Jeb-jilid 4 No.4 Desember 2013-Full
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Transcript of Jeb-jilid 4 No.4 Desember 2013-Full
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SXZMXDFK ^DEKEF@MXME @KEDZIM ^DFMVMK ^MHM @MEXAZ TZT-
SME MFMOM (@TM) @DCMOMXME TEXDZ KVDS
Mdeue Zmskhmb
^DEKLMKME @KEDZIM @DTMEFME ^X. JME@ S[MZKMB OMEHKZK CM-
JMEF ^DOJMEXT STOJMVM XMBTE :>=>-:>=:
Oubmoomh Krpme
MEMLKSKS @AEXZKJTSK ZDXZKJTSK KYKE ^DEFMOJKLME BMSKL BTXME
@M[T HME BMSKL BTXME JT@ME @M[T XDZBMHM^ ^DEHM^MXME
MSLK HMDZMB @MJT^MXDE STOJMVM JMZMX XMBTE :>>2-:>=:
Iabek Mrhkmesymb
MEMLKSKS GM@XAZ-GM@XAZ TSMBM XMEK ^MHM ^DXMEK ^DOKLK@ HME
^DXMEK ^DE[DVM HK @MJT^MXDE STOJMVM JMZMX (Stuhy @msus 9 Hk
@dcmomtme Xmlkwmef Xmbue :>=:)
Kehrm Imym
^DEFMZTB SDOMEFMX @DZIM HME HKSK^LKE XDZBMHM^ @KEDZIM
FTZT SO^E = XMLKVMEF @MJT^MXDE STOJMVM JMZMX XMBTE :>=:
Bdrlkemb
DGD@XKGKXMS ZDXZKJTSK ^MSMZ HK @MJT^MXDE STOJMVM XMBTE
:>==-:>=:
Dry Susmety
^TSMX ZKSDX D@AEAOK HME ^DOJMEFTEME
GM@TLXMS D@AEAOK TEKWDZSKXMS SMOMVM
:>=3
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Hktdrjkt`me aldb9
^TSMX ZKSDX D@AEAOK HME ^DOJMEFTEME
GM@TLXMS D@AEAOK TEKWDZSKXMS SMOMVM
XMBTE :>=3
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Hktdrjkt`me aldb9
^TSMX ZKSDX D@AEAOK HME
^DOJMEFTEME
Gm`ultms D`aeaok
Tekvdrsktms Smomwm (TESM)
Mlmomt Zdhm`sk9@mopus Gm`ultms D`aeaok
Tekvdrsktms Smomwm
Il. Zmym Jy ^mss Sdrkef Tetdr
Kwds
Suojmwm Jdsmr EXJ
Xdlp./Gm`s. (>36=) 7:4282
^dlkehuef & ^demsdbmt
^rag. Hr. Symkguhhke Ks`mehmr, O.^h.
^defmrmbSymgruhhke
^dokopke Zdhm`sk
Suprkmeta
Zdhm`tur ^dlm`smem
Vmbyu Bmrymhk
K`m Gktrkymek
Zdhm`tur Mblk
K Eyaome Sutmom
Dlly @mrodlk
Ekekef Suhkymrtk
Sujbme ̂ urwmhkemtm
M. Zmbome
@momruhhke
Wkvke Gktrymek[mymt Gktrkymek
Ksbm` Zmbome
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HMGXMZ KSK
SXZMXDFK ^DEKEF@MXME @KEDZIM ^DFMVMK ^MHM @MEXAZ
TZTSME MFMOM (@TM) @DCMOMXME TEXDZ KVDS .................... =
Mdeue Zmskhmb
^DEKLMKME @KEDZIM @DTMEFME ^X. JME@ S[MZKMB OMEHKZK
CMJMEF ^DOJMEXT STOJMVM XMBTE :>=>-:>=: ...................... =4
Oubmoomh K rpme
MEMLKSKS @AEXZKJTSK ZDXZKJTSK KYKE ^DEFMOJKLME BMSKL
BTXME @M[T HME BMSKL BTXME JT@ME @M[T XDZBMHM^
^DEHM^MXME MSLK HMDZMB @MJT^MXDE STOJMVM JMZMX
XMBTE :>>2-:>=: ....................................................................................... :;
Iabek Mrhkymesymb
MEMLKSKS GM@XAZ-GM@XAZ TSMBM XMEK ^MHM ^DXMEK ^DOKLK@
HME ^DXMEK ^DE[DVM HK @MJT^MXDE STOJMVM JMZMX (Stuhy
@msus 9 Hk @dcmomtme Xmlkwmef Xmbue :>=:) .......................................... 8=
K ehrm Imym
^DEFMZTB SDOMEFMX @DZIM HME HKSK^LKE XDZBMHM^
@KEDZIM FTZT SO^E = XMLKVMEF @MJT^MXDE STOJMVM
JMZMX XMBTE :>=: ................................................................................. 47
Bdrlkemb
DGD@XKGKXMS ZDXZKJTSK ^MSMZ HK @MJT^MXDE STOJMVMXMBTE :>==-:>=: ....................................................................................... 6=
Dr y Susmety
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =
SXZMXDFK ̂ DEKEF@MXME @KEDZIM ̂ DFMVMK
^MHM @MEXAZ TZTSME MFMOM (@TM)
@DCMOMXME TEXDZ KVDS
Aldb 9
Mdeue Zmskhmb
MJSXZM@
^dedlktkme jdriuhul Strmtdfk ^dekef`mtme @kedrim ^dfmwmk pmhm @TM @dcmomtme Tetdr
Kwds. Xuiume ymef hmpmt hkpdraldb mhmlmb odefdtmbuk strmtdfk pdekef`mtme `kedrim
pdfmwmk pmhm @TM @dcmomtme Tetdr Kwds hme uetu` odefdtmbuk lmef`mb-lmef`mb
hmlmo odekef`mt`me `kedrim pdfmwmk pmhm @TM @dcmomtme Tetdr Kwds. Ideks
pdedlktkme odeffuem`me pdedlktkme Hks`rkptkg @umlktmtkg. Hmtm ymef hkpdraldb hmlmo
pdedlktkme mhmlmb hmtm tdetmef patdesk `kedrim ^dfmwmk @TM @dcmomtme Tetdr Kwds
sdrtm lmef`mb-lmef`mb pdekef`mtme strmtdfk `kedrim ^dfmwmk @TM @dcmomtme Tetdr
Kwds. Odtahd pdefuopulme hmtm hdefme odtahd pdecmtmtme hme wmwmecmrm. Xd`eks
memlksks ymef hkfuem`me SVAX. Hkomem SA (Strdefbt-Appartuekty) hdefme
odefdojmef`me `dldojmfmme ymef hmpmt odehu`uef `dfkmtme @TM oksmleym X^],
^JBM, Ousballmb. VA (Vdm`edss-Appartuekty) hdefme pdeffuemme pdedlktkme
pdfmwmk. SX (Strdmefbt-Xrdmtb) odefdojmef`me Suojdr Hmym Omeuskm. VX
(Vdm`edss-Xrdmtb) odekef`mt`me `mpmsktms Suojdr Hmym Omeuskm (SHO). Bmskl
pdedlktkme odeueiu``me strmtdfk pdekef`mtme `kedrim pdfmwmk pmhm @TM @dcmomtmeTetdr Kwds hme lmef`mb-lmef`mb pdekef`mtme pdekef`mtme strmtdfk `kedrim pdfmwmk
pmhm @TM @dcmomtme Tetdr Kwds. Mhmpue smrme ymef hkmeiur`me hmlmo pdedlktkme kek
mhmlmb ^dodrketmb hmpmt odojdrk`me `darmlksmsk @TM bmrus jksm odrujmb palm pk`kr
omsymrm`mt sdrtm ^dfmwmk @TM bmrus jksm jdrskgmt hkemoks, `rdmtkg, omehkrk, mspkrmtkg
hme jdrm`tumlkmsk pmhm pdrmturme-pdrmturme ymef jdrlm`u.
@mtm @ueck 9 @kedrim ̂ dfmwmk, Memlksks SVAX
K. ^DEHMBTLTME
=.=.
Lmtmr Jdlm`mefOmemidode Suojdr Hmym Omeuskm mtmu ldjkb hk`deml hdefme omemidode
pdrsaemlkm odoklk`k pdrmeme ymef smefmt pdetkef jmfk pdrusmbmme `mrdem hdefme
mhmeym Omemidode Suojdr Hmym Omeuskm hmpmt odouhmb`me pdrusmbmme hmlmo
odecmpmk tuiumeeym, ymktu sdlmke kefke odecmrk lmjm ymef sdjdsmr-jdsmreym iufm kefke
odesdimbtdrm`me pmrm `mrymwmeeym. sdlmke ktu iufm hdefme Omemidode Suojdr Hmym
Omeuskm pdrusmbmme hmpmt odefmtur hme odefmla`msk`me jdjdrmpm `dfkmtme pdrusmbmme
hdefme sdjmk`-jmk`eym.
^deklmkme prdstmsk `drim mhmlmb smlmb smtu jmfkme hmrk guefsk arfmeksmskaeml ymktu
guefsk pdefdojmefme ymef fuemeym uetu` pdefdojmefme `mrkr `mrymwme sdpdrtk
odlm`u`me pdlmtkbme hme pdehkhk`me, outmsk imjmtme, hme pdekef`mtme
`aopdesmsk.Sdtdlmb `mrymwme hktdrkom, hktdopmt`me hme hkpd`drim`me om`m tufms
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :
omemidr sdlmeiuteym mhmlmb odlm`u`me pdeklmkme prdstmsk `mrymwme. ^deklmkme prdstmsk
`mrymwme outlm` bmrus hklm`u`me uetu` odefdtmbuk prdstmsk ymef hmpmt hkcmpmk sdtkmp
`mrymwme.Hdefme pdeklmkme prdstmsk jdrmrtk pmrm jmwmbme odehmpmt pdrbmtkme hmrkmtmsmeeym sdbkeffm odeharaef odrd`m jdrfmkrmb `drim, msml`me prasds pdeklmkmeeym
ajyd`tkg sdrtm mhm tkehm` lmeiuteym. Xkehm` lmeiut pdeklmkme kek odouef`ke`me
`mrymwme hkpraoask`me, hkhdoask`me, hk`dojmef`me hme mtmu jmlms imsmeym hkemk``me.
Odeurut Mehrdw G. Sk`ulm hk`utkp aldb Omlmyu Bmskjume, hmlmo ju`ueym
Omemidode Suojdr Hmym Omeuskm (:>>> 9 27), ^deklmkme prdstmsk `drim mhmlmb dvmlumsk
ymef skstdomtks tdrbmhmp pd`drimme ymef tdlmb hklm`u`me aldb `mrymwme hme hktuiu`me
uetu` pdefdojmefme.Jmbwm hmlmo rmef`m odlm`smem`me `dtdetume pmsml 3> Tehmef-
uehmef Ea. 83 Xmbue =;;; tdetmef pdrujmbme mtms uehmef-uehmef Ea 2 Xmbue =;68
tdetmef pa`a`-pa`a` `dpdfmwmkme, pdrlu odeffmetk pdrmturme pdodrketmb Ea. 3>
Xmbue =;2> tdetmef prmturme hkskplke ^ES (^dfmwmk Edfdrk Skpkl). ^dfmwmk Edfdrk Skpkl
mhmlmb sdtkmp wmrfm Edfmrm Zdpujlk` Kehaedskm ymef tdlmb ododeubk symrmt ymef
hktdetu`me, hkmef`mt aldb pdimjmt ymef jdrwdemef hme hksdrmbk tufms hmlmo smtu imjmtme
edfdrk mtmu hksdrmbk tufms Edfmrm lmkeym, hme hkjmfk jdrhmsmr`me pdrmturme pdruehmef-
uehmefme ymef jdrlm`u. ^ES jd`drim pmhm hdpmrtdode, ldojmfm pdodrketmb Eae
hdpmrtdode (L^OH) sd`drtdrkmt ldojmfm Edfmrm, kestmesk pdrtk`ml hkhmdrmb ^ravkesk /
@mjupdtde / @atm, `dpmektrmme, pdefmhklme, kemstmesk XEK hme `dpalksksme. Hme fmikeym
hkjdjme`me pmhm M^JE hme M^JH.
@kedrim SHO pmhm ^ES uetu` ktu hktuetut rdespaeskg, mtmu pd`m, pdeub prm`mrsm,
jdrsk`mp pram`tkg, tdrmopkl, omehkrk, hkskplke, ketdfrktms tkeffk hme lmke-lmke.
Koplkodetmsk eklmk-eklmk hmlmo arfmeksmsk odeuetut pdrujmbme pmhm cmrm `aouek`msk,
hme ymef jkmsm hklm`u`me sdcmrm pmrkmjdl hmrk mtms `d jmwmb, odeimhk bujuefme ldjkbbarkzaetml hme pmrtkskpmtkg. Hdok`kme iufm jmbwm `dpdokopkeme odeimhk ldjkb jmeym`
odefmim` hmrk pmhm ododrketmb, odojdrk`me `dtdlmhmeme, odeharaef hme odojdrk`me
`dpdrcmymme ldjkb jdsmr `dpmhm jmwmbme sdjmfmk `aesdpskaesk fmym pmrtkskpmtkg tdrsdjut
om`m hmlmo pdefmojklme `dputusme hklm`u`me sdcmrm ousymwmrmb hme ougm`mt.
Hmlmo odopdrjmk`k `dldombme om`m hkmhm`meeym pdlmtkbme hme pdehkhk`me
jmk` jdrupm pdlmtkbme `dlaopa` `dlumrfm sm`kemb hme hk`aarhkemsk aldb ^@@ hdsm
hdefme jd`drimsmom hdefme komo omsikh hmlmo odekef`mt`me `kedrim pmhm @TM Tetdr
Kwds, sdlmke pdlumef hk mtms hkbmskl`me pulm mecmome ymef hkbmhmpk jdrupm bu`uome
mtmu sme`sk `dpmhm pdfmwmk, oksmleym pdojdrbdetkme hdefme tkhm` baromt `dpmhm
pdfmwmk mpmjklm odeymlmbfuem`me smrmem hme prmsmrmem `metar sdrtm odlm`u`me bml-bml
ymef tkhm` odstkeym hkfuem`me hmlmo pdlmtkbme hme pdehkhk`me.Jdrhmsmr`me urmkme hkmtms om`m pdeulks odomehmef smefmt pdrlu hkmhm`me
pdedlktkme hme memlksks odefdemk strmtdfk pdekef`mtme `kedrim pdfmwmk pmhm @TM
@dcmomtme Tetdr Kwds. Aldb `mrdem ktu pdeulks odefmef`mt Iuhul
S`rkpsk^dekef`mtme@kedrim ^dfmwmk @TM @dcmomtme Tetdr Kwds. Hmlmo bml kek
pdeklmkme `kedrim pdfmwk smefmt pdetkef hklm`u`me uetu` odefdtmbuk `domiume bmskl
ymef hkcmpmk hme jdromegmmt tdrutmom hmlmo pdojdrkme pdefbmrfmme (rdwmrhs).
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 3
=.:. Xuiume ̂ dedlktkme=. Tetu` odefdtmbuk strmtdfk pdekef`mtme `kedrim pdfmwmk pmhm @TM @dcmomtme
Tetdr Kwds.:. Tetu` odefdtmbuk lmef`mb-lmef`mb hmlmo odekef`mt`me `kedrim pdfmwmk pmhm
@TM @dcmomtme Tetdr Kwds.
KK. XKEIMTME ̂ TSXM@M
:.=. Lmehmsme Xdark
:.=.=. Omemidode StrmtdfkOmemidode strmtdfk` odrupm`me sumtu prasds ymef hkemok` `mrdem jdrlmefsuef
sdcmrm tdrus-odedrus hmlmo sumtu arfmeksmsk. Sdtkmp strmtdfk sdlmlu ododrlu`me
pdekeimume ulmef hme jmb`me ouef`ke pdrujmbme hk omsm hdpme. Smlmb smtu mlmsme
utmom odefmpm hdok`kme bmleym kmlmb `mrdem `aehksk ymef hkbmhmpk aldb smtu
arfmeksmsk, jmk` ymef skgmteym ketdreml omupue d`stdreml sdlmlu jdrujmb-ujmb pulm.
Hdefme `mtm lmke strmtdfk omemidode hkom`suh`me mfmr arfmeksmsk odeimhk smtume ymef
omopu odemopkl`me `kedrim tkeffk `mrdem arfmeksmsk ymef jdrbmskl mhmlmb arfmeksmsk
ymef tkef`mt dgd`tkgktms hme prahu`tkvktmseym om`ke lmom om`ke tkeffk.
:.=.:. Strmtdfk^defdrtkme Strmtdfk sdcmrm `bususstrmtdfk sdrkef hkmrtk`me sdjmfmk tm`tk` mtmu
skmsmt. Odeurut ^kdrcd hme Zajkesae (:>>>, p8) strmtdfk mhmlmb pdrbmtkme pdrusmbmme
tdetmef jmfmkomem, `mpme hme hkomem sdjmk`eym jdrsmkef, odlmwme skmpm hme uetu`
tuiume mpm odrd`m jdrsmkef.
:.=.3. Xdark @kedrimOdeurut Fkjsae, h`` (:>>39 344), Iaj ^drgaromecd mhmlmb bmskl hmrk pd`drimme
ymef tdr`mkt hdefme tuiume arfmeksmsk, dgkskdesk hme `kedrim `dgd`tkgme `kedrim lmkeeym.
Sdodetmrm odeurut Klyms (=;;;9 ;;), `kedrim mhmlmb pdemopklme bmskl `drim pdrsaekl
omupue hmlmo sumtu arfmeksmsk.
Jdrhmsmr`me jdjdrmpm pdehmpmt tdetmef `kedrim hme prdstmsk `drim hmpmt
hkskopul`me jmbwm pdefdrtkme `kedrim omupue prdstmsk `drim odefmehuef sujstmesk
pdecmpmkme bmskl `drim aldb sdsdarmef.
:.=.8. @kedrim ̂ dfmwmk
@kedrim pdfmwmk hmlmo arfmeksmsk odefmrmb `dpmhm `domopume pdfmwmk hmlmoodlm`smem`me `dsdlurubme tufms-tufms ymef odeimhk tmeffuef imwmjeym. Xufms-tufms
tdrsdjut jkmsmeym jdrhmsmr`me kehk`mtar-kehk`mtar `djdrbmsklme ymef suhmb hktdtmp`me.
Sdjmfmk bmskleym m`me hk`dtmbuk jmbwm sdsdarmef pdfmwmk omsu` hmlmo tkef`mtme
`kedrim tdrtdetu. @kedrim odrupm`me `aojkemsk metmrm `domopume hme usmbm uetu`
odefbmskl`me mpm ymef hk`drim`me. Supmym odefbmskl`me `kedrim ymef jmk` sdsdarmef
bmrus odoklk`k `domopume, `domume usmbm mfmr sdrtm sdtkmp `dfkmtme ymef
hklm`smem`me tkhm` odefmlmok bmojmtme ymef jdrmt hmlmo lkef`uefmeeymå, Jdrry hme
Baustae hmlmo @msko, (=;;3).
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 8
:.=.4. ^deklmkme @kedrimOdeurut Faods, (:>>39=37). Xdrhmpmt hum symrmt utmom ymef hkpdrlu`me fuem
odlm`u`me pdeklmkme `kedrim ymef dgd`tkg, ymktu, (=) Mhmeym `rktdrkm `kedrim ymef hmpmthku`ur sdcmrm ajid`tkg. (:) Mhmeym ajid`tkvktms hmlmo prasds dvmlumsk.
Hdefme hdok`kme, hmlmo odlmlu`me pdeklmkme mtms prdstmsk `drim pmrm pdfmwmk
bmrus tdrhmpmt ketdrm`sk pasktkg hme `aetkeu metmrm pmrm pdimjmt pkopkeme hme jmfkme
`dpdfmwmkme.
:.=.7. Memlksks SVAX^defdrtkme memlksks SVAX mhmlmb smlmb smtu jdetu` memlksks hmlmo omemidode
hdefme odeffuem`me prkeskp SVAX (Strdeftb, Vdm`edssds, Appartuektkds, meh
Xbrdmts). Memlsks SVAX hkfuem`me uetu` odlkbmt `d`umtme, `dldombme, pdlumef hme
mecmome ymef m`me hkbmhmpk aldb pdrusmbmme/arfmeksmsk.
Sdhmef`me @atldr (:>>29 22) odefdou`m`me jmbwm memlksks SVAX mhmlmb
dvmlumsk tdrbmhmp `dsdlurubme `d`umtme, `dldombme, pdlumef hme mecmome hksdjut
Memlksks SVAX. Mhmpue Xd`ek` Memlksks SVAX ymef hkfuem`me mhmlmb sdjmfmk
jdrk`ut9
M. Memlksks Ketdreml
=.
Memlksks @d`umtme (Strdefbt)
Sdtkmp pdrusmbmme/arfmeksmsk pdrlu odeklmk `d`umtme hme `dldombmeeym
hkjmehkef`me pmrm pdsmkefeym. ^deklmkme tdrsdjut hmpmt hkhmsmr`me pmhm gm`tar-
gm`tar sdpdrtk td`ealafk, suojdr hmym gkemeskml, `domopume `domeugm`turme,
`d`umtme pdomsmrme, hme jmsks pdlmffme ymef hkoklk`k. Strdefbt(`d`umtme)
mhmlmb `dmblkme hme `dldjkbme ymef hkoklk`k aldb pdrusmbmme/arfmeksmsk pdsmkef.:. Memlksks @dldombme (Vdm`edssds)
Odrupm`me `dmhmme pdrusmbmme/arfmeksmsk hmlmo odefbmhmpk pdsmkef
odopueymk `dtdrjmtmsme hme `d`urmefme sdrtm `domopume. Hmlmo prm`td`,
jdrjmfmk `dtdrjmtmsme hme `d`urmefme `domopume tdrsdjut jksm tdrlkbmt pmhm
smrmem hme prmsmrmem ymef hkoklk`k mtmu tkhm` hkoklk`k, `domopume omemidrkml
ymef rdehmb, `dtdrmopklme pdomsmrme ymef tkhm` sdsumk hdefme tuetutme pmsmr,
prahu` ymef tkhm` mtmu `urmef hkoketm aldb pmrm pdeffuem mtmu cmlae pdeffuem
hme tkef`mt pdraldbme `duetuefme ymef `urmef odomhmk.
3.
Appartuektkds (pdlumef)
Appartuektkds (pdlumef) odrupm`me `aehksk pdlumef jdr`dojmef hk omsm hmtmef
ymef tdrimhk. @aehksk ymef tdrimhk odrupm`me pdlumef hmrk lumr arfmeksmsk, prayd` mtmu `aesdp jkseks ktu sdehkrk. oksmleym `aopdtktar, `djkim`me
pdodrketmb, `aehksk lkef`uefme sd`ktmr.
J. Memlksks D`stdreml
=. Memlksks ^dlumef (Appartuekty)
Sdtkmp pdrusmbmme/arfmeksmsk odoklk`k suojdr hmym ymef odojdhm`me hkrkeym
hmrk pdrusmbmme/arfmeksmsk lmke. ^dlumef hme tdrajasme mtmu `dueffulme jdrsmkef
tdrtdetu hme jdjdrmpm pdlumef odojutub`me sdiuolmb jdsmr oahml uetu` hmpmt
hkomegmmt`me. Hkpkbm` lmke, pdrusmbmme-pdrusmbmme/arfmeksmsk jmru
jdroueculme. ^dlumef pdomsmrme mhmlmb sumtu hmdrmb `djutubme pdojdlk hk
omem pdrusmbmme hmpmt jdrapdrmsk sdcmrm odefuetuef`me.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 4
:.
Memlksks Mecmome (Xbrdmts)
Mecmome mhmlmb tmetmefme ymef hkpdrlkbmt`me mtmu hkrmfu`me aldb sumtu
`dcdehdruefme mtmu sumtu pdr`dojmefme ymef tkhm` odefuetuef-`me hmlmolkef`uefme ymef m`me odeydjmj`me `dodrasatme `dhuhu`me
pdrusmbmme/arfmeksmsk.^defdrtkme mecmome odrupm`me `djmlk`me pdefdrtkme
pdlumef.
KKK. @DZMEF@M @AESD^XTML
KW. ODXAHD ̂ DEDLKXKME
8.=. Hmtm ^dedlktkme
8.=.=. Ideks ̂ dedlktkmeIdeks pdedlktkme ymef hkfuem`me mhmlmb pdedlktkme hds`rkptkg `umlktmtkg. Hds`rkptkg
`umlktmtkg mhmlmb odefuef`mp`me gm`tm, `dmhmme, gdeaodem, pmrkmjdl hme `dmhmme ymef
tdrimhk smmt pdedlktkme jdrimlme hme odeyufub`me mpm mhmeym (Sufkaea, :>>69=8=4).
8.=.:. Ideks HmtmHmtm ymef hkfuem`me hmlmo pdedlktkme kek mhmlmb hmtm `umlktmtkg. Hmtm `umlktmtkg
hmlmo pdedlktkme kek odlkputk hmtm tdopmt `drim ymef odeimhk patdesk `kedrim pdfmwmk hk@TM @dcmomtme Tetdr Kwds. @d`umtme, `dldombme, pdlumef hme tmetmefme `kedrim
`drim sdrtm hmtm tdetmef lmef`mb-lmef`mb hmlmo odekef`mt`me `kedrim `drim pdfmwmk
@TM @dcmomtme Tetdr Kwds.
8.=.3. Suojdr HmtmSuojdr prkodr hmlmo pdedlktkme kek mhmlmb armef-armef ymef hkimhk`me sdjmfmk
kegaromsk ymktu @dpmlm @metar Trusme Mfmom @dcmomtme Tetdr Kwds. Sdhmef`me
suojdr sd`uehdr hmlmo pdedlktkme kek mhmlmb kestmesk @dodetrkme Mfmom @mjupmtde
Suojmwm.
@kedrim ^dfmwmk
Gm`tar ^defbmojmt@drim
Lmef`mb-lmef`mb/Tpmym^dekef`mtme @kedrim
Gm`tar ̂ dehu`uef@drim
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 7
8.=.8. Odtahd ̂ defuopulme HmtmOdtahd pdefuopulme hmtm ymef hkfuem`me hmlmo pdedlktkme kek mhmlmb9
=)
Odtahd pdecmtmtme, mhmlmb hdefme cmrm odecmtmt hmtm ymef suhmb tdrsdhkm hksuojdr-suojdr hmtm (Zkmesd hme Mjhk, :>>29 :=3). Hmlmo pdedlktkme kek odtahd
pdecmtmtme hkfuem`me uetu` odefuopul`me hmtm tdetmefbmskl `drim ymef odeimhk
`kedrim ^dfmwmk @metar Trusme Mfmom (@TM) @dcmomtme Tetdr Kwds.
:) Vmwmecmrm, mhmlmb odrupm`me pdrtdoume hum armef uetu` jdrtu`mr kegaromsk khd
odlmluk Xmeym imwmj, sdbkeffm hmpmt hk`aestu`sk`me om`em hmlmo sumtu tapk`
tdrtdetu (Dstdrjdrf, :>>: hmlmo Sufkyaea, :>>;9 6:). Hmtm ymef mhm pmhm @TM
@dcmomtme Tetdr Kwds mhmlmb odefdemk hmtm `dmfmomme hme hmtm tdrtkjeym
mhokekstrmsk ek`mb.
8.=.4. Hdgkeksk Apdrmskaeml Wmrkmjdl
=.
@kedrim mhmlmb bmskl `drim ymef odeimhk pd`drim jmk` pdodrketmb pusmt, prapkesk
hme hmdrmb mtmu pdfmwmk pusmt omupue hmdrmb.
:. Lmef`mb-lmef`mb hmlmo odekef`mt`me `kedrim pdfmwmk @TM `dcmomtme Tetdr
Kwds. @dfkmtme-`dfkmtme ymef hmpmt hklm`u`me uetu` odekef`mt`me `kedrim
pdfmwmk @metar Trusme Mfmom (@TM) @dcmomtme Tetdr Kwds.
8.=.7. ^rasdhur Memlksks Hmtm
Xd`ek` memlksks ymef hkfuem`me hmlmo pdedlktkme kek mhmlmb Memlksks SVAX.
Memlksks SVAX mhmlmb skef`mtme hmrk Jmbmsm Keffrks hmrk strdeftbs, wdm`edssds,
appartuektkds, meh tbrdmts mhmlmb odtahd pdrdecmemme strmtdfks ymef hkfuem`me uetu`
odefdvmlumsk `d`umtme, `dldombme, pdlumef, hme mecmome hmlmo sumtu prayd` mtmusumtu spd`ulmsk jkseks. ^rasds kek odlkjmt`me pdedetume tuiume ymef spdskgk` hme
odefkhdetkgk`msk gm`tar ketdreml hme d`stdreml ymef odehu`uef hme ymef tkhm`
odefbmojmt hmlmo odecmpmk tuiume tdrtdetu.
@aetd`s pdfmwmk hmlmo memlksm SVAX hmpmt hkmrtk`me jmbwm ^dodrketmb
Hmdrmb hkdvmlumsk hmlmo bml9 Strdefbt (@d`umtme), Vdm`edssds (@dldombme),
Appartuektkds (^dlumef), hme Xbrdmts (Mecmome).
Gm`tar D`sdreml
D`aeaok, Saskml^alktk`, Zdfulmsk
^dodrketmb
@aarhkemsk^drsmkefme
hme Hmym Xmrk`
^dlumefhme
Mecmome
Gm`tar Ketdreml
@d`umtme, @dldombme,
`aopdtdesk hme
@mpmjklktms
Mojksk
hme
Gklsmgmt
Eklmk hme
@ultur ^drasmbmme /
Arfmeksmsk
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 6
W. BMSKL MEMLKSKS HME ̂ DOJMBMSME
4.=. Gm`tar Ketdreml [mef Odopdefmrubk @kedrim ̂ dfmwmk
Mhmpue gm`tar ketdreml pmhm @TM @dcmomtme Tetdr Kwds sdjmfmk jdrk`ut9=. Odoklk`k pdfmwmk @TM tdrhkrk hmrk 6 armef hkmetmrmeym 7 armef ^ES hme = Baeardr
^dfmwmk @TM @dcmomtme Tetdr Kwds jdrpdehkhk`me Strmtm Smtu (S=) hmlmo jkhmef
Mfmom Kslmo, hklkbmt hmrk `dtdrmopklme pdfmwmk pmhm @TM @dcmomtme Tetdr Kwds
odoklk`k `dtdrmopklme hme pdefmlmome ymef smefmt pragdskaeml hklkbmt hmrk omsm
`drim, rumef hme falaefme hme sdsumk hdefme tupa`sk omskef-omskef pdfmwmk pmhm
@TM @dcmomtme Tetdr Kwds.
:.
Hmlmo odeimlme`me tufms `kedrim pdfmwmk @TM @dcmomtme Tetdr Kwds hk tueimef
hdefme smrmem hme prmsmrmem ymef cu`up ldef`mp hdefme odoklk`k pdrmef`mt
`aoputdrksmsk ymef cu`up ldef`mp hme pdrmlmtme tulks-odeulks lmkeeym sdjmfmk
smrmem mhokekstrmsk `metar sdbkeffm sdoum hmtm-hmtm mtmu mfdehm `dfkmtme pdfmwmk
@TM hmpmt jksm hkm`sds`me sdbkeffm hmpmt odopdrouhmb pdfmwmk hmlmo jkhmef
ha`uodetmsk hme stmtkstk` `mrdem odoklk`k hmtm-hmtm ymef ldef`mp. Sdlmke hmrk
smrmem hme prmsmrmem hmlmo jkhmef mhokekstrmsk iufm odoklk`k smrmem prmsmrmem
pdeueimef lmkeeym ymef ymef tkhm` `mlm ldef`mpeym jdrupm smrmem `aouek`msk hme
trmespartmsk.
3.
@umlktms `drim hdefme odekef`mt`me SHO (Suojdr Hmym Omeuskm) pdfmwmk pmhm
@TM @dcmomtme Tetdr Kwds hmlmo odekef`mt`me `kedrim mtmu `umlktms `drim pdrlu
hkmhm`me pdlmtkbme-pdlmtkbme fuem uetu` odekef`mt`me suojdr hmym omeuskm hme
odefdojmef`me `dsdopuremme Suojdr Hmym Omeuskm odlmluk upmym pdekef`mtme
prahu`tkgktms hdefme cmrm pdlumsme `dsdopmtme `drim sdrtm pdekef`mtme prahu`sk
odlmluk jdrjmfmk omcmo td`ealafk ymef tdlmb jdrd`dojmef sdcmrm pdsmt, jdrbujueftd`ealafk `aouek`msk hme kegaromsk ymef jdr`mktme drmt hdefme tufms @TM
@dcmomtme Tetdr Kwds.
4.:. Gm`tar D`stdreml [mef Odopdefmrubk @kedrim ^dfmwmkMhmpue gm`tar d`stdreml hmrk `mrym tulks ymef jdriuhul Strmtdfk ^dekef`mtme
@kedrim ^dfmwmk pmhm @TM @dcmomtme Tetdr Kwds hmlmo mrtk ^dfmwmk @TM
@dcmomtme Tetdr Kwds odlm`u`me `dfkmtme d`stdreml mhmlmb 9
=. Odlm`u`me jdjdrmpm prafrmo `drim hkmetmrmeym X^], Omidlks Xm`lko, ^defmikme,
^dlm`smemme @dfkmtme Bmrk Jdsmr Mfmom hme ^rasds Ek`mb fuem tdrwuiuheym eklmk-
eklmk rdlkfk sdjmfmk lmehmsme oarml hme spkrktuml hmlmo `dbkhupme jdromsymrm`mt
hklkef`uefme @dcmomtme Tetdr Kwds. Hdefme oksk pdojdrhmymme ldojmfm-ldojmfm`dmfmomme hmlmo prasds pdojmefueme, sdpdrtk X^], Omidlks Xm`lko hme
pdekef`mtme `umlktms pdlmymeme kjmhmb saskml `dmfmomme hme pdefdojmefme
pdojdrhmymme zm`mt, kegm` hme sbmhmqab.
:. Saskml Juhmym
@TM odrupm`me ldojmfm `dmfmomme ymef pmlkef hd`mt hdefme omsymrm`mt `mrdem
omsymrm`mt pmhm wklmymb Tetdr Kwds omyarktms Kslmo hdefme omtm pdecmbmrkme
jdrtmek hme saskml hmlmo jdromsymrm`mt hmlmo mrtk smlkef jmetu odojmetu mtmu
fataef rayaef hme hdefme sdomefmt fataef rayaef juhmym Kslmo smefmt odld`mt hk
tujub omsymrm`mt, tkhm` puhmr hk tdlme wm`tu mtmu tdrpdefmrub aldb flajmlksmsk
zmome sd`mrmef kek hme jksm hkomegmmt`me uetu` odefujmb hmlmo odeffufmb
wmtm` omsymrm`mt ymef sulkt uetu` jdrkekskmtkg, `rdmtkg hme keavmtkg hmlmo
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 2
odefdojmef`me `dfkmtme `dmfmomme om`m aldb `mrdem ktu @TM tkef`mtme juhmym
`dmfmomme odlmluk pdefmikme rutke hme prasds ek`mb. Hdefme hdok`kme omsymrm`mt
m`me tdrkeavmsk hme tdroatkvmsk hmlmo odefdojmef`me `dfkmtme `dmfmomme.Hdefme omsymrm`mt ymef jdrkekskmtkg, `rdmtkg hme keavmtkg hmlmo odefdojmef`me
`dfkmtme `dmfmomme, hmlmo odekef`mt`me `mpmsktms SHO `bususeym ymef
jdr`mktme lmefsuef hdefme `dfkmtme @TM hmlmo pdekef`mtme omsymrm`mt ymef
rdlkfkaus, kslmok hmlmo jdrtmqwm, SHO odrupm`me pdekef`mtme `domopume sdcmrm
`dkloume (klou pdefdtmbume) hdefme odefdojmef`me imrkefme pdehkhk`me, jmk`
garoml omupue kegaroml ymef oded`me pmhm pragdskaemlksod sdbkeffm `umlktms
SHO sdsumk hdefme tuetutme hmsmr `drim ymef omopu jdrsmkef hk drm `aopdtksk
ymef tkeffk pmhm smmt kek `busueym hkjkhmef mfmom.
3. Hdefme juhmym Kslmo omsymrm`mt odoklk`k hmym tmrk` tdrsdehkrk uetu` hkmim`
`rdmtkg, keavmtkg hmlmo jkhmef `dmfmomme sdbkeffm `kedrim pdfmwmk @TM
@dcmomtme Tetdr Kwds odeimhk caetab mtmu pmeutme jmfk omsymrm`mt uouo, hme
pmhm `bususeym hmlmo wklmymb `drim @TM @dcmomtme Tetdr Kwds.
Hmrk gm`tar ketdreml hme d`stdreml hmpmt hksmik`me bmskl Memlksks SVAX sdjmfmk
jdrk`ut9
=.
Strdmefbt (@d`umtme) ymef mhm hk @TM odokl`k pdfmwmk hdefme SHO ymef cu`up
hmlmo hk jkhmef `dmfmomme ymef jksm jdrsmkef hk drm `aopdtksk ymef tkeffk pmhm
smmt kek sdrtm pdlmymeme pdfmwmk ymef prkom.
m. SA (Strmefbt – Appartuekty), ymktu hdefme mhmeym `d`umtme odojdrk`me
pdlumef `dpmhm pdfmwmk hmlmo odefdojmef`me `dldojmfmme ymef hmpmt
odehu`uef `dfkmtme @TM hk @mjupmtde Suojmwm. Tpmym pdekef`mtme`dldojmfmme ymef hmpmt hklm`u`me hmlmo rmef`m odehu`uef `dfkmtme @TM
@dcmomtme Tetdr Kwds mhmlmb hdefme pdojkemme `dlaopa` `dlumrfm sm`kemb,
omidlks tmq`lko ymef jd`drimsmom hdefme `dldojmfmme lmke ymef tdr`mkt hme
odehu`uef `dfkmtme @TM @dcmomtme Tetdr Kwds. Oksmleym, X^], ^JBM,
Xmqokr ]ur‛me. Sdjmfkme hmrk `dlaopa` -`dlaoa` tdrsdjut hkfdrm`me hkjdrjmfmk
jkhmef usmbm imsm, imsm pdehkhk`me, imsm jafm, imsm ckehdrm omtm hme lmke
sdjmfmkeym.
j. VX (Vdm`edss – Xrdmtb) [mktu hdefme mhmeym `dldombme m`me okeojul`me
mecmome. @dldombme ymef huom`suh mhmlmb `mpmsktms Suojdr Hmym Omeuskm
(SHO) omskb tdrjmtms sdbkeffm odefm`kjmt`me mecmome `dpmhm pdfmwmk @TM
ymef hkmeffmp tkhm` pragdskaeml hmlmo odojumt trajasme-trajasme jmru hmlmo jkhmef `dmfmomme sdbkeffm tkojul mecmome `dpmhm pdfmwmk jmbwm pdfmwmk
omlms hme pklkb `mskb tdrbmhmp omsymrm`mt.
:. V (Vdm`edss) ^dfmwmk `metar ymef tdrjmtms `domopume SHO hme omskb
tdrjmtmseym smrmem hme prmsmrmem `metar sdbkeffm hmpmt hk tueiu`me hdefme.
m. VA (Vdm`edss – Appartuekty) hdefme `dldombme ymef mhm m`me odeimhk
pdlumef hkomsm ymef m`me hmtmef. [mef hkom`suh hdefme `dldombme mhmlmb
SHO pdfmwmk ymef omskb `urmef m`me odeimhk pdlumef uetu` odlm`u`me
pdojdlmimrme, pdlmtkbme-pdlmtkbme hme lmke sdjmfmkeym hmlmo jkhmef mfmom pmhm
@TM `dcmomtme Tetdr Kwds
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8/15/2019 Jeb-jilid 4 No.4 Desember 2013-Full
13/86
Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 ;
j.
VX (Vdm`edss – Xrdmrtb) [mktu hdefme `dldombme m`me odeydjmj`me
mecmome, ymef hkom`suh hdefme `dldombme ymktu Suojdr Hmym Omeuskm
(SHO) ymef tdrjmtms, `bususeym ymef jdr`mktme lmefsuef hdefme `dfkmtme @TMsdbkeffm odek`ojulm`me mecmome jdrupm pdfmwmk tkhm` pragdskaeml hme pklkb
`mskb tdrbmhmp omsymrm`mt, hmse lmke sdjmfmkeym.
3. Appartuekty (^dlumef)
Odojdrk`me fmojmrme uouo jmfk pdlm`smem `dfkmtme @TM @dcmomtme Tetdr
Kwds. Sdbkeffm hmpmt odefdtmbuk stmehmrh hme valuod `drim ymef hklm`smem`me aldb
pmrm ^dfmwmk @TM @dcmomtme Tetdr Kwds sdbkeffm jksm odojdrk`me hmym
pdeklmkme sujyd`tkg hmrk omskef-omskef pdrsaeml pdlm`smem ^dfmwmk @TM
@dcmomtme Tetdr Kwds hme odeharaef tkojuleym `rdmtkgktms hmlmo odeckptm`me
trajasme jmru uetu` odekef`mt`me `umlktms `drim hme hmpmt odopraoask`me hkrkeym
hmlmo pdrjmk`me, pdekef`mtme, hme pdeydopuremme bmskl `drim sdsumk hdefme tufms-
tufms ymef hkdojmeeym hme jksm odojdrk`me ruousme flajml tdetmef mpm ymef tdlmb
hklm`smem`me @TM @dcmomtme Tetdr Kwds hme mpm ymef m`me hkrdecmem`me
`dhdpmeeym.
m. SA (Strdmefbt – Appartuekty), [mktu hdefme `d`umtme ymef mhm m`me odehmpmt
pdlumef. [mef hkom`suh hdefme `d`umtme ymktu pdfmwmk ymef `rdmtkg hme
odoklk`k SHO ymef tkeffk hmlmo jkhmef `dmfmomme uetu` odojumt pdlumef
hdefme upmym pdojdetu`me prafrmo-prafrmo ymef hmpmt odehu`uef `dfkmtme
@TM `dcmomtme Tetdr Kwds jdrupm prafrmo X^], ^JBM, Xmqokr ]ur‛me.
Sdjmfkme hmrk `dlaopa`-`dlaoa` tdrsdjut hkfdrm`me hkjdrjmfmk jkhmef usmbm
imsm, imsm pdehkhk`me, imsm jafm, imsm ckehdrm omtm hme lmke sdjmfmkeym. j. VA (Vdm`edss – Appartuekty) [mktu hdefme `dldombme m`me odekojul`me
pdlumef. [mef hkom`suh hdefme `dldombme mhmlmb `dtdrjmtmsme SHO smrmem
hme prmsmrmem `metar ymef jdr`mktme `busus hdefme `dfkmtme @TM @dcmomtme
Tetdr Kwds om`m jdrpdlumef uetu` odefmhm`me pdlmtkbme-pdlmtkbme hmlmo
jdrjmfmk `dfkmtme `dmfmomme oksmleym pdlmtkbme zm`mh wm`mg, pdlmtkbme prahu`
bmlml-bmrmo, `almjarmsk mrmb `kjlmt hme lmke-lmke. Odefmhm`me pdlmtkbme hmlmo
jkhmef saskmlksmsk pdr`mwkeme, ^dojkemme `dlumrfm sm`kemb. Sdrtm, pdefusulme
`dldef`mpme smrmem prmsmrmem `metar @TM @dcmomtme Tetdr Kwds fuem uetu`
odojdrk`me pdlmymeme prkom.
8.
X (Xrdmrtbs) Cktrm @TM sdjmfmk pdeharaef emr`ajm hme pareafrmgk hme sdjmfmk pdehu`ufe `mwke ouhm sdrtm hdefme tuhubme `arupsk iufm sdjmfmk prapa`mtar
metmrm uomt jdrmfmom.
m. SX (Strdefbt – Xrdmrtb) ymktu hdefme `d`umtme m`me odekojul`me mecmome
hme ymef hkom`suh hdefme `d`umtme SHO pdfmwmk ymef cu`up pragdskaeml
`bususeym ymef jdr`mktme drmt hdefme tufms-tufms @TM @dcmomtme Tetdr
Kwds sdbkeffm odekojul`me mecmome jdrupm pdom`smme tdrbmhmp uomt
omsymrm`mt mfmr jdrkekskmtkg, `rmtkg hme keavmtkg hmlmo odefdojmef`me
`dfkmtme `dmfmomme.
j.
VX (Vdm`edss – Xrdmrtb) [mktu hdefme `dldombme odefm`kjmt`me
mecmome. Hme ymef hkom`suh hdefme `dldombme `dtdrjmtmsme Suojdr Hmym
Omeuskm (SHO), `bususeym ymef jdr`mktme lmefsuef hdefme `dfkmtme @TM
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =>
hmlmo pdekef`mtme omsymrm`mt ymef rdlkfkaus, kslmok hme jdrtmqwm,
SuojdrHmym Omeuskm (SHO) odrupm`me smlmb smtu `ueck ymef odeuiu
m`khmb jmefsm hme edfmrm hkhmlmo sumtu wklmymb `atm omupue hdsm aldb`mrdem ktu SHO ymef hkoklk`k aldb @mjupmtde Suojmwm pdrlu hk`dlalmb
sdcmrm tdpmt sdsumk hdefme `mrm`tdrkstk`eym. Lmef`mb ymef tdlmb hklm`u`me
hmlmo odefdlalm SHO ymef rdlkfkus hk`mjupmtde Suojmwm metmrm lmke
hdefme odekef`mt`me `umlktms suojdr hmym omeuskmeym (SHO) ymef
odlkputk pdekef`mtme `domopume sdcmrm `dkloume (klou pdefdtmbume)
hdefme odefdojmef`me imrkefme pdehkhk`me, jmk` garoml omupue kegaroml,
ymef oded`me pmhm pragdskaemlksod sdbkeffm `umlktms suojdr hmym omeuskm
ymef hkbmskl`me sdsumk hdefme tuetutme pmsmr `drim ymef omopu jdrsmkef
hkdrm `aopdtksk ymef tkeffk pmhm smmt kek `bususeym hkjkhmef mfmom. Sdlmke
ktu pdefdojmefme SHO iufm hkbmrmp`me m`me omopu odecdfmb jdrjmfmk
mecmome sdpdrtk pdrhmfmefme ajmt tdrmlmrmef, pareafrmgk, `mwke ouhm hme
pdecdomrme lkef`uefme rusm`eym m`khmb jmefsm.
Xmjdl =.
^defdojmefme @kedrim @TM Tetdr KwdsGm`tar
Ketdreml
Gm`tarD`stdreml
Strdmefbt (S)9
Strdmefbt (@d`umtme) ymef mhm hk
@TM odokl`k pdfmwmk hdefme
SHO ymef cu`up hmlmo hk jkhmef
`dmfmomme ymef jksm jdrsmkef hk
drm `aopdtksk ymef tkeffk pmhm
smmt kek sdrtm pdlmymeme pdfmwmkymef prkom.
Vdm`edss (V)9
^dfmwmk `metar ymef tdrjmtms
`domopume SHO hme omskb
tdrjmtmseym smrmem hme prmsmrmem
`metar.
Appartuektkds (A)9
Appartuekty (^dlumef)
Odojdrk`me fmojmrme uouo
jmfk pdlm`smem `dfkmtme @TM
@dcmomtme Tetdr Kwds. Sdbkeffmhmpmt odefdtmbuk stmehmrh hme
valuod `drim ymef hklm`smem`me
aldb pmrm ^dfmwmk @TM
@dcmomtme Tetdr Kwds sdbkeffm
jksm odojdrk`me hmym pdeklmkmesujyd`tkg hmrk omskef-omskef
pdrsaeml pdlm`smem ^dfmwmk @TM
@dcmomtme Tetdr Kwds hme
odeharaef tkojuleym `rdmtkgktms
hmlmo odeckptm`me trajasme jmru
uetu` odekef`mt`me `umlktms `drimhme hmpmt odopraoask`me
hkrkeym hmlmo pdrjmk`me,
SA (Strdmefbt – Appartuekty)9
[mktu hdefme `d`umtme ymef mhm
m`me odehmpmt pdlumef. [mef
hkom`suh hdefme `d`umtme ymktu
pdfmwmk ymef `rdmtkg hmeodoklk`k SHO ymef tkeffk hmlmo
jkhmef `dmfmomme uetu`
odojumt pdlumef hdefme upmym
pdojdetu`me prafrmo-prafrmo
ymef hmpmt odehu`uef `dfkmtme@TM `dcmomtme Tetdr Kwds
jdrupm prafrmo X^], ^JBM,
Xmqokr ]ur‛me. Sdjmfkme hmrk
`dlaopa`-`dlaoa` tdrsdjut
hkfdrm`me hkjdrjmfmk jkhmef
usmbm imsm, imsm pdehkhk`me, imsm jafm, imsm ckehdrm omtm hme lmke
sdjmfmkeym.
VA (Vdm`edss – Appartuekty)9
[mktu hdefme `dldombme m`me
odekojul`me pdlumef. [mef
hkom`suh hdefme `dldombme
mhmlmb `dtdrjmtmsme SHO smrmemhme prmsmrmem `metar ymef
jdr`mktme `busus hdefme `dfkmtme
@TM @dcmomtme Tetdr Kwds
om`m jdrpdlumef uetu`
odefmhm`me pdlmtkbme-pdlmtkbmehmlmo jdrjmfmk `dfkmtme
`dmfmomme oksmleym pdlmtkbme
zm`mh wm`mg, pdlmtkbme prahu`
bmlml-bmrmo, `almjarmsk mrmb
`kjlmt hme lmke-lmke. Odefmhm`me
pdlmtkbme hmlmo jkhmef saskmlksmsk pdr`mwkeme, ^dojkemme `dlumrfm
sm`kemb. Sdrtm, pdefusulme
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8/15/2019 Jeb-jilid 4 No.4 Desember 2013-Full
15/86
Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 ==
pdekef`mtme, hme pdeydopuremmebmskl `drim sdsumk hdefme tufms-
tufms ymef hkdojmeeym hme jksmodojdrk`me ruousme flajml
tdetmef mpm ymef tdlmb
hklm`smem`me @TM @dcmomtme
Tetdr Kwds hme mpm ymef m`mehkrdecmem`me ̀ dhdpmeeym.
`dldef`mpme smrmem prmsmrmem`metar @TM @dcmomtme Tetdr
Kwds fuem uetu` odojdrk`me pdlmymeme prkom.
Xbrdmts (X)9
Xbrdmrts Cktrm @TM sdjmfmk
pdeharaef emr`ajm hme
pareafrmgk hme sdjmfmk
pdehu`ufe `mwke ouhm sdrtm
hdefme tuhubme `arupsk iufm
sdjmfmk prapa`mtar metmrm uomt
jdrmfmom.
SX (Strdefbt – Xrdmrtb)9
ymktu hdefme `d`umtme m`me
odekojul`me mecmome hme ymef
hkom`suh hdefme `d`umtme SHO
pdfmwmk ymef cu`up pragdskaeml
`bususeym ymef jdr`mktme drmt
hdefme tufms-tufms @TM
@dcmomtme Tetdr Kwds sdbkeffmodekojul`me mecmome jdrupm
pdom`smme tdrbmhmp uomt
omsymrm`mt mfmr jdrkekskmtkg, `rmtkghme keavmtkg hmlmo
odefdojmef`me `dfkmtme
`dmfmomme.
VX (Vdm`edss – Xrdmrtb)9
[mktu hdefme `dldombme
odefm`kjmt`me mecmome. Hme
ymef hkom`suh hdefme `dldombme
`dtdrjmtmsme Suojdr Hmym
Omeuskm (SHO), `bususeym ymef
jdr`mktme lmefsuef hdefme
`dfkmtme @TM hmlmo pdekef`mtmeomsymrm`mt ymef rdlkfkaus, kslmok
hme jdrtmqwm, Suojdr Hmym
Omeuskm (SHO) odrupm`me smlmbsmtu `ueck ymef odeuiu m`khmb
jmefsm hme edfmrm hkhmlmo sumtu
wklmymb `atm omupue hdsm aldb
`mrdem ktu SHO ymef hkoklk`k
aldb @mjupmtde Suojmwm pdrlu
hk`dlalmb sdcmrm tdpmt sdsumkhdefme `mrm`tdrkstk`eym. Lmef`mb
ymef tdlmb hklm`u`me hmlmo
odefdlalm SHO ymef rdlkfkus
hk`mjupmtde Suojmwm metmrm lmkehdefme odekef`mt`me `umlktms
suojdr hmym omeuskmeym (SHO)ymef odlkputk pdekef`mtme
`domopume sdcmrm `dkloume
(klou pdefdtmbume) hdefme
odefdojmef`me imrkefme
pdehkhk`me, jmk` garoml omupuekegaroml, ymef oded`me pmhm
pragdskaemlksod sdbkeffm `umlktms
suojdr hmym omeuskm ymef
hkbmskl`me sdsumk hdefme tuetutme
pmsmr `drim ymef omopu jdrsmkef
hkdrm `aopdtksk ymef tkeffk pmhmsmmt kek `bususeym hkjkhmef
mfmom. Sdlmke ktu pdefdojmefme
SHO iufm hkbmrmp`me m`me
omopu odecdfmb jdrjmfmk
mecmome sdpdrtk pdrhmfmefme ajmt
tdrmlmrmef, pareafrmgk, `mwkeouhm hme pdecdomrme
lkef`uefme.
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8/15/2019 Jeb-jilid 4 No.4 Desember 2013-Full
16/86
Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =:
4.3. Lmef`mb-lmef`mb ymef hktdopub uetu` odekef`mt`me @kedrim ^dfmwmk
@TM ̀ dcmomtme Tetdr Kwds.
=.
@drimsmom hdefme `dcmomtme hkjkhmef hmtm `dpdehuhu`me, ^BJT, saskmlksmskuehmef-uehmef pdr`mwkeme, symrmt-symrmt hme tmtm cmrm pdehmgtmrme
pdr`mwkeme, purwm`mgme hme lmke-lmke odlmluk rmpmt `aarhkemsk hk @dcmomtme
m. @dimsmom hdefme OTK hkjkhmef `dru`ueme uomt jdrmfmom saskmlksmsk
mrmb `kjlmt, pdemtmrme cmlae pdefmetke, saskmlksmsk zm`mh wm`mg, sdrtkgk`msk
tmemb wm`mg, pdojkemme batkj iuo‛mt, tmtm cmrm pdeydojdlkbme bdwme
`urjme hme pdojkemme odetml uomt.
j.
@drimsmom hdefme palsd` tdetmef saskmlksmsk jmbmym emr`ajm saskmlksmsk
uehmef-uehmef pareafrmgk hme `dmomeme lkef`uefme.
c. @drimsmom hdefme HOK hjkhmef pdom`ourme hme pdojdrhmymme guefsk
omsikh hme pdehmtmme tdopmt-tdopmt kjmhmb.
h.
@drimsmom hdefme T^XH pdehkhk`me hkjkhmef hmtm pdehkhk`me saskmlksmsk
mturme pdr`mwkeme tdrbmhmp pdlmimr hme pdefmrub `mwke ouhm.
Hme gm`tar pdehu`uef tdrsdjut mhm jdjdrmpm bmojmtme jdrupm 9
=.
Jdluo mhmeym tdemfm `drim ymef om`skoml hmlmo odeimlme`me tums-tufms
@TM Tetdr Kwds `mrdemjdr`demme hdefme mspd` bu`uo hme rktuml ymef
smefmt odeydetub `dbkhupme `dsdbmrkme omsymrm`mt, om`m tufms hme guefsk
@TM @dcmomtme Tetdr Kwds sdom`ke bmrk sdom`ke odeueiu``me
pdekef`mtme.
:. @aehksk kegrmstru`tur pdeueimef sdpdrtk imlme rmym, m`sds trmespartmsk hme
gm`tar pdeueimef lmkeeym jdluo mhm uetu` odekef`mt`me pdlmymeme ymef
prkom tdrbmhmp omsymrm`mt hme `dfkmtme-`dfkmtme `dmfmomme.3. ^defmrub wmtm` omsymrm`mt ymef sulkt uetu` hkoketm uetu` jdrkekskmtkg, `rdmtkg
hme keavmtkg hmlmo odefdojmef`me `dfkmtme `dmfmomme sdbkeffm pdrme
pdodrkuetmb smefmt pdetkef sdjmfmk oatkvmtar hme gmsklktmtar.
WK. @DSKO^TLME HME SMZME
7.=. @dskopulmeSdsumk hdefme lmtmr jdlm`mef, khdetkgk`msk omsmlmb, pdojmbmsme hme Memlksks
SVAX sdrtm omtrk` strmtdfk om`m hmpmt hkskopul`me strmtdfk pdekef`mtme `kedrim
pdfmwmk pmhm @TM @dcmomtme Tetdr Kwds odeueiu``me jmbwm hmrk sdfk `d`umtme
mhmlmb odoklk`k pdfmwmk ymef `rdmtkg hme keavmtkg sdrtm SHO ymef tkeffk hmlmo jkhmef
mfmom sdbkeffm jksm odojdrk pdefmrub pdrujmbme wmtm` omsymrm`mt uetu` odeimhk`rdmtkg, keavmtkg hmlmo jkhmef `dmfmomme. Hdefme `d`umtme tdrsdjut mhm pulm
`dldombme jdrupm pdfmwmk @TM sulkt uetu` jksm odojumt trajasme-trajasme jmru
hmlmo jkhmef mfmom `mrdem omsymrm`mt odoklk`k pmbmo ymef jdrjdhm-jdhm sdrtm
`dym`keme ymef jdrjdhm-jdhm, hdesfme `dldombme tdrdjut odojdrk`me pdlumef `dpmhm
pdfmwmk @TM @dcmomtme Tetdr Kwds uetu` jdrupmym odlm`u`me pdeyulubme-
pdeyulubme, pdlmtkbme hmlmo jdrjmfmk jkhmef `dfmkmtme pdfmwmk @TM @dcmomtme
Tetdr Kwds hdefme pdlumef hkmtms sodefm`kjmt`me mecmome `dpmhm ^dfmwmk @TM
pdfmwmk hmlmo bml kek pdfmwmk hmlmo bml `dfkmtme hkjkhmef `dmfmomme jdrupm
pdom`smme `dpdrcmymme hme `dym`keme sdrtm jdrmeffmpme odojdrk`me mimrme sdsmt,
`mwke uskm ouhm pareafrmgk hme lmke sdjmfmkeym.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =3
Lmef`mb-lmef`mb ymef hktdopub hmlmo odekef`mt`me strmtdfk `kedrim ^dfmwmk
@TM @dcmomtme Tetdr Kwds ymktu hdefme odefdojmef`me `dldojmfmme ymef mhm
sdrtm upmym odekef`mt`me `dlmojfmme ymef hmpmt odehu`uef `dfkmtme @TM sdrtmodefdojmef`me `domopume SHO (Suojdr Hmym Omeuskm). Mhmpue hmrk lmef`mb-
lmef`mb tdrsdjut hmpmt hkskopul`me gm`tar pdehu`uef ymef hmpmt odekef`mt`me `kedrim
pdfmwmk @TM @dcmomtme Tetdr Kwds ymktu ldojmfm `dmfmomme ymef jdrtufms
odojdrk`me pdrimlmeme hme jkemme tdrbmhmp hk`dbkhupme jdromsym`mrmt hme mhmpue
gm`tar pdefbmojmt `kedrim pdfmwmk @TM @dcmomtme Tetdr Kwds jdluo tdr`utmseym
SHO pdfmwmk sdrtm smrmem-prmsmrmem `metar ymef omskb tdrjmtms, iufm pdefmrub wmtm`
omsymrm`mt ymef sulkt uetu` hkoketm uetu` jdrkekskmtkg, `rdmtkg hme keavmtkg hmlmo
odefdojmef`me `dfkmtme `dmfmomme.
7.:. Smrme
=.
^dodrketmb jdrsmom hdefme imimrme kestmesk `dodetrkme mfmom odojdrk`me
hu`uefme `dpmhm omsymrm`mt hmlmo bml pdefdojmefme suojdr hmym omeuskm
hmlmo jkhmef `dmfmomme hdefme pdojdetu`me X^], Omidlks Xm`lko, hme lmke
sdjmfmkeym
:. @TM @dcmomtme Tetdr Kwds jd`drim smom hdefme ldojmfm `dmfmomme hkwklmymb
`dcmomtme uetu` odojumt trajasme-trajasme jmru fuem odekef`mt`me suojdr
hmym omeuskm hmlmo jkhmef `dmfmomme.
3. ^dfmwmk @TM @dcmomtme Tetdr Kwds bmrus jksm jdrskgmt hkemoks, pram`tkg,
`rdmtkg, omehkrk, mspkrmtkg hme jdrarkdetmsk pmhm pdedfm``me pdrmturme ymef
jdrlm`u hmlmo bml pdekef`mtme pdlmymeme `dpmhm omsymrm`mt.
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8/15/2019 Jeb-jilid 4 No.4 Desember 2013-Full
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =8
HMGXMZ ̂ TSXM@M
Gm`ultms D`aeaok Tekvdrsktms Smomwm. :>=>. ^dhaome ^deulksme ^rapasml ^dedlktkmehme S`rkpsk. Suojmwm Jdsmr.
Bmskjume, B. Omlmyu.S.^. :>>>. Omemidode Suojdr Hmym Omeuskm. Fueuef Mfuef,
Im`mrtm.
@mrtkek, @mrtaea. =;;8. ^dokopke hme @dpdokopkeme. Zmimwmlk, Im`mrtm.
@mous Jdsmr Jmbmsm Kehaedskm. =;;=. Jmlmk ^ustm`m
@rkswmeta, Iaek. :>>2. TikMsuosk. @lmsk`.bttp9iaek`rkswmeta.jlafspat.cao/ uikmsuosk-
`lmsk`.btol.:6omrdt :>>;
Emzkr, O. =;22. Odtahd ^dedlktkme Survdy. Im`mrtm.Sulkstkymek & Zaskhmb. :>>3. Omemidode Suojdr Hmym Omeuskm, @aesdp, Xdark hme
^defdojmefme Hmlmo @aetd`s Arfmeksmsk ^ujlk` . Frmbm Klou,
[afym`mrtm.
Skefmrkojue, Omsrk & Dgdehk Sagkme. =;2;. Odtahd ^dedlktkme Survdy, dhksk Zdvksk.
L^3DS, Im`mrtm.
Sdhmromymetk. :>>=. Omemidode Suojdr Hmym Omeuskm hme ^rahu`tkgktms @drim.
Jmehuef9 CW. Omehmromiu
Skomoarm, Bdery, (:>>>) Omemidode Suojdr Hmym Omeuskm, [afym`mrtm, SXKD [@^E
Su`mehmrruokhk, :>>7. Odtahdlafk ^dedlktkme 9 ^dtueiu` ^rm`tks Tetu` ^dedlktkme^doulm. [afym`mrtm9 Fmhim Omhm Tekvdrskty ^rdss.
Tehmef-Tehmef Ea 83 Xmbue =;;;, Xdetmef ^a`a`-^a`a` @dpdfmwmkme.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =4
^DEKLMKME @KEDZIM @DTMEFME ̂ X. JME@ S[MZKMB OMEHKZK
CMJMEF ^DOJMEXT STOJMVM XMBTE :>=>-:>=:
Aldb9
Oubmoomh Krpme
MJSXZM@
Lmparme `dumefme odrupm`me mlmt uetu` odef`aouek`msk`me `aehksk `dumefme
pdrusmbmme. Lmparme `dumefme hkbmrmp`me hmpmt hkfuem`me uetu` odefmojkl
`dputusme ymef rmskaeml hme tdpmt. Bmskl memlksks lmparme `dumefme m`me odojmetu
hmlmo odefketdrprdstmsk`me jdrjmfmk bujuefme hme `dcdehdruefme ymef hmpmt
odojdrk`me hmsmr pdrtkojmefme odefdemk patdesk `djdrbmsklme pdrusmbmme hkomsm
ymefm`me hmtmef. Memlksks rmska `dumefme odrupm`me smlmb smtu td`ek` memlksks
lmparme `dumefme. Memlksks rmska `dumefme hmpmt hkfuem`me uetu` odeklmk `kedrim
`dumefme. ^dedlktkme kek hklm`u`me jdrtuiume uetu` odefdtmbuk `kedrim `dumefme ^X.
Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm. ^deklmkme `kedrim `dumefme hmlmo
pdedlktkme kek odeffuem`me 4 rmska `dumefme pdrusmbmme ymktu cmsb rmtka, lame ta
hdpaskt rmtka (LHZ), cmpktml mhdqucy rmtka (CMZ), Zdture Ae Dqukty (ZAD), Zdture Ae
Mssdt (ZAM) sdjmfmk vmrkmjdl kehdpdehde. ^dedlktkme hklm`u`me tdrbmhmp ^X. Jme`
Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm hdefme odeffuem`me hmtm Xkod Sdrkds
hmrk tmbue :>=> smopmk hdefme tmbue :>=:. Bmskl hmrk pdedlktkme kek hmpmt hkskopul`me
jmbwm hdefme odeffuem`me odtahd rmska `dumefme ymktu cmsb rmtka, lame ta hdpasktrmtka (LHZ), cmpktml mhdqucy rmtka (CMZ), Zdture Ae Dqukty (ZAD), Zdture Ae Mssdt
(ZAM), `kedrim `dumefme ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm
odeueiu``me `kedrim ymef jmk`. ^deklmkme `kedrim `dumefme hdefme odeffuem`me
odtahd rmska `dumefme ymktu cmsb rmtka, lame ta hdpaskt rmtka (LHZ), cmpktml mhdqucy
rmtka (CMZ), Zdture Ae Dqukty (ZAD), Zdture Ae Mssdt (ZAM) smefmt odehu`uef
tdrbmhmp pdeklmkme `kedrim `dumefme pdrusmbmme.
@mtm @ueck 9 Lmparme @dumefme, @kedrim ̀ dumefme, Zmska @dumefme, Cmsb Zmtka,
Lame ta Hdpaskt Zmtka (LHZ), Cmpktml Mhdqucy Zmtka (CMZ), Zdture
Ae Dquk ty (ZAD), Zdture Ae Mssdt (ZAM).
K. ^DEHMBTLTME
=.=. Lmtmr Jdlm`mef
@rksks oaedtdr hme d`aeaok sdim` Iulk =;;6, ymef hksusul hdefme `rksks palktk`
emskaeml tdlmb odojmwm hmopm` jdsmr hmlmo pdrd`aeaokme emskaeml. @rksks tdrsdjut
tdlmb odefm`kjmt`me pdrjme`me Kehaedskm ymef hkhaokemsk aldb jme`-jme`
`aevdeskaeml odefmlmok `dsulktme ymef smefmt pmrmb. @dmhmme tdrsdjut odeydjmj`me
pdodrketmb Kehaedskm tdrpm`sm odefmojkl tkehm`me uetu` odrdstru`turksmsk hme
odrd`mpktmlksmsk sdjmfkme jme`-jme` hk Kehaedskm.
Lmbkreym Tehmef-Tehmef Ea. => tmbue =;;2, tdetmef ^drujmbme mtms Tehmef-
Tehmef Ea. 6 tmbue =;;: tdetmef ^drjme`me, pmhm julme Eavdojdr =;;2 tdlmb
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =7
odojdrk pdlumef ymef smefmt jmk` jmfk tuojubeym jme`-jme` symrkmb hk Kehaedskm.
Tehmef-Tehmef tdrsdjut odouef`ke`me jme` jdrapdrmsk sdpdeubeym sdcmrm symrkmb
mtmu hdefme odoju`m cmjmef `busus symrkmb.^X Jme` Symrkmb Omehkrk bmhkr sdjmfmk jme` ymef odef`aojkemsk`me khdmlksod
usmbm hdefme eklmk-eklmk rabmek ymef odlmehmsk apdrmskeym. Bmroaek metmrm khdmlksod
usmbm hme eklmk-eklmk rabmek keklmb ymef odeimhk smlmb smtu `dueffulme ^X Jme` Symrkmb
Omehkrk sdjmfmk mltdremtkg imsm pdrjme`me hk Kehaedskm
(bttp9//www.symrkmbomehkrk.ca.kh/cmtdfary/kega-pdrusmbmme).
^mhm Julme Mfustus :>>;, ^X. Jme` Symrkmb Omehkrk odoju`m smlmb smtu
cmjmef pdojmetu hk @mj.Suojmwm. ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm odrupm`me jme` symrkmb pdrtmom ymef jdrhkrk hk `mjupmtde suojmwm. ^X.
Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm odecajm odefdeml`me `aesdp
pdrjme`me symrkmb `d omsymrm`mt hk @mjupmtde Suojmwm. Hdefme skstdo pdrjme`me
ymef odefutmom`me `aesdp `domslmbmtme uetu` sdlurub omeuskm, skstdo jmru ymef
hkjmwm hk tdefmb omsymrm`mt Suojmwm ymef eatmjded hkhaokemsk Tomt Ouslko, ^X.
Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm hkbmrmp`me omopu odojmwm
‒mefke sdfmr‛ aldb omemidode ^X. Jme` Symrkmb Omehkrk pusmt, uetu` odopdr`umt
komfd ^X. Jme` Symrkmb Omehkrk sdjmfmk jme` symrkmb hk tdefmb rdmlktm omsymrm`mt
ouslko Suojmwm, sdrtm tdetueym hmpmt odeimhk mfde pdeyuojmef pdekef`mtme lmjm
pdrusmbmme.
Hk mwml apdrmskaemlksmskeym, jdrhmsmr`me lmparme `dumefme m`bkr tmbue :>>;,
^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm tdlmb omopu odoju`u`me msdt
sdjdsmr Zp. ; O hdefme lmjm m`bkr tmbue sdjdsmr Zp.=.4 O. ^decmpmkme hk mwml
pdrketksme ^X. Jme` Symrkmb Omehkrk hk @mj.Suojmwm kek hkmeffmp omemidode smmt ktucu`up odojmeffm`me. Hdefme odefmeut skstdo omemidode tdrjmtms emoue dgd`tkg,
^X.Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm ymef smmt mwml pdehkrkmeeym
hkpkopkeme aldb Jmpm` Ouetmbm Ombguh tdlmb omopu odeimhk pdrbmtkme omemidode
^X.Jme` Symrkmb Omehkrk jmk` hk cmjmef omupue pusmt.
Hdefme oahml `djdrbmsklme hk m`bkr tmbue :>>;, ^X.Jme` Symrkmb Omehkrk
Cmjmef ^dojmetu Suojmwm tdrus odeueiu``me pdrjmk`me ymef skfekgk`me. Hmrk tmbue
`d tmbue `kedrim `dumefme ymef hktueiu``me sdom`ke jmk`. Hmtm pdr m`bkr tmbue :>=:
odeueiu``me ^X.Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm omopu odeimhk
pdeyuojmef lmjm ymef cu`up jdsmr jmfk pdrusmbmme. Sdbkeffm ^X. Jme` Symrkmb
Omehkrk Cmjmef ^dojmetu Suojmwm jdrbmskl odehuhu`k pdrkef`mt pdrtmom sd`mewkl
hme odeimhk pdrkef`mt `dhum sdkehaedskm hdefme tatml msdt sdjdsmr Zp.67 oklkmr hmetatml lmjm jdrskb Zp. 4 oklkmr, jdrhmsmr`me ymef hksmopmk`me aldb `dpmlm cmjmef
pdojmetu suojmwm hk garuo ham pmfk. Bml kek hk`mrdem`me strmtdfk omemidode ymef
hktdtmp`me jmk` hmlmo bml pdehmemme, pdojkmymme omupue prahu` imsm pdrjme`me
smefmt dgd`tkg hme dgkskde. @domiume ymef sdom`ke odojmk` ymef hktueiu``me aldb
`umlktms `kedrim ^X.Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm kek tdlmb
odoju`tk`me jmbwm `aesdp omemidode ymef tdpmt tdreymtm omopu odjdrk`me hmopm`
ymef skfekgk`me jmfk sdjumb arfmeksmsk. Sdsumk ymef hkuef`mp`me Hkhke Bmgkhbuhhke
hme Bdehrk Xmeiuef tdetmef omegmmt omemidode hmlmo prm`tk` pdrusmbmme.
(Bmgkhbuhhke & Xmeiuef, :>>39 3)
Jdrhmsmr`me pdefmomtme pdedlktk tdetmef rkwmymt `kedrim `dumefme ^X.Jme`
Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm hmrk tmbue :>=> bkeffm :>=:, pdedlktk
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =6
tdrharaef uetu` odeklmk `kedrim `dumefme ^X.Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm pmhm pdrkahd tmbue :>=> – :>=:‛
=.:. Xuiume ̂ dedlktkmeMhmpue tuiume pdedlktkme kek mhmlmb uetu` odefdtmbuk `kedrim `dumefme ^X.
Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm pdrkahd tmbue :>=>-:>=:.
KK. XKEIMTME ̂ TSXM@M
:.=. ^dedlktkme Sdjdluoeym=.
Mwmlkmb gdjrkmek, Hkme. :>>2. Odlm`u`me pdedlktkme hdefme iuhul “^deklmkme
@dsdbmtme ^X. Jme` Oumomlmt Kehaedskm Xj` Xrkwulme Omrdt-Iuek :>>2‟.
Xuiume pdedlktkme kek mhmlmb uetu` odefdtmbuk pdefmrub tdrbmhmp `aehksk mtmu
`kedrim sumtu jme` odlmluk pdeklmkme CMODLS (Cmpktml, Msdt, Omemfdodet,
Dmrekef, Lkqukhkty, Sdesktkvkty ta omr`dt rks`) jme` uouo ymef odefmeut
prkeskp symrkmb ourek.
:. Smputrm, Fbkemehrm. :>=3. Odlm`u`me pdedlktkme hdefme iuhul “Strmtdfk
^domsmrme ^rahu` Xmjuefme ^X. Jme` EXJ Xmbue :>>;-:>=:‟. Xuiume
pdedlktkme kek mhmlmb uetu` odefdtmbuk mpm pdeydjmj sdtkmp tmbue tdrimhk
pdekef`mtme hme pdeurueme iuolmb emsmjmb tdrbmhmp prahu` tmjuefme ^X.
Jme` EXJ hmrk tmbue :>>;-:>=:.
3. Zuwmkhmb, Gktrk. :>==. Odlm`u`me ^dedlktkme hdefme iuhul “Memlksks Lmparme
@dumefme uetu` Odeklmk Xkef`mt @dsdbmtme @dumefme pmhm J^Z Jme`
@dlmtde. Xuiume pdedlktkme kek mhmlmb uetu` odefdtmbuk `djdrbmsklme Jme`
J^Z @lmtde tdrbmhmp tkef`mt `dsdbmtme jme` hmlmo sumtu pdrkahd mpm`mbodecmpmk tmrfdt ymef tdlmb hktdtmp`me hdefme cmrm pdeklmkme CMODLS
(Cmpktml, Msdt, Omemfdodet, Dmrekef, Lkqukhkty, Sdesktkvkty ta omr`dt rks`).
:.:. Lmehmsme Xdark
:.:.=. ^defdrtkme Jme` Symrkmb
Hdgkeksk jme` symrkmb sdehkrk, ym`ek jme` uouo ymef odlm`smem`me `dfkmtme
usmbm jdrhmsmr`me prkeskp symrkmb ymef hmlmo `dfkmtmeeym odojdrk`me imsm hmlmo lmlu
lketms pdojmymrme. Odeurut ^dhaome M`uetmesk ^drjme`me Symrkmb Kehaedskm, jme`
symrkmb mhmlmb jme` ymef jdrmsms`me metmrm lmke, pmhm msms `doktrmme, `dmhklme,
trmespmrmesk, hme uekvdrsml sdrtm odlm`u`me `dfkmtme usmbm pdrjme`me jdrhmsmr`me
prkeskp symrkmb (Kslmok).Hdgkeksk jme` symrkmb sdpdrtk ymef hkurmk`me hk mtms pmhm hmsmreym tkhm` jdrjdhm
smtu smom lmkeeym. Hdgkeksk hk mtms odojdrk`me `dskopulme jmbwm jme` symrkmb mhmlmb
jme` uouo ymef jdrhmsmr`me prkeskp Kslmo ymef odefbkopue hmem hme odojdrk`me
`rdhkt sdrtm imsm-imsm lmke hmlmo lmlu lketms pdojmymrme.
:.:.:. Xdark @kedrim
:.:.:.=. ^defdrtkme @kedrim@kedrim odeurut Mewmr ^rmju Omef`uedfmrm (:>>> 9 76) mhmlmb bmskl `drim
sdcmrm `umlktms hme `umetktms ymef hkcmpmk aldb sdsdarmef pdfmwmk hmlmo odlm`smem`me
tufmseym sdsumk hdefme tmeffuef imwmj ymef hkjdrk`me `dpmhmeym.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =2
@kedrim odrupm`me sumtu `aehksk ymef bmrus hk`dtmbuk hme hk`aegkromsk`me
`dpmhm pkbm` tdrtdetu uetu` odefdtmbuk tkef`mt pdecmpmkme bmskl sumtu kestmesk
hkbujuef`me hdefme vksk ymef hkdojme sumtu arfmeksmsk mtmu pdrusmbmme sdrtmodefdtmbuk hmopm` pasktkg hme edfmtkg hmrk sumtu `djkim`me apdrmskaeml.
:.:.:.:. Gm`tar-Gm`tar [mef Odopdefmrubk @kedrim
Odeurut Zajdrt L. Omtbks hme Iabe B. Imc`sae (:>>= 9 2:) gm`tar-gm`tar ymef
ododefmrubk `kedrim kehkvkhu tdemfm `drim, ymktu9 =. @domopume odrd`m, :. Oatkvmsk,
3. Hu`uefme ymef hktdrkom, 8. @djdrmhmme pd`drimme ymef odrd`m lm`u`me, hme 4.
Bujuefme odrd`m hdefme arfmeksmsk.
:.:.:.3. Xuiume ̂ deklmkme @kedrimOdeurut Symgmruhke Mlwk (:>>=9 =26) sdcmrm tdarktks tuiume pdeklmkme
hk`mtdfark`me sdjmfmk sumtu ymef jdrskgmt dvmlumtkae hme hdvdlapodet ymef jdrskgmt
dgmlumtkae bmrus odeydldsmk`me 9 =. Bmskl pdeklmkme hkfuem`me sdjmfmk hmsmr pdojdrkme
`aopdesmsk :. Bmskl pdeklmkme hkfuem`me sdjmfmk stmggkef hdckskae 3. Bmskl pdeklmkme
hkfuem`me sdjmfmk hmsmr odefdvmlumsk skstdo sdld`sk. Sdhmef`me ymef jdrskgmt
hdvdlapodet pdeklmk bmrus odeydldsmk`me 9 =. ^rdstmsk rkkl ymef hkcmpmk kehkvkhu :.
@dldombme- `dldombme kehkvkhu ymef odefbmojmt `kedrim 3. ^rdstmsk- pdstmsk ymef
hk`dojmef`me.
:.:.3. Xdark @kedrim @dumefme
:.:.3.=. ^defdrtkme @kedrim @dumefme
Odeurut Suckpta (:>>3) pdefdrtkme `kedrim `dumefme mhmlmb pdedetume u`urme-u`urme tdrtdetu ymef hmpmt odefu`ur `djdrbmsklme sumtu arfmeksmsk mtmu
pdrusmbmmehmlmo odefbmskl`me lmjm. Sdhmef`me odeurut KMK (:>>6) @kedrim @dumefme
mhmlmb `domopume pdrusmbmme hmlmo odefdlalm hme odefdehmlk`me suojdr hmym ymef
hkoklk`keym.
:.:.3.:. ^defu`urme @kedrim @dumefme^defu`urme `kedrim hkfuem`me pdrusmbmme uetu` odlm`u`me pdrjmk`me hkmtms
`dfkmtme apdrmskaemleym mfmr hmpmt jdrsmkef hdefme pdrusmbmme lmke. Memlksks `kedrim
`dumefme odrupm`me prasds pdef`mikme sdcmrm `rktks tdrbmhmp rdvkdw hmtm, odefbktuef,
odefu`ur, odefketdrprdstmsk, hme odojdrk salusk tdrbmhmp `dumefme pdrusmbmme pmhm
sumtu pdrkahd tdrtdetu.@kedrim @dumefme
:.:.8. Memlksks Lmparme @dumefmeOdeurut Oubmoomh (:>>49 :42-:4;), memlksks lmparme `dumefme hklm`u`me
hdefme odefmemlksks pasksk edrmcm hme lmparme lmjm rufk. Ideks memlksks lmparme
`dumefme hmpmt hklm`u`me odlmluk : cmrm ymktu 9
m. ^drjmehkefme Ketdreml. Memlksks ymef odojmehkef`me rmska pdrkahd sd`mrmef
hdefme pdrkahd omsm ymef lmlu hme ymef m`me hmtmef uetu` pdrusmbmme ymef smom.
j. ^drjmehkefme D`stdreml. Memlksks ymef hklm`u`me hdefme odojmehkef`me rmska
pdrusmbmme hdefme pdrusmbmme lmke ymef sdideks hdefme rmtm-rmtm kehustrk pmhm smtu
tktk` ymef smom.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 =;
:.:.4. Xd`ek` ̂ defu`urme @kedrim Jme`
:.:.4.=. Memlksks Zmska @dumefme
Zmska `dumefme odrupm`me mef`m ymef hkpdraldb hmrk bmskl pdrjmehkefme smtu pas lmparme `dumefme hdefme pas lmkeeym ymef odopueymk bujuefme ymef rdldvme hme
skfekgk`me. Zmska `dumefme m`me odeydhdrbmem`me kegaromsk ymef odeffmojmr`me
bujuefme metmr lmparme `dumefme, sdbkeffm hdefme cdpmt hmpmt odojmehkef`me
hdefme rmska lmke hme hmpmt odojdrk`me pdeklmkme.
:.:.4.:. Memlksks Jmlmecd Scardcmrh Memlksks Jmlmecd Scardcmrh mhmlmb sd`uopulme u`urme `kedrim ymef odecm`up
dopmt pdrspd`tkg 9 `dumefme, custaodr, prasds ketdreml jkseks, pdrtuojubme hme
pdojdlmimrme. (@mplme, =;;: 932). Dopmt pdrspd`tkg hmlmo Jmlmecd Scardcmrh odlkputk9
^drspd`tkg @dumefme, ^drspd`tkg ^dlmeffme, ^drspd`tkg ^rasds Ketdreml Jkseks, ^drspd`tkg
^drtuojubme hme ^dojdlmimrme.
:.:.4.3. Memlksks Dcaeaokc Wmlud Mhhdh (DWM) Dcaeaokc Wmlud Mhhdh (DWM) mhmlmb u`urme `djdrbmsklme omemidode
pdrusmbmme hmlmo odekef`mt`me eklmk tmojmb (vmlud mhhdh ) jmfk pdrusmbmme
(Xmehdlklke, :>>= 9 =;8). DWM hkpdraldb hdefme ruous 9
DWM ? Lmjm jdrskb apdrmsk hk`urmefk pmim` – jdsmreym jkmym ouhml apdrmsk hmlmo
rupkmb sdtdlmb hk`urmefk pmim`.
DWM ? P DJKX (=-pmim`)_ – P(Oahml apdrmsk) (^drsdetmsd jkmym oahml sdtdlmb pmim`)_.
KKK. ODXAHDLAFK ̂ DEDLKXKME
3.=. Ideks ̂ dedlktkmeIdeks pdedlktkme hmlmo pdedlktkme hds`rkptkg `umetktmtkg mhmlmb ^dedlktkme
Hds`rkptkg jdrtuiume uetu` odehds`rkpsk`me mpm ymef smmt kek jdrlm`u. Hk hmlmoeym
tdrhmpmt upmym odehds`rkpsk`me, odecmtmt, memlksks hme odefketdrprdstmsk`me `aehksk-
`aehksk ymef sd`mrmef tdrimhk mtmu mhm (Omrhmlks, :>=>9:7).
3.:. Ideks HmtmMhmpue ideks hmtm ymef hkfuem`me hmlmo pdedlktkme kek mhmlmb odeffuem`me
hmtm sd`uehdr, ym`ek odrupm`me hmtm ymef hkmojkl hmrk kestktusk tdrtdetu ymef tdr`mkt
hdefme pdedlktkme. Hmtm sd`uehdr ymef hkmojkl metmrm lmke lmparme lmjm/rufk tmbue :>=>-:>=: hme lmparme edrmcm tmbue :>=>-:>=:. Sdodetmrm ktu, suojdr hmtm hmlmo pdedlktkme
kek mhmlmb ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm.
3.3. Xd`ek` ̂ defuopulme Hmtm=. Xd`ek` Ha`uodetmsk odrupm`me sumtu td`ek` pdefuopulme hmtm hdefme
odefbkopue hme odefmemlksk ha`uode-ha`uode, jmk` ha`uode tdrtulks, fmojmr,
omupue dld`traek`. Ha`uodetmsk tkhm` sd`dhmr odefuopul`me hme odeulks`me
mtmu odlmpar`me hmlmo jdetu` `utkpme tdetmef sdiuolmb ha`uode, emoue ymef
hklmpar`me mhmlmb bmskl memlksks tdrbmhmp ha`uode - ha`uode tdrsdjut.
Mhmpue ha`uode ymef hkpdraldb hdefme odtahd kek mhmlmb 9
=.
Lmparme Edrmcm pdrkahd Xmbue :>=> - :>=:
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :>
:.
Lmparme Lmjm Zufk pdrkahd Xmbue :>=> - :>=:
3. Hmtm lmke ymef hkfuem`me ymktu sdimrmb hme fmojmrme uouo pdrusmbmme sdrtm
stru`tur arfmeksmsk pdrusmbme.:. Vmwmecmrm mhmlmb td`ek` pdefuopulme hmtm ymef odeffuem`me hmgtmr
pdrtmeymme ymef hkmiu`me sdcmrm lksme `dpmhm rdspaehde (Eur Kehrkmetara, :>>:9
=4:). Hmlmo bml pdedlktkme kek, wmwmecmrm hkfuem`me uetu` odopdraldb hmtm
odefdemk omemidode uouo hme omemidode `dpmtubme.
3.8. Hdgkeksk Apdrmskaeml Wmrkmjdl=.
Zmska Lk`ukhktms mhmlmb odeffmojmr`me `domopume sumtu pdrusmbmme uetu`
ododeubk `dwmikjme gkemeskmleym ymef sdfdrm bmrus hkpdeubk. hkfuem`me
odefu`ur `dodopume jme` odecmrk suojdr hmem uetu` odojkmymk `dfkmtme
jme` mtmu mlmt u`ur uetu` odlkbmt `d`mymme jme` sdrtm odlkbmt dgkskdesk pkbm`
omemidode jme`.
m. Cmsb Zmtka
Cmsb rmtka mhmlmb rmska ymef hkfuem`me uetu` odefu`ur `domopume jme`
hmlmo odluemsk `dwmikjme ymef bmrus sdfdrm hkjmymr hdefme bmrtm lk`ukh ymef
hkoklk`k jme` tdrsdjut.
j.
Lame ta Hdpaskt Zmtka (LHZ)
Lame ta Hdpaskt Zmtka mhmlmb rmska ymef hkfuem`me uetu` odefu`ur
`aopasksk iuolmb `rdhkt ymef hkjdrk`me hkjmehkef`me hdefme iuolmb hmem
omsymrm`mt ymef hkfuem`me.
:. Zmska Salvmjklktms mhmlmb odefu`ur `dodopume jme` odecmrk suojdr hmem
uetu` odojkmymk `dfkmtme jme` mtmu mlmt u`ur uetu` odlkbmt `d`mymme jme` sdrtmodlkbmt dgkskdesk pkbm` omemidode jme`.
3.
Zmska Zdetmjklktms mhmlmb odopdrlkbmt`me sdimub omem pdrusmbmme odefdlalm
oahml sdehkrk sdcmrm dgd`tkg, odefu`ur tkef`mt `duetuefme hmrk kevdstmsk ymef
tdlmb hklm`u`me aldb pdoklk` oahml sdehkrk mtmu pdodfmef smbmo .
m. Zdture ae Dqukty (ZAD)
Zdture ae Dqukty odrupm`me rmska ymef hkfuem`me uetu` odefu`ur
`domopume omemidode jme` hmlmo odefdlalm cmpktml ymef mhm uetu`
odehmpmt`me edt kecaod.
j.
Zdture ae Mssdt (ZAM)
Zdture ae Mssdt hkfuem`me uetu` odefu`ur `domopume omemidode hmlmo
odopdraldb pragktmjklktms hme omemidrkml dgkskdesk sdcmrm avdrmll.
3.4. ^rasdhur Memlksks HmtmXd`ek` Memlksks hmtm ymef hkfuem`me hmlmo pdedlktkme `kedrim `dumefme ^X.
Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm mhmlmb td`ek` memlksm rmska. Mhm
jdjdrmpm memlksm rmska sdrtm cmrm pdrbktuefme rmska `dumefme ymef hkfuem`me
hkmetmrmeym sdjmfmk jdrk`ut9
m. Zmska Lk`ukhktmsZmska Lk`ukhktms odeffmojmr`me `domopume sumtu pdrusmbmme uetu` ododeubk
`dwmikjme gkemeskmleym ymef sdfdrm bmrus hkpdeubk. hkfuem`me odefu`ur
`dodopume jme` odecmrk suojdr hmem uetu` odojkmymk `dfkmtme jme` mtmu mlmt
u`ur uetu` odlkbmt `d`mymme jme` sdrtm odlkbmt dgkskdesk pkbm` omemidode jme`.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :=
=)
Cmsb Zmtka
Cmsb rmtka odrupm`me rmska ymef hkfuem`me uetu` odefu`ur `domopume jme`
hmlmo odluemsk `dwmikjme ymef bmrus sdfdrm hkjmymr hdefme bmrtm lk`ukh ymefhkoklk`k jme` tdrsdjut (@msokr,:>>29::8). Cmsb Zmtka hmpmt hkruous`me sdjmfmk
jdrk`ut9
:) Lame ta Hdpaskt Zmtka (LHZ)
Lame ta Hdpaskt Zmtka odrupm`me rmska ymef hkfuem`me uetu` odefu`ur
`aopasksk iuolmb `rdhkt ymef hkjdrk`me hkjmehkef`me hdefme iuolmb hmem
omsymrm`mt hme oahml sdehkrk ymef hkfuem`me (@msokr,:>>29::4). Zmska kek
hkruous`me sdjmfmk jdrk`ut9
Xmjdl =.
Bmskl ^deklmkme Mspd` Lk`ukhktms
@rktdrkm Cmsb Zmtka LHZ
Smefmt Sdbmt 5 4% < 64%
Sdbmt 5 8,>4% - < 4% 64% - < 24%
Cu`up Sdbmt 5 3,3>% - < 8,>4% 24% - < =>>%
@urmef Sdbmt 5 :,44% - < 3,3>% =>>% - < =:>%
Xkhm` Sdbmt < :,44% 5 =:>%
Suojdr9 S@ HKZ JK Eaoar9 3>/=:/@D^/HKZ/tmeffml 3> Mprkl =;;6 tdetmef tmtm
cmrm pdeklmkme tkef`mt `dsdbmtme jme`.
j. Salvmjklktms Salvmjklktms hkfuem`me odefu`ur `dodopume jme` odecmrk suojdr hmem uetu`
odojkmymk `dfkmtme jme` mtmu mlmt u`ur uetu` odlkbmt `d`mymme jme` sdrtm odlkbmt
dgkskdesk pkbm` omemidode jme`. Smlmb smtu cmrm odefdtmbuk tkef`mt salvmjklktms
mhmlmb hdefme odeffuem`me Cmpktml Mhdqumcy Zmtka (CMZ). Cmpktml Mhdqumcy
Zmtka mhmlmb rmska `kedrim jme` uetu` odefu`ur `dcu`upme oahml ymef hkoklk`k
jme` uetu` odeueimef m`tkvm ymef odefmehuef mtmu odefbmskl`me rdsk`a,
oksmleym `rdhkt ymef hkjdrk`me. Zmska kek hmpmt hkruous`me sdjmfmk jdrk`ut9
%=>>JarrawkefXdroSbart
MssdtsLkqukh ?CZ x
%=>>DquktyHdpasktXatml
lameXatml ?LHZ x
%=>>
SdcurktkdsLamesXatml
CmpktmlDqukty?CMZ x
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 ::
Xmjdl :.
Bmskl ̂ deklmkme Mspd` Salvmjklktms
@rktdrkm CMZ
Smefmt Sdbmt 5 ;,;;;%
Sdbmt 5 2% - < ;,;;;%
Cu`up Sdbmt 5 6,;;;% - < 2%
@urmef Sdbmt 5 7,4% - < 6,;;;%
Xkhm` Sdbmt < 7,4%
Suojdr9 S@ HKZ JK Eaoar9 3>/=:/@D^/HKZ/tmeffml 3> Mprkl =;;6 tdetmef tmtm
cmrm pdeklmkme tkef`mt `dsdbmtme jme`
c. Zdetmjklktms
^ragktmjklktms odopdrlkbmt`me sdimub omem pdrusmbmme odefdlalm oahml sdehkrk
sdcmrm dgd`tkg, odefu`ur tkef`mt `duetuefme hmrk kevdstmsk ymef tdlmb hklm`u`me
aldb pdoklk` oahml sdehkrk mtmu pdodfmef smbmo (Smwkr, :>>4).
=) Zdture ae Dqukty (ZAD)
Zdture ae Dqukty odrupm`me rmska ymef hkfuem`me uetu` odefu`ur `domopume
omemidode jme` hmlmo odefdlalm cmpktml ymef mhm uetu` odehmpmt`me edt
kecaod (@msokr.:>>29:37). Zmska kek hkruous`me sdjmfmk jdrk`ut9
:) Zdture ae Mssdt (ZAM)
Zdture ae Mssdt hkfuem`me uetu` odefu`ur `domopume omemidode hmlmo
odopdraldb pragktmjklktms hme omemidrkml dgkskdesk sdcmrm avdrmll
(@msokr,:>>29:36). Zmska kek hmpmt hkruous`me sdjmfmk jdrk`ut9
Xmjdl 3.
Bmskl ̂ deklmkme Mspd` Zdetmjklktms
@rktdrkm ZAD ZAM
Smefmt Sdbmt 5 =4% 5 =,4%
Sdbmt < =:,4% - < =4% < =,:4% - < =,4%
Cu`up Sdbmt < 4% - < =:,4% < >,4% - < =,:4%
@urmef Sdbmt < >% - < 4% < >% - < >,4%
Xkhm` Sdbmt < >% < >%
Suojdr9 S@ HKZ JK Eaoar9 3>/=:/@D^/HKZ/tmeffml 3> Mprkl =;;6 tdetmef tmtm
cmrm pdeklmkme tkef`mt `dsdbmtme jme`.
%=>> MssdtsXatml
tmxJdgardDmrekef ?ZAM x
%=>> CmpktmlDqukty
kecaod Edt?ZAD x
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :3
KW. MEMLKSKS HME ̂ DOJMBMSME
8.=. Hds`rkpsk Hmtm ̂ dedlktkme
8.=.=.
@ms^mhm tmbue :>=> `ms ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm
sdjdsmr Zp :.7=>.4:6.>>>,>>. Eklmk `ms tdrsdjut odeurue hktmbue :>== hdefme eklmk `ms
Zp. =.>:8.>32.4>>,>> hme tmbue :>=: hdefme eklmk `ms Zp. =.482.26=.2>>.
8.=.:. @dwmikjme ymef Sdfdrm Hkjmymr
^mhm tmbue :>=> `dwmikjme ymef sdfdrm hkjmymr ^X. Jme` Symrkmb Omehkrk
Cmjmef ^dojmetu Suojmwm mhmlmb sdjdsmr Zp 36.3>3.:;8,:=. @dwmikjme ymef sdfdrm
hkjmymr tdrsdjut odekef`mt hktmbue :>== hdefme `dwmikjme ymef sdfdrm hkjmymr sdjdsmr
Zp. ==4.=:4.;7;,:3 hme tmbue :>=: `dwmikjme ymef sdfdrm hkjmymr odeurue hktmbue
:>== Zp. 84.2=626;,;:.
8.=.3. Hmem ̂ kbm` @dtkfm^mhm tmbue :>=> iuolmb H^@ ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm mhmlmb sdjdsmr Zp =;.78=.>=4.344,64. H^@ tdrsdjut odekef`mt hktmbue :>==
sdjdsmr Zp. 3>.>8;.=26.:;4,62 hme tmbue :>=: sdjdsmr Zp. 83.7=7.64=.=7:,=3.
8.=.8. Xatml M`tkvm
^mhm tmbue :>=> tatml m`tkvm ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm mhmlmb sdjdsmr Zp :>.27=.=38.>:>,=>. M`tkvm tdrsdjut odekef`mt hktmbue
:>== sdjdsmr Zp. 38.672.84:.84>,23 hme tmbue :>=: sdjdsmr Zp. 67.877.8:8.;7=,33.
8.:. Bmskl Memlksks hme ^dojmbmsme
8.:.=. Zmska Lk`ukhktms
8.:.=.=. Cmsb Zmtka (CZ)
Xmjdl 8.
Bmskl Zd`mpktulmsk Eklmk Cmsb Zmtka (hmlmo iutmme)
@dtdrmefmeXmbue
:>=> :>== :>=:@ms :.7== =.>:8 =.48;
Surmt Jdrbmrfm - - -
Iuolmb Cmsb Mssdt :.7== =.>:8 =.48;
Fkra 37: 366 84;
Xmjuefme =7.68> :8.:2> 36.887
Skopmeme Jdrimef`m :.48> 4.3;3 4.6=:
@dwmikjme Sdfdrm 36 ==4 87
Iuolmb Butmef Lmecmr =;.762 3>.=78 83.773
Suojdr9 Hmtm Hkalmb :>=3
%=>>LmecmrButmefIuombl
Msdt@msIuolmb?ZmtkaCmsb x
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :8
Cmsb Zmtka :>=> ? :.7== x =>> % ? =3,:6 %
=;.762Cmsb Zmtka :>== ? =.>:8 x =>> % ? 3,3; %
3>.=78
Cmsb Zmtka :>=: ? =.48; x =>> % ? 8 %
83.773
^drbktuefme Cmsb Zmtka (CZ) Xmbue :>=>, :>==, hme :>=: hk`dtmbuk jdrmhm hk mtms
stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm hk`mtm`me sdbmt hmrk sksk Cmsb Zmtka
8.:.=.:. Lame Xa Hdpaskt Zmtka (LHZ)
Xmjdl 4.
Bmskl Zd`mpktulmsk Eklmk LHZ (hmlmo iutmme)
@dtdrmefme Xmbue
:>=> :>== :>=:
Iuolmb ̀ rdhkt ymef hkjdrk`me 3>.38: 7:.:36 68.=>6
Fkra 37: 366 84;
Xmjuefme =7.68> :8.:2> 36.887
Skopmeme jdrimef`m :.48> 4.3;3 4.6=:
Iuolmb hmem pkbm` `dtkfm =;.78= 3>.>8; 83.7=6
Suojdr9 Hmtm Hkalmb :>=3
^drbktuefme Lame ta Hdpaskt Zmtka (LHZ) hk tmbue :>=>,:>==, hme :>=: hkmtms
hk`dtmbuk tdlmb odldjkbk hmrk eklmk om`skoml stmehmr Jme` Kehaedskm sdjdsmr 24% - =>>
% ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm hmpmt hk`mtm`me
tkhm` sdbmt hmrk sksk Lame ta Hdpaskt Zmtka.
8.:.:. Zdetmjklktms
8.:.:.=. Zdture Ae Mssdt (ZAM)
%=>> @dtkfm^kbm`HmemIuombl
hkjdrk`meyf@rdhkt?LHZ x
%82.=48%=>> =;.78=
3>.38: ?:>=>LHZ x
%=:.:>6%=>> 3>.>8;
7:.:36 ?:>==LHZ x
%;=.=7;%=>> 83.7=6
68.=>6 ?:>=:LHZ x
%=>> m`tkvmXatml
pmim` sdjdluoLmjm ?ZAM x
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :4
Xmjdl 7.
Bmskl Zd`mpktulmsk Eklmk ZAM(hmlmo iutmme)
@dtdrmefmeXmbue
:>=> :>== :>=:
Lmjm @atar 3.2>> 2.6;; =:.863
Xatml M`tkvm :>.27= 38.672 67.877
Suojdr9 Hmtm Hkalmb :>=3
^drbktuefme Zdture ae Mssdt (ZAM) tmbue :>=>,:>==,hme :>=: hkmtms hk`dtmbuk jdrmhm
hkmtms stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm hk`mtm`me sdbmt hmrk sksk Zdture ae Mssdt.
8.:.:.:. Zdture Ae Dquk ty
Xmjdl 6.
Bmskl Zd`mpktulmsk Eklmk ZAD (hmlmo iutmme)
@dtdrmefmeXmbue
:>=> :>== :>=:
Lmjm Jdrskb =.>8: 3.28= 2.4>4
Oahml Sdehkrk =;.7:6 3>.>8> 83.7=6
Suojdr9 Hmtm Hkalmb :>=3
^drbktuefme Zdture ae Dqukty (ZAD) tmbue :>=>, :>==, hme :>=: hkmtms hk`dtmbuk
jdrmhm hk mtms stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk Cmjmef
^dojmetu Suojmwm hk`mtm`me sdbmt hmrk sksk Zdture ae Dqukty.
%::.=2%=>> :>.27=
3.2>> ?:>=>ZAM x
%3=.:4%=>>
38.672
2.6;; ?:>==ZAM x
%3=.=7%=>>67.877
=:.863 ?:>=:ZAM x
%=>>sdehkrkoahml jdrskbLmjm ZAD x
%3=.4%=>> =;.7:6
=.>8: ?:>=>ZAD x
%6;.=:%=>> 3>.>8>
3.28= ?:>==ZAD x
%4>.=;%=>>83.7=6
2.4>4 ?:>=:ZAD x
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :7
8.:.3. Salvmjklktms
Cmpktml Mhdqumcy Zmtka
CMZ ? Oahml Jme` Odeurut Zdsk`a @rdhkt R =>>%
M`tkvm Odeurut Zdsk`a @rdhkt
Xmjdl 2.
Bmskl Zd`mpktulmsk Eklmk CMZ (hmlmo iutmme)
@dtdrmefmeXmbue
:>=> :>== :>=:
Oahml Jme` Odeurut Zdsk`a @rdhkt =;.7:6 3>.>8> 83.7=6
Xatml ̂ dojkmymme 3>.38: 7:.:36 68.=>6
Suojdr9 Hmtm Hkalmb :>=3
CMZ :>=> ? =;.7:6 R =>>% ? 78.7;%
3>.38:
CMZ :>== ? 3>.>8> R =>>% ? 82.:6%
7:.:36
CMZ :>=: ? 83.7=6 R =>>% ? 42.27%
68.=>6
^drbktuefme Cmpktml Mhdqumcy Zmtka (CMZ) tmbue :>=>,:>==, hme :>=: hk`dtmbuk
jdrmhm hkmtms stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk Cmjmef^dojmetu Suojmwm hk`mtm`me sdbmt hmrk sksk Cmpktml Mhdqumcy Zmtka
Hmrk bmskl pdrbktuefme hmrk rmska hkmtms om`m hkhmpmt rd`mpktulmsk `dsdbmtme jme`
S@ HKZ JK Eaoar9 3>/=:/@D^/HKZ/tmeffml 3> Mprkl =;;6 ymef hmpmt hklkbmt pmhm tmjdl
hkjmwmb kek 9
Xmjdl ;.
Bmskl Zd`mpktulmsk @dsdbmtme ^X. Jme` Symrkmb Omehkrk Cmjmef
^dojmetu Suojmwm Xmbue :>=>-:>=:
ZmskaZmtm-
Zmtm
Xmbue@dtdrmefme
:>=> :>== :>=:Cmsb Zmtka 7,2;% =3,:6% 3,3;% 8% Smefmt Sdbmt
Lame ta Hdpaskt Zmtka =66,>6% =48,82% :>6,=:% =7;,7= Xkhm` Sdbmt
Zdture ae Mssdt =;.;4% =2,::% :4,3=% =7.3=% Smefmt Sdbmt
Zdture ae Dqukty =:.43% 4,3=% =:,6;% =;.4>% Sdbmt
Cmpktml Mhdqumcy Zmtka 46.:6% 78.7;% 82.:6% 42.27% Smefmt Sdbmt
Suojdr 9 Hmtm Hkalmb :>=3
Hmrk hmtm hkmtms pdrbktuefme rmtm-rmtm sdlmom tkfm pdrkahd uetu` tkfm rmska ymef
tdrhkrk hmrk Cmsb Zmtka, Zdture ae Mssdt, hme Cmpktml Mhdqumcy Zmtka hkeymtm`me smefmt
sdbmt. Bml kek jdrhmsmr`me hkomem bmskl rmtm-rmtm pdrbktuefme rmska sdlmom tkfm tmbue ^X.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :6
Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm pdrkahd :>=> – :>=: ldjkb tkeffk
hkjmehkef`me hdefme stmehmr Jme` Kehaedskm.
Hmrk hmtm hkmtms pdrbktuefme rmtm-rmtm sdlmom tkfm pdrkahd uetu` smtu rmska ymktu Zdture Ae Dqukty hkeymtm`me sdbmt. Bml kek jdrhmsmr`me bmskl rmtm-rmtm pdrbktuefme rmska
sdlmom tkfm tmbue ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm pdrkahd :>=>
– :>=: ldjkb tkeffk hkjmehkef`me hdefme stmehmr Jme` Kehaedskm.
@douhkme hmrk hmtm hkmtms pdrbktuefme rmtm-rmtm sdlmom tkfm pdrkahd uetu` smtu
rmska ymktu Lame ta Hdpaskt Zmtka hkeymtm`me tkhm` sdbmt. Bml kek jdrhmsmr`me bmskl rmtm-
rmtm pdrbktuefme rmska sdlmom tkfm tmbue ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm pdrkahd :>=> – :>=: ldjkb tkeffk hkjmehkef`me hdefme stmehmr Jme`
Kehaedskm.
W. @DSKO^TLME HME SMZME
4.=.
@dskopulme=. ^drbktuefme Cmsb Zmtka (CZ) sdcmrm rmtm-rmtm sdlmom tkfm pdrkahd hk`dtmbuk jdrmhm
hkmtms stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk Cmjmef
^dojmetu Suojmwm hk`mtm`me smefmt sdbmt.
:. ^drbktuefme Lame ta Hdpaskt Zmtka (LHZ) sdcmrm rmtm-rmtm sdlmom tkfm pdrkahd
hk`dtmbuk tdlmb odldjkbk hmrk eklmk om`skoml stmehmr Jme` Kehaedskm sdjdsmr 24%
- =>> % ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm
hmpmt hk`mtm`me tkhm` sdbmt.
3. ^drbktuefme Zdture ae Mssdt (ZAM) sdcmrm rmtm-rmtm sdlmom tkfm pdrkahd hk`dtmbuk
jdrmhm hkmtms stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk
Cmjmef ^dojmetu Suojmwm hk`mtm`me smefmt sdbmt.8. Tetu` Zdture ae Dqukty (ZAD) sdcmrm rmtm-rmtm sdlmom tkfm pdrkahd hk`dtmbuk
jdrmhm hkmtms stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk
Cmjmef ^dojmetu Suojmwm hk`mtm`me sdbmt.
4.
Cmpktml Mhdqumcy Zmtka (CMZ) sdcmrm rmtm-rmtm sdlmom tkfm pdrkahd hk`dtmbuk
jdrmhm hkmtms stmehmr Jme` Kehaedskm ymef jdrmrtk ^X. Jme` Symrkmb Omehkrk
Cmjmef ^dojmetu Suojmwm hk`mtm`me smefmt sdbmt.
4.:. Smrme=.
Tetu` Cmsb Zmtka (CZ) hkbmrmp`me ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu
Suojmwm ldjkb odekef`mt`me iuolmb mssdt odrd`m mfmr hmpmt odeimfm hmem
pkbm` `dtkfm ymef tdrhkrk hmrk Xmjuefme, Skopmeme Jdrimef`m hme Fkra sdbkeffmodopdr`dckl rdsk`a `dbklmefme.
:. ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm pdrlu odopdrlmojmt
`kedrimeym uetu` odeurue`me Lame ta Hdpaskt Zmtka (LHZ) bkeffm =>>% mfmr
hmpmt hk`mtdfark`me sdbmt sdsumk stmehmr JK Eaoar 9 7/=>/^JK/:>>8.
3. ^deurueme eklmk Lame ta Hdpaskt Zmtka (LHZ) iufm hkjmrdefk hdefme odefurmefk
pdojdrkme `rdhkt tdrutmom pmhm usmbm ok`ra hme `rdhkt pdfmwmk edfdrk `mrdem
odefkefmt `rdhkt odrupm`me kehk`mtar `drmwmeme sumtu jme`.
8. ^X. Jme` Symrkmb Omehkrk Cmjmef ^dojmetu Suojmwm ldjkb odekef`mt`me
`kedrimeym uetu` tmbue – tmbue `dhdpme `mrdem odefkefmt pdrsmkefme kehustrk
pdrjme`me ldjkb `dtmt.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :2
4.
Hkbmrmp`me `rdhkt ymef hk`dlalm hme hkjdrk`me ldjkb tdpmt smsmrme tdrutmom pmhm
usmbm ok`ra hme usmbm `dckl sdbkeffm pdojmefueme hmpmt hkrmsm`me hmopm`eym
jmfk omsymrm`mt `dckl.
HMGXMZ ̂ TSXM@M
Mesbark, Mjhul Fbagur . :>>6. ^drjme`me Symrkmb hk Kehaedskm. TFO ^rdss,
[afym`mrtm.
Jme` Kehaedskm. =;;3. Xdetmef @umlktms M`tkvm ^rahu`tkg hme ^dojdetu`me ^deykskbme M`tkvm ^rahu`tkg .
Oubmoomh. :>>4. ^defmetmr M`uetmesk Symrkmb. Smldojm Dopmt, Im`mrtm.
Omrhmlks. :>=>. Odtahd ^dedltkme, Sumtu ^dehd`mtme ^rapasml. Juok M`smrm, Im`mrtm.
^drmturme Jme` Kehaedskm Ea.7/=>/^JK/:>>8. Xdetmef Stmehmr Xkef`mt @dsdbmtme Jme`
Touo.
Surmt Dhmrme Jme` Kehaedskm Ea. ;/:8/H^jS/:>>6. Xdetmef Skstdo ^deklmkme Xkef`mt
@dsdbmtme Jme` Touo Jdrhmsmr`me ^rkeskp Symrkmb.
S@ HKZ JK Eaoar9 3>/=:/@D^/HKZ/tmeffml 3> Mprkl =;;6. tdetmef tmtm cmrm pdeklmkme
tkef`mt `dsdbmtme jme`
Bmgkhbuhhke & Xmeiuef. :>>3. Omemidode Symrkmb Hmlmo ^rm`tk` . Fdom Kesmek,
Im`mrtm.
bttp9//kh.scrkjh.cao/hac/:=;86>82/2/Odtahd-^defu`urme-@kedrim-@dumefme-
^drusmbmme. Zmbome Bm`ko.:>>7.
bttp9//www.symrkmbomehkrk.ca.kh/cmtdfary/kega-pdrusmbmme
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 :;
MEMLKSKS @AEXZKJTSK ZDXZKJTSK KYKE ^DEFMOJKLME BMSKL BTXME
@M[T HME BMSKL BTXME JT@ME @M[T XDZBMHM^ ^DEHM^MXME MSLK
HMDZMB @MJT^MXDE STOJMVM JMZMX XMBTE :>>2-:>=:
Aldb 9
Iabek Mrhkymesymb
MJSXZM@SK
^dedlktkme kek hklm`u`me pmhm Hkems ^dehmpmtme hme ^defdlalmme @dumefme (H^^@)
@mjupmtde Suojmwm ymef hkga`us`me hmlmo bml ^defmrub Fmik Xdrbmhmp @aesuosk
^dfmwmk Edfdrk Skpkl hdefme iuolmb ajyd` pdedlktkme ;8 Armef ^dfmwmk tdrhkrk hmrk 0
;: pdrsaekl ^dfmwmk Edfdrk Skpkl hme : armef C^ES. Mhmpue hmrk tkef`mt falaefmeeym ^dfmwmk hklkef`up H^@M ymktu 9 3 armef Falaefme KW, 84 armef Falaefme KKK, 84
armef Falaefme KK hme = armef Falaefme K. Hdefme msuosk jmbwm sdlurub fmik
pdfmwmk mhmlmb pdehmpmtme sdpdrtk ymef tdrtdrm pmhm hmgtmr fmik ymef smb hme skmp
hkjdlmeim`me hme vmrkmjdl d`aeaok hmdrmb sdpdrtk pdrtuojubme d`aeaok, keglmsk hme
lmkeeym sdlmom pdrkahd pdedlktkme hkmeffmp `aestme. Bmskl memlksks pdeulks tdrbmhmp
hmtm mtmu kegaromsk rdspaehde hdefme lmtmr jdlm`mef tkef`mt falaefme jdrjdhm hme
hmgtmr fmik pdfmwmk sdrtm pragkl H^^@ hmpmt hktmrk` bujuefme metmrm fmik pdfmwmk
hdefme tkef`mt `aesuosk, jmbwm iuolmb fmik pdfmwmk jdrjmehkef lurus hdefme jdsmrme
`aesuosk mrtkeym fmik pdfmwmk jdrpdefmrub pasktkg hme skfekgk`me tdrbmhmp `aesuosk.
Hk`mtm`me jdrpdefmrub `mrdem mpmjklm fmik jdrtmojmb =%, om`m `aesuosk pue m`me
jdrtmojmb sdjdsmr >,2;%. Bml kek sdimlme hdefme tdark @dyeds tdetmef
“`dcdehdruefme odef`aesuosk omrikeml (O^C)‟. Hme hk`mtm`me fmik jdrpdefmrub
sdcmrm skfekgk`me tdrbmhmp `aesuosk.
@mtm @ueck9 Fmik , @aesuosk, ̂ defmrub.
K. ^DEHMBTLTME
=.=. Lmtmr Jdlm`mef^dojmefueme hk sumtu hmdrmb hkom`suh`me uetu` odojmefue omsymrm`mt
sdutubeym, uetu` ktu hkbmrmp`me pdojmefueme tdrsdjut tkhm` bmeym odefdimr `domiume
hmdrmb smim, m`me tdtmpk odecm`up `dsdlurubme mspd` `dbkhupme omsymrm`mt ymef hmpmt
jdrimlme sdrmsk hme sdkojmef hk sdfmlm jkhmef hmlmo rmef`m odeckptm`me omsymrm`mt
mhkl hme om`our ymef odrmtm omtdrkl hme spkrktuml. ^dojmefueme Emskaeml hme
^dojmefueme Hmdrmb sdsueffubeym odeimhk tmeffuef imwmj wmrfm edfmrm hme
omsymrm`mteym. @mktmeeym hdefme pdojmefueme hmdrmb hmlmo rmef`m ataeaok hmdrmb,
pdehmpmtme hmdrmb odeimhk smefmt pdetkef `mrdem hmpmt odekef`mt`me tmrmg bkhup hme
`dsdimbtdrmme omsymrm`mt. Hdefme pdojmefueme hmdrmb ymef sdrmsk hme tdrpmhu
hksdrtmk pdrdecmemme pdojmefueme ymef jmk`, dgkskde hme dgd`tkg om`m m`me tdrckptm
`domehkrkme hmdrmb hme `domiume ymef odrmtm hksdlurub wklmymb Kehaedskm.^dlm`smemme pdojmefueme hk hmdrmb smefmt tdrfmetuef hmrk pdehmpmtme mslk hmdrmb sdrtm
pdefdlalmme hmdrmb ktu sdehkrk.
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 3>
Xuiume emskaeml `djkim`me hdsdetrmlksmsk hk sd`tar `dbutmeme mhmlmb uetu`
odojmetu odopdr`umt pdrd`aeaokme hmdrmb hme odekef`mt`me dgkskdesk, dgd`tkvktms,
hme m`uetmjklktms pdefdlalmme butme. Tehmef-uehmef tdetmef ^drkojmefme @dumefmeMetmrm ^dodrketmb ^usmt hme Hmdrmb odeymtm`me jmbwm pdedrkomme hmdrmb jdrsuojdr
hmrk ^dehmpmtme Mslk Hmdrmb (^MH), Hmem ^drkojmefme, ^keimome Hmdrmb hme “Lmke -
lmke pdedrkomme ymef smb‟. Sdsumk hdefme pdrmturme pdruehmefme, pdodrketmb hmdrmb
odefdlumr`me pdrmturme hmdrmb fuem odefmtur Kzke pdefusmbmme `myu. @dpmlm Hmdrmb
hmpmt pulm odefdlumr`me prahu` bu`uo jdrupm `dputusme-`dputusme ymef
pdojdrlm`umeeym tkhm` odlmluk pdrsdtuiume Hdwme ^drwm`klme Zm`ymt Hmdrmb (H^ZH).
Smlmb smtu `aopaede ^dehmpmtme Mslk Hmdrmb ymef odojdrk`me suojmefme
cu`up jdsmr jmfk pdedrkomme hmdrmb hkjmehkef`me hdefme `aopaede lmkeeym mhmlmb
Zdtrkjusk hmdrmb. Hdefme hkjdrlm`u`meeym ataeaok hmdrmb hkbmrmp`me pdodrketmb
hmdrmb ldjkb omehkrk sdcmrm gks`ml uetu` odojkmymk pdojmefueme omupue odefdlalm
pdodrketmbme jdsdrtm mpmrmtureym. Jdfktu iufm hdefme @mjupmtde Suojmwm Jmrmt ymef
tdromsu` hmdrmb ataeaok jmru bmrus omopu odeffmlk pdlumef hk hmdrmbeym hdefme
odefkhdetkgk`msk suojdr-suojdr pdehmpmtmeeym hme odefdlalmeym hdefme aptkoml,
odefdlalm `dumefme hmdrmb sdcmrm dgd`tkg hme dgkskde, sdrtm omopu
odopdrtmeffuefimwmj`me `kedrim `dpmhm pdodrketmb hkmtmseym hme `dpmhm
omsymrm`mt.
Hmrk jdrjmfmk Zdtrkjusk ymef hkpuefut, Zdtrkjusk Kzke ^defmojklme Bmskl Butme
@myu hme Bmskl Butme Ju`me @myu jksm hkimhk`me sdjmfmk smlmb smtu suojdr
pdedrkomme hmdrmb ymef patdeskml. Zdtrkjusk Kzke ^defmojklme Bmskl Butme @myu hme
Bmskl Butme Ju`me @myu odrupm`me suojdr pdedrkomme Zdtrkjusk hmdrmb ymef
patdeskml mpmjklm hk`dlalm sdcmrm aptkoml. ^defdlalmme tdrsdjut tdetueym jdrhmopm` pasktkg tdrbmhmp ^dehmpmtme Hmdrmb jmk` sdcmrm lmefsuef odlmluk ^dehmpmtme Mslk
Hmdrmb omupue sdcmrm tkhm` lmefsuef odlmluk hmem Jmfk Bmskl hmrk ^dodrketmb ^usmt.
Sdjmfmk fmojmrme `aehksk ^dehmpmtme Hmdrmb @mjupmtde Suojmwm Jmrmt, jdrk`ut
hksmik`me tmjdl prayd`sk ^dehmpmtme Hmdrmb @mjupmtde Suojmwm Jmrmt Xmbue
Meffmrme :>=:9
Xmjdl =.
^rayd`sk ^dehmpmtme Hmdrmb @mjupmtde Suojmwm Jmrmt
Xmbue Meffmrme :>=:
EA. TZMKME ITOLMB (Zp)
=.^dehmpmtme Mslk Hmdrmb
-
^dehmpmtme ^mim` Hmdrmb
- ^dehmpmtme Zdtrkjusk Hmdrmb
-
Bmskl ^defdlalmme @d`mymme Hmdrmb [mef
Hkpksmb`me
- Lmke-Lmke ^dehmpmtme Mslk Hmdrmb [mef Smb
;2.=:>.36;.>>>,-
=8.>>>.>>>.>>>,-
:.48=.4>>.>>>,-
83.4;8.:6;.>>>,-
36.;28.7>>.>>>,-
:. Hmem ̂ dr kojmefme-
Jmfk Bmskl ^mim`/Jmfk Bmskl Ju`me ^mim`
- Hmem Mla`msk Touo
-
Hmem Mla`msk @busus
838.332>;:.>>>,-
=87.34:.3>>.>>>,-
:4;.338.>::.>>>,-
:2.74=.66>.>>>,-
3. Lmke -Lmke ̂ dehmpmtme Hmdrmb [mef Smb 48.43:.632.>>>,-
Suojdr 9 Hkems ^^@H @mjupmtde Suojmwm Jmrmt, :>=3
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 3=
Hmrk patdesk tdrsdjut pdedlktk jdrom`suh odef`mik ldjkb hmlmo tdetmef Zdtrkjusk
Kzke ^defmojklme Bmskl Butme @myu hme Bmskl Butme Ju`me @myu kek hdefme odefmcu
pmhm Zdmlksmsk M^JH @mjupmtde Suojmwm Jmrmt hmrk tmbue :>>2 smopmk tmbue :>=:`mrdem Zdtrkjusk Kzke ^defmojklme Bmskl Butme @myu hme Bmskl Butme Ju`me @myu
odrupm`me jmfkme hmrk ^dehmpmtme Mslk Hmdrmb ymef tdromsu` hmlmo `lmskgk`msk
Zdtrkjusk Kzke tdrtdetu. Zdtrkjusk tdrsdjut hktkehm`lmeiutk hdefme tdrjkteym ^drmturme
Hmdrmb Eaoar =4 tmbue :>>6 tdetmef Zdtrkjusk Kzke Tsmbm hme Kzke ^defmojklme Bmskl
Butme @myu hme Bmskl Butme Ju`me @myu.
Jdrhmsmr`me lmtmr jdlm`mef omsmlmb tdrsdjut hkmtms, hmlmo pdeulksme s`rkpsk kek
pdeulks odefmojkl iuhul “Memlksks @aetrkjusk Zdtrkjusk Kzke ^defmojklme Bmskl Butme
@myu hme Bmskl Butme Ju`me @myu Xdrbmhmp ^dehmpmtme Mslk Hmdrmb @mjupmtde
Suojmwm Jmrmt Xmbue :>>2 – :>=:‟.
=.:.
Xuiume ̂ dedlktkmeXuiume pdedlktkme kek mhmlmb uetu` odefdtmbuk sdjdrmpm jdsmr tkef`mt `aetrkjusk
Zdtrkjusk Kzke ^defmojklme Bmskl Butme @myu hme Bmskl Butme Ju`me @myu tdrbmhmp
pdehmpmtme mslk hmdrmb @mjupmtde Suojmwm Jmrmt sdlmom tmbue :>>2-:>=:.
KK. XKEIMTME ̂ TSXM@M
:.=. ^dedlktkme Sdjdluoeym
=. Ourlme (:>=>). odlm`u`me pdedlktkme tdetmef ^defmrub Zdtrkjusk ^mr`kr Xdrbmhmp
^dehmpmtme Mslk Hmdrmb (^MH) hk @mjupmtde Skhamria. ^dedlktkme kek jdrtuiume
uetu` odefdtmbuk mpm`mb mhm pdefmrub Zdtrkjusk pmr`kr tdrbmhmp ^dehmpmtme Mslk
Hmdrmb pmhm Hkems ^dehmpmtme @mjupmtde Skhamria. Jdrhmsmr`me hmrk bmskl pdedlktkme ymef hkalmb hdefme odeffuem`me rdfrdsk lkekdr sdhdrbmem hdefme
jmetume ^rafrmo S^SS gar wkehaws =:.>, ymef odeueiu``me jmbwm eklmk
`aestmetm ymef hkbmskl`me sdjdsmr =36.7>3.26;.:>>,>:8. Eklmk kek odeueiu``me
jdsmreym eklmk hmrk pdehmpmtme mslk hmdrmb ([), sdhmef`me hmlmo `adgkskde rdfrdsk
pmhm vmrkmjdl Zdtrkjusk pmr`kr (R) mpmjklm emk` smtume, om`m ^dehmpmtme Mslk
Hmdrmb ([) m`me emk` sdjdsmr =3,:76. Jdrhmsmr`me eklmk `adgkskde hdtrokemsk (Zº)
ymktu sdjdsmr >,6:4 ymef jdrmrtk Zdtrkjusk pmr`kr (R) omopu odopdefmrubk
pdehmpmtme mslk hmdrmb ([) sdjdsmr 6:,4% sdhmef`me sksmeym :6,4% hkpdefmrubk
aldb vmrkmjdl lmke ymef tkhm` hkjmbms hmlmo pdedlktkme kek ymef jdrmsml hmrk
suojdr-suojdr `dumefme hmdrmb sdpdrtk 9 pmim` hmdrmb, Zdtrkjusk hmdrmb hme lmke-
lmke.:. Symgruhke (:>>:), odlm`u`me pdedlktkme tdetmef “^drmeme ^atdesk Zdtrkjusk ^msmr
Sdjmfmk Suojdr ^dehmpmtme Mslk Hmdrmb hk @mjupmtde Sldome“. Bmskl memlksks
odeueiu``me jmbwm jdsmreym `aetrkjusk Zdtrkjusk pmsmr tdrbmhmp ^dehmpmtme
Mslk Hmdrmb (^MH) hk @mjupmtde Sldome tmbue meffmrme =;;4/=;;7 smopmk
=;;;/:>>>, sdlmom lkom tmbue tdrm`bkr pdrmeme Zdtrkjusk pmsmr hk @mjupmtde
Sldome odefmlmok pdeurueme hmrk tmbue meffmrme =;;4/=;;7 ymef odeyuojmef
2,=; pdrsde odeimhk 4,=8 pdrsde pmhm tmbue meffmrme =;;;/:>>>, hdefme rmtm-rmtm
Zdtrkjusk pmsmr odeyuojmef tdrbmhmp ^dehmpmtme Mslk Hmdrmb sdjdsmr 7,:7
pdrsde. Ik`m hklkbmt hmrk patdesk ymef mhm om`m rdmlksmsk ymef tdlmb hkcmpmk hdefme
omemidode pdouefutme Zdtrkjusk pmsmr ymef tdlmb hklm`u`me hmrk tmbue
=;;4/=;;7 mhmlmb sdjdsmr Zp. =.=2;.>34.:2>,- uetu` tmbue meffmrme =;;7/=;;6
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Iureml D`aeaok hme Jkseks, Iklkh 8 Eaoar 8, Hdsdojdr :>=3 3:
mhmlmb sdjdsmr Zp. =.::=.;=4.:74,-, ymef jdrmrtk odekef`mt sdjdsmr :,67 pdrsde
hmrk tmbue meffmrme sdjdluoeym. Tetu` tmbue meffmrme =;;6/=;;2 mhmlmb sdjdsmr
=.3=7.=28.;7> ymef jdrmrtk odekef`mt sdjdsmr 6,6= pdrsde hmrk tmbue meffmrmesdjdluoeym. Tetu` tmbue meffmrme =;;2/=;;; mhmlmb sdjdsmr Zp. =.378.>4=.72>,-
ymef jdrmrtk odekef`mt sdjdsmr 3,73 pdrsde hmrk tmbue meffmrme sdjdluoeym.
Tetu` tmbue meffmrme =;;;/:>>> mhmlmb sdjdsmr Zp. =.8=4.=77.722,- ymef jdrmrtk
odekef`mt sdjdsmr 3.68 pdrsde hmrk tmbue meffmrme sdjdluoeym.
3. Vkjksaea (:>>6), “Memlksks @aetrkjusk Zdtrkjusk Xdrokeml ^deuopmef Xdrbmhmp
^dehmpmtme Mslk Hmdrmb @mjupmtde Luomimef Xmbue :>>> – :>>8“. Bmskl memlksks
odeueiu``me `aetrkjusk Zdtrkjusk tdrokeml pdeuopmef tdrbmhmp pdehmpmtme mslk
hmdrmb (^MH) @mjupmtde Luomimef tmbue :>>> smopmk hdefme :>>8 omskb jdluo
om`skoml. @aetrkjusk Zdtrkjusk tdrokeml pdeuopmef pmhm `urue wm`tu lkom tmbue
tdrsdjut tdrus odefmlmok pdeurueme. ^mhm tmbue :>>> mef`m `aetrkjusk sdjdsmr
:,34% hme tdrus odeurue pmhm tmbue :>>8 sdjdsmr >,72%. Zmtm-rmtm `aetrkjusk
Zdtrkjusk tdrokeml pdeuopmef tdrbmhmp pdehmpmtme mslk hmdrmb mhmlmb sdjdsmr
=,67%
:.:. LMEHMSME XDAZK
:.:.=. ^dehmpmtme Hmdrmb^drmturme Odetdrk Hmlmo Edfdrk Eaoar =3 Xmb