset allocation pattern indicated above may change from time to

time, keeping in view market conditions, market opportunities, applicable regulations and political and

economic factors. These proportions can vary substantially depending upon the perception of the

Investment Manager; the intention being at all times to seek to protect the interests of the Unitholders.

Such changes in the investment pattern will be for short term and for defensive considerations only.

Since, LIC MF ETF – Nifty 50 is a passively managed exchange traded open ended index scheme,

therefore change in investment pattern is normally not foreseen. However, for short durations part of the

corpus may be pending for deployment, in cases of extreme market conditions or special events.

In the event of any deviations below the minimum limits or beyond the maximum limits as specified in the

above table, the Fund Manager shall rebalance the portfolio within a period of 7 days. Also, the AMC shall

ensure that in case of involuntary corporate action undertaken in the underlying securities, the portfolio will

be rebalance within a period of 30 days.

Investment Strategy The Fund would invest not less than 95% of its corpus in securities comprising the Nifty 50 index and

endeavor to track the benchmark index while minimizing the tracking error and therefore would follow a

passive investment strategy. The scheme would aim to maintain least amount of cash & will also try & avoid

investment in debt & money market securities. This would only be for the purpose of redemption

requirements.

Risk control measures

Since investing requires disciplined risk management, the AMC would endeavor to incorporate adequate

safeguards for controlling risks in the portfolio construction process. The Fund Manager will also review all

counterparties prior to transacting, using internal guidelines. The fund manager shall follow the asset

allocation pattern in SID under normal

circumstances and residual cash may be invested in the collateralised borrowing & lending obligations

(CBLO) / repo market, which seeks to ensure liquidity in the scheme under normal circumstances. There can

however be no guarantee against liquidity issues within the scheme. The Fund Manager will also endeavour

to actively manage the scheme duration based on the ensuing market conditions. Based on its interest

outlook, the Fund Manager may take tactical and/or strategic interest rate calls to manage the investments of

the scheme on a dynamic basis in order to exploit emerging opportunities in the market.

The AMC may also implement certain internal control procedures / risk & exposure limits etc. for

controlling risks which may be varied from time to time.

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Risk Profile of the

Scheme

Mutual Fund Units involve investment risks including the possible loss of principle. Please read the SID

Carefully for details on risk factors before investment. Scheme specific Risk Factors are summarized below :

Equity and equity related risk : Equity instruments carry both company specific and market risks and

hence no assurance of returns can be made for these investments.

Investment in Debt and money market instruments is subject to credit risk, liquidity risk, interest rate

risk, reinvestment risk etc.

Passive Investments: As the scheme proposes to invest not less than 95% of the net assets in the securities

of the benchmark Index, the Scheme will not be actively managed. The Scheme may be affected by a general

decline in the Indian markets relating to its Underlying Index. The Scheme invests in the securities included

in its underlying index regardless of their investment merit. The AMC does not attempt to individually select

stocks or to take defensive positions in declining markets.

Tracking Error : While the objective of the Scheme is to closely track the index, the performance may not

be commensurate with the performance of the underlying Index on any given day or over any given period.

Such variations are commonly referred to as the tracking error.

Tracking errors are inherent in any index fund and such errors may cause the scheme to generate returns

which are not in line with the performance of the Nifty 50 Index or one or more securities covered by /

included in the Nifty 50 Index and may arise from a variety of factors including but not limited to:

1.Any delay experienced in the purchase or sale of shares due to illiquidity of the market, settlement and

realisation of sale proceeds and / or the registration of any securities transferred and / or any delays in

receiving cash dividends and resulting delays in reinvesting them.

2.The Nifty 50 Index reflects the prices of securities at close of business hours. However, the Fund may buy

or sell the securities at different points of time during the trading session at the then prevailing prices which

may not correspond to the closing prices on the NSE & BSE.

3.The constituent securities of the underlying index may be revised periodically by either excluding or

including new securities. In such an event, the Fund will endeavour to reallocate its portfolio but the

available investment/ disinvestment opportunities may not permit precise mirroring of the underlying index

in a short period of time.

4. The charging of expenses to the scheme including investment management fees and custodian fees.

5. The potential for trades to fail, which may result the Schemes not having acquired shares at a price

necessary to track the index.

6. The holding of a cash position and accrued income prior to distribution and accrued expenses.

7. Disinvestments to meet redemptions, recurring expenses, etc.

AMC would monitor the tracking error of the Scheme on an ongoing basis and would seek to minimize

tracking error to the maximum extent possible. Under normal circumstances, such tracking errors are not

expected to exceed above 2% per annum. However, this may vary due to the reasons mentioned above or any

other reasons that may arise and particularly when the markets are very volatile. However, there can be no

assurance or guarantee that the Scheme will achieve any particular level of tracking error relative to

performance of the Underlying Index.

Sector Risk : The Scheme restricts its investments only in the Securities of the underlying index which

represents a particular sector and will therefore be subject to the risks associated with such concentration.

The banking sector, under certain market conditions, could underperform returns from Securities included in

a broad market equity index or other asset classes. Also the number of stocks in Nifty 50 index is low and

hence the concentration on a few large cap stocks could be significantly high. Due to such sector and stock

specific concentration the Scheme could be exposed to higher levels of volatility and market risk than would

generally be the case in a more diverse fund portfolio of equity Securities.

Market Trading Risks: Investments in the scheme may be may be subject to the following market trading

risks: Absence of a prior active market, lack of market liquidity, Units of the scheme may trade at prices

other than NAV, Regulatory Risk, Right to Limit Redemptions, Redemption Risk, Asset Class Risk, Units to

be held only through demat accounts.

Risk specific to investing in Nifty 50 Index : The Scheme restricts its investments only in the Securities of

the Nifty 50 index which represents a particular sector and will therefore be subject to the risks associated

with such concentration. The banking sector, under certain market conditions, could underperform returns

from Securities included in a broad market equity index or other asset classes. Also the number of stocks in

Nifty 50 index is low and hence the concentration on a few large cap stocks could be significantly high. Due

to such sector and stock specific concentration the Scheme could be exposed to higher levels of volatility and

market risk than would generally be the case in a more diverse fund portfolio of equity Securities.

Option Not applicable

No. of Folios & AUM (as

on 31/05/2016)

Folios : Regular - 92

AUM in Crs. : Regular – 336.71

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Risk Control Since investing requires disciplined risk management, the AMC would endeavor to incorporate

adequate safeguards for controlling risks in the portfolio construction process. The Fund Manager will

also review all counterparties prior to transacting, using internal guidelines. The fund manager shall

follow the asset allocation pattern in SID under normal circumstances and residual cash may be

invested in the collateralised borrowing & lending obligations (CBLO) / repo market, which seeks to

ensure liquidity in the scheme under normal circumstances. There can however be no guarantee

against liquidity issues within the scheme. The Fund Manager will also endeavour to actively manage

the scheme duration based on the ensuing market conditions. Based on its interest outlook, the Fund

Manager may take tactical and/or strategic interest rate calls to manage the investments of the scheme

on a dynamic basis in order to exploit emerging opportunities in the market.

The AMC may also implement certain internal control procedures / risk & exposure limits etc. for

controlling risks which may be varied from time to time.

Applicable NAV Applicable NAV is the Net Asset Value per Unit at the close of the Business Day on which the

application for purchase or redemption is received at the designated Official Point of Acceptance of

Transaction (OPAT) of LIC MF and is considered accepted on that day. An application is considered

accepted on that day, subject to it being complete in all respects and received prior to the cut-off time

on that Business Day.

I-NAV shall be published on AMC website on all Business Days.

For Authorised Participants only :

For purchases: In respect of valid applications received upto the cut-off time, by the Mutual Fund

alongwith a local cheque or a demand draft payable at par at the place where the application is

received, the closing NAV of the day on which application is received shall be applicable. In respect of

valid applications received after the cut-off time, by the Mutual Fund alongwith a local cheque or a

demand draft payable at par at the place where the application is received, the closing NAV of the next

business day shall be applicable. In respect of purchase of units the scheme, the closing NAV of the day

on which the funds are available for utilization shall be applicable for application amount equal to or

more than Rs. 2 lakhs, provided the funds are realised up to 3.00 pm on a business day, subject to the

transaction being time stamped appropriately.

For Redemptions: In respect of valid applications received upto the cut-off time by the Mutual Fund,

same day’s closing NAV shall be applicable. In respect of valid applications received after the cut off

time by the Mutual Fund, the closing NAV of the next business day shall be applicable.

Note: An investor can buy/sell Units on a continuous basis on NSE or any other stock exchange on

which the Units are listed during the trading hours on all trading days like any other publicly traded

stock at prices which may be close to the NAV of the Scheme. Therefore, the provisions of Cut-off

timing for subscriptions/redemptions will not be applicable.

However, in order to bring more clarity and to protect the interest of the investors, SEBI vide circular

Ref. no. SEBI/HO/IMD/DF2/CIR/P/2016/57 dated May 31, 2016 stated that the following

requirement shall be observed before imposing restriction on redemptions:

a. Restriction may be imposed when there are circumstances leading to a systemic crisis or event that

severely constricts market liquidity or the efficient functioning of markets such as:

i. Liquidity issues - when market at large becomes illiquid affecting almost all securities rather than

any issuer specific security. The AMC should have in place sound internal liquidity management tools

for schemes. Restriction on redemption cannot be used as an ordinary tool in order to manage the

liquidity of a scheme. Further, restriction on redemption due to illiquidity of a specific security in the

portfolio of a scheme due to a poor investment decision, shall not be allowed.

ii. Market failures, exchange closures - when markets are affected by unexpected events which

impact the functioning of exchanges or the regular course of transactions. Such unexpected events

could also be related to political, economic, military, monetary or other emergencies.

iii. Operational issues – when exceptional circumstances are caused by force majeure, unpredictable

operational problems and technical failures (e.g. a black out). Such cases will only be considered if they

are reasonably unpredictable and occur in spite of appropriate diligence of third parties, adequate and

effective disaster recovery procedures and systems.

b. Restriction on redemption may be imposed for a specified period of time not exceeding 10 working

days in any 90 days period.

c. Any imposition of restriction would require specific approval of Board of AMCs and Trustees and the

same will be informed to SEBI immediately.

d. When restriction on redemption is imposed, the following procedure shall be applied:

i. No redemption requests upto INR 2 lakh shall be subject to restriction.

ii. Where redemption requests are above INR 2 lakh, first INR 2 lakh shall be redeemed without any

restriction and remaining part over and above INR 2 lakh shall be subject to the restriction.

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Minimum application

amount

Rs 5000/- and in multiples of Re.1/- thereafter.

Minimum application

amount on Ongoing

Basis from Mutual Fund

/ Stock Exchange(s)

1.For Subscription / Redemption of units directly with Mutual Fund:

Purchases directly from the Mutual Fund would be restricted to Authorized Participants and Large

Investors provided the value of units to be purchased is in creation unit size. Authorized

Participants and Large Investors may buy the units on any business day for the scheme directly from

the Mutual Fund at applicable NAV and transaction charges, if applicable, by transferring securities

or cash, value of which is equal to creation unit size. Each creation unit consists of 50,000 units of

LIC MF Exchange Traded Fund – Nifty 50.

The Fund may from time to time change the size of the Creation Unit in order to equate it with

marketable lots of the underlying instruments.

2.For Purchase / Sale of units through Stock Exchange:

As the Units of the Schemes are listed on NSE & BSE, an Investor can buy Units on continuous basis

on the capital market segment of NSE & BSE during trading hours like any other publicly traded

stock at prices which may be close to the actual NAV of the Scheme. There is no minimum

investment, although Units are Purchased in round lots of 1 (one) Unit.

Creation Unit size 5000 units & in multiples of thereof

No Credit facilities would be extended during the process of Creation of Units.

Special Products /

facilities available

during the NFO

Applications Supported by Blocked Amount (ASBA) facility

ASBA facility will be provided to the investors subscribing to NFO of the Scheme. It shall coexist

with the existing process, wherein cheques/ demand drafts are used as a mode of payment. Detailed

provision of such facility has been provided in SAI.

Allotment Subject to receipt of minimum subscription amount, full allotment will be made to all valid

applications received during the New Fund Offer Period. Allotment of units will be made not later than

5 business days from the closure of the New Fund Offer Period.

An Account Statement will be sent by ordinary post to each Unitholder, stating the number of Units

allotted, within 5 working days of the closure of New Fund Offer Period or within such period as

allowed by SEBI. In case the investor provides the e-mail address, the Fund will provide the Account

Statement only through e-mail message. The Account Statements shall be non-transferable.

Dispatch of Repurchase

(Redemption) request

Within 10 business days of the receipt of the repurchase (redemption) request at the authorized

center of LIC Mutual Fund.

Benchmark Index: Nifty 50

Fund Manager Shri Sachin Relekar

Name of the Trustee LIC Mutual Fund Trustee Private Limited

Performance of the

Scheme

This scheme does not have any performance track record

Expenses of the Scheme:

(i) Load Structure

Entry Load – Nil

In accordance with SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry

load will be charged on purchase /additional purchase / switch-in/ SIP/ STP transactions. The

upfront commission, if any, on investment made by the investor shall be paid by the Investor

directly to the Distributor, based on the Investor’s assessment of various factors including the

service rendered by the Distributor.

Exit Load – Nil

Investor other than APs/Large investors can directly approach AMC and no exit load shall be

charged for redemption of units if:

a)Traded price of the ETF units is at discount of more than 3% for continuous 30 days, or

b)Discount of bid price to NAV over a period of 7 consecutive days is greater than 3%, or

c)No quotes are available on exchange for 3 consecutive trading days, or

d)Total bid size on the exchange is less than half of creation units size daily, averaged over a

period of 7 consecutive trading days.

In such a scenario valid applications received upto 3 p.m. the Mutual Fund shall process the

redemption request basis the closing NAV of the day of receipt of application.

Such instances shall be tracked by LIC MF AMC on an ongoing basis and incase if any of the above

mentioned scenario arises the same shall be disclosed on the website of LIC Mutual Fund i.e.

ww.licmf.com. For further details on Load Structure, refer to the section on “Load Structure” in the

scheme Information document.

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2) Recurring Expenses These are the fees and expenses for operating the scheme. These expenses include Investment

Management and Advisory Fee charged by the AMC, Registrar and Transfer Agents’ fee, marketing and

selling costs etc. as given in the table below: For the actual current expenses being charged, the

investor should refer to the website of the mutual fund.

Nature of Expense % of net

assets

Investment Management and Advisory Fees

Upto 0.49%

Trustee fee*

Audit fees

Custodian fees

RTA Fees

Marketing & Selling expense excluding agent commission

Cost related to investor communications

Cost of fund transfer from location to location

Cost of providing account statements and dividend redemption cheques

and warrants

Costs of statutory Advertisements

Cost towards investor education & awareness (at least 2 bps)

Brokerage & transaction cost over and above 12 bps cash.

Service tax on expenses other than investment and advisory fees**

Service tax on brokerage and transaction cost

Maximum total expense ratio (TER) permissible under Regulation 52

(6) (c) (i) and (6) (a) Upto 1.50%

These estimates have been made in good faith as per the information available to the Investment

Manager based on past experience but the total expenses shall not exceed the limits permitted by SEBI.

Types of expenses charged shall be as per the SEBI (MF) Regulations. The purpose of the above table is

to assist the investor in understanding the various costs and expenses that an investor in the scheme

will bear directly or indirectly.

Mutual funds /AMCs may charge service tax on actual investment and advisory fees to the scheme in

addition to the maximum limit as prescribed in regulation 52 of the SEBI Regulations. Current

applicable service tax rate is 14% (including education cess and secondary higher education. cess),

subject to change from time to time as per relevant statutory regulations.

Service tax on other than investment and advisory fees, if any, shall be borne by the scheme within the

maximum limit as per regulation 52 of the SEBI Regulations.

Mutual Funds/AMCs will annually set apart at least 2 basis points on daily net assets within the

maximum limit as per regulation 52 of the SEBI Regulations for investor education and awareness

initiatives.

Service tax on brokerage and transaction cost paid for execution of trade, if any, shall be within the

limit prescribed under regulation 52 of the Regulations.

However, no Investment Management fees would be charged on LIC MF’s investment in the Scheme.

The Trustee, shall be entitled to receive a sum computed @ 0.05% of the Unit Capital of all the Schemes

of LIC MF on 1st April each year or a sum of INR.5, 00,000/- whichever is lower or such other sum as

may be agreed from time to time in accordance with the SEBI Regulations or any other authority, from

time to time.

The total expenses of the Exchange Traded Fund scheme including the investment management and

advisory fee shall not exceed one and one half (1.5%) of the daily net assets and such other limits as

stated in Regulation 52(6). In addition to the limits specified in regulation 52(6), the following costs or

expenses may be charged to the scheme as per new sub regulation 6A, namely-

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(a) Brokerage and Transaction costs incurred for the execution of trades may be capitalized

to the extent of 0.12 per cent of the value of trades in case of cash market transactions.

Payment towards brokerage and transaction costs incurred for the execution of trades, over

and above the said 0.12 per cent for cash market transactions may be charged to the scheme

within the maximum limit of Total Expense Ratio (TER) as prescribed under Regulation 52

of the SEBI (Mutual Funds) Regulations, 1996. Any expenditure in excess of the said

prescribed limit (including brokerage and transaction costs, if any) shall be borne by the

AMC or by the Trustee or Sponsors.

(b) expenses not exceeding of 0.30 per cent of daily net assets, if the new inflows from such

cities as specified by the Board from time to time are at least -

i. 30 per cent of gross new inflows in the scheme, or;

ii.15 per cent of the average assets under management (year to date) of the scheme,

whichever is higher iii. Provided that if inflows from such cities is less than the higher of sub-clause (i) or sub-

clause (ii), such expenses on daily net assets of the scheme shall be charged on

proportionate basis: Provided further that expenses charged under this clause shall be utilised for distribution

expenses incurred for bringing inflows from such cities.

Provided further that amount incurred as expense on account of inflows from such cities

shall be credited back to the scheme in case the said inflows are redeemed within a period of

one year from the date of investment;

The Fund will strive to reduce the level of these expenses so as to keep them well within the maximum limits allowed by SEBI. Expenses on an ongoing basis will not exceed 1.5% of the

daily net assets or such maximum limits as may be specified by SEBI Regulations from time to

time.

The recurring expenses incurred in excess of the limits specified by SEBI (MF) Regulations will

be borne by the AMC or by the Trustee or the Sponsor.

The current expenses charged to the Scheme would be disclosed on the website of the Mutual

Fund and in case of change, the Mutual Fund would update the current expense ratios on its

website within two working days mentioning the effective date of the change.

Waiver of Load for

Direct Applications

Not Applicable

Tax treatment for the

Investors (Unitholders):

Investors are advised to refer to the Statement of Additional Information (SAI) available on the

website of AMC viz. www.licmf.com and also independently, refer to the tax advisor .

Daily NAV Publication: The NAV will be declared on all business days and will be published in two daily newspapers having

circulation all over India in accordance with SEBI Guidelines.. NAV can also be viewed on

www.licmf.com and www.amfiindia.com

Authorised Participants

The AMC will appoint Authorised Participant(s) to provide liquidity in secondary market on an

ongoing basis. The Authorised Participant(s) would offer daily two-way quote in the market.

1) Edelweiss Securities Ltd.,

Regd. Office -2nd MB Towers, Plot No. 5, Road No. 2,

Banjara Hills, Hyderabad 500034

2) East India Securities Ltd.,

Regd. Office - Mercantile Building, 10/1D Lal Bazaar Street,

Kolkata 700 001.

For Investor

Grievances, please

contact:

Karvy Computershare Pvt. Ltd.

Unit: LIC Mutual Fund Karvy Plaza, H.No.8-2-596,

Avenue 4, Street No. 1, Banjara Hills,

Hyderabad – 500 034

Phone: (040) 23312454/44338155

Fax: (040) 23388705

e-mail: service_licmf@karvy.com

Website: karvycomputershare.com

LIC Mutual Fund

4th floor, Industrial Assurance Building, Opp.

Churchgate Station, Churchgate, Mumbai – 400

020

Phone: 022 -66016000

Fax: 022 - 22880633

e-mail: service@licmf.com

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Unitholders’

Information:

Allotment / Refund: The AMC shall allot units / refund money within 5 Business Day from the

closure of the NFO.

Account Statements

An allotment confirmation specifying the units allotted shall be sent by way of email and/or SMS

within 5 Business Days of the closure of the NFO Period to the Unit holder's registered e-mail

address and/or mobile number. A Consolidated Account Statement (CAS) shall also be sent to the

Unit holder in whose folio transactions have taken place during that month, on or before 10th of

the succeeding month. In case of specific request received from investors, Mutual Fund will

provide an account statement to the investors within 5 Business Days from the receipt of such

request.

The Unit holder may request for a physical account statement by writing/calling the

AMC/ISC/R&T. The Mutual Fund/ AMC shall dispatch an account statement within 5 Business

Days from the date of the receipt of request from the Unit holder.

A consolidated account statement detailing holding across all schemes at the end of every six

months (i.e. September/ March), on or before 10th day of succeeding month, to all such Unit

holders in whose folios no transaction has taken place during that period shall be sent by mail/e-

mail.

For more details, please refer the Scheme Information Document (SID) and Statement of

Additional Information (SAI).

Annual Financial Results : The Scheme wise annual report or an abridged summary thereof

shall be sent:

(i) by e-mail only to the Unit holders whose e-mail address is available with the Fund,

(ii) in physical form to the Unit holders whose email address is not registered with the Fund

and/or those Unit holders who have opted / requested for the same.

The scheme wise annual report or an abridged summary shall be sent by mail/e-mail not later than

four months from the date of closure of the relevant accounting year (i.e. 31st March each year).

The physical copy of the scheme wise annual report or abridged summary thereof shall be made

available to the investors at the head office of the AMC. A link of the scheme annual report or

abridged summary thereof shall be displayed prominently on the website of the Fund and shall

also be displayed on the website of Association of Mutual Funds in India (AMFI).

Half Yearly Unaudited Financial Results: The Mutual Fund and Asset Management shall

before the expiry of one month from the close of each half year that is on 31st March and on 30th

September, host a copy of its unaudited financial results on AMC’s website www.licmf.com

provided that the half-yearly unaudited report referred to in this sub regulation shall contain

details as specified in Twelfth Schedule and such other details as are necessary for the purpose of

providing a true and fair view of the operations of the mutual fund. A Mutual Fund and Asset

Management, shall publish an advertisement disclosing the hosting of such financial results on its

website in at least in one English daily newspaper having all India circulation and in a newspaper

published in the language of the region where the Head Office of the Fund is situated.

Monthly Portfolio Disclosure: The Fund shall disclose portfolio of all schemes on its website

www.licmf.com alongwith ISIN on a monthly basis as on last day of each month, on or before

tenth day of the succeeding month.

Half Yearly Portfolio Disclosure: Full portfolio in the prescribed format shall be disclosed either

by publishing it in one national English daily newspaper circulating in the whole of India and in a

newspaper published in the language of the region where the Head Office of the Mutual Fund is

situated or by sending it to the Unit Holders within one month from the end of each half-year, that

is as on March 31 and September 30. It is also displayed on the website of the Mutual Fund on

www.licmf.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com.

The mutual fund may opt to send the portfolio of all schemes to unit holders in lieu of the

advertisement.

Transaction Charges:

In accordance with SEBI Circular No. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011, the AMC

shall deduct the Transaction Charges on purchase / subscription of INR 10,000/- and above

received from first time mutual fund investors and investor other than first time mutual fund

investors through the distributor/agent who have opted to receive the transaction charges based on

the type of product) as under:

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First Time Mutual Fund Investor:

Transaction charge of INR 150/- for subscription of INR 10,000/- and above will be deducted

from the subscription amount and paid to the distributor/ agent of the first time investor. The

balance of the subscription amount shall be invested.

Investor other than First Time Mutual Fund Investor:

Transaction charge of INR 100/- per subscription of INR 10,000/- and above will be deducted

from the subscription amount and paid to the distributor/ agent of the investor. The balance of the

subscription amount shall be invested.

Transaction charges shall not be deducted for:

_ Purchases /subscriptions for an amount less than INR 10,000/-;

- Transaction other than purchases/ subscriptions relating to new inflows such as Switches, etc.

No transaction charges will be deducted for any purchase/ subscription made directly with

the Fund (i.e. not through any distributor/ agent). ADDITIONAL DISCLOSURES

Scheme’s portfolio :-

A) Issuer Exposure

b) Sector Allocation

Name of the issuer % of

Scheme

Sector / Industry

Classification

% To

Total

Assets

Infosys Limited 8.33% Banks 23.61

HDFC Bank Limited 7.87% Software 16.58

ITC Limited 6.59% Auto 10.63

Housing Development Finance

Corporation Limited

6.52% Consumer Non

Durables

10.14

Reliance Industries Limited 5.28% Pharmaceuticals 6.80

ICICI Bank Limited 4.73% Finance 6.52

Tata Consultancy Services Limited 4.55% Petroleum Products 6.14

Larsen & Toubro Limited 4.02% Construction Project 4.02

Tata Motors Limited 3.00% Cement 3.12

Axis Bank Limited 2.83% Power 2.77

Others 45.97% Telecom - Services 1.99

Cash & Cash equivalent 0.31% Oil 1.28

Total 100.00% Minerals/Mining 1.25

Media &

Entertainment

0.82

Ferrous Metals 0.75

Auto Ancillaries 0.65

Telecom - Equipment

& Accessories

0.64

Transportation 0.59

Gas 0.58

Non - Ferrous Metals 0.46

Industrial Capital

Goods

0.37

Cash & Cash

Equivalent:

0.29

Grand Total 100.00

1) Scheme’s Portfolio Turnover ratio :- NA

2) The aggregate investment in the scheme under the following Categories :-

i) AMC’s Board of Directors - NIL

ii) Concerned scheme’s Fund Manager(s) – NIL

iii) Other key managerial personnel – (Amt. in lacs) – 0.05 The latest monthly portfolio can be accessed at

http://www.licmf.com/index.php/template/downloads/monthly_fact_sheet

10

COMPARISON BETWEEN THE SCHEME(S)

Scheme Name Investment

Objectives/Investment

Strategies

Asset Allocation Pattern AUM as on

31/05/2016

(Rs. in Crs)

No. of Folios

Direct Regular Direct Regular

LIC MF G-Sec

Long Term ETF

Investment Objective:

The investment objective of the scheme

is to provide returns that closely

correspond to the total returns of

securities as represented by Nifty 8-10

yr G-sec Index, subject to tracking

errors. However there is no assurance

that the investment objective of the

scheme will be achieved.

Investment Strategy:

The Fund would invest not less than

95% of its corpus in securities

comprising the underlying index and

endeavor to track the benchmark index

while minimizing the tracking error

and therefore would follow a passive

investment strategy. The scheme would

aim to maintain least amount of cash &

will also try & avoid investment in debt

& money market securities. These

would only be for the purpose of

redemption requirements.

• Securities comprising of underlying

benchmark Index - 95-100%

• Other Debt and Money market

instruments - 0-5%

70.15 215

LIC MF ETF Sensex Investment Objective:

The investment objective of the scheme

is to provide returns that, closely

correspond to the total returns of the

securities as represented by the S&P

BSE SENSEX by holding S&P BSE

SENSEX stocks in same proportion,

subject to tracking errors. However

there is no assurance that the objective

of the scheme will be achieved.

Investment Strategy:

The Fund would invest not less than

95% of its corpus in securities

comprising the S&P BSE SENSEX Index

and endeavor to track the benchmark

index while minimizing the tracking

error and therefore would follow a

passive investment strategy. The

scheme would aim to maintain least

amount of cash & will also try & avoid

investment in debt & money market

securities. This would only be for the

purpose of redemption requirements.

• Securities covered by the S & P BSE

Sensex – 95 to 100%

• Cash and cash equivalent /Money

Market instruments including CBLO

(with maturity not exceeding 91

days)- 0 to 5%

258.31 62

LIC MF ETF Nifty 100 Investment Objective:

The investment objective of the scheme

is to provide returns that closely

correspond to the total returns of

securities as represented by NIFTY 100

INDEX, subject to tracking errors.

However there is no assurance that the

objective of the scheme will be

achieved.

Investment Strategy:

The Fund would invest not less than

95% of its corpus in securities

comprising the NIFTY 100 Index and

endeavor to track the benchmark index

while minimizing the tracking error

and therefore would follow a passive

investment strategy. The scheme

would aim to maintain least amount of

cash & will also try & avoid investment

in debt & money market securities.

This would only be for the purpose of

redemption requirements.

• Securities covered by the Nifty 100 –

95 to 100%

• Cash and cash equivalent /Money

Market instruments including CBLO

(with maturity not exceeding 91

days)- 0 to 5%

219.66 439

ACKNOWLEDGEMENT SLip

ARN Code Sub-broker Code Sub-broker ARN Code Employee Unique )dentification Number EU)N Time Stamp NoFor office use only

SIGN HEREFirst/ Sole Applicant/ Guardian SIGN HERESecond Applicant SIGN HEREThird Applicant

DOB

Second Applicant ‘s Name FIRST MIDDLE LAST KYC :

Third Applicant ‘s Name FIRST MIDDLE LAST KYC :

First Applicant pAN : Second Applicant pAN : Third Applicant pAN :

NAME OF GUARDiAN in case of First / Sole Applicant is a Minor / NAME OF CONTACT PERSON – DES)GNAT)ON in case of non-individual )nvestors FIRST MIDDLE LASTPAN: KYC Relationship with minor Please √ Father Mother Court Appointed Legal Guardian3. TAx STATUS Please tick √ Resident )ndividual FIIs NR)-NRO HUF Club/Society P)O Body Corporate Minor Government Body

Trust NRI-NRE Bank & F) Sole Proprietor Partnership Firm QFI FP) Others Company LLP 4. KYC Details (Mandatory) Occupation please tick (√)

FiRST AppLiCANT Private Sector Student

Public Sector Forex Dealer Government Service Business Professional Agriculturist Others ............................................................................................ please specify Retired (ousewifeSECOND AppLiCANT Private Sector

Student Public Sector Forex Dealer Government Service Business Professional Agriculturist Others ............................................................................................ please specify Retired (ousewife

ThiRD AppLiCANT Private Sector Student

Public Sector Forex Dealer Government Service Business Professional Agriculturist Others ............................................................................................ please specify Retired (ousewifeGross AnnuAl )ncome [please tick (√)]

FiRST AppLiCANT Below Lac - Lacs - Lacs - Lacs > Lacs - Crore > CroreNet worth Mandatory for Non-)ndividual Rs. as onSECOND AppLiCANT Below lac - Lacs - Lacs - Lacs > Lacs - Crore > Crore OR Net Worth ThiRD AppLiCANT Below lac - Lacs - Lacs - Lacs > Lacs - Crore > Crore OR Net Worth For individual For Non-individual investors (Companies, Trust, partnership etc.) ) am Politically Exposed PersonAlso applicable for authorized signatories/ Promoters/)arta/Trustee/Whole time Directors please mention ) am Related to Politically Exposed Not Applicable

)s the company a Listed Company or Subsidiary of Listed Company or Controlled by aListed Company )f No. please attach mandatory Ultimate Beneficial Ownership UBO DeclarationForeign Exchange / Money Changer ServicesGaming / Gambling / Lottery / Casino ServicesMoney Lending / PawningNone of the above Yes No

Yes No Yes No Yes No Yes No

D D M M Y Y Y Y DOB is mandatory in case of unit holder is minor. Proof attached. Please √

TRANSACT)ON C(ARGES FOR APPL)CANTS T(ROUG( ARN (OLDER ONLY [Refer )nstruction ] ) confirm that ) am a First time investor across Mutual Funds. ) confirm that ) am an existing investor in Mutual Funds.Rs. deductible as Transaction Charge and payable to the Distributor Rs. deductible as Transaction Charge and payable to the Distributor)n case the purchase/ subscription amount is Rs. , or more and your Distributor has opted in to receive Transaction Charges, the same are deductible as applicable from the purchase/ subscription amount and payable to the Distributor. Units will be issued against the balance amount invested. Upfront commission shall be paid directly by the investor to the ARN (older AMF) registered Distributor based on the investors’ assessment of various factors including the service rendered by the ARN (older.1. ExiSTiNG UNiT hOLDER iNFORMATiON )f you have existing folio, with PAN & )YC validation please fill in section and proceed to section .Folio No. The details in our records under the folio number mentioned alongside will apply for this application2. AppLiCANT(S) DETAiLS )n case of Minor, there shall be no joint holders Mandatory information – )f left blank the application is liable to be rejected.Sole/First Applicant ‘s Name FIRST MIDDLE LAST KYC :

Declaration for execution-only transaction only where EU)N box is left blank Refer )nstruction No.) / We hereby confirm that the EU)N box has been intentionally left blank by me / us as this is an execution-only transaction without any interaction or advice by the employee/ relationship manager/ sales person of the above distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee / relationship manager / sales person of the distributor and the distributor has not charged any advisory fees on this transaction. please tick √ and sign

Application No.

)EY PARTNER / ARN (OLDER )NFORMAT)ON )nvestors applying under Direct Plan must mention Direct in ARN Code column. Refer )nstruction & )nvestors must read the )ey )nformation Memorandum, the instructions and product labeling on cover page before completing this Form. The Application Form should be completed in English and in BLOC) LETTERS only.

Received an application for purchase of units of L)C MF Scheme Name with optionfrom Mr/Mrs/M/s. alongwithName of the investorCheque/Draft No./Payment )nstrument No. Dated Bank Branch Drawn on For ` Bank Charges in cases of Draft of ` Date Please Note : All purchases are subject to realisation of Cheque / Demand Draft / Payment )nstrument.

Time Stamp No.

)SC Signature, Stamp & Date

TO BE F)LLED )N BY T(E )NvESTOR App. No

D D M M Y Y Y Y Not older than yearNot older than yearNot older than year

5. MODE OF hOLDiNG [please tick (√)] Joint Single Anyone of Survivor Default option is Anyone of Survivor6. mA)l)nG Address of f)rst / sole Appl)cAnt mAndAtory (Refer instruction 11)

Landmark City State Pincode Counry

COMMON AppLiCATiON FORM

Call Toll Free Number 1800-258-5678 Email : service@licmf.com

Website : www.licmf.com

For any queries please contact our nearest investor Service Centre or

SIGN HEREFirst Applicant/ Guardian SIGN HERESecond Applicant SIGN HEREThird ApplicantDate : ________________Place : _______________

7. CONTACT DETAiLS OF SOLE/FiRST AppLiCANT Mobile No. and Email id. Refer instruction No. 11)Email )d Please Specify Mobile No.Tel no Resi STD Code Off STD Code8. Overseas address Overseas address is mandatory for NR) / F)) applicants in addition to mailing address in )ndiaLandmark City State Pincode Country9. DEMAT ACCOUNT DETAiLS* - Optional - refer instruction

NSDL CDSLDP NAMEDP )DBeneficiary Account No

11. BANK ACCOUNT DETAiLS OF ThE FiRST AppLiCANT refer instruction As per SEB) Regulations it is mandatory for investors to provide their bank account detailsAccount No. Name of the BankType of A/c SB Current NRE NRO FCNR Others Ps specify Branch Bank City)FSC code** MICR no Refer )nstruction . Mandatory to attach proof, in case the pay-out bank account is different from the bank account where the investment is made For unit holders opting to hold units in demat form, please ensure that the bank account is mentioned here. **Mandatory to credit via NEFT/RTGS

16. DECLARATiON & SiGNATURE/S a (aving read & understand the contents of the Scheme )nformation Document of the Scheme & reinvestment scheme. )/We hereby apply for units of the scheme & agree to abide by the terms, conditions, rules & regulations governing the scheme. ) /We hereby declare that the amount invested in the scheme is through ligitimate sources only & does not involve & is not designed for the purpose of the contravention of any Act, Rules, Regulations, Notifications or Directions of the provisions of the )ncome Tax Act, Anti Money laundering Laws, Anti Corruption Laws or any other applicable laws enacted by the Govt. of )ndia from time to time. ) /We have understood the details of the scheme & ) /We have nor recieved nor have been induced by any rebate or gifts, directly or indirectly in making this investment. ) /We confirm that the funds invested in the Scheme, legally belong to me / us, )n the event ")now Your Customer" process is not completed by me / us to the satisfaction of the AMC. ) /We hereby authorised the AMC, to redeem the funds invested in the Scheme, in favour of the applicant at the applicable NAv prevalling on the date of such redemption & undertaking such other action with such funds that may be required by the Law. b for NR)s: ) /We confirm that ) am/ we are Non Resident of )ndian Nationality / Origin & that ) /we have remitted funds from abroad through approved banking channels or from funds in my/our Non-Resident External / Non-Resident Ordinary. )/We confirm that details provided by me/us are true & correct. c The ARN holder has disclosed to me/us all the commissions in the form of trail commission or any other mode . payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. d )/We have read & understood the SEB) Circular no. MRD/DoP/Cir / dt. April , & SEB) Circular No. / MEM-COR/ / - dt. (une , regarding mandatory requirement of PAN. )/We confirm that )/we are holding valid PAN card / have applied for PAN. e The ARN holder has disclosed to me/us all the commission )n the form of trail commission or any other mode , payable to him for the different competing Scheme of various Mutual Fund from amongst which the Scheme is being recommended to me /us.

14. NOMiNATiON DETAiLS Refer )nstruction No. )/We wish to nominate )/We DO NOT wish to nominate and sign here st Applicant Signature MandatoryNomination Name and Address Guardian Name in case of Minor Allocation % Nominee / Guardian Signature

Nominee 100%To register multiple nominee please fill seperate Nomination Form15. pOA (power of Attorney) REG)STRAT)ON DETA)LS Refer )nstruction overleafName of the POA holder Attached )YC Letter MandatoryPAN of the PoA holder Notarized copy of PoA

13. Option for Switch

Switch in To LiC MF plan OptionRegular Direct Growth /Dividend / Div Reinvestment /Div PayoutAmount: Rs ___________________From

Scheme Name

plan OptionRegular Direct Growth /Dividend / Div Reinvestment /Div PayoutFolio No.

Amount : Rs. Units:

12. iNVESTMENT DETAiLS [ Please tick √ ] Refer )nstruction No. , & )f this section is left blank, only folio will be createdSeparate cheque/demand draft must be )ssued for each )nvestment, drawn in favour of respective scheme name. Please write appropriate scheme name as well as the Plan / Option / Sub Option.* Cheque / DD Favouring Scheme Name refer )nstruction & Plan / Option Amount )nvested Rs. DD Charges Net Amount Paid Rs. Cheque/DD No./UTR No. in case of NEFT/RTGS Bank and Branch and Account Number*All purchases are subject to relaization of fund Refer to )nstruction No. Account Type Please tick √ SB Current NRE NRO FCNR Others Per SpecifyLiC MF

10. FATCA detail for )ndividuals & (uf mandatory non )ndividual investors should mandatorily fill separate fActA details formDo you have any non-)ndian Country ies of Birth / Citizenship / Nationality and Tax Residency? Yes No Please tick as applicable and if yes, provide the below mentioned information mandatory .Sole/First Applicant/Guardian Yes No 2nd Applicant Yes No 3rd Applicant Yes No or pOA Yes NoCountry of Birth Country of Birth Country of BirthCounty of Citizenship/ Nationality Country of Citizenship/ Nationality Country of Citizenship/ NationalityAre you e US Specified Person? Yes Noplease provide Tax Payer )d. Are you a US Specified Person? Yes Noplease provide Tax Payer )d. Are you a US Specified Person? Yes Noplease provide Tax Payer )d.Country of Tax Residency* other than )ndia Taxpayer )dentifiation No. Country of Tax Residency* other than )ndia Taxpayer )dentifiation No. Country of Tax Residency* other than )ndia Taxpayer )dentifiation No.1

2* Please indicate all countries in which you are a residend for tax purpose and associated Tax Payer )ndentification number. )n case of association with POA, the POA holder shoulder fill form to provide the above details mandatorily.

1. Please read Key Information Memorandum, terms of the Scheme Information Documents) of the respective Scheme(s) and Statement of Additional Information carefully bef“re i‘‘ing the A””‘icati“n F“r’. Invest“rs sh“u‘d a””rise the’se‘ves “f the ”revai‘ing L“ad structure “n the date “f sub’itting the A””‘icati“n F“r’. Invest“rs are dee’ed t“ have acce”ted the ter’s subject t“ which these “ffers are being ’ade and bind the’se‘ves t“ the ter’s u”“n signing the A””‘icati“n F“r’ and tendering ”ay’ent New invest“rs wishing t“ ’ake SIP invest’ent wi‘‘ need t“ c“’”‘ete and sub’it b“th the A””‘icati“n F“r’ and the SIP Enr“‘’ent F“r ’ (f“r P“st Dated Cheques “r f“r Aut“ Debit/ ECS/ Standing Instructi“n as a””‘icab‘e).The A””‘icati“n F“r’ sh“u‘d be c“’”‘eted in ENGLISH and in BLOCK LETTERS “n‘y. P‘ease tick in the a””r“”riate b“x f“r re‘evant “”ti“ns wherever a””‘icab‘e. P‘ease d“ n“t “verwrite. F“r any c“rrecti“n / changes (if any) ’ade, the s“‘e / a‘‘ a””‘icants are requested t“ authenticate the sa’e by cance‘ing and re-writing the c“rrect detai‘s and c“unter-signing the sa’e. A””‘icati“ns c“’”‘ete in a‘‘ res”ects, ’ay be sub’itted at the designated Oficia‘ P“ints “f Acce”tance “f LIC Mutua‘ Fund. Invest“rs ’ust write the A””‘icati“n F“r’ nu’ber / F“‘i“ nu’ber “n the reverse “f the cheques and bank drafts acc“’”anying the A””‘icati“n F“r’. A””‘icati“ns inc“’”‘ete in any res”ect are ‘iab‘e t“ be rejected.P‘ease n“te that if n“ P‘an is ticked / indicated in the A””‘icati“n f“r’, the units wi‘‘, by defau‘t be a‘‘“tted under the Gr“wth P‘an “f the Sche’e. Si’i‘ar‘y, Dividend Reinvest’ent O”ti“n “f the Dividend P‘an sha‘‘ be the defau‘t sub-“”ti“ns.2. Direct Investments: Invest“rs a””‘ying under Direct P‘an ’ust ’enti“n "Direct" in ARN c“‘u’n. In case Distribut“r c“de is ’enti“ned in the a””‘icati“n f“r’, but "DirectP‘an" is indicated against the Sche’e na’e, the Distribut“r c“de wi‘‘ be ign“red and the a””‘icati“n wi‘‘ be ”r“cessed under Direct P‘an. In case “f va‘id a””‘icati“n received with“ut indicating "Direct P‘an" against the Sche’e / P‘an na’e and with“ut any Distribut“r C“de ’enti“ned “n the f“r’, the a””‘icati“n wi‘‘ be ”r“cessed under "Direct P‘an".3. Investments through distributors

3.1. As ”er directi“ns “f Securities and Exchange B“ard “f India (SEBI), the distribut“rs, agents “r any ”ers“ns e’”‘“yed “r engaged “r t“ be e’”‘“yed “r engaged in the sa‘e and/“r distributi“n “f ’utua‘ fund ”r“ducts are required t“ have a va‘id certiicati“n fr“’ the Nati“na‘ Institute “f Securities Markets (NISM) by ”assing the certiicati“n exa’inati“n. Further, n“ agents / distribut“rs are entit‘ed t“ se‘‘ units “f ’utua‘ funds un‘ess the inter’ediary is registered with Ass“ciati“n “f Mutua‘ Funds in India (AMFI). New cadre distribut“rs: SEBI has intr“duced a new cadre “f distribut“rs such as ”“sta‘ agents; retired g“vern’ent and se’i-g“vern’ent “ficia‘s (c‘ass HI and ab“ve “r equiva‘ent), retired teachers and retired bank “ficers (a‘‘ such retired ”ers“ns with at ‘east 10 years “f service) and “ther si’i‘ar ”ers“ns (such as Bank c“rres”“ndents) as ’ay be n“tiied by AMFI/AMC fr“’ ti’e t“ ti’e. Such New Cadre distribut“r can se‘‘ “n‘y 'si’”‘e and ”erf“r’ing' diversiied equity sche’es, index funds and ixed maturity plan.

3.2. There is a ”re-ix “f *SD* bef“re the ARN nu’ber “f such distribut“rs. They a‘s“ h“‘d an EUIN which ’ust be qu“ted in the a””‘icati“n f“r’. In case y“ur a””‘icati“n f“r subscri”ti“n is thr“ugh such distribut“r is n“t f“r an e‘igib‘e sche’e, it is ‘iab‘e t“ be rejected.3.3. E’”‘“yee Unique Identiicati“n Nu’ber (EUIN): SEBI has ’ade it c“’”u‘s“ry f“r every e’”‘“yee/ re‘ati“nshi” ’anager/ sa‘es ”ers“n “f the distribut“r “f ’utua‘ fund ”r“ducts t“ qu“te the EUIN “btained by hi’/her fr“’ AMFI in the A””‘icati“n F“r’. EUIN, ”articu‘ar‘y in advis“ry transacti“ns, w“u‘d assist in addressing any instance “f ’is-se‘‘ing even if the e’”‘“yee/re‘ati“nshi” ’anager /sa‘es ”ers“n ‘ater ‘eaves the e’”‘“y’ent “f the distribut“r.Individua‘ ARN h“‘ders inc‘uding seni“r citizens distributing ’utua‘ fund ”r“ducts are a‘s“ required t“ “btain and qu“te EUIN in the A””‘icati“n F“r’. Hence, if y“ur invest’ents are r“uted thr“ugh a distribut“r ”‘ease ensure that the EUIN is c“rrect‘y i‘‘ed u” in the A””‘icati“n F“r’. H“wever, if y“ur distribut“r has n“t given y“u any advice ”ertaining t“ the invest’ent the EUIN b“x ’ay be ‘eft b‘ank. In this case, y“u are required t“ ”r“vide a du‘y signed dec‘arati“n t“ this effect, as given in the F“r’.3.4.Overseas Distribut“rs: Overseas Distribut“rs are exe’”t fr“’ “btaining NISM certiicati“n and AMFI registrati“n. H“wever, such Overseas Distribut“rs are required t“ c“’”‘y with the guide‘ines/ require’ents as ’ay be issued by AMFI /SEBI fr“’ ti’e t“ ti’e and a‘s“ c“’”‘y with the ‘aws, ru‘es and regu‘ati“ns “f jurisdicti“ns where they carry “ut their “”erati“ns in the ca”acity “f distribut“rs. Further, EUIN wi‘‘ n“t be a””‘icab‘e f“r “verseas distribut“rs wh“ c“’”‘y with the require’ents as ”er AMFI circu‘ar CIR/ ARN-14/12-13 dated Ju‘y 13, 2012.4. Transaction Charges

4.1. ‘n acc“rdance with SEBI circu‘ar N“. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011, as a’ended fr“’ ti’e t“ ti’e LIC Mutua‘ Fund Asset Manage’ent Li’ited ( the AMC )/Mutua‘ Fund wil deduct Transacti“n Charges fr“’ the ”urchase/ subscri”ti“n a’“unt received fr“’ the invest“rs investing thr“ugh a va‘id ARN H“‘der i.e. AMFI registered Distribut“r (”r“vided the Distribut“r has “”ted-in t“ receive the Transacti“n Charges).4.1.1. The Distribut“r ’ay “”t t“ receive transacti“n charges based “n the ty”e “f ”r“duct,4.1.2. Transacti“n Charge “f Rs. 150 (f“r a irst ti’e invest“r acr“ss ’utua‘ funds) “r Rs, 100 (f“r invest“r “ther than irst ti’e ’utua‘ fund invest“r) ”er ”urchase / subscri”ti“n “f Rs. 10,000 and ab“ve are deductib‘e fr“’ the ”urchase / subscri”ti“n a’“unt and ”ayab‘e t“ the Distribut“r. The ba‘ance a’“unt sha‘‘ be invested.There sha‘‘ be n“ transacti“n charge “n subscri”ti“n be‘“w Rs. 10,000/- and “n transacti“ns “ther than ”urchases/ subscri”ti“ns re‘ating t“ new inl“ws. H“wever, the “”ti“n t“ charge transacti“n charges is at the discreti“n “f the distribut“rs. 4.2. TRANSACTION CHARGES IN CASE OF INVESTMENTS THROUGH SIP:4.2.1. Transacti“n Charges in case “f invest’ents thr“ugh SIP are deductib‘e “n‘y if the t“ta‘ c“’’it’ent “f invest’ent (i.e. a’“unt ”er SIP insta‘‘’ent x N“. “f insta‘‘’ents) a’“unts t“ Rs. 10,000 “r ’“re. In such cases, Transacti“n Charges sha‘‘ be deducted in 3-4 insta‘‘’ents. Transacti“n Charges sha‘‘ n“t be deducted: (a) where the Distribut“r “f the invest“r has n“t “”ted t“ receive any Transacti“n Charges (b) f“r ”urchases / subscri”ti“ns / t“ta‘ c“’’it’ent a’“unt in case “f SIP “f an a’“unt ‘ess than Rs. 10.000(c) f“r transacti“ns “ther than ”urchases / subscri”ti“ns re‘ating t“ new inl“ws i.e. thr“ugh Switches Syste’atic Transfers/ Div idend Transfers / Dividend Reinvest’ent, etc.; (d) f“r ”urchases / subscri”ti“ns ’ade direct‘y with the Fund (i.e. n“t thr“ugh any Distribut“r); and (e) f“r ”urchases / subscri”ti“ns r“uted thr“ugh St“ck Exchange(s). First / S“‘e A””‘icant / Guardian sh“u‘d indicate whether he is a irst ti’e invest“r acr“ss Mutua‘ Funds “r an existing invest“r in the a””r“”riate b“x ”r“vided f“r this ”ur”“se in the a””‘icati“n f“r’. LIC AMC/ Fund wi‘‘ endeav“r t“ identify the invest“r as irst ti’e “r existing based “n the Per’anent Acc“unt Nu’ber (PAN)/PAN Exe’”t KYC Reference Nu’ber (PEKRN) at the First/ S“‘e A””‘icant/ Guardian ‘eve‘. If the PAN/PAN Exe’”t detai‘s are avai‘ab‘e, then the First/ S“‘e A””‘icant / Guardian wi‘‘ be treated as existing invest“r (i.e. Rs. 100 wi‘‘ be deducted as Transacti“n Charge) e‘se the dec‘arati“n in the a””‘icati“n f“r’ wi‘‘ be c“nsidered (i.e. Rs. 150 f“r irst ti’e invest“rs “r Rs. 100 f“r “ther than irst ti’e invest“rs wi‘‘ be deducted as Transacti“n Charge, as a””‘icab‘e). H“wever, if an Invest“r has n“t ”r“vided any dec‘arati“n, he wi‘‘ be c“nsidered as an existing invest“r.4.2.2. The af“resaid transacti“n charge sha‘‘ be deducted by the Asset Manage’ent C“’”any fr“’ the subscri”ti“n a’“unt and ”aid t“ the distribut“r, as the case ’ay be and the ba‘ance a’“unt sha‘‘ be invested subject t“ deducti“n “f service tax. Unit h“‘der s state’ent “f acc“unt wi‘‘ relect subscri”ti“n a’“unt, transacti“n charges and net invest’ents. Transacti“n Charges sha‘‘ n“t be deducted if: • Purchase/Subscri”ti“n ’ade direct‘y with the fund thr“ugh any ’“de (i.e. n“t thr“ugh any distribut“r/agent). • Purchase/Subscri”ti“n ’ade thr“ugh st“ck Exchange, irres”ective “f invest’ent a’“unt5. Existing Unit holder information

invest“rs a‘ready having an acc“unt in any “f LIC Mutua‘ Fund Sche’es sh“u‘d ”r“vide their F“‘i“ Nu’ber & Na’e “f the First Unit H“‘der in secti“n 1 and ”r“ceed t“ secti“n 6 & 7. The ”ers“na‘ detai‘s and Bank Acc“unt detai‘s as they feature in the existing f“‘i“ w“u‘d a””‘y t“ this invest’ent as we‘‘ and w“u‘d ”revai‘ “ver any c“nlicting inf“r’ati“n furnished in this f“r’. Unith“‘der s na’e sh“u‘d ’atch with the detai‘s in the existing f“‘i“ nu’ber, fai‘ing which the a””‘icati“n f“r’ is ‘iab‘e t“ be rejected. In such case, if any “ther detai‘s are i‘‘ed, the sa’e sha‘‘ be ign“red.6. Unit holder Information

6.1. Na’e and address ’ust be written in fu‘‘, On successfu‘ va‘idati“n “f the invest“r s PAN f“r KYC, the address ”r“vided in the KYC f“r’ wi‘‘ “verride the address ’enti“ned in this f“r’. In case the Invest“r is an NRI/FI1/0CI/QFI/FP1, an “verseas address ’ust be ”r“vided. A ‘“ca‘ address if avai‘ab‘e ’ay a‘s“ be ’enti“ned in the A””‘icati“n F“r’.6.2. A””‘icati“ns under a P“wer “f Att“rney “r by a ‘i’ited c“’”any “r a c“r”“rate b“dy “r an e‘igib‘e instituti“n “r a registered s“ciety “r a trust fund ’ust be acc“’”anied by the “rigina‘ P“wer “f Att“rney (“r a certiied true c“”y “f the sa’e du‘y n“tarised). Auth“rised “ficia‘s sh“u‘d sign the A””‘icati“n F“r’ under their “ficia‘ designati“n. A ‘ist “f s”eci’en signatures “f the auth“rized “ficia‘s, du‘y certiied / attested sh“u‘d a‘s“ be attached t“ the A””‘icati“n F“r’. Unit h“‘ders are advised t“ ”r“vide their c“ntact detai‘s ‘ike te‘e”h“ne nu’bers, ’“bi‘e nu’bers and e’ai‘ IDs t“ LIC Mutua‘ Fund in writing.6.3. A‘‘ c“’’unicati“n and ”ay’ents sha‘‘ be ’ade by the Mutua‘ Fund in the na’e “f and fav“uring the irst/s“‘e a””‘icant. In case “f a””‘icati“ns ’ade in j“int na’es with“ut indicating the ’“de “f h“‘ding, ’“de “f h“‘ding wi‘‘ be dee’ed as j“int and ”r“cessed acc“rding‘y,6.4.In case an invest“r “”ts t“ h“‘d the Units in de’at f“r’, the a””‘icant(s) detai‘s ’enti“ned in secti“n sh“u‘d be the sa’e as a””earing in de’at acc“unt he‘d with a Depository Participant

6.5. In case “f fresh/ additi“na‘ ”urchases, if the na’e “f a ”articu‘ar sche’e “n the a””‘icati“n f“r’/ transacti“n s‘i” differs with the na’e “n the cheque/ de’and draft, then LIC Mutua‘ Fund Asset Manage’ent Ltd. (The AMC) wi‘‘ ”r“cess the a””‘icati“n and a‘‘“t units at the a””‘icab‘e net asset va‘ue, under the sche’e which is ’enti“ned “n the a””‘icati“n f“r’/ transacti“n s‘i” du‘y signed by the invest“r(s). The AMC reserves the right t“ ca‘‘ f“r “ther additi“na‘ d“cu’ents as ’ay be required, f“r ”r“cessing such transacti“ns. The AMC a‘s“ reserves the right t“ reject such transacti“ns.The AMC thereafter sha‘‘ n“t be res”“nsib‘e f“r any ‘“ss sufferedby the invest“r(s) due t“ the discre”ancy in the sche’e na’e ’enti“ned in the a””‘icati“n f“r’/ transacti“n s‘i” and cheque/ De’and Draft7. Accounts of Minors: The ’in“r sha‘‘ “n‘y be the irst and the s“‘e h“‘der in an acc“unt (f“‘i“). There sha‘‘ n“t be any j“int acc“unts with ’in“r as the irst “r j“int h“‘der.Na’e “f the Parent “r Guardian ’ust be ’enti“ned if the invest’ents are being ’ade “n beha‘f “f a ’in“r. Guardian in the f“‘i “ sh“u‘d either be a natura‘ guardian (i.e. father “r

InsTrUCTIons

Mutual Fund Investments Are subject To Market risks, read All scheme related Documents Carefully.

’“ther, as the case ’ay be) “r a c“urt a””“inted ‘ega‘ guardian. Date “f birth “f the ’in“r a‘“ng with ”h“t“c“”y “f su””“rting d“cu’ents (i.e. Birth certiicate, Sch““‘ ‘eaving certiicate / Mark sheet issued by Higher Sec“ndary B“ard “f res”ective states, ICSE, CBSE etc. Pass”“rt, “r any “ther suitab‘e ”r““f evidencing the date “f birth “f the ’in“r) sh“u‘d be ”r“vided whi‘e “”ening the f“‘i“. In case “f a natura‘ guardian, d“cu’ent evidencing the re‘ati“nshi” “f the Guardi an with the ’in“r, if the sa’e is n“t avai‘ab‘e as ”art “f the d“cu’ents ’enti“ned ab“ve sh“u‘d be sub’itted. In case “f c“urt a””“inted ‘ega‘ guardian, su””“rting d“cu’entary evidence sh“u‘d be ”r“vided. Further, in case “f SIP/STP/SWAP registrati“n requests received “n/after A”ri‘ 1, 2011, the Mutua‘ Fund/AMC wi‘‘ register SIP/STP/SWAP in the f“‘i“ he‘d by a ’in“r “n‘y ti‘‘ the date “f the ’in“r attaining ’aj“rity, even th“ugh the instructi“ns ’ay be f“r a ”eri“d bey“nd that date.F“r f“‘i“s where the units are he‘d “n beha‘f “f the ’in“r, the acc“unt sha‘‘ be fr“ze n f“r “”erati“n by the guardian “n the day the ’in“r attains ’aj“rity and n“ transacti“ns sha‘‘ be ”er’itted ti‘‘ the d“cu’ents f“r changing the status “f the acc“unt fr“’ ’in“r t“ ’aj“r as ”rescribed are received.8. Bank Details *

8.1. Pay - out Bank Account Details: An invest“r at the ti’e “f ”urchase “f units ’ust ”r“vide the detai‘s “f his / her ”ay-“ut bank acc“unt (i.e. acc“unt int“ whichrede’”ti“n / dividend ”r“ceeds are t“ be ”aid) in Secti“n 5 in the A””‘icati“n F“r’.Mu‘ti”‘e Bank Acc“unt Registrati“n: The AMC/ Mutua‘ Fund ”r“vides a faci‘ity t“ the invest“rs t“ register ’u‘ti”‘e bank acc“unts (current‘y u”t“ 5 f“r Individua‘s and 10 f“r N“n - Individua‘s) f“r receiving rede’”ti“n/ dividend ”r“ceeds etc. by ”r“viding necessary d“cu’ents. Invest“rs ’ust s”ecify any “ne acc“unt as the Defau‘t Bank Acc“unt . The invest“r, ’ay h“wever, s”ecify any “ther registered bank acc“unt f“r credit “f rede’”ti“n ”r“ceeds at the ti’e “f requesting f“r the rede’”ti“n. Invest“rs h“‘ding units in n“n-de’at f“r’ are requested t“ avai‘ the faci‘ity “f registering ’u‘ti”‘e bank acc“unts by i‘‘ing in the Mu‘ti”‘e Bank Acc“unts Registrati“n F“r’ avai‘ab‘e at “ur Invest“r Service Centres (ISCs) “r “n “ur website www.‘ic’f.c“’8.2. Mu‘ti”‘e Bank Acc“unt Registrati“n: The AMC/ Mutua‘ Fund ”r“vides a faci‘ity t“ the invest“rs t“ register ’u‘ti”‘e bank acc“unts (current‘y u”t“ 5 f“r Individua‘s and 10 f“r N“n - Individua‘s) f“r receiving rede’”ti“n/ dividend ”r“ceeds etc. by ”r“viding necessary d“cu’ents. Invest“rs ’ust s”ecify any “ne acc“unt as the Defau‘t Bank Acc“unt . The invest“r, ’ay h“wever, s”ecify any “ther registered bank acc“unt f“r credit “f rede’”ti“n ”r“ceeds at the ti’e “f requesting f“r the

rede’”ti“n. Invest“rs h“‘ding units in n“n de’at f“r’ are requested t“ avai‘ the faci‘ity “f registering ’u‘ti”‘e bank acc“unts by i‘‘ing in the 'Mu‘ti”‘e Bank Acc“unts Registrati“n F“r’' avai‘ab‘e at “ur Invest“r Service Centres (ISCs) “r “n “ur website www.‘ic’f.c“’8.3. Indian Financial system Code (IFsC): IFSC is a 11 digit nu’ber given by s“’e “f the banks “n the cheques. IFSC wi‘‘ he‘” t“ secure transfer “f rede’”ti“n and dividend ”ay“uts via the vari“us e‘ectr“nic ’“des “f transfers that are avai‘ab‘e with the banks.9. Mode of Payment:

Pay’ent ’ay be ’ade by cheque “r bank draft drawn “n any bank, which is situated at and is a ’e’ber “f the Bankers C‘earing H“use, ‘“cated at the ”‘ace where the a””‘icati“n is sub’itted. N“ cash, ’“ney “rders, ”“st-dated cheques [exce”t thr“ugh Syste’atic Invest’ent P‘an (SIP)] and ”“sta‘ “rders wi‘‘ be acce”ted. Bank charges f“r “utstati“n de’and drafts wi‘‘ n“t be b“rne by the AMC. The AMC wi‘‘ n“t acce”t any request f“r refund “f de’and draft charges, in such cases.9.1. nrIs, FIIs, oCIs:

9.1.1. repatriatlon Basis

9.1.1.1. In the case “f NRIs, ”ay’ent ’ay be ’ade either by inward re’ittance thr“ugh n“r’a‘ banking channe‘s “r “ut “f funds he‘d in his N“n - Resident (Externa‘) Ru”ee Acc“unt (NRE) / F“reign Currency (N“n-Resident) Acc“unt (FCNR). In case Indian ru”ee drafts are ”urchased abr“ad “r fr“’ F“reign Currency Acc“unts “r N“n-resident Ru”ee Acc“unts an acc“unt debit certiicate fr“’ the Bank issuing the draft c“nir’ing the debit sha‘‘ a‘s“ be enc‘“sed.9.1.1.2. FIIs sha‘‘ ”ay their subscri”ti“n either by inward re’ittance thr“ugh n“r’a‘ banking channe‘s “r “ut “f funds he‘d in F“reign Currency Acc“unt “r N“n -Resident Ru”ee Acc“unt ’aintained by the F‘‘ with a designated branch “f an auth“rised dea‘er.9.1.2. non-repatriation Basis

9.1.2.1. ‘n the case “f NRIs/OCIs, ”ay’ent ’ay be ’ade either by inward re’ittance thr“ugh n“r’a‘ banking channe‘s “r “ut “f funds he‘d in his NRE / FCNR / N“n-Resident Ordinary Ru”ee Acc“unt (NRO). In case Indian ru”ee drafts are ”urchased abr“ad “r fr“’ F“reign Currency Acc“unts “r N“n-resident Ru”ee Acc“unts an acc“unt debit certiicate fr“’ the Bank issuing the draft c“nir’ing the debit sha‘‘ a‘s“ be enc‘“sed.FPI sha‘‘ ”ay their subscri”ti“n either by inward re’itance thr“ugh n“r’a) banking channe‘s “r “ut “f funds he‘d in F“reign currency A/c “r s”ecia‘ N“n-Resident Ru”ee A/c ’aintained by the F‘‘ with designated branch “f an auth“rised dea‘er.9.2. In “rder t“ ”revent frauds and ’isuse “f ”ay’ent instru’ents, the invest“rs are ’andated t“ ’ake the ”ay’ent instru’ent i.e. cheque, de’and draft, ”ay “rder, etc. fav“uring either “f the f“‘‘“wing given be‘“w and cr“ssed Acc“unt Payee “n‘y . Invest“rs are urged t“ f“‘‘“w the “rder “f ”reference in ’aking the ”ay’ent instru’ent fav“uring as: the S”eciic Sche’e A/c Per’anent Acc“unt Nu’ber “r the S”eciic Sche’e A/c First Invest“r Na’e .10. Third Party Payments:

Invest’ent/subscri”ti“n ’ade thr“ugh Third Party Cheque(s) wi‘‘ n“t be acce”ted. Third ”arty cheque(s) f“r this ”ur”“se are deined as: (i) Invest’ent ’ade thr“ugh instru’ents issued fr“’ an acc“unt “ther than that “f the beneiciary invest“r (ii) in case the invest’ent is ’ade fr“’ a j“int bank acc“unt, the irst h“‘der “f the ’utua‘ fund f“‘i“ is n“t “ne “f the j“int h“‘ders “f the bank acc“unt fr“’ which ”ay’ent is ’ade.10.1. Third ”arty cheque(s) f“r invest’ent/subscri”ti“n sha‘‘ be acce”ted, “n‘y in exce”ti“na‘ circu’stances, as detai‘ed be‘“w:10.1.1. Pay’ent by Parents/Grand-Parents/re‘ated ”ers“ns “n beha‘f “f a ’in“r in c“nsiderati“n “f natura‘ ‘“ve and affecti“n “r as gift f“r a va‘ue n“t exceeding Rs.50,000/- (each regu‘ar ”urchase “r ”er SIP insta‘‘’ent). H“wever this restricti“n wi‘‘ n“t be a””‘icab‘e f“r ”ay’ent ’ade by a guardian wh“se na’e is registered in the rec“rds “f Mutua‘ Fund in that f“‘i“.10.1.2. Pay’ent by E’”‘“yer “n beha‘f “f e’”‘“yee under Syste’atic Invest’ent P‘ans thr“ugh Payr“‘‘ deducti“ns.10.1.3. Cust“dian “n beha‘f “f a F“reign Instituti“na‘ Invest“r (FII) “r a c‘ientThe ab“ve ’enti“ned exce”ti“n cases wi‘‘ be ”r“cessed after carrying “ut necessary checks and veriicati“n “f d“cu’ents attached a‘“ng with the ”urchase transacti“n s‘i”/a””‘icati“n f“r’, as stated be‘“w:10.1.3.1. Deter’ining the identity “f the Invest“r and the ”ers“n ’aking ”ay’ent i.e. ’andat“ry Kn“w Y“ur C‘ient (KYC) f“r Invest“r and the ”ers“n ’aking the payment

10.1.3.2. Obtaining necessary dec‘arati“n fr“’ the Invest“r/unit h“‘der and the ”ers“n ’aking the ”ay’ent. Dec‘arati“n by the ”ers“n ’aking the ”ay’ent sh“u‘d give detai‘s“f the bank acc“unt fr“’ which the ”ay’ent is ’ade and the re‘ati“nshi” with the beneiciary-10.1.3.3. Verifying the s“urce “f funds t“ ensure that funds have c“’e fr“’ the drawer s acc“unt “n‘y.10.2. In case “f invest’ent/subscri”ti“ns ’ade via Pay Order, De’and Draft, Banker s cheque, RTGS, NEFT, ECS, bank transfer, net banking etc. F“‘‘“wing additi“na‘ checksshall be carried out.

10.2.1. ‘f the invest’ent/subscri”ti“n is sett‘ed with ”re-funded instru’ents such as Pay Order, De’and Draft, Banker s cheque, etc.,a Certiicate fr“’ the Issuing banker ’ustacc“’”any the ”urchase a””‘icati“n, stating the Acc“unt h“‘der s na’e and the Acc“unt nu’ber which has been debited f“r issue “f the instru’ent. The funds sh“u‘d be debited fr“’ a ”re-registered ”ay in acc“unt avai‘ab‘e in the rec“rds “f the Mutua‘ fund, “r fr“’ the acc“unt “f the irst na’ed unit h“‘der. Additi“na‘‘y, if a ”re-funded instru’ent issued by the 6ank against cash, it sha‘‘ n“t be acce”ted f“r invest’ents “f Rs.50,000/- “r ’“re. Such ”refunded instru’ent issued against cash ”ay’ent “f ‘ess than Rs.50,000/- sh“u‘d be acc“’”anied by a certiicate fr“’ the banker giving na’e, address and PAN (if avai‘ab‘e) “f the ”ers“n wh“ has requested f“r the de’and draft.

10.2.2. If ”ay’ent is ’ade by RTGS, NEFT, ECS, bank transfer, etc., a c“”y “f the instructi“n t“ the bank stating the acc“unt nu’ber debited ’ust acc“’”any the ”urchasea””‘icati“n. The acc“unt nu’ber ’enti“ned “n the transfer instructi“n sh“u‘d be fr“’ ”ay in acc“unt avai‘ab‘e in the rec“rds, “r fr“’ the acc“unt “f the irst na’ed unit h“‘der. Invest“rs are requested t“ n“te that AMC reserves right t“ have additi“na‘ checks “f veriicati“n f“r any ’“de “f ”ay ’ent received. AMC reserves the right t“ reject the transacti“n in case the ”ay’ent is received in an acc“unt n“t be‘“nging t“ the irst unith“‘der “f the ’utua‘ fund.In case “f invest“rs with ’u‘ti”‘e acc“unts, in “rder t“ ensure s’““th ”r“cessing “f invest“r transacti“ns, it is advisab‘e t“ register a‘‘ such acc“unts, as the invest’ents/subscri”ti“ns received fr“’ the said ’u‘ti”‘e acc“unts sha‘‘‘jefreated as 1st ”arty ”ay’ents. Refer Third Party Pay’ent Dec‘arati“n f“r’ avai‘ab‘e in www.‘ic’f.c“’ “r LIC Mutua‘ Fund branch “fices.10.3. The Mutua‘ Fund sha‘‘ ad“”t the f“‘‘“wing ”r“cedures t“ ascertain whether ”ay’ents are Third Party Pay’ents and invest“rs are theref“re required t“ c“’”‘y with therequire’ents s”eciied herein be‘“w.10.4.1.source of funds-if paid by cheque

Identiicati“n “f third ”arty cheques by the AMC/Mutua‘ Fund/ Registrar & Transfer Agent (R&TA) wi‘‘ be “n the basis “f ’atching the na’e / signature “n the invest’ent cheque with the na’e/ signature “f the irst na’ed a””‘icant avai‘ab‘e “n the a””‘icati“n “r in “ur rec“rds f“r the said f“‘i“. If the na’e “f the bank acc“unt h“‘der is n“t ”re- ”rinted “n the invest’ent cheque “r the signature “n the said cheque d“es n“t ’atch with that “f the irst na’ed a””‘icant ’enti“ned “n the a””‘icati“n / avai‘ab‘e in “ur rec“rds f“r the said f“‘i“, then the invest“r sh“u‘d sub’it any “ne “f the f“‘‘“wing d“cu’ents at the ti’e “f invest’ent:10.4.1.1. a c“”y# “f the bank ”assb““k “r a state’ent “f bank acc“unt having the na’e and address “f the acc“unt h“‘der and acc“unt nu’ber;10.4.1.2. a ‘etter* (in “rigina‘) fr“’ the bank “n its ‘etterhead certifying that the invest“r ’aintains an acc“unt with the bank, a‘“ng with inf“r’ati“n ‘ike bank acc“unt nu’ber, bank branch, acc“unt ty”e, the MICR c“de “f the branch & IFSC C“de (where avai‘ab‘e).

Mutual Fund Investments Are subject To Market risks, read All scheme related Documents Carefully.

# Invest“rs sh“u‘d a‘s“ bring the “rigina‘ d“cu’ents a‘“ng with the d“cu’ents ’enti“ned in (a) ab“ve t“ the ISCs/Oficia‘ P“ints “f Acce”tance “f LIC Mutua‘ Fund. The c“”y “f such d“cu’ents wi‘‘ be veriied with the “rigina‘ d“cu’ents t“ the satisfacti“n “f the AMC/ Mutua‘ Fund/R&TA. The “rigina‘ d“cu’ents wi‘‘ be returned acr“ss the c“unter t“ the invest“r after due veriicati“n.* In res”ect “f (b) ab“ve, it sh“u‘d be certiied by the bank ’anager with his / her fu‘‘ signature, na’e, e’”‘“yee c“de, ban k sea‘ and c“ntact nu’ber. Invest“rs sh“u‘d n“te that where the bank acc“unt nu’bers have changed “n acc“unt “f the i’”‘e’entati“n “f c“re banking syste’ at their banks, any re‘ated c“’’unicati“n fr“’ the bank t“wards a change in bank acc“unt nu’ber sh“u‘d acc“’”any the a””‘icati“n f“r’ f“r subscri”ti“n “f units. H“wever, f“r u”dati“n “f the changed bank detai‘s in the f“‘i“, the invest“r sh“u‘d f“‘‘“w the change “f bank detai‘s ”r“cess.The Mutua‘ Fund has a‘s“ ”r“vided a faci‘ity t“ the invest“rs t“ register ’u‘ti”‘e bank acc“unts. Invest“rs are requested t“ avai‘ the faci‘ity “f registering ’u‘ti”‘e bank acc“unts by itting in the 'Mu‘ti”‘e Bank Acc“unts Registrati“n F“r’' avai‘ab‘e at “ur Invest“r Service Centres (ISCs) “r “n “ur website www.‘ic’f.c“’.10.4.2.source of funds - if funded by pre-funded instruments such as Pay order, Demand Draft, Banker's cheque etc

Invest“rs sh“u‘d attach any “ne “f the f“‘‘“wing su””“rting d“cu’ents with the ”urchase a””‘icati“n where subscri”ti“n f“r units is vide a ”re - funded instru’ent issued by way “f debit t“ his / her bank acc“unt: (i) a Certiicate (in “rigina‘] fr“’ the issuing banker du‘y certiied by the e’”‘“yee signing the ”re-funded instru’ent with his / her fu‘‘ signature, na’e, e’”‘“yee c“de, bank sea‘ and c“ntact nu’ber, stating the Acc“unt h“‘der's na’e, the Bank Acc“unt Nu’ber which has been debited f“r issue “f the instru’ent (Mandat“ry] and PAN as ”er bank rec“rds, if avai‘ab‘e (ii) a c“”y “f the ackn“w‘edge’ent fr“’ the bank, wherein the instructi“ns t“ debit carry the bank acc“unt detai‘s and na’e “f the invest“r as an acc“unt h“‘der are avai‘ab‘e (iii) a c“”y “f the ”assb““k/ bank state’ent evidencing the debit f“r issuance “f the instru’ent The acc“unt nu’ber ’enti“ned in the ab“ve su””“rting d“cu’ents sh“u‘d be the sa’e as / “ne “f the registered bank acc“unt “r the bank detai‘s ’enti“ned in the a””‘icati“n f“r’.10.4.3.source of funds - if paid by rTGs, Bank Account-to-Account Transfer, nEFT, ECs, etc.

Invest“rs sh“u‘d attach t“ the ”urchase a””‘icati“n f“r’, an ackn“w‘edged c“”y “f the instructi“n t“ the bank a‘s“ stating the acc“unt nu’ber debited. The acc“unt nu’ber ’enti“ned “n the transfer instructi“n c“”y sh“u‘d be a registered bank acc“unt “r the irst na’ed a””‘icant/ invest“r sh“u‘d be “ne “f the acc“unt h“‘ders t“ the bank acc“unt debited for such electronic transfer of funds.

10.4.4. source of funds - if paid by a pre-funded instrument issued by the Bank against Cash

The AMC/Mutua‘ Fund /R&TA wi‘‘ n“t acce”t any ”urchase a””‘icati“ns fr“’ invest“rs if acc“’”anied by a ”re-funded instru’ent issued by a bank (such as Pay Order, De’and Draft, Banker's cheque] against cash f“r invest’ents “f Rs. 50,000 “r ’“re. The invest“r sh“u‘d sub’it a Certiicate (in “rigina‘] “btained fr“’ the bank giving na’e, bank acc“unt nu’ber (Mandat“ry) and PAN as ”er the bank rec“rds, if avai‘ab‘e “f the ”ers“n wh“ has requested f“r the ”ay’ent inst ru’ent The said Certiicate sh“u‘d be du‘y certiied by the e’”‘“yee signing the ”re-funded instru’ent with his / her fu‘‘ signature, na’e, e’”‘“yee c“de, bank sea‘ and c“ntact nu’ber. The AMC / Mutua‘ Fund /R&TA wi‘‘ check that the na’e ’enti“ned in the Certiicate ’atches with the irst na’ed invest“r. The acc“unt nu’ber ’enti“n ed in the Certiicate sh“u‘d be the sa’e as / “ne “f the registered bank acc“unt “r the bank detai‘s ’enti“ned in the a””‘icati“n f“r’. LIC Mutua‘ Fund/LIC AMC reserves the right t“ seek inf“r’ati“n and /“r “btain such “ther additi“na‘ d“cu’ents/inf“r’ati“n fr“’ the invest“rs f“r identifying whether it is a third ”arty ”ay’ent. In case the Third Party Dec‘arati“n F“r’ is n“t attached and the s“urce “f ”ay’ent is n“t identiied, LIC Mutua‘ Fund / LIC AMC retains the s“‘e and abs“‘ute discreti“n t“ reject / n“t ”r“cess such A””‘icati“n and refund the subscri”ti“n ’“ney t“ the bank acc“unt fr“’ which the subscri”ti“n a’“unt was received and sha‘‘ n“t be ‘iab‘e f“r any such rejecti“n. 11. Communication to investor

If the invest“r(s) has/have ”r“vided his/their e’ai‘ address in the a””‘icati“n f“r’ “r any subsequent c“’’unicati“n in any “f the f“‘i“ be‘“nging t“ the invest“rs, LIC Mutua‘ Fund Asset Manage’ent Li’ited reserves the right t“ use E‘ectr“nic Mai‘ (e’ai‘) as a defau‘t ’“de t“ send vari“us c“’’unicati“n which inc‘ude acc“unt state’ents f“r transactions done by the investor(s).

The invest“r(s) ’ay request f“r a ”hysica‘ acc“unt state’ent by writing “r ca‘‘ing LIC MF Invest“r Service Center/ Registrar & Transfer Agent In case “f s”eciic request received fr“’ the invest“rs, LIC MF sha‘‘ endeav“r t“ ”r“vide the acc“unt state’ent t“ the invest“rs within 5 w“rking days fr“’ the recei”t “ f such request.It is dee’ed that the Unit h“‘der is aware “f a‘‘ the security risks ass“ciated with “n‘ine c“’’unicati“n, inc‘uding the ”“ssibi‘ity “f third ”arty interce”ti“n “f the d“cu’ents sent via e’ai‘. The Mutua‘ Fund / Registrars are n“t res”“nsib‘e f“r e’ai‘ n“t reaching the invest“r and f“r ai‘ c“nsequences there“f. The Invest“r sha‘‘ fr“’ ti’e t“ ti’e inti’ate the Mutua‘ Fund / its transfer agents ab“ut any changes in the e’ai‘ address. In case “f a ‘arge d“cu’ent, a suitab‘e ‘ink w“u‘d be ”r“vi ded and invest“r can d“wn‘“ad, save and ”rint these d“cu’ents. H“wever, the invest“r a‘ways has a right t“ de’and a ”hysica‘ c“”y “f any “r a‘‘ the service de‘iverab‘es, and the Fund w“u‘d arrange t“ send the same to the investor.

If the units are he‘d in De’at ’“de then the state’ent “f h“‘ding “f the beneiciary acc“unt h“‘der f“r units he‘d in De’at wi‘‘ be sent by the res”ective DPs ”eri“dica‘‘y. 12. Mode of Payment of redemption / Dividend Proceeds-via Direct Credit / nEFT / ECs/Direct Credit

12.1 Direct Credit: The AMC has entered int“ arrange’ents with s“’e banks t“ faci‘itate direct credit “f rede’”ti“n and dividend ”r“ceeds (if any) int“ the bank acc“unt “fthe res”ective Unit h“‘ders ’aintained with any “f these banks. The ‘ist “f banks is subject t“ change fr“’ ti’e t“ ti’e. F“r the ‘ist ”‘ease visit www.‘ic’f.c“’ 12.2. national Electronic Funds Transfer (nEFT]

12.2.1. The AMC ”r“vides the faci‘ity “f 'Nati“na‘ E‘ectr“nic Funds Transfer (NEFT) “ffered by Reserve Bank “f India(RB‘), which ai’s t“ ”r“vide credit “f rede’”ti“n anddividend ”ay“uts (if any) direct‘y int“ the bank acc“unt “f the Unit h“‘der ’aintained with the banks(”artici”ating in the NEFT Syste’). Unit h“‘ders can check the ‘ist “f banks ”artici”ating in the NEFT Syste’ fr“’ the RBI website i.e. www.rbi.“rg.in “r c“ntact any “f “ur Invest“r Service Centres.12.2,2. H“wever, in the event “f the na’e “f Unit h“‘der's bank n“t a””earing in the List “f Banks ”artici”ating in NEFT u”dated “n RBI website www.rbi.“rg.in, fr“’ ti’e t“ti’e, the instructi“ns “f the Unit h“‘der f“r re’ittance “f rede’”ti“n/ dividend (if any) ”r“ceeds via NEFT Syste’ wi‘‘ be disc“ntinued by LIC Mutua‘ Fund / LIC Asset Manage’ent C“’”any Li’ited with“ut ”ri“r n“tice t“ the Unit h“‘der and the ”ay“uts “f rede’”ti“n / dividend (if any) ”r“ceeds sha‘‘ be effected by sending the Unit h“‘der(s) a cheque / de’and draft12.2.3. F“r ’“re detai‘s “n NEFT “r f“r frequent‘y asked questi“ns^FAQs] “n NEFT, Unit h“‘ders are advised t“ visit the RBI website www.rbi.“rg.in.13. Electronic Clearing service (ECs}

13.1. ‘nvest“rs wh“ have “”ted f“r the ECS faci‘ity “f RBI f“r dividend ”ay’ent wi‘‘ receive a direct credit “f the a’“unt due t“ the’ in their ’andated acc“unt whenever the”ay’ent is ’ade thr“ugh ECS. A se”arate advice regarding credit “f a’“unt(s) via ECS wi‘‘ be sent t“ the unit h“‘der. It sh“u‘d be n“ted that whi‘e the Mutua‘ Fund wi‘‘ ’ake a‘‘ efforts, there is no commitment that this facility will be made available to all desirous investors.

13.2. A””‘icants in cities n“t c“vered under ECS faci‘ity wi‘‘ receive dividend ”ay’ents, if any by cheques “r de’and drafts and the sa’e wi‘‘ be ’ai‘ed t“ the Unit h“‘ders.P‘ease n“te that the ECS Faci‘ity is avai‘ab‘e “n‘y in res”ect “f dividend ”ay’ents and n“t in the case “f rede’”ti“n “f Units.13.3. Theref“re, the Invest“rs wi‘‘ receive their rede’”ti“n / dividend ”r“ceeds (if any) direct‘y int“ their bank acc“unts in the f“‘‘“wing “rder:13.3.1. ‘n case the bank acc“unt “f an invest“r is c“vered under Direct Credit faci‘ity then the ”ay’ent “f rede’”ti“n / dividend ” r“ceeds (if any) wi‘‘ ha””en via direct credit”ay“ut ’“de “n‘y. Invest“rs having these bank acc“unts wi‘‘ n“t receive ”ay“uts via NEFT/ECS13.3.2. In case the bank acc“unt “f an invest“r is n“t c“vered under Direct Credit faci‘ity but c“vered under NEFT syste’ “ffered by the RBI then the ”ay’ent “f rede’”ti“n /dividend ”r“ceeds (if any) sha‘‘ be effected via NEFT ’echanis’ “n‘y.13.3.3. The faci‘ity f“r ”ay’ent “f dividend ”r“ceeds, if any via ECS sha‘‘ be affected “n‘y in case the bank acc“unt “f an invest“r is n“t c“vered under the Direct Credit faci‘ity “rNEFT syste’. LIC Mutua‘ Fund Asset Manage’ent Li’ited / LIC Mutua‘ Fund sha‘‘ n“t be he‘d ‘iab‘e f“r any ‘“sses/ c‘ai’s, etc. arising “n acc“unt “f ”r“cessing the direct credit “r credit via NEFT/ECS “f rede’”ti“n / dividend ”r“ceeds “n the basis “f Bank Acc“unt detai‘s as ”r“vided by the unit h“‘der in the A””‘icati“n F“r’. Unit h“‘ders are required t“ attach the cance‘‘ed cheque “f the ”ay“ut bank f“r veriicati“n. (If the sa’e is different fr“’ the invest’ent cheque)'14. Dematerialization

14.1. Invest“rs have an “”ti“n t“ h“‘d the Units in de ’ateria‘ized f“r’. Current‘y, this faci‘ity is n“t avai‘ab‘e in case “f units “ffered under the D a i ‘ y / W e e k ‘ y / F “ r t night‘yDividend O”ti“n(s) and a‘s“ f“r LIC MF Unit Linked Insurance Sche’e. Invest“rs desiring t“ get a‘‘“t’ent “f units in de’at ’“de ’ust have a beneiciary acc“unt with a De”“sit“ry Partici”ant (DP) “f the De”“sit“ries i.e. Nati“na‘ Securities De”“sit“ries Li’ited (NSDL) / Centra‘ De”“sit“ry Services Li’ited (CDSL),14.2. If PAN is n“t ’enti“ned by a””‘icants, the a””‘icati“n is ‘iab‘e t“ be rejected. Invest“rs ’ay attach a c“”y “f the C‘ient Ma ster F“r’ / DP state’ent sh“wing active de’atacc“unt detai‘s f“r veriicati“n.Na’es, ’“de “f h“‘ding, PAN detai‘s, etc. “f the Invest“r wi‘‘ be veriied against the De”“sit“ry data. The units wi‘‘ be credited t“ the beneiciary (de’at) acc“unt “n‘y after successfu‘ veriicati“n with the de”“sit“ry rec“rds and rea‘izati“n “f ”ay’ent In case the de’at detai‘s ’enti“ned in the a””‘icati“n are inc“’”‘ete/inc“rrect “r d“ n“t ’atch with the de”“sit“ry data, the a””‘icati“n sha‘‘ be treated as inva‘id f“r ”r“cessing und er de’at ’“de and theref“re ’ay be c“nsidered f“r ”r“cessing in n“n-de’at f“r’ i.e. in ”hysica‘ ’“de if the a””‘icati“n is “therwise va‘id.14.3. A‘‘ detai‘s such as address, bank detai‘s, n“’inati“n etc. wi‘‘ be a””‘icab‘e as avai‘ab‘e in the de”“sit“ries' rec“rds. F“r effecting any subsequent changes t“ suchinf“r’ati“n, Invest“rs sh“u‘d a””r“ach their DP. Rede’”ti“n requests f“r units he‘d in de’at ’“de ’ust be sub’itted t“ DP “r thr“ugh St“ck Exchange P‘atf“r’, as a””‘icab‘e. H“‘ding / transacting “f units he‘d in de’at ’“de sha‘‘ be in acc“rdance with the ”r“cedures / require’ents ‘aid d“wn by the De”“sit“ries, viz. NSDL/ CDSL in acc“rdance with the ”r“visi“ns under the De”“sit“ries Act, 1996 and the regu‘ati“ns thereunder.15. signatures

15.1. Signature(s) sh“u‘d be in Eng‘ish “r in any indian Language, A””‘icati“ns “n beha‘f “f ’in“rs sh“u‘d be signed by their Guardian, in case “f a HUF, the Karta sh“u‘d sign the A””‘icati“n F“r’ “n beha‘f “f the HUF.

Mutual Fund Investments Are subject To Market risks, read All scheme related Documents Carefully.

15.2. 1f y“u are investing thr“ugh y“ur C“nstituted Att“rney, ”‘ease ensure that the P“wer “ f Att“rney is signed by y“u and y“ur C“nstituted Att“rney. The signature in theA””‘icati“n F“r’ then needs t“ c‘ear‘y indicate that the signature is “n beha‘f “f the a””‘icant by the C“nstituted Att“rney then the f“r’ sh“u‘d be acc“’”anied by a n“tarised ”h“t“c“”y “f the P“A. A‘ternative‘y, the “rigina‘ P“A ’ay be sub’itted, which wi‘‘ be returned after veriicati“n. If the P“A is n“t sub’itted with the a””‘icati“n, the A””‘icati“n F“r’ wi‘‘ be rejected.15.3. Thu’b i’”ressi“ns ’ust be attested by a Magistrate “r a N“tary Pub‘ic “r a S”ecia‘ Executive Magistrate under his/her “ficia‘ sea‘.16. nomination:

16.1. N“’inati“n ensures a‘‘ rights and/“r a’“unt(s) ”ayab‘e in res”ect “f the h“‘dings in Sche’es “f LIC Mutua‘ Fund w“u‘d vest in and be transferred t“ the n“’inee u”“n death “f the Unit h“‘der. The n“’inee receives the units “n‘y as agent and trustee f“r the ‘ega‘ heirs “r ‘egatees as the case ’ay be. Invest“rs sh“u‘d “”t f“r the nomination facility to avoid hassles a»d inconveniences in case of unforeseen events in future.

16.2. N“’inati“n by a unit h“‘der sha‘‘ be a””‘icab‘e f“r invest’ents in a‘‘ sche’es in the f“‘i“ “r acc“unt16.3. Every new n“’inati“n f“r a f“‘i“/acc“unt wi‘‘ “verwrite the existing n“’inati“n. N“’inati“n wi‘‘ be subject t“ the ”r“visi“ns “f the Sche’e Inf“r’ati“n D“cu’ent16.4. N“’inati“n sha‘‘ be ’andat“ry f“r new f“‘i“s/acc“unts “”ened by an individua‘ es”ecia‘‘y with s“‘e h“‘ding and n“ new f“‘i“s/acc“unts f“r Individua‘s (with s“‘e h“‘ding) w“u‘d be “”ened with“ut n“’inati“n. H“wever, invest“rs wh“ d“ n“t wish t“ n“’inate ’ust sign se”arate‘y c“nir’ing their n“n -intenti“n t“ n“’inate. In case n“’inati“n/n“n-intenti“n t“ n“’inate is n“t ”r“vided by Individua‘ (with s“‘e h“‘ding), the a””‘icati“n is ‘iab‘e t“ be rejected.16.5. The n“’inati“n can be ’ade “n‘y by individua‘s a””‘ying f“r/ h“‘ding units “n their “wn beha‘f sing‘y “r j“int‘y. Karta “f Hindu undivided fa’i‘y, h“‘der “f P“wer of Attorney cannot nominate.

16.6. N“’inati“n sha‘‘ n“t be a‘‘“wed in a f“‘i“ he‘d “n beha‘f “f a ’in“r. In case a f“‘i“ has j“int h“‘ders, a‘‘ j“int h“‘ders sh“u‘d sign the request f“r n“’inati“n/cance‘‘ati“n “f n“’inati“n, even if the ’“de “f h“‘ding is n“t j“int .16.7. Min“r(s) can be n“’inated and in that event, the na’e, address and signature “f the guardian “f the ’in“r n“’inee(s) sha‘‘ be ”r“vided by the unith“‘der. N“’inati“n can a‘s“ be in fav“ur “f the Centra‘ G“vern’ent, State G“vern’ent, a ‘“ca‘ auth“rity, any ”ers“n designated by virtue “f his “fice “r a re‘igi“us “r charitab‘e trust16.8. The N“’inee sha‘‘ n“t be a trust (“ther than a re‘igi“us “r charitab‘e trust), s“ciety, b“dy c“r”“rate, ”artnershi” ir’, karta “f Hindu undivided fa’i‘y “r a P“wer “f Att“rney h“‘der. A n“nresident Indian can be a N“’inee subject t“ the exchange c“ntr“‘s in f“rce, fr“’ ti’e t“ ti’e.16.9. N“’inati“n in res”ect “f the units stands rescinded u”“n the transfer “f units. TransFer “f units in fav“ur “f N“’inee(s) sha‘‘ be va‘id discharge by the AMC against the ‘ega‘ heirs.16.10. Cance‘‘ati“n “f n“’inati“n can be ’ade “n‘y by th“se individua‘s wh“ h“‘d units “n their “wn beha‘f sing‘y “r j“int‘y and wh“ ’ade the “rigina‘ n“’inati“n.16.11. On cance‘‘ati“n “f the n“’inati“n, the n“’inati“n sha‘‘ stand rescinded and the AMC sha‘‘ n“t be under any “b‘igati“n t“ transfer the units in fav“ur “f the N“’inee(s).16.12. N“’inati“n can be ’ade f“r ’axi’u’ nu’ber “f three n“’inees. In case “f ’u‘ti”‘e n“’inees, the ”ercentage “f a‘‘“cati“n/share in fav“ur “f each “f the n“’inees sh“u‘d be indicated against their na’e and such a‘‘“cati“n/share sh“u‘d be in wh“‘e nu’bers with“ut any deci’a‘s ’aking a t“ta‘ “f 100 ”ercent16.13. In the event “f the Unith“‘ders n“t indicating the ”ercentage “f a‘‘“cati“n/share f“r each “f the n“’inees, LIC Mutua‘ Fund/ LIC Asset Manage’ent C“’”any Li’ited (AMC), by inv“king defau‘t “”ti“n sha‘‘ sett‘e the c‘ai’ equa‘‘y a’“ngst a‘‘ the n“’inees.16.14. In case “f invest“rs “”ting t“ h“‘d the Units in de’at f“r’, the n“’inati“n detai‘s ”r“vided by the invest“r t“ the de”“sit“ry ”artici”ant wi‘‘ be a””‘icab‘e.17. Permanent Account n umber:

17.1. SEBI has ’ade it ’andat“ry f“r a‘‘ a””‘icants (in the case “f a””‘icati“n in j“int na’es, each “f the a””‘icants) t“ ’enti“n his/her ”er’anent acc“unt nu’ber (PAN) irres”ective “f the a’“unt [Exce”t as given be‘“w]. Where the a””‘icant is a ’in“r, and d“es n“t ”“ssess his / her “wn PAN, he / she sha‘‘ qu“te the P AN “f his/ her father “r ’“ther “r the guardian, as the case ’ay be. H“wever, PAN is n“t ’andat“ry in the case “f Centra‘ G“vern’en t. State G“vern’ent entities and the “ficia‘s a””“inted by the c“urts e.g. Oficia‘ ‘iquidat“r, C“urt receiver etc (under the categ“ry “f G“vern’ent) f“r transacting in the securities ’ark et PAN card c“”y is n“t required se”arate‘y if KYC ackn“w‘edge’ent ‘etter is ’ade avai‘ab‘e. LIC Mutua‘ Fund reserves the right t“ ascertain the status “f such entities with adequate su””“rting d“cu’ents. A””‘icati“ns n“t c“’”‘ying with the ab“ve require’ent ’ay n“t be acce”ted/ ”r“cessed.17.2. PAn Exempt Investments;

SEBI vide its circu‘ar dated Ju‘y 24,2012 has c‘ariied that invest’ents in ’utua‘ funds sche’es (inc‘uding invest’ents in SIPs) “f u”t“ Rs.50,000 ”er invest“r ”er year acr“ss a‘‘ sche’es “f the Fund sha‘‘ be exe’”t fr“’ the require’ent “f PAN. Acc“rding‘y, individua‘s (inc‘uding J“int H“‘ders wh“ are individua‘s, NR‘s but n“t P‘Os, Min“rs} and S“‘e ”r“”rietary ir’s wh“ d“ n“t ”“ssess a PAN ( E‘igib‘e Invest“rs )* are exe’”t fr“’ sub’issi“n “f PAN f“r invest’ents u”t “ Rs.50,000 in a r“‘‘ing 12 ’“nth ”eri“d “r in a inancia‘ year i.e. A”ri‘ t“ March. H“wever, e‘igib‘e Invest“rs are required t“ underg“ Kn“w Y“ur Cust“’er (KYC) ”r“cedure with any “f the SEBI registered KYC Registrati“n Auth“rities (KRA). E‘igib‘e Invest“rs ’ust qu“te PAN Exe’”t KYC Reference Nu’ber (PEKRN) issued by the KRA under the KYC ackn“w‘edge’ent ‘etter in the a””‘icati“n f“r’ and sub’it a c“”y there“f a‘“ng with the a””‘icati“n f“r’. In case the a””‘icant is a ’in“r^PAN /PEKRN detai‘s “f the C uardian sha‘‘ be sub’itted, as a””‘icab‘e. E‘igib‘e Invest“rs (i.e. the First H“‘der) ’ust n“t ”“ssess a PAN at the ti’e “f sub’issi“n “f a””‘icati“n f“r’. E‘igib‘e invest“rs ’u st h“‘d “n‘y “ne PEKRN issued by any “ne “f the KRAs. If an a””‘icati“n f“r invest’ent t“gether within invest’ents ’ade in a r“‘‘ing 12 ’“nth ”eri“d “r in a inancia‘ year exceeds Rs.50,000, such an a””‘icati“n wi‘‘ be rejected. Fresh / Additi“na‘ Purchase and Syste’atic Invest’ent P‘ans wi‘‘ be c“vered in the ‘i’it “f Rs.50,000. Invest“rs ’ay switch their invest’ents t“ “ther Sche’es. H“wever, if the a’“unt ”er switch transacti“n is Rs.50,000 “r ’“re, in acc“rdance with the extant Inc“’e Tax ru‘es, invest“rs wi‘‘ be required t“ furnish a c“”y “f PAN t“ the Mutua‘ Fund.The detai‘ed ”r“cedures / require’ents f“r acce”ting a””‘icati“ns sha‘‘ be as s”eciied by the AMC/Trustee fr“’ ti’e t“ ti’e and their decisi“n in this beha‘f wi‘‘ be ina‘ and binding.* HUFs and “ther categ“ries are n“t e‘igib‘e f“r such invest’ents. 18. Prevention of Money Laundering

SEBI vide its circu‘ar reference nu’ber 1SD/CIR/RR/AML/1/06 dated January 18, 2006 and “ther circu‘ars issued fr“’ ti’e t“ ti’e, ’andated that a‘‘ inter’ediaries inc‘uding Mutua‘ Funds sh“u‘d f“r’u‘ate and i’”‘e’ent a ”r“”er ”“‘icy fra’ew“rk as ”er the guide‘ines “n anti ’“ney ‘aundering ’easures and a‘s“ t“ ad“”t a Kn“w Y“ur Cust“’er (KYC) ”“‘icy.The Invest“r(s) sh“u‘d ensure that the a’“unt invested in the Sche’e is thr“ugh ‘egiti’ate s“urces “n‘y and d“es n“t inv“‘ve and is n“t designated f“r the ”ur”“se “f any c“ntraventi“n “r evasi“n “f the ”r“visi“ns “f the Inc“’e Tax Act, Preventi“n “f M“ney Laundering Act (PMLA), Preventi“n “f C“rru”ti“n Ac t and / “r any “ther a””‘icab‘e ‘aw in f“rce and a‘s“ any ‘aws enacted by the G“vern’ent “f India fr“’ ti’e t“ ti’e “r any ru‘es, regu‘ati“ns, n“tiicati“ns “r directi“ns issued thereunder.T“ ensure a””r“”riate identiicati“n “f the Invest“r(s) and with a view t“ ’“nit“r transacti“ns f“r the ”reventi“n “f ’“ney ‘aundering, LIC Asset Manage’ent C“’”any Li’ited (LIC AMC) / LIC Mutua‘ Fund reserves the right t“ seek inf“r’ati“n, rec“rd invest“r s te‘e”h“nic ca‘‘s and “r “btain and retain d“cu’entati“n f“r estab‘ishing the identity “f the Invest“r(s), their beneicia‘ “wnershi”, ”r““f “f residence, s“urce “f fun ds, etc. It ’ay re-verify identity and “btain any inc“’”‘ete “r additi“na‘ inf“r’ati“n f“r this ”ur”“se, LIC Mutua‘ Fund, LIC AMC, LIC Trustee C“’”any Li’ited ( LIC Trustee ) and their Direct“rs, e’”‘“yees and agents sha‘‘ n“t be ‘iab‘e in any ’anner f“r any c‘ai’s arising whats“ever “n acc“unt “f freezing the f“‘i“s/rejecti“n “f any a””‘icati“n / a‘‘“t’ent “f Units “r ’andat“ry rede’”ti“n “f Units due t“ n“n c“’”‘iance with the ”r“visi“ns “f the PMLA, SEB1/AMF1 circu‘ar (s) and KYC ”“‘icy and / “r where the AMC be‘ieves that transacti“n is sus”ici“us in nature within the ”urview “f the.j>M&A and SEBI/AMFI circu‘ars) and re”“rting the sa’e t“ F1U-IND.19. Know Your Customer (KYC) Compliance:

19.1. Units held in account statement (non-demat) form

Invest“rs sh“u‘d n“te that it is ’andat“ry f“r a‘‘ ”urchases/ switches/ registrati“ns f“r Syste’atic Invest’ent P‘an (SIP)/ Syste’atic Transfer P‘an (STP)/F‘ex STP/ F‘exindex P‘an/ Dividend Transfer P‘an (DTP) t“ qu“te the KYC C“’”‘iance Status “f each a””‘icant (guardian in case “f ’in“r) in the a””‘icati“n and attach ”r““f “f KYC C“’”‘iance viz. KYC Ackn“w‘edge’ent Letter. A””‘icants intending t“ a””‘y f“r units thr“ugh a P“wer “f Att“rney (P“A) ’ust ensure that the issuer “f the P“A and the h“‘der “f the P“A ’ust ’enti“n their KYC C“’”‘iance Status and attach ”r““f “f KYC C“’”‘iance at the ti’e “f invest’entWith effect fr“’ January 1,2012, SEBI has intr“duced a c“’’“n KYC A””‘icati“n F“r’ f“r a‘‘ the SEBI registered inter’ediarie s. New invest“rs are theref“re requested t“ use the c“’’“n KYC A””‘icati“n F“r’ and carry “ut the KYC ”r“cess inc‘uding In-Pers“n Veriicati“n (IPV) with any SEBI registered inter’ediaries inc‘uding ’utua‘ funds. The KYC A””‘icati“n F“r’s are a‘s“ avai‘ab‘e “n “ur website www.‘ic’f.c“’. Existing KYC c“’”‘iant invest“rs “f LIC Mutua‘ Fund can c“ntinue the ”ractice “f ”r“viding KYC Ackn“w‘edge’ent Letter/ Print“ut “f KYC C“’”‘iance Status d“wn‘“aded fr“’ CDSL Ventures Ltd. (CVL) website (www.cv‘india.c“’) using the PAN at the ti’e “f invest’ent Once the invest“r has d“ne KYC with any SEBI registered inter’ediary, the invest“r need n“t underg“ the s a’e ”r“cess again with LIC Mutua‘ Fund. H“wever, the Mutua‘ Fund reserves the right t“ carry “ut fresh KYC “f the invest“r.19.2. Units held in electronic (demat) form

F“r units he‘d in de’at f“r’, the KYC ”erf“r’ed by the De”“sit“ry Partici”ant “f the a””‘icants wi‘‘ be c“nsidered as KYC veriicati“n d“ne by the Trustee / AMC. In the event “f n“n c“’”‘iance “f KYC require’ents, the Trustee/AMC reserves the right t“ freeze the f“‘i“ “f the invest“rs) and effect ’andat“ry rede’”ti“n “f unit h“‘dings “f the invest“rs at the a””‘icab‘e NAV, subject t“ ”ay’ent “f exit ‘“ad, if any .“n “ur website www.‘ic’f.c“’ .

Mutual Fund Investments Are subject To Market risks, read All scheme related Documents Carefully.

i

SIP REGISTRATION CUM MANDATE FORM (NACH / ECS / DIRECT DEBIT/PDC)

ACKNOWLEDGEMENT SLIP (To be illed in by the investor) Application No.

SIP through Auto Debit (NACH / ECS / PDC)

Folio No./ Application No. Received from: Mr./ Ms. /M/s Dated / /

SIP Mandate Form NACH/ECS/PDC

SIP THROUGH POST DATED CHEqUES

No. of cheques enclosed including irst cheque Drawn on Bank and Branch

Account type Cheque No. should be in continuous series From c c c c c c To c c c c c cDECLARATION : I/We hereby declare that the particulars given in this mandate form are correct and express my willingness to make payments towards investment in the schemes of LIC Fund. I/We are aware that LIC Mutual Fund and its service providers and bank are authorized to process transactions by debiting my/our bank account through ECS / Direct Debit / NACH facility. If the transaction is delayed or not effected for reasons of incomplete or incorrect information, I/We would not hold the user institution responsible. I/We wi‘‘ a‘s“ inf“r’ LIC Mutua‘ Fund/RTA ab“ut any changes in ’y/“ur bank acc“unt. I/We c“nir’ that the aggregate “f the ‘u’” su’ invest’ent (fresh ”urchase & additi“na‘ ”urchase) and SIP insta‘‘’ents in r“‘‘ing 12 ’“nths ”eri“d “r inancia‘ year i.e. A”ri‘ t“ March d“es n“t exceed Rs. 50,000/- (Ru”ees Fifty Th“usand) (a””‘icab‘e f“r Micr“ invest’ents “n‘y). The ARN h“‘der has disc‘“sed t“ ’e/us a‘‘ the c“’’issi“ns (in the f“r’ “f trai‘ c“’’issi“n “r any “ther ’“de), ”ayab‘e t“ hi’ f“r the different c“’”eting Sche’es “f vari“us Mutua‘ Funds fr“’ a’“ngst which the Sche’e is being rec“’’ended t“ ’e/us. I/We have read, underst““d and agreed t“ the ter’s and c“nditi“ns and c“ntents “f the SID, SAI, KIM and Addenda issued fr“’ ti’e t“ ti’e “f the res”ective Sche’e(s) “f LIC Mutual Fund. I/We hereby authorize the bank to honour such payments for which I/We have signed and endorsed the Mandate Form.

First Applicant / Guardian Second Applicant Third Applicant

For Ofice use only: RM Code

New Investors subscribing to the scheme through SIP must complete this form compulsorily alongwith Common Application Form

Application should be submitted atleast 30 days before the 1st debit

Please () SIP Registration SIP Renewal SIP Mandate Modiication SIP Cancelation

ARN Code and Name of Distributor Sub-Broker Code Sub-Broker ARN Code EUIN* (Employee Unique Identiication Number)

Declaration for “execution-only” transaction (only where EUIN box is left blank)* I/We hereby c“nir’ that the EUIN b“x has been intenti“na‘‘y ‘eft b‘ank by ’e/us as this is an executi“n-“n‘y transacti“n with“ut any interacti“n “r advice by the e’”‘“yee/re‘ati“nshi” ’anager/sa‘es ”ers“n “f the ab“ve distribut“r “r notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction.

SIGNATURE(S)

1st Applicant / Guardian / Authorised Signatory 2nd Applicant / Authorised Signatory 3rd Applicant / Authorised Signatory

Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor

TRANSACTION CHARGES FOR APPLICATIONS THROUGH DISTRIBUTORS/AGENTS ONLYIn case the subscription amount is Rs. 10,000/- or more and if your Distributor has opted to receive Transaction Charges, Rs. 150/- (for irst time mutual fund investor) or Rs. 100/-(for investor other than irst time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

INVESTOR DETAILS

Folio No./Application No.

Name of 1st Applicant

Name of Guardian (in case of minor)

SIP Details SIP with irst Cheque SIP without Cheque SIP through Post Dated Cheque

Scheme Name Plan Option SIP Installment Amount (Rs.)

SIP Date

(Please one)Frequency

(PleaseOne)Start Month / Year End Month/Year

(Default Dec. 2099)

c 1st c 7th c 10th

c 15th c 25thc Monthlyc Quarterly

M M Y Y Y Y M M Y Y Y Y

c 1st c 7th c 10th

c 15th c 25thc Monthlyc Quarterly

M M Y Y Y Y M M Y Y Y Y

c 1st c 7th c 10th

c 15th c 25thc Monthlyc Quarterly

M M Y Y Y Y M M Y Y Y Y

PAN / PER KIN DETAILS

First Applicant / Guardian Second Applicant Third Applicant

UMRN

Debit Mandate Form NACH / ECS / DIRECT DEBIT

Date

Sponsor Bank Code Utility Code

To debit (Please )I/We, hereby authorize

Bank a/c number

with Bank

an amount of Rupees

IFSC MICR

FREqUENCY : Monthly Quarterly Half Yearly Yearly As & when presented DEBIT TYPE : Fixed Amount Maximum Amount

Reference 1

Reference 2

Phone No.

Email ID

Until cancelled

From

To

Or

l This is to conirm that the declaration has been carefully read, understood & made by me/us. I am authorizing the user entity/Corporate to debit my account, based on the instruction as agreed and signed by me.l I have understood that I am authorized to cancel/amend this mandate by appropriately communicating the cancellation/amendment request to the User entity/Corporate of the bank where I have authorized the debit.

1. 2. 3.

I agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of chagers of the Bank

SB/CA/CC/SBNRE/SB-NRO/Other

F O R O F F I C E U S E O N l y D D M M Y Y Y Y

For ofice use only

LIC Mutual Fund

For ofice use only

PERIOD

Signature Primary Account holder Signature of Account holder Signature of Account holder

Name as in bank records Name as in bank records Name as in bank records

Name of customers bank

Amount in words `

(Existing unith“‘ders: P‘ease ’enti“n y“ur F“‘i“ Nu’ber. New a””‘icants: P‘ease \’enti“n C“’’“n A””‘icati“n N“.

CREATE

MODIFY

CANCEL

TERms & CONDITIONs(I) SIP Enr“‘’ent F“r’ sh“u‘d be c“’”‘eted in Eng‘ish and in B‘“ck Letters “n‘y. P‘ease tick in the a””r“”riate b“x (), where b“xes have been ”r“vided. Enr“‘’ent F“r’

c“’”‘ete in a‘‘ res”ect sh“u‘d be sub’itted at any “f the Oficia‘ P“ints “f Acce”tance “f LIC Mutua‘ Fund.l P‘ease read the Sche’e Inf“r’ati“n D“cu’ent (SID), State’ent “f Additi“na‘ Inf“r’ati“n (SAI) and Key Inf“r’ati“n Me’“randu’ (KIM) and re‘evant addendu’, if any,

of the respective schemes carefully before investing. All applicants are deemed to have read, understood and accepted the terms subject to which this offer is being made and bind themselves to the terms upon signing the application form and tendering payment.

l PAN is a ’andat“ry require’ent f“r a‘‘ invest“rs f“r investing in the ’utua‘ fund, exce”t f“r Micr“ Invest’ents and invest“rs fr“’ Sikki’. Micr“ Invest’ents exe’”ti“n wi‘‘ be a””‘icab‘e “n‘y t“ invest’ents by individua‘s [inc‘uding NRIs but exc‘uding Pers“ns “f Indian Origin (PIOs)], ’in“rs, s“‘e ”r“”rietary ir’s and t“ invest’ents ’ade by joint holders. KYC Compliance is mandatory for all investors, irrespective of the amount of investment.

l A Micr“ SIP a””‘icati“n wi‘‘ be rejected where it is f“und that the registrati“n “f the a””‘icati“n wi‘‘ resu‘t in the aggregate “f Micr“ SIP insta‘‘’ents in a inancia‘ year exceeding 50,000 “r where there are deiciencies in su””“rting d“cu’ents.

(II) sIP Registration:l Existing unit h“‘ders need n“t i‘‘ in the c“’’“n invest’ent a””‘icati“n f“r’. New a””‘icants need t“ c“’”u‘s“ri‘y i‘‘ in a‘‘ secti“ns in the c“’’“n A””‘icati“n F“r’ in

additi“n t“ this SIP f“r’.l P‘ease furnish the existing f“‘i“ nu’ber “r a””‘icati“n nu’ber in case “f new invest“r in SIP ’andate f“r’.l Invest“rs are required t“ sub’it SIP request at ‘east 30 days ”ri“r t“ the date “f irst debit thr“ugh NACH/ECS/Direct debit.l Mini’u’ SIP registrati“n ”eri“d sh“u‘d be f“r “ne year.l SIP start date sha‘‘ n“t be bey“nd 60 days f“r ’“nth‘y SIP and f“r Quarter‘y SIP 90 fr“’ the date “f sub’issi“n “f SIP a””‘icati“n.l SIP faci‘ity is avai‘ab‘e “n‘y “n s”eciic dates “f the ’“nth viz. 1st/7th/10th/15th/25th. In case “f LIC MF ULIS Sche’e SIP date is 15th “f every ’“nth “n‘y.l P‘ease indicate whether the request is f“r registrati“n “f a new SIP/Micr“ SIP, renewa‘ “f an existing SIP “r f“r change in bank ’andate “f an existing SIP.l Each “f the insta‘‘’ents under each SIP (exc‘uding the initia‘ cheque) sh“u‘d be “f the sa’e date and a’“unt. (F“r ULIS a‘‘ insta‘‘’ent sh“u‘d be “f equa‘ a’“unt.l Existing invest“rs can start SIP with“ut cheque h“wever the c“”y “f the cance‘ed cheque is ’andat“ry.l In case the unith“‘der has n“t indicated SIP ”references c“’”‘ete‘y in the f“r’ “r in case “f any discre”ancy, the defau‘t SIP frequency w“u‘d be M“nth‘y and the defau‘t

SIP date w“u‘d be 10th . In case the SIP End Peri“d is inc“rrect “r n“t ’enti“ned by the invest“r in the SIP f“r’, then the defau‘t End Peri“d wi‘‘ be Dece’ber 2099. H“wever, SIPs wi‘‘ be registered in a f“‘i“ he‘d by a ’in“r “n‘y ti‘‘ the date “f the ’in“r attaining ’aj“rity, even th“ugh the instructi“ns ’ay be f“r a ”eri“d bey“nd that date. The faci‘ity wi‘‘ aut“’atica‘‘y stand ter’inated u”“n the Unith“‘der attaining 18 years “f age.

l The enr“‘’ent ”eri“d i.e Start and End M“nth/Year s”eciied f“r the SIP sh“u‘d be ‘ess than “r equa‘ t“ the enr“‘’ent ”eri“d ’enti“ned in the Mandate If the initia‘ cheque given fr“’ different bank fr“’ the bank detai‘s ’enti“ned in SIP ’andate then it is ’andat“ry t“ sub’it the c“”y “f cance‘‘ed cheque ‘eaf (issued by the bank branch ’enti“ned “ver‘eaf) in SIP Mandate.

(III ) New Fund Offer -l Investors may submit the mandate Form during the NFO period for such Schemes as may be decided by AMC from time to time. In such case the mandate shall commence

“n the dates sti”u‘ated by the Invest“r after a ga” “f at ‘east 20 days fr“’ the date “f re-“”ening “f the Sche’e f“r ”urchase and rede’”ti“n “f units. F“r e.g. If the Units “f the Sche’e re-“”ens f“r ”urchase and rede’”ti“n ”“st NFO “n 16th Dece’ber, the ear‘iest Insta‘‘’ent date can be “n‘y “n 7th January “f the f“‘‘“wing year.

l In case SIP/ Micr“ SIP invest’ents are ’ade thr“ugh Third Party Pay’ents i.e. ”ay’ent ’ade thr“ugh an instru’ent issued fr“’ a bank acc“unt “ther than that “f the irst na’ed a””‘icant/ invest“r ’enti“ned in the a””‘icati“n f“r’, Invest“rs are required t“ additi“na‘‘y i‘‘ u” & sub’it the Third Party Pay’ent Dec‘arati“n F“r’ (avai‘ab‘e at any “f “ur ISCs “r “n “ur website :www.‘ic’f.c“’ a‘“ng with the SIP Enr“‘’ent F“r’).

l In res”ect “f enr“‘‘’ents, the L“ad Structure ”reva‘ent at the ti’e “f enr“‘‘’ent sha‘‘ g“vern the invest“rs during the tenure. (P‘ease refere SID “f res”ective sche’e)(IV) sIP through Post dated Cheques- (Only CTs-2010 compliant cheques) A‘‘ insta‘‘’ent cheques exc‘uding initia‘ invest’ent cheque under MSIP & QSIP sh“u‘d be “f unif“r’ a’“unt and date. SIP faci‘ity is avai‘ab‘e “n‘y “n s”eciic dates “f the

’“nth viz. 1st/7th/10th/15th/25th In case “f LIC MF ULIS SIP “n‘y 15th “f every ’“nth as a date “f SIP is avai‘ab‘e. P‘ease draw y“ur cheques in the na’e “f the Sche’e/P‘an in which the a’“unt is invested. Returned Cheques, if any, ’ay n“t be ”resented again.

(V) sIP Transactions related-l The SIP enr“‘‘’ent wi‘‘ be disc“ntinued in cases where three c“nsecutive insta‘‘’ents are n“t h“n“red “r the Bank Acc“unt [f“r ECS (Debit c‘earing)/ Direct Debit etc.]

ULIs- The SIP enr“‘‘’ent wi‘‘ be disc“ntinued if n“ credit c“’es f“r a sing‘e ’“nth.l In case the irst SIP insta‘‘’ent is ”r“cessed (as the cheque ’ay be banked) and the a””‘icati“n is f“und t“ be defective, the SIP registrati“n wi‘‘ be ceased f“r future

installments. Investor will be sent a communication to this effect. No refunds shall be made for the units already allotted. However, redemptions/ switch-outs shall be allowed.

Units wi‘‘ be a‘‘“tted “n the a””‘icab‘e dates subject t“ rea‘izati“n “f funds where t“ta‘ SIP invest’ents “n a date a’“unt t“ Rs. 2 ‘akh “r ’“re. In case the date fa‘‘s “n a N“n- Business Day “r fa‘‘s during a b““k c‘“sure ”eri“d, the i’’ediate next Business Day wi‘‘ be c“nsidered f“r the ”ur”“se “f deter’ining the a””‘icabi‘ity “f NAV subject t“ the rea‘izati“n “f ”r“ceeds. Further, in case “f irst SIP invest’ent acce”ted thr“ugh cheque drawn “n a ‘“cati“n where ISCs “f LIC Mutua‘ Fund d“es n“t have a ”resence but HDFC Bank has a ”resence, units wi‘‘ be a‘‘“tted “n the date “n which subscri”ti“n ”r“ceeds are rea‘ized.

The Unit h“‘der(s) agree that the Fund/AMC / RTA and their agents sha‘‘ n“t be he‘d ‘iab‘e f“r any unsuccessfu‘ registrati“n and “r transacti“n due t“ any acti“n “r inacti“n “f the unith“‘ders bank inc‘uding but n“t ‘i’ited t“ reas“ns ’enti“ned be‘“w and agree t“ inde’nify the Fund/AMC/RTA f“r a‘‘ ‘iabi‘ities, ‘“sses, da’ages and ex”enses which they ’ay c“nsequent sustain “r incur either direct‘y “r indirect‘y:a. L“ss “f the debit ’andate f“r’ in transit fr“’ ”“int “f acce”tance “f the f“r’ t“ RTA head “fice and further t“ the unit h“‘der(s) bank branch;b. N“n acce”tance “r rejecti“n “f debit ’andate f“r whats“ever reas“n by the unit h“‘der(s) bank branch, with “r with“ut any reas“n assigned by the unit h“‘der(s) bank;c. N“n registrati“n “f the debit ’andate by the unit h“‘der(s) bank and branch.d. Dee’ed registrati“n due t“ n“n c“nir’ati“n “f registrati“n “r rejecti“n by the bank and any subsequent rejecti“n “f debit “f bank acc“unt f“r funds;e. N“n avai‘abi‘ity “f funds in the bank acc“unt “f the Unit h“‘der(s) at the ti’e “f debit.f. Rejection of registration or transaction debit for any reason or without assigning any reason whatsoever.g. AMC / RTA will not be responsible for the charges levied by his banker for registering / processing any transaction.

(VI) Discontinuation of sIP- Invest“rs can disc“ntinue his SIP at any ti’e by sending a cance‘ati“n “f ’andate t“ any Oficia‘ P“int “f Acce”tance “r t“ the registrar Karvy. N“tice “f such disc“ntinuance sh“u‘d be received at ‘east 20 days ”ri“r t“ the due date “f the next insta‘‘’ent / debit.(VII) Change of Bank mandate - Invest“r can change his bank ’andate by sending the ’andate with “”ti“n se‘ected as Create Mandate Request f“r change in bank acc“unt sub’itted at ‘east 30 days bef“re the next SIP Aut“ Debit.(VIII) GeneralInstructionforillingupNACHMandate. Mandat“ry ie‘ds f“r i‘‘ing NACH ’andate. In case any “f these ie‘ds are n“t i‘‘ed, ’andate wi‘‘ be rejected.

l· Account Typel Bank A/c. nu’berl Bank Na’el IFSC c“de “r MICR c“de (As ”er the Cheque / Pass b““k)l A’“unt in W“rds (Maxi’u’ a’“unt)l A’“unt in Figures (Maxi’u’ a’“unt)l Peri“d Start Date and End Date “r unti‘ cance‘‘edl Account Holder Signaturel Acc“unt H“‘der Na’e as ”er Bank Rec“rd.l Do not write any extra details on the mandate.l· Investor can change his bank mandate by sending the new mandate with option selected and 'modify mandate'.l P‘ease attach a c“”y “f cance‘ed cheque a‘“ng with ’andate.

TERM & CONDITIONS (STP)

1. Any new investor who wish to opt for Systematic Transfer Plan should ll this form separately along with the main application form quoting all the details clearly in this form; whereas existing investor can ll only this enrollment form giving their name, folio number, and details related to systematic transfer.2. Systematic Transfer Plan will not be available for schemes with lock-in period respectively.3. STP is effective on the dates chosen viz. 1st / 7th / 10th / 15th of the month based on the frequency. However, in case of weekly frequency, STP is effected on the Friday of the following week in which the original STP application is received at Karvy Center.4. Please mention the scheme name from which and to such transfer is to be effected with clearly mentioning the plan name. If you don’t have account in the scheme in which you want to transfer your money, please ll the separate application form to open an account in the scheme.5. Each transfer will be treated as redemption from which funds are to be transferred and repurchase price will be calculated taking into account the application load, if any.6. The Plan will automatically be terminated once there are no units in the accounts from which transfer is to be effected. An investor can change the amount / frequency of transfer with the help of written request to any of our Area Ofce / Business Centers / Karvy / Agents.7. Systematic Transfer Plan will be available under Growth Option only.

TERM & CONDITIONS (STP)

1. Any new investor who wish to opt for Systematic Transfer Plan should ll this form separately along with the main application form quoting all the details clearly in this form; whereas existing investor can ll only this enrollment form giving their name, folio number, and details related to systematic transfer.2. Systematic Transfer Plan will not be available for schemes with lock-in period respectively.3. STP is effective on the dates chosen viz. 1st / 7th / 10th / 15th of the month based on the frequency. However, in case of weekly frequency, STP is effected on the Friday of the following week in which the original STP application is received at Karvy Center.4. Please mention the scheme name from which and to such transfer is to be effected with clearly mentioning the plan name. If you don’t have account in the scheme in which you want to transfer your money, please ll the separate application form to open an account in the scheme.5. Each transfer will be treated as redemption from which funds are to be transferred and repurchase price will be calculated taking into account the application load, if any.6. The Plan will automatically be terminated once there are no units in the accounts from which transfer is to be effected. An investor can change the amount / frequency of transfer with the help of written request to any of our Area Ofce / Business Centers / Karvy / Agents.7. Systematic Transfer Plan will be available under Growth Option only.

TERM & CONDITIONS (STP)

1. Any new investor who wish to opt for Systematic Transfer Plan should ll this form separately along with the main application form quoting all the details clearly in this form; whereas existing investor can ll only this enrollment form giving their name, folio number, and details related to systematic transfer.2. Systematic Transfer Plan will not be available for schemes with lock-in period respectively.3. STP is effective on the dates chosen viz. 1st / 7th / 10th / 15th of the month based on the frequency. However, in case of weekly frequency, STP is effected on the Friday of the following week in which the original STP application is received at Karvy Center.4. Please mention the scheme name from which and to such transfer is to be effected with clearly mentioning the plan name. If you don’t have account in the scheme in which you want to transfer your money, please ll the separate application form to open an account in the scheme.5. Each transfer will be treated as redemption from which funds are to be transferred and repurchase price will be calculated taking into account the application load, if any.6. The Plan will automatically be terminated once there are no units in the accounts from which transfer is to be effected. An investor can change the amount / frequency of transfer with the help of written request to any of our Area Ofce / Business Centers / Karvy / Agents.7. Systematic Transfer Plan will be available under Growth Option only.

11

LIST OF OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS Website of LIC MF: www.licmf.com Email: service@licmf.com

LIC Mutual Fund: Branch Offices

AHMEDABAD 'Jeevan Sadan', Opp Capital Commercial Centre, Asram Road, Ahmedabad-380006 (079 -26588301 / 65431989 /9375090006)

BANGALORE --4, Canara building, Opp. Cash Pahrmacy,2nd floor, Residency Road, BANGALORE – 560 025 (080-22210180 / 22295598 /

9845280964) CHANDIGARH -SCO 20-30,Jeevan Prakash Building, Ground Floor,Sector 17-B CHANDIGARH.PIN CODE: 160017 (0172-4622030 /

9888111190) CHENNAI - 15, Anna Salai, Next to V G P Building, Chennai-600002 (044 - 28411984 / 28555883 /9940178266) COIMBATORE - LIC

Mutual Fund., C/O LIC Divisional Office, 'India Life Building', No:1543/44,Trichy Road, Coimbatore-641018 DELHI -Jeevan Prakash, 25, K G Marg,

New Delhi-110001(011 - 23359190/23314396/64663650/ 9811464244 ) ERNAKULAM-11th floor, Jeevan Prakash,LIC Divisional Office, M G

Road,Ernakulam -(0484 – 2367643/9895036554 ) HUBLI -C/OLIC Branch Office No 1, Lamington Road,Beside HPO, Hubli-580020 (0836-4260523

/9880058223) HYDERABAD -House No.5-9-57,4th floor Jeevan Jyothi Bldg, Baseerbagh, Hyderabad-500029 (040 - 23244445 / 23210572

/8897656665 ) INDORE - U V Business Centre,1st floor,9/1-A, Tukoganj, Indore-452001 (0731 – 2520262 /9584028359 ) JAIPUR- 327-A,3rd

floor, Ganapati Plaza, M I Road, Jaipur-1 (0141 – 5112620 /7023953465 ) KANPUR-Jeevan Vikas,16/98, M G Road Kanpur-208001(0512 - 2360240

/ 3244949/ 7275430214 ) KOLKATA- Hindustan Bldg,Gr floor, 4, Chittaranjan Avenue,Kolkata-700072(033 – 22129455 /9474424374 )

LUCKNOW-Jeevan Bhavan-2, 7th floor, Naval Kishore Road,Hazratganj, Lucknow-226001 (0522-2231186/4045203 / 9651534267 ) MUMBAI-Gr

Floor,Industrial Assurance Building,Opp Churchgate Station, Churchgate, Mumbai (022 - 22885971 / 55719750 /9930718555) NAGPUR-Jeevan

Seva Bldg,Mount Road,Sadar, Nagpur-440001 (0712-2542497/9422113800 ) NASIK-Shop No-02Ground floor, Rajeev Enclave,New Pandit Colony,

Nashik-422002(0253 – 2579507/ 9922996155) PUNE-C/o LIC of India, 2nd floor, IT deptt, Jeevan Prakash, 6/7 Shivaji Nagar, University Road,

Pune- 411005 (020-25537301/9325523480 ) RAIPUR-C-29/A, Sector 1,Beside City Center Mall, Devendra Nagar, Raipur-492001 (0771 -

2236780 /4051137/9937040031/ 9425535664) RAJKOT-Jeevan Prakash,LIC Office Building, Tagore Marg, Rajkot-360002 (0281-2461522 /

8690444022 ) RANCHI-2nd floor, Narsaria Tower,Opp. Lalpur P. S., Ranchi-834001(0651 - 2206372 / 8986771069)

LIC Mutual Fund : Karvy Offices

Agartala: Bidurkarta Chowmuhani, J N Bari Road, Tripura (West), Agartala, Tripura -799001 (9862029365,-,0381-2317519) Agra: 1St Floor,”

Deepak Wasan Plaza, Behind Holiday Inn”,”Opp Megdoot Furnitures, Sanjay Place”, Agra,Uttar Pradesh – 282002 (9219057111, 9045161870,

9369918603) Ahmedabad: 201/202 Shail Complex,”Opp: Madhusudan House, B/H Girish Cold Drink”,”Off C G Road, Navrangpura”,

Ahmedabad,Gujarat-380006 (8140670181,9375127799,079-65445550,079-26402967) Ajmer:”S.No.1 & 2, 2nd Floor”, Ajmer Tower, Kutchery

Road, Ajmer, Rajasthan- 305001 (9982338657, 8769397108,0145-5120725,0145-2628055)Akola: ”Yamuna Tarang Complex, Shop No

30,”,”Ground Floor, N.H. No- 06, Murtizapur Road”, Opp Radhakrishna Talkies, Akola, Maharashthra-444004 (9767930094, 9767930094, 0724-

2451874) Aligarh: 1St Floor, Kumar Plaza, Aligarh, Uttar Pradesh-202001 (9897518566,-, 9369918604) Allahabad: “Rsa Towers, 2Nd

Floor”,”Above Sony TV Showroom,”,”57, S P Marg, Civil Lines”, Allahabad, Uttar Pradesh-211001 (9621968292,-,9369918605) Alleppy: “X1V 172,

Jp Towers”, Mullackal, Ksrtc Bus Stand, Alleppy, Kerala -688011 (9746526280, 0477 2263055) Alwar: “101,Saurabh Tower”, “Opp. Uit, Near

Bhagat Singh Circle”, Road No.2, Alwar, Rajasthan- 301001 (9785791578, 9667486970, 0144-3291200, 0144-3291300) Amaravathi: “Shop No.

21, 2nd Floor”, “Gulshan Tower,”, “Near Panchsheel Talkies, Jaistambh Square,” Amaravathi, Maharashthra -444601 (9922039981, 9922039981,

0721-3291081, 0721-3291081) Ambala: “6349,”,”Nicholson Road,” Adjacent Kos Hospitalambala Cant, Ambala, Haryana-133001 (9416916266,-,

9315017301) Amritsar: 72-A, Taylor’S Road, Opp Aga Heritage Club, Amritsar, Punjab - 143001 (9814439422, 9988273070, 0183-5053802)

Anand: B-42 Vaibhav Commercial Center, Nr Tvs Down Town Shrow Room, Grid Char Rasta , Anand, Gujarat-380001 (9824686552, 9662020623)

Ananthapur: “#15/149, 1St Floor”,”S R Towers, Subash Road”, Opp. To Lalitha Kala Parishad, Anantapur, Andhra Pradesh - 515001 (9908323683,

9966259531, 08554-244449) Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Ankleshwar, Gujarat - 393002 (02646

645326,, 02646 645326) Asansol: 114/71 G T Road,” Near Sony Centre, Bhanga Pachil”,-, Asansol, West Bengal -713303 (9002803986, 956312499,

0341-3266507) Aurangabad: Ramkunj Niwas , Railway Station Road, Near Osmanpura Circle, Aurangabad, Maharashthra-

431005(9604396113,9604396113,0240-2343414,0240-2343414) Azamgarh: 1St Floor, Alkal Building, Opp. Nagaripalika Civil Line, Azamgarh,

Uttar Pradesh-276001 (8004781413,-,9307910001) Malleshwaram, Bangalore: No.337, Gf-3, Karuna Complex, Sampige Road, Opp: New

Vegetable Market, Malleshwaram, Bangalore - 560 003; Koramangala, Bangalore: No. 408, CITA Bldg, I Floor, Next To Vodafone Office ,

Koramangala, Bangalore - 560 095; Bangalore: “59, “,Skanda puttanna Road, Basavanagudi, Bangalore, Karnataka- 560004

(9945814576,9611131412,080-26600785,080-26602852/9625) Balasore: M.S Das Street,”Gopalgaon, “,”Balasore,Orissa”,Balasore,Orissa,7560

01,9937273913,8598883282,06782-260503, Bankura: Ambika Market Complex (Ground Floor),”Nutanganj, Post & Dist Bankura,”,-,Bankura, West

Bengal-722101 (9434480586,8900337733,03242- 255964) Bareilly: “1St Floor, 165”,Civil Linesopp.Hotel Bareilly Palace, Near Railway

Station,Bareilly,Uttar Pradesh-243001 (9015316671,-,9369918607) Barhampore (Wb): “Thakur Market Complex, Gorabazar”,Post Berhampore

Dist Murshidabad,72 No Nayasarak Road,Barhampore (Wb),West Bengal-742101 (9933345701,,03482 274494) Baroda: “Sb-5, Mangaldeep

Complex, “Opp. Masonic Hall,”,”Productivity Road, Alkapuri, Baroda, Gujarat- 390007 (8238065427,8866180491,0265-6640870,0265-6640871)

Begusarai: Near Hotel Diamond Surbhi Complex,O.C Township Gate,Kapasiya Chowk,Begusarai,Bihar,851117,9534999935,-,9308793949

Belgaum: Cts No 3939/ A2 A1,Above Raymonds Show Room |Beside Harsha Appliances,Club Road, Belgaum ,Karnataka-

590001(9611657824,8884503542, 0831 2402544) Bellary: “No. 1, Khb Colony”,”Gandhi Nagar,”,-,Bellary,Karnataka -583103 (9742612169,

7204808722, 08392 – 254750) Berhampur (Or): Opp –Divya Nandan Kalyan Mandap,”3rd Lane Dharam Nagar,”,Near Lohiya Motor, Berhampur

(Or),Orissa-760001(9937447449,9853333217,0680-2228106) Betul: “107,1St Floor, Hotel Utkarsh “,| J. H. College Road ,-,Betul,Madhya Pradesh-

460001(9981776781,9981776781,07141- 231301) Bhagalpur: 2nd Floor, “Chandralok Complex, Ghantaghar”,Radha Rani Sinha

Road,Bhagalpur,Bihar-812001 (9905788640,8092825227,9386256100) Bharuch: Shop No 147-148,Aditya Complex,Near Kasak

Circle,Bharuch,Gujarat-392001 (9033936167,02642- 225022,02642-225022) Bhatinda: #2047-A 2Nd Floor,The Mall Road,Above Max New York

Life Insurance, New Delhi,Punjab-151001 (7837112112,9988270340,0164-5006725) Bhavnagar: “Krushna Darshan Complex, Parimal

Chowk”,”Office No. 306-307, 3Rd Floor”,Above Jed Blue Show Room,Bhavnagar,Gujarat-364002(9624542735,,0278-3004116) Bhilai: “Shop No -1,

First Floor”,”Plot No -1, Commercial Complex”,Nehru Nagar- East,Bhilai, Chatisgarh-490020 (9300051444,9424106597,0788-2295999,0788-

2295332) Bhilwara: Shop No. 27-28,”1St Floor, Heera Panna Market”, Pur Road, Bhilwara, Rajasthan-311001 (9251817523,9928484514,01482-

246362,01482-246364) Bhopal: Kay Kay Business Centre,”133, Zone I, Mp Nagar”, Above City Bank, Bhopal,Madhya Pradesh-

462011(9630030107,0755-4092711,0755-4092712,0755-4092715) Bhubaneswar: “A/181 , Back Side Of Shivam Honda Show Room”, Saheed

12

Nagar,-,Bhubaneswar, Orissa-751007(9777457817,9777457817,0674-6534585) Bikaner: “70-71, 2nd Floor | Dr.Chahar Building “,Panchsati

Circle,Sadul Ganj, Bikaner, Rajasthan-334001 (8302133850,9928811774,0151- 2200014) Bilaspur: “Shop No-201 & 202, 1St Floor, “,”V R Plaza,

Link Road, Bilaspur, C.G.”,-,Bilaspur, Chatisgarh-495001 (9302502220, 9685516691, 07752-408436, 9302502220 (Bhishm) Bokaro : “B-1, 1St

Floor, City Centre,”,”Sector- 4, “,Near Sona Chandi Jwellars,Bokaro, Jharkhand-827004 (9431738862, 9430132980, 9204061959, 06542-

233330/31) Burdwan: 63 Gt Road,Halder Complex 1St Floor,-,Burdwan,West Bengal,-713101(9732145793,8145519142,0342-2665140) Calicut:

Iind Floor Soubhagya Shopping Complex,Arayidathpalam,Mavoor Road, Calicut,Kerala-673004(9846046903,9895407321,0495-4022480)

Chandigarh: Sco 2423-2424,01st Floor,Sector 22-C,Chandigarh,Union Territory-160022(9876669990,9850088371,0172-5042279) Chandrapur:

Rauts Raghuvanshi Complex ,”Shop No-1 , Office No-2, 1St Floor”,Beside Azad Garden Main Road, Chandrapur, Maharashthra-442402

(9730829616,9730829616,07172-270262,07172-277584) Chennai: “F-11, Akshaya Plaza, 1St Floor”,”108, Adhithanar Salai”,”Egmore, Opp To

Chief Metropolitan Court”, Chennai, Tamil Nadu-,600002 (9444790825,8939033711,044-42028512,044-42028513) T Nagar, Chennai: G1,

Ground Floor, No 22, Vijayaraghava Road, Swathi Court, T Nagar, Chennai - 600 017; Adayar, Chennai: New No 51, Gandhi Nagar, First Main

Road, Adyar, Chennai - 600 020; Annanagar, Chennai: T 92, Ground Floor, 3rd Avenue Main Road, Annanagar, Chennai - 600 040; Chinsura :”J C

Ghosh Saranu, Bhanga Gara, “Chinsurah, Hooghly”,-, Chinsurah,West Bengal-712101 (9804958032, 9831444407,033-26810164) Cochin: “Ali

Arcade, 1St Floor,Kizhavana Road”, Panampilly Nagar,Near Atlantis Junction,Ernakualm, Kerala-682036(9037765276, 8089580977, 0484

3000232,0484 3000231) Coimbatore: “3rd Floor, Jaya Enclave”,1057 Avinashi Road,-,Coimbatore,Tamil Nadu-641018 (9841439400,

9894941715, 0422 - 4388011,0422 - 4388013/0422 - 4388451/0422 - 4388012/0422 – 4388014) Cuttack: “Po - Buxi Bazar, Cuttack,”,Opp

Dargha Bazar Police station,Dargha Bazar,Cuttack,Or issa,753001,9438547866,9437317841,0-9238102118) Darbhanga: “Jaya Complex,2nd

Floor”,”Above Furniture Planet,Donar”,Chowk,Darbhanga,Bihar,846003, 9304001509,-,06272-220145 Davangere: “#15/9, 1st Floor, Sobagu

Complex”,2nd Main Road (Avk College Road) P J Extension,-,Davangere,Karnataka-577002(9686246222,9880378880,0819-2258714) Dehradun:

Kaulagarh Road, Near Sirmaur Margabove,Reliance Webworld,Dehradun,Uttaranchal-248001 (9897208863,-,9369918608) Deoria: 1St Floor,1St

Floor,”Opp. Zila Panchayat, Civil Lines”,Deoria,Uttar pradesh-274001(8052969750,-,7499496134) Dewas: 27 Rmo House,Station Road, Above Maa

Chamunda Gaes Agency, Dewas, Madhya Pradesh-455001 (9425681359,9425681359,07272-426010,07272-426010) Dhanbad: 208 New Market

2Nd Floor, Bank More,-,Dhanbad,Jharkhand-826001,9334341459,9608989334,0326-6452027) Dharwad: “G, 7&8 Banashankari Avenue”,”Opp

Nttf,”,”P B Road,”,Dharwad,Karnat ka-580001(9060509013,-,0836-2744207,0836-2744208) Dhule: “Ground Floor Ideal Laundry, Lane No

4,”,”Khol Galli, Near Muthoot Finance,”,”Opp Bhavasar General Store,Dhule,Maharashthra-424001 (7709818911,02562-282823,02562-

282823,02562-282823) Dindigul: “No : 9 Old No:4/B, New Agraharam,”,”Palani Road,”,-,Dindigul,Tamil Nadu,624001,86955 72383,-,0451-

6451043) Durgapur: ,MWAV-16 BENGAL AMBUJA,2ND FLOOR CITY CENTRE,16 DT BURDWAN,Durgapur,West Bengal-

713216,9832176004,9800218548,0343-6512111) Eluru: “D.No:23B-5-93/1,Savithri Complex,Edaravari Street”,”Near Dr.Prabhavathi

Hospital,R.R.Pet”,-,Eluru, Andhra Pradesh-534002 (9959152347,08812-227851,08812-227852/53/54) Erode: “No: 4, Veerappan Traders

Complex,”,”KMY Salai, Sathy Road”,Opp. Erode Bus Stand, Erode, Tamil Nadu-638003(95005 48042,0424- 4021212)Faridabad: “A-2B, Ist Floor”,

Nehru Groundnit,Faridabad, Haryana- 121001 (9990711750, 9310448851) Ferozpur: “The Mall Road, Chawla Bulding, Ist Floor, Opp. Centrail Jail,

Near Hanuman Mandir, Ferozepur, Punjab-152002(7696769181,9814215464,01632-241814) Gandhidham: 204 2Nd Floor, Bhagwati Chamber,

Kutchkala Road,Gandhidham,Gujarat-382007 (8980671295,02836 651296) Gandhinagar: Plot No - 945/2,Sector - 7/C,Opp Pathika, Gandhinagar,

Gujarat-382007(079-23244955,079-23244955,079 232 44955) Gaya: 1St Floor Lal Bhawan,”Tower Chowk,”, Near Kiran Cinema,Gaya,Bihar-

823001(9234644675,9852090691,0631-2220071) Ghaziabad: “1St Floorc-7,”,Lohia Nagar,-,Ghaziabad,Uttar Pradesh-201001 (9910556029,-

,9310448804) Ghazipur: 2Nd Floor,Shubhra Hotel Complex, Mahaubagh, Ghazipur, Uttar Pradesh,233001, 9616123936,-,7499496131) Gonda:

Shri Market,Sahabgunj,Station Road,Gonda,Uttar Pradesh-271001(9721198488,-,7499496127)Gorakhpur: Above V.I.P. Houseajdacent,A.D. Girls

College, Bank Road, Gorakpur, Uttar Pradesh-273001( 9792940256, 9792940256, 9369918610) Gulbarga: Cts No 2913 1St Floor, “Asian Towers,

Jagath Station Main Road”, Next To Adithya Hotel,Gulbarga,Karnataka-585105(9844148066,9972898664,0847-2310040) Guntur: “D No 6-10-27,

Srinilayam”, Arundelpet, 10/1,Guntur, Andhra Pradesh-522002(9985932781,9885427877,0863-2339094) Gurgaon: “Shop No.18, Ground Floor,

Sector - 14”,Opp. Akd Tower,Near Huda Office,Gurgaon,Haryana-122001(9210484530,-,9310448806) Guwahati: 54 Sagarika Bhawan 2Nd Floor,”R

G Barooah Road, Aidc”, Near Baskin Robbins,Guwahati,Assam-781024(9706058003,-,8811036746) Gwalior: “2nd Floor, Rajeev Plaza,”,”Jayendra

Ganj, Lashkar”,-,Gwalior, Madhya Pradesh-474009 (9754515909, 9300004262) Haldwani: Above Kapilaz, Sweet House, “Opp LIC Building

,Pilikothi”,Haldwani,Uttaranchal-263139(9012475475,-,9369918611) Haridwar: “8, Govind Puri, Opp. LIC - 2”,Above Vijay Bank,”Main Road,

Ranipur More”,Haridwar, Uttaranchal-249401(9412926693,-,9369918612) Hassan: St Anthony’S Complex, Ground Floor, H.N. Pura Road, Hassan ,

Karnataka-573201(9743929779,-,08172 262065) Hissar: “Sco-71, 1St Floor”,Red Square Market,-,Hissar,Haryana,125001,9991887653,-

,9315017303, Hoshiarpur: “1St Floor, The Mall Tower “,Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab-

146001(9478353322,9569690721,01882-500143) Hubli: “22nd & 23rd, 3Rd Floor “, Eureka Junction,Travellers Bunglow , Hubli, Karnataka-

580029 (9916119294, 9845394004, 0836-2252444) Hyderabad: “8-2-596, Avenue 4, Karvy Plaza”,Street No 1, Banjara Hills,Hyderabad, Andhra

Pradesh-500034 (9885608800,040-44677075/ 44677076/44677077/ 44677348) Indore: “2nd floor, 203-205 Balaji Corporates”,”Above ICICI

bank, 19/1 New Palasia”, ”NearCurewell Hospital, Janjeerwala Square Indore”,Indore,Madhya Pradesh-452001(9977713382,9977713382, 0731-

4266828, 0731-4218902) Jabalpur: Grover Chamber, 43 Naya Bazar Malviya Chowk,Opp Shyam Market,Jabalpur,Madhya Pradesh-

482002,9827576885,9303580103,0761-3204376) Jaipur: S16/A IIIrd Floor,Land Mark Building Opp Jai Club,Mahaver Marg C Scheme, Jaipur,

Rajasthan-302001(9829122154,9509556136/9636804612,0141-4167714,0141 - 4167715/17) Jalandhar: Arora Prime Tower, Lowe Ground

Floor, Office No 3 Plot No 28, Jalandhar, Punjab- 144001 9780951080,9988077368, 0181-5094410) Jalgaon: 113, Navi Peth, B/H Mahalaxmi

Dairy, Jalgaon, Maharashthra-425001(9421521406,7875803473,0257-2226761) Jalpaiguri: D B C Road Opp Nirala Hotel, Opp Nirala Hotel,

Jalpaiguri, West Bengal-735101 (9832485813,9832421761,03561-222136) Jammu: 5 A/D Extension 2,Near Panama Chowk Petrol Pump, Panama

Chowk,Jammu, Jammu & Kashmir-180012 (9796406060,9018335968,0191- 2458820,01912458818) Jamnagar: 136-137-138 Madhav Palaza, Opp

Sbi Bank, Nr Lal Bunglow, Jamnagar, Gujarat-361001(9725444799,0288-2558887) Jamshedpur : ”2nd Floor, R R SQUARE”, ”SB SHOP AREA, NEAR

RELIANCE FOOT PRINT & HOTEL- BS PARKPLAZA”,”MAIN ROAD, ”, Jamshedpur, Jharkhand-831001 (9798544088,9934314986,0657-

6655000,0657-6655003/6655004/6655005/-6655006/6655007) Jaunpur: “R N Complex, 1-1-9-G”,In Front Of Pathak Honda, Ummarpur,

Jaunpur, Uttar Pradesh, 222002, 9793391873, 9369918613) Jhansi :371/01,” Narayan Plaza,Gwalior Road”, Near Jeevan Shah Chauraha,

Jhansi,Uttar Pradesh-284001, 9651362328,-, 9369918614) Jodhpur: “203, Modi Arcade”, Chopasni Road, Jodhpur, Rajasthan-342001

(8003738266, 9251269552, 0291-6454590) Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat-

362001,9824686601, 0285-2652220, 0285-2652220) Kannur: “2 Nd Floor, Prabhath Complex”, Fort Road, Nr. Icici Bank, Kannur, Kerala-670001

(9895462756, 9744856894, 0497-2764190) Kanpur : “15/46, B, Ground Floor”,Opp : Muir Mills,Civil Lines,Kanpur, Uttar Pradesh-208001

(9839122381,9305443189/9336521104,9369918615/6,) Karaikudi: “No. 2,Gopi Arcade”,”100 Feet Road,”,-,Karaikudi, Tamil Nadu-630001,

99422 08943,-, 04565-237192) Karimnagar: “H.No.4-2-130/131, Above Union Bank”,”Jafri Road, “,Rajeev Chowk, Karimnagar, Andhra Pradesh-

505001 (9849963242,-,0878-2261779, 0878- 2244773/ 75 / 79) Karnal: “18/369, Char Chaman”, Kunjpura Road, Behind Miglani Hospital, Karnal,

Haryana-132001(9813607105,9068784639; 8396852122, 0184-2252524) Karur: “No.6, old No.1304”, ”Thiru-vi-ka Road,”, ”Near G.R.Kalyan

Mahal,”,Karur,Tamil Nadu-639001,04324-241755) Kharagpur: “180 Malancha Road,”,-,”Beside Axis Bank Ltd,”,Kharagpur,West Beng al-

721304(9679755405,8945613150,03222-253380) Kolhapur: “605/1/4 E Ward, Shahupuri 2Nd Lane”,Laxmi Niwas,Near Sultane Chambers,

Kolhapur,Maharashthra-416001(9960549938,9423596399,0231 2653656) Kolkata: 166 A Rashbihari Avenue 2nd Floor,-,Opp- Fortish

Hospital,Kolkata,West Bengal-700029(9007005094,9007005092,”033-40611135/36; 033-24659263/9267, 24635432, 24669450, 24196462)

Kollam: Sree Vigneswara Bhavan,Shastri Junction,Kadapakada,Kollam,Kerala-691001(9744791380,9567614617,0474-2747055) Korba: “1st

Floor, City Centre”,97 IRCC, “Transport Nagar, Korba, Chatisgarh-495677 (8878213577,9300155683) Kota: “29,Ist Floor”, Near Lala Lajpat Rai

13

Circle, Shopping Centre, Kota, Rajasthan-324007 (9887159177, 7737345592, 0744-5100964, 0744-5100964) Kottayam: 1St Floor Csiascension

Square,Railway Station Road, Collectorate P O, Kottayam,Kerala-686002(9744250107,,0481-2300868) Kurnool: “Shop No.43, 1St Floor, S V

Complex”,Railway Station Road, Near Sbi Main Branch,Kurnool,Andhra Pradesh-518004 (9000068556, 9704058506, 08158-228550) Lucknow:

24, Prem Nagar, Ashok Marg,Lucknow, Uttar Pradesh-226001 (8604398488,9792350554,9369918600) Ludhiana: Sco - 136 ,1St Floor Above

Airtel Showroom ,Feroze Gandhi Market ,Ludhiana,Punjab-141001(9888880614,7355273067,0161-4648747) Madurai: “Rakesh towers, 30-C, Ist

floo r,”, ”Bye pass Road,”, ”Opp Nagappa motors,”,Madurai, Tamil Nadu-625010, 9047081666, 9894341505, 0452-2605856) Malappuram: “First

Floor,Cholakkal Building”, Near U P School,Up Hil,Malappuram,Kerala-676505, 9746378606,, 0483-2731480) Malda: “Sahis Tuli, Under Ward

No.6,”,”No.1 Govt Colony,”,”English Bazar Municipality, Malda, West Bengal-732101 (9232766405, 9733063825, 03512-223763) Mandi: 149/11

,School Bazaar ,-,Mandi ,Uttar Pradesh-175001(9459938186,-,9318873501) Mangalore: Mahendra Arcade Opp Court Road, Karangal Padi,

Mangalore,Karnata ka-575003(9731154145,7760874571,0824-2496289) Margoa: 2Nd Floor ,Dalal Commercial Complex, Pajifond,Margao ,Goa-

403601(9011285712,-,0832-2731823) Mathura: “Ambey Crown, Iind Floor”,In Front Of Bsa College,”Gaushala Road, “,Mathura, Uttar Pradesh-

281001(8923228412,-,9369918618) Meerut: 1St Floor,Medi Centreopp Icici Bank,Hapur Road Near Bachha Park, Meerut,Uttar Pradesh-

250002(9760485123,-,9369918619) Mehsana: Ul/47 Apollo Enclave,Opp Simandhar Temple,Modhera Cross Road, Mehsana,Gujarat-384002,

9824902519,-,02762- 242950) Mirzapur: Above HDFC Bank,”Dankeenganj,”,UP,Mirzapur,Uttar Pradesh-231001, 9305132535,-,7499496133)

Moga: “1St Floor,Dutt Road”,Mandir Wali Gali,”Civil Lines, Barat Ghar “,Moga,Punjab-142001(9780756983, 9478108905,01636-230792)

Moradabad: Om Arcade, Parker Road, “Above Syndicate Bank, Chowk Tari Khana”, Moradabad, Uttar Prade sh-

244001(9027346471,9027443364/9058791115,9369918620) Morena: Moti Palace,Near Ramjanki Mandir, Near Ramjanki Mandir, Morena,

Madhya Pradesh-476001 (9981384447, 7489361265) Mumbai: “24/B, Raja Bahadur Compound”,”Ambalal Doshi Marg,”,Behind Bse Bldg, Fort,

Maharashthra-400001 ,-,9004089492,022-66235353,022-66235333); Andheri : 6 & 7, Andheri Industrial Estate,Veera Desai Road, Andheri (west)

, Mumbai-400 053; Borivali: Ground Floor, Himanshu Bldg,Sodawala Cross Lane, Chandawarkar Road,Borivali, Mumbai-400 091; Chembur: Shop

No 4 , Ground Floor, Shram Saflya Bldg.N G Acharya Marg,Chembur, Mumbai-400 071; Muzaffarpur: 1 St Floor,Uma Market, Thana Gumtimoti

Jheel, Muzaffarpur,Bihar-842001(9693584015,-,9386256101) Mysore: “L-350, Silver Tower,”,Ashoka Road, Opp.Clock Tower, Mysore, Karnataka-

570001(9902919671,9964123030,0821-2438006) Nadiad: 104/105,Near Paras Cinema,City Point Nadiad,Nadiad,Gujarat-387001 (9898635495,

0268-2563245) Nagerkoil: 3A, South Car Street,Parsans Complex,Nagercoil,Tamil Nadu-629001(04652 -233552) Nagpur: Plot No 2/1 House No

102/1,Mata Mandir Road,”Mangaldeep Appartment Opp Khandelwal Jewelers, Dharampeth”, Nagpur, Maharashthra-440010 9764719485,

9371160726,0712- 2533040, 0712-2533040) Namakkal: “105/2, Arun Towers,”,Paramathi Street,-,Namakkal,Tamil Nadu,637001,88836 92376,-

,04286- 234801) Nanded: Shop No.4 ,”Santakripa Market, G G Road”, Opp. Bank Of India, Nanded, Maharashthra-431601 (8793560595,

9890713616, 02462-237885) Nasik: “F-1, Suyojit Sankul”, Sharanpur Road,-, Nasik, Maharashth ra-422002,8237756668,9890918183,0253-

6611395) Navsari: 1/1 Chinmay Aracade,Opp Sattapir Rd,Tower Rd, Navsari, Gujarat-396445(9429532985,,02637-280367,02637-280367)

Nellore: “16-2-230 , Room No : 27 , 2Nd Floor”,Keizen Heights,”Gandhi Nagar , Pogathota”,Nellore,Andhra Pradesh,524001, 9948352011,-,0861-

2349940)New Delhi: 305 New Delhi House ,27 Barakhamba Road ,-,New Delhi ,New Delhi -110001,9910053511,9910887035,011-43681700,011-

43681704) Nizamabad: H No:5-6-430,A Bove Bank Of Baroda First Floor,”Beside HDFC Bank, Hyderabad Road”, Nizamabad, Andhra Pradesh-

503003,9951888991,-,08462-224366) Noida: “307 Jaipuria Plazad 68 A, 2Nd Floor”,Opp Delhi Public School,Sector 26,Noida,Uttar Prade sh-

201301,9873448325,-,9310448805) Palghat: No: 20 & 21 ,Metro Complex H.P.O.Road Palakkad, H.P.O. Road, Palakkad, Kerala-678001

(9895968533, 9037411783,491 6061110) Panipat: “1St Floor,”,Krishna Tower,”Above Amertex,G.T. Road, Panipat,Haryana-132103(8570019906,-

,9315017304) Panjim: “City Business Centre,”,Coelho Pereira Building,”Room No 18,19 & 20,Dada Vaidya Road, “,Panjim,Goa-403001

(9923261177,7798300457,0832-2426873,0832-2426874)Pathankot: “1St Floor, 9 A “,Improvement Trust Building ,Patel Chowk ,Pathankot,Punj

ab-145001,9646034222,9988164770,0186-5080188) Patiala: Sco 27 D ,Chotti Baradari , Near Car Bazaar,Patiala,Punjab-147001 (9872262284,

9041837150,0175-5004349) Patna: “3A, 3Rd Floor Anand Tower”,Exhibition Road,Opp ICICI Bank, Patna,Bihar-800001 (7781023134,

9708108821,0612-6453098, 7781023134) Pollachi: “146/4,Ramanathan Building “,1st Floor New Scheme Road ,-,Pollachi,Tamil Nadu-

642002(99521 72658,-,04259- 235111,”235122, 235133)Pondicherry: No:7,”Thiayagaraja Street,”,-,Pondicherry,Pondicherry -605001(0413

2220640) Proddatur: “Shop No:4, Araveti Complex”,Mydukur Road,Beside Syndicate Bank, Proddatur, Andhra Pradesh-16360(9966717997,08564

- 242898)Pudukottai: “Sundaram Masilamani Towers, Ts No. 5476 - 5479, Pm Road,”,Old Tirumayam Salai,”Near Anna Statue, Jublie

Arts,”,Pudukottai,Tamil Nadu-622001(9865974743,04322 - 220050)Pune: “Office # 16, Ground Floor “,Shrinath Plaza,Near Dyaneshwar Paduka

Chowk ,”F C Road, Pune”,Maharashthra-411005 (9833067872, 9975494895, 020-25533795, 020-25539957) Raipur: “Shop No. 31 , Third

Floor,”,”Millenium Plaza, Above Indian House,”,”Behind Indian Coffee House,”,Raipur,Chatisgarh-492001 (9406065221, 8305209298,0771-

4052620) Rajahmundry: “D.No.6-1-4, Rangachary Street,”,T.Nagar, Near Axis Bank Street,Rajahmundry, Andhra Pradesh- 533101(9642572477,

7207287911, 0883-2434468,0883-2434470) Rajapalayam: “Sri Ganapathy Complex, 14B/5/18,”,”T P Mills Road,”,Virudhungar Dist, Rajapalayam,

Tamil Nadu-626117(9944908694,04563 - 232952)Rajkot: “104, Siddhi Vinyak Com. Opp Ramkrishna Ashram”,Dr Yagnik Road, Rajkot, Rajkot,

Gujar at-360001(7359916635,9925619731,2816545888) Ranchi: Room No 3073RdFloor,CommerceTower,Beside Mahabir Tower, Ranchi,

Jharkhand-834001 (9431371731,9835977889,0651- 2331320) Ratlam: “1 Nagpal Bhawan , Free Ganj Road “,Do Batti ,Near Nokia Care ,Ratlam,

Madhya Pradesh-457001(9770285511,9303967657,07412-402007)Renukoot: Shop No. 18,Near Complex Birla Market,-,Renukoot,Uttar Pradesh-

231217(8948816968,-,7499495854) Rewa: “Ist Floor, Angoori Building”,Besides Allahabad Bank,”Trans University Road, Civil Lines”,Rewa,

Madhya Pradesh-485001(8818851641,-,7489755878) Rohtak: 1St Floor,Ashoka Plaza,Delhi Road,Rohtak,Haryana-124001(8950414951,-

,9315017305) Roorkee: “Shree Ashadeep Complex, 16”,Civil Lines,Near Income Tax Office,Roorkee,Uttaranchal-247667(9927416205,-

,9369918621) Rourkela: “1St Floor Sandhu Complex,”,”Kachery Road, Uditnagar”, Rourekla, Orissa-769012(9776284625,9861120354,0661-

2500005) Sagar: Above Poshak Garments,5 Civil Lines,Infront Of Income Tax Office,Sagar,Madhya Pradesh-470002 9826674321,

9752879556,07582-402404) Saharanpur: 18 Mission Market,Court Road,-,Saharanpur,Uttar Pradesh-247001(9634590304,-,9369918622)Salem:

No:40,Brindavan Road,”Fairlands, Near Perumal Koil,”,Salem,Tamil Nadu-636016,(95240 70720,0427-4020300) Sambalpur: Ground Floor Quality

Massion, Infront of bazaar kolkata, Nayapara, Sambalpur, Orissa-768001(9861785131,9861114141,0663-2522105); Satna: “1St Floor, Gopal

Complex”, Near Bus Stand,Rewa Road,Satna, Madhya Pradesh-485001( 9329965570,9300004263) Shaktinagar: “1St/A-375,”, V V Colony,Dist

Sonebhadra,Shaktinagar,Uttar Pradesh-231222(7890355728,-,7499496129) Shillong: Annex Mani Bhawan ,Lower Thana Road ,Near R K M Lp

School, Shillong, Meghalaya-793001 (9774226437,-,0364 2506106) Shimla : Triveni Building,By Pas Chowkkhallini,-,Shimla,Himachal Prade sh-

171002(9805375551,-,9318644501) Shimoga: Sri Matra Naika Complex,”1St Floor, Above Shimoga Diagnostic Centre,”,”Llr Road, Durgigudi,”,

Shimoga, Karnataka-577201 (9741308883, 9448681710, 08182-228799, 08182-227485) Shivpuri: 1St Floor, ”M.P.R.P. Building, Near Bank Of

India, Shivpuri, Madhya Pradesh-473551 (9407562999,-, 9303028921) Sikar: “First Floor, Super Tower “,Behind Ram Mandir Near Taparya

Bagichi ,Sikar, Rajasthan-332001 (9549776841, 01572-250398) Silchar: “N.N. Dutta Road,Chowchakra Complex, Premtala, Silchar, Assam-788001

(9435173219, 9678901126,03842 261714) Siliguri: Nanak Complex,Sevoke Road,-, Siliguri, West Bengal-734001 (9832521945, 9832510008,

0353-2526393) Sitapur: 12/12-A Sura Complex,Arya Nagar Opp,Mal Godam,Sitapur,Uttar Pradesh-261001(9598369111,9369918623) Sivakasi:

363,Thiruthangal Road,Opp: TNEB,Sivakasi,Tamil Nadu-626123,80562 14131,-,04562 228816) Solan: Sahni Bhawan,Adjacent Anand Cinema

Complex,The Mall,Solan,Himachal Pradesh-173212(9817248190,-,9318991871) Solapur: Block No 06,”Vaman Nagar, Opp D-Mart”,Jule

Solapur,Solapur, Maharashthra-413004(9960646865,0217-2300021,0217-2300318)Sonepat: 205 R Model Town,Above Central Bank Of India,-

,Sonepat,Haryana-131001 (9813821843,-, 9315457164) Sri Ganganagar: 35E Block, Opp: Sheetla Mata Vaateka Sri Ganganagar,-, Sri

Ganganagar,Rajasthan-335001(9602969753,9462400664,0154-2470177) Srikakulam: D.No-4-1- 28/1,Venkateswara Colony,Near Income Tax

Office, Srikakulam,Andhra Pradesh-532001(9885590552,9248009412,08942-225382, 08942-225362) Sultanpur: Rama Shankar Complex,Civil

Lines,Faizabad Road, Sultanpur, Uttar Pradesh-228001 (9580614908,-,9369918624) Surat: G-5 Empire State Buliding,Nr Udhna Darwaja, Ring

14

Road, Surat,Gujar at-395002(9687697224,9978442596,0261-3042170,0261-3042170)Thanjavur: “No. 70, Nalliah Complex”,”Srinivasam Pillai

Road,Tanjore,Tamil Nadu-613001,98945 33238,-,04362-275415) Thodupuzha: “First Floor, Pulimoottil Pioneer”,Pala Road,-,Thodupuzha,Kerala-

685584,0486-2211209,04862 - 325051)Tirunelveli: “55/18, Jeney Building”,S N Road,Near Aravind Eye Hospital,Tirunelveli,Tamil Nadu-

627001(9788845514,-,0462 2335137)Tirupathi: “D no: 203, II nd Floor,”,PADMAVATHI NILAYAM ,”NOKIA CARE UPSTAIRS,Tilak Road

“,Tirupathi,Andhra Prade sh-517501(9885995544,9032957583,0877-6544567)Tirupur: “First floor, 244 A”,Kamaraj Road,Opp to Cotton market

complex,Tirupur,Tamil Nadu-641604,0421-2214221)Tiruvalla: “2Nd Floor,Erinjery Complex”,Ramanchira,Opp Axis Bank,Thiruvalla,Kerala-

689107(9747529499,0469-3205676)Trichur: “2nd Floor,Brothers Complex”,”Naikkanal Junction,Shornur Road”,Near Dhanalakshmi Bank H

O,Thrissur,Kerala-680001(8606877204,9747982535,0487-3246231)Trichy: “60, Sri Krishna Arcade”,”Thennur High Road,”,-,Trichy,Tamil Nadu-

20017 (9597055087,0431- 4020227) Trivandrum: 2Nd Floor,Akshaya Tower,Sasthamangalam,Trivandrum,Kerala-

695010(9995820575,9567607573 0471-2725728) Tuticorin: “4 - B, A34 - A37,”,”Mangalmal Mani Nagar,”,”Opp. Rajaji Park, Palayamkottai

Road,”,Tuticorin, Tamil Nadu-628003 (0461-2334603) Udaipur: 201-202,Madhav Chambers,”Opp G P O , Chetak Circle “,Udaipur,Rajasthan-

313001(9636506469, 9001830400, 0294-2429370) Ujjain: 101 Aashta Tower,13/1 Dhanwantri Marg,Freeganj,Ujjain,Madhya Pradesh-456010

(9302373625, 9039507556,0734-4250007,0734-4250008)Valsad: “Shop No 2 , Phiroza Corner”,Opp Next Show Room,Tithal Road,Valsad,Gujarat-

396001(9879166808, 9725539945 ,02632 -258481) Vapi: “Shop No-12, Ground Floor”,Sheetal Appatment, Near K P Tower,Vapi,Gujarat-

396195(922801 2909,9978877183,9228012909) Varanasi: D-64/1321St Floor, Anant Complex, Sigra, Varanashi, Uttar Pradesh-

221010(9389938800, 9807228126,9369918626) Vellore: “1, M N R Arcade”,Officers Line, Krishna Nagar,Vellore,Tamil Nadu-

632001(9952389697,0416 2215007) Vijayanagaram: “Soubhagya, 19-6-1/3”,”2Nd Floor, Near Fort Branch”,Opp: Three Temples,

Vizianagaram,Andhra Pradesh-535002(9014392427, 9014392427,08922-236962)Vijayawada: 39-10-7,Opp : Municipal Water

Tank,Labbipet,Vijayawada,Andhra Pradesh-520010(0866-2475126) Visakhapatnam: Door No: 48-8-7,”Dwaraka Diamond, Ground

Floor”,Srinagar, Visakhapatnam, Andhra Pradesh-530016(9000088322,0891-2714125) Warangal: “5-6-95, 1 St Floor”,”Opp: B.Ed Collage, Lashkar

Bazar”,”Chandra Complex, Hanmakonda,”, Warangal, Andhra Pradesh-506001 (0870-2501664) Yamuna Nagar: Jagdhari Road,Above Uco

Bank,Near D.A.V. Girls College, Yamuna Nagar, Haryana-135001(9813627107, 9315017306).

Mutual Fund Investments Are Subject To Market Risks, Read All Scheme Related Document Carefully.

15

Registered Office: Industrial Assurance Building,

4th Floor, Opposite Churchgate Station,

Mumbai 400 020.

Fax : 022 – 22835606

Email : service@licmf.com

Website : www.licmf.com

Mutual Fund Investments Are Subject To Market Risks, Read All Scheme Related Document Carefully.