J&K KHADI AND VILLAGE INDUSTRIES BOARD ...jkkvib.nic.in/pdfs/Success Stories.pdfJ&K KHADI AND...

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR. Success story under PMEGP of KVIB scheme

1. Back groud of the beneficiary/entrepreneurs :- Safdar Ali Waza S/O Shokat Ali Waza R/O Vill. Pochal district kishtwar have passed 10 + 2 examination in the year 1992 and does not continue his study due to his personal problems. He was idle and was in search of some work for his livelihood .But it needs Amount to start any type of manufacture/service unit Atlast he knows about the schemes under PMEGP from KVIB and approaches this office for loan He had then given application to this office for establishment of Atta Chaki unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to S.B.I kishtwar. The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour . The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at Doda conducted by EDI.

The said party had set up the unit Atta Chaki at vill. Pochal district kishtwar and he has been running the unit successfully till date and have given employment to four (04) unemployed youths in his unit 2 Category of the Beneficiary:- Minority 3. Total project cost sanctioned:- Rs.2.00 lacs 4.. Year of finance:- 2010-11 5. Name of the Bank:- S.B.I kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Atta Chaki 8. Margin money/Subsidy received:- Rs.0.70 lacs 9. Marketing strategy: - good 10. Any other specialty of the unit/entrepreneur nil

I/C District Officer KVIB Kishtwar.

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR Success story under PMEGP of KVIB scheme 1. Back groud of the beneficiary/entrepreneurs :- Mohd. Ishaq Najar S/O Gulam Nabi

NajarR/O Mohalla shaheedi kishtwar district kishtwar have passed 10 + 2 examination in the year 1993 and left the study to earn money for his family to look after them as there was no other source of income in his family except him . He was working at some others furniture shop at very low salary which could hardly completed his needs of the life .He was fond of to start his own unit of furniture, but there was no funds with him to start the said unit(as per his report) . At last he knows about the schemes under PMEGP from KVIB and approaches this office for loan He had then given application to this office for establishment of wooden furniture unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to S.B.I kishtwar. The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour . The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at Doda conducted by EDI.

The said party had set up the unit Wooden furniture near Bus stand kishtwar in district kishtwar and he has been running the unit successfully till date and have given employment to five (05) unemployed youths in his unit 2 Category of the Beneficiary:- Minority 3. Total project cost sanctioned:- Rs.2.00 lacs 4.. Year of finance:- 2009-10 5. Name of the Bank:- S.B.I kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Wooden furniture 8. Margin money/Subsidy received:- Rs.0.70 lacs 9. Marketing strategy: - good 10. Any other specialty of the unit/entrepreneur nil

I/C District Officer KVIB Kishtwar.

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR Success story under PMEGP of KVIB scheme 1. Back groud of the beneficiary/entrepreneurs :- Zakir HussainBagwan S/O Gulam

Nabi Bagwan R/O Bagwan Mohalla kishtwar District Kishtwar have passed 08th class examination in the year 1989 and he was unemployed and was working at some others Stove & Gas repairing shop at very low salary which could hardly completed his needs of the life .He wants to start his own unit of Stove & gas repairing , but there was no funds with him to start the said unit(as per his report) . At last he knows about the schemes under PMEGP from KVIB and approaches this office for loan He had then given application to this office for establishment of wooden furniture unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to J&K Bank kishtwar. The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour . The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at kishtwar conducted by EDI.

The said party had set up the unit Wooden furniture near Bus stand kishtwar in district kishtwar and he has been running the unit successfully till date and have given employment to four (04) unemployed youths in his unit 2 Category of the Beneficiary:- Minority 3. Total project cost sanctioned:- Rs.2.00 lacs 4.. Year of finance:- 2009-10 5. Name of the Bank:- J&K Bank kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Stove & Gas repairing 8. Margin money/Subsidy received:- Rs.0.70 lacs 9. Marketing strategy :- Service /good 10. Any other specialty of the unit/entrepreneur nil.

I/C District Officer, KVIB Kishtwar.

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR Success story under PMEGP of KVIB scheme 1. Back groud of the beneficiary/entrepreneurs :- Vikram Singh Wazir S/O Rajinder

Kumar Wazir R/O Wazir Mohalla kishtwar district kishtwar was unemployed graduate . He approaches this office to know the schemes of KVIB and he keeps experience of marble cutting and polishing .This office educated him about the PMEGP scheme and advised him to start his own unit of Marble cutting and polishing He had then given application to this office for establishment of Marble cutting and polishing unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to J&K Bank kishtwar . The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour. The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at Doda conducted by EDI.

The said party had set up the unit Marble cutting and polishing near Raj Taki cinema hall kishtwar in district kishtwar and he has been running the unit successfully till date and have given employment to ten (10) unemployed youths in his unit 2 Category of the Beneficiary:- General 3. Total project cost sanctioned:- Rs.5.00 lacs 4.. Year of finance:- 2009-10 5. Name of the Bank:- J&K Bank kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Marble cutting and polishing 8. Margin money/Subsidy received:- Rs.1.25 lacs 9. Marketing strategy: - Good 10. Any other specialty of the unit/entrepreneur nil

I/C District Officer, I/C District Officer,

KVIB Kishtwar.

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR. Success story under PMEGP of KVIB scheme

1. Back ground of the beneficiary/entrepreneurs: - Safdar Ali Waza S/O Shokat Ali Waza R/O Vill. Pochal district kishtwar have passed 10

+ 2 examination in the year 1992 and does not continue his study due to his

personal problems. He was idle and was in search of some work for his livelihood .But it needs Amount to start any type of manufacture/service unit At last he knows about the schemes under PMEGP from KVIB and approaches this office for loan He had then given application to this office for establishment of Atta Chaki unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to S.B.I kishtwar. The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour. The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at Doda conducted by EDI. The said party had set up the unit Atta chaki at vill. Pochal district kishtwar and he has been running the unit successfully till date and have given employment to four (04) unemployed youths in his unit 2 Category of the Beneficiary:- Minority 3. Total project cost sanctioned:- Rs.2.00 lacs 4.. Year of finance:- 2010-11 5. Name of the Bank:- S.B.I kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Atta Chaki 8. Margin money/Subsidy received:- Rs.0.70 lacs 9. Marketing strategy: - good 10. Any other specialty of the unit/entrepreneur nil

.

(I.A. Kichloo)

I/C District Officer KVIB Kishtwar

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR Success story under PMEGP of KVIB scheme 1. Back groud of the beneficiary/entrepreneurs: - Mohd. Ishaq Najar S/O Gulam Nabi NajarR/O

Mohalla shaheedi kishtwar district kishtwar have passed 10 + 2 examination in the year 1993 and left

the study to earn money for his family to look after them as there was no other source of income in his family except him . He was working at some others furniture shop at very low salary which could hardly completed his needs of the life .He was fond of to start his own unit of furniture, but there was no funds with him to start the said unit(as per his report) . At last he knows about the schemes under PMEGP from KVIB and approaches this office for loan He had then given application to this office for establishment of wooden furniture unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to S.B.I kishtwar. The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour. The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at Doda conducted by EDI.

The said party had set up the unit wooden furniture near Bus stand kishtwar in District kishtwar and he has been running the unit successfully till date and have given employment to five (05) unemployed youths in his unit 2 Category of the Beneficiary:- Minority 3. Total project cost sanctioned:- Rs.2.00 lacs 4.. Year of finance:- 2009-10 5. Name of the Bank:- S.B.I kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Wooden furniture 8. Margin money/Subsidy received:- Rs.0.70 lacs 9. Marketing strategy: - good 10. Any other specialty of the unit/entrepreneur nil .

(I.A.Kichloo) I/C District Officer KVIB Kishtwar

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR Success story under PMEGP of KVIB scheme 1. Back groud of the beneficiary/entrepreneurs :- Zakir HussainBagwan S/O Gulam Nabi Bagwan R/O

Bagwan Mohalla kishtwar District Kishtwar have passed 08th

class examination in the year 1989 and he was unemployed and was working at some others Stove & Gas repairing shop at very low salary which could hardly completed his needs of the life .He wants to start his own unit of Stove & gas repairing , but there was no funds with him to start the said unit(as per his report) . At last he knows about the schemes under PMEGP from KVIB and approaches this office for loan He had then given application to this office for establishment of wooden furniture unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to J&K Bank kishtwar. The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour. The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at kishtwar conducted by EDI.

The said party had set up the unit Wooden furniture near Bus stand kishtwar in district kishtwar and he has been running the unit successfully till date and have given employment to four (04) unemployed youths in his unit 2 Category of the Beneficiary:- Minority 3. Total project cost sanctioned:- Rs.2.00 lacs 4.. Year of finance:- 2009-10 5. Name of the Bank:- J&K Bank kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Stove & Gas repairing 8. Margin money/Subsidy received:- Rs.0.70 lacs 9. Marketing strategy :- Service /good 10. Any other specialty of the unit/entrepreneur nil.

(I.A.Kichloo) I/C District Officer, KVIB Kishtwar.

J&K KHADI AND VILLAGE INDUSTRIES BOARD KISHTWAR Success story under PMEGP of KVIB scheme 1. Back groud of the beneficiary/entrepreneurs :- Vikram Singh Wazir S/O Rajinder Kumar

Wazir R/O Wazir Mohalla kishtwar district kishtwar was unemployed graduate . He approaches this office to know the schemes of KVIB and he keeps experience of marble cutting and polishing .This office educated him about the PMEGP scheme and advised him to start his own unit of Marble cutting and polishing He had then given application to this office for establishment of Marble cutting and polishing unit .He had been selected in the interview of DLTFC meeting. This office i.e Khadi and village Ind. Board kishtwar has sponsored his case to J&K Bank kishtwar. The concerned Bank has sanctioned the loan case of the said party and the KVI Board had released the margin money in his favour. The concerned Bank has released the amount of loan in favour of the said party after completed the EDP training for two weeks at Doda conducted by EDI.

The said party had set up the unit Marble cutting and polishing near Raj Taki cinema hall kishtwar in district kishtwar and he has been running the unit successfully till date and have given employment to ten (10) unemployed youths in his unit 2 Category of the Beneficiary:- General 3. Total project cost sanctioned:- Rs.5.00 lacs 4.. Year of finance:- 2009-10 5. Name of the Bank:- J&K Bank kishtwar 6. Status of setting up of the unit:- Working 7. Name of the project:- Marble cutting and polishing 8. Margin money/Subsidy received:- Rs.1.25 lacs 9. Marketing strategy: - Good 10. Any other specialty of the unit/entrepreneur nil

(I.A.Kichloo) I/C District Officer, KVIB Kishtwar.

SUCCESS STORY

OF SH.ZAHOOR AHMED SHAH S/O SH.PHALWAN SHAH R/O PANJGRIAN TEHSIL &

DISTRICT RAJOURI ESTABLISH UNDER (PMEGP) SCHEME (SPONSORED BY KVIB)

1. Year of finance 2010-11

2. Line of Activity Auto Mobile

3. Group Service

4. Qualification Matric

5. Category Minority

6. Location of the unit Salani Bridge Rajouri

7. Project Cost (Term Loan + W.Capital) = Total

1.50 + 3.50 = 5.00 lac

8. Bank Loan 4.75 Lac

9. Margin Money (Subsidy) 1.75 Lac

10. Self Contribution 0.25 Lac

11. Commencement of Production 2010-11

12. Name of the Financing Bank JKB Rajouri Main

13 Annual Turnover 3.85 Lac

14. Employment Generated 5 persons.

15. Marketing Strategy. The beneficiary has proved to be best service provider at a

central located place of unit near a new Bus stand and good

work is paying high dividend with a huge rush of work.

The beneficiary applied with the KVIB for finance under PMEGP scheme during 2010-11 for

establishing Auto Mobile unit for servicing & repairs of vehicle being a well experienced and trained

in the job. His case was selected by the DLTFC and was sponsored to JKB Rajouri Main for a project

cost of Rs.5.00 lac the case was sanctioned during the year 2010-11 and the Margin Money subsidy of

Rs.1.75 Lac was also provided and the unit was established during the same year. The location of the

unit arrange by the beneficiary at near the Salani Bridge Rajouri is a most suitable location where

besides a petrol pump BSF H/Q is located and a new mini Bus Stand has also been located. He always

remains over busy in his work and has also engaged 5 persons in the job. He is fully satisfied and

gained self sufficiency and financially very sound by virtue of his hard work & good behavior.

(K. H. Chib)

Asstt.Executive Officer,

J&K Khadi & Vill.Ind.Board,

Rajouri.

SUCCESS STORY

OF SH.SANJAY KUMAR S/O SH.BABU RAM R/O KULDABI BLOCK SUNDER BANI TEHSIL

SUNDER BANI DISTRICT RAJOURI. UNIT ESTABLISH UNDER ATTA CHAKI PMEGP

SCHEME (SPONSORED BY KVIB)

1. Year of Finance 2011-12

2. Line of Activity Atta Chaki

3. Group Agro Based


5. Category R B A

6. Location of the unit Kuldabi

7. Project Cost Term Loan W/Capital Total

0.88 1.62 2.50 lac

8. Bank Loan 2.375 lac

9. Margin Money (Govt.Subsidy) 0.875

10. Own contribution 0.125

11. Commencement of production 2011-12

12. Name of the Financing Bank JK Bank Sunder Bani

13. Annual Turn over 6.48

14. Employment 2 persons

15. Marketing Strategy The product is packed 5Kg, 10Kg, 20 Kg, and 40Kg

and contracted with the shopkeepers around the

locations the Tehsil and surrounding for sale of the

product.

The beneficiary is young energetic and is a Matriculate. He was in search of a suitable job

and approached KVIB Sub Office Nowshera to know about the detail of PMEGP Scheme and its

activities.. He was provided with the details and during counseling it revealed that there is a dire need

for Atta Chaki unit in the area. The beneficiary got applied for license which was issued by the D.D.C

Rajouri on 10-5-2010.His case was approved by the DLTFC on 22-6-10 which was sponsored to JKB

Sunder Bani which was sanctioned during March 2011 & the Margin Money accordingly released by

the Nodal Branch. The unit is located in backward village having abundance demand of Atta Chaki

and he has engaged two more person in job to coup up with the demand and earning his lively hood

and the family members fully satisfied and gratitude to KVIB and its staffs for proper council ling and

help.

( K . H . Chib )



Rajouri.

SUCCESS STORY

OF SH.ALLTAF AHMED S/O SH.ABDUL REHMAN R/O THANAMANG TEHSIL DERHAL

DISTRICT RAJOURI ESTABLISH UNDER (PMEGP) SCHEME (SPONSORED BY KVIB)


2. Line of Activity Welding

3. Group REBT



6. Location of the unit Bus Stand Derhal


0.92 + 4.08 = 5.00 lac





12. Name of the Financing Bank JKB Branch Derhal



15. Marketing Strategy The beneficiary has engaged well trained persons in the job

and has established a well organized contact net work around

to seek the work of different types which is paying dividend

and boosted the market availability.

The beneficiary is well trained and technically sounds in Welding works for manufacturing of

Gates, Grills Doors, Windows, and other allied material. He was working with some private unit at

Rajouri and once visited KVIB Office at Rajouri to enquire about the PMEGP schemes and facilitate

provided there of as he thought for starting his independent unit at Derhal where no such was in

existence. He was provided proper guideline and counseling by the field staff of the KVIB.The

beneficiary applied for assistance under he scheme and his case was approved by the DLTFC on

27-1-2011 which was sponsored to JKB Branch Derhall for Project Cost of Rs.5.00 lac, which was

sanctioned and Margin Money Subsidy was released by the Nodal Branch on 18-6-11.

The unit was established at Bus stand Derhal where the beneficiary has got his owned shops.

The unit being first of its kind in remote locality at Derhal has a good demand and market ability. He

has to work in double shift i.e. day & night to fulfill the demand. He has employed 6 persons in the

unit to run its activity smoothly and fully satisfied.

(K. H. Chib)



Rajouri.

SUCCESS STORY

OF SH.KULDEEP RAJ S/O SH.AMAR NATH R/O DASSAL JATTAN TEHSIL & DISTRICT

RAJOURI. UNIT ESTABLISH UNDER PMEGP SCHEME (SPONSORED BY KVIB)


2. Line of Activity Carpentry

3. Group REBT

4. Qualification 8th

5. Category General

6. Location of the unit Dassal Jattan


0.60 2.40 3.00 lac





12. Name of the Financing Bank SBI Rajouri



15. Marketing Strategy The beneficiary ensure the best quality services

and establish the reputation of being quality manufacturer

and has establish the contact around to get the demand of

work at reasonable rates.

The beneficiary is hereditary artisan and was in search of availing Bank finance to establish

his own independent furniture unit during 2009-10. He learned about the PMEGP Scheme during

awareness camp which was organized by KVIB and applied for establishing a furniture unit with the

KVIB. He was having a sufficient owned accommodation workshop at Dassal Jattan which is a thickly

populated area about 6 km away from the Rajouri Town having road connectivity the case which was

sponsored to SBI Rajouri and was sanctioned during 2009-10 and started his production of work

during the same year. He has engaged 5 persons with him to run his work. Due to large demand he

along with other artisans works over time to coup up the demand and earning sufficiently and his fully

satisfied.

( K . H . Chib )



Rajouri.

SUCCESS STORY

OF SH.TARIQ MEHMOOD S/O SH.NAZIR HUSSAIN R/O SAJ TEHSIL THANAMANDI

DISTRICT RAJOURI. ESTABLISH UNDER (PMEGP) SCHEME (SPONSORED BY KVIB)


2. Line of Activity Atta Chaki

3. Group Agro Based


5. Category S.C

6. Location of the unit Saj (Bhawli)


1.13 087 2.00 lac





12. Name of the Financing Bank JK Bank Thanamandi



15. Marketing Strategy The product is packed 5Kg, 10Kg, 20 Kg, and 40Kg

and contracted with the shopkeepers around the

locations in Tehsil and surrounding for sale of the Product. ..

The beneficiary is young energetic fellow thought for starting an Industrial unit to get him self

employed and earned his lively hood .He surveyed area of his native village Saj and assessed that there

is dire need for Atta Chaki unit in the area as the people have to traveled a lot to get the finished

product of Atta out of Maize & wheat from the only Atta Chaki which was located at far away

distance. He applied for license which was issued by the D.D.C Rajouri and having learned about the

PMEGP Scheme through Print and electronic media about the newly launched PMEGP Scheme

applied with the Board for financially assistance during the year 2008-09 with a Project of 2.oo

lac.The case was approved by the DLTFC and sponsored to JKB Thanamandi which was sanctioned &

the Margin Money Subsidy provided. The unit was establish at village Saj (Bhawli).The unit is

running very successfully and has work day & night to fulfill the demand for which he has also

engaged 4 persons in the Job. He is financially sound fellow and fully satisfied with the job.

( K . H . Chib )



Rajouri.

SUCCESS STORY

OF SH.RAGUBIR PAUL S/O SH.PRITUM DASS R/O JHAWER NAGAR TEHSIL & DISTRICT

RAJOURI ESTABLISH UNDER (PMEGP) SCHEME (SPONSORED BY KVIB)


2. Line of Activity Gold Smith

3. Group M/Based


5. Category General

6. Location of the unit Dhaki Bazar Rajouri


1.10 + 3.90 = 5.00 lac





12. Name of the Financing Bank JKB Gujjar Mandi



15. Marketing Strategy The beneficiary has ensured the best quality & reasonable rates

of the particular ornaments to atrack the customers and marketing of its products.

The beneficiary is professional Gold smith and applies with the KVIB for establishing his own

independent gold smith unit during the year 2010-11.The case was approved by the DLTFC on 22-6-

2010 and was sponsored to JKB Gujjar Mandi which was sanctioned for a project of Rs.5.00 Lac and

Margin money Subsidy of Rs.1.25 Lac was provided. The unit was established at Dhaki Bazar Rajouri.

By dint of his hard work good behavior and quality professionalism. There is beg demand of its

products. He has also engaged 5 persons to coup up with demand of its products.

(K. H. Chib)



Rajouri.

SUCCESS STORY

OF SMT.SUSHMA ABROL W/O SH.BUTI RAM R/O & TEHSIL SUNDER BANI DISTRICT

RAJOURI ESTABLISH UNDER (PMEGP) SCHEME (SPONSORED BY KVIB)


2. Line of Activity Retreading of Tyres

3. Group Service

4. Qualification U/ Matric

5. Category Women

6. Location of the unit Thanda Pani (Sunder Bani)


7.50 + 2.50 = 10.00 lac





12. Name of the Financing Bank JKB Branch Sunder Bani



15. Marketing Strategy The beneficiary has engaged well trained persons in the job

and provide best satisfactory services and has keep a good

liasoning to attrack the varied customers for the job to their

satisfaction.

The beneficiary though a female thought for starting a tyre retreading unit being experience

while managing the affairs of some unit on monthly remuneration. She was having a sufficient open

space at Sunder Bani near the general road where she has constricted the big hall. She approached

KVIB for the financial assistance and her case after approved from DLTFC was sponsored to JKB

Sunder Bani which was sanctioned on 22-3-2011 and Margin Money Subsidy has provided through

the Nodal Branch. Being experienced she established the unit which was inaugurated by the MLA.

The activity of the unit have gained momentum being located in a very suitable and

sufficient space and having a good demand pouring in. She has engaged 9 persons in the job to run its

activities.

(K. H. Chib)



Rajouri.

SUCCESS STORY

OF SH.KRISHAN LAL S/O SH.BEHARI LAL R/O MANGAL DEVI (SERI) TEHSIL NOWSHERA

DISTRICT RAJOURI. UNIT ESTABLISH UNDER PMEGP SCHEME (SPONSORED BY KVIB)


2. Line of Activity Sweet Making

3. Group Agro Based

4. Qualification U/Matric

5. Category A.L.C

6. Location of the unit Mangal Devi (Seri)


0.75 0.25 1.00 lac





12. Name of the Financing Bank JK Bank Seri



15. Marketing Strategy The beneficiary takes fully care of hygienic aspect

of the products and best quality to ensure the

demand in abundant.

The beneficiary being well acquainted with the sweet making job was working with some sweet shop

at meager salary payment which has been the only source of his lively hood .He come across with field

supervisor KVIB who was on visit in the locality who has in courage him to avail the

financial assistance in PMEGP Scheme and start his own venture independently. He influenced and

Immediately applied for financial assistance under PMEGP scheme. His case was selected by the

DLTFC on 22-6-2010 and was sponsored to JKB Seri Tehsil Nowshera which was sanctioned. The

Margin Money Subsidy accordingly released. He has established the unit at Village Mangal Devi

(Seri) which is near the Actual Line of Control and being a thick populated area and presence of large

Chunk of Army. There is a good demand of product and it is so successful that in order to fulfill

The demand. He engaged 2 persons of full time basis with him and is fully satisfied.

( K . H . Chib )

Asstt.Executive Office


Rajouri.

SUCCESS STORY

OF SH.CHANDER SHAKHER S/O SH.MOHAN LAL R/O MARCHOLA TEHSILL SUNDER

BANI DISTRICT RAJOURI. ESTABLISH UNDER (PMEGP) SCHEME (SPONSORED BY KVIB)


2. Line of Activity Mfg.of Voltage Stabilizer

3. Group Service

4. Qualification 10+2

5. Category General

6. Location of the unit Marchola


086 4.14 5.00 lac


9. Margin Money (Govt.Subsidy) 1.25 Lac

10. Own contribution 0.50 Lac


12. Name of the Financing Bank JKG Bank Sunder Bani



15 Marketing Strategy The originality of the articles used for manufacturing

of the stabilizer is ensured and show cased to the

satisfaction of customers which has made his products

widely acceptable and increase the demand.

The beneficiary is young energetic who after qualifying Secondary School Examination

thought to do some technical work to earn the lively hood for his family having a poor back ground

hailing in village Marchola in Tehsil Sunder Bani District Rajouri.He under gone six months training

at Govt.Polytechnic Jammu and started work with private firm.He learned about the PMEGP Scheme

and approached KVIB for financial assistance ,so that he could establish his own unit for mfg.of

transformer and fan binding etc.He case was placed before the DLTFC held on 16-2-12 and was

sponsored to JKGB Sunder Bani which has accorded sanctioned in his favour on 5-4-12 and unit

which has been established at village Marchola started functioning during May 2012 with in very short

period. The activity of the unit has picked up very fast being good demand and market ability and in

order to coup up with the demand he has also engaged three more persons in the job. The beneficiary

fully satisfied and fast heading toward self sufficiency to earn his lively hood.

( K . H . Chib )



Rajouri.

SUCCESS STORY OF SH.MAHROOF AHMED S/O SH.KHADIM HUSSAIN R/O &

TEHSIL SURANKOTE DISTRICT POONCH ESTABLISH UNDER (PMEGP)



2. Line of Activity Shuttering

3. Group Service



6. Location of the unit Main Bazar Suran Kote

7. Project Cost 3.00 Lac





12. Name of the Financing Bank JCCB Suran Kote



15. Marketing Strategy. To fulfill the demands he has arranged all sorts of

items to the

required assistance.

The beneficiary being un-employed thought of starting some work for his lively

hood and surveyed around and concluded that shuttering work could be arranged by him

easily which has a good demands and employability. He applied with KVIB and the case

was selected by the DLTFC and sponsored to the JKB Suran Kote which was sanctioned.

The beneficiary has established the unit by arranging all the required items/materials in

good quality to fulfill the demands. He is working with satisfaction and is fully satisfied

by the earning from the unit.

(K. H. Chib)



Poonch.

SUCCESS STORY OF SH.BASHARAT HUSSAIN S/O SH.MANZOOR HUSSAIN

R/O DHARANA TEHSIL MENDHAR DISTRICT POONCH UNIT ESTABLISH

UNDER CARPENTRY PMEGP SCHEME (SPONSORED BY KVIB)


2. Line of Activity Carpentry

3. Group REBT



6. Location of the unit Gohlad

7. Project Cost 1.50 lac





12. Name of the Financing Bank JK Bank Mendhar

13. Annual Turn over 3.50 Lac


15. Marketing Strategy The beneficiary ensure the best quality services

and establish the reputation of being quality

manufacturer

and has establish the contact around to get the

demand of

work at reasonable rates.

The beneficiary is hereditary artisan and was in search of availing Bank

finance to establish his own independent furniture unit during 2008-09. He learned about

the PMEGP Scheme during awareness camp which was organized by KVIB and applied

for establishing a furniture unit with the KVIB. He was having a sufficient owned

accommodation workshop at Gohlad which is a thickly populated area of Mendhar Town

having road connectivity the case which was sponsored to JKB Mendhar and was

sanctioned during 2008-09 and started his production of work during the same year. He

has engaged 3 persons with him to run his work. Due to large demand he along with other

artisans works over time to coup up the demand and earning sufficiently and his fully

satisfied.

( K . H . Chib )



Poonch.

SUCCESS STORY OF SH.MOHD JHANGIR KHAN S/O SH.MOHD AFSAR KHAN

R/O GULHOTTA TEHSIL MENDHAR DISTRICT POONCH ESTABLISH UNDER

(PMEGP) SCHEME (SPONSORED BY KVIB)


2. Line of Activity Brick kiln

3. Group Mineral Based

4. Qualification B.A LLB


6. Location of the unit Gulhotta






12. Name of the Financing Bank JKB Branch Gulhotta



15. Marketing Strategy The beneficiary has ensured the best and durable

quality of bricks

having standard size which have attracted customers.

The beneficiary is BA.LLB and in view of the need and demand of the product

thought for establishing the brick Kiln unit. The required land was available with him and

the clay was got attested which was found very suitable for the bricks. He on being

learned about PMEGP Scheme approached the District Office KVIB Poonch for financial

assistance. The required formalities were fulfilled by him and the case after scrutiny was

selected by the DLTFC and sponsored to the JKB Mendhar which was sanctioned &

margin money/Subsidy was provided by the KVIB.The unit being one of its kind in the

Distt.attract attention of the local public and he was flooded with the demands for bricks.

The unit is running quite satisfactory.

(K. H. Chib)



Rajouri.

SUCCESS STORY OF SH.MOHD IQBAL S/O SH.NAZIR HUSSAIN R/O SAMOTE

TEHSIL SURANKOTE DISTRICT POONCH UNIT ESTABLISH UNDER PMEGP



2. Line of Activity Bakery

3. Group Agro Based



6. Location of the unit Main Bazar Surankote






12. Name of the Financing Bank JKG Bank Surankote



15. Marketing Strategy All types of Bakery items are being

manufactured as per

local needs

The beneficiary stands selected in the DLTFC meeting during the year 2011-

12 and case was sanctioned by the Bank during the year 2011-12 as per the project cost

.The bank has disbursed the full amount and the unit is functioning successfully and

provided employment to five un-employeed youths.

( K . H . Chib )



Poonch.

SUCCESS STORY OF SH.MOHD LIAQAT S/O SH.WAZIR MOHD R/O SAMOTE




2. Line of Activity Bakery

3. Group Agro Based

4. Qualification U/ Matric



7. Project Cost 3.50

8. Bank Loan 3.325lac




12. Name of the Financing Bank JKG Bank Surankote


14. Employment 5persons

15. Marketing Strategy All types of Bakery items are being

manufactured as per

local needs

The beneficiary stands selected in the DLTFC meeting during the year 2011-12

and case was sanctioned by the JKG Bank Surankote during the year 2011-12 as per the

project cost .The Bank has disbursed the full amount and the unit is functioning

successfully and provided employment to five un-employeed youths.

( K . H . Chib )



Poonch.

SUCCESS STORY OF SH.MOHD KAFEEL S/O SH.MOHD AMIN R/O SAMOTE




2. Line of Activity Service Station

3. Group Service



6. Location of the unit Samote (Bazar Surankote)






12. Name of the Financing Bank JCCB Surankote



15. Marketing Strategy He has engaged well traind persons in the job and

provided best

service to the satisfaction of the customers

The beneficiary stands selected in the DLTFC meeting during the year 2011-12

by KVIB Poonch and sponsored the case to the JCCB Surankote.The case was sanctioned

by the Bank for a project cost of Rs.3.00 Lac under Service Station Scheme. The Bank

has disbursed the full amount and the unit is functioning successfully and provided

employment to four un-employeed youths.

(K. H. Chib)



Poonch

SUCCESS STORY OF S.AMRIK SINGH S/O S.RATTAN SINGH R/O MANKOTE

TEHSIL MEHDHAR DISTRICT POONCH ESTABLISH UNDER (PMEGP) SCHEME

(SPONSORED BY KVIB)


2. Line of Activity Tailoring

3. Group Textile



6. Location of the unit Gohlad






12. Name of the Financing Bank JCCB Branch Mendhar



15. Marketing Strategy In order attract the customers he has engaged best

designers and

Offer latest designed cloths dressing.

The beneficiary stands selected in the DLTFC meeting during the year

2010-11 by the KVIB Poonch and sponsored the case to the JCCB Mendhar.The case

was sanctioned by the Bank for during the year 2011-12 for a project cost of Rs.1.00 Lac

under Tailoring Scheme. The Bank has disbursed the full amount and the unit is

functioning successfully and provided employment to three un-employeed youths.

(K. H. Chib)



Poonch

SUCCESS STORY OF MISS.SHAGUFTA AKHTER D/O SH.ABDUL RASHID R/O

SALIAN TEHSIL SURANKOTE DISTRICT POONCH UNIT ESTABLISH UNDER

PMEGP SCHEME (SPONSORED BY KVIB)



3. Group Textile

4. Qualification 10+2

5. Category Women

6. Location of the unit Salian






12. Name of the Financing Bank JK Bank Draba



15. Marketing Strategy In order attract the customers he has

engaged best

designers and offer latest design cloths

dressing.

The lady entrepreneur who has got her self trained for stitching of ladies & children’s

dresses She was applied with the KVIB for financial assistance to establish her unit at

remote village in Salian where the urgent need was felt for such unit. The case was

selected by the DLTFC during 2010-11 and sanctioned by the JKB Draba for a project of

Rs.2.00 lac.The unit was established at village Salian and is functioning satisfactory. She

has employed four persons to carrying the job in view of the good demands.

( K . H . Chib )

Asstt.Executive Office


Poonch..

SUCCESS STORY OF SH.JAN MOHD S/O SH.AHMED ALI R/O SAMOTE

TEHSILL SURANKOTE DISTRICT POONCH ESTABLISH UNDER (PMEGP)



2. Line of Activity Embroidery

3. Group Textile

4. Qualification U/Matric





9. Margin Money (Govt.Subsidy) 0.70 Lac

10. Own contribution 0.10 Lac


12. Name of the Financing Bank JK Bank Surankote



15 Marketing Strategy He has arranged best suited

embroidery work &

ready made available for the

customers as per the

requirement with out delay.

The beneficiary who was working at his home for carrying embroidery work

only depending on demands and due to weak financial position was not able to arrange

work shop and required of machinery & tools. The concerned Supervisor of the area

happen to visit his home and advised to avail benefit under the PMEGP Scheme for

establishment of well designed and marketing oriented unit in the market in view of huge

demands. The beneficiary applied and his case was selected by the DLTFC and

sponsored to the JKB Surankote and accordingly the financial assistance provided to the

beneficiary under PMEGP Scheme. The beneficiary arranged a work shop at the centre of

the market at Surankote & has also engaged four persons to carrying Embroidery work on

shawls & ladies cloths etc. He has to work day & night to fulfilled the demands of the

customers.

( K . H . Chib )



Poonch

SUCCESS STORY OF SH.AMAR DIN S/O SH.ABDUL RASHID R/O SANGLA




2. Line of Activity Stone jeweler

3. Group Mineral Based






9. Margin Money (Subsidy) 0.525Lac



12. Name of the Financing Bank JCCB Surankote



15. Marketing Strategy The beneficiary has ensured the best quality &

reasonable

rates of the particular ornaments to atrack the

customers and

marketing of its products.

The beneficiary is professional Gold smith and applies with the KVIB for

establishing his own independent gold smith unit during the year 2009-10.The case was

approved by the DLTFC and was sponsored to JCCB Surankote which was sanctioned

for a project of Rs.1.50 Lac and Margin money Subsidy of Rs.0.525 Lac was provided.

The unit was established at Main Bazar Surankote. By dint of his hard work good

behavior and quality professionalism. There is big demand of its products. He has also

engaged 3 persons to coup up with demand of its products.

(K. H. Chib)



Poonch

Success Story of Sh Subash Chander S/O Sewa Ram R/O Ganika Bhagwah T eh &

Distt Doda under (PMEGP) Scheme Photo State (Sponsored by KVIB)


2. Line of Activity Photo State

3. Group Service


5. Category General

6. Location of the unit Dessa Road Doda


8. Bank loan 1.80 Lac

9. Margin Money 0.50 Lac

10 Self Contribution 0.20


12 Name of the Bank JCCB Doda

13. Annual Turnover 0.354

14. Employment Generated 2. Persons

15. Marketing strategy

He has engaged will traind persons in the job and provided best

The beneficiary stands selected in the DLTFC Meeting during the year 2011-12

By KVIB Doda and sponsored the case the JCCB Doda .The case was sanctioned by the

Bank for a project cost of Rs 2.00 lac under service station scheme. The Bank has

disbursed the full amount and the unit is functioning successfully and provided

employment to Two un-employed youths

(Mohd Iqbal Batt )

I/C Distt officer KVIB

Doda

Success Story of Sh Manzoor Ahmed S/O Ghulam Khan R/O Dudhot Brshalla T eh &

Distt Doda under (PMEGP) Scheme Missionary (Sponsored by KVIB)


2. Line of Activity Missionary

3. Group Service



6. Location of the unit Dodut Brshalla






12 Name of the Bank J&K B Doda






By KVIB Doda and sponsored the case the J&K B Doda .The case was sanctioned by the

Bank for a project cost of Rs 2.00 lac under Missionary scheme. The Bank has disbursed

the full amount and the unit is functioning successfully and provided employment to six

un-employed youths.

(Mohd Iqbal Batt )


Doda

Success Story of Sh Imtiza Ahmed S/O Habib lal R/O Phagsoo Thathri T eh Thathri

Distt Doda under (PMEGP) Scheme Beekeeping (Sponsored by KVIB)


2. Line of Activity Beekeeping

3. Group Agroo

4. Qualification Nil


6. Location of the unit Phagsoo






12 Name of the Bank JCCB Thathri






By KVIB Doda and sponsored the case the JCCB Thathri .The case was sanctioned by

the Bank for a project cost of Rs 2.00 lac under Beekeeping scheme. The Bank has


employment to five un-employed youths.

(Mohd Iqbal Batt )


Doda

Success Story of Sh Smt Zahida Begum W/O Zulfir Ali R/O Chira Thathri T eh Thathri

Distt Doda under (PMEGP) Scheme Tailoring (Sponsored by KVIB)



3. Group Textual


5. Category women

6. Location of the unit Chira

7. Project Cost 100 Lac





12 Name of the Bank J&K B Thathri






By KVIB Doda and sponsored the case the J&K B Thathri .The case was sanctioned by

the Bank for a project cost of Rs 1.00 lac under Tailoring scheme. The Bank has


employment to three un-employed youths.

(Mohd Iqbal Batt )


Doda

Success Story of Sh Smt Maqsooda Begum W/O Mohd Iqbal R/O Phagsoo Thathri

Teh Thathri Distt Doda under (PMEGP) Scheme Auto mobile (Sponsored by KVIB)


2. Line of Activity Auto Mobile

3. Group Service


5. Category women

6. Location of the unit Thathri

7. Project Cost 500 Lac





12 Name of the Bank JCCB Thathri






By KVIB Doda and sponsored the case the JCCB Thathri .The case was sanctioned by

the Bank for a project cost of Rs 5.00 lac under Tailoring scheme. The Bank has


employment to Nine un-employed youths.

(Mohd Iqbal Batt )


Doda

Success storey of PMEGP unit established in District Ramban

Brief note about the entreprenuer:

Balbir Singh a hard working young man hailing from village Maitra of District Ramban, has to bye his

studies after Matric to support his old father and brothers in making both ends meet for family.He worked

on daily wage basis in Grill/Gates workshops for about 5 years. Gaining lot of experience in the said line,

he was looking for an opportunity to start up his own venture. He heard about the PMEGP scheme and

applied for it. The case was selected by DLTFC, sponsored by KVIB and sanctioned by JKB Ramban for

project cost of Rs.10.00 lacs. Today Balbir Singh is a proud owner of his Grill/Gates manufacturing unit

at Maitra providing employment to 10 more persons in his unit. The main particulars of the unit are

detailed below:

S.No Particulars

1 Name of Entreprenuer Balbir Singh

S/O Shiv Saran

R/O Maitra

District Ramban.

2 Academic/Technical Qualification Matric

3 Name of the unit Gouria Steel Works

4 Line of activity Gates/Grills mnf.

5 Location of the unit Maitra

District Ramban

6 Total Project Cost Rs.10.00 lacs

7 Fixed Capital Investment Rs.2.78 lacs

8 Margin money availed through KVIB Rs.3.50 lacs

9 Bank finance Rs.9.50 lacs

10 Name of financing Bank Branch JKB Ramban

11 Annual Prod.capacity of the unit Rs.6.00 lacs

12 Employment envisaged 10

13 Year of Establishment 2012-13

I/C District Officer,

KVIB-Ramban.



Liaqat Ali a hard working young man hails from village Maitra of District Ramban, has to bye his

studies in his teens to support his family. He worked on daily wage basis in Grill/Gates workshops for

about 10 years. Gaining lot of experience in the said line, he was looking for an opportunity to start up

his own venture. He heard about the PMEGP scheme and applied for it. The case was selected by

DLTFC, sponsored by KVIB and sanctioned by SBI Ramban for project cost of Rs.5.00 lacs.The unit

got established by the keen entrepreneur within shortest period of time. Today Liaqat Ali is proud

owner of his Grill/Gates manufacturing unit at Ramban providing employment to 7 workers in his

workshop.The main particulars of the unit are detailed below:

S.No Particulars

1 Name of Entreprenuer Liaqat Ali Khandey

S/O Abdul Gani

R/O Maitra

District Ramban.

2 Academic/Technical Qualification Under Matric

3 Name of the unit Liaqat Ali Steel Works

4 Line of activity Gates/Grills mnf.

5 Location of the unit Ramban Near Tourist Cafeteria

District Ramban





10 Name of financing Bank Branch SBI Ramban





KVIB-Ramban.



The young entrepreneur Mubarak Ahmed Giri coming from a poor family has to farewell his studies in

his teens to earn and support his father in feeding a large family. He worked very hard for years to uplift

the financial and social status of the family. Having lot of experience in the said line, he was looking for

an opportunity to change his future. He heard about the PMEGP scheme and applied for it. The case was

selected by DLTFC, sponsored by KVIB and sanctioned by JKB Banihal for project cost of Rs.5.00 lacs.

Today Mubarak Ahmed is successfully running the cable network unit at Kharkote Banihal providing

employment to 14 more persons. The main particulars of the unit are detailed below:

S.No Particulars

1 Name of Entreprenuer Mubarak Ahmed Giri

S/O Ahadulla Giri

R/O Bankoot Banihal

District Ramban.

2 Academic/Technical Qualification Matric

3 Name of the unit KDV Cable Network

4 Line of activity Cable Net work

5 Location of the unit Kharkote Banihal

District Ramban





10 Name of financing Bank Branch JKB Banihal




KVIB-Ramban.



Mrs Nazia Parveen hailing from village Batote of District Ramban belongs to a poor

family.She was very good at studies but due to domestic problems could not continue after TDC. After

getting married with Mr.Mohd Younis the domestic as well as financial problems persisted. As his

husband was having a little experience in managing a Dhaba, She approached KVIB office and

applied for loan under PMEGP Dhaba scheme. After selected by District Level Task Force Committee,

the case was sponsored by KVIB to concerned Bank and the same was sanctioned by J&K Batote for

project cost of Rs.10.00 lacs.The unit established by the entreprenuer is running sucessfully, providing

employment to more than 14 artisans & workers.The particulars of the sucessful venture are detailed as

under:

S.No Particulars

1 Name of Entreprenuer Mrs. Nazia Parveen

W/O Mohd Younis

R/O Batote, W.No: 3

District Ramban.

2 Academic/Technical Qualification H.Sc.Part II

3 Name of the unit ROYAL VAISHNO DHABA

4 Line of activity Dhaba

5 Location of the unit By Pass road Batote

District Ramban



8 Margin money availed through KVIB

Rs.3.50 lacs


10 Name of financing Bank Branch JKB Batote




KVIB-Ramban.



Rangeel Singh a talented young man hailing from village Ganote of District Ramban, belongs to a well

educated family. After completing his graduation from University of Jammu, he joined “The academy

counsel of ALMA Udhampur” where he completed his post graduate diploma in computer education. He

was looking for an opportunity to start up his own venture. He heard about the PMEGP scheme and

applied for it. The case was selected by DLTFC, sponsored by KVIB and sanctioned by JKB Ramban for

project cost of Rs.3.00 lacs. Today Rangeel Singh is proud owner of his dream venture named “Laksh

computer centre” providing employment to 5 more persons in his unit. The main particulars of the unit

are detailed below:

S.No Particulars

1 Name of Entreprenuer Rangeel Singh

S/O Paras Ram

R/O Ganote

District Ramban.

2 Academic/Technical Qualification B.A/Diploma in computer application.

3 Name of the unit Laksh computer centre

4 Line of activity Computer assembling/repairing.

5 Location of the unit Upper Bazar, Ramban

District Ramban





10 Name of financing Bank Branch JKB Ramban





KVIB-Ramban.

J&K KHADI AND VILLAGE INDUSTRIES BOARD ...jkkvib.nic.in/pdfs/Success Stories.pdfJ&K KHADI AND...

Documents

Transcript of J&K KHADI AND VILLAGE INDUSTRIES BOARD ...jkkvib.nic.in/pdfs/Success Stories.pdfJ&K KHADI AND...