JAYCEE HERALD DECEMBER 2014

Index

a) Foreword

b) President’s Message

c) Don’t try to Phase, just Face it – Jcrt. CA. Silpa Shajan

d) CS Speaks – Types of Companies – JC CS. Ramachandran TM

e) A Dream Unexplained – Jcrt. CA. Swapna Manoj

f) What is KYC ? – Jcrt. Sarika Ramachandran

g) From the shelves of JCI Trichur Library -JCI Sen. Ranjith Kollannur

h) Kids’ Corner

i) Cooking Corner

j) Creative Corner

FOREWORD

We are going into the second issue of our Jaycee Herald. We are very much pleased to receive such a good response from our team members. As communicated to the members at the beginning, the last date for accepting contributions was fixed to be 25th of the month, but many of our dear members contributed much early, which made our job easy. Thanks to all those who made contributions and we do expect more participation from next month onwards. The aim of this bulletin is to act as a tiny

step in improving your potential in creative skills. We would like to include as many members’ contributions as possible. Thank you very much once again and happy reading. On behalf of all the members of the Editorial Board, we wish you a very Happy New Year 2015 !!!

Jc Ajay Kumar

Editor

PRESIDENT’S MESSAGE

Thank you for the overwhelming support given to Jaycee

Herald. We are really proud to have such enthusiastic members

like you, who support all the good causes of JCI Trichur.

Through the month….

Our New Office Bearers’ Installation ceremony was a great

success with all your participation.

When I am writing this NATCON is underway and we got the

latest news that JCI Trichur won the outstanding JJ Project

Runner Award of JCI India at Natcon. Really a Great

achievement!

Our IPP, Jojo Panthalookaran, received award from the

National President for achieving 100% efficiency in the last JC

Year. It is a tremendous achievement and we congratulate Jojo

for the efforts he has taken during the last year.

Our Zone President 2014 JCI Sen. Ramkumar is selected as

EVP of JCI India. We believe he is the apt person for the Post

and we congratulate Ramkumar Menon on his achievement and

wish him all success.

We kicked off the New JC year with our Prestigious Project

Prathibha Puraskar in Bethany ST. John’s English Higher

Secondary School by giving away the award to two bright

students. Special thanks to Our PD Jc. Ajay Kumar.

Your President attended Presidential academy at Adoor which

was an eye opener in all aspects. Our Treasurer JCI . Sen.

Ranjith Kollannur Passed JCI International Courses of Achieve,

Admin & Impact and also attended Presenter Course. Congrats

to Ranjith..

This year we had a strong presence in NATCON at Gwalior with

our Past ZP John Paul, Jojo, Ranjith, Sudhir, Sangeetha,

Archana and Aruna, representing JCI Trichur.

We celebrated Christmas with a grand Christmas Carol on 21st

December. The carol was a grand success and we wound up

our carol with Dinner at Loongs Cricket Academy, Poothole.

More than 70 persons participated and it was a great success

wdue to the huge number of participants. Special thanks to PD

Baiju Varghese, our Venue Co-ordinator, JC. Adv. Tony

Emmaty and our Prospective Member Mr. Giri Prasad for

beautifully arranging the show.

We also held a candle light vigil against terrorism on 21st

December with prayers to the families of the innocent children

killed in Pakistan last month. It was beautifully organized by

our VP Programs JC. CS. Ramachandran.

I would like to wish each one of you a very Happy and

Prosperous New Year 2015. May God Bless YOU in all

your endeavors.

Thanking you,

Yours truly

Jc HGF CA Manoj Kumar.M

President

DON’T TRY TO PHASE, JUST FACE IT.

Jcrt. CA. SILPA SHAJAN

Once on a full moon day, Krishna and Balarama were walking in the forest, it was

late and they decided to rest in the forest for the night. It was a dangerous

forest, so Krishna suggested "Baladeva, you keep watch until midnight while I

sleep, and I will be on watch from midnight till morning." They both agreed and

Krishna went to sleep.

A few hours passed, Krishna was sleeping sound. Balarama heard a growl

at a distance, it was a terrifying sound. He walked a little further towards the

sound. Now he could see a gigantic monster approaching him. The monster

growled again, Balarama was very afraid, he trembled in fear.

Every time he trembled, the monster grew double in size. The monster grew

bigger and bigger as it approached Balarama. Now the monster was standing

very close to Balarama, it growled again. Terrified by the sound, size and terrible

smell of the monster Balarama screamed "Krishna! Krishna!" and collapsed and

fell unconscious.

Woken up by the call, Krishna followed the sound and found Balarama sleeping,

Krishna thought, 'It must be my turn now' and started walking to and fro. Slowly

Krishna recognized the monster standing nearby.

The monster growled at Krishna. "What do you want?" Krishna asked unafraid.

The size of the monster decreased, it shrunk to half its size. "What are you

doing here?" Krishna asked again and the monster shrunk again. Krishna kept

questioning it expecting a reply, the monster kept shrinking every time he asked.

Now the monster was just 2 inches tall, and looked cute and adorable. Krishna

took it in his hand and placed it in his waist pocket. The night passed and

Balarama woke in the morning. Balarama saw Krishna and joyously shouted

"Krishna! Krishna!".

"Krishna! You don't know what a terrible thing happened while you were

asleep. There was huge monster trying to kill us both. I don't know how

we survived; the last thing I remember is that I fainted." Balarama said

trying to recall yesterday night's events. Krishna took out the little monster out

of his pocket and said, "Is this the same monster?"

"Yes, but it was so big! how did it shrink?" asked Balarama. "Every time I

questioned it, it shrunk in size, finally it became this."

Balarama told Krishna how the monster grew yesterday every time he was scared

of it.

Then Krishna concluded "Every time we are afraid, our fears grow big, but

every time we face them and question them, they become smaller and

smaller."

The Moral is:

When you avoid what you must face, the situation becomes bigger than

you, and takes control over you.

When you face what you must face, you become bigger than the situation,

and you take control over it.

Dear Friends,

This is a part of a motivational talk I heard recently on a website. I thought deeply,

yes, it’s true. We avoid or rather postpone many things due to the fear that we will

have to FACE it.

But isn’t it true that we will HAVE TO FACE IT someday or the other? By that time

we could have grown weaker than we were before. As Sri Buddha said: “FEAR IS

OUR GREATEST ENEMY. IT STEALS OFF OUR CONFIDENCE AS WELL AS OUR

OPPORTUNITIES”. This is what we should teach our children. Let it be exams,

competitions or anything for that matter. Our children should be trained to take it

up rather than to turn their face away from it due to many reasons whatsoever.

Why defer or postpone things! Do the things which you plan as soon as possible

and it will help build your confidence and personality.

Don’t try to PHASE just FACE it.

**************

CS Speaks… Jc CS Ramachandran TM BBS,LLB,ACS,MBA

Type of companies as per the Companies Act,2013

1) PUBLIC COMPANIES – Minimum of Seven persons { 3(1)(a) }, minimum paid

up Capital Rs. 5 lakh or Higher sum as prescribed [ Section 2(71)], minimum

3 directors

2) PRIVATE COMPANY – Minimum Two Persons [ 3(1)(b) ] and Maximum 200

members, Minimum Paid Up Capital Rs. 1 lakh or Higher sum as prescribed [

Section 2(68)] – Notified w.e.f 12.09.2013 and minimum 2 directors

3) DEEMED PUBLIC COMPANY : Subsidiary of a Public Company deemed to be

public even if its articles continues to be a Private Company [ proviso to

Section 2 ( 71) ]

4) SMALL COMPANY- Other than a public company which has a paid up capital

of < Rs.50 lakh or such higher sum as prescribed which shall not be > Rs.5

Crore and Turnover as per last PL Account < 2 Crore or such higher amount

as may be prescribed which shall not be > Rs. 20 Crore.

1. ONE PERSON COMPANY- Means a company which has only one person

as a member and is registered as a private company{ Section 2(62)}

2. GOVERNMENT COMPANIES

3. FOREIGN COMPANIES

DETAILS REGARDING THE ONE PERSON COMPANY(OPC)

As per definition provided under section 2(62) of the Companies Act, 2013, One

Person Company (OPC) means a company which has only one person as a member.

Section 3(1)(c) provides that where the company to be formed is to be OPC it shall

be considered as a private company. Rule 3(1) of the Companies (Incorporation)

Rules, 2014 provides that only a natural person who is an Indian citizen and

resident in India:—

(a) shall be eligible to incorporate a OPC;

(b) shall be a nominee for the sole member of a OPC.

Section 3(2) of the Companies Act, 2013 provides that the OPC formed under

section 3(1) may be either—

(a) a company limited by shares; or

(b) a company limited by guarantee; or

(c) an unlimited company

The name will carry a suffix, 'OPC', similar to the manner in which a private

company uses the suffix 'pvt ltd'.

Application for reservation of name of OPC

A person may make an application, in the Form INC-1 accompanied by fee of `

1000, as per the Companies (Registration Offices and Fees) Rules, 2014, to the

Registrar for the reservation of a name set out in the application for the name of

the proposed company or the name to which the company proposes to change its

name.

Reservation of name by the Registrar

Upon receipt of an application under section 4(4) of the Act in the Form INC-1, the

Registrar may, on the basis of information and documents furnished along with the

application, reserve the name for a period of sixty days from the date of the

reservation made by the Registrar.

Memorandum of Association of OPC

The memorandum of a company shall be in respective forms specified in Tables A,

B, C, D and E in Schedule I as may be applicable to such company.

Requirement to indicate name of other person nominated in the

event of death of the subscriber to become member of the OPC

It has been provided that in the memorandum of OPC the subscriber shall nominate

and indicate the name of the other person, with his prior written consent in the

Form INC-3 who shall, in the event of the subscriber’s death or his incapacity to

contract become the member of the company to accept all the obligations of the

OPC and the OPC shall file the same with the ROC in the Form INC-2 with the fee as

per the Companies (Registration Offices and Fees) Rules, 2014 along with the

Memorandum and Articles at the time of incorporation.

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A DREAM UNEXPLAINED

Jcrt. CA. SWAPNA MANOJ

I haven’t properly slept those nights. The same nightmare was haunting me again

and again. I was happy when I got a gap of 3-4 days, but then again on the 5th

day, the same thing came to my dreams. We were in Dubai and I was on a short

break from my career, due to my second delivery. So I started spending my day

time doing research on this particular dream and it naturally ended up in repeating

the dream during night time.

This is how my ‘dream’ was……We were in the midst of a massive earthquake and a

flood; everyone was fleeing to save their lives. Our family was also among them.

We took to streets in the midnight after hearing an alarm announcement from the

Authorities, there was no electricity, only the moonlight. Somehow we reached

where the car is parked. We were speeding through a road that goes parallel to the

sea. Suddenly the ocean was raised 100 times above us, but without falling to the

shore. All were shouting and screaming because at any moment the water could fall

on the land and we would be part of ocean. But some force was holding the water

without falling to the land and people were struggling to be as far as they could

from the sea shore. Somehow we reached on the top of a tower far from the sea

and then came the next disaster. We could see from far, stars falling down to the

sea as very big fire balls. The phenomenon was continuing and nearing us, stars

started falling down to the land also. With the scare of water on one side and fire

on the other, my heart beats were going faster and faster. Fortunately, every time I

used to wake up before the heart ‘STOPS’.

As I told you, those days, my day time was spent on research on dreams and the

reasons for their recurrence. As everyone would do, I also took the help of Google

to interpret my dreams, but it could not help much. As recommended by him

(Google), I resorted to Sigmund Freud’s book, “Interpretation of Dreams”. I only

got more confused. I tried my level best to forget about it while going to bed, but

that definitely couldn’t help. Gradually, I started getting proper sleep and the

nightmare remained only a topic of interest during my discussions with friends and

colleagues.

Almost after 2 years, in the last months of 2009, I was shocked to see the trailers

of the movie “2012”, directed by Rolland Emmerich. Some of the scenes in the

movie had a dangerous similarity with my dreams. Since the movie had a hint of

‘end of the world by 2012’, I had a very negative feeling that I had foreseen the

scenes in my dreams, 2 years back. Even though I kept quiet due to this bad

feeling, some of my friends who were ‘forced’ to listen to my story of nightmare,

several times in the past, called me and pointed out the similarity of concepts

depicted in the movie. For those who didn’t recognize, I opted not to remind them.

To tell the truth, until December 2012, when the world was ‘supposed to’ come to

an end, I had a guilty feeling that, if, by any chance, something happens to Mother

Earth, I am also to be blamed. Fortunately, I am in 2015 now, very much alive in

this beautiful Earth. But even now that dream of mine and its recurrence remains

unexplained.

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What Is KYC - Know Your Customer ?

Jcrt. SARIKA RAMACHANDRAN

KYC is an acronym for “Know your Customer”, a term used for customer

identification process. It involves making reasonable efforts to determine true

identity and beneficial ownership of accounts, source of funds, the nature of

customer’s business, reasonableness of operations in the account in relation to the

customer’s business, etc which in turn helps the banks to manage their risks

prudently. The objective of the KYC guidelines is to prevent banks being used,

intentionally or unintentionally by criminal elements for money laundering.

KYC has two components - Identity and Address. While identity remains the same,

the address may change and hence the banks are required to periodically update

their records.

Reserve Bank of India has issued guidelines to banks under Section 35A of

the Banking Regulation Act, 1949 and Rule 7 of Prevention of Money-

Laundering (Maintenance of Records of the Nature and Value of

Transactions, the Procedure and Manner of Maintaining and Time for

Furnishing Information and Verification and Maintenance of Records of the

Identity of the Clients of the Banking Companies, Financial Institutions and

Intermediaries) Rules, 2005. Any contravention thereof or non-compliance

shall attract penalties under Banking Regulation Act. There are two aspects

of Customer Identification. One is establishing identity and the other is

establishing present residential address.

For establishing identity, the bank requires any authentic document carrying photo

of the customer such as driving licence/ passport/ pan card/ voters' card etc.

Though these documents carry the residential address of the customer, it may not

be the present address. Therefore, in order to establish the present address of the

customer, in addition to passport/ driving licence / voters' card / pan card, the bank

may ask for utility bills such as Telephone / Electricity bill etc.The detailed list of the

documents that the bank can ask is given below.

Features Documents

Accounts of Individuals

- Legal name and any

other names used

(i) Passport

(ii) PAN card (iii) Voter's Identity Card

(iv) Driving licence (v) Identity card (subject to the bank's satisfaction) (vi) Letter from a recognized public authority or public

servant verifying the identity and residence of the customer to the satisfaction of bank

- Correct permanent address

(i) Telephone bill (ii) Bank account statement

(iii) Letter from any recognized public authority (iv) Electricity bill

(v) Ration card (vi) Letter from employer (subject to satisfaction of the bank)

(any one document which provides customer information to the satisfaction of the bank will suffice)

Accounts of Companies

- Name of the company (i) Certificate of incorporation and Memorandum & Articles of Association

(ii) Resolution of the Board of Directors to open an account and identification of those who have authority to operate the account

(iii) Power of Attorney granted to its managers, officers or employees to transact business on its

behalf (iv) Copy of PAN allotment letter (v) Copy of the telephone bill

- Principal place of business

- Mailing address of the company

- Telephone / Fax Number

Accounts of Partnership Firms

- Legal name (i) Registration certificate, if registered (ii) Partnership deed

(iii) Power of Attorney granted to a partner or an employee of the firm to transact business on its

behalf (iv) Any officially valid document identifying the partners and the persons holding the Power of

- Address

- Names of all partners and their addresses

- Telephone numbers of

the firm and partners Attorney and their addresses (v) Telephone bill in the name of firm / partners

Accounts of Trusts & Foundations

- Names of trustees, settlers, beneficiaries and signatories

(i) Certificate of registration, if registered (ii) Power of Attorney granted to transact business on its behalf

(iii) Any officially valid document to identify the trustees, settlors, beneficiaries and those holding

Power of Attorney, founders / managers / directors and their addresses (iv) Resolution of the managing body of the

foundation / association (v) Telephone bill

- Names and addresses

of the founder, the managers / directors

and the beneficiaries

- Telephone / fax numbers

Accounts of Proprietorship Concerns

- Proof of the name, address and activity of the concern

* Registration certificate (in the case of a registered concern) * Certificate / licence issued by the Municipal

authorities under Shop & Establishment Act, * Sales and income tax returns

* CST / VAT certificate * Certificate / registration document issued by Sales Tax / Service Tax / Professional Tax authorities

* Registration / licensing document issued in the name of the proprietary concern by the Central

Government or State Government Authority / Department. * IEC (Importer Exporter Code) issued to the

proprietary concern by the office of DGFT as an identity document for opening of bank account.

* Licence issued by the Registering authority like Certificate of Practice issued by Institute of Chartered

Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food and Drug Control

Authorities, etc. Any two of the above documents would suffice. These

documents should be in the name of the proprietary concern.

Where the bank is unable to apply appropriate KYC measures due to non-furnishing

of information and /or non-cooperation by the customer, the bank can consider

closing the account or terminating the banking/business relationship after issuing

due notice to the customer explaining the reasons for taking such a decision.

From the shelves of JCI Trichur Library

- JCI Sen. Ranjith Kollannur

Istanbul: Memories and the City by Orhan Pamuk

Publisher – Faber; Year of Publication – 2005; Pages – 336;

Cost at the time of purchase – Rs. 350

Istanbul is a city with many fading memories. Founded in 330

AD, it began as the most glorious city of the Christian world and for most part of

the next thousand years it would remain so. In Ottoman hands from 1453, the

city’s new owners made it the greatest city of the Islam world. But with the fall of

the Ottoman, came the fall of this ancient city. Having lost its political primacy to

Ankara, Istanbul has been on a slow and sad decline in the past century.

Nobel laureate Orhan Pamuk is among the most celebrated authors of modern

Turkey. His work “Istanbul: Memories and the City” is a semi autobiographical story

about him and the city of his birth. Born in 1952 after the revolution of Ataturk,

Pamuk grew up in a young nation attempting to forego its Ottoman past. Istanbul,

filled with Ottoman architecture and culture, served as the very antipathy of these

beliefs. Its glorious past was forgotten and the city was left for ruin. But having

shaped Pamuk’s life, Istanbul stays on as a melancholic presence throughout the

book.

Situated on two continents on the shores of the Bosphorus, Istanbul is still a very

scenic and breathtaking city. But the reminders of a glorious past are omnipresent,

adding to the huzun of the city. Pamuk looks back to the nineteenth century with

grateful affection when, though the Empire was in a decline, Istanbul had reached

its pinnacle in art and literature. Drawing upon the works of that era, peppering the

book with photographs and the portraits of the city, new and old, the author has

immersed the reader in the somber lore of the dying metropolis and has managed

to impress the prevailing sadness.

Although it is easy to get lost in Pamuk’s biography of the city, the book also serves

as his autobiography. Many stories from his childhood find a part in the novel and

so do many of his conflicts with family. All these add to the solemn theme of the

book.

We in India do not have an ancient city of the calibre of Istanbul to grieve. But the

melancholy of Istanbul can be well reflected by the decline of our ancient

civilization, once amongst the oldest in the world.

Ismail Haznedar, World President of JCI, is based out of Istanbul which will be

hosting the 2015 JCI European Conference from 3rd June 2015.

[For more information on JCI Trichur Library, log on to jcitrichur.org -> Individual

Development -> Library]

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ART WORK - By Kenny Sanoj Alappat

CROSSWORD – By Gayathri Manoj

CROSSWORD FOR FUN

Uncles, Aunties and friends,

I have used only the names of JCI Trichur members in this crossword puzzle. Be the first one to send in your answers, the name of the first person who sends in the correct answers will be published in the next month edition.

- GAYATHRI MANOJ

1. 7.

2.

3. 9.

4.

8.

5. 10.

6.

Hurry…….

Send in your answers to jayceeherald.tcr@gmail.com.

ACROSS

1 I AM THE GODDESS OF WEALTH - [7] 2. I AM KNOWLEDGE–[5]

3. I AM A COURAGEOUS PERSON - [6] 4. I AM A RELIGION - [4]

5. I AM A RAY - [6] 6. I ALWAYS HAVE A SMILE ON MY LIPS - [6]

DOWN

3. I DREAM A LOT - [6] 7. AIR GIVES ME THE SOUND FOR MY MUSIC - [6]

8. I AM VERY HUMBLE - [7] 9. I AM THE QUEEN - [4]

10. WITHOUT ME MUSIC DOESN'T SOUND GOOD - [6]

ART WORK - By Mareeta Geo

ART WORK - By Aneeta Geo ( 8 Yrs)

I WONDER WHY ?

-By GAYATHRI MANOJ

I looked around the world

To see people’s happiness

But I saw, children like me killed in Pakistan

I wondered why they were killed

Why were they shot to death?

Had they done any crime?

Or were they innocent?

I looked around the world again

For understanding why they were killed

But I found no mistake in them

Then why, were they killed?

I still keep on thinking, and I still wonder,

Why they were killed?

With the Nobel Peace Prize in her hand,

Malala, the pride of Pakistan, would also be thinking like me..

Why were they killed?????

FRUIT CAKE Jcrt. Anuja Bobby

Ingredients for Fruit Mix:-

1. Orange peel -25 gms

2. Sultana – 25 gms

3. Dry Cherry – 100 gms

4. Black Current + White Current – 100gms

5. Seedless dates – 50gms

6. Cashew nuts – 50gms

7. Brandy + Rum – 11/2 ounce

Ingredients for Cake Mix:-

1. Butter – 40 gms

2. Margarine – 100gms

3. Dalda – 25gms

4. Amul Butter -25 gms

5. Powdered Sugar -125 gms

6. Sugar - Half cup for caramelizing

7. Vanilla Essence – 1 tsp

8. Maida -125 gms

9. Egg -3 or 4 nos

10. Baking Powder – 1 tsp

11. To be powdered :- (a)Cake geera – ½ tsp, (b)Cinnamon -1 big, (c)Cloves – 1 tsp, (d)Cardamom –

1 tsp, (e)Nutmeg – ¼ tsp

STEP -1

Wash the dry grapes and let it dry. Mix maida along with all the fruits after slightly grinding them in a

mixer. Add chopped nuts; add brandy and rum to the mixture. Mix it well and keep in an air tight box

and refrigerate.

STEP -2

Sift maida and baking powder. Separate egg white and egg yolk. Add dalda and butter and eat well. Mix

powdered sugar. Add beaten egg yolk one by one. Add vanilla essence+ caramelized sugaralong with

mixed fruits and batter. Add maida and beaten egg white alternatively. Add egg white in between the

fold of the batter. Keep the batter for an hour and bake at 1800F.

CREATIONS by Jc Vidhya Sanoj

CREATIONS - By Jc Vinitha Sajith

Installation Ceremony – November 29, 2014

Xmas Carol at Loongs Cricket Academy, Poothole –

December 21, 2014

Candle Light Vigil by JJ wing of JCI Trichur – Dec 21, 2014

Pratibha Puraskar at Bethany St. Johns Higher Secondary

School, Kunnamkulam

Get ready with your ideas

for the January Edition of

Jaycee Herald.

We would also like to receive your

suggestions and comments for the

improvement of our E-magazine. Send in

your feedback to

jayceeherald.tcr@gmail.com

Last date for your entries 25th

Jan 2015

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