Kavi Marketplace 1 About Kavi Marketplace Kavi Marketplace, powered by TailorWell, is a one-stop...
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Effective January 1, 2017 Kavi Marketplace Products and Services
Transcript of Kavi Marketplace 1 About Kavi Marketplace Kavi Marketplace, powered by TailorWell, is a one-stop...
Effective January 1, 2017
Kavi MarketplaceProducts and Services
This marketing brochure may contain a brief summary of benefits and is not considered “Evidence of Coverage.” Please refer to policy/plan documents for a complete description of the controlling terms,
coverages, exclusions, limitations, and conditions of your coverage. In case of discrepancy between this information and the actual plan documents, the actual plan documents will prevail.
Contents
About Kavi Marketplace 1
Benefits Snapshot 2
Medical Plan 3
Dental Plan 8
Vision Plan 10
Life and AD&D 12
About the Platform 13
About the Managing General Agent 14
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About Kavi Marketplace
Kavi Marketplace, powered by TailorWell, is a one-stop shop that bundles all the tools necessary for small groups to enjoy great benefits. It is designed to make healthcare interaction easy, with consolidated billing, no administrative fees and an easily accessible online enrollment platform. Product offerings through Kavi include small-group medical plans from Asuris Northwest Health; and large-group dental, vision and life insurance benefits specifically selected from Delta Dental of Washington, VSP Vision Care Inc. and LifeMap Assurance Company.
Through Kavi, employers perform their own online administration via a comprehensive, real-time platform, and employees shop and enroll in an online marketplace. Key advantages to Kavi include: online shopping; decision support and enrollment; comprehensive and highly accurate benefits administration; consolidated billing; tools; and a My Benefits employee portal, which allows every Kavi member to have a personalized website with their own benefit selections and cost summary.
Through Kavi, Asuris offers comprehensive small-group medical, pharmacy and wellness plans. Asuris is committed to the small-group market, allowing employees to choose from the broad Preferred network, which offers access to any contracted provider across Washington state and its Accountable Health Network.
Additional benefits are provided by Delta Dental of Washington, the state’s leading dental benefits company; VSP Vision Care Inc., the nation’s only not-for-profit vision company; and LifeMap. With several unique plan designs to choose from, employers will be empowered to pick the right combination of benefits to meet their needs, while taking advantage of Kavi’s group purchasing power.
Kavi products are available for all industries in Washington state, and are distributed to Asuris-appointed and Kavi-accredited producers via the Benefit Resource Hub (the HUB). The HUB provides accredited producers with secure, online access to Washington state’s premier health care insurance companies’ products.
To learn more, please contact your producer or email [email protected].
Benefits Snapshot
Medical Plan: Asuris Northwest Health• Metallic levels include Platinum, Gold, Silver and Bronze
• Available to employers with 1-50 employees
• “Rolling” 12-month plan year offerings
• All Asuris community-rated small group products available
• All plans ACA compliant
• All taxes/fees included in pricing
• Six-tier formulary splits generic, brand and specialty categories
• Embedded wellness program discounts for qualified employee premiums
• Employee Assistance Program (EAP) embedded on all plans
Dental Plan: Delta Dental of Washington• Annual maximums from $1,000 to $2,000
• Child and adult orthodontia riders (10 or more employees)
• All plans include the Delta Dental PPO Network
• All plans feature a $50 / $150 deductible
• Available to groups with two or more employees
Vision Plan: VSP Vision Care Inc.• Two plan options with distinct benefit frequencies
• $10 co-pay for exams
• Materials allowance and copays vary by plan
• Choice Network included with both plan options
• Available to groups enrolled in a Kavi medical or dental plan with two or more employees
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Groups Sized 1 – 50
2017 Small-Group Metallic Products
Deductible Out-of-Pocket Maximum
Up-front Diagnostic
& Lab
In-NetworkCopay/Unlimited Up-front Office
Visits
E R Copay
Coinsurance Rx Tiers
IN OUT IN OUT Primary Specialist IN OUT TI T2 T3 T4 T5 T6
Platinum 250 $250 $3,000 $2,500 $10,000 Unlimited $20 $30 $250 10% 50% $4 25% $25 50% 20% 50%
Platinum 500 $500 $3,000 $2,500 $10,000 Unlimited $20 $30 $250 10% 50% $4 25% $25 50% 20% 50%
Gold 500 $500 $5,000 $7,150 $10,000 Unlimited $30 $45 $300 30% 50% $4 25% $40 50% 20% 50%
Gold 1000 $1,000 $5,000 $7,150 $10,000 Unlimited $30 $45 $300 20% 50% $4 25% $40 50% 20% 50%
Gold 2000 $2,000 $5,000 $5,000 $10,000 Unlimited $30 $45 $300 20% 50% $4 25% $40 50% 20% 50%
Silver 3000 $3,000 $5,000 $7,150 $10,000 $40 $55 $300 30% 50% $6 25% $40 50% 20% 50%
Silver Essential 4000 $4,000 $5,000 $6,250 $12,500 $30* $30* 10% 50% $8 25% 25% 50% 20% 50%
Bronze Essential 7150 $7,150 $10,000 $7,150 $15,000 $60** $60** 0% 50% $20 0% 0% 0% 0% 0%
Annual individual. For family, multiply by 2x. *(3 visits) **(2 visits) All tiers deductible waived.
Deductible applies.
Deductible Out-of-Pocket Maximum Coinsurance Rx Tiers
IN OUT IN OUT IN OUT TI T2 T3 T4 T5 T6
Gold HSA 1500 $1,500 $5,000 $3,000 $10,000 20% 50% 10% 25% 25% 50% 20% 50%
Silver HSA 2000 $2,000 $5,000 $6,000 $10,000 30% 50% 10% 25% 35% 50% 20% 50%
Silver HSA 3500 $3,500 $5,000 $4,750 $10,000 10% 50% 10% 25% 35% 50% 20% 50%
Silver HSA 4000 $4,000 $5,000 $4,000 $10,000 0% 50% 0% 0% 0% 0% 0% 0%
Bronze HSA 5000 $5,000 $10,000 $6,550 $15,000 50% 50% 50% 50% 50% 50% 20% 50%
Bronze HSA 6000 $6,000 $10,000 $6,550 $15,000 50% 50% 50% 50% 50% 50% 20% 50%
Annual individual. For family, multiply by 2x. Deductible is waived for
medications on the OptimumValue Medication List.
Deductible applies.
1 Asuris Employee Select metallic plans Our metallic plans, improved and enhanced
2 Asuris Employee Select metallic HSA plans Give your employees the option of tax-advantaged savings and enjoy automatic set-up with HealthEquity®
Additional options available with all plans:• Dental: Enhance and Enhance Rewards (which adds a rewards component)
are available for all ages.• Add-On Adult Vision: A vision plan that can be purchased alongside a medical plan.
Vision enrollment must match the medical enrollment. Available to members age 19 and older.
Formulary Tiers:Tier 1: Preferred genericTier 2: Non-preferred genericTier 3: Preferred brandTier 4: Non-preferred brandTier 5: Preferred specialtyTier 6: Non-preferred specialty
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Deductible Out-of-Pocket Maximum
Up-front Diagnostic
& Lab
In-NetworkCopay/Unlimited Up-front Office
Visits
E R Copay
Coinsurance Rx Tiers
IN OUT IN OUT Primary Specialist IN OUT TI T2 T3 T4 T5 T6
Platinum 250 $250 $3,000 $2,500 $10,000 Unlimited $20 $30 $250 10% 50% $4 25% $25 50% 20% 50%
Platinum 500 $500 $3,000 $2,500 $10,000 Unlimited $20 $30 $250 10% 50% $4 25% $25 50% 20% 50%
Gold 500 $500 $5,000 $7,150 $10,000 Unlimited $30 $45 $300 30% 50% $4 25% $40 50% 20% 50%
Gold 1000 $1,000 $5,000 $7,150 $10,000 Unlimited $30 $45 $300 20% 50% $4 25% $40 50% 20% 50%
Gold 2000 $2,000 $5,000 $5,000 $10,000 Unlimited $30 $45 $300 20% 50% $4 25% $40 50% 20% 50%
Silver 3000 $3,000 $5,000 $7,150 $10,000 $40 $55 $300 30% 50% $6 25% $40 50% 20% 50%
Silver Essential 4000 $4,000 $5,000 $6,250 $12,500 $30* $30* 10% 50% $8 25% 25% 50% 20% 50%
Bronze Essential 7150 $7,150 $10,000 $7,150 $15,000 $60** $60** 0% 50% $20 0% 0% 0% 0% 0%
Annual individual. For family, multiply by 2x. *(3 visits) **(2 visits) All tiers deductible waived.
Deductible applies.
The benefits you and your employees wantWe don’t just offer a wide variety of plan types; we offer the types of plans that you and your employees want, including exciting new options like:
• Asuris Employee Select Silver Essential 4000, which is the lowest-priced non-HSA Silver plan. It covers three office visits and preferred generics before the deductible is met.
• Asuris Employee Select Bronze Essential 7150, which pairs a high deductible and out-of-pocket maximum with some up-front benefits to offer the lowest-priced premium in the metallic Bronze category.
• Asuris Employee Select Silver HSA 3500, which is the lowest-priced plan we can offer at the Silver level.
New six-tier formulary gives you and your employees more choicesIn order to give you and your employees more choices in managing pharmacy benefits, we are changing our formulary design to a new six-tier structure. By splitting generic, brand and specialty categories into preferred and non-preferred tiers, we are encouraging your employees to choose preferred tiers to help manage their budgets. This, in turn, will help you manage your budget.
Ambulatory surgery center (ASC) coinsurance discount means savings for employees*Employees can receive up to a 10% coinsurance discount when they opt to have qualifying outpatient procedures performed at an in-network ambulatory surgery center. This can mean thousands of dollars in savings.
Embedded wellness program can save you moneyWith our embedded wellness program, your employees get access to tools that help them maintain and improve their health and well-being. They’re rewarded for healthy behaviors and you’re rewarded with discounted qualified employee premiums! That means a healthier, happier and more productive workforce.
Employee Assistance Program (EAP) embedded on all plansThe Asuris EAP is embedded on all plans, so employees can get help when they need it. It includes up to four confidential counseling sessions per incident for issues relating to relationships, anxiety, work stress and parenting, plus 24-hour crisis help and RBH eAccessTM to online counseling and many other resources.
* ASC coinsurance discount not offered on the Silver HSA 4000 plan or Bronze Essential 7150 plan.
Plan benefits
The built-in wellness rewards program is a simple way to encourage your workforce to engage in wellness activities. Your employees get access to tools designed to help them maintain and improve their health.
The incentive wellness program activities include: • General Health Assessment (GHA) through
asuris.com• Biometric screenings through an in-network
physician, home test kits or our network of Patient Service Centers
Rewards • Eligible employees can earn a $100 gift card if they
complete the General Health Assessment and biometric screening during the first three months following your plan’s effective/renewal date.
• When employees complete the wellness activities within the first three months following your plan’s effective/renewal date, you’ll receive a 4% discount on the qualified employees’ next month’s premiums. This discount will be applied back to the beginning of the plan year.
Employee participation requirementsTo qualify for the premium reduction, your eligible employees must complete the wellness activities within the first three months following your plan’s effective/renewal date.
Ease of administrationOur online enrollment tool is a secure, easy, paper-free way to enroll your employees. It also gives you 24/7 access to their information throughout the year. It’s HIPAA-compliant, there is no need to download software or involve your IT department, and it comes at no additional cost. Our online enrollment also:
• Gives you the option to enable your employees to manage their own accounts — at enrollment and throughout the year
• Allows you to run benefit and census reports; process changes quickly; and get access to benefit information any time
• Offers a help line, on-demand training, live training and website support—both for your HR administrator and your employees
Built-in rewards for wellness activities
• A personalized dashboard, with at-a-glance updates on deductibles and out-of-pocket maximums
• Claims details
• Benefit info, including preventive care covered at no additional cost
• Member ID cards
• Directory of in-network providers, with reviews from members
• Treatment cost estimates and timelines for common types of care
• Wellness tools and resources
• Member Services live chat and secure message center
asuris.comOur website offers much more than information about your health plan; we give your employees tools and resources that help them become more informed health care consumers. After registering on our mobile-friendly website, they have anytime, anywhere access to:
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Tools for better care management
We’ve built additional support, information and resources into all our small-group products.
These are available to your employees and their families at no additional cost. These programs are not insurance, but they are offered in addition to your medical plan to help your employees get information and support when they need it:
• Asuris Advice24 nurse line: Employees can make a toll-free and confidential call if they can’t decide between going to the ER or calling their doctor. Registered nurses are ready 24/7.
• Asuris Bump2BabySM: Expectant moms can get support from caring professionals throughout their pregnancy with our maternity management program. A registered nurse will reinforce the doctor’s care and answer questions 24/7.
• Asuris Advantages: This members- only discount program offers savings on leading health-related products and services, including LASIK surgery, hearing aids, dental care products, gym memberships, healthy meals and much more.
• Health Coach: Our health coaches provide your employees with personal, tailored guidance that helps them achieve specific wellness goals. We offer support and resources to help employees manage or lose weight, eat healthy, get active, sleep better, reduce stress or stop smoking. Employees work with their coach to set their goals and the pace to begin a journey that keeps them focused on achieving their healthy best.
Glossary of TermsMore questions? Check out Understanding insurance on asuris.com
Coinsurance An amount the employee may be required to pay as their share of the cost for services or prescription drugs after they pay any deductibles. Coinsurance is usually a percentage (for example, 20%).
Copay A flat dollar amount the employee may be required to pay at the time they receive a medical service or supply, like a doctor’s visit, hospital outpatient visit or prescription drug. For example, they might pay $20 for a doctor’s visit or prescription drug.
Deductible The amount the employee must pay out of their own pocket each calendar year before the plan begins to pay. Some services, such as preventive care, are covered by the plan before the employee meets the deductible.
Formulary (list of covered drugs) A list of prescription medications covered by the plan. The drugs on this list are selected by a committee of doctors and pharmacists. The list includes both brand-name and generic drugs.
Generic drugs Generally, a generic drug works the same as a brand-name drug and usually costs less.
Health Savings Account A tax-advantaged medical savings account.
Network providers Medical professionals and facilities that have agreed to accept a lower price (called an allowed amount) as payment in full for services that they provide to your employees.
Out-of-pocket costs The costs the employee pays out of their own pocket for covered care. Examples are deductibles, copays, coinsurance and costs for prescription drugs.
Maintaining good oral health is an essential part of good overall health. Disease and infections in the mouth are linked to diabetes, heart disease and stroke. At Delta Dental of Washington, we deliver dental benefits that complement medical coverage and help your clients support their employees’ wellness and productivity.
Dental benefits are highly valued by employees. According to our member research, 89% of employees rate dental an important or very important part of their benefits package—the same rate as medical coverage. As the most recognized and valued brand in dental benefits, coverage from us can be an important asset in attracting and retaining high-quality employees.
All of our Kavi Marketplace plan offerings are prevention-focused, giving employees access to high-quality care through the Delta Dental PPOSM network, with multiple plan designs to give employers a range of price points.
The Delta Dental difference: ● High quality coverage for services that help your clients support employees’ oral and overall health Preventive care covered at 100% encourages employees to get the care they need
● We negotiate with dentists to deliver the best discounts for care which helps keep rates and out-of-pocket costs low
● More choice and easy access to care We contract with more dentists than any other dental plan Our large PPO network means more choice for employees to see the dentist they want We contract directly and credential all of our in-network dentists to be sure they meet our high standards
for quality We never lease networks and don’t charge network access fees
● Local service Our service representatives are dental benefits specialists, located here in Washington You can count on us for responsive, personal service
We offer the best total value in dental benefits. If your clients are looking for easy access to care, low rates, high-quality coverage, and excellent service, they will thank you for helping them get IN with Delta Dental of Washington.
KAVI-1214
Delta Dental of Washington— the best value in dental benefits
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KAVI-1214
Plan Feature PPO Plan AGroup #03875
PPO Plan BGroup #03876
PPO Plan CGroup #03877
PPO Plan DGroup #03878
Annual Deductible
Per PersonFamily Maximum
$50
$150
$50
$150
$50
$150
$50
$150
Annual Maximum $1,000 $1,500 $2,000 $2,000
Class I—Diagnostic and Preventive In Out In Out In Out In Out
ExamsProphylaxis FluorideX-RaysSealants
100% 80% 100% 80% 100% 80% 100% 100%
Delta Dental Plan Comparison
OrthoChild Only
OrthoFamily
Lifetime Max$1,000
Lifetime Max$1,000
Coverage
50% 50%
Annual deductibles are waived on Class I benefits.
All Plans are available to groups with 2 or more eligible employees.
Optional orthodontia coverage is available to groups with 10 or more eligible employees.
Class II—Restorative In Out In Out In Out In Out
RestorationsEndodonticsPeriodonticsOral Surgery
80% 70% 80% 70% 80% 70% 90% 80%
Class III—Major In Out In Out In Out In Out
CrownsDenturesPartialsBridgesImplants
50% 40% 50% 40% 50% 40% 50% 50%
Get the best in eyecare and eyewear with Kavi Marketplace and VSP® Vision Care.
Keep your eyes healthy with [Insert Client Name Insert Client Name] and VSP Vision Care. Why enroll in VSP? Your eyes deserve the best care to keep them healthy year after year. Plus with VSP, you’ll get a great value on your eyecare and eyewear. You’ll like what you see with VSP. Personalized Care. You’ll get quality care that focuses on
your eyes and overall wellness with VSP. Plus, your satisfaction is guaranteed when you see a VSP doctor.
Great Eyewear. Choose the eyewear that’s right for you and your budget.
Choice of Providers. You can choose any eyecare provider—your local VSP doctor, a retail chain affiliate, or any other provider. Once your benefit is effective, visit vsp.com for your complete benefit description.
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Coverage with a participating retail chain may be different. Once your benefit is effective, visit vsp.com for details. Coverage information is subject to change. In the event of a conflict between this information and your organization’s contract with VSP, the terms of the contract will prevail. Based on applicable laws, benefits may vary by location. 1 Brands/Promotion subject to change. ©2014 Vision Service Plan. All rights reserved. VSP, VSP Vision care for life, and WellVision Exam are registered trademarks of Vision Service Plan. Flexon is a registered trademark of Marchon Eyewear, Inc. All other brands are trademarks or registered trademarks of their respective owners.
JOB#14061CM 08/14
Effective January 1, 2017 Your VSP Vision Benefits Summary Kavi Marketplace and VSP provide you with a choice of affordable vision plans—choose the plan that’s right for you.
VSP Provider Network .......................... VSP Choice VSP Provider Network ........................... VSP Choice WellVision Exam® focuses on your eye health and overall wellness $10 copay ...................................... every 12 months
WellVision Exam® focuses on your eye health and overall wellness $10 copay ...................................... every 12 months
Prescription Glasses $25 copay Lenses ........................................... every 24 months • Single vision, lined bifocal, lined trifocal lenses • Polycarbonate lenses for dependent children • Average 20%-25% savings on other lens
enhancements Frame ............................................ every 24 months • $130 allowance for a wide selection of frames • $150 allowance for featured frame brands • 20% savings on the amount over your allowance • $70 allowance at Costco® Optical
–OR– Contact Lens (Instead of Glasses)…..every 24 months • Up to $60 copay for your contact lens exam (fitting and evaluation) • $130 allowance for contacts
Prescription Glasses $40 copay Lenses ........................................... every 12 months • Single vision, lined bifocal, lined trifocal lenses • Polycarbonate lenses for dependent children • Average 20%-25% savings on other lens
enhancements Frame .............................................every 24 months • $150 allowance for a wide selection of frames • $170 allowance for featured frame brands • 20% savings on the amount over your allowance • $80 allowance at Costco® Optical
–OR– Contact Lens (Instead of Glasses)….every 12 months • Up to $60 copay for your contact lens exam (fitting and evaluation) • $150 allowance for contacts
Visit vsp.com for details, if you plan to see a provider other than a VSP network provider. Exam………………..$45 Single Vision Lenses………………..$30 Lined Trifocal Lenses………..$65 Frame……………….$70 Lined Bifocal Lenses……………….. $50 Contacts……………………...$105
Glasses and Sunglasses • 20% savings on additional glasses and sunglasses,
including lens enhancements, from any VSP provider within 12 months of your WellVision Exam
Laser Vision Correction • Average 15% off the regular price or 5% off the
promotional price, discounts only available from contracted facilities
Contacts • 15% savings on a contact lens exam (fitting and
evaluation)
JOB#11237CM 10/12
11111111282XA 10/12
Kavi Plan A (with VSP Providers)
Kavi Plan B (with VSP Providers)
Extra Savings (applies to both plans)
Your Coverage with Out-of-Network Providers
Basic Life and AD&DLifeMap Assurance Company
Group Basic Life and AD&D (Employer Paid)Option 1: $15,000 in Basic Life with matching AD&D
Option 2: $25,000 in Basic Life with matching AD&D
• Guarantee Issue: All amounts elected are guarantee issue
• Affordable Rates: Because this is a Kavi-sponsored benefit, you buy coverage for lower rates than a typical individual policy
• Disability Waiver: Should you become totally disabled, you will not have to pay your Voluntary Life premium as long as you meet the requirements under the Waiver of Premium provision
Voluntary Life and AD&D (Employee Paid)• Flexible Benefits: from $20,000 to $100,000 (in increments of $20,000)
• Participation Requirement: The greater of 10 lives or 20 percent participation
• Guarantee Issue: $40,000 for employees when enrolled within 31 days of initial eligibility
• Step-Up Guarantee Issue: If you enroll for at least $10,00 when you are first eligible, you may increase your benefit amount during annual/open enrollment, up to $40,000
• Affordable Rates: Because this is a Kavi-sponsored benefit, you buy coverage for lower rates than a typical individual policy
• Disability Waiver: Should you become totally disabled, you will not have to pay your Voluntary Life premium as long as you meet the requirements under the Waiver of Premium provision
• Accelerated Benefit: A portion of benefit can be paid before death if diagnosed with terminal illness
• Conversion: Option of converting to individual
• Portability: Benefit can be ported to continue under group coverage
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About the PlatformTailorWell
Simple. Choice. TailorWell was founded on the premise that the process of selecting, enrolling in and managing benefits should be easy and valuable for employees, employers, brokers and carriers.
Founded in Seattle, WA, TailorWell, through the Kavi Marketplace, is the only private exchange in the market that can be sold by benefits brokers as a turnkey, outsourced solution to employers.
Focused on ConsumersTailorWell assembled a team of the nation’s top consumer technology and benefits experts to create a comprehensive private exchange solution. We created a marketplace of consumer-friendly products and services, historically available only to large employers, and make them available to mid- to smaller- sized employers. The online marketplace experience is supported by a robust administration platform that helps employers manage all aspects of employee benefits.
Key Advantages of TailorWell Private Exchange SolutionOnline shopping, decision support and enrollment. The consumer-friendly, online marketplace is designed to be familiar to anyone who shops online.
Comprehensive benefits administration. Employers are supported with everything they need to efficiently manage their benefits program – eligibility, enrollment, status changes, payroll deduction, COBRA or Continuation of Coverage, and consolidated billing. TailorWell’s technology
is integrated and operates in real time so that any changes to employee data or products are reflected immediately in everything from the user experience to the employer bill.
Consolidated billing. Employers have online access to a consolidated bill for all their benefit products and services. This bill is always current. Payments are made electronically or by check and TailorWell pays each carrier and vendor.
Frequent data exchange. Eligibility data is provided electronically to carriers in an aggregate file every two weeks (standard) or more often when requested. The quality and frequency of our data exchange results in less latency and fewer errors.
My Benefits employee portal. Every TailorWell member receives a personalized website with their own benefit selections and cost summary. This becomes the dashboard by which employees manage their benefits and receive communications, new offers and notifications about the benefits they have selected.
Customer service. Customer service agents use the same platform as employers and employees so support is clear, consistent, accurate and fast. The numbers to call for help with the Kavi Marketplace appear on the employer and employee web sites.
At TailorWell we help employers offer their employees more benefits options, while streamlining the benefits administration process. In today’s competitive marketplace, employers rely on TailorWell to help them effectively recruit and retain employees. Employees receive an intuitive, supported way to make personal benefits choices that best reflect their needs and the needs of their families.
About the Managing General AgentAdvanced Professionals Insurance& Benefit Solutions
Advanced Professionals Insurance & Benefit Solutions manages several Association Health Plans, small employer community-rated products, as well as large group-underwritten products. The team is committed to offering innovative solutions and unparalleled service. Through various marketplaces, Advanced Professionals Insurance & Benefit Solutions provides accredited producers with access to a comprehensive array of affordable healthcare products and services designed to meet the specific needs of their clients.
Driving Advanced Professionals Insurance & Benefit Solutions’ success are two powerful and complementary components: technology and service. The Benefit Resource Hub (the HUB) is a web-based system uniquely designed for our wholesale model. The HUB not only provides efficient, one-stop electronic proposal submission capabilities, it also offers secure access to forms, benefit summaries and related resources specific to each trust. The team is committed to a two-day turnaround on the nearly 25,000 proposal requests received annually from more than 1,000 accredited producers across the state. The team not only delivers these proposals, but also handles the processing of all new business and renewals.
Advanced Professionals Insurance & Benefit Solutions is a dedicated team which, with more than 50 years of combined trust management experience, is a dynamic group of professionals accustomed to the ever-changing health insurance environment.
Your Advanced Professionals Insurance & Benefit Solutions team will assist with:
• Rate and product design assessment on behalf of employers and accredited producers
• Producer credentialing and training
• Marketplace benchmarking
• Value-driven strategies
• Employer presentations and enrollment meetings
• Marketing
• High-level claim and service issues
• General advocacy for accredited producers and companies
Advanced Professionals Insurance & Benefit Solutions takes pride in its ability to thrive in a fast-paced environment. Combining a creative approach with a “do-what-it-takes” attitude is what differentiates this team from the competition.
Advanced Professionals Insurance & Benefit Solutions
1201 3rd Avenue, Suite 1600 Seattle, WA 98101 | 206.602.3558
Notes
Notes
Kavi 7502 Marketing Brochure-Asuris RLast evised: 11/09/17
