jf ;fgf], ;ã/If0f ;a}sf]Æ - · PDF fileEMAIL: customer.service@ TOLL FREE NO:...
Transcript of jf ;fgf], ;ã/If0f ;a}sf]Æ - · PDF fileEMAIL: customer.service@ TOLL FREE NO:...
jflif{s k|ltj]bg@)
-cf=j= @)&@÷)&#_
æ7"nf] xf];\ jf ;fgf], ;ã/If0f ;a}sf]Æ
æ;'/If0f ejgÆ, eujtL dfu{, gS;fn, sf7df8f}+kmf]g g+= $$!@#^&, ˆofS; g+=M (&&–!–$$!@#&*kf]i6 aS; g+= !@@!!
k|wfg sfof{noM
cf}+
Sagarmatha VIP On The Spot of]hgfsf] pb\3f6g ;df/f]xdf dGtJo JoQm ug{' x'Fb} sDkgLsf cWoIf >L /fd s[i0f dfgGw/ .
g]kfnL aLdf ahf/d} klxnf] k6s ;u/dfyf OG:of]/]G; sDkgL lnld6]8n] ldlt @)&#÷$÷@% ut] b]lv ;~rfngdf NofPsf] Sagarmatha VIP On The Spot of]hgf cGtu{t 36gf :ynd} bfaL km¥5\of}6 ul/g]5 . ;/n / l56f] bfaL e'QmfgL k|lqmofaf6 aLldtn] nfe lng ;Sg'x'g]5 . @$x& aLldtsf] ;]jfdf of] of]hgfsf nflu aLldtn] cltl/Qm aLdf z'Ns ltg'{ kg]{ 5}g .
k|d'v cltly aLdf ;ldltsf cWoIf k|f= 8f= kmQ axfb'/ s]=;L tyf sDkgLsf cWoIf /fd s[i0f dfgGw/ Ho"af6 ;o'+Qm ?kdf pb\3f6g x'Fb} .
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
4
!= /fd s[i0f dfgGw/cWoIf
@= kß Hof]lt;~rfns
#= czf]s s'df/ tf]bL;~rfns
$= nf]sdfGo uf]N5f;~rfns
%= sLlt{ s'df/ hf]zL;~rfns
@ # $ %
;+rfns ;ldlt
!
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
5
^ & * ( !)
^= clhy cf/= u'0fjb{g];~rfns -;]lnGsf] OG:of]/]G;\ lkPn;Lsf] tkm{af6_
&= k]l6|s clNj;;~rfns -;]lnGsf] OG:of]/]G;\ lkPn;Lsf] tkm{af6_
*= uh]Gb| nfn >]i7;~rfns -;j{;fwf/0f z]o/wgLsf tkm{af6_
(= clgn hf]zL;~rfns -;j{;fwf/0f z]o/wgLsf tkm{af6_
!)= cf]d s[i0f hf]zL:jtGq ;~rfns
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
EMAIL: [email protected] FREE NO: 1660-01-66666
With SAGARMATHA VIP On The Spot, you get:
On the spot claim settlement
Hassle-free claim processing
Time saving with less paper work
Immediate relief from financial burden
Dedicated 24/7 customer service
Fast and reliable service
10% Corporate discount
No extra premium
ON A BAD DAY,THIS COULD EASILY BE YOU.
SAGARMATHA INSURANCEPRESENTS AN INNOVATIVE
VEHICLE INSURANCE POLICY
ljifo ;"rL
qm=;+= ljj/0f k]h g+=
!= ;fwf/0f ;ef a:g] ;'rgf *
@= ;fwf/0f ;ef ;DaGwL cGo hfgsf/L (
#= ;~rfns ;ldltsf] tkm{af6 cWoIfHo"sf] k|ltj]bg !)
$= cWoIfHo"sf] dGtJo !*
%= k|d'v sfo{sf/L clws[tsf] dGtJo @)
^= n]vfk/LIfssf] k|ltj]bg @@
&= jf;nft @#
*= gfkmf gf]S;fg lx;fa @$
(= PsLs[t cfo Joo lx;fa @%
!)= clUg aLdfsf] cfo Joo lx;fa @^
!!= ;fd'lb|s aLdfsf] cfo Joo lx;fa @&
!@= df]6/ aLdfsf] cfo Joo lx;fa @*
!#= OlGhlgol/Ë aLdfsf] cfo Joo lx;fa @(
!$= xjfO{ aLdfsf] cfo Joo lx;fa #)
!%= ljljw aLdfsf] cfo Joo lx;fa #!
!^= kz'k+IfL tyf afnL aLdfsf] cfo Joo lx;fa #@
!&= OlSj6Ldf ePsf] kl/jt{g ;DaGwL ljj/0f ##
!*= gub k|jfx ljj/0f #$
!(= cg';"rLx¿ #%
@)= ljQLo ljj/0f;Fu ;DalGwt k|d'v n]vf gLltx¿ %@
@!= ljQLo ljj/0f;Fu ;DalGwt n]vf ;DaGwL l6Kk0fLx? %^
@@= k|d'v ;"rfsfÍx¿ ^!
@#= aLdfÍsf] ljj/0f ^@
@$= aLdf ;ldltaf6 k|fKt ljlQo ljj/0fsf] :jLs[lt kq ^#
@%= aLdf ;ldltsf] :jLs[lt kq ;DaGwL Joj:yfkgsf] k|To'Q/ ^$
@^= l6kf]6 ^%
@&= k|f]S;L kmf/d ^^
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
8
]fs =nl LgkDs ;G]/]fo:GO fyfd/u;@) ++++++}fc fgr"; ]g:a fe; f0/fwf; s{filfj
,?xjfe'gfxd Lgw/o]z L>
ldlt, :yfg / ;doM
5nkmnsf ljifox?M M jft:|k oGfdf; =!
M jft:|k fi]zjl =@
#= ljljw
M oJ6i|b
. {]gu t/lfk gb]jtl|k s{filfj ]fs #&)÷@&)@ =j=fc ]]g'x z]k 6fa"oHfIoWc 6fa{mkt ]fstldl; snfr~;
s=
v=
u=
!=
@=
#=
$=
%=
v=s=
u=
3=
mQl'ogl ]fssfI/lk fv]n dhl]fda ;/lfmk;l ]fstldl; f0fIL/kfv]n ulfn fs{gu f0fIL/k fv]n ]fs $&)÷#&)@=j=fc ]fsLgkDs 80P /bG'; ,7i]> gfd/bG'; L> ,sfIL/kfv]n fsnfx dhl]fda !!! fmkb ]fs #^)@ ,g]P LgkDs- . ]gS]ft sdl>/lfk ]fshgl L/u
_. 5G'x'g'x oU]fo Ffxp ulfn ]fsmQl'ogl Mg'k ]nfsPe {fij ]f>]t ]fs60]60pfsP {8{6fr fsLgkDs
_{yfgh]fo|k /s ]gUfn fd /o]z ;g]fa- z+fefn bug tztl|k &%!=! ]fsLh+"k fmQ'r dhl]fda Pe jft:|k 6fatldl; snfr~;. {]gu t/lfk jft:|k ]fsf0/tjl
mQp . {]gu t/lfk jft:|k {]gu L/fh /o]z ;g]fa tztl|k @@ ]]fsLh+"k fmQ'r ]fsnfx dhl]fda Pe jft:|k 6fatldl; snfr~;- gGel ]gpfc {fbu L/fh /o]z ;g]fa ]fsdhl]fda Fraction Lgw/o]z L/u {]gu gh]fofd; 6fa;f+efn ]fs{fij Ldfufc {Ofn _
- gGel L/u ]gx/ }dofs tfk'gc f0x|u /o]z gfd{tj ]fsx"d; Fraction - {f0"k {Ofn/o]z ;g]fa ]fss+c _ Whole gh]fofd; fds+c _. {]gu gfb|k Lt[sj:l ulfn fs{gu
Ffog ]fs/o]z f0/fwf; fddodl|kl dhl]fda _$-% dogl ]fsqk wGa|k ]fsLgkDs d+jP (@ fmkb ]fs #^)@ ,g]P LgkDslgisf;g -FPO . {]gu gh]fofoT|k /fswlc {Ofntldl; snfr~; {gu ?x{ofs {f0"kD; wGlaD; ]f; / {]gu 4l[a Lh+"k L/u L/fh _
. ]/fa fwjl'; fyt fQe s7}a ]fstldl; kp fyt tldl; snfr~;
/o]z tfhufs wGlaD; L/f;dfg . 5]gx/ bGa h]/fv nvlfb /o]z ]fsLgkDs dD; &@÷()÷#&)@ vl]b #!÷()÷#&)@ tldl ,8]6dlnl n6klfoS {OdPOfc na]fnU /f«6ihl/ /o]z tfhufs qel (!÷()÷#&)@ gbl {ofs tf; ]ntldl ]fsPe bGa h]/fv nvlfb
. 5{]gk 'gS; {Of´'a fd+}f8fd7fs ,ndh
g'x 'gpfoN ]nk? {ofjglc hufs f0fd|k ]gN'v or/lk fj qk–z]j|k ]n?xjfe'gfxd Lgw/o]z fbFpfc gnl ufe fdfe; f0/fwf;. 5G/lu w]f/'gc
. 5 ]gx/ fnN'v dD; n]hG'xg g{h;al fe; vl]b]ha )! ]fsgbl gbl ]g'x fe; fst:l'k Lty:lkp
LgkDs fd+}f8fd7fs ,nf;Sg ,nfxa Ltjue ,gje Úf0fI/";… on{fofs gfw|k ]fsLgkDs ]/k 'gme'a Lx]s oGc wGlaD; fe;. 5G/lu w]f/'gc gVf/ {skD; qel od; on{fofs uF;jrl;
. 5]g'x dhl]fda #&)@ ,g]P LgkDs Lxfa/fs dfs oGc wGlaD; fe;
]nf1fc ]fstldl; snfr~; sDkgL ;lrj
; ]f; fyt f0/jjl xfj|k bug / af;xl gf;S]fg fmkfg ,tfn;fj ]fstxl; gb]jtl|k ]fssfI/lk fv]n ]fs #&)÷@&)@=j=fc ँu . {]gu t/lfk ?xLr";'gc twGlaD;
z ]tu !)÷()÷#&)@ tldl ' *@@ ]fstldl; snfr+; ]fsLgkDs ;o ]fs];a /famq +}fc )@ ]fsLgkDs ;o /f;'gfo{f0gl ]fss7}a +++}fc s{filfj L/fsgfh ]fs?xjfe'gfxd Lgw/o]z {f0"kD; ]n]fsPe ]g:a {gu nmkn5 fdofijl gDgl fdod; fyt gfy: ,tldl gDgl fe; f0/fwf;
. 5 ]fsP/lu w]f/'gc ulfn ]fstly:lkp d+jP
_&!)@ ,!! L/jgh /f;'gbt- /faw'a ]tu &@ fi}fk #&)@ M tldl. +}f8fd7fs ,Lg]6e6fe ,6]jS\ª}a nlfk|dfc M gfy:
. ]ha !! gfxal M od;
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
9
;fwf/0f ;ef ;DalGw cGo hfgsf/L
6fa+}f8fd7fs ,nf;Sg ,on{fofs gfw|k ]fsLgkDs qk z]j|k ,d/fmk L;S]f|k ,gb]jtl|k s{filfj ]fs #&)÷@&)@ =j=fc ]fsLgkDs. 5]g'x 'gS; {gu tKf|k L/u t't:|k f0fd|k ]fsLgw/o]z
{ofjglc hufs ]gN'v or/lk fj qk f0fd|k /o]z fyt qk z]j|k ]n?xjfe'gfxd Lgw/o]z fbFpfc gnl ufe fdfe; f0/fwf;. 5G/lu w]f/'gc g'x 'gpfoN ]nk?
. 5G/lu w]f/'gc g'x 'gbl{Oe ty:lkp ]nxlk fbGe od; ]fsPsl]ft ulfn ]fsg'x ?'z fe; gbl ]g'x fe; ]nxlk f603 *$ fbGe 'g'x ?'z fe; gb]jgl wGlaD; ]f; ]n?xLgw/o]z ]gxfr {gu mQ'ogl wlgltl|k ulfn ]fsgnl ufe fdfe; wlgltl|k L/;o . 5{]gk 'gS; {Of/u {ftb fdnf;Sg ,on{fofs gfw|k ]fsLgkDs qel]ha !! gfxal ]tu %@ fi}fk nf; #&)@ t{fyc mQp fdsx ]fsmQl'ogl wlgltl|k ]fsfy:+; t7lu+; /t . 5 soZofc 'g'x Lgw/o]z ]fsLgkDs mQloJ ]fsPe mQl'ogl L;S]f|k
. 5]g'x {ofjglc gb]jgl ]fs]x/ tvt:b ]fsmQloJ t[swlc txl; kf5 s/lfswlfc ]fsfy:+; L;S]f|k mQ'ogl fdPe {'gu tvt:b fdaftsl /hlfx {Oe ty:lkp fdfe; }mkfc Lgw/o]z ]fsPe 'gS;/lu mQ'ogl L;S]f|k wlgltl|k
. 5]g'x /ba Mtj: glk d/fmk L;S]f|k ]fsPe v]nNp dfg ]fsL;S]f|k 9la fbGe sP }yf; . 5]g'x /ba Mtj: fbGe sP Ln]fvg f/'s }g's ]f; . 5{]gk 'gN]fv ]f; ]fx ]fs]/u /ba ]fs;s Pe ]fsPbl L;S]f|k 9la fbGe ]f; fj sP ]nLgw/o]z }g's
. 5]g'x /ba L;S]f|k }a; fdPfc L;S]f|k fddfg ]fsmQloJ L9a fdfe; ]nmQloJ fsPe {ftb dfg fdk? ]fssfI/+; fdaftsl tun /o]z ]fsLgkDs 6fa{mkt ]fsLgw/o]z tKfIljl fj snfafg
. 5g'x'gS; gS]ft wlgltl|k fj gnl ufe
!=
@=
#=$=
%=
^=
&=
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
10
]fs8]6dlnl LgkDs ;G]/]fo:GO fyfd/u;@) +}+}+}fc 6fa{mkt ]fstldl; snfr~; fdfe; f0/fwf; s{filfj
t"t:|k 6fa/wGgfd F0i[s df/ L> fIoWc @) +}+}+}fc gb]jtl|k s{filfj
,?xjfe'gfxd Lgw/o]z ]fsLgkDs ;o @) +++}fc ]fstldl; snfr~; ]fsLgkDs ;o fd?xjfe'gfxd Lgw/o]z {f0"kD; fsPe 'gNfk gnl ufe fdfe; f0/fwf; s{filfj
5{bu gbfjelc fyt tufj: s{blfx 6fa{mkt }gmkfc ]f/]d / ' ?xFfxo gb]jtl|k ]fo ]fsP/lu /fot Lx/ fdgwlc ]fs #^)@ ,g]P LgkDs . L/fsjfe|k mec fdgbl Ldfufc L/u ffIdl; ]fswljltlu fyt /fa]f/fs ]fsLgkDs 6fagb]jtl|k ;o }bUfd tld"gc {]gu t't:|k fId;
5 ]fsPnl ;fjZjl ]gGe 5]g'x {'gu gfb|k g{zb{ufd g\9a L8fuc 6fau+9 ' .
Mgs]fnjfx+;l ]fs/fa]f/fs ]fs{fij tujl _s _!
fd{Lag"k ,dodl|kl b'v ]fsglkDs ;o ]n]fsPfc {}bu n;lfx tlu|k fdk? /tG/gl ]nLgkDs ;o f0/fs fstlLgf0/ L/fsjfe|k Lgw/o]z ]nLgkDs 6fafmkfg"d b'v ]fs{fij ffIdl; 6faPe ]f|df/ fIk }a; ]fsLgfbDfc ofc tKf|k 6faLgfun ,gzdls
. 5 ]fs]ufn fi]ftG; fd]fs]s; gbl z+fefn ]f|df/ {Ofn?xjfe'gfxd M5 ]fs]x/ /f;'gfgDgl ?xs+fr'; oV'd ]fs?x/fa]f/fs ]fs]/u fd{fij s{ylfc tujl fyt {fij ffIdl; ]nLgkDs
Mfmkfg ]fs3lc /sofc fyt gnfr~; _v $! 8]f/s # =? L/u LgfbDfc dodl|kl fdLa n"s /fhx )& vfn %! 8]f/s @ a/c !=? fd @&)÷!&)@ =j=fc tu ]nLgkDs fdLa n"s /fhx @@ vfn !@ 8]f/s !! a/c ! =? fd #&)÷@&)@ {fij ffIdl; fd]fs]/u fmkfg gnfr~; /fhx &! vfn s{ylfc tujl / {fij ffIdl; ]fsLgkDs . 5 ]fs]/u fmkfg gnfr~; /fhx )( vfn &^ 8]f/s )# =? L/u LgfbDfc dodl|kl
5 ]fs]/u z]k /f;"gfgDgl fId; ?xFfxo snme tKfIl+; ]fs/fa]f/fs ]fs{fij 'M
ljj/0f/sd tztl|k 4l[a
Lh+"k fmQ'r $$,!@,@# @#=&%
@%=$@
*=*^
#=!^
-%^=#%_
@)=&!
!&%=$*
!*@=^(
-#!=&!_
!%=))
$=^#
%=!#
!)=*(
^&=$!
-(=@^_
-^#=)^_
!(=!*
!*#=#)
%&,^(,&@
!,!!,@!,@@
%#,(!,*@
^,(),^#
!@,#),@!
@),^&,%$
$&,#@,*$
$@,@!,@)
#%,^%,$$
$^,)),#(
!,)@,!%,&)
%@,@^,^&
!%,*@,@(
!),!(,!!
&,%),%#
!^,&$,@!
^!,*!,@^
fi]fs f8]uh fdLa fyt fi]fs f8]uh
cf=j= @)&@÷&#
/sd tztl|k 4l[a
-/sd ?= xhf/df_
cf=j= @)&!÷&@
sN"z fdLa n"s
sN"z fdLa b"v
nufgL tyf cGoaf6 cfDbfgL
Joj:yfkg vr{
dodl|kl n's
LgfmQ'e dodl|kl fd{Lag'k Mg"oG
fmkfg b"v
LgfmQ"e Lafb b"v
e'QmfgL x'g aF“sL bfaL jfkt Joj:yf
ljj/0f/sd tztl|k 4l[a
cfoM!,!!,@!,@@
%&,@(,$)
*=*^
!$=*$
%=!#
-)=#)_
!,)@,!%,&)
$(,*(,)#
cf=j= @)&@÷&#
/sd tztl|k 4l[a
-/sd ?= xhf/df_
cf=j= @)&!÷&@
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
11
M f0/jjl ]fsP/lu fy:joJ Ljfb LsFfa {gu LgfmQ'e fyt LgfmQ'e Ljfb b'v _u ]fsfy:joJ tkfj Ljfb tglfd'gc LsFfa {gu LgfmQ'e fyt Ljfb b"v ]fs]/u LgfmQ'e fd{fij s{ylfc tujl / {fia ffIdl; ]nLgkDs
5bFpf/u tujc ]fs]x/ dhl]fda gDgl f0/jjl ' .
JooM
-/sd ?= xhf/df_
ljj/0f/sd tztl|k 4l[a
dodl|kl f0/fw b"v %#,(!,*@ #=!^
-!)=@*_
-%%=!*_
*!=$&
!*#=#)
!#=)$
#)=*$
*=*@
!)=*(
!$=##
%^=$$
)=$@
!&=((
!(=&^
!^=^^
!%,%@,)@
#,(@,(^
!&,@$
^!,*!,@^
@^,%*,$&
!,^!,(#,&&
!,#!,@%,*&
%@,@^,^&
!&,@(,*)
*,&^,*!
(%)
@!,*!,(!
@#,%!,&(
!,@#,&^,$*
tKf|k gzdls fd{Lag'k
cf=j= @)&@÷&#
/sd tztl|k 4l[a
cf=j= @)&!÷&@
ofc oGc fyt {fhs Lgfun
ofc fIoT|k oGc
_b"v- LgfmQ'e Ljfb
gzdls {ftselc
gzdls fd{Lag'k_b"v- sN"z fj];
Joj:yfkg vr{
_gf;S]fg- fmkfg gnfr~;
_gf;S]fg- fmkfg gnfr~;
ofc oGc fyt {fhs Lgfun
{ftmkl fy:joJ
{rv oGc fyt gv]nkc
{rv gkfy:joJ
hDdf
hDdf
fmkfg"d ]fs3lc ;g]fa fyt /sofc
af;xl gf;S]fg fmkfg
#),^&,()
#),^&,()
@,(&,^&
@#,@*
!%,(!
!,@#,)@
##,**,*% @#!=$$ !),@@,$&
!,#&,$(*,*$,(*
!,#*,(#
#@,$(,(@
*&^=%! #,!$,!&
#,!$,!&
&,)%,$(
!,)!,(!
#%,%*
@*!
*&^=%!
tkfj Ljfb LsFfa {gu LgfmQ'e_{fij tu- jTolfb tglfd"gc
tkfj f8]uh dvl]fh tKfd;c_{fij tu- fy:joJ
tkfj f8]uh dvl]fh tKfd;c_{fij 'nfr- fy:joJ
hDdf cfo
tkfj Ljfb LsFfa {gu LgfmQ'e_{fij 'nfr- jTolfb tglfd"gc
$&,#@,*$
#,)&,))
&,@^%$,$^
!!,)&,!(
$@,@!,@)
@^,(%,(!
!*@=^(
-$(=*)_ -^=^*_
-*(=!#_
-*(=!#_
-(^=*^_
-(=@^_
-)=@%_
-&@=@)_
#(=$@
-^(=@@_
*#=$)
-(=@^_
-#(=@%_
-#!=&!_
-%&=*!_
-%%=@*_
!=)%@^&=@#
&@*=$&
@)=&!
#=)&
@)=&!
#=!^
hDdf Joo !,@),^@,#!
!^,&$,@!
^,!!,%!
!!,(%%@,*$
(,!&,@)
^!,*!,@^
@^,!#,#$
%^=@(
!(=(*
(=##!!=)^
!*#=#)
*=^)
q]fI/sd fddodl|kl b'v ∞ fddodl|kl b'v ∞
clUg aLdf #),(#,)#!&,#@
!*,)^
!*
@^,(@
@)$=)%
!&=&)
@)&=#%
%*=)^
!^(=*$
!#=@&
(!=*!
!)=*@
)
)
@,%),^*
^,$^
%,*!
&,(@
)
fdLa s|bl"df;
cf=j= @)&@÷&#
/sd
cf=j=@)&!÷&@
OlGhlgol/Ë aLdf
fdLa {Ofjx
fdLa Qjl "3n
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
12
{gk 6fakDs"e L/fszfgjl ]fs{fij s{ylfc tujl glk ftPvl]b L9a fbGe ]fs{fij s{ylfc tu ds/ LgfmQ'e Lafb b'v fd{fij ffIdl; Lafb 6fafy:joJ Lx]f; fbF'x ]fsP/lu fd{fij s{ylfc Lx]f; fy:joJ tK{fok ]fsjTolfb LsFfa g'x LgfmQ'e ds/ Lafb ]fstlfI ]fsPfc
5bFpf/u tujc f/]fxoJ ]]fsP/lu LgfmQ'e '' .
q]fI/sd tztl|k 4l[a
ljljw aLdf !!,$@ !&=#)
!*%=&(
$@=$&
*&=&*
&*=@(
@!=&&
!$=$%
$#=#!
#@=)#
!!*=@^
#!,^^,(#
!%,^%,(!
$&,#@,*$
$@,@!,@)
@$,#!
@,(%,!*
!#,&(,)#
!^,&$,@!
^!,*!,@^
s]xfa fdLa /6]fd fdDh
hDdf e' _b"v- Ljfb LgfmQ
cf=j=@)&@÷)&#
/sd tztl|k 4l[a
cf=j=@)&!÷&@
fdLa /6]fd
Fa {gu LgfmQ"e “ Ljfb tglfd"gc Ls_b"v- fy:joJ tkfj
q]fI
clUg aLdf !%,^^,&* !#=($
^&=&*
!$#=)*
-#=^@_!@^=(%
%=#$
-@=*^_
-^=&%_
-)=&)_-(#=%)_
$,*&,^#
#,&!,^%
#,&#,))!%,$!
!#,&%,!^
@,(),^$
!,%@,*(
#,*&,)@^,&(
fdLa s|bl"df;
ljljw aLdf
cf=j= @)&#÷)&$dD; tGf;d {ufd
cf=j= @)&@÷)&#dD; tGf;d {ufd
4l[atztl|k
4l[atztl|k
OlGhlgol/Ë aLdf
fdLa {Ofjx
M ofc 6faoGc fyt {fhs Lgfun / Lgfun _3 ]fsPfc g'x /fhx @! vfn && 8]f/s ( j/c !=? {Ou g\\63 Lgfun ]n/fhx &* vfn !# 8]f/s !# =? fd #&)÷@&)@=j=fc Lx]s Lufn fs{tl"ktlfI ]fsLafb ]fsPe 6fakDs'e . 5 ]fsPe g"oG ]ntztl|k )@=@@ fd]fh+fb ]fs @&)÷!&)@ j=fc g"h . 5
d' +}f5bFpf/u L/fsgfh ]fsPe ds Lx]s ds/ Lgfun n's ]n]fsP/lu LgfmQ'e Lafb {Onl {ftmkl 5lk gfmQ'e bfoD ?xaf;xl tl4 . 5 ]fsPe LgfbDfc ]n/fhx #^ vfn )( 8]f/s ^=? 6faoGc fyt Lgfun fd{fij ffIdl; L/u };oT .
ª M Lh+"k fmQ"r _ vfn ^$ 8]f/s * =? t{fyc tztl|k %&=#@ ]fso; * /fhx #$ vfn %^ 8]f/s %# =? Lh+"k fmQ"r ]fs #&)÷@&)@ j=fc
. +}f5fs]s; {Ofo¥'k o; ( /fhx @@ vfn @! 8]f/s $$ =? Lh+"k fmQ'r L/u L/fh /o]z ;g]fa o; ! /fhx (&
r M fi]fs fdLa / fi]fs f8]uh _ ]fs]u'k /fhx @& vfn (^ 8]f/s &% =? /lu fi]fs f8]uh Qlkjl fxd fyt fi]fs fdLa ,fi]fs f8]uh ]fsLgkDs ;o fd{fij ffIdl;
5 .
M/;c ]fs]/k fd/fj]f/fs ]fsLgkDs 6fatly:l o«6ilf/{tGc fyt o«6ilf/ _@
fdwljc ffIdl; ]njfe|k ]fs]/k fdqGt{yc ]fss"n"d f0/fs fskDs"e L/fs;fgjl ]fs{fij s{ylfc tujl fyt ft/y:lc stl}ghf/ ]fs{fij s{ylfc tual klfyt . 5 ]fs]/k /;c ]fs;o glk fdof;joJ fdLa u|d; fbS;g gpf6imk ?xof;joJ / fbGwu]fBp ]fsPvl]b sdTf/fs; fd4l[a ]fsof;joJ fdLa ]n]fsPOfk ]fsPe ;"zxd ftsoZjfc ]fsfdLa fd;gfdgh ]nkDs"e L/fs;fgjl
5 .
Mff0/fw ]fstldl; snfr~; fdwGaD; ]fsoijle / wAlnkp ]fs{fij "nfr dD;tldl ]fsgb]jtl|k _#
$&)÷#&)@ {fij s{ylfc "nfr f0/fs fs;fjZjl /tG/gl ]fs?xtdljl / vfz ]fsLgkDs ]fsPu }b\9a fd/fha fdLa ]fss"n"d /fhx )( vfn % 8]f/s $% =? fddD;tGf;d {ufd nf; #&)@ fd]fs]x/ vfn )% 8]f/s !# a/c ! =? dodl|kl tfIln ]fs t{fyc tztl|k %@=)$ fdfgn"t ]fswljc xl]f; ]fs #&)÷@&)@ =j=fc tu g"h . 5 ]fsPe dfI; {gu gns+; dodl|kl fdLa "nfr {fbu /hgoWd {Ofntlu|k ]fsdD; nfx glk t"hafa ]fstly:l/lk dfial . 5 ]fsPe 4l[a ]n/fhx ^$ vfn !% 8]f/s %!=?
. +}f5 fsPnl ;fjZjl ]g'x f/"k oIn fddD;oTGc ]fs{fij s{ylfc fs]]/u t't:|k fId; ?xFfxo fb'Fx ]fs]/u LgfbDfc dodl|kl /f;"gfgDgl fdk? tuq]fI ]nLgkDs fddD; tGf;d {ufd ]fs{fij "nfr
. +}f5
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
13
MwGaD; solf;jfoJ fj sul]fB}fc _$ Ljfb . 5 ]fsPfc {}bu gfb|k fj]; 6fa?xon{fofs fvfzkp fyt fvfz f6j @# fs/es"n"d tofun on{fofs gfw|k ]nLgkDs sxf|u oGc fyt Lu]fBp ,Lof;joJ ,t7iltl|kwAn fdk? ]fssdLa oY:j: ]n]fsPfgkc tlLgf0/ {]gu ]ft/l5]f65l LgfmQ'e. 5 ]fs]x/ {f0'k{bfx}f; fyt {f0'kLq}d wGaD; sul]fB}fc ]fsLgkDs }yf; . 5 ]fsPe nmk; gVf/ dofs ;fjZjl ]fs?xjfe'gfxd
M/]mk/]x fdtldl; snfr~; _% . +}f5bFpf/u L/fsgfh ]fsPeg /]mk/]x }g's fdtldl; snfr~; ]fsLgkDs ;o
M ?xf/"s oV"d {]gfk /;c {Ofn/fj]f/fs _^ ,fbGwu]fBp ]nf0/fs fs/;c gnlfs{3bl ]fs]/k fdqGt{yc f0/fs ]fsLbGafsfg tfil]f3c ,kDs'e L/fszfgjl ]fs{fij s{ylfc tu
. 5 ]fs]/k /;c ]fs;oT glk fdof;joJ fdLa 6fa]s;g gpfc fdgnfr~; 6fau+9 tfIl]kc of;joJ ,fgfv/fsns
M fomqltl|k ]fstldl; snfr~; /kp ]f; Pe ]fsPe v]nNp tomkl}s }g"s fdgb]jtl|k f0fIL/kfv]n _&. g}5 tomkl}s oglv]nNp }g"s fdgb]jtl|k f0fIL/kfv]n
(_ tkfj ]f; }jfuc fbGe'g'x tmkh /o]z ]ft:oT ,oN"d tsl+c ]fs/o]z ]ft:oT ,foV+; /o]z ]fsPe tmkh Pe ]fsPe tmkh /o]z tmkh fyt ds/ ]fs]/u tKf|k ]nLgkDs L/u Lmqal /o]z ]f; 5lkPe tmkh /o]z ]ft:oT / ds/ fdDh ]fs]/u tKf|k ]nLgkDs
M f0/jjl ]fs]f; Pe ]fs]/u {ftmkl ds/ tkfa /o]z ]fsPe. g}5 ]fs]/u tmkh /o]z }g's ]nLgkDs
M ds/ ]fsP/lu ;/lfmk;l {gu 8Ffmk8Ffa z+fefn _* vfn %( 8]f/s @=? ;g]fa L/fr{ds 6fa/fhx @( vfn ($ 8]f/s @# =? fmkfg"d n's ]fsPfc g"x 6fa/fa]f/fs ]fs{fij ffIdl; $% vfn &^ 8]f/s )@ =? ds/ ]fsPfc g'x LsFfa tfrZk fy:joJ ]fs/fhx #( vfn ^* 8]f/s * =? /sofc / /fhx %$ ]g'x ]ntztl|k )% ]fsfmkfg"d /f;"gc ($)@ ,g]P fdLa fdds/ ]fs5lk gh]fofd; /fhx ## vfn @ =? /s guy: fd/fhx $#=? ds/ ]fs]x/ fdfi]fs f8]uh fyt fdLa ]fsnfx ]fsLgkDs fd{]gk {"gf; fdfi]fs f8]uh && vfn ## 8]f/s )! =? ds/ /fhx *% vfn ^# 8]f/s ( =? Lufn fsg'x /af/a /fhx #@ vfn @! 8]f/s $$ =? Lh+"k fmQ"r fd/fhx $^ vfn %& 8]f/s fdds/ ]fs5lk gfndl /fhx ## =? {rv twGlaD; uF;{fij s{ylfc ]fnN3lc L/f; fdfi]fs fdLa ds/ mQp ]n]fsPe u"kg qfd vfn %& 8]f/s !!=? ds/ fmkfg"d oU]fo f0/tjl ]gpfc g'x txl; /fhx #^ vfn $$=? fmkfg"d trl+; ]fs{fij s{ylfc tu ds/ ]g'x ]ntztl|k ))=@@ ]fs/fhx #@ vfn @! 8]f/s $$ =? Lh+"k fmQ"r ]fsnfx {Ofn?xjfe"gfxd Lgw/o]z 6fa/fhx %@ ]gV]n {rv fdz+c ]fsefn ulfn fs _gxa- gh]fofd; /s ]gUfn fd]f; fyt /o]z ;g]fa /af/a /fhx (^ vfn )& 8]f/s (=? snfr~; ulfn fsgb]fd"gc fdfe; f0/fwf; s{filfj {gu f0/tjl z+fefn bug /fhx ( vfn !% =? ds/ tztl|k &%!=! /lu tldl fd]fsPf7k Lufn fstl[sLj: ]fstldl; fdLa {Oe z/lfmk;l 6fas7}a }Ffc ^@@ ]fs];a ]tu #÷*÷#&)@ tldl ]fstldl;
@)&#÷*÷ z+fefn bug tztl|k &%!=! fyt /o]z ;g]fa tztl|k ))=@@ ]fsLh+'k fmQ"r ]n]fsPe tKf|k Lt[sLj: 6fa+fxt ]tu ^@. F}f5fs]vf/ ffI]kc ]gGe 5 ]g'x 'gbl/lu t/lfk jft:|k {]gu f0/tjl
. F}f5 fs]/f; fdtfn;fj /fhx % vfn *# =? fmkfg'd ]fs]x/ LsFfa 5lk f0/tal z+fefn bug / /o]z ;g]fa tjlft:|k
]g'x ]ntztl|k )! ]fs/fhx %( vfn )# 8]f/s !!=? fmkfg"d oU]fo f0/tjl ]fs{fij ffIdl; dhl]fda gz{]bgl ]fstldl; fdLa. '5bFpf/u tujc {Ofn?xFfxo f/]fxoA ]fs]/f; fdf8]uh LQkal fxd {Ofn/fhx )! vfn #! 8]f/s !=? ds/
fmkfg ,tfn;fj ]fs #&)÷@&)@=j=fc t't:|k yf; gb]jtl|k ;o Mtc – f0/jjl xfj|k bug ,af;xl ooJ ofc ,af;xl gf;S]fg . F}f5{bu w]f/'gc g'x 'gbl L/u t/lfk t]d; ?xLr';"gc gUn+; yf;gb]jtl|k ]fssfIL/k fv]n fyt
q]fI
fdLa Lnfa fyt "zk $*,$& -@)=%#_
@%=(#
^)=*%
$)=@%
!&@=^$
-)=%!_
-#=$@_
-!=&@_
@*,^@,($
@%,$@,(^
%$,)%,()
^),((
@@,&#,$(
!%,*),(%
#*,%$,$$
s]xfa fdLa /6]fd fdDh
dodl|kl fdDh
cf=j=@)&#÷)&$dD; tGf;d {ufd
cf=j=@)&@÷)&#dD; tGf;d {ufd
4l[atztl|k
4l[atztl|k
fdLa /6]fd
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
14
!)_ ]fstly:l ]fs]x/ fdtGc ]fs{fij s{ylfc ]f; / tlu|k ]fs/fa]f/fs ]fsLgkDs sofx; ]fs;o / LgkDs fd{fij s{ylfc tujlMgs]fnjf/g'k
,tfn;fj f0/jjl ]fstly:l ]fs]x/ fdoTGc ]fs{fij s{ylfc ]f; / tlu|k ]fs/fa]f/fs ]fsLgkDs ]fs{fij ;o / {fij s{ylfc tujl ]fs]x/g LgkDs sofx; }g's ]fsLgkDs ;o . 5 ]fsP{Obl fd?xLr";"gc ]fsP/lu gUn+; uF; ]f; fyt af;xl gf;S]fg fmkfg
. '5bFpf/u L/fsgfh f/]fxoJ
!!_ fd/fa]f/fs ]fsLgkDs fdwljc ]f; / ?x/fa]f/fs v'd|k ]fs]/u gGkD; fd{fij s{ylfc ]nLgkDs sofx; ]fs;oT fyt LgkDsMg{tj/lk {f0"kjTxd }g"s ]fsPfc
g{tj/lk {f0'kjTxd }g"s fd/fj]f/fs ]fsLgkDs / ]fsPe qfd of;joJ fdLa gj{hlgl /fa]f/fs ]fsdD;nfx ]fsLgkDs ;o. ]fsPeg
!@_ M L/fsgfh ]fsPf/u wAnkp {OfnLgkDs ]n?xLgw/o]z t"e/fwfc ]fsLgkDs fd{fij s{ylfc tujl. ]fsPeg tKf|k L/fsgfh fi]zal }g"s 6fa?xLgw/o]z
!#_ fd/fa]f/fs /o]z ]fsLgkDs / f0/jjl ]fsjTdlfj: ]fs/o]z ]fsPnl ]n?xL/fswlfbk fyt snfr+; fsLgkDs fd{fij s{ylfc tujlML/fsgfh ]fs]/u tKf|k ]nLgkDs 6fa?xhgl fdwGaD; ]f; Pe ]fs]x/ gUn+; ?xhgl
. ]fs]x/g gUn+; snfr+; }g"s fd/fa]f/fs /o]z ]fsLgkDs!$_ ]fs{yffJ: tumQloJ ]fs/fb]tfg ]fsshlg ]fshgl fyt snfr~; }g"s fd?xft}fme+; twGlaD; uF;LgkDs fd{fij s{ylfc tujl
M f/]fxoJ ]fsL/fsgfh ]fsPOf/u wAnkp fd]/fa. ]fs]x/g {yfj: tumQloJ ]fs/fb]tfg ]fsshlg ]fshgl fyt snfr+; }g's fd?xft}fme+; twGlaD; uF;LgkDs
oN'd tsl+c / foV+; ]fs/o]z ]ft:oT ,f0/fs ]fs{'gu b/lv /o]z ]fgmkfc L/;oT Pe ]fs]/u b/lv ]n+}mkfc /o]z ]fg\mkfc ]nLgkDsM ds/ ]fs]/u LgfmQ'e ]nLgkDs tkfa ]/u b/lv /o]z L/;oT fyt
. ]fs]/ug b/lv ]n+}mkfc /o]z ]fgmkfc ]nLgkDsM f0/jjl t[t:jl ]fs]f; Pe ]fsPe / ]fsPeg fj Pe Lnff0|k f0qGogl s/ltGfc
{gu ty:ljoJ {Ofnf0qGogl s/ltGfc ]nLgkDs . 5 ]fsP{Obl jTxd gpfga ]fn/lb {OfnLnff0|k f0qGogl s/ltGfc ]fsglkDs ]fsLgkDs . 5 ]fsP/lu "ufn {Onl tl[sLj: ]fstldl; fdLj /f;"gc ftsoZjfc {Ofn?xwljl{ofs / ?xLnjfdogljl gGeljl ]fsLgkDs ]ntldl; ]f; /lu g7u ]fstldl; f0fIL/k fv]n fdjTsh]fo+; ]fssnfr~; mQ'ogl 6fa{mkt fsLgw/o]z f0/fwf;{j; {Ofnf0fI/lk fv]n s/ltGfc ]fsLgkDs . 5 ]fs]/u ]gbl gz{]bgl ]fs/f;'gc ftsoZjfc /lu gs+foN"d ]fsfy:jc oQljl |ud;
. 5 ]fsP/lu mQl'ogl {Ofn6G0]60pfsP 8{6fr qGtj: ]]fs/xlfa fbGe LgkDs gpfga {]fbk/e / qGtj:
#&)@ ,fszl{]bgl LwGaD; g;fz"; tufy:+; ]fssdLa L/fh L/u ]g'x "ufn vl]b ]tu ! |bfe nf; #&)@ tldl 6fatldl; fdLa. 5 ]fsP/lu g7u{g'k ?xtldl; gDgl dhl]fda
tldl; f0fIL/kfv]n _ssh]fo+; Lz]fh nglc L> ,snfr~;
tl]foH ßk L> ,snfr~; ;b:o o:b; Lz]fh f0i[s d]fc L> ,snfr~;
tldl; {tz fj]; fyt gkfy:joJ L/fr{ds _vsh]fo+; Lz]fh /fd's {tlLs L> ,snfr~;
o:b; Lb]ft /fd's s]fzc L> ,snfr~; tldl; fd{Lag'k fyt _L;G]eN]f;- fty:j: oQlal ,gkfy:joA dvl]fh _u
sh]fo+; Lz]fh f0[sd]fc L> ,snfr~; o:b; Lz]fh /fd's {tlLs L> ,snfr~;
tldl; LgfmQ"e Lafb _3 sh]fo+; Lb]ft /fd's s]fzc L> ,snfr~;
o:b; 7i]> nfn|bG]hu L> ,snfr~;
!%_
!^_
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
15
ª_ nufgL ;ldlt . sh]fo+; f5N]fu oGfds]fn L> ,snfr~;
o:b; 7i]> nfn|bG]hu L> ,snfr~;
!&_
dfs ]fs]/u ]ntldl; ]f; ,fwjl"; fyt fQe ,sdl>/lfk ]fs]/u tKf|k ]n?xhgl ,Lnjfdfg ]fs?xo:b; fstldl; f0fIL/kfv]nM f0/jjl ]fs]f; Pe ]fsPbl jfme'; }g's ]ntldl; ]f; / f0/jjl ]fsLxfj/fs
. 5 ]]fsP/lu g7u tldl; f0fIL/k fv]n L/u ]gx/ ?xo:b; gDgl fdLgkDs dhl]fda fy:joJ ]fs #^)@ g]P LgkDs_sh]fo+;- Lz]fh nglc L> snfr+; _s
_o:b;- tl]foH ßk L> snfr+; _v_o:b;- Lz]fh f0i[s d]fc L> snfr+; _u
fQe s7}a ]n/b ]fs ))%,@=? {Ofn?xo:b; oGc / ]n/b ]fs ))),#=? {Ofnsh]fo+; fstldl; f0fIL/kfv]n fd{fij ffIdl; }bpf/u tujc f/]fxoJ ]fs]/u o{f0gl soZjfc L;a s7}a f6j ^ fd{fij ffIdl; ]fstldl; mQp . 5 ]fs]x/ fy:joJ {]gu gfb|k
. \g}5 ]fsP/lu ]gbl fwjl'; Lbfc sdl>/lfk oGc s]xfa ;o . 5 ]fsPe LgfmQ'e ))%,%$=? tkfj fQe s7}a
M f0/jjl ]fs{rv gkfy:joJ n"s ]fs{fij s{ylfc tujl ]fsP/lu v]nNp f0/jjl ]fs{rv gkfy:joJ n"s ]fs{fij s{ylfc tujl fd Æ%æ Lr';"gc ]fsaf;xl gf;S]fg fmkfg ]fsLgkDs ;o
5 .
]fs]x/ gUn+; hgl fj /fb]tfg fsshlg ]fshgl fj Lgw/o]z t"e/fwfc fsLgkDs ,v'd|k L/fs{ofs ,snfr~; wGa|k ,snfr~;M f/'s ]f; Pe LsFfa gpfme'a ds/ }g"s {OfnLgkDs ]nfy:+; t7lu+; fj LgkDs ,{dmk
. \g}5 LsFfa gpfme'a ds/ }g's {OfnLgkDs
!*_
!(_
Mds/ ]fs?xfwjl'; fyt fQe ,sdl>/lfk ]fsP/lu LgfmQ'e {OfnL/fswlfbk fyt v'd|k L/fs{ofs ,snfr~; wGa|k ,snfr~; vfn ^=? tkfj fQe s7}a ]fs?xtldl; gGeljl fyt s7}a ]fstldl; snfr~; {Ofn?xsnfr~; fyt fIoWc fd{fij ffILd;
. 5 ]fsP/lu gfb|k /fhx #! 8]f/s !=? tkfj fwjl'; oGc fyt fQe ,sdl>/lfk {Ofn?xL/fswlfbk fsdD;xt swGa|k fyt t[swlc L/fs{ofs v'd|k }yf;
. 5 ]fsP/lu LgfmQ'e /fhx *& vfn !$
@)_
Mds/ ]fsz+fefn ]fs]x/ LsFfa gnlmel'a ]n?xLgw/o]z nf; #&)@ fd]fs]x/ ()#,)^,^$ =? dD;tGf;d 9ffifc nf; #&)@ z+fefn LsFfa {gu LgfmQ'e {Ofn?xLgw/o]z ]nLgkDs
. 5 ]fs]x/ LsFfa %*$,(!,$$ =? fddD; ]tu !@ {ufd
@!_
. 5 v]nNp fdgb]jtl|k s{ylfc ]fstfn;ffJ M f0/jjl ]fsf/"s ]fs]/u Lmqal fj b/lv LQkD; dhl]]fda !$! fmkb@@_
. ]fsPeg Lx]s Mf0/jjl ]fs/fa]f/fs ]fsPe rLa LgkDs 4aD; dhl]fda %&! fmkb@#_
M f/'s }g's oGc {]gk 'gpfn'v fdgb]jtl|k ]fstldl; snfr+; dhl]fda g"gfs tnlr|k fyt g]P ;o. ]fsPeg Lx]s
@$_
MfdwGaD; g;fz'; tufy:+; L/fh 6fatldl; fdLalgods lgsfo aLdf ;ldlt ldlt @)^(÷)%÷ L/u gkfy:tl|k fI]kf; od; {Ofnfszl{]bgl g;fz'; tufy:+; L/fh fd !)
. F}f5Fpf/u L/fsgfh f/]fxoJ ]fsPfc L/u gnfk/lk ]nk? {f0"k fszl]{bgl LwGjD; g;fz'; tufy:+; ]fssdLa
oXfj ]fs $&)÷#&)@ =j=fc "nfr ]fsLgkDs ;o dhl]fda _#- !!! fmkb ]fs #&)@ g]P LgkDs M;/lfmk;l LmQ"ogl sfIL/kfv]n _s {8{6fr ,7i]> gfd /bG"; L> sfIL/k fv]n fsLgkDs 80P /bG"; L> fd;/lfmk;l ]fstldl; f0fIL/k fv]]n ulfn fs{gu f0fIL/k fv]]n
. F}f5 fs]/u z]k fId; ?xFfxo Lufn fsgb]fd"gc {gu LmQ'ogl /lu {]gu gfb|k ))),)),#=? sdl>/lfk n"s {Ofn60]60pfsPM mQl'ogl t[swlc L/fs{ofs v"d|k _v
]fss7}a +}fc )@@ ]fs];a ]tu #! 9ffifc nf; #&)@ tldl ]fstldl; snfr+; {OfnLq]fI Ls+r L> swGa|kfxd aofg fsLgkDs mQl'ogl fdt[swlc L/fs{ofs v"d|k ]fsLgkDs Lufn fs{fij $ /lu ]g'x"ufn vl]b ]tu *! 9ffifc nf; #&)@ tldl /f;"gfo{f0gl
. }Ff5bFpf/u L/fsgfh ]fsP/luM mQl'ogl /fsxfnN; _u
]fs];a ]tu #! 9ffifc nf; #&)@ tldl ]fstldl; snfr~; {OfntfoG:a /'bfxa f0i[s L> t[swlc L/fs{ofs v"d|k gfd{tjgl ]fsP/lu mQl'ogl fd/fsxfnN; Lufn fs{fia ! /lu ]g'x"ufn vl]b ]tu *! 9ffifc nf; #&)@ tldl /f;"gfo{f0gl ]fss7}a +}fc )@@
. }Ff5bFpf/u L/fsgfh
@%_
M?xf/'s soZjfc oGc@^_
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
16
odgljl qk]ftwl nfk]g ,{8]fa qk]ftwl ,on{fofs ]fs/f«6ihl/ LgkDs ,tldl; fdLa ,onfqGd {yc ,/fs/; nfk]g fdtlu|k ]fsLgkDs ;o tofun ?xLgkDs fd{Lag"k fyt fdLa Lz]bjl / Lz]bj: ,?xfy:+; oLQal fyt s+}a oHf0lfj ,s+}a «6if/ nfk]g ,ufejl u]fBp ,=nl /fha
. '5{bu gkf1 bfjoGw s{blfx {}bu 6s|k /fefc tl|k u]fox; tKf|k 6fa{ujsxf|u fyt fy:+; 3+; oGc v'd|k gfd{tjgl ,t[swlc L/fs{ofs v"d|k fsLgkDs ;o ]g'x'gbl gfbu]fo yf; fsftnLzgun / L/fbGfdO fdg{4j|k of;joJ ]fsLgkDs. '5Gxfr gbl bfjoGw 6fa{mkt }}gmkfc ]f/]d fyt tldl; snfr~; fd/;jc ;o glk {Ofn?xL/fr{ds {f0"kD; fyt t[swlc L/fs{ofs
{}bu gkf1 bfjoGw {Ofn?xjfe"gfxd Lgw/o]z {f0'kD; fsPe 'gNfk g"x Lufex; fdfe; f0/fwf; ;o glk b'hafa fsftt:oJ ,fdoTGc. }Ff5 t:jZjl Ldfx fd]gGe 5 ]gsDln fdyktlu|k mec fd?xgbl Ldfufc LgkDs ]fo 6fajfme"; oN'dc ]fs?xFfxo
wGojfb .
. /faw'a ,]tu &@ fi}fk nf; #&)@ M tldl
wGojfb 1fkgM
7i]> nfn |bG]husnfr+;
/wGgfd f0i[s df/cWoIf
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
18
lj=;+= @)%! ;fndf sDkgL btf{ eO{ @)%# ;fn >fj0f @ ut]af6 sf/f]af/ yfn]sf] xfd|f] sDkgLn] @) jif{ k'/f u/]sf] s'/f oxfFx? ;dIf /fVg kfpFbf uj{ dxz'; ePsf] 5 . :yfkgfsfn b]lv g} æ7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]Æ eGg] d"n dGqnfO{ cfTd;ft ub}{ ;a} ju{sf aLldtx?nfO{ :tl/o ;]jf k|bfg ub}{ cfPsf] :d/0f u/fpFb5' .
aLdf hLjgsf] cleGg cFu eO{;s]sf] cfhsf] ;Gbe{df ;a} If]qnfO{ ;d]6\b} d'n'ssf ljleGg :yfgdf #@ j6f zfvf / pkzfvf sfof{no vf]ln ;]jf lj:tf/ u/L ;]jf k|bfg ul//x]sf 5f}F / sfof{nox? lj:tf/ ug]{ sfo{nfO{ lg/Gt/tf lbFb} ;]jfnfO{ cem lj:tf/ ug]{5fF} .
aLdf b'Mvsf] ;fyL xf] eGg] r]tgfsf] sdL eO{/x]sf kl/k|]Iodf ut jif{ @)&@ ;fn a}zfvdf uPsf] ljgfzsf/L e"sDk kZrft\ cfd hgdfg;df aLdf ;DaGwdf ;sf/fTds ;f]rsf] ljsf; ePsf] kfO{Psf] 5 . e"sDk kZrft\ aLdf ahf/ sl/j @^ k|ltztn] a9]sf] b]lvG5 .
nufgLstf{x?nfO{ lg/Gt/ ?kdf k|ltkmn k|bfg ug{ ;kmn o; sDkgLsf] cfly{s cj:yf ;an ePsf]n] d'n'sdf uPsf] ljgfzsf/L e"sDksf] cj:yfdf klg ljrlnt geO{ aLldtx?nfO{ b|'t ult (Fast Track) df bfjL e'QmfgL u/L z]o/wgLx?nfO{ k|ltkmn ;d]t k|bfg ug{ ;s]sf]df xfdLnfO{ ;Gtf]if nfu]sf] 5 .
sDkgLsf] cfly{s kIfnfO{ ;an kfb}{ n}hfg k"+hL a[l4 ug]{ of]hgf cg'?k o;} ;fwf/0f ;efdf ;j{;fwf/0f z]o/wgLx?nfO{ lk|ldod d"No (Further Public Offer) df z]o/ hf/L u/L k"+hLa[l4 ug{ oxfFx?af6 clwsf/ k|Tofof]hgsf nflu k|:tfj k]z u/]sf 5fF} . o;af6 sDkgLsf] Networth sf ;fy} hf]lvd wf/0f (Retention ) Ifdtf a[l4 x'g] tyf sDkgLsf] aLdf Joj;fo ;d]t a[l4 x'g]df xfdL ljZj:t 5f}+ .
cGTodf, lgodg lgsfo aLdf ;ldlt, cy{ dGqfno, g]kfn /fi6« a}+s, a}+s tyf ljlQo ;+:yfx?, sDklg /lhi6«f/ sfof{no, g]kfn lwtf]kq af]8{, g]kfn lwtf]kq ljlgdo ahf/ ln=,CDS & Clearing Ltd., :jb]zL tyf ljb]zL aLdf tyf k"gaL{df sDkgLx? nufot ;DalGwt lgsfox?af6 xfdLnfO{ k|fKt ;xof]u, ;'emfjsf nflu cfef/ JoQm ub{5' .
/fds[i0f dfgGw/
cWoIf
cWoIfHo"sf] dGtJo
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
19
aLdf b'Mvsf] ;fyL xf] eGg] r]tgfsf] sdL eO{/x]sf] kl/k|]Iodf ut jif{ @)&@ ;fn a}zfvdf uPsf] ljgf;sf/L e"sDk kZrft\ cfd hgdfg;df aLdf ;DaGwdf ;sf/fTds ;f]rsf] ljsf; ePsf] kfO{Psf] 5 .
19
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
20
>Ln+sfsf] ;]lnGsf] O{G:of]/]G; lk=Pn=l;;Fusf] ;+o'Qm nufgLdf ;~rflnt o; sDkgLn] aLdf ;]jfsf] @ bzs k'/f u/]sf] 5 . o;} aLr xfdLn] d'n'ssf lxdfn, kxf8 tyf t/fO{df u/L #@ j6f zfvf tyf pk zfvfx?af6 aLdf ;]jf pknAw u/fpFb} cfPsf 5f}F / cfufdL lbgx?df æ7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]Æ eGg] d'n dGqsf ;fy qmdzM zfvf lj:tf/ ub}{ aLdf ;]jfnfO{ hg:t/;Dd k'¥ofpg xfdL sl6a4 5f}F .
d'n'ssf s]xL If]qdf ut cfly{s jif{df uPsf] ljgfzsf/L e"sDkaf6 o; sDkgLsf aLldtx? dWo] sl/a #,))) aLldtx?sf] ef}lts ;DkQLsf] Iflt eO{ bfaL k/]sf]df xfn;Dd (% k|ltzt bfaLx? km5\of{}6 ul/ ;s]sf 5f}F . pxfFx?sf] w}o{tf tyf bfaL km5\of}{6 ug{ k|fKt ;xof]usf] nfuL cfef/ k|s6 ug{ rfxG5' .
sDkgLn] Joj;fo lj:tf/sf] nflu gofF gofF of]hgfx? nfu' ug]{ gLlt cg'?k oxL @)&# ;fn >fj0f @% ut]af6 sDkgLn] ;jf/L aLdf cGtu{t "Sagarmatha VIP On The Spot" of]hgf ;~rfngdf NofPsf] hfgsf/L u/fpFb} o; of]hgfaf6 sDkgLdf kg{ cfpg] bfaLx?sf] km5\of{}6 tTsfn x'g] x'Fbf aLldtx?df sDkgL k|ltsf] ljZjf; cem a9\g uO{ sDkgLsf] Joj;fo lj:tf/df /fd|f] 6]jf k'Ug] ljZjf; lnPsf 5f}F . o; of]hgfsf] ;sf/fTds k|efj qmlds ?kdf b]lvg yfn]sf] xfdLn] dxz'; u/]sf 5f}F . aLldtx?sf] lxtnfO{ Wofgdf /fvL sDkgLn] k|bfg ug]{ ;]jfx?df ;dofg';f/ kl/dflh{t ub}{ nfg] k|lta4tf JoQm ub{5f}F . xfdLn] lgodg lgsfosf] lgb]{zg ;d]tnfO{ Wofgdf /fvL n3' aLdf, afnL tyf kz"k+IfL aLdfnfO{ dxTjsf ;fy k|fyldstfdf /fv]sf 5f}F .
cGTodf, lgodg lgsfo aLdf ;ldlt, cy{ dGqfno, g]kfn /fi6« a}+s, a}+s tyf ljlQo ;+:yfx?, sDkgL /lhi6«f/ sfof{no, g]kfn lwtf]kq af]8{, g]kfn lwtf]kq ljlgdo ahf/ ln= ,CDS & Clearing Ltd., :jb]zL tyf ljb]zL aLdf tyf k"gaL{df sDkgLx? nufot ;DalGwt lgsfox?af6 xfdLnfO{ k|fKt ;xof]u, ;'emfjsf nflu cfef/ JoQm ub{5' .
r+sL If]qL
k|d'v sfo{sf/L clws[t
k|lta4tf
7"nf] xf];\ jf ;fgf], ;'/If0f ;a}sf]
21
"Sagarmatha VIP On The Spot" of]hgf ;~rfngdf NofPsf] hfgsf/L u/fp“b} o; of]hgfaf6 sDkgLdf kg]{ bfaLx?sf] km5\of{}6 tTsfn xg] x'“bf aLldtx?df sDkgL k|ltsf] ljZjf; cem a9\g uO{ sDkgLsf] Joj;fo lj:tf/df /fd|f] 6]jf k'Ug] ljZjf; lnPsf 5f}“ . o; of]hgfsf] ;sf/fTds k|efj qmlds ?kdf b]lvg yfn]sf] xfdLn] dxz'; u/]sf 5f}“ .
21
;u/dfyf OG:of]/]G; sDkgL lnld6]8sfz]o/wgL dxfg'efjx¿ ;dIf n]vfk/LIfssf] k|ltj]bg
;'Gb/dfg >]i7, Pkm=l;=P=;fem]bf/rf6{8{ Psfp06]06\;lgM ;'Gb/ P08 sDkgL
ldltM @)&#÷)*÷)^
!= ljQLo ljj/0fdfly k|ltj]bgxfdLn] o;} ;fy ;+nUg ;u/dfyf OG:of]/]G; sDkgL lnld6]8sf] ljQLo ljj/0fx¿, ;f];+u ;dflji6 #! cfiff9 @)&# sf] jf;nft tyf ;f]xLldltdf ;dfKt cfly{s jif{sf] gfkmf–gf]S;fg lx;fa, ;DalGwt cfo–Joo lx;fax¿, :jfldTj sf]ifdf ePsf] kl/jt{g, gub k|jfx ljj/0f tyfdxŒjk"0f{ n]vf;DaGwL gLlt tyf l6Kk0fLx¿sf] ;f/sf] n]vfk/LIf0f ;DkGg u/]sf 5f}+ .
@= ljQLo ljj/0fx¿k|ltsf] Joj:yfkgsf] pQ/bfloTjk|rlnt sfg"gsf] clwgdf /xL g]kfn n]vfdfg cg';f/ oL ljQLo ljj/0fx¿ tof/ ug]{ tyf ;xL k|:t'lts/0f ug]{ pQ/bfloTj Joj:yfkgdf/x]sf] 5 . oL bfloTj cGtu{t hfn;fhL jf q'6Laf6 x'g ;Sg] ;f/e"t ¿kdf q'l6k"0f{ /lxt ljQLo ljj/0f tof/ ug{ tyf k|:t't ug{ cfjZoscfGtl/s lgoGq0f k|0ffnLsf] agfj6, sfof{Gjog / sfod ug]{, pko'Qm n]vf gLltsf] 5gf}6 Pj+ k|of]u tyf kl/l:ylt cg'¿k plrt n]vf cg'dfgsf]k|of]u klg ;dfj]z x'G5 .
#= n]vfk/LIfssf] pQ/bfloTjn]vfk/LIf0fsf] cfwf/df oL ljQLo ljj/0fx¿ pk/ /fo JoQm ug'{ xfd|f] pQ/bfloTj xf] . xfdLn] g]kfn n]vfk/LIf0fdfg cg';f/ n]vfk/LIf0f;DkGg u¥of}+ . ;f] n]vfk/LIf0fdfg cg';f/ ljQLo ljj/0fx¿ ;f/e"t ¿kdf q'l6k"0f{ k|:t'lt /lxt 5 eGg] s'/fdf plrt ¿kdf cfZj:t x'gsf]nflu n]vfk/LIf0f ubf{ g}lts cfjZostfsf] kl/kfng tyf n]vfk/LIf0fsf] of]hgf th'{df u/L n]vfk/LIf0f ;DkGg ug'{kb{5 . n]vfk/LIf0f cGtu{tljQLo ljj/0fx¿df pNn]v ul/Psf /sdx¿ tyf v'n:t ul/Psf s'/fx¿sf] k|df0f k|flKt ug{ n]vfk/LIf0fsf] sfo{ljlwsf] ;fy} ljQLo ljj/0fx¿hfn;fhL jf q'6Laf6 ;f/e"t ¿kdf q'6Lk"0f{ x'g] hf]lvdsf] d"NofÍg n]vfk/LIfssf] ljj]sdf lge{/ x'G5 . pQm hf]lvdsf] d"NofÍg ubf{ ;f]cj:yfdf pko'Qm x'g] n]vfk/LIf0f sfo{ljlwsf] th'{df ug{sf] nflu n]vfk/LIfsn] sDkgLsf] ljQLo ljj/0fsf] tof/L / ;xL k|:t'lts/0f;+u ;DalGwtcfGtl/s lgoGq0fsf] k|efjsfl/tf dfly ljrf/ JoQm gug]{ u/L cfGtl/s lgoGq0fsf] dgg ub{5 . Joj:yfkgn] k|of]u u/]sf] n]vf gLltsf] pko'Qmtftyf n]vf cg'dfgsf] cf}lrTotfsf] ;fy} ljQLo ljj/0fx¿sf] ;du| k|:t'lts/0fsf] d"NofÍg klg n]vfk/LIf0fdf ;dfj]z x'G5 . n]vfk/LIf0fn]xfd|f] dGtJonfO{ kof{Kt cfwf/ k|bfg ug]{ s'/fdf xfdL ljZj:t 5f}+ .
$= cGo sfg"gL tyf lgodgsf/Lsf] k|ltj]bg cfjZostf dflysf] tf]s]sf] s'/fx¿ pk/sf] k|ltj]bgpk/f]Qm cg';f/ ljQLo ljj/0fx¿sf] 58\s] k/LIf0fsf] cfwf/df n]vfk/LIf0f u/L b]xfo adf]lhd k|ltj]bg ub{5f}+Ms_ n]vfk/LIf0fsf] qmddf cfjZos 7fg]sf ;"rgfx¿ Pj+ ;f]wgL ePsf s'/fx¿sf] hjfkm kfof}+ .v_ xfd|f] /fodf jf;nft, gfkmf–gf]S;fg lx;fa, ;DalGwt cfo–Joo lx;fax¿ tyf gub k|jfx ljj/0f aLdf ;ldltn] tf]s]sf] 9f“rfdf tof/
ePsf 5g\ . k|:t't ljQLo ljj/0fx¿ sDkgLn] /fv]sf] lx;fa lstfax¿;+u b'?:t 5g\ .u_ xfd|f] /fodf, sDkgLn] k|rlnt sfg"g adf]lhd lx;fa lstfa 7Ls;+u /fv]sf] 5 tyf ljleGg zfvf sfof{nox¿af6 k|fKt ljj/0fx¿
n]vfk/LIf0fsf] lgldQ kof{Kt 5g\ .3_ xfd|f] /fodf, xfdLn] k|fKt u/];Ddsf] ;"rgf, :kli6s/0f / sDkgLsf] lx;fa lstfasf] n]vfk/LIf0f ubf{ sDkgLsf] s'g} kbflwsf/L jf sd{rf/Ln]
n]vf;DaGwL sfg"g Joj:yf lj¿4 sfdsfh u/]sf] jf sDkgLnfO{ xflg–gf]S;fgL k'¥ofPsf] jf sDkgLsf] sf]ifsf] lxgfldgf u/]sf] xfd|f]hfgsf/Ldf cfPsf] 5}g .
ª_ xfdLnfO{ k|fKt hfgsf/L tyf :kli6s/0f cg';f/ sDkgLn] aLdf ;ldltn] lbPsf] lgb]{zg cg'¿k sfo{ u/]sf] 5 .r_ xfd|f] /fodf sDkgLn] c;dfKt hf]lvdsf] nflu kof{Kt hu]8f aLdf P]g÷lgodfjnL adf]lhd /fv]sf] 5 .
%= ljQLo ljj/0f pk/ n]vfk/LIfssf] /foMxfd|f] /fodf tyf xfdLn] kfP;Ddsf] ;"rgf Pj+ :kli6s/0fsf] cfwf/df k|rlnt sfg"gsf clwgdf /xL nfu" ug{ ;lsg] xb;Dd ;+nUg ;u/dfyfOG:of]/]G; sDkgL lnld6]8sf] ljQLo ljj/0fx¿ g]kfn n]vfdfg cg';f/ tof/ kfl/Psf] 5 / ;f]df ;+nUg ul/Psf l6Kk0fLx¿sf] clwgdf, oLljj/0fx¿n] #! cfiff9 @)&# -!% h'nfO{ @)!^_ sf] sDkgLsf] ljQLo cj:yf / ;f]xL ldltdf ;dfKt ePsf] cjlwsf] ;+rfng glthf Pj+ gubk|jfxsf] oyfy{ tyf plrt lrq0f ub{5 .
k'Nrf]s -drfuf_nlntk'/ @)÷* 3kf]=a=g+= #!)@ sf7df08f}+, g]kfn
kmf]g g+=M %%@!*)$, %%@(($@ofS; g+=M (&&–!–%%@$*)$
Email: [email protected]@gmail.com
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
@#
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&# ;fn cfiff9 d;fGtsf] jf;nft
qm=;+= cg';"rL o; jif{ljj/0f
;|f]t!= r'Qmf k"“hL !# $$,!@,@@,()) #%,^%,$#,*))@= hu]8f tyf sf]if !$ !%,&!,&),!($ !$,%@,)%,!*$#= aLdf sf]if !@ #(,!&,@@,$@% @(,*),^#,($&$= dxf–ljklQ hu]8f !% @,*),&(,$(( !,^&,^(,(*@%= ltg{ af“sL bL3{sfnLg C0f tyf ;fk6L !^ – –
�������������s'n ;|f]t !,)!,*!,(%,)!* *!,^%,*@,(!#pkof]u
^= l:y/ ;DklQ -v'b_ !& *,^!,!(,%^& *,&^,@(,&**&= bL3{sfnLg nufgL !* @^,!*,(),*%^ #@,%#,(#,*%^*= bL3{sfnLg shf{ @) – –
rfn' ;DklQ shf{ tyf k]ZsLx¿M – –(= gub tyf a}+s df}Hbft !( !#,)),@@,@^! !$,$$,!@,)#)!)= cNksfnLg nufgL !* *#,%*,@!,@#% !,)*,%%,)%,^((!!= cNksfnLg shf{ @) – –!@= cGo ;DklQ @! !,@&,&*,&^,$)$ &%,&$,*&,%^&
������������hDdf -s_ -(±!)±!!±!@_ @,@$,#&,!(,()) !,(*,&$,)%,@(^rfn' bfloTj tyf Joj:yfx¿M
!#= rfn' bfloTj @@ #*,)%,@),)#$ #@,%*,!&,&)#!$= c;dfKt hf]lvd jfkt Joj:yf @# @&,)%,$#,!($ @^,^&,((,!)&!%= e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ $@,@!,!(,($% ^!,*!,@^,))#!^= cGo Joj:yf @#…sÚ %),)$,%@,(#@ #&,#@,%$,$!#
������������hDdf -v_ -!#±!$±!%±!^_ !,%&,#^,#^,!)% !,%*,#(,(&,@@^!&= v'b rfn' ;DklQ -u_ -s_ – -v_ ^&,)),*#,&(% $),#$,)*,)&)!*= ckn]vg jf ;dfof]hg x'g af“sL ljljw vr{x¿ @$ !,)),*)) !,%!,!((!(= gfkmf–gf]S;fg lx;faaf6 ;f/]sf] gf]S;fg – –
������������s'n pkof]u -^±&±*±!&±!*±!(_ !,)!,*!,(%,)!* *!,^%,*@,(!#
;+efljt bfloTjx? / cg';"rL ^ tyf !@ b]lv @^ ;Dd o;sf cleGg c+u x'g\ .
���������� ���ut jif{o; jif{
r'Qmf jf e'QmfgL x'g af“sL nufgL — —k|Tofe"lt k|ltj4tf — —aLdfn]v cGtu{t eGbf afx]saf6 aLds pk/ bfjL k/]sf] t/ aLdsn]bfloTj :jLsf/ gu/]sf] — —aLdsn] jf aLdssf] tkm{af6 lbOPsf] Uof/]06L — —cGo -ljj/0f v'nfpg]_ *(,*^,&@$ &$,%!,)))
hDdf *(,*^,&@$ &$,%!,)))
ljj/0f
ut jif{
@$
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf] gfkmf–gf]S;fg lx;fa
cg';"rL @, % tyf & b]lv !@, !$, !% ;Dd o;sf cleGg c+u x'g\ .
ut jif{cg';"rL o; jif{ljj/0fqm=;+=
cfDbfgL!= cfo–Joo lx;faaf6 ;f/]sf] gfkmf÷-gf]S;fg_ & #),^&,(),@@% #,!$,!&,!(^@= nufgL shf{ tyf cGoaf6 cfo @ @,(&,^^,(!* &,)%,$*,$^&#= Joj:yf lkmtf{ * @#,@&,&)* @,*!,)^#$= cGo cfDbfgL -ljj/0f v'nfpg]_ – –
������������hDdf cfDbfgL -s_ ##,**,*$,*%! !),@@,$^,&@^vr{
%= Joj:yfkg vr{ % !,@#,)@,!)( !,)!,(!,)^)^= ckn]vg vr{ ( %),#(( %),#((&= z]o/ ;DaGwL vr{ (…sÚ #,)$,^$% $,%^,^)%*= cGo vr{x¿ !) ^&,))) $,$@,#^*(= gf]S;fgLsf] nflu Joj:yf !! !!,^(,@)( @^,)*,&&!!)= sd{rf/L cfjf; Joj:yf – –!!= sd{rf/L af]g; Joj:yf @,(%,$$,^*! *),$%,@@(!@= ;dfof]lht cfos/ -c_ -cf_ – -O_ *,*^,(#,!^@ %#,((,^%)
cf_ cfos/ *,*(,@^,!$# ^$,^*,#%&O_ :yug s/ ;DklQ÷-bfloTj_ @,#@,(*! !),^*,&)&������������hDdf vr{ -v_ !#,@!,#!,@)% @,&!,($,)*@v'b gfkmf ÷-gf]S;fg_ -u_ -s_ – -v_ @),^&,%#,^$^ &,%),%@,^$$
!#= s_ aLdf sf]ifdf ;f/]sf] !@ (,#^,%*,$&* #,&%,@^,#@@v_ aLdf hu]8fdf ;f/]sf] !$ – –
!$= cl3Nnf] jif{;+u ;DalGwt vr{ #@,%(! #&,$#,)(^!%= cl3Nnf] jif{af6 ;fl/Psf] gfkmf÷-gf]S;fg_ $$,^@,^*% ^,$^,#^,&$*
af“8kmf“8sf] nflu pknAw /sd !!,&%,@%,@^@ (,*$,!(,(&$!^= -s_ :yug s/ hu]8f !$ @,#@,(*! !),^*,&)&
-v_ k"“hLsf]if !$ – –-u_ ljz]if hu]8f !$ – –-3_ cGo hu]8f -ljj/0f v'nfpg]_ !$ – –-ª_ k|:tfljt af]g; z]o/÷nfef+z – – -c_ af]gz z]o/ !$ (,&),^(,)#* *,$^,&(,!%#
-cf_ gub nfef+z @#-s_ %!,)*,*(& $$,%^,&(&-r_ dxf–ljklQ hu]8f !% !,!#,)(,%!& #&,%@,^#@
!&= jf;nftdf ;f/]sf] gfkmf÷-gf]S;fg_ #*,)$,*@( $$,^@,^*%
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
@%
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
Plss[t aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
cfo!= aLdfz'Ns -v'b_ ! %#,(!,*@,%#* %@,@^,^&,$^^@= k'gaL{df sldzg cfo !%,%@,)!,%#$ !&,@(,&(,&*^#= nufgL, shf{ tyf cGoaf6 cfo @ #,(@,(^,@$! *,&^,*),$$!$= cGo k|ToIf cfo !&,@#,*#) (,%),!^*%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^!,*!,@^,))# @!,*!,(),^)%^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf @^,%*,$&,!*@ @#,%!,&(,$)^
������������hDdf cfo -s_ !,^!,(#,&&,#@* !,@#,&^,$&,*&@Joo
&= bfjL e'QmfgL -v'b_ # $&,#@,*$,#*@ !^,&$,@!,#)%*= clestf{ sldzg #,)^,((,(^# ^,!!,%!,))&(= k'gaL{df sldzg vr{ &,@^,@)& !!,($,&^^!)= ;]jf z'Ns -v'b_ $ %$,$^,#%% %@,*$,#@#!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % !!,)&,!*,(*@ (,!&,!(,%#(!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ $@,@!,!(,($% ^!,*!,@^,))#!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf @^,(%,(!,@^( @^,!#,##,&##
������������hDdf Joo -v_ !,#!,@%,*&,!)# !,@),^@,#),^&^!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ #),^&,(),@@% #,!$,!&,!(^
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
@^
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
clUg aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
cfo!= aLdfz'Ns -v'b_ ! !%,!%,*$,^@$ !*,*(,^%,!@$@= k'gaL{df sldzg cfo #,$!,^!,%($ %,*^,@*,!&(#= nufgL, shf{ tyf cGoaf6 cfo @ !,#&,#!,!*% @,&$,^#,)!$$= cGo k|ToIf cfo @,%),)#$ @,*$,!@(%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf $!,$),^),@@* !,!),@$,^$$^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf (,$$,*@,%^@ &,&*,**,(!#
������������hDdf cfo -s_ &),*@,&),@@& #^,$@,%$,))#Joo
&= bfjL e'QmfgL -v'b_ # #),(#,)@,*() @,%),^*,!%#*= clestf{ sldzg !,!@,!%,#)) @,!@,)&,^($(= k'gaL{df sldzg vr{ !,*^,#@* %,($,@*!!)= ;]jf z'Ns -v'b_ $ !%,##,!%% !(,!$,&)(!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % #,&$,!!,@$^ #,)*,(%,)))!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ !%,($,^#,$&! $!,$),^),@@*!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf &,%&,(@,#!@ (,$$,*@,%^@
������������hDdf Joo -v_ %(,$(,)$,&)@ %*,*@,@@,^@&!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ !!,##,^%,%@% -@@,#(,^*,^@$_
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
@&
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
;fd'lb|s aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
cfo!= aLdfz'Ns -v'b_ ! (&,*#,^$@ -#*,$@,!*(_@= k'gaL{df sldzg cfo $,)),##,&(! $,%@,%$,^$!#= nufgL, shf{ tyf cGoaf6 cfo @ !^,(&,)$@ $#,*(,!&)$= cGo k|ToIf cfo !%,##! !#,^$)%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf @&,*&,&(% @),*#,$&@^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf @%,(@,#%% @#,**,!%!
������������hDdf cfo -s_ %,^(,)(,(%^ %,)@,*^,**%Joo
&= bfjL e'QmfgL -v'b_ # !&,#@,^^# ^,$%,&@%*= clestf{ sldzg @%,(%,$@^ $@,&@,)&*(= k'gaL{df sldzg vr{ !,*$,^)# !,$!,%&&!)= ;]jf z'Ns -v'b_ $ !,)&,^)! -#@,!^@_!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % *$,&$,^*% ^&,%*,()*!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ %),!!,*%* @&,*&,&(%!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf $*,(!,*@! -!(,@!,)($_
������������hDdf Joo -v_ @,@(,(*,^%& !,@^,%@,*@&!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ #,#(,!!,@(( #,&^,#$,)%*
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
@*
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
df]6/ aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
cfo!= aLdfz'Ns -v'b_ ! #^,*&,@%,%$@ #!,*#,*@,^@!@= k'gaL{df sldzg cfo !,&%,!!,!*( !,@$,(!,))$#= nufgL, shf{ tyf cGoaf6 cfo @ @,!!,^@,))@ $,(!,^&,#*%$= cGo k|ToIf cfo #,$$,$)# @,&(,*&(%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf !(,$(,%#,$%* @),)*,&(,*&(^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf !%,(!,(!,#!) !$,*(,$%,$*&
������������hDdf cfo -s_ &^,!*,*&,()$ &#,)!,$^,@%%Joo
&= bfjL e'QmfgL -v'b_ # !%,^%,(),*)( !#,&(,)@,&(**= clestf{ sldzg &(,(#,^#$ @,$@,@!,^!^(= k'gaL{df sldzg vr{ $@,@%@ #$,@##!)= ;]jf z'Ns -v'b_ $ #^,(@,$)& #!,*&,((!!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % $,^@,(*,^)! #,$@,@*,#&)!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ @$,%),)$,%$* !(,$(,%#,$%*!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf !*,$#,^@,&&! !%,(!,(!,#!)
������������hDdf Joo -v_ ^$,#(,*%,)@@ %%,#&,!(,&&^!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ !!,&(,)@,**@ !&,^$,@^,$&(
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
@(
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
OlGhgLol/· aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
cfo!= aLdfz'Ns -v'b_ ! *,&!,$^@ ^,#@,^$&@= k'gaL{df sldzg cfo !,@@,!@,%!@ !,*^,^#,(@!#= nufgL, shf{ tyf cGoaf6 cfo @ #,^#,^%$ !^,#),&(&$= cGo k|ToIf cfo %@,#$) #^*%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf !&,*),@%* (,!^,!((^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf #,!^,#@# @,%*,#*@
������������hDdf cfo -s_ !,%%,(^,%$( @,@!,)@,#!$Joo
&= bfjL e'QmfgL -v'b_ # !*,)^,)%* %,*),*##*= clestf{ sldzg #$,&(,#*) @^,*%,$^@(= k'gaL{df sldzg vr{ !,!&^ %,&&!!)= ;]jf z'Ns -v'b_ $ *,*$^ ^,*!*!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % &^,(!,#*$ (*,!#,*^^!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ !!,!^,)(@ !&,*),@%*!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf $,#%,&#! #,!^,#@#
������������hDdf Joo -v_ !,$%,#*,^^& !,%!,*(,##!!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ !),%&,**@ ^(,!@,(*#
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
#)
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
xjfO{ aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
cfo!= aLdfz'Ns -v'b_ ! #!,$!! #%,!&^@= k'gaL{df sldzg cfo !&,)!& @,^@,@^!#= nufgL, shf{ tyf cGoaf6 cfo @ !,&&@ #$,#*#$= cGo k|ToIf cfo – –%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf – –^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf !&,%** ^%,!&&
������������hDdf cfo -s_ ^&,&** #,(^,((&Joo
&= bfjL e'QmfgL -v'b_ # !&,&(% –*= clestf{ sldzg – –(= k'gaL{df sldzg vr{ – –!)= ;]jf z'Ns -v'b_ $ #!$ #%@!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % #,%#,$%& !),)#,)&(!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ &,##) –!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf !%,&)^ !&,%**
������������hDdf Joo -v_ #,($,^)@ !),@!,)!(!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ -#,@^,*!$_ -^,@$,)@@_
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
#!
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
ljljw aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
cfo!= aLdfz'Ns -v'b_ ! ^^,)),$@* !,!!,^%,(%*@= k'gaL{df sldzg cfo $,**,$$,%%( #,&^,&(,&*!#= nufgL, shf{ tyf cGoaf6 cfo @ @!,(),^&# $$,#^,@&#$= cGo k|ToIf cfo !),^!,&@@ #,&@,!%@%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf #%,&#,*)@ #@,%&,$)*^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf %%,*@,(&( %!,*(,@^^
������������hDdf cfo -s_ ^,&*,%$,!^# ^,@!,)),*#*Joo
&= bfjL e'QmfgL -v'b_ # !!,$@,%$# @$,#!,@#&*= clestf{ sldzg #%,$%,&!$ &^,%%,$#)(= k'gaL{df sldzg vr{ #,!!,*$* $,!*,()$!)= ;]jf z'Ns -v'b_ $ **,!&& !,##,##$!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % (#,(*,*(* *$,@@,&(@!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ $$,)*,*@% #%,&#,*)@!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf ##,)),@!$ %%,*@,(&(
������������hDdf Joo -v_ @,@!,(^,@!( @,*@,!*,$&*!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ $,%^,%&,($$ #,#*,*@,#^)
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
#@
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
qm=;+= cg';"rL o; jif{ ut jif{ljj/0f
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ ;fn >fj0f ! ut]b]lv @)&# cfiff9 #! ut];Ddsf]
kz'k+IfL tyf afnL aLdfsf] cfo–Joo lx;fa
cg';"rL ! b]lv ^ ;Dd o;sf cleGg c+u x'g\ .
cfo!= aLdfz'Ns -v'b_ ! !%,*%,$@( &#,@*,!@(@= k'gaL{df sldzg cfo @$,@),*&@ –#= nufgL, shf{ tyf cGoaf6 cfo @ !,$(,(!# %,%(,$!($= cGo k|ToIf cfo – –%= cfly{s jif{sf] z'?sf] e'QmfgL x'g af“sL bfjL jfkt Joj:yf (,&),$^@ @(,))#^= cfly{s jif{sf] z'?sf] c;dfKt hf]lvd jfkt Joj:yf #^,^$,)^% $,$$,)#)
������������hDdf cfo -s_ *&,(),&$! *#,^),%*!Joo
&= bfjL e'QmfgL -v'b_ # @^,(!,^@# &,(@,%%(*= clestf{ sldzg !*,&),%)( !!,)*,&@*(= k'gaL{df sldzg vr{ – –!)= ;]jf z'Ns -v'b_ $ !%,*%% &#,@*!!!= cGo k|ToIf vr{ – –!@= Joj:yfkg vr{ % !),(),&!! %,(&,%@$!#= cfly{s jif{sf] cGTodf e'QmfgL x'g af“sL bfjL jfkt Joj:yf ^ &!,)&,*@! (,&),$^@!$= cfly{s jif{sf] cGTodf c;dfKt hf]lvd jfkt Joj:yf &,(@,&!% #^,^$,)^%
������������hDdf Joo -v_ !,#%,^(,@#$ &@,)^,^!(!%= gfkmf–gf]S;fg lx;fadf ;f/]sf] jrt÷-gf]S;fg_ -s_–-v_ -$&,&*,$(#_ !!,%#,(^@
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
##
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
#$;u/
dfyf
OG:of]/]G
; s
DkgL lnld
6]8cf=j
= @)
&@÷)&
# df
OSo"6
Ldf ePs
f] kl/j
t{g ;
DaGw
L ljj/
0f
z'? d
f}Hbft
#%,^%
,$#,*
))$$
,^@,^*
%*,
$^,&(
,!%#
$,(%
,)),$&
%–
––
–^%
,^@,*
&!@(
,*),^#
,($&
!,^&,^
(,(*
@*!
,^%,*
@,(!#
;dfo
f]hg
––
––
––
––
––
––
hDdf
-;df
of]hg
kl5
_#%
,^%,
$#,*
))$$
,^@,^*
%*,
$^,&
(,!%
#$,
(%,)),$&
%–
––
–^%
,^@,*&
!@(
,*),^#
,($&
!,^&,
^(,(*@
*!,^
%,*@
,(!#
af]g;
z]o/
hf/L
*,$^
,&(,!)
)–
-*,$
^,&(,!%
#_–
––
––
––
–-%
#_o;
jif{s
f] yk
––
––
––
––
––
––
z]o/
hf/L
vr{
––
––
––
––
––
––
o; j
if{sf] v
'b gf
kmf
–@)
,^&,%#
,^$^
––
––
––
––
–@)
,^&,%#
,^$^
ut c
f=j=s
f] vr{
–-#@
,%(!_
––
––
––
––
–-#@
,%(!_
aLdf
sf]ifdf
;f/]s
f]–
-(,#^
,%*,$
&*_
––
––
––
–(,#^
,%*,$
&*–
–ck
;fl/t
s/
hu]8f
–-@,#@
,(*!
_–
––
––
@,#@,(
*!–
––
dxf–l
jklQ
hu]8
f–
-!,!#
,)(,%!
&_–
––
––
––
–!,!
#,)(,%!
&–
k|:tf
ljt
af]gz
z]o/
–-(
,&),^(
,)#*
_(,&)
,^(,)#*
––
––
––
––
–k|:
tfljt
gub
nfef
+z–
-%!,)
*,*(
&_–
––
––
––
––
-%!,)
*,*(
&_cl
Gtd
df}Hb
ft$$
,!@,@@,()
)#*
,)$,
*@(
(,&)
,^(,
)#*
$,(%
,)),$&
%–
––
–^&
,(%,*%
@#(
,!&,@@,$@
%@,*)
,&(,$(
(!,)
!,*!,(
%,)!
*
aLdf
hu]8
fk|:
tfljt
af]gz
z]o/
;+lrt
gfkmf÷
gf]S;
fgz]o/
k"“hL
ck;
fl/t
s/
hu]8
fljj/
0fk"“h
Lut
hu]8
fsf]if
z]o/
lk|ld
od
ljz]if
hu]8
fsf]if
cGo
hu]8
fty
f sf]if
aLdf
sf]if
dxf–ljklQ
hu]8
fs'n /
sd
r+sL If]qL
������
������������
czf]s
s'df
/ tf]bL
������
clh
y cf/= u'0
fjb{g
]���
���
kß H
of]lt
������
/fds
[i0f df
gGw/
����
�
;'af]w
nfn
>]i7
������
�����
��
nf]sdf
Go u
f]N5f
������
sLlt
{ s'df
/ hf
]zL
������
sdn
k]l6
«s P
lNj;
������
cf]d
s[i0f hf
]zL
!�
"���
���
uh]Gb| n
fn >
]i7���
���
xfd|f] ;
f]xL ldlts}
k|ltj
]bg c
g';f/
;'Gb/
dfg >
]i7,
Pkm=l;=
P=lg
= ;'Gb/
P08
s+
rf6{8{ P
sfp06]06;\
#$%&'$('$&
��)��*�+�
clgn
hf]zL
������
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
;u/dfyf OG:of]/]G; sDkgL lnld6]8@)&@ >fj0f ! b]lv @)&# cfiff9 #! ;Ddsf] gub k|jfx ljj/0f
qm=;+= o; jif{ /sd ¿= ut jif{ /sd ¿=ljj/0f
s= sf/f]af/ ;+rfngaf6 gub k|jfxaLdfz'Ns cfDbfgL !,!),^^,^(,)*% !,)!,%*,@$,)&)k'gaL{df z'Ns cfDbfgL %$,%#,)!! %&,$^,!!&k'gaL{df sldzg cfDbfgL !%,%@,)!,%#$ !&,@(,&(,&*^cGo k|ToIf cfDbfgL !&,@#,*#) (,%),!^*k'gaL{dsaf6 k|fKt bfjL l/se/L $@,@(,%!,($! !#,$*,$@,%((k'gaL{df z'Ns e'QmfgL -%@,#*,@&,$*!_ -$!,%*,!(,(#(_k'gaL{df sldzg e'QmfgL -&,@^,@)&_ -!!,($,&^^_clestf{ sldzg e'QmfgL -#,)%,#%,(!*_ -^,!),^@,@&)_bfjL e'QmfgL -!,)#,%$,$#,#()_ -#$,*@,!$,&#$_;]jf z'Ns e'QmfgL -!,)@,!%,&)@_ -!,$),%&,@^&_cGo k|ToIf vr{ – –Joj:yfkg vr{ e'QmfgL -!!,@(,#^,^*!_ -(,!#,)*,##*_sd{rf/L af]gz e'QmfgL -*),$%,@@(_ -@,*(,$%,%!*_cfos/ e'QmfgL -@,!),@(,^^$_ -&,*%,(#,$^(_rfn' ;DklQdf -j[l4_÷sdL -#^,^#,%&,$))_ -*,%%,%*,^)*_rfn' bfloTjdf j[l4÷-sdL_ @,%$,$),$(^ @,)%,#%,@&%sf/f]af/ ;+rfngaf6 v'b gub k|jfx -s_ -#(,!^,&&,&&*_ @@,^!,@#,!)^
v= nufgL ultljlwaf6 gub k|jfxl:y/ ;DklQdf -j[l4_÷sdL -&*,)@,$$#_ -!,#@,$^,&$!_;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So'l/6Ldf nufgLdf -j[l4_÷sdL &,*),&&,))) –a}+s tyf ljQLo ;+:yfsf] d'2tL lgIf]kdf nufgLdf -j[l4_÷sdL !@,#^,@^,##) *,!@,)),)))a}+s tyf ljQLo ;+:yfsf] cGo lgIf]k nufgLdf -j[l4_÷sdL !!,!$,*$,!#$ -!*,((,(*,()*_OSo"6L z]o/ nufgLdf -j[l4_÷sdL – -!,@&,^@,&$*_cu|flwsf/ z]o/ l8a]Gr/df nufgLdf -j[l4_÷sdL – -^,#^,$%,)))_cGo nufgLdf -j[l4_÷sdL – -!!,%@,#*,)&&_k]ZsL tyf shf{df -j[l4_÷sdL – –e'QmfgL k|fKt Jofh cfDbfgL -nufgLdf_ ^,$*,%*,$^$ &,)@,^@,**@e'QmfgL k|fKt l8le8]G8 ^!,@@$ &,$*,%(,%!*ef8f cfDbfgL &@,@#,(&@ ^*,!!,)$%e'QmfgL k|fKt Aofh cfDbfgL -shf{df_ – –cGo ck|ToIf cfDbfgL $&,%#,($! #(,*&,)(&nufgL ultljlwaf6 v'b gub k|jfx -v_ #*,@@,*@,^@@ -!%,&&,&),(#@_
u= ljQLo ;|f]t sf/f]af/af6 gub k|jfxz]o/af6 k|fKt /sd – –ltg{ af“sL ;fk6Ldf -j[l4_÷sdL – –cNksfnLg C0fdf -j[l4_÷sdL – –C0f ;fk6Ldf Aofh e'QmfgL – –nfef+z e'QmfgL -$(,($,^!#_ -!,^^,**,%!^_ljQLo ;|f]t sf/f]af/af6 v'b gub k|jfx -u_ -$(,($,^!#_ -!,^^,**,%!^_o; jif{sf] ;Dk"0f{ ultljlwaf6 v'b gub k|jfx -s_±-v_±-u_ -!,$#,*(,&^(_ %,!^,^#,^%*gub tyf a}+sdf /x]sf] z'? df}Hbft !$,$$,!@,)#) (,@&,$*,#&@gub tyf a}+sdf /x]sf] clGtd df}Hbft !#,)),@@,@^! !$,$$,!@,)#)
r+sL If]qL������������������
czf]s s'df/ tf]bL������
clhy cf/= u'0fjb{g]������
kß Hof]lt������
/fds[i0f dfgGw/�����
;'af]wnfn >]i7����������� ��
nf]sdfGo uf]N5f������
sLlt{ s'df/ hf]zL������
sdn k]l6«s PlNj;������
cf]d s[i0f hf]zL!� "������
uh]Gb| nfn >]i7������
xfd|f] ;f]xL ldlts}k|ltj]bg cg';f/
;'Gb/ dfg >]i7, Pkm=l;=P=lg= ;'Gb/ P08 s+
rf6{8{ Psfp06]06;\#$%&'$('$&��)��*�+�
clgn hf]zL������
#%
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
-s_ v'b aLdfz'Ns cg';"rL– !
qm=;+= aLdfsf] lsl;dk'gaL{df z'Ns e'QmfgL(Ceded) v'b aLdfz'Ns
o; jif{ ut jif{o; jif{ut jif{o; jif{ut jif{
s'n aLdfz'Ns
!= clUg aLdf #&,^%,)(,$@* #$,%@,*&,%@@ @@,$(,@$,*)$ !%,^#,@@,#(* !%,!%,*$,^@$ !*,*(,^%,!@$@= ;fd'lb|s aLdf *,%(,@*,((& &,%@,$*,($& &,^!,$%,#%% &,(),(!,!#^ (&,*#,^$@ -#*,$@,!*(_#= df]6/ aLdf $%,*$,#(,%!! #*,)(,)&,**( *,(&,!#,(^( ^,@%,@%,@^* #^,*&,@%,%$@ #!,*#,*@,^@!$= OlGhgLol/¨ aLdf &,*@,#&,$^@ !),$*,^$,%%$ &,&#,^^,))) !),$@,#!,()& *,&!,$^@ ^,#@,^$&%= ljljw aLdf (,&!,)!,&#* (,&$,(@,$*& (,)%,)!,#!) *,^#,@^,%@( ^^,)),$@* !,!!,^%,(%*^= kz'k+IfL tyf afnL aLdf !,@$,&),)^) &#,@*,!@( !,)*,*$,^#! – !%,*%,$@( &#,@*,!@(&= xjfO{ aLdf #$,#$,()) !,)$,$),^%( #$,)#,$*( !,)$,)%,$*# #!,$!! #%,!&^
hDdf !,!!,@!,@@,)(^ !,)@,!%,&),!*& %&,@(,#(,%%* $(,*(,)@,&@! %#,(!,*@,%#* %@,@^,^&,$^^
-v_ s'n aLdfz'Nsk|fKt k'gaL{df z'Ns(Accepted) s'n aLdfz'Ns
ut jif{o; jif{ut jif{o; jif{qm=;+= aLdfsf] lsl;d
ut jif{o; jif{
k|ToIf aLdfz'Ns
!= clUg aLdf #&,$&,&*,$*@ #$,@&,*!,&%$ !&,#),($^ @%,)%,&^* #&,^%,)(,$@* #$,%@,*&,%@@@= ;fd'lb|s aLdf *,$(,%@,%&) &,$^,@@,(@* (,&^,$@& ^,@^,)!( *,%(,@*,((& &,%@,$*,($&#= df]6/ aLdf $%,&(,@$,@(^ #*,)$,(!,$@# %,!%,@!% $,!^,$^^ $%,*$,#(,%!! #*,)(,)&,**($= OlGhgLol/¨ aLdf &,*@,@$,#($ !),$*,#$,!&* !#,)^* #),#&^ &,*@,#&,$^@ !),$*,^$,%%$%= ljljw aLdf (,$*,*$,#*# (,%#,@$,((( @@,!&,#%% @!,^&,$** (,&!,)!,&#* (,&$,(@,$*&^= kz'k+IfL tyf afnL aLdf !,@$,&),)^) &#,@*,!@( – – !,@$,&),)^) &#,@*,!@(&= xjfO{ aLdf #$,#$,()) !,)$,$),^%( – – #$,#$,()) !,)$,$),^%(
hDdf !,!),^^,^(,)*% !,)!,%*,@$,)&) %$,%#,)!! %&,$^,!!& !,!!,@!,@@,)(^ !,)@,!%,&),!*&
#^
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
nufgL, shf{ tyf cGoaf6 cfo cg';"rL– @
qm=;+= o; jif{ ut jif{ljj/0f
!= ;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So'l/l6af6 cfo ^$,%^,)#( &%,$&,^*)@= jfl0fHo a}+ssf] d'2tL lgIf]kaf6 cfo @,*&,&#,^@^ $,@#,)$,$))#= ljsf; a}+ssf] d'2tL lgIf]kaf6 cfo *&,%#,%*! *^,!$,#&$$= gful/s nufgL of]hgfaf6 cfo – –%= ljQLo ;+:yfsf] d'2tL lgIf]kaf6 cfo !!,%!,(%# @&,*(,*)$^= klAns sDkgLsf] ;fwf/0f z]o/af6 nfef+z ^!,@@$ &,$*,%(,%!*&= cu|flwsf/ z]o/af6 nfef+z – –*= a}+s tyf ljQLo ;+:yfsf] l8a]Gr/af6 cfo *),%#,^$% ^#,(@,%)%(= cGo -ljj/0f v'nfpg]_ af6 cfo
lab]zL d'b|f ;6xLdf cfo !^,^$,))( #^,!%,@^&cNksfnLg nufgLdf Aofh %@,^#,(#% $(,##,$$&3/ ef8faf6 cfDbfgL &@,@#,(&@ ^*,!!,)$%cGo cfDbfgL – –ljljw cfDbfgL &,^!,$(( (),&^&
!)= shf{af6 cfo &@% –!!= cGo lgIf]kaf6 -d'2tL afx]s_ cfo – –!@= nufgL laqmLdf gfkmf – –
Go"gM nufgL laqmLdf gf]S;fg – –!#= nufgL -vl/b_ df gfkmf – @,&),!)!
Go"gM nufgL -vl/b_ df gf]S;fg – –!$= l:y/ ;DklQ laqmLaf6 gfkmf (,@%,((( –
Go"gM l:y/ ;DklQ laqmLaf6 gf]S;fg -@&,)$*_ –!%= vftf ckn]vg – –!^= cl3Nnf jif{;+u ;DalGwt cfo – –!&= cGo cfo – –
hDdf ^,(),^#,!%( !%,*@,@*,()*
nufgL, shf{ tyf cGoaf6 cfoqm=;+= o; jif{ ut jif{ljj/0f
!= gfkmf–gf]S;fg lx;fadf ;f/]sf] @,(&,^^,(!* &,)%,$*,$^&@= clUg aLdfsf] cfo–Joo lx;fadf ;f/]sf] !,#&,#!,!*% @,&$,^#,)!$#= ;fd'lb|s aLdfsf] cfo–Joo lx;fadf ;f/]sf] !^,(&,)$@ $#,*(,!&)$= df]6/ aLdfsf] cfo–Joo lx;fadf ;f/]sf] @,!!,^@,))@ $,(!,^&,#*%%= OlGhgLol/¨ aLdfsf] cfo–Joo lx;fadf ;f/]sf] #,^#,^%$ !^,#),&(&^= ljljw aLdfsf] cfo–Joo lx;fadf ;f/]sf] @!,(),^&# $$,#^,@&#&= xjfO{ aLdfsf] cfo–Joo lx;fadf ;f/]sf] !,&&@ #$,#*#*= kz'k+IfL tyf afnL aLdfsf] cfo–Joo lx;fadf ;f/]sf] !,$(,(!# %,%(,$!(
hDdf ^,(),^#,!%( !%,*@,@*,()*
#&
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
bfjL
e'Qmfg
Lcg';
"rL– #
ut j
if{
qm=;
+=rfn
' cf=j
=df k/
]sf]
bfjL
e'Qmfg
LPs
cf=j
= clw
k/]sf] bfjL
e'Qmfg
L
b'O{ c
f=j= clw
k/]sf] bfjL
e'Qmfg
L
tLg
cf=j
= clw
k/]sf] bfjL
e'Qmfg
L
rf/ c
f=j= jf ;
f]eGbf clw
k/]s
f]bfjL
e'Qmfg
Ls'n b
fjL e'Qmfg
Ls'n b
fjL e'Qmfg
Ldf
k'gaL{df
sf] lx:;
fbfjL
e'Qmfg
L -v
'b_
o; j
if{o;
jif{
ut j
if{o;
jif{
ut j
if{o;
jif{
ut j
if{o;
jif{
ut j
if{o;
jif{
ut j
if{o;
jif{
ut j
if{o;
jif{
ut j
if{
aLdf
sf]
lsl;
d
!clU
g !^,
$$,&)
,##^
!$,!@
,#@,%!
^^!,
^%,@&,
%@$$@
,*^,))
#(,#
(,!$&
@^,@#,
!^#()
,#*(
(,@%,#
@)!@,
**)
–&*
,@),$)
,@&^
!$,()
,^&,))
@$&
,@&,#&,
#*^!@,#
(,(*,*
$(#),
(#,)@
,*()
@,%),^
*,!%#
@;fd
'lb|s^%,
(!,)%
)#@,
!*,%(
$$^
,$),*@
%@*
,)@,!$
)%@,
(@$
$,#),$
!$–
$,#@,(
%#!),
&^$–
!,!@,(
%,%^#
^*,*$
,)%^
(%,^@
,())
^@,#*
,#&^
!&,#@,
^^#^,$
%,&@%
#=df]6
/&,%
%,#^,@
)@^,#
$,(*,)
$((,%
%,*),)
(&&,*
!,^*,*
$%!,@
$,#%,!
*!^$
,)&,^&
*!!,
(*,*&
!(,#
$,%*@
&,&),)
#!–
!*,%%
,@),#*
@!$
,(),)(
,!%$
@,*(,@
(,%&#
!,!!,)
^,#%^
!%,^%,
(),*)
(!#,
&(,)@
,&(*
$=OlGh
gLol/¨
**,*)
,^(&
^!,*)
,^!#
!,&!,&
(,#%^
**,#$
,*)&
!#,!*
,##!
#$,)*
,@**
#!,@#(
@,!!,!
@*@(
,)$*
–@,&
$,#*,^
&!!,*
^,#$,*
#^@,%
^,#@,^
!#!,*
),%$,)
)#!*
,)^,)%
*%,*
),*##
%=ljlj
w!,)
&,)*,*
*#!,$
@,%&,(
^##@,
)&,#$
&^@,
&$,&!
^@,^
@,($)
!,@(,&
!#–
–^,(
*)–�
!,$!,*
^,!%)
@,)^,^
@,#(@
!,#),$
#,^)&
!,*@,#
!,!%%
!!,$@
,%$#
@$,#!
,@#&
=̂xjf
O{#%,
%*,((
!–
––
––
––
––
#%,%*
,((!
–#%,
$!,!(
^–
!&,&(
%–
&=kz
'k+IfL ty
f afnL
*(,&@
,)#&
#*,%^
,)*(
@$,#!
,#@)
!,)!,!
^)–
––
––
–!,!
$,)#,#
%&#(,
%&,@$
(*&
,!!,&#
$#!,
^$,^(
)@^,
(!,^@#
&,(@,%
%(
����
hDdf
@&,*&
,!*,!(
^@#,
@@,$#,
*@$
&#,(%,
^^,$^
(!),
)$,^&
,^&!
!,%),)
*,%@#
!,@(,(
(,@%^
!#,@),
$((
@%,)#,
(*#
*,@(,&
)#–
!,)#,%
$,$#,#
()#$,
*@,!$
,^*(
%^,@!,
%(,))(
!*,)&,
(#,$@
($&
,#@,*$
,#*@
!^,&$
,@!,#)
%
;]jf z
'Ns -v'b_
cg';
"rL– $
ut j
if{qm=;
+=aLdf
sf] ls
l;d
ut j
if{o;
jif{
s'n ;
]jf z
'Nsdf
k'ga
L{dss
f] lx:;f
s'n ;
]jf z
'Ns
ut j
if{o;
jif{
o; j
if{
;]jf z
'Ns -v'b_
!=clUg
aLd
f#&
,^%,)(
$#$
,%@,*&
%@@
,#!,(#
(!%
,#*,
!^^
!%,##,!%
%!(
,!$,&)(
@=;fd
'lb|s a
Ldf
*,%(
,@()
&,%@
,$*(
&,%!
,^*(
&,*$
,^%!
!,)&
,^)!
-#@,!^
@_#=
df]6/
aLd
f$%,*$
,#(%
#*,)(,)&
(*,
(!,(**
^,@!
,)**
#^,(@,$)&
#!,*
&,((
!$=
OlGh
gLol/¨
aLd
f&,*@
,#&%
!),$
*,^$
%&,&#
,%@(
!),$
!,*@
&*,
*$^
^,*!
*%=
ljljw
aLdf
(,&!
,)!&
(,&$
,(@$
*,*@
,*$)
*,$!,%(
)**
,!&&
!,##
,##$
^=xj
fO{ a
Ldf
#$,#$(
!,)$
,$)&
#$,)#%
–#!
$#%
@&=
kz'k+I
fL ty
f af
nL aL
df!,@$
,&)!
&#,@*!
!,)*
,*$^
!,)$
,)%%
!%,*
%%&#
,@*!
hDd
f!,!!,@!,@@
!!,)@
,!%,&)
)%^
,&$,
*^^
$(,#!,#&
&%$
,$^,#%
%%@
,*$,
#@#
#*
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
Joj:yfkg vr{ cg';"rL– %ljj/0fqm=;+= o; jif{ ut jif{
!= sd{rf/L vr{ -cg';"rL %=! adf]lhd_ &,^(,@!,%#% %,%&,*(,#$@@= 3/ ef8f $(,&),@%) $$,$(,$!*#= lah'nL tyf kfgL !!,)!,#@@ !),&!,*!($= dd{t tyf ;Def/
-s_ ejg – –-v_ ;jf/L ;fwg *,!%,&*^ (,*@,$&@-u_ sfof{no pks/0f %,$*,*$) &,&^,^(!-3_ cGo – @,(%,(&&
%= ;+rf/ #),%#,$%& @%,*!,%($^= 5kfO{ tyf d;nGb @^,&$,*^& @^,$!,^!)&= sfof{no ;+rfng vr{ @),*@,(*& !&,$^,&%%*= kl/jxg $!,$^,%^& $*,^^,(&((= e|d0f vr{ -eQf ;d]t_
-s_ cfGtl/s $,&*,&(# #,($,&##-v_ a}b]lzs !@,&&,*@! @,@),(&#
!)= clestf{ tflnd @#,$)) –!!= clestf{ cGo – –!@= aLdfz'Ns *,!$,@$) *,)$,$(&!#= ;'/Iff vr{ $,^$,&*( $,^#,*)#!$= sfg"gL tyf k/fdz{ z'Ns !@,*!,#@# !),^),%))!%= kq–klqsf tyf k':ts !,!&,&(* !,!),!*%!^= lj1fkg tyf k|rf/–k|;f/ !*,((,)%) @$,(!,$$%!&= Jofkf/ k|j4{g !!,%$,&#) (,@(,#$*!*= cltly ;Tsf/ @^,#*,^*% @#,$(,&&@!(= rGbf tyf pkxf/ @@,))) !%,@),&))@)= ;+rfns ;ldlt ;DaGwL vr{
-s_ a}7s eQf ^,!#,))) %,&!,@(*-v_ cGo !,&*,($* !,#(,*$^
@!= cGo ;ldlt pk–;ldlt ;DaGwL vr{ – –-s_ a}7s eQf @,$%,))) @,$$,)))-v_ cGo &@,@!# –
@@= ;fwf/0f ;ef ;DaGwL vr{ #,)#,^@) @,%(,&$%@#= n]vfk/LIf0f ;DaGwL vr{
-s_ n]vfk/LIf0f z'Ns #,)),))) @,@),)))-v_ s/ n]vfk/LIf0f z'Ns – –-u_ lj:t[t n]vfk/LIf0f k|ltj]bg z'Ns – –-3_ cGo z'Ns – –-ª_ cfGtl/s n]vfk/LIf0f vr{ #,)),))) @,!),)))-r_ cGo vr{ – –
@$= Aofh – –@%= a}+s rfh{ $,%*,!$$ $,($,)#*@^= z'Ns tyf b:t'/ *,)),($# &,&*,))$@&= ¥xf; s§L !,)@,!!,^!% !,!),*(,@@!@*= x'nfs l6s6 %,#%,%## !,)))@(= cGo
uf]i7L !,!$,)!@ #,%!,%^)sDKo'6/ ;DaGwL vr{ *,*$,)#( &,*@,@$*;+:s/0f÷gjLs/0f z'Ns $,*%,^^& #,!$,!%%ljljw vr{ !,)),#($ *^,##*;/;kmfO{ #,%),%)! #,(&,&@!h]g]/]6/ $,*$,@@# $,@@,*!@;6j]o/ (%,))) –af“8kmf“8sf nflu hDdf !@,#),@!,)(! !),!(,!),%((
#(
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
sd{rf/L vr{ cg';"rL– %=!
qm=;+= o; jif{ ut jif{ljj/0f
!= tna #,)!,!^,(*^ @,$*,&@,$)$@= eQf !,&$,)$,@$* !,)(,%&,#)%#= bz}+ vr{ @@,%%,)#% @!,$$,#$!$= ;~rosf]ifdf yk @%,^*,^@@ @#,#@,*&#%= tflnd vr{ &),$%^ $!,*&%^= kf]zfs !@,)!,!&) !!,(%,$&%&= cf}ifwf]krf/ @$,%&,)$^ @),&%,*!&*= aLdf !,#^,&#% *%,&!@(= k]G;g tyf pkbfg Joj:yf !,%(,$^,*(* %!,*@,$!*!)= ljbf afkt Joj:yf @*,*$,%^@ #&,*#,&)@!!= cGo ;'ljwf jfkt Joj:yf -ljj/0f v'nfpg]_ – –!@= cGo -ljj/0f v'nfpg]_ – –
Hofnf÷:jLk/ vr{ !*,&(,&&& #!,!&,$@)��hDdf &,^(,@!,%#% %,%&,*(,#$@
af“8kmf“8sf nflu hDdf cg';"rL– %
qm=;+= o; jif{ ut jif{ljj/0f
!= gfkmf–gf]S;fg lx;fadf ;f/]sf] !,@#,)@,!)( !,)!,(!,)^)@= clUg aLdfsf] cfo–Joo lx;fadf ;f/]sf] #,&$,!!,@$^ #,)*,(%,)))#= ;fd'lb|s aLdfsf] cfo–Joo lx;fadf ;f/]sf] *$,&$,^*% ^&,%*,()*$= df]6/ aLdfsf] cfo–Joo lx;fadf ;f/]sf] $,^@,(*,^)! #,$@,@*,#&)%= OlGhgLol/¨ aLdfsf] cfo–Joo lx;fadf ;f/]sf] &^,(!,#*$ (*,!#,*^^^= ljljw aLdfsf] cfo–Joo lx;fadf ;f/]sf] (#,(*,*(* *$,@@,&(@&= xjfO{ aLdfsf] cfo–Joo lx;fadf ;f/]sf] #,%#,$%& !),)#,)&(*= kz'k+IfL tyf afnL aLdfsf] cfo–Joo lx;fadf ;f/]sf] !),(),&!! %,(&,%@$
hDdf !@,#),@!,)(! !),!(,!),%((
$)
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
cfly
{s j
if{sf] cGTod
f e'Qmfg
L x'g
af“s
L bfjL
jfkt
Joj:
yfcg';
"rL– ^
Ps c
f=j= cl3
k/]sf] e'Qmfg
L x'g
af“sL bfjL
qm=;
+=aLdf
sf] ls
l;d
rfn'
cf=j
=df k/
]sf]
e'Qmfg
L x'g
af“sL bfjL
b'O{ c
f=j= cl3
k/]sf] e'Qmfg
L x'g
af“sL bfjL
tLg
cf=j
= jf ;
f]eGbf cl3
k/]s
f]e'Qmfg
L x'g
af“s
L bfjL
;[hgf e
Psf] t/
hfgs
f/Ld
f gc
fPsf]
bfjL
-cg'd
flgt_
e'Qmfg
L x'g
af“s
LhD
df b
fjL
e'Qmfg
L x'g
af“s
LhD
df b
fjLd
fk'g
aL{ds
sf] lx:;
f
e'Qmfg
L x'g
af“sL bfjL
afkt
Joj:
yf
!cl
Ug
&,()
,)%,!!
(!,!
*,##
,$#,#
)&((
,)*,
%^!
*,!$
,@$!
–!,@
&,#)
,&!,@
@*!,!
#,$$,
)&,#$
)!%
,($,
^#,$
&!@
;fd'l
b|s@,@)
,)#,)
^(#(
,!#,#@
*!@
,)$,
&*$
@%,)),@&
@–
@,(^
,@!,$
%#@,%@
,^#,#
!^%)
,!!,*
%*#=
df]6/
!%,$
#,&*,
^!#
%,^$
,$!,&
#@!,@
),*(
,$!&
&%,@!,$
@^–
@#,)$,
#!,!*
*!,&
#,*#,&
%^@$
,%),)$
,%$*
$=OlGh
gLol/¨
&,&&
,^$,
$%&
!),^#,&
#,^))
(,@^
,#(#
!%,$
^,))
)–
!*,^^,!)
,$%)
!*,%^,#(
,(#%
!!,!^
,)(@
%=ljljw
@,)!
,)@,(#
@((
,*),@&
^^!
,**,
@)%
^%,#)
,@)(
–$,
@*,)!,^
@@#,*
(,^&
,*^!
$$,)*,
*@%
^=xj
fO{
!,@&,$*
,%^)
––
––
!,@&,$*
,%^)
!,@&,$@
,!*^
&,##
)&=
kz'k+I
fL ty
f afn
L&*
,##,$
!(^,(@
,%))
––
–*%
,@%,(!
(@#
,$%,@)
%&!
,)&,*@
!hD
df#&
,#*,
#^,!^(
!,#^
,)&,
$$,&
$##,)#
,!&,
#^)
!,*(
,!@,!$
*–
!,&*
,#*,
!),$
@)!,$!
,^&,
$(,%((
$@,@!,!(
,($%
$!
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
Joj:yf lkmtf{ cg';"rL– *
qm=;+= o; jif{ ut jif{ljj/0f
!= nufgLdf gf]S;fgsf] nflu Joj:yf lkmtf{ @,!%,*() –
@= shf{df gf]S;fgsf] nflu Joj:yf lkmtf{ – –
#= z+sf:kb cf;fdL Joj:yf lkmtf{ – –
$= cGo Joj:yf lkmtf{ @!,!!,*!* @,*!,)^#
��hDdf @#,@&,&)* @,*!,)^#
ckn]vg vr{x¿ cg';"rL– (
qm=;+= o; jif{ ut jif{ljj/0f
!= k|f/lDes vr{x¿ – –
@= k"j{ ;+rfng vr{x¿ – –
#= k/ ;fl/Psf vr{x¿ – –
$= ckn]vg ul/Psf] nufgL – –
%= ckn]vg ul/Psf] shf{ – –
^= ckn]vg ul/Psf] cf;fdL – –
&= cGo ckn]vgM
;/sf/L C0fkq vl/bdf lk|ldod %),#(( %),#((
;6j]o/ vr{ – –
��hDdf %),#(( %),#((
cfo–Joo lx;fax¿af6 gfkmf–gf]S;fg lx;fadf ;f/]sf] /sd cg';"rL– &
qm=;+= o; jif{ ut jif{ljj/0f
!= clUg aLdfsf] cfo–Joo lx;faaf6 ;f/]sf] !!,##,^%,%@% -@@,#(,^*,^@$_@= ;fd'lb|s aLdfsf] cfo–Joo lx;faaf6 ;f/]sf] #,#(,!!,@(( #,&^,#$,)%*#= df]6/ aLdfsf] cfo–Joo lx;faaf6 ;f/]sf] !!,&(,)@,**@ !&,^$,@^,$&($= OlGhgLol/¨ aLdfsf] cfo–Joo lx;faaf6 ;f/]sf] !),%&,**@ ^(,!@,(*#%= ljljw aLdfsf] cfo–Joo lx;faaf6 ;f/]sf] $,%^,%&,($$ #,#*,*@,#^)^= xjfO{ aLdfsf] cfo–Joo lx;faaf6 ;f/]sf] -#,@^,*!$_ -^,@$,)@@_&= kz'k+IfL tyf afnL aLdfsf] cfo–Joo lx;faaf6 ;f/]sf] -$&,&*,$(#_ !!,%#,(^@
��hDdf #),^&,(),@@% #,!$,!&,!(^
$@
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
z]o/ ;DaGwL vr{ cg';"rL– (‘s’
qm=;+= o; jif{ ut jif{ljj/0f
!= z]o/ lgisfzg vr{ – –@= z]o/ /lhi6«]zg vr{ (!,*&% !,@#,@$)#= z]o/ ;"lrs/0f vr{ @,!@,&&) #,##,#^%$= nfef+z ljt/0f vr{ – –%= z]o/ ;DaGwL cGo vr{ – –
��hDdf #,)$,^$% $,%^,^)%
cGo vr{x¿ cg';"rL– !)
qm=;+= o; jif{ ut jif{ljj/0f
!= b08 hl/jfgf ^&,))) $,$@,#^*
@= ljnDa z'Ns hl/jfgf – –
#= cGo -ljj/0f v'nfpg]_ – –
��hDdf ^&,))) $,$@,#^*
gf]S;fgLsf] nflu Joj:yf cg';"rL– !!
qm=;+= o; jif{ ut jif{ljj/0f
!= nufgLdf gf]S;fgsf] nflu Joj:yf – @,!%,*()
@= shf{df gf]S;fgsf] nflu Joj:yf – –
#= z+sf:kb cf;fdL Joj:yf – –
$= cGo Joj:yf !!,^(,@)( @#,(@,**!
��hDdf !!,^(,@)( @^,)*,&&!
aLdf sf]if cg';"rL– !@
aLdfsf] lsl;djif{sf] cGTodf aLdf sf]if
ut jif{o; jif{gfkmf–gf]S;fg lx;faaf6 ;f/]sf]
ut jif{o; jif{ut jif{o; jif{qm=;+=
! clUg !!,#*,$#,(!$ !!,#*,$#,(!$ #,$),$@,#)$ – !$,&*,*^,@!* !!,#*,$#,(!$
@ ;fd'lb|s #,!&,@@,%#! @,^@,)^,)&@ !,)!,*#,!%% %%,!^,$%( $,!(,)%,^*^ #,!&,@@,%#!
#= df]6/ !!,#!,#%,#(% *,&@,&$,%@^ #,%$,)$,*!* @,%*,^),*^( !$,*%,$),@!# !!,#!,#%,#(%
$= OlGhlgol/ª &&,@(,((^ ^&,!^,^*) #,!&,^^( !),!#,#!^ *),$&,^^% &&,@(,((^
%= xjfO{ – – – – – –
^= ljljw #,!#,(!,^%* @,^$,@%,!#) !,#&,!),%#@ $(,^^,%@* $,%!,)@,!() #,!#,(!,^%*
&= kz'k+IfL tyf afnL @,$),$%# &!,#)# – !,^(,!%) @,$),$%# @,$),$%#
hDdf @(,*),^#,($& @^,)%,#&,^@% (,#^,%*,$&* #,&%,@^,#@@ #(,!&,@@,$@% @(,*),^#,($&
jif{sf] z'?df aLdf sf]if
$#
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
$$
-s_ z]o/ k"“hL cg';"rL– !#
qm=;+= o; jif{ ut jif{ljj/0f
!= clws[t k"“hL-s_ ¿= !)) b/sf] !,%),)),))) yfg ;fwf/0f z]o/ !,%),)),)),))) %),)),)),)))-v_ ¿= ====== b/sf] ======== yfg ckl/jt{gLo cu|flwsf/ z]o/-u_ ¿= ====== b/sf] ======== yfg kl/jt{gLo cu|flwsf/ z]o/
@= hf/L k"“hL-s_ ¿= !)) b/sf] !,)),)),))) yfg ;fwf/0f z]o/ !,)),)),)),))) $),)),)),)))-v_ ¿= ====== b/sf] ======== yfg ckl/jt{gLo cu|flwsf/ z]o/-u_ ¿= ====== b/sf] ======== yfg kl/jt{gLo cu|flwsf/ z]o/
#= r'Qmf k"“hL-s_ ¿= !)) b/sf] $$,!@,@@( yfg ;fwf/0f z]o/ $$,!@,@@,()) #%,^%,$#,*))
Go"gM e'QmfgL k|fKt x'g af“sL ¿= ==== b/sf] ====== yfg ;fwf/0f z]o/-v_ ¿= ====== b/sf] ======== yfg ckl/jt{gLo cu|flwsf/ z]o/-u_ ¿= ====== b/sf] ======== yfg kl/jt{gLo cu|flwsf/ z]o/
cg';"rL– !#=!-v_ z]o/ :jfldTjsf] ;+/rgf
;fwf/0f z]o/;+Vof
qm=;+=
o; jif{ ut jif{
ljj/0f :jfldTjsf]∞
;fwf/0f z]o/;+Vof
:jfldTjsf]∞
!= ;+:yfksx¿
-s_ g]kfnL ;+ul7t ;+:yfx¿ *,%&,@@! !(=$# *,!$,($$ @@=*^
-v_ g]kfnL gful/s !#,(@,^)^ #!=%& !#,@#,(!% #&=!$
-u_ ljb]zL –��� –�� –��� –��
;]lnGsf] OG:of]/]G; lk=Pn=;L= *,*@,@*& @)=)) &,!@,(^) @)=))
��hDdf #!,#@,!!$ &!=)) @*,%!,*!( *)=))
@= ;j{;fwf/0f !@,*),!!% @(=)) &,!#,^!( @)=))
v'b hDdf !@,*),!!% @(=)) &,!#,^!( @)=))
�� hDdf $$,!@,@@( !))=)) #%,^%,$#* !))=))
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
$%
hu]8f tyf sf]if cg';"rL– !$
qm=;+= o; jif{ ut jif{ljj/0f
!= :yug s/ hu]8f ^&,(%,*%@ ^%,^@,*&!@= aLdf hu]8f $,(%,)),$&% $,(%,)),$&%#= k"“hLut hu]8f – –$= ljz]if hu]8f – –%= cGo hu]8f -ljj/0f v'nfpg]_ – –^= z]o/ lk|ldod – –&= k|:tfljt af]gz z]o/ (,&),^(,)#* *,$^,&(,!%#* k"“hLs[t x'g af“sL af]gz z]o/ – –(= gfkmf–gf]S;fg lx;faaf6 ;f/]sf] gfkmf #*,)$,*@( $$,^@,^*%
��hDdf !%,&!,&),!($ !$,%@,)%,!*$
-u_ Ps k|ltzt jf a9L z]o/ :jfldTj ePsf] z]o/wgLx¿sf] ljj/0f
qm=;+=
o; jif{ ut jif{
ljj/0f/sd:jfldTjsf]
∞:jfldTjsf]
∞/sd
!= >L ;fN6 6«]l8¨ skf]{/]zg ln= ^=)* @,^*,!$,%&* ^=)* @,!^,^*,#))@= >L /fh]Gb| dfg z]/rg !=!* %!,(),)@# !=!* $!,(#,(#%#= >L k|lbk s'df/ ?¨f6f !=!* %!,(),)@# !=!* $!,(#,(#%$= >L gf/fo0fL g]zgn kmfOgfG; s+= ln= %=** @,%(,$(,@^! %=** @,)(,^(,!))%= >L /fds[i0f dfgGw/ !=(^ *^,$(,&%$ !=(^ ^(,*(,&))^= >L nf]sdfGo uf]N5f !=%( &),)(,*)! !=%( %^,^$,$$)&= >L lbjfs/ uf]N5f !=!* %!,(),)@# !=!* $!,(#,(#%*= >L z]v/ s'df/ uf]N5f !=@# %$,)%,)@( !=@# $#,^&,&))(= >L ;~ho s'df/ uf]N5f !=@# %$,)(,!@& !=@# $#,&),(@)!)= >L rGb| s'df/ uf]N5f !=@# %$,)%,)@( !=@# $#,^&,&))!!= >L ;'/]Gb| s'df/ uf]N5f !=@# %$,)%,)@( !=@# $#,^&,&))!@= >L efh'/Tg P08 s+= k|f= ln= !=(^ *^,$(,&%$ !=(^ ^(,*(,&))!#= >L lxdfn P08 s+= k|f= ln= !=(^ *^,$(,&%$ !=(^ ^(,*(,&))!$= Hof]lt P08 s+= k|f= ln= !=(^ *^,$(,&%$ !=(^ ^(,*(,&))!%= >L czf]s s'df/ tf]bL @=($ !,@(,&$,$%( @=($ !,)$,*$,#@)!^= >L g/]Gb| s'df/ cu|jfn @=($ !,@(,&$,$%( @=($ !,)$,*$,#@)!&= >L lbJo dl0f /fhe08f/L %=!) @,@$,*(,%#! %=!) !,*!,&#,##%!*= >L ;'lzn s'df/ kGt !=$& ^$,*&,@#) !=$& %@,$@,!^)!(= >L cf]e/l;h 6«]l8¨ s+= k|f= ln= @=&$ !,@!,)(,((& @=&$ (&,*%,*!)@)= >L /fd nfnhL wfkL b]jL uf]N5f Rofl/l6 6«i6 !=^* &$,#!,!)# !=^* ^),)$,*$)@!= >L cd[tf k/fh'nL !=$% ^$,!^,)!& !=$% %!,*$,^^)@@= ;]lnGsf] OG:of]/]G; lk=Pn=;L= @)=)) *,*@,@*,^*$ @)=)) &,!@,(%,*^)
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
!,^&,^(,(*@ !,#),!&,#%) !,!#,)(,%!& #&,%@,^#@ @,*),&(,$(( !,^&,^(,(*@
ltg{ af“sL bL3{sfnLg C0f tyf ;fk6L cg';"rL– !^
qm=;+= o; jif{ ut jif{ljj/0f
!= l8a]Gr/ ÷ a08 – –
@= a}+s – –
#= ljQLo ;+:yf – –
$= cGo -ljj/0f v'nfpg]_ – –
��hDdf – –
dxf–ljklQ hu]8f cg';"rL– !%
o; jif{ ut jif{o; jif{ ut jif{o; jif{ ut jif{
jif{sf] z'?df dxf–ljklQ hu]8f gfkmf–gf]S;fg lx;faaf6 ;f/]sf] jif{sf] cGTodf dxf–ljklQ hu]8f
!,^&,^(,(*@ !,#),!&,#%) !,!#,)(,%!& #&,%@,^#@ @,*),&(,$(( !,^&,^(,(*@
$^
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
lk|m x
f]N8 h
ldg
!,&#,#
(,)(
%–
–!,&
#,#(,)(
%–
––
–!,&
#,#(,)(
%!,&
#,#(,)(
%
ejg
$,#(
,#!,^&
#–
–$,
#(,#!
,^&#
!,)*,
&$,(&#
!^,%@
,*#%
–!,@
%,@&,*
)*#,!
$,)#
,*^%
#,#),%^
,&))
kmlg{r/
tyf
lkmS;
r;{
!,#%,^
#,^#$
@@,$
%,*^^
–!,%
*,)(
,%))
*(,($,
^#)
!#,*
!,^*)
–!,)
#,&^,#
!)%$
,##,!(
)$%
,^(,))$
sfof
{no ;
fdfg
!,^%,@
$,%!
*!$
,!(,$
*!–
!,&(,$#
,(((
!,!$,
%#,$
#%!$
,^$,)#$
–!,@
(,!&
,$^(
%),@^
,%#)
%),&!
,)*#
sDKo
"6/ t
yf ;
"rgf k
|ljwL
pks
/0f
&#,(!,%
(#!)
,*$,
%%#
–*$
,&^,!$
^$*
,$$,
&*%
&,(#,$
%#–
%^,#*
,@#*
@*,#&
,()*
@%,$
^,*)*
cb[Zo
;Dk
lQ -l
jj/0
f v'nf
pg]_
––
––
––
––
––
;jf/L
;fw
g%,@
%,^(,)@
)%)
,&),&)
$#)
,#),)$%
%,$^,)
(,^&
(@,*
%,)^,&
)%$&
,^(,%%
$!*
,&),@^
)#,!
$,)%
,(((
@,#@,)
#,^*)
@,$),^@
,#!%
lnh
xf]N8
;DklQ
––
––
––
––
––
cGo
k|s[lt
v'nf
pg]
@@,$
),#%
@$)
,%&%
–@@
,*),(@
&!@
,%%,%^
(!,%
),)%
(–
!$,)%,^
@**,
&%,@(
((,*$
,&*#
hDdf
!%,#%
,%(,**
%(*
,^!,!
&(#)
,#),)$%
!^,)#,(
!,)!(
^,%(
,#),)(&
!,)@,!!,^!%
!*,&
),@^
)&,
$@,&
!,$%@
*,^!
,!(,%^&
*,&^
,@(,&*
*
ut j
if{!$
,)#,!
#,!$$
!,#@,$^
,&$!
–!%
,#%,%(,**
%%,$*
,$),*&
^!,!
),*(
,@@!
–^,%(
,#),)(&
*,&^
,@(,&*
**,
%$,&
@,@^
*
l:y/
;Dk
lQcg';
"rL– !&
v'b
df]n
¥xf;
s6\6
Lk/
n d
f]n o; j
if{ 36
]sf]
hDdf
ut j
if{;Dd
o; j
if{laq
mL÷;d
fof]h
ghDd
fo;
jif{;
Ddsf
]ut
jif{
;Dds
f]z'?
df}Hb
fto;
jif{
yk]sf
]ljj/
0f
$&
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
-v_ z]o/df nufgL cg';"rL– !*=!qm=;+= k/n d"No ahf/ d"Noljj/0f c+lst d"Nov'b /sd;+Vof ahf/ d"No
!= PgcfOl; Pl;of a}+s ln= #!$% (*,*)) !)) &(* (*,*)) @%,)(,&!)@= g]kfn a}+s ln= @*)! #,(*,((* !)) $&) #,(*,((* !#,!^,$&)#= l;4fy{ a}+s ln= %*@ @%,@)) !)) *^( @%,@)) %,)%,&%*$= Pg=Pd=la= a}+s ln= %^%) !(,^*,#$( !)) &** !(,^*,#$( $$,%@,@))%= l;len a}+s ln= !*(!# $^,%!,@*$ !)) @%% $^,%!,@*$ $*,@@,*!%^= Unf]an cfO=Pd=O{= a}+s ln= $&*@ @@,#@,&*& !)) %!% @@,#@,&*& @$,^@,&#)&= n'lDagL kmfOgfG; s+= ln= @(& !(,#)) !)) $!@ !(,#)) !,@@,#^$*= nlntk'/ kmfOgfG; ln= &%(# ^,*),#)) !)) @** ^,*),#)) @!,*^,&*$(= d]3f a}+s g]kfn ln= !!&! (!,@)) !)) %^% (!,@)) ^,^!,^!%!)= ;]Gr'/ sdl;{on a}+s ln= #@,(*# &#,#&,^*@ !)) $^! &#,#&,^*@ !,%@,)%,!^#!!= l;l6hg a}+s OG6/g]zgn ln= &@(( @*,%#,^$% !)) ^*) @*,%#,^$% $(,^#,#@)!@= Hof]lt ljsf; a}+s ln= !*@)) #),%&,&*) !)) !^( #),%&,&*) #),&%,*))!#= s'df/L a}+s ln= !$*^ %,$),$)( !)) #*% %,$),$)( %,&@,!!)!$= ;flgdf dfO{ xfO8«f] kfj/ ln= &$@ &$,@)) !)) !,)@) &$,@)) &,%^,*$)!%= l/l8 xfO8«f] ($ (,$)) !)) #&# (,$)) #%,)^@!^= g]kfn OGe]i6d]06 a}+s ln= @!@*) ^%,@^,##& !)) !,)$) ^%,@^,##& @,@!,#!,@))!&= g]kfn k'gaL{df s+= ln= ^,&&,$@) ^,&&,$@,))) !)) ;"lrs[t gePsf] ^,&&,$@,))) –!*= g]kfn k'gaL{df s+= ln= – $,%!,^(,&^% – $,%!,^(,&^% –
���hDdf *,)$,$#* !$,#$,&&,$#^ !$,#$,&&,$#^ ^,%&,&(,($!
-s_ nufgL cg';"rL– !*
qm=;+= o; jif{ ut jif{ljj/0f
-s_ bL3{sflng nufgL!= ;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So'l/6L $%,%),))) %,)*,%#,)))@= jfl0fHo a}+ssf] d'2tL lgIf]k #%,)),))) @,)%,)),)))#= ljsf; a}+ssf] d'2tL lgIf]k !#,)),))) !%,)),)))$= gful/s nufgL of]hgf – –%= ljQLo ;+:yfsf] d'2tL lgIf]k – –^= klAns sDkgLsf] ;fwf/0f z]o/ -cg';"rL !*=! adf]lhd_ #,)%,^%,^&! #,)%,^%,^&!&= a}+s tyf ljQLo ;+:yfsf] cu|flwsf/ z]o/÷l8a]Gr/ (,(%,@@,))) (,(%,@@,)))*= cGo -ljj/0f v'nfpg]_ – –
s= cfsl:ds aLdfsf]if g]kfn – –v= g]kfn k'gaL{df sDkgL ln= !!,@(,!!,&^% !!,@(,!!,&^%u= Pg=l;=Pd= Do'r'on km08 (%,$!,$@) (%,$!,$@)
���hDdf @^,!*,(),*%^ #@,%#,(#,*%^-v_ cNksflng nufgL
!= ;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So'l/6L – #,!&,&$,)))@= jfl0fHo a}+ssf] d'2tL lgIf]k %%,@^,)),))) ^!,(^,)),)))#= ljsf; a}+ssf] d'2tL lgIf]k !),)(,)),))) !@,*&,%),)))$= gful/s nufgL of]hgf – –%= ljQLo ;+:yfsf] d'2tL lgIf]k !,#@,)),(&% @,$&,&&,#)%^= a}+s tyf ljQLo ;+:yfsf] cu|flwsf/ z]o/÷l8a]Gr/ – –&= jfl0fHo a}+ssf] Jofh k|fKt x'g] cGo lgIf]k (,)$,*$,($^ @#,!%,^%,(#$*= ljsf; a}+ssf] Jofh k|fKt x'g] cGo lgIf]k %,@@,*(,*(( @,(&,#!,*@%(= ljQLo ;+:yfsf] Jofh k|fKt x'g] cGo lgIf]k @,^#,$%,$!% !,(#,)^,^#%!)= cGo Jofh k|fKt x'g] nufgL -ljj/0f v'nfpg]_ – –
s= g]kfn ljB't k|flws/0f – –v= Pg=l;=Pd= Do'r'on km08 – –hDdf *#,%*,@!,@#% !,)*,%%,)%,^((s'n hDdf !,)(,&&,!@,)(! !,$!,)*,((,%%%
$*
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
gub tyf a}+s df}Hbft cg';"rL– !(
qm=;+= o; jif{ ut jif{ljj/0f
!= gub df}Hbft – –-s_ – –-v_ – –���hDdf – –
@= a}+s df}Hbft-s_ jfl0fHo a}+sx¿sf] df}Hbft !),)),@^,#%$ !#,#^,)*,$^^-v_ ljsf; a}+sx¿sf] df}Hbft @,($,)%,*(! !,)&,^(,%*!-u_ ljQLo ;+:yfx¿sf] df}Hbft %,(),)!^ ##,(*#-3_ cGo -ljj/0f v'nfpg]_ – –
hDdf !#,)),@@,@^! !$,$$,!@,)#)
cGo shf{ cg';"rL– @)
qm=;+= o; jif{ ut jif{ljj/0f
-s_ bL3{sfnLg
!= clestf{nfO{ shf{ – –@= sd{rf/LnfO{ shf{ – –#= cGo -ljj/0f v'nfpg]_ – –
���hDdf – –-v_ cNksfnLg
!= clestf{nfO{ shf{ – –@= sd{rf/LnfO{ shf{ – –#= cGo -ljj/0f v'nfpg]_ – –
���hDdf – –
$(
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
cGo ;DklQ cg';"rL– @!qm=;+= o; jif{ ut jif{ljj/0f
!= nufgLaf6 k|fKt x'g af“sL cfo !,)!,*%,(&! !,^%,(!,^%^@= shf{af6 k|fKt x'g af“sL Aofh – –#= cGo aLdsaf6 k|fKt x'g af“sL %,^*,$&,)() $,#^,%(,$(&$= k'gaL{dsaf6 k|fKt x'g af“sL @%,)%,%),@## !@,$%,#),&%*%= ljljw cf;fdL ^%,*&,)!* (,!&,#($^= clu|d e'QmfgL $),@#,$$,*)^ #*,!#,$&,&##&= sd{rf/L k]ZsL !#,(&,@*# @!,@(,!%#*= cGo k]ZsL #*,%(,$(* @#,(%,!&#(= w/f}6L #),!!,%%@ &,*(,#)@!)= c;'n x'g af“sL aLdfz'Ns – –
Go"gM c;'n x'g af“sL aLdfz'Ns d'NtaL (Suspense) – –!!= cGo -ljj/0f v'nfpg]_ – –
s_ gful/s nufgL sf]if -pkbfg_ $,*!,!*,$)^ #,@!,&!,%)*v_ vr{ (Prepaid Expenses) *,@!,#^@ %,#),)%(u_ cu|Ld 3/ ef8f – #,*()3_ 3/ ef8f cfDbfgL k|fKt x'g af“sL – –ª_ sd{rf/LnfO{ ;+ro sf]if e'QmfgL – –r_ l6s6 df}Hbft @@,)%* !,!%^5_ :yug s/ ^&,(%,*%@ ^%,^@,*&!h_ k]ZsL bfjL $*,&#,#%,@&% !$,%*,%&,$!&
hDdf !,@&,&*,&^,$)$ &%,&$,*&,%^&
%)
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
%!
c;dfKt hf]lvd Joj:yf cg';"rL– @#
qm=;+= o; jif{ ut jif{ljj/0f
!= clUg aLdfsf] c;dfKt hf]lvd hu]8f &,%&,(@,#!@ (,$$,*@,%^@
@= ;fd'lb|s aLdfsf] c;dfKt hf]lvd hu]8f
rfn' cf=j=sf] $*,(!,*@! -!(,@!,)($_
Ps cf=j= cl3sf] -!(,@!,)($_ @*,&#,)!(
b'O{ cf=j= cl3sf] @*,&#,)!( @%,(@,#%%
hDdf %*,$#,&$^ #%,$$,@*)
#= df]6/ aLdfsf] c;dfKt hf]lvd hu]8f !*,$#,^@,&&! !%,(!,(!,#!)
$= OlGhgLol/¨ aLdfsf] c;dfKt hf]lvd hu]8f $,#%,&#! #,!^,#@#
%= xjfO{ aLdfsf] c;dfKt hf]lvd hu]8f !%,&)^ !&,%**
^= ljljw aLdfsf] c;dfKt hf]lvd hu]8f ##,)),@!$ %%,*@,(&(
&= n3' aLdfsf] c;dfKt hf]lvd hu]8f &,(@,&!% #^,^$,)^%
��hDdf @&,)%,$#,!($ @^,^&,((,!)&
rfn' bfloTj cg';"rL– @@
qm=;+= o; jif{ ut jif{ljj/0f
!= clestf{nfO{ lbg af“sL @,%@,&*@ **,&#&@= cGo aLdsnfO{ lbg af“sL !!,%*,$$,)&) ^,@%,%%,$!%#= k'gaL{dsnfO{ lbg af“sL !*,@*,&#,^*) !(,@&,@%,!@$$= cNksflng ;fk6L – –%= aLdfz'Ns w/f}6L $*,%$,)!# $!,&#,)@!^= k"0f{ ljj/0f gv'n]sf] aLdfz'Ns – –&= ljljw ;fx" #,(!,#^,%@! @,*@,*%,&)&*= ;xfos÷xf]lN8¨ sDkgLnfO{ lbg af“sL – –(= >f]tdf s§f ul/Psf] s/ ltg{ af“sL (@,&#,(*# !,)$,&*,&^&!)= d"No clej[l4 s/ ltg{ af“sL !,@!,$*,!%* !,!(,(*,#@&!!= ef8f e'QmfgL $%,&*) $%,&*)!@= cfos/ e'QmfgL!#= ;]jf z'Ns ltg{ af“sL !,!!,@!,@@! !,)@,!%,&)@!$= sd{rf/LnfO{ lbg af“sL af]g; #,)(,%@) %@,((*!%= ;+rfnsnfO{ lbg af“sL – –!^= nfef+z e'QmfgL $^,^),#)( %!,(*,!@%!&= cGo -ljj/0f v'nfpg]_ – –
hDdf #*,)%,@),)#$ #@,%*,!&,&)#
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
ckn
]vg÷
;df
of]hg
x'g a
f“sL ljljw v
r{x¿
cg';
"rL– @
$
qm=;
+=o;
jif{
ut j
if{ljj/
0f
!=ckn
]vg
ug{ a
f“sL k|f/lDe
s v
r{
––
@=ckn
]vg
ug{ a
f“sL k"j
{ ;+rfn
g vr{
––
#=ckn
]vg
ug{ a
f“sL :y
ug u
l/Ps
f vr{
––
$=
cGo
-ljj/
0f v
'nfp
g]_–
–%=
ljsf;
C0fkq
df lk|ld
od!,))
,*))
!,%!
,!((
��hDd
f!,))
,*))
!,%!
,!((
cGo
Joj
:yf
cg';
"rL– @
#‘s’
jif{sf
] cGtd
f sfod
/x]sf
] Joj:
yf
ut j
if{o;
jif{
o; j
if{ut
jif{
ut j
if{o;
jif{
o; j
if{ut
jif{
ut j
if{o;
jif{
qm=;+=
ljj/0
frf
n' cf
=j=df
yk
ul/Ps
f] Joj
:yf
jif{sf
] z'?d
f Joj
:yf
rfn'
cf=j=
df c
kn]vg
÷e'Qm
fgLul/
Psf] J
oj:y
frf
n' cf
=j= d
f lkmt
f{ ul/P
sf] Jo
j:yf
!=nf
ef+z
-l8le
8]08_
sf] n
flu Jo
j:yf
$$,%^
,&(&
@$,@@
,^$)
%!,)
*,*(
&$$
,%^,&(
&$$
,%^,&(
&%,&
!,!@,@
*%–
–%!
,)*,
*(&
$$,%^
,&(&
@=cf
os/ J
oj:y
f#)
,!@,%*
,$%$
#!,#!
,*),
#(%
*,*(
,@^,!$
#^$
,^*,#%
&–
!,*#,(
),@(
&–
–#(
,)!,*
$,%(
&#)
,!@,%*
,$%$
#=nu
fgLd
f gf]S;
fgLs
f] nflu
Joj:
yf@,!
%,*()
––
@,!%,*
()–
–@,!
%,*()
––
@,!%,*
()
$=sh
f{df g
f]S;fg
Lsf] n
flu Jo
j:yf
––
––
––
––
––
%=z+s
f:kb c
f;fd
Lsf] n
flu Jo
j:yf
––
––
––
––
––
^=cG
o gf
]S;fg
Lsf] n
flu Jo
j:yf
##,(
@,*@#
!@,*
!,))%
!!,^(
,@)(
@#,(
@,**!
––
@!,!!
,*!*
@,*!,)
^#@$
,%),@!
$##
,(@,*
@#
&=sd
{rf/L
;DaG
wL Jo
j:yf
s= k
]G;g
tyf p
kbfg
Joj:
yf#,@
$,^!
,*%$
@,&%,^
(,&&
(!,%
(,$^
,*(*
$*,(
@,)&$
––
––
$,*$
,)*,
&%@
#,@$,
^!,*
%$
v= lj
bf af
kt Jo
j:yf
@,#),
!!,#%
!!,(
(,(*
,#!(
!%,)
),))
)#)
,!#,)
#@–
––
–@,$
%,!!,#
%!@,#
),!!
,#%!
u= c
fjfz
tyf
cGo
;'ljw
f Joj
:yf
––
––
––
––
––
3= s
d{rf/L
af]g
; Jo
j:yf
*),$
%,@@(
@,*(,
$%,%!
*@,(
%,$$,
^*!
*),$
%,@@(
*),$
%,@@(
@,*(,
$%,%!
*–
–@,(
%,$$,
^*!
*),$
%,@@(
ª= c
Go–
––
––
––
––
–
*=cG
o Jo
j:yf
-ljj
/0f v
'nfpg
]_$,
!@,)
!#–
@,$$,
$$)
$,!@
,)!#
$,!@
,)!#
––
–@,$
$,$$
)$,
!@,)
!#
hDdf
#&,#@
,%$,
$!#
#(,##
,(&,
^%&
!$,@$,
$),@^*
@,(*
,(^,@&
#!,@
(,!$
,)#(
!),$
$,$*
,!)!
@#,@&,
&)*
@,*!
,)^#
%),)$,
%@,(#@
#&,#@
,%$,
$!#
%@
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
-s_ kl/ro;u/dfyf OG:of]/]G; sDkgL lnld6]8 (Sagarmatha Insurance Company Limited) -o; kl5 æsDkgLÆ elgPsf]_ g]kfndf:yflkt ;Lldt bfloTj ePsf] lghL{jg aLdf sDkgL xf] . o;sf] /lhi6{8{ sfof{no gS;fn, sf7df8f}+df /x]sf] 5 . of]sDkgL g]kfn lwtf]kq ljlgdo ahf/ lnld6]8df ;"lrs[t ePsf] tyf o; sDkgLn] aLdf ;ldltaf6 aLdf P]g, @)$(sf] bkmf !) sf] pkbkmf # tyf aLdf lgodfjnL, @)$( sf] lgod * sf] pklgod -!_ adf]lhd lghL{jg aLdf Joj;fo;+rfng ug{ ldlt @)%# ;fn cfiff9 !@ ut]af6 :jLs[lt k|fKt u/]sf] xf] .cfly{s jif{ @)&@ ;fn >fj0f ! ut]b]lv @)&# ;fn cfiff9 #! ut];Ddsf] ;+nUg ljQLo ljj/0fx¿ o; sDkgLsf] ;+rfns;ldltsf] a}7sn] ldlt @)&# ;fn d+l;/ # ut] kfl/t u/]sf] xf] .
!= ljQLo ljj/0f tof/Lsf cfwf/x¿Mo; sDkgLsf] ljQLo ljj/0fx¿ P]ltxfl;s d"No cjwf/0ff (Historical Cost Convention) / Joj;fosf] lg/Gt/tf (Going
Concern) sf] cfwf/df :ki6 ¿kdf n]vf ;DaGwL l6Kk0fLx¿ cGoyf pNn]lvt ul/Psf]df afx]s k|f]befjL (Accrual) cfwf/dfn]vfÍg u/L ;fdfGotof ;j{dfGo n]vfsf l;4fGtx¿ (Generally Accepted Accounting Principles), g]kfn rf6{8{ PsfpG6]G6;+:yfaf6 hf/L g]kfn n]vfdfg (Nepal Accounting Standards- NAS), aLdf P]g @)$(, aLdf lgodfjnL, @)$(, sDkgLP]g, @)^# tyf aLdf ;ldltsf] ljQLo ljj/0f ;DaGwL lgb]{lzsfsf] clwgdf aLdf Joj;fodf /x]sf] k|rng ;d]tnfO{Wofgdf /flv tof/ ul/Psf] 5 .
@= l:y/ ;DklQ n]vf°g gLltMl:y/ ;DklQx¿ P]ltxfl;s d"No cjwf/0ffsf cfwf/df nfut d"Nodf ¥xf; s§L u/L b]vfOPsf] 5 . ;DklQ k|fKt ug{sf]nflu ul/Psf] vr{ tyf :yfkgf vr{nfO{ nfut d"Nodf k"“hLs/0f ul/Psf] 5 .
#= ¥xf; s§L gLltMrfn' cf=j=df ylkPsf l:y/ ;DklQx¿sf] ¥xf; s§L cfos/ P]g, @)%* åf/f lgb]{lzt b/ tyf tl/sf cg';f/ 36\bf] d"Nok|0ffnL (Diminishing Balance Method) sf] cfwf/df ¥xf; s§L ul/Psf] 5 .
$= k"“hLs[t gul/g] ;DklQx¿sf] n]vf°g gLltMsDkgLn] k|lt OsfO ¿= @,))) ;Dd d"No kg]{ ;fdfgx¿ k"“hLut k|s[ltsf] eP klg k|s[lt x]/L vl/b ePs} jif{df vr{n]Vg] gLlt lnOPsf] 5 .
%= cfos/ Joj:yf gLltMrfn' s/
o; sDkgLn] cfos/ P]g, @)%* tyf tTkZrft\ cfos/ P]gdf ePsf] ;+zf]wgsf] clwgdf /xL cfos/ Joj:yf u/]sf]5 . tyflk ljQLo ljj/0fdf pNn]v ul/Psf] s/, s/ n]vfk/LIf0f tyf cfGtl/s /fhZj sfof{noaf6 lgwf{/0f ul/Psf]s/eGbf km/s x'g cfPdf ;f]xL jvt cfjZos ;dfof]hg ug]{ gLlt lnOPsf] 5 .
:yug s/
ljQLo ljj/0f cg';f/sf] ;DklQ tyf bfloTjsf] /sd tyf s/sf cfwf/ aLr km/s eO{ l;h{gf x'g] c:yfoL cGt/(Temporary Difference) sf] sf/0fn] eljiodf l;h{gf x'g] s/ bfloTj tyf ;DklQsf] nut /fVg] p2]Zon] :yug s/sf]n]vfÍg ul/Psf] 5 .
cg';"rL– @%ljQLo ljj/0f;+u ;DalGwt k|d'v n]vf gLltx¿
%#
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
^= nufgL n]vf°g gLltM-s_ ;/sf/L jrtkq÷C0fkqdf nufgL n]vf°g gLlt�.
aLdf ;ldltsf] ljQLo ljj/0f ;DaGwL lgb] {lzsf adf]lhd ;/sf/L jrt–kq tyf C0fkqdf ul/Psf]nufgLnfO{ clÍt jf k/n d"NodWo] h'g 36L 5 ;f]xL d"Nodf n]vfÍg ug]{ gLlt lnOPsf] 5 .
-v_ a}+s÷ljQLo ;+:yfsf] d'2tL lgIf]kdf nufgL n]vf°g gLlt .
aLdf ;ldltsf] ljQLo ljj/0f ;DaGwL lgb]{lzsf adf]lhd a}+s tyf ljQLo ;+:yfsf] d'2tL lgIf]kdf ul/Psf] nufgLnfO{;f“jf /sddf b]vfOPsf] 5 .
-u_ klAns lnld6]8 sDkgLsf] z]o/df nufgL n]vf°g gLlt .
klAns lnld6]8 sDkgLsf] z]o/ nufgLnfO{ k/n d"Nodf /flvPsf] 5 . k/n d"No eGbf ahf/ d"No sd ePdf km/ssd d"NonfO{ Joj:yf vr{ (Provision for Investment Loss) n]vfÍg ul/Psf] 5 .
-3_ klAns lnld6]8 sDkgLn] hf/L u/]sf] C0fkqx¿df nufgL n]vf°g gLlt .
klAns lnld6]8 sDkgLn] hf/L u/]sf] C0fkqdf u/]sf] nufgLnfO{ c+lst d"Nodf n]vfÍg ul/Psf] 5 .
&= ;6xL 36a9 ;dfof]hg gLltMljb]zL d'b|fdf /x]sf] ;DklQ / bfloTjsf] clGtd df}Hbftsf] n]vfÍg g]kfnL d'b|fdf jiff{Gtsf] a}+s vl/b b/ cg';f/ ul/Psf]5 . ljb]zL d'b|fdf ePsf] sf/f]af/nfO{ ;f]xL ldltsf] ljlgdo b/nfO{ cfwf/ dfgL n]vfÍg ul/Psf] 5 . lng' lbg'kg]{ ePdfjif{sf] cGTodf sfod /x]sf] ljlgdo b/sf] cfwf/df km/s kg{ hfg] /sdnfO{ ljlgdodf gfkmf jf gf]S;fg lx;fadf b]vfpg]gLlt cjnDag ul/Psf] 5 .
*= aLdfz'Ns cfDbfgL n]vf°g gLltMaLdfz'Ns cfDbfgL aLdf P]g / aLdf ;ldltsf] lgb]{zg adf]lhd gub k|flKtsf] cfwf/df n]vfÍg ul/Psf] 5 . aLdfn]v/2 ePdf /2 ul/Psf] jif{ pQm aLdfz'NsnfO{ ;f]xL cfly{s jif{ n]vfÍg u/L aLdfz'Ns cfDbfgLaf6 36fOg] ul/Psf] 5 .k'gaL{df :jLsf/ u/] afkt k|fKt x'g] aLdfz'Ns cfDbfgL k|f]befjL (Accrual) cfwf/df n]vfÍg ul/Psf] 5 .
(= k'gaL{df sldzg cfDbfgL n]vf°g gLltMk'gaL{df sldzgnfO{ Accrual Basis df cfDbfgL n]vfÍg ug]{ gLlt lnOPsf] 5�. d'gfkmf sldzg (Profit Commission)
cfDbfgL aLdf ;ldltsf] ljQLo ljj/0f ;DaGwL lgb]{lzsf adf]lhd ;DalGwt k'gaL{dsaf6 lnlvt ;dy{g k|fKt eP kl5n]vfÍg ug]{ gLlt /x]sf] 5 .
!)= cGo cfo n]vf°g tyf af“8kmf“8 gLltMsDkgLn] nufgLdf k|fKt ug]{ Aofh tyf cGo cfDbfgLnfO{, nfef+z afx]s k|f]befjL (Accrual) cfwf/df n]vfÍg u/L aLdf;ldltsf] ljQLo ljj/0f ;DaGwL lgb]{lzsf adf]lhd s'n cfDbfgLnfO{ gfkmf–gf]S;fg lx;fa tyf cfo–Joo lx;fasf] ef/cg';f/ af“8kmf“8 ul/Psf] 5 .
!!= shf{ n]vf°g gLltMsDkgLn] pkof]u u/]sf] shf{nfO{ shf{sf] ;f“jf /sddf n]vfÍg ug]{ gLlt /x]sf] 5 . o; cf=j= @)&@.)&# df sDkgLn]ltg'{ kg]{ jf p7fpg' kg]{ s'g} klg shf{ /x]sf] 5}g .
!@= Joj:yfkg vr{ af“8kmf“8 gLltMaLdf ;ldltsf] lgb]{zgsf] cfwf/df Joj:yfkg vr{sf] !) k|ltzt /sd gfkmf–gf]S;fg lx;fadf vr{ b]vfO{ af“sL /sdnfO{;DalGwt aLdf Joj;fosf] k|ToIf aLdfz'Nsdf clestf{ sldzg s§f u/L x'g cfpg] /sdnfO{ aLdf Joj;fosf] ef/dfgL k|To]s aLdf Joj;fosf] aLdfz'Nssf] cfwf/df aLdf Joj;fosf] cfo–Joo lx;fadf af“8kmf“8 ug]{ gLlt cjnDagul/Psf] 5 .
%$
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
!#= aLdf bfjL e'QmfgL vr{ n]vf°g gLltMsDkgLn] aLdf bfjL e'QmfgLsf] vr{ n]vfÍg ubf{ aLdfn]v adf]lhd e'QmfgL ug'{kg]{ jf:tljs bfjL /sd / cfjZosk/fdz{ tyf cg';Gwfg vr{ ;d]t u/L n]vfÍg ug]{ gLlt lnPsf] 5 .
!$= aLdf bfjL afkt bfloTj Joj:yf n]vf°g gLltM-s_ ;[hgf ePsf] t/ hfgsf/Ldf gcfPsf] aLdf bfjL afkt bfloTj Joj:yf n]vfÍg Joj:yfkgsf] cg'ejsf] cfwf/df
n]vfÍg ug]{ gLlt /x]sf] 5 .
-v_ e'QmfgL lbg af“sL bfjL /sdsf] nflu aLdf lgodfjnL, @)$( sf] lgod !% -3_ adf]lhd !!% k|ltztn] /sdJoj:yf u/L n]vfÍg ug]{ gLlt lnOPsf] 5 .
!%= v'b gfkmf af“8kmf“8 gLltMaLdf lgodfjnL, @)$( sf] bkmf !% -u_ tyf aLdf ;ldltsf] ljQLo ljj/0f ;DaGwL lgb]{lzsfsf] Joj:yf adf]lhd r'Qmfk"“hL a/fa/ geP;Dd v'b gfkmfsf] %) k|ltztsf] x'g cfpg] /sd aLdfsf]ifdf ;fg]{ gLlt /x]sf] 5, ;fy} pQm /sdnfO{;f]xL aLdfsf] cfo–Joo lx;faaf6 cfPsf] artsf] ef/nfO{ cfwf/ dfgL k|To]s lsl;dsf] aLdfsf]ifdf af“8kmf“8 ug]{] gLlt/x]sf] 5�.
!^= sd{rf/L pkbfg, labf tyf cGo ;'ljwf afkt Joj:yf gLltMsDkgLsf] sd{rf/L ljlgodfjnL cg';f/ sd{rf/L pkbfg, ;+rosf]if, ljbf tyf cGo ;'ljwf afkt Joj:yf ug]{ gLltlnOPsf] 5 .
s_ pkbfgMsDkgLsf] sd{rf/Ln] ;]jf u/]sf] k"/f jif{sf] cfwf/df pkbfg vr{sf] Joj:yf u/L Joj:yfkg vr{df vr{ n]vL ;f] a/fa/sf]/sd gful/s nufgL sf]if cGtu{t :jLs[t pkbfg sf]ifdf nufgL ug]{ gLlt lnOPsf] 5 .
v_ ;+rosf]ifMsDkgLsf] sd{rf/L ljlgod cg';f/ sDkgLn] 5'§} ;+rosf]if of]ubfgsf] Joj:yf u/]sf] 5 . h; cg';f/ sd{rf/Lsf] cfwf/tnasf] !) k|ltztn] Joj:yf u/L Joj:yfkg vr{df vr{ n]vL ;f] a/fa/sf] /sd sd{rf/L ;+rosf]if cGtu{t sd{rf/Lvftfdf hDdf ug]{ gLlt lnPsf] 5 .
u_ ljbf afkt Joj:yfMsDkgLsf] sd{rf/L ljlgod cg';f/ :yfoL sd{rf/Lx¿sf] ;+lrt 3/ labf afktsf] /sdsf] Joj:yf ug]{ gLlt lnPsf] 5 .
!&= z+sf:kb cf;fdL Joj:yf gLltMz+sf:kb cf;fdLsf] nflu Joj:yfkgn] lgwf{/0f u/]sf] cg'dfg cg';f/ Joj:yf ug]{ gLlt /x]sf] 5 .
!*= ckn]vg vr{ n]vf°g gLltM;/sf/L art tyf C0fkqx¿ vl/bdf e'QmfgL ePsf] lk|ldodnfO{ pQm art tyf C0fkqx¿sf] e'QmfgL cjlw cg';f/;dfg'kflts ¿kdf vr{ hgfpg] tyf cGo ckn]vg ug'{kg]{ vr{ ;f]xL jif{df g} vr{ n]Vg] gLlt lnOPsf] 5 .
!(= cGo gLltx¿Mjf;nft, gfkmf–gf]S;fg lx;fa, cfo–Joo lx;fa nufotsf ljQLo ljj/0fnfO{ a'‰g / ljZn]if0f ug{ ;3fp k'Ug] cGon]vf gLltx¿M
-s_ nufgLaf6 cfDbfgL n]vfÍg gLltMnufgLaf6 k|fKt x'g] cfDbfgL k|f]befjL (Accrual) / nfef+z cfDbfgL gub k|flKtsf] cfwf/df n]vfÍg ug]{ gLlt /x]sf]5 .
%%
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
-v_ c;dfKt hf]lvd hu]8f n]vfÍg gLltMsDkgLn] aLdf lgodfjnL, @)$( tyf aLdf P]g, @)$( adf]lhd c;dfKt hf]lvd hu]8f afkt v'b aLdfz'Nssf]%) k|ltzt /sdn] Joj:yf ug]{ gLlt /x]sf] 5 . ;fy} lgb]{zg !*=! adf]lhd Joj:yf u/]sf] /sdnfO{ kl5Nnf] cfly{sjif{df cfDbfgL hgfpg] gLlt /x]sf] 5 . t/ ;fd'lb|s aLdfsf] xsdf lgb]{zg !*=! adf]lhd Joj:yf u/]sf] /sdnfO{tLg jif{ kl5sf] cfly{s jif{df cfDbfgL hgfpg] gLlt /x]sf] 5 .
-u_ k'gaL{df z'Ns vr{ n]vfÍg gLltMk'gaL{df z'Ns vr{nfO{ k|f]befjL (Accrual) cfwf/df n]vfÍg ug]{ gLlt /x]sf] 5 .
-3_ nufgL juL{s/0f gLltMjf;nftsf] lbgdf sfod /x]sf] nufgLx¿sf] clGtd e'Qmflg ldlt Ps jif{eGbf a9L ePsf] nufgLx¿nfO{ bL3{sfnLgnufgLsf] ¿kdf / ;f] eGbf jfx]ssf] nufgLnfO{ cNksfnLg nufgLsf] ¿kdf b]vfpg] gLlt lnPsf] 5 .
%^
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
ljQLo ljj/0f;+u ;DalGwt n]vf ;DaGwL l6Kk0fLx¿!= ;Defljt bfloTjx¿M
c_ sDkgLsf] xfn;Dd r'Qmf jf e'QmfgL x'g af“sL nufgL gePsf]�.cf_ xfn;Dd sDkgLn] s'g} k|Tofe"lt k|ltj4tf (Underwriting Commitments) u/]sf] 5}g�.O_ sDkgLdf o; cf=j=df s'g} klg aLdfn]v cGtu{t eGbf afx]s aLds pk/ s'g} bfjL k/]sf] 5}g .O{_ sDkgLn] cfgf] tkm{af6 lbPsf] Uof/]06L gePsf]�.p_ cGo bfloTj .
s]xL gePsf] .
@= e'QmfgL ug{ af“sL bfjL jfkt bfloTj d"Nof°g ubf{ cjnDag u/]sf] cfwf/x¿Me'QmfgL ug{ af“sL bfjL afkt bfloTjsf] d"NofÍg ljut jif{sf] cg'ej / ;e]{o/;+u ul/Psf] k/fdz{ cg';f/ ul/Psf] 5 .aLdf lgodfjnL, @)$( sf] lgod !% -#_ sf] Joj:yf cg'¿k ;"lrt ul/Psf] bfjLsf] cg'dflgt bfloTjdf sDkgLsf]lx:;f !!%∞ n] x'g cfpg] /sd bfjL afkt Joj:yf ul/Psf] 5 .
#= aLdssf] ;DklQdf cfPsf] ;Lldttf tyf ljjfbx¿MsDkgLn] vl/b u/]sf] ;DklQx¿df xfn;Dd s'g} ljjfbx¿ gePsf] .
$= shf{, nufgL tyf l:y/ ;DklQsf] nflu ul/Psf] k|ltj4tfMsDkgLn] shf{, nufgL tyf l:y/ ;DklQsf] nflu s'g} k|ltj4tf u/]sf] 5}g .
%= nufgL;+u ;DalGwt b]xfosf vl/b laqmL ;Demf}tfx¿sf] d"NoMc_ vl/b ul/Psf] ;DklQsf] :jfldTj k|fKt gePsf] 5}g .cf_ sDkgLn] s'g} ;DklQ laqmL ul/Psf] e'QmfgL k|fKt e} g;s]sf] 5}g .
^= o; jif{e/L ul/Psf] nufgL tyf laqmL / lkmtf{ lnPsf] nufgLsf] ljj/0fM-s_ o; jif{ e/L ul/Psf] gof“ nufgLsf] ljj/0fM
-v_ o; jif{ e/L ul/Psf] nufgL lkmtf{sf] ljj/0fM
nufgL ul/Psf]/sd -¿=_qm=;+= ljj/0f
!= g]kfn ;/sf/sf] /fli6«o artkq –@= jfl0fHo a}+sx¿sf] d'2tL lgIf]k !%,&%,)),)))#= ljsf; a}+sx¿sf] d'2tL lgIf]k #,)#,%),)))$= ljQLo sDkgLx¿sf] d'2tL lgIf]k –%= jfl0fHo a}+ssf] C0fkq –^= OSjL6L z]o/df nufgL –&= cGo –
hDdf !*,&*,%),)))
qm=;+= /sd -¿=_ljj/0f
!= g]kfn ;/sf/sf] /fli6«o jrt kq &,*),&&,)))!= jfl0fHo a}+sx¿sf] d'2tL lgIf]k @%,$),)),)))@= ljsf; a}+sx¿sf] d'2tL lgIf]k %,#$,)),)))#= ljQ sDkgLx¿sf] d'2tL lgIf]k *),&^,##)$= jfl0fHo a}+ssf] C0fkq –%= klAns sDkgLsf] ;fwf/0f z]o/ –
hDdf #(,#%,%#,##)
cg';"rL– @^
%&
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
&= a}+s df}Hbft lx;fa ;DaGwdf ;DalGwt a}+s÷ljQLo ;+:yfsf] ;dy{g ;lxtsf] lx;fa ldnfg ;DaGwL Joxf]/fMjfl0fHo a}+s, ljsf; a}+s tyf ljQLo ;+:yfx¿df /x]sf] a}+s df}Hbft sDkgLsf] lx;fa;+u ldnfg ul/;s]sf] / ;DalGwt;+:yfx¿af6 ljj/0f÷df}Hbft ;dy{g kq k|fKt eO{ s]xL ;+:yfx¿sf] ;dy{g k|fKt x'g] qmddf 5 .
*= aLds / k'gaL{ds;+u lng' lbg' af“sL lx;fa ;DaGwdf ;DalGwt aLds / k'gaL{dssf] ;dy{g ;lxtsf]lx;fa ldnfg ;DaGwL Joxf]/fMo; sDkgLn] aLds tyf k'gaL{dsx¿;+u jif{sf] cGtdf lng'lbg' kg]{ lx;fasf] ;dy{g k|fKt eO;s]sf] / s]xL :yfgLoaLdsx¿sf] ;dy{g kq k|fKt x'g] qmddf /x]sf] 5 .
(= aLdsn] u/]sf] nufgL k|rlnt aLdf P]g, lgodfjnL tyf aLdf ;ldltaf6 tf]lsP adf]lhd /x] g/x]sf]MaLdsn] u/]sf] nufgLdWo] ;/sf/L / ;/sf/sf] hdfgt k|fKt ;]So'l/l6df u/]sf] nufgL !(=%( k|ltztn] sd /x]sf]dfaLdf ;ldltsf] nufgL lgb]{lzsf cg';f/ g]kfn ;/sf/af6 hf/L ljsf; C0fkq pknAw gePsf] cj:yfdf pQm If]qdfsd /x]sf] nufgL /sdnfO{ jfl0fHo a}+ssf] d'2lt lx;fadf nufgL ug{ ;lsg] ePsf]n] ;f]xL adf]lhd gk'u /sdjfl0fHo a}+sx¿sf] d'2tLdf nufgL ul/Psf] 5 .
!)= aLdssf] ;+rfns jf ;+rfns;+u ;DalGwt JolQm jf ;+:yf;+u ePsf] sf/f]af/Mo; sDkgLsf] ;+rfns tyf ;+rfns;+u ;DalGwt JolQm jf ;+:yf / sDkgLsf ;+:yfksx¿sf] aLdf sf/f]af/g/x]sf] .
!!= aLdsn] cfk\mgf] ;DklQsf] ;'/If0fdf lnPsf] C0fsf] lwtf], zt{ tyf cf}lrToMsDkgLn] xfn cfgf] ;DklQsf] ;'/If0fdf s'g} C0f lnPsf] 5}g .
!@= aLdsn] s/ r'Qmf k|df0f–kq k|fKt u/]sf] cf=j= tyf To:tf] r'Qmf k|df0f–kq k|fKt x'g af“sL cf=j= / ;f];DaGwL ljj/0fsf ;fy} cl3Nnf] cf=j=x¿sf] s/ hl/jfgf Aofh afkt bfjL k/]sf] / o; cf=j=df e'QmfgLePsf] /sdMsDkgLn] :jo+ s/ ljj/0f lgoldt ¿kdf bflvnf ub}{ cfPsf] 5 . sDkgLsf] cf=j= @)^^÷)^&, @)^&÷)^* /@)^*÷)^( sf] cfos/ 7"nf s/bftf sfof{noaf6 k"glgwf{/0f u/L ¿= *(,*^,&@$.– yk s/ bfloTj sfod u/]sf]df;f] pk/ lrQ ga'em]sf]n] k|zf;lso k'g/fjnf]sgsf nflu cfGtl/s /fhZj ljefudf lgj]bg lbPsf] 5 . yk s/bfloTjnfO{ ;+efljt bfloTjdf b]]vfOPsf] 5 .
!#= lkmtf{ u/]sf] aLdfz'Ns kl/df0f / sf/0fMo; cf=j= df sDkgLn] ¿= @,*$,&&,@@^ aLdfz'Ns lgDg sf/0fx¿n] ubf{ lkmtf{÷;dfof]hg u/]sf] 5M-s_ jLldtsf] cg'/f]wdf aLdf+s /sd 36fOPsf] .-v_ bf]xf]/f] aLdfn]v hf/L x'g uPsf] .-u_ k|lttkq /2 x'g uPsf] .-3_ aLdfn]vdf jxg ul/Psf] hf]lvd x6fOPsf] .
!$= ckn]vg x'g af“sL vr{sf] ljj/0fMsDkgLn] g]kfn ;/sf/af6 hf/L artkq vl/bdf e'QmfgL u/]sf] lk|ldod ¿= !,)),*)) ckn]vg ug{ af“sL /x]sf] 5 .
!%= r'Qmf k"“hLdWo] clu|d e'QmfgL k|fKt(Paid in advance),e'QmfgL k|fKt x'g af“sL(Call in Arrears)/ hkmt ul/Psft/ k'gM lgisfzg gul/Psf z]o/sf] ljj/0fMr'Qmf k"“hLdWo] clu|d e'QmfgL k|fKt (Paid in Advance) z]o/x¿ gePsf] .e'QmfgL k|fKt x'g af“sL (Call in Arrears) z]o/x¿ gePsf] .hkmt ul/Psf t/ k'gM lgisfzg gul/Psf z]o/x¿ gePsf] .
%*
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
!^= lnh xf]N8 ;DklQdf ut jif{;Dd / o; jif{ vr{(Amortization)n]lvPsf] /sdsf] ljj/0fMlnh xf]N8 ;DklQdf o; jif{ vr{ (Amortization) n]lvPsf] /sd 5}g�.
!&= jif{el/df ePsf] jf;nft aflx/sf] sf/f]af/sf] ljj/0fMjf;nft aflx/sf] sf/f]af/ gePsf] .
!*= cl3Nnf jif{x¿;+u ;DalGwt cfDbfgL tyf vr{x¿sf] 5'6\6f 5'6\6} ljj/0fMcl3Nnf jif{x¿;+u ;DalGwt cfDbfgL tyf vr{ ¿= #@,%(! ePsf] .
!(= :yug s/(Deferred Tax)-:yug s/ ;DklQ / bfloTjsf] u0fgf cfiff9 #@, @)&# sf] ljj/0f lgDgfg';f/ /x]sf] 5M:yug s/ ;DklQ -bfloTj_
@)= ;DalGwt k¨x¿;+usf] sf/f]af/MJoj:yfkgdf /x]sf k|d'v JolQmx¿McWoIf, ;+rfns tyf k|d'v sfo{sf/L clws[tnfO{ Joj:yfkgsf k|d'v JolQmsf] ¿kdf lnOPsf] 5 . ;f]sf] ljj/0flgDgfg';f/ /x]sf] 5Ms= >L /fds[i0f dfgGw/ – cWoIfv= >L kB Hof]lt – ;+rfnsu= >L czf]s s'df/ tf]bL – ;+rfns3= >L nf]sdfGo uf]N5f – ;+rfnsª= >L sLlt{ s'df/ hf]zL – ;+rfnsr= >L clhy cf/= u'0fab{g] – ;+rfns5= >L sdn k]l6«s PlNa; – ;+rfnsh= >L uh]Gb| nfn >]i7 – ;+rfnsem= >L clgn hf]zL – ;+rfns`= >L cf]d s[i0f hf]zL – :jtGq ;+rfns6= >L r+sL If]qL – k|d'v sfo{sf/L clws[t -ldlt )&#.)#.!* b]lv_
sDkgL tyf ;DalGwt JolQmx¿aLr ePsf] sf/f]jf/sf] lgldQ o; jif{ lgDg vr{x¿ e'QmfgL ul/Psf] 5 .
ut jif{o; jif{
:yug s/ ;DklQ -bfloTj_l:y/ ;DklQ -%,@&,#!#_ -#,%(,($!_labf afkt Joj:yf &#,%#,$)% ^(,)#,$)%nufgLdf gf]S;fgL Joj:yf – ^$,&^&nufgLdf lk|ldod -#),@$)_ -$%,#^)_pkbfg – –:yug s/ ;DklQ -bfloTj_ ^&,(%,*%@ ^%,^@,*&!
ljj/0f
s= ;+rfnsx¿ – ^,!#,))) @,$%,))) *,%*,)))v= k|d'v sfo{sf/L clws[t #%,$@,((^ – – #%,$@,((^
@)&#÷)#÷!& ;Dd
k|d'v sfo{sf/L clws[t &&,!(# – – &&,!(#@)&#÷)#÷!* b]lv
hDdf #^,@),!*( ^,!#,))) @,$%,))) $$,&*,!*(
n]vf tyf cGo;ldlt eQf hDdf /sdljj/0f tna, eQf / cGol;=g++= ;+rfns eQf
%(
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
@!= g]kfn k'gaL{df sDkgLsf] ;+:yfks z]o/df nufgLM
g]kfn ;/sf/af6 tTsflng !& j6f lghL{jg aLdf sDkgLx¿sf] ;+o'Qm nufgLdf :yflkt cfsl:ds aLdf sf]ifnfO{
g]kfn ;/sf/af6 lj36g u/L g]kfn k'gaL{df sDkgL lnld6]8df kl/0ft u/]kl5 cfsl:ds aLdfsf]ifdf ul/Psf] z'¿sf]
nufgL ¿= #%,&!,$@* tyf ;f] sf]ifaf6 k|fKt nfef+z ¿= ^,$!,&),%&@ ;d]tnfO{ k"“hLs[t u/L ;+:yfks z]o/df
kl/0ft ul/Psf] / g]kfn k'gaL{df sDkgLsf] k"“hL j[l4sf] ;Gbe{df ;+:yfks z]o/df yk nufgL ul/Psf] ¿= $,%!,^(,&^%
;d]t u/L ¿= !!,@(,!!,&^% ePsf] 5 .
@@= dxfljklQ sf]ifM
aLdf ;ldltn] @)&! c;f]h * ut] hf/L u/]sf] kl/kq g+= &^ cg';f/ ljQLo ljj/0fdf gfkmf–gf]S;fg lx;fa cGtu{t
af“8kmf“8sf nflu pknAw /sdsf] !) k|ltztn] x'g] /sd ¿= !,!#,)(,%!& dxfljklQ hu]8f afkt 5'6\ofOPsf] 5 .
@#= k|:tfljt gub nfef+zM
;+rfns ;ldltsf] a}7ssf] lg0f{oaf6 k|:tfljt af]g; z]o/df nfUg] s/ jxg ug{ r'Qmf k"“hLsf] !=!%& k|ltztn] x'g]
/sd ¿= %!,)*,*(& gub nfef+z k|:tfj u/L ;f] /sd k|:tfljt gub nfef+z afkt Joj:yf ul/Psf] 5 .
@$= k|:tfljt af]gz z]o/M
;+rfns ;ldltsf] a}7ssf] lg0f{oaf6 ;dLIff jif{sf] r'Qmf k"“hL ¿= $$,!@,@@,()) sf] @@=)) k|ltztn] x'g cfpg]
/sd ¿= (,&),^(,)#* nfO{ af]gz z]o/ afkt Joj:yf ul/Psf] 5 . pNn]lvt af]gz z]o/ aLdf ;ldltsf] :jLs[lt
tyf ;fwf/0f ;efaf6 cg'df]bg kZrft\ hf/L x'g]5 .
@%= af]gz z]o/ k"“hLs[tM
sDkgLsf] ldlt @)&#÷)#÷)* df ;DkGg !( cf}+ jflif{s ;fwf/0f ;efaf6 r'Qmf k"“hLsf] @#=&% k|ltzt af]g; z]o/
¿= *,$^,&(,!%# kfl/t eO{ sDkgL /lhi6«f/ sfof{nodf clen]vsf nflu k]z ul/;lsPsf] / af]g; z]o/ clen]v
x'g] k|lqmofdf 5 . pQm af]g; z]o/ /sd ¿= *,$^,&(,!%# dWo] ¿= *,$^,&(,!)) k"“hLs[t u/L af“sL ¿= %# nfO{
cGo bfloTjdf /flvPsf] 5 .
@^= clws[t tyf hf/L k"“hL j[l4M
sDkgLsf] ldlt @)&#÷)#÷@* ut] ;DkGg !( cf}+ jflif{s ;fwf/0f ;efdf clws[t k"“hL ¿=%) s/f]8af6 ! c/a
%) s/f]8 tyf hf/L k"“hL $) s/f]8af6 ¿= ! c/a k'¥ofpg] k|:tfj kfl/t eO{ sDkgL /lhi6«f/ sfof{nodf clen]vsf
nflu k]z ePsf]df :jLs[lt k|fKt eO;s]sf] 5 .
@&= sDkgLsf] z]o/ ;+/rgfdf kl/jt{gM
sDkgLsf] ldlt @)&@÷)#÷)* df ;DkGg !* cf}+ jflif{s ;fwf/0f ;efaf6 sDkgLsf] k"“hL ;+/rgfdf kl/jt{g eO{
sDkgL /lhi6«f/af6 :jLs[lt k|fKt ePsf]n] xfn k"“hL ;+/rgfdf lgDgfg';f/ sfod ePsf] 5 .
s= ;+:yfks
c_ :jb]zL nufgLstf{ %! k|ltzt
cf_ ljb]zL nufgLstf{ @) k|ltzt
v= ;j{;fwf/0f @( k|ltzt
^)
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
-u_ @)&@ ;fn a}zfv dlxgfdf uPsf] ljgfzsf/L e"sDkaf6 o; sDkgLsf aLldtx¿sf] ef}lts ;DklQdf ePsf]Ifltsf] bfjL km5of}{6 x'g] qmddf /x]sf aLldtx¿sf] ;xhtfsf nflu ¿= $* s/f]8 &# nfv k]ZsL k|bfg ul/Psf]5 .
-3_ ldlt @)&@ ;fn j}zfv !@ / @( df uPsf] ljgfzsf/L e"sDkaf6 Iflt ePsf] s]xL aLldtx¿sf] bfjLdf ;e]{sfnflu ;e]{o/ lgo'lQm ul/Psf]df ;e]{o/x¿af6 k|fKt k|ltj]bgdf aLdfn]v cg';f/ bfjL e'QmfgL x'g gkg]{ elghgfOPsf]df ;DalGwt aLldtx¿n] ;f] lg0f{o pk/ lrQ ga'emfO{ aLdf ;ldltdf ph'/L u/]sf 5g\ .
-ª_ ut jif{sf /sdx¿nfO{ cfjZostf cg';f/ k'gM juL{s/0f tyf k"gM ;d"lxs/0f ul/Psf 5g\ .
clUg aLdf @*$@ !%$^ &%,$$,)$ $)# !,!#,&(,@^df]6/ aLdf (% &@ !,#),$^ $ !!,%)OlGhgLol/· aLdf !& @ !),!$ !# !@,((,&$hDdf @(%$ !^@) &^,*$,^$ $@) !,@^,(),%)
e'QmfgL x'g af“sLbfaL ;+Vof
s'n bfjL;+Vof
@)&# cfiff9 d;fGt;Dde'QmfgL ;+Voflsl;d
-/sd ¿= xhf/df_@)&# cfiff9d;fGt;Dd
s'n bfjL e'QmfgL
e'QmfgL x'g af“sLs'n bfaL/sd
@*= hu]8f tyf sf]ifMaLdf lgodfjnL, @)$( sf] lgod !%-u_ adf]lhd lglh{jg aLdf sDklgsf] r'Qmf k"“hL a/fa/ geP;Dd d'gfkmfsf]%) k|ltzt /sd hu]8f sf]ifdf ;fg'{kg]{ Joj:yf cg'¿k sDkgLsf] cf=j= @)&@÷)&# sf] d'gfkmf ¿= @),^&,%#,^$^sf] %) k|ltztn] x'g] /sd ¿= !),##,&^,*@# hu]8f sf]ifdf ;fg'{ kg]]{df r'Qmf k"“hL ¿= $$,!@,@@,()) a/fa/ x'gsfnflu xfnsf] hu]8f tyf sf]if /sd ¿= #$,&%,^$,$@@ df ¿= (,#^,%*,$&* gk'u ePsf]n] ¿= (,#^,%*,$&* dfqhu]8f sf]ifdf ;fl/Psf] 5 .
@(= sd{rf/L af]gzMk|:t't jif{df v'b d'gfkmfsf] !) k|ltztn] x'g cfpg] /sd ¿= @,(%,$$,^*! sd{rf/L af]gz afkt Joj:yf ul/Psf]5 .
#)= cfos/ Joj:yfMcfos/ P]g, @)%* tyf ;f] P]g cGtu{t ag]sf] lgod cg';f/ sfod ePsf] s/of]Uo cfosf] cfwf/df cfos/ u0fgfu/L o; jif{ cfos/ afkt ¿= *,*(,@^,!$# -ut jif{ ¿= ^$,^*,#%&_ Joj:yf ul/Psf] 5 . :jo+ tyf 7"nf s/bftfsfof{noaf6 s/ lgwf{/0fsf avt pQm Joj:yf km/s kg{ cfPdf ;f]xL jif{ cfjZos ;dfof]hg ul/g] 5 .
#!= cGoM-s_ @)&# ;fn cfiff9 d;fGtdf k|fKt s]xL lk|ldod r]sx¿ ;+sngfy{ ;DalGwt a}+sx¿df k7fPsf] /sd @)&#
;fn >fj0f dlxgfdf hDdf ePsf]dWo] >fj0f * ut] kl5sf ldltx¿df hDdf x'g uPsf] /sd ¿= &,!*,)%&nfO{ cGo Joj:yf cGtu{t Joj:yf u/L ;dfof]hg ul/Psf] 5 .
-v_ @)&@ ;fn a}zfv dlxgfdf uPsf] ljgfzsf/L e"sDkaf6 Iflt ePsf] ef}lts ;DklQ pk/ o; sDkgLsflaldtx¿af6 @)&# ;fn cfiff9 d;fGt;Dd ePsf] bfjL, bfjL e'QmfgL tyf af“sL bfjL ljj/0f lgDgfg';f/ 5M
^!
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
k|d'v ;
"rsf°
x¿cg';
"rL– @
&cfly
{s j
if{;"rsf°
ljj/
0fqm=;
+=@)
^*÷)^
(@)
!!÷@)
!@@)
^(÷)&
)@)
!@÷@)
!#@)
&@÷)&
#@)
!%÷@)
!^@)
&)÷)&
!@)
!#÷@)
!$!=
g]6 j
y{¿=
$@,^(
,((,)^
&%$
,*(,^*
,!$(
&$,(%,@*
,%&(
*!,^$,
#!,&!$
!,)!
,*),($
,@!*
@=z]o/
;+Vo
f;+Vo
f!@
,(!,%(
)@%
,*#,^%
!#!
,)),#*
!#%
,^%,$#*
$$,!@,@@
(#=
k|lt
z]o/
lstf
aL d
"No¿=
##)=
^)@!
@=$*
@$!=&%
@@*=(
*@#
)=&$
$=
v'b
gfkmf
¿=
!#,&$,
!*,%$&
!&,(),#$
,#@^
@),#!
,*$,
^*(
&,%)
,%@,^$
$@)
,^&,%#,^
$^%=
k|lt
z]o/
cfo
(E
PS
)¿=
!)^=#(
^(=#)
^%=%
$@!
=)%
$^=*^
^=k|lt
z]o/
nfe
f+z (
DP
S)
¿=
––
!%=&*
@%=)
)@#
=!^
&=k|lt
z]o/
ahf/ d
"No (
MP
PS
)¿=
#$&
%(!
!,@^
)!,)^
)@,$)!
*=
d"No
cfDbfgL
cg'k
ft (
PE
Rat
io)
cg'k
ft#=@^
*=%
#!(
=@#
%)=#^
%!=@$
(=v'b
aLdfz
'Ns÷s'n a
Ldfz
'Nsk|ltz
t%@
=#(
%@=)
)$*=%
)%!
=!^
$*=$
*!)
=v'b
gfkmf÷
s'n a
Ldfz
'Nsk|ltz
t@!
=$!
@$=#^
@)=(
!&=#%
!*=%
(!!
=s'n a
Ldfz
'Ns÷s'n ;
DklQ
k|ltz
t%^
=^)
%!=!(
%@=$
)$@=%^
$(=
%&!@
=nuf
gL /
shf{{a
f6 c
fo÷s'n n
ufgL
/ s
hf{
k|ltz
t(=
(%*=)
)*=%
!!!
=@!
$=*
%!#
=k'g
aL{df sld
zg
cfo
÷s'n k
'gaL{d
f z'Ns
k|ltz
t##
=@*
#)=)
)#)
=@$
#$=^&
@&=)
(!$
=Jo
j:yf
kg v
r{÷s'n a
Ldfz
'Nsk|ltz
t(=
(*(=
#)!!
=%^
(=(*
!!=)
^!%
=aL
df cle
stf
{ ;Da
GwL vr{÷s'n a
Ldfz
'Nsk|ltz
t*=)
**=)
)^=&$
%=((
@=&^
!^=
aLdf cle
stf
{ ;+Vo
f;+Vo
f!)
*=)
)!)
(=))
(*=)
)!)
@=))
(*=)
)!&
=sd{rf/L ;+Vo
f;+Vo
f!!
#=))
!!&=))
!@&=))
!%%=
))!^
$=)
)!*
=sfo
f{nos
f] ;+Vo
f;+Vo
f!*
=))
!*=)
)@@
=))
@&=)
)##
=))
!(=
sd{rf/Ls
f] vr{÷Jo
j:yf
kg v
r{
k|ltz
t$(=
(*%)
=%!
^#=&!
%$=&$
^@=%
#@)
=sd{rf/L vr{÷sd{rf/L ;+Vo
f¿=
@,*#,#&
^@,(%
,!*(
%,^#
,$^(
#,%(
,(#!
$,^(,)#
$@!
=e'Q
mfgL x
'g af
“sL b
fjL /
sd÷
e'Qmfg
L ul/P
sf] b
fjL /
sd
k|ltz
t!%
!=^*
!$)=
))!%
%=#@
#^(=
@)*(=
!(@@
=e'Q
mfgL x
'g af
“sL b
fjLsf
] ;+Vo
f÷o;
jif{
e'Qmfg
L ePs
f] bfjL
sf] ;
+Vof
k|ltz
t!)
)=&^
&$=##
!!#=^&
!%^=@@
^@=%
#@#
=s'n s
fod /
x]sf] aL
dfn
]vsf] ;+Vo
f;+Vo
f%*
,)%*
=))
^),@)!
=))
^(,$
(%=)
)&^
,)#!
=))
*!,#*
*=)
)@$
=o;
jif{
gjLs
/0f ePs
f] aldfn
]vsf] ;+Vo
f÷ut
jif{
sfo
d /
x]sf] aL
dfn
]vsf] ;+Vo
fk|ltz
t#!
=%)
#!=(
$#@
=*#
#%=(
%$)=
%^@%
=bfj
L k/]s
f] aLd
fn]vs
f] ;+Vo
f÷s'n
sfo
d /x
]sf] a
Ldfn
]vsf] ;
+Vof
k|ltz
t$=#$
#=@!
@=^%
#=*&
%=@!
@^=
;f]Ne]G;
L dflh
{gcg'k
ft–
––
#=$(
$=%
)
@)&!
÷)&
@@)
!$÷@)
!%
^@
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
aLdf
°sf] ljj/
0fcg';
"rL– @
*
o; j
if{ut
jif{
o; j
if{ut
jif{
o; j
if{ut
jif{
o; j
if{ut
jif{
k'gaL{ds
nfO{
hf]lv
d x:tfGt/0
ful
/Psf] aLdf
°sfod
/x]sf] aLdf
n]vcGtu{t
hDd
f aLdf
°sfod
/x]sf] a
Ldfn
]vsf] ;
+Vof
aLdf
sf] ls
l;d
qm=;
+=aLds
n] v'b
hf]lv
d wf
/0f
u/]sf] aLdf
°
!=cl
Ug a
Ldf
#@,@
(^#!
,)^#
!,($,
&*,^#
,^#,$
%(!,&
(,)(
,((,
(@,(
(!!,#
!,#(,
*(,*
#,^^!
$(,#*
,*#,^
&,#@
)^#
,#*,&
#,&(,
&(*
!,@(,
&!,!^
,@%,
^&!
@=;f
d'lb|s
aLd
f&,
!*%
%,(%
@$#
,**,
#&,&
!,)!)
#*,%
*,&#
,)$,
*^#
%,&&
,*%,
$),(
^)#$
,(!,)
!,!^,(
@*#*
,!),%
@,#)
,)%)
#,^&,
&!,*
&,(#
%
#=df
]6/#!
,^$%
@(,$
*)#&
,&@,
($,$
%,^*
%#%
,@(,
^*,*
),($
&@!
,^$,*
$,()
,@@%
@*,!%
,)*,
&*,^*
)!^
,)*,
)(,%
%,$^
)&,
!$,^)
,)@,
@^&
$=OlG
hlgo
l/· a
Ldf
!,@!*
!,!#)
!(,(
#,&!,)
&,*@
!!#
,(@,
*),(
^,)@!
@(,#)
,($,
(*&
%,#!
,**,
(*,(
#@!(
,^$,$
),!@
,*#$
*,^)
,(!,(
&,)*
(
%=xj
fO{ aL
df!
!#,)
%,%*
,^&(
!),(
!,^@,
%$%
%,@(
,!*@
#,)@,
@&,!#
@#,)
),@(
,$(&
&,*(
,#%,$
!#
^=lj
ljw
aLdf
*,!$
@&,
(&(
$&,%
(,**
,$$,
#(!
$%,&
!,*!,!
&,%*
!@,
(%,)
&,((
,@@%
$),)
^,($,
%%,@
^^$$
,^$,*
),$%
,!^^
%,^$
,*^,^
@,#!
%
&=n3
' aLd
f()
!$@
^#&
,&&,
%&,@
$)!*
,@),
#),$
)!(,
#*,(
@,@^
@!)
,!),*
^,**)
@*,#*
,^$,(
&**,
)(,$
#,%@!
hDdf
*!,#**
&^,)#!
#,$$
,#$,
#*,$
*,@*
%#,!@
,(@,!%
,*%,#$
*!,^@
,!^,$#
,#),%)
@!,%&
,(^,()
,#!,!#*
!,*@
,!&,
(%,!&,
&*#
!,%$
,(%,@%
,%$,
@!)
^#
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
^$
7"nf] xf];\ jf ;fgf] ;'/If0f ;a}sf]
aLdf ;ldltåf/f cf=j= @)&@÷)&# sf] ljQLo ljj/0f ;zt{ :jLs[t lbOPsf] x'“bf To;df pNn]lvt
zt{x¿ ;DaGwL Joj:yfkgsf] lgDg adf]lhdsf] k|To'Q/ /x]sf] 5M
k|To'Q/ ! M sDkgLsf] c08/fO{l6¨ k|lqmof k|efjsf/L /x]sf] 5 / cfufdL lbgx¿df ljljw s}lkmotnfO{ ;'wf/
u/L cem k|efjsf/L agfp“b} nlug] 5 .
k|To'Q/ @ M ;e]{o/x¿af6 ;dod} ;e]{ k|ltj]bg lnO{ bfjL km5\of}{6 ;dod} ul//x]sf] Joxf]/f hfgsf/L u/fp“b}
cem l56f] 5l/tf] tl/sfn] bfjLx¿ km5\of}{6 ug]{ k|lqmof k|efjsf/L agfpg] hfgsf/L u/fp“b5f}+ .
k|To'Q/ # M o; sDkgLaf6 lgo'Qm ;e]{o/x¿af6 l9nf u/L ;e]{ k|ltj]bg k]z ePsf] cj:yfdf lghnfO{ yk
lhDd]jf/L lbg] gul/Psf] Joxf]/f cjut u/fp“b5f}+ .
k|To'Q/ $ M aLdf ;ldltaf6 hf/L ;+:yfut ;'zf;g ;DaGwL lgb]{lzsf k"0f{¿kdf kfngf ub}{ cfPsf] / k|rlnt
lgod tyf lgb]{zgx¿ klg kfngf ul/Psf] Joxf]/f cjut u/fp“b5f}+ .
k|To'Q/ % M sDkgLn] Joj:yfkg vr{ cGtu{t cltly ;Tsf/ tyf Jofkf/ k|j4{g vr{ ;Ldf leq /xL u/]sf] /
pQm vr{x¿df ldtJolotf Nofpg] k|lta4tf ;d]t JoQm ub{5f}+ .
k|To'Q/ ^ M sDkgLn] kf6L{x¿ aLr /x]sf] n]gf÷b]gf lx;fa km/kmf/s ug]{ sfo{ eO/x]sf] Joxf]/f hfgsf/L
u/fp“b5f}+ .
k|To'Q/ & M sDkgLn] dfOqmf] k|8S6x¿ tof/ u/L Go"gM cfo:t/ ePsf hgtf;Dd aLdf ;]jf pknAw u/fpgsf
nflu k|lta4 eO{ zfvf÷pkzfvf sfof{nox¿sf] hgzlQm kl/rfng u/L ;ldltaf6 k|fKt lgb]{zg
;d]tnfO{ Wofgdf /fvL ;]jf k|bfg ul//x]sf] Joxf]/f cjut u/fp“b5f}+ .
k|To'Q/ * M n]vfk/LIfsn] cf}+NofPsf s}lkmotx¿nfO{ qmdzM ;'wf/ ub}{ nfg] hfgsf/L u/fp“b5f}+ .
^%
@)cf}+ jflif{s k|ltj]bg @)&@÷&#
gf]6M
^^
;u/dfyf OG:of]/]G; sDkgL lnld6]8æ;'/If0fÆ ejg, gS;fn eujtL axfn, sf7df8f}+
cg';"rL– @&-sDkgL P]g, @)^# sf] bkmf &! -#_ ;“u ;DalGwt_
k|f]S;L
>L ;~rfns ;ldlt,;u/dfyf OG:of]/]G; s= ln=sf7df8f}+ .
ljifoM k|ltlglw lgo'Qm u/]sf] af/] .
dxfzo,
============================ lhNnf ============================= g=kf=÷uf=lj=;= =========================== j8f g+= ========== a:g] d÷xfdL
=================================………………………………========= n] To; sDkgLsf] z]o/wgLsf] x}l;otn] ;+jt\ @)&# ;fn
kf}if @& ut] a'waf/sf lbg x'g] aL;f}+ jflif{s ;fwf/0f ;efdf d÷xfdL :jo+ pkl:yt eO{ 5n˚n tyf lg0f{odf ;xefuL x'g g;Sg]
ePsf]n] pQm ;efdf d]/f÷xfd|f] tkm{af6 efu lng tyf dtbfg ug{sf nflu ==========………============== lhNnf g=kf=÷ uf=lj=;=
=========……==== j8f g+= ========= a:g] >L »»»»»»»»»»»»»»»»»»»»»» nfO{ d]/f]÷xfd|f] k|ltlglw
dgf]lgt u/L k7fPsf] 5'÷k7fPsf 5f}+ .
k|ltlglw lgo'Qm ePsf] JolQmsf]
x:tfIf/sf] gd"gfM
z]o/wgL eP z]o/ k|df0f–kq g+=M
z]o/wgL geP gful/stfsf] k|df0f–kq g+=M
ldltM
lgj]bs,
b:tvtM ======================………==============
gfdM …………………………………………
7]ufgfM ============================================
z]o/ k|df0f–kq g+=M======================================
z]o/ ;+VofM ………………====…………………
z]o/wgLsf] gfdM ===================================================================================================================================
z]o/ k|df0f–kq g+= ============================= z]o/ ;+VofM =================
;u/dfyf OG:of]/]G; sDkgL lnld6]8sf] ldlt @)&#÷)(÷@& ut]sf lbg x'g] aL;f}+ jflif{s ;fwf/0f ;efdf pkl:yt x'g hf/Lul/Psf] k|j]z–kq .
ıi6JoM z]o/wgL cf˚}+n] vfnL sf]i6x¿ eg'{ xf]nf .-;ef sIfdf k|j]z ug{ of] k|j]z–kq clgjfo{ ¿kdf lnO{ cfpg' x'g cg'/f]w 5 ._
�
z]o/wgLsf] b:tvt sDkgL ;lrj
k|j]z–kq
;u/dfyf OG:of]/]G; sDkgL lnld6]8æ;'/If0fÆ ejg, gS;fn eujtL axfn, sf7df8f}+
lalQo emnsx?
!^ !( @!
#%
!)$
-
20
40
60
80
100
120
)^*÷)^( )^(÷)&) )&)÷)&! )&!÷)&@ )&@÷)&#)
@)
$)
^)
*)
!))
!@)
-/sd
?= s
/f]8d
f_
s'n bfaL e'QmfgL
^$&$
(& !)@ !!!
-
20
40
60
80
100
120
)^*÷)^( )^(÷)&) )&)÷)&! )&!÷)&@ )&@÷)&#)
@)
$)
^)
*)
!))
!@)
-/sd
?= s
/f]8d
f_
s'n aLdf z'Ns cfDbfgL
!#
@^#!
#^
$$
-
5
10
15
20
25
30
35
40
45
50
)^*÷)^( )^(÷)&) )&)÷)&! )&!÷)&@ )&@÷)&#)
@)@%
!)!%
%
#)#%$)$%%)
-/sd
?= s
/f]8d
f_
r'Qmf k"+hL
-/sd
?= s
/f]8d
f_
!$
!*@)
*
@!
-
5
10
15
20
25
)^*÷)^( )^(÷)&) )&)÷)&! )&!÷)&@ )&@÷)&#)
!)
%
!%
@)
@%
v"b gfkmf
-/sd
?= s
/f]8d
f_
$#
%%
&% *@
!)@
-
20
40
60
80
100
120
)^*÷)^( )^(÷)&) )&)÷)&! )&!÷)&@ )&@÷)&#)
@)
$)
^)
*)
!))
!@)
g]6 jy{
-/sd
?= s
/f]8d
f_
cfly{s jif{
cfly{s jif{
cfly{s jif{
cfly{s jif{ cfly{s jif{
k|wfg sfof{nosf kbflwsf/Lx?
zfvf÷ pkzfvf sfof{nosf k|d'vx?
/d]z Gof}kfg]sdnfbL, sf7df8f}+)! $!^*%#%÷$!^*^@!
ljZjf; b]jsf]6f;fdfv';L, uf]+ua', sf7df8f}+)! $#()^!^
kjg k|;fb uf]vf{nLGo"/f]8, sf7df8f}+)! $@!()&*÷$@##$&^
;'af]w nfn >]i7 ;xfos dxfk|aGws÷sDkgL ;lrj
r+sL If]qL k|d'v sfo{sf/L clws[t
z}n]z k|;fb cfrfo{ jl/i7 k|aGws–ahf/
u0f]z 9sfn k|aGws–ljQ÷n]vf
h; s/0f rf}w/L ;xfos k|aGws–;"rgf tyf k|ljlw
d~h'>L s6jfn -yfkf_ gfoa k|aGws–k'gaL{df
ljZjgfy clwsf/L ;xfos k|aGws–k|zf;g tyf sfg"g
;'efif bLlIft k|aGws–bfaL
b]j]Gb| cfrfo{ k|aGws–ahf/
a;]sf] -afFofaf6 bfFoftkm{_ plePsf] -afFofaf6 bfFoftkm{_
clgn /fh ah|frfo{6]s', sf7df8f}+)! $!))@)(
e/t s'df/ clwsf/LeQmk'/)! ^^!)&)!
lbjfs/ zdf{dfgejg, kf6g)! %%$$!)^
wg~ho 7f]s/jL/u+h)%! %@#&(%
;kgf >]i7x]6f}+8f)%& %@^*!)
P]Zjo{ kf08]ljtf{df]8, emfkf)@# %$#$#&
k|]drGb| rf}w/Lbds, emfkf)@# %*%$#%
dlR5Gb| af]u6Lgf/fo0f3f6)%^ %#@$#)
ljZj/fh >]i7rl/sf]6)$( $@!%(*
/fd afa' sfsL{O6x/L)@% %*^&($
k'ik /fh a:Goftlj/f6gu/)@! %@*!#^÷%@^*#(
lji0f' >]i7wflbË)!) %@))$#
k|sfz yfkfbdf}nL)^% %^!*^@
wg axfb'/ s6'jfnpbok'/, ufO{3f6)#% $@!@!@
/fd k|;fb yklnof;nf{xL)$^ %#)%!&
@)cf}+ jflif{s k|ltj]bg @)&@÷)&#
28
slj/fh kf}8\ofnkf]v/f)^! %#%)%&
gf/fo0f clwsf/LjflnË, :ofª\hf)^# $$)^(@
/d]z k|;fb kf}8]n;'v]{t)*# %@$$(!
rf“u' gf/fo0f lji6hfh/sf]6)*( $#)##^
df]xg uf}tda'6jn)&! %$%($!
uf]kfn 1jfnLe}/xjf)&! %@#%@^
d]g'sf /f]sfof
d'u'
(&$*(!!*%*
uf]ljGb sfsL{rGb|lgufxk'/)%% %$)^$&
pQd nfld5fg]sfjf;f]tL)&* %$!!#^
z/b clwsf/Lt'n;Lk'/, bfË)*@ %@#)(@
uf]ljGb pkfWofog]kfnu~h)*! %@*#!@
ljsf; gu/sf]6Lh'Dnf)*& %@)^$(
g/]Gb| lji66Lsfk'/, s}nfnL)(! %^!$#@
lgd{n s'df/ ;fpbwgu9L)(! %@##@@
Lalit
pur
Kath
man
du
Bhak
tapu
r
OU
R BR
ANCH
ES
Cor
pora
te O
�ce
, Nax
al, K
TMBi
ra C
ompl
ex, P
yukh
a Ro
ad, N
ew R
oad,
KTM
Kath
man
du P
laza
, Kam
alad
i, KT
MSa
mak
husi,
Gon
gabu
, KTM
Teku
, Kal
imat
i, KT
MM
anbh
awan
, Pat
an, L
alitp
urSa
llagh
ari C
how
k, B
hakt
apur
Bhad
rapu
r Roa
d, B
irtam
ode,
Jhap
aD
ipan
e Po
ol, D
amak
, Jha
paG
anes
h Ba
zar,
Bira
tnag
ar, M
oran
gPu
rba
Line
,Itah
ari,
Suns
ari
CO NR
KTM
-PLZ
SMK
KMT
PTN
BKT
BTM
DM
KBR
TIT
H
BRJ
HTD
NG
TD
ML
PKR
BTL
BHW
NPJ
DH
NSR
LCH
K
- - - - - - - - - - -
- - - - - - - - - - -
DD
GSY
GD
NG
CHP
SKT
TKP
KAW
AG
HT
JAJ
JUM
MG
U
- - - - - - - - - - -
Link
Roa
d, B
irgun
jM
ain
Road
, Het
auda
Mai
n Ro
ad, N
aray
anga
rhM
ahar
shi C
how
k, D
amau
li, T
anah
unN
ew R
oad,
Pok
hara
B.P.
Cho
wk,
But
wal
Dev
kota
Mar
g, S
iddh
arth
a N
agar
-Bha
iraha
wa
Surk
het R
oad,
Nep
algu
njM
ain
Road
, Dha
ngad
hiN
aya
Road
, Sar
lahi
Cha
rikot
, Dol
akha
Bich
Baza
ar, D
hadi
ngW
alin
g, S
yang
jaTu
lsip
ur, D
ang
Cha
ndra
niga
hpur
Surk
het
Tika
pur
Kaw
asot
iG
aigh
at, U
dayp
urVe
rimal
ika-
2, K
haln
ga, J
ajar
kot
Pura
no B
us P
ark,
Jum
laM
ugu,
Gam
gadh
i