July 1, 2012 – July 1, 2013 Statewide Property – Includes ... · July 1, 2012 – July 1, 2013...

July 1, 2012 – July 1, 2013 Statewide Property – Includes Superdome and RSD (excludes LSU-Baton Rouge)

Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: BP20122013 Policy Period: July 1, 2012 to July 1, 2013 Comment: $50,000,000 limit per occurrence/aggregate for flood; $50,000,000 limit per occurrence

(no aggregate) for Named Windstorm; $1,000,000 per occurrence for equipment breakdown; $10,000,000 per occurrence limit for all other perils, including earthquake. All limits include Business Interruption and Extra Expense coverage. Agency deductibles: $1,000 non-flood loss; $5,000 flood loss.

Replacement cost on buildings (limited to a maximum of 120% of the scheduled value on file at ORM); actual cash value on business personal property and movable/mobile buildings. Business interruption coverage part is limited to one (1) year.

Excess: Broker: Risk Services of Louisiana

Policy Number: Various Policy Period: July 1, 2012 to July 1, 2013 Comment: $200,000,000 Excess Following Form All Risk Building and Personal Property

Coverage with a $100,000,000 sublimit for flood. Premium: $37,578,845

2012-2013 Statewide Property Excess Program (includes Equipment Breakdown Coverage)

Carrier Participation Limit Q/S $10,000,000 AOP SIR

State of LA Self Insurance Fund 100.00% $25,000,000 excess SIRs

Certain Underwriters @Lloyds (AGM,MSP,KLN,CNP,ARK, AML,ADV,) $7,375,000 29.50% Lexington Insurance Co 6,250,000 25.00% Princeton E&S Lines Ins Co 2,500,000 10.00% Axis Surplus Ins Co 1,250,000 5.00%

Certain Underwriters@Lloyds (HIS) 750,000 3.00% National Fire and Marine Ins Co 6,875,000 27.50%

$25,000,000 excess of $25,000,000 (inclusive of SIR)

Certain Underwriters@Lloyds (MSP,TAL,AMA,MMX,ARK, AML,APL,TMK) $11,333,333 45.33% Lexington Insurance Co $6,250,000 25.00% Landmark American Ins Co $1,666,667 6.67%

Westchester Surplus Lines Ins Co $5,000,000 20.00%

Certain Underwriters @Lloyds (HIS) $750,000 3.00%

$53,500,000 excess of $50,000,000 (inclusive of SIR) Westchester Surplus Lines Ins Co $2,500,000 4.67% Allied World Assurance Co (US) $5,000,000 9.35% Lexington Ins Co $12,500,000 23.36%

Certain Underwriters@Lloyds (HDY,AMA,MMX,SJC,TRV,QBP,APL) $19,916,667 37.23% Landmark American Ins Co $3,333,333 6.23% Axis Surplus Insurance Co $1,250,000 2.34% Liberty Surplus Insurance Co $2,000,000 3.74% Indian Harbor Ins Co $5,000,000 9.35%

$3,500,000 excess of $103,500,000 (inclusive of SIR) Chubb Custom Insurance Co $1,166,667 33.33% Star Surplus Lines Ins Co $1,166,667 33.33%

General Security Indemnity Co of AZ $1,166,667 33.33%

$13,000,000 excess of $107,000,000 (inclusive of SIR) National Fire & Marine Ins Co $13,000,000 100.00%

$50,000,000 excess of $120,000,000 (inclusive of SIR) Ironshore Insurance Ltd 4,000,000 8.00%

Certain Underwriters@Lloyds (BRT,TAL,HDY,AMA,AML,MKL QBP,TMK,HCC,ASC,RNR,JUB) $29,125,000 58.25% Westchester Surplus Lines Ins Co $2,500,000 5.00% Axis Surplus Insurance Co 5,000,000 10.00% Alterra Bermuda Ltd $2,125,000 4.25% Continental Casualty Ins Co $2,500,000 5.00%

Centain Underwriters@Lloyds (HIS) $1,000,000 2.00% Aspen Specialty Ins Co $1,250,000 2.50% Arch Specialty Ins Co $2,500,000 5.00%

$30,000,000 excess of $170,000,000 (inclusive of SIR)

Certain Underwriters@Lloyds (HCC,ASC,RNR) $9,125,000 30.42% Westchester Surplus Lines Ins Co $2,500,000 8.33% Axis Surplus Ins Co $5,000,000 16.67% Alterra Bermuda Ltd $2,125,000 7.08% Continental Casualty Ins Co $2,500,000 8.33% Landmark American Ins Co $5,000,000 16.67% Aspen Specialty Ins Co $1,250,000 4.17% Arch Specialty Ins Co $2,500,000 8.33%

Boiler/Machinery $200,000,000 excess SIR Travelers Property Casualty $200,000,000 100.00%

July 1, 2011 – July 1, 2012 Statewide Property – Includes Superdome

Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: BP20112012 Policy Period: July 1, 2011 to July 1, 2012

Comment: $50,000,000 combined single limit per occurrence for flood, wind or earthquake perils, also including

business income and extra expense coverage. Primary flood coverage included on the properties that do NOT have an NFIP policy assigned to them. Agency deductibles: $1,000 non-flood loss; $5,000 flood loss. $25,000,000 combined single limit per occurrence for all other perils, also includes business income & extra expense coverage. Replacement cost on buildings, actual cash value on personal property and movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss. Special endorsement automatically increases replacement cost by 20% in the event of a loss. Business income coverage part is limited to one (1) year.

Flood: NFIP Flood Policies: Flood Coverage for All Louisiana Properties (buildings and Contents) that are located in flood zones A and V and those properties previously damaged by flood in a prior declared disaster. Broker: Eustis Insurance, Inc. Premium: $3,951,881

Excess: $150,000,000 Excess Following Form All Risk Building and Personal Property Coverage (all perils,

including earthquake and wind but EXCLUDING flood).

Broker: Risk Services of Louisiana Premium: $29,621,575

2011-2012 Statewide Property Excess Program

Carrier Participation Limit Q/S $25,000,000 AOP SIR

$50,000,000 Flood/Wind SIR

State of LA Self Insurance Fund

$50,000,000 Flood/Wind $25,000,000 AOP 100%

$50,000,000 excess $25,000,000 AOP $25,000,000 excess of $50,000,000 Flood/Wind

All Risk including Flood and Earthquake

Lloyds, London (THB)

$11,500,000 Flood/Wind $23,000,000 AOP 46%

Princeton Excess & Surplus

$2,500,000 Flood/Wind $5,000,000 AOP 10%

Lexington Insurance Co

$10,000,000 Flood/Wind $20,000,000 AOP 40%

Lloyds, London (Hiscox)

$1,000,000 Flood/Wind $2,000,000 AOP 4%

$25,000,000 excess of $75,000,000 (inclusive of SIR) All Risk including Flood and Earthquake

Westchester Surplus Lines $5,000,000 20%

Liberty Surplus Ins Co $1,250,000 5% Lexington Insurance Co $10,000,000 40% Lloyds, London (THB) $3,750,000 15% Landmark American Ins Co $5,000,000 20%

$50,000,000 excess of $100,000,000 (inclusive of SIR) All Risk including Earthquake, excluding Flood

Columbia Casualty Co $2,500,000 5% Lloyds, London (THB) $5,750,000 11.50%Lloyds, London (THB) $16,000,000 32% Montpelier Reinsurance Ltd $2,500,000 5% Axis Surplus Insurance Co $5,000,000 10% IronShore Insurance Ltd $2,500,000 5% Essex Insurance Co $2,000,000 4% Aspen Specialty Ins Co $2,500,000 5% Allied World Assurance Co $5,000,000 10% Ace Bermuda $2,500,000 5% Alterra Bermuda $3,750,000 7.50%

$50,000,000 excess of $150,000,000 (inclusive of SIR) All Risk excluding Flood and Earthquake

Columbia Casualty Co $2,500,000 5% Ace Bermuda $2,500,000 5% Axis Surplus Insurance Co $5,000,000 10% Landmark American Ins Co $2,500,000 5% Lloyds, London (Hiscox) $1,500,000 3% Lloyds, London (THB) $17,500,000 35% Lloyds, London (THB) $16,000,000 32% Montpelier Reinsurance Ltd $2,500,000 5%

Statewide Equipment Breakdown Protection Coverage – Includes Superdome

Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: BM20112012 Policy Period: July 1, 2011 to July 1, 2012 Comment: $50,000 S/I per loss

$1,000 deductible (first party property damage only)

Louisiana State University Co-Generation Power Plant’s turbine, generator, and heat recovery steam boiler are self-insured up to $250,000 per occurrence with a 30-day self-insured retention for business interruption and extra expense.

Excess: Travelers Insurance Company

Broker: Risk Services of Louisiana Policy Number: BME1-3043P494-11 Policy Period: July 1, 2011 to July 1, 2012 Comment: $15,000,000 excess of $50,000 self-insurance limit. Includes, but not limited to,

machinery, extra expense, ammonia contamination, business interruption, consequential damage and bodily injury.

Premium: $541,878

RSD Equipment Breakdown Protection Coverage

Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: RSDBM20112012 Policy Period: July 1, 2011 to July 1, 2012 Comment: $50,000 S/I per loss

$1,000 deductible (first party property damage only) Excess: Travelers Insurance Company

Broker: Risk Services of Louisiana Policy Number: BME1-3043P501-11 Policy Period: July 1, 2011 to July 1, 2012 Comment: $15,000,000 excess of $50,000 self-insurance limit. Includes, but not limited to,


Premium: $19,107 RSD Property

Blanket Property

Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: RSDBP20112012 Policy Period: July 1, 2011 to July 1, 2012

Comment: $25,000,000 combined single limit per occurrence, including flood, wind and

earthquake (buildings and contents). Agency deductible is $1,000 per occurrence. Primary flood coverage included on the properties that do NOT have an NFIP policy assigned to them. Agency flood deductible is $5,000 per occurrence.

Replacement cost on buildings, actual cash value on personal property and

movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss. Special endorsement automatically increases replacement cost by 20% in the event of a loss.

Business income, including extra expense, limit is one (1) year.

Flood: National Flood Insurance Program (NFIP) on scheduled buildings & contents

Named Insured: Recovery School District Broker: Eustis Insurance, Inc. Premium: $466,054

Excess: Broker: Risk Services of Louisiana Premium: $7,299,609

FY 2011-2012 State of Louisiana, Department of

Education, Recovery School District Insurance Company Limits Participation

$25,000,000 Primary (excess of 50M SIR)

Self Insurance Fund 25,000,000 100%

$25,000,000 excess of $25,000,000 (inclusive of 50M SIR)

Lloyds (THB) 16,500,000 66%

Allied World Assurance Co 2,500,000 10%

Westchester Surplus Lines 3,500,000 14%

Montpelier Re 2,500,000 10%


Lexington Insurance Co 12,500,000 50%

Lloyds (THB) 2,500,000 10%

Lloyds (THB) 2,500,000 10%

Princeton Excess & Surplus Lines

5,000,000 20%

Liberty Surplus Ins Corp 2,500,000 10%


Lloyds (THB) 2,500,000 10%

Lloyds (THB) 10,000,000 40%

Lexington Ins Co 12,500,000 50%


Lloyds (Hiscox) 3,000,000 12%

Axis Surplus 8,750,000 35%

Arch Specialty 2,500,000 10%


Lloyds (THB) 3,500,000 14%

Aspen Specialty 4,750,000 19%


Arch Specialty Ins Co 2,500,000 10%

Landmark American Ins Co

5,000,000 20%

Alterra Excess & Surplus Ins Co

5,000,000 20%

Lloyds (THB) 1,750,000 7%

Ironshore (THB) 2,000,000 8%

Axis Specialty 8,750,000 35%



Lloyds (THB) 13,500,000 27%


Lloyds (THB) 2,000,000 4%

Westport Ins Co/ Swiss Re 10,000,000 20%

Essex Ins Co 5,000,000 10%

$25,000,000 excess of $200,000,000 (inclusive of 50M SIR) Sompo Japan Ins Co of America

25,000,000 100%

July 1, 2010 – July 1, 2011 Statewide Equipment Breakdown Protection Coverage – Includes Superdome




Excess: Travelers

Agent: Risk Services of Louisiana Policy Number: BME1-3043P494-10 Policy Period: July 1, 2010 to July 1, 2011 Comment: $15,000,000 excess of $50,000 self-insurance limit. Includes, but not limited to,


Premium: $499,165 Statewide Property – Includes Superdome


Comment: $50,000,000 combined single limit per occurrence for flood, wind or earthquake perils, also including

business income and extra expense coverage. Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them. Agency deductibles: $1,000 non-flood loss; $5,000 flood loss. $25,000,000 combined single limit per occurrence for all other perils, also includes business income & extra expense coverage. Replacement cost on buildings, actual cash value on personal property and movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss. Special endorsement automatically increases replacement cost by 20% in the event of a loss. Business income coverage part is limited to one (1) year.

Flood: NFIP Flood Policies: Flood Coverage for All Louisiana Properties (buildings and Contents) that are located in flood zones A and V and those properties previously damaged by flood in a prior declared disaster.

Premium: $3,767,740 Excess: $150,000,000 Excess Following Form All Risk Building and Personal Property Coverage (all perils,

including earthquake and wind but EXCLUDING flood). Broker: Risk Services of Louisiana Premium: $28,437,750

Carrier Participation Limit Q/S

$25,000,000 All Other Perils $50,000,000 Flood/Wind SIR

State of Louisiana Self Insurance Fund

$50,000,000 excess $25,000,000 All Other Perils $25,000,000 excess $50,000,000 Flood/Wind SIR All Risk including Flood and Earthquake

Lloyds, London (THB) $22,750,000 AOP

$11,375,000 FL&Wind 45.5%

Princeton Excess & Surplus Lines $5,000,000 AOP

$2,500,000 FL&Wind 10%

Lexington Insurance Co $20,000,000 AOP

$10,000,000 FL&Wind 40%

Lloyds of London (Hiscox) $2,250,000 AOP

$1,125,000 FL&Wind 4.5%

$25,000,000 excess $75,000,000 (inclusive of SIR) All Risk including Flood and Earthquake

Westchester Surplus Lines Ins Co $5,000,000 20%

Lexington Ins Co $10,000,000 40%

Lloyds, London (THB) $5,000,000 20%

Landmark American Ins Co $5,000,000 20%

$50,000,000 excess $100,000,000 (inclusive of SIR) All Risk including Earthquake, excluding Flood

Columbia Casualty Co $2,500,000 5%



Montpelier Reinsurance Ltd $3,500,000 7%

Axis Surplus Ins Co $5,000,000 10%


Ironshore Ins Ltd $2,500,000 5%

Essex Ins Co $2,000,000 4%

Aspen Specialty Ins Co $2,500,000 5%

Allied World Assurance Co $5,000,000 10%

ACE Bermuda $3,750,000 7.5%

Alterra Insurance Lt $3,750,000 7.5%

$50,000,000 excess $150,000,000 (inclusive of SIR) All Risk excluding Flood and Earthquake

Columbia Casualty Co $2,500,000 5%


Lloyds, London (THB) $16,186,101 32.372%

Tokio Marine, Europe $1,563,899 3.1277%

Montpelier Reinsurance Ltd $3,750,000 7.5%

Ace Bermuda $2,500,000 5%

Axis Surplus Ins Co $5,000,000 10%

Landmark American Ins Co $2,500,000 5%


Lloyds of London (Hiscox) $2,000,000 4%



$1,000 deductible (first party property damage only) Excess: Travelers Insurance Company

Agent: Risk Services of Louisiana

Policy Number: BME1-3043PS01-10 Policy Period: July 1, 2010 to July 1, 2011 Comment: $15,000,000 excess of $50,000 self-insurance limit. Includes, but not limited to,




Comment: $25,000,000 combined single limit per occurrence, including flood, wind and

earthquake (buildings and contents). Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them.



Business income, including extra expense, limit is one (1) year with a maximum of

$10,000,000.

Flood: National Flood Insurance Program (NFIP) on scheduled buildings & contents Named Insured: Recovery School District Premium: $1,085,025

Excess: Broker: Risk Services of La Premium: $8,694,000

2010-2011 State of Louisiana, Dept of Education,

Recovery School District

Insurance Company Limits Q/S

25,000,000 SIR

Self Insurance Fund $

25,000,000 100%

25,000,000 xs 25,000,000

Lloyds (THB) $

17,750,000 71%

Lloyds (THB) $

1,000,000 4%

Westchester Surplus Lines Ins $

2,500,000 10%

Montpelier Re $

2,500,000 10%

Princeton Excess & Surplus Lines $

1,250,000 5%

25,000,000 xs 50,000,000 (inclusive of SIR)

Lexington Insurance Co $

15,000,000 60%

Lloyds (THB) $

250,000 1%

Lloyds (THB) $

1,000,000 4%

Lloyds (THB) $

2,500,000 10%

Princeton Excess & Surplus Lines $

3,750,000 15%

Westchester Surplus Lines Ins $

2,500,000 10%


Lloyds (THB) 2,500,000 10%

Lloyds (THB) 10,000,000 40%


Westchester Surplus Lines Ins 2,500,000 10%


Lloyds (Hiscox) 4,000,000 16%

Axis Surplus 8,750,000 35%

Arch Specialty 2,500,000 10%


Westchester Surplus Lines Ins. 2,500,000 10%

Aspen Specialty 4,750,000 19%

25,000,000 x 125,000,000 (inclusive of SIR)


Landmark American Ins Co 5,000,000 20%

Max Specialty Ins Co 5,000,000 20%

Lloyds (THB) 1,750,000 7%





Lloyds (THB) 15,500,000 31%



Westport Ins Co/Swiss Re 10,000,000 20%



Sompo Japan Ins Co of America 25,000,000 100%

PROGRAM TOTAL 250,000,000 (inclusive of SIR)

July 1, 2009 – July 1, 2010

Statewide Equipment Breakdown Protection Coverage – Includes Superdome

Primary: Louisiana Self-Insurance Fund

Self-Insured by ORM Policy Number: BM20092010 Policy Period: July 1, 2009 to July 1, 2010 Comment: $50,000 S/I per loss



Excess: Hartford Steam Boiler Inspection and Insurance Company

Agent: Risk Services of Louisiana Policy Number: BMI7347337 Policy Period: July 1, 2009 to July 1, 2010 Comment: $15,000,000 excess of $50,000 self-insurance limit. Includes, but not limited to,


Premium: $692,118

Statewide Property – Includes Superdome


Comment: $50,000,000 combined single limit per occurrence for all perils, also including business income and

extra expense coverage. Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them. Agency deductibles: $1,000 non-flood loss; $5,000 flood loss. Replacement cost on buildings, actual cash value on personal property and movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss. Special endorsement automatically increases replacement cost by 20% in the event of a loss. Business income coverage part is limited to one (1) year.

Flood: NFIP Flood Policies: Flood Coverage for All Louisiana Properties (buildings and Contents) that are located in flood zones A and V and those properties previously damaged by flood in a prior declared disaster. Premium: $3,114,827

Excess: $150,000,000 Excess Following Form All Risk Building and Personal Property Coverage (all perils, including earthquake and wind but EXCLUDING flood). Broker: Risk Services of Louisiana Premium: $28,437,750

Carrier Participation Limit Quota Share Self-Insurance Program $50,000,000

Lloyds of London 11,867,500 47.47%

Lloyds of London 632,500 2.53%

Princeton Excess & Surplus Lines 2,500,000 10.00%

Lexington Ins Co 10,000,000 40.00%

Total: 25,000,000 100%

Westchester Surplus Lines Ins Co 5,000,000 20.00%

Lexington Ins Co 10,000,000 40.00%


Landmark American Ins Co 5,000,000 20.00%

Total: 25,000,000 100%

Columbia Casualty Co 2,500,000 5.00%



Montpelier Reinsurance Ltd 3,500,000 7.00%

Axis Surplus Ins Co 5,000,000 10.00%

Westchester Surplus Lines Ins Co 2,500,000 5.00%

Ironshore Ins Ltd 2,500,000 5.00%

Essex Ins Co 2,000,000 4.00%

Liberty Mutual Fire Ins Co 2,000,000 4.00%

Aspen Ins UK Ltd 2,500,000 5.00%

Allied World Assurance Co 5,000,000 10.00%

ACE Bermuda Ins Ltd 3,750,000 7.50%

Max Bermuda Ltd 3,750,000 7.50%

Total: 50,000,000 100%

Columbia Casualty Co 2,500,000 5.00%



Montpelier Reinsurance Ltd 3,750,000 750%

Ace Bermuda Ins Ltd 2,500,000 5.00%

Axis Surplus Ins Co 5,000,000 10.00%

Landmark American Ins Co 2,500,000 5.00%

Westchester Surplus Ins Co 2,500,000 5.00%

Certain Underwriters @ Lloyds 5,000,000 10.00%

Total: 50,000,000 100%

TOTAL: $150,000,000 excess of $50,000,000 SIR



$1,000 deductible (first party property damage only) Excess: Hartford Steam Boiler Inspection and Insurance Company




Blanket Property


Comment: $50,000,000 combined single limit per occurrence, including flood, wind and earthquake (buildings and contents). Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them.




$10,000,000. Business income for flood is excluded.


Named Insured: Recovery School District Premium: $1,126,434


Insurance Company Limits Participation


Lloyd’s of London 10,000,000 40%


TOTAL $ 25,000,000 100%





TOTAL $ 25,000,000 100%

Montpelier Reinsurance Ltd 5,000,000 20%


Lloyd’s of London (Hiscox) 4,000,000 16%



Industrial Risk Insurers (Swiss Re)

5,000,000 20%

TOTAL $ 25,000,000 100%


Arch Surplus Ins Co 2,500,000 10%

Axis Surplus Ins Co 10,000,000 40%


Landmark American Ins Co 5,000,000 20%

TOTAL $ 25,000,000 100%

Ironshore Reinsurance Ltd 10,000,000 20%


TOTAL $ 50,000,000 100%

Essex Insurance Company 2,500,000 10%


Fireman’s Fund Ins Co 15,000,000 60%

TOTAL $ 25,000,000 100%

PROGRAM TOTAL $ 175,000,000

Excess of $50MM SIR





Excess: Hartford Steam Boiler Inspection and Insurance Company Agent: Risk Services of Louisiana Policy Number: BMI7347337 Policy Period: July 1, 2008 to July 1, 2009 Comment: $15,000,000 excess of $50,000 self-insurance limit. Includes, but not limited to,




Comment: $50,000,000 combined single limit per occurrence, with sub-limit of $25,000,000 combined single limit for all perils except flood, earthquake, wind and hail. Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them. Agency deductibles: $1,000 non-flood loss; $5,000 flood loss. Replacement cost on buildings, actual cash value on personal property and movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss. Special endorsement automatically increases replacement cost by 20% in the event of a loss. Business income, including extra expense, limit is one (1) year with a maximum of $10,000,000. Business income for flood is excluded.

Flood: NFIP Flood Policies: Flood Coverage for All Louisiana Properties (buildings and Contents) that are

located in flood zones A and V south of the I-10/I-12 corridor, excluding Baton Rouge and Lafayette city limits, and those properties previously damaged by flood in a prior declared disaster.

Premium: $5,325,657


Insurance Company

Quota Share

Limits - Flood, Wind,

Earthquake

All Other Perils Limits

All Risk Including Flood and Earthquake $50,000,000/$25,000,000 Primary excess $25,000,000/$50,000,000 SIR

Lloyds 75.00% 18,750,000 Lexington Ins Co 25.00% 6,250,000

Total 100.00% 25,000,000 $25,000,000 excess $75,000,000 (inclusive of SIR)

Westchester Surplus Lines Ins Co 20.00% 5,000,000 Lexington Ins Co 25.00% 6,250,000 Landmark American Ins Co 20.00% 5,000,000 Lloyds 22.50% 5,625,000

Montpelier Reinsurance Ltd 12.50% 3,125,000

Total 100.00% 25,000,000

$50,000,000 xs $100,000,000 (inclusive of SIR) Lloyds 7.50% 3,750,000 Lloyds 20.00% 10,000,000 Westchester Surplus Line Ins Co 27.50% 13,750,000 Axis Surplus Ins Co 10.00% 5,000,000 Columbia Casualty Co 10.00% 5,000,000 Lexington Ins Co 25.00% 12,500,000

Total 100.00% 50,000,000

All Risk Excluding Flood and Earthquake $50,000,000 xs $150,000,000 (inclusive of SIR)

Lloyds 20.00% 10,000,000 Lloyds 45.00% 22,500,000 Homeland Ins Co of NY 10.00% 5,000,000 Axis Surplus Ins Co 10.00% 5,000,000

Ace Bermuda Ins, Ltd 10.00% 5,000,000 Liberty Mutual Fire 5.00% 2,500,000

Total 100.00% 50,000,000

$75,000,000 xs $200,000,000 (inclusive of SIR) Lloyds 49.33% 37,000,000

Montpelier Re 14.00% 10,500,000 Allied World Assurance Co 6.67% 5,000,000 Axis Surplus Ins Co 6.67% 5,000,000 Liberty Mutual Fire 3.33% 2,500,000

Max Bermuda, ltd 10.00% 7,500,000 Essex Ins Co 3.33% 2,500,000 Landmark American Ins Co 6.67% 5,000,000

Total 100.00% 75,000,000

$25,000,000 xs $275,000,000 (inclusive of SIR)

National Fire & Marine Ins Co. 100.00% 25,000,000

Total 100.00% 25,000,000

$50,000,000 xs $300,000,000 (inclusive of SIR) ACE Bermuda 40.00% 20,000,000

Axis Surplus Ins Co 20.00% 10,000,000 Lloyds 10.90% 5,450,000 Lloyds 19.10% 9,550,000 Homeland Insurance Company 10.00% 5,000,000

Total 100.00% 50,000,000

$50,000,000 xs $350,000,000 (inclusive of SIR)

Homeland Insurance Company 10.00% 5,000,000

ACE Bermuda 10.00% 5,000,000

Lloyds of London 20.90% 10,450,000

Lloyds of London 19.10% 9,550,000

Aspen Specialty 10.00% 5,000,000

Ironshore 30.00% 15,000,000

Total 100.00% 50,000,000

Program Total 100.00% 400,000,000







Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: RSDBP20082009 Policy Period: July 1, 2008 to July 1, 2009 Comment: $50,000,000 combined single limit per occurrence, including flood, wind and







Named Insured: Recovery School District Premium: $975,910

Excess: $175,000,000 excess of $50,000,000 Broker: Risk Services of Louisiana Premium: $9,566,000

Named Insured: State of Louisiana, Dept of Education, Recovery School District

Insurance Company Limits Q/S

25,000,000 Primary (xs 50M SIR)

Lexington Insurance Co $ 12,500,000 50%

Lloyds of London $ 10,000,000 40%

Westchester Surplus Lines Ins $ 2,500,000 10%

TOTAL $ 25,000,000 100%

25,000,000 xs 75,000,000 (inclusive of 50M SIR)

Lexington Insurance Co $ 12,500,000 50%


Westchester Surplus Lines Ins $ 5,000,000 20%

TOTAL $ 25,000,000 100%


National Fire & Marine Ins Co $ 25,000,000 100%

TOTAL $ 25,000,000 100%


RSUI/Landmark American $ 5,000,000 20%

Arch $ 2,500,000 10%

Westchester Surplus Lines Ins. $ 2,500,000 10%

Max Specialty $ 5,000,000 20%

Axis $ 10,000,000 40%

TOTAL $ 25,000,000 100%

50,000,000 x 150,000,000 (inclusive of 50M SIR)

Ironshore Reinsurance Ltd $ 12,500,000 25%


TOTAL $ 50,000,000 100%



Essex Insurance Company $ 2,500,000 10%

Axis $ 15,000,000 60%

TOTAL $ 25,000,000 100%

PROGRAM TOTAL $ 175,000,000










Comment: $50,000,000 combined single limit per occurrence, with sub-limit of $25,000,000 combined single limit for all perils except flood, earthquake, wind and hail. Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them. Agency deductibles: $1,000 non-flood loss; $5,000 flood loss. Replacement cost on buildings, actual cash value on personal property and movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss. Special endorsement automatically increases replacement cost by 20% in the event of a loss. Business income, including extra expense, limit is one (1) year with a maximum of $10,000,000. Business income for flood is excluded.

Flood: NFIP Flood Policies: Flood Coverage for All Louisiana Properties (buildings and Contents) that are located in flood zones A and V south of the I-10/I-12 corridor, excluding Baton Rouge and Lafayette city limits, and those properties previously damaged by flood in a prior declared disaster. Premium: $ 4,801,188


2007-2008 Statewide Property Excess Program

Carrier AOP Limit

Flood, Wind, Earthquake Limit Q/S

$25,000,000 AOP SIR $50,000,000 Flood/Wind SIR

State of LA Self Insurance Fund $25,000,000 $5,000,000 100% $50,000,000 excess $25,000,000 AOP

$25,000,000 excess of $50,000,000 Flood/Wind All Risk including Flood and Earthquake

Lloyds $37,000,000 $18,750,000 75% Lexington Insurance Co $12,500,000 $6,250,000 25%

$25,000,000 excess of $75,000,000 (inclusive of SIR) All Risk including Flood and Earthquake

Westchester Surplus Lines Ins Co $5,000,000 20% Lexington Insurance Co $62,500,000 25% Landmark American Ins Co $5,000,000 20% Lloyds $5,750,000 23% Montpelier Reinsurance Ltd $3,000,000 12%


Lloyds $11,750,000 23.5% Westchester Surplus Lines Ins Co $13,750,000 27.5% Axis Surplus Ins Co $5,000,000 10% Columbia Casualty Co $5,000,000 10% Everest Reinsurance Bermuda Ltd $2,000,000 4% Lexington Insurance Co $12,500,000 25%


Lloyds $29,000,000 58% Lancashire Ins Co $5,000,000 10.0% Homeland Ins Co of NY $5,000,000 10% Axis Surplus Ins Co $5,000,000 10% Ace Bermuda Ins Ltd $2,500,000 5% Liberty Mutual Fire $2,500,000 5% Everest Reinsurance Bermuda Ltd $1,000,000 2%


Lloyds $54,260,000 54.26% Ironshore Reinsurance Ltd $9,600,000 9.6% Montpelier Reinsurance Ltd $9,600,000 9.6% Allied World Assurance Co $5,000,000 5% Axis Surplus Ins Co $5,000,000 5% Liberty Mutual Fire $2,500,000 2.5%

Max Bermuda Ltd $7,500,000 7.5% Essex Ins Co $1,500,000 1.5% Landmark American Ins Co $5,000,000 5.0%


National Fire & Marine Ins Co $35,353,000 100% $15,000,000 excess of $335,353,000 (inclusive of SIR)

All Risk excluding Flood and Earthquake Axis Surplus Ins Co $500,000 33.33% Ironshore Reinsurance Ltd $10,000,000 66.67%

Total: $350,353,000 (inclusive of SIR)






Premium: $46,624

RSD Property

Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: RSDBP20072008 Policy Period: July 1, 2007 to July 1, 2008 Comment: $50,000,000 combined single limit per occurrence, including flood, wind and






Flood: National Flood Insurance Program (NFIP) on scheduled buildings & contents Named Insured: Recovery School District Premium: $1,650,006


Named Insured: State of Louisiana, Dept of Education, Recovery School District

Insurance Company Policy Number Limits Q/S

25,000,000 Primary (xs 50M SIR) @ 2,250,000

Lexington Insurance Co 8756108 12,500,000 50%

Lloyds of London BO66456681A07 10,000,000 40%

Westchester Surplus Lines Ins D36082380 001 2,500,000 10%

25,000,000 xs 75,000,000 (inclusive of 50M SIR) @ 1,800,000

Lexington Insurance Co 8756108 12,500,000 50%

Lloyds of London BO66456681B07 7,500,000 30%

Westchester Surplus Lines Ins D36082343 001 5,000,000 20%

50,000,000 xs 100,000,000 (inclusive of 50M SIR) @ 3,430,000

National Fire & Marine Ins Co 92SRD102295 50,000,000 100%

50,000,000 x 150,000,000 (inclusive of 50M SIR) @ 1,600,000

Ironshore Reinsurance Ltd B066456681C07 B066456681E07 B066456681C07

25,000,000 50%

Lloyds of London 15,000,000 30%

Lancashire Insurance Co 10,000,000 20%

July 1, 2006 – July 1, 2007 Statewide Boiler and Machinery - Includes Superdome




Excess: Hartford Steam Boiler Inspection and Insurance Company Agent: Risk Services of Louisiana Policy Number: BMI7347337 Policy Period: July 1, 2006 to July 1, 2007 Comment: $15,000,000 excess of $50,000 self-insurance limit. Includes, but not limited to,


Premium: $797,261

Statewide Property – Includes Superdome


Self-Insured by ORM Policy Number: BP20062007 Policy Period: July 1, 2006 to July 1, 2007 Comment: $50,000,000 combined single limit per occurrence, including flood, wind and earthquake for all Louisiana properties (buildings and contents). Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them. Agency deductibles: $1,000 non-flood loss; $5,000 flood loss. Replacement cost on buildings, actual cash value on personal property and movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss. Business income, including extra expense, limit is one (1) year with a maximum of $10,000,000. Business income for flood is excluded. $50,000,000 PER OCCURRENCE EXCESS COVERAGE IS PROVIDED FOR THE PERILS OF FLOOD AND EARTHQUAKE WITH A $50,000,000 ANNUAL AGGREGATE.

Flood: NFIP Flood Policies: Flood Coverage for All Louisiana Properties (buildings and Contents) that are located in flood zones A and V south of the I-10/I-12 corridor, excluding Baton Rouge and Lafayette city limits, and those properties previously damaged by flood in a prior declared disaster. Premium: $5,449,545


Policy Number Insurance Company Q/S Limits

All Risk Including Flood and Earthquake

$25,000,000 Primary excess $50,000,000 SIR

B066441360A06 Lloyds of London and London Companies 75% 18,750,000

B066441360A06 Montpelier (In Lloyd's placement) 5% 1,250,000

8755137 Lexington Ins Co 20% 5,000,000

Total 100% 25,000,000

$25,000,000 excess $25,000,000 (xs $50,000,000 SIR)

D35887593004 Westchester Surplus Lines Ins Co 20% 5,000,000

8755137 Lexington Ins Co 20% 5,000,000

LHD347657 Landmark American Ins Co 20% 5,000,000

B066441360B06 Montpelier RE (In Lloyd's placement) 5% 1,250,000

B066441360B06 Lanchashire Re (In Lloyd's placement) 5% 1,250,000

B066441360B06 Lloyds of London and London Companies 30% 7,500,000

Total 100% 25,000,000

$100,000,000 excess $50,000,000 (xs $50,000,000 SIR)

EAF72755206 Axis Surplus Ins Co 5% 5,000,000

Z7XSP3524 Homeland Insurance Co of New York 2.5% 2,500,000

AW1180957 Allied World Assurance Co 2.5% 2,500,000

DP800539A Everest Re 1.5% 1,500,000

111801332PRMAN2006 Max Re 1.5% 1,500,000

B066441360C06 Lloyds of London and London Companies 9.5% 9,500,000

RSD Boiler and Machinery





RSD Property

Effective before May 1, 2007: Primary: Lexington Insurance Company

Named Insured: Orleans Parish School Board Policy Number: 7573528 Policy Period: May 1, 2006 to May 1, 2007 Deductible: $500,000 per occurrence (Responsibility of ORM) Comment: $50,000,000 any one occurrence for all perils, coverages, and locations combined and subject to attached sub-limits

Flood Primary: National Flood Insurance Program (NFIP) on scheduled buildings & contents Named Insured: Orleans Parish School Board

After May 1, 2007:


Self-Insured by ORM Policy Number: RSDBP20062007 Policy Period: July 1, 2006 to July 1, 2007 Comment: $50,000,000 combined single limit per occurrence, including flood, wind and

earthquake for all Louisiana properties (buildings and contents). Flood coverage included only on the properties that do NOT have an NFIP policy assigned to them.


movable/mobile buildings. Coverage is limited to a maximum of 115% of the scheduled values on file at ORM at the time of loss.



Flood Primary: National Flood Insurance Program (NFIP) on scheduled buildings & contents Named Insured: Orleans Parish School Board and/or State of Louisiana Premium: $1,147,921

B066441360C06 Montpelier Re (In Lloyd's placement) 1.25% 1,250,000

B066441360C06 Lancashire (In Lloyd's placement) 1.25% 1,250,000

92SRD102106 National Fire & Marine Ins Co 75% 75,000,000

Total 100% 100,000,000

TOTAL 150,000,000

July 1, 2005 – July 1, 2006 Statewide Boiler and Machinery - Includes Superdome


Self-Insured by ORM Policy Number: BM20052006 Policy Period: July 1, 2005 to July 1, 2006 Comment: $50,000 S/I per loss






Premium: $710,304

Statewide Property - Includes Superdome

Primary: Louisiana Self-Insurance Fund Self-Insured by ORM Policy Number: BP20052006 Policy Period: July 1, 2005 to July 1, 2006 Comment: Replacement cost for building; ACV for personal property and movable/mobile

buildings. Self-insurance limits $25,000,000 per occurrence. Coverage for all risks including, but not limited to, fine arts, business income and sprinkler leakage. $1,000 deductible per occurrence.


Insurance Company Q/S Limits

All Risk Including Flood and Earthquake

$25,000,000 Primary excess $25,000,000 SIR

Westchester Fire Ins Co 31.6% 7,910,000

Axis Surplus Ins Co 35% 8,750,000

Lexington Ins Co 20% 5,000,000

Hartford Fire Ins Co 6.7% 1,670,000

United States Fire Ins Co 6.7% 1,670,000

Total 100% 25,000,000

$50,000,000 excess $50,000,000 (inclusive of SIR)

Westchester Fire Ins Co 10% 5,000,000

Lexington Ins Co 30% 15,000,000

Hartford Fire Ins Co 6.7% 3,350,000

United States Fire Ins Co 6.7% 3,350,000

Underwriters @ Lloyds & London Cos 46.6% 23,300,000

Total 100% 50,000,000

All Risk Excluding Flood and Earthquake


Axis Surplus Ins Co 25% 12,500,000

Employers' Fire Ins Co 20% 10,000,000

XL Insurance America, Inc. 20% 10,000,000

Essex Ins Co 10% 5,000,000

Great American E&S Ins Co 5% 2,500,000

RSUI Indemnity Company 10% 5,000,000

Underwriters @ Lloyds & London Cos 10% 5,000,000

Total 100% 50,000,000


Great American E & S Ins Co 8.265% 4,132,500



Continental Casualty Company 25% 12,500,000

Total 100% 50,000,000


Westchester Fire Ins Co 15% 15,000,000



RSUI Indemnity Company 18.265% 18,265,000

Total 100% 100,000,000



Continental Casualty Company 18.5% 18,500,000


Total 100% 100,000,000



Continental Casualty Company 18.5% 18,500,000


Total 100% 100,000,000

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