IST Investours Presentation
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Transcript of IST Investours Presentation
![Page 1: IST Investours Presentation](https://reader035.fdocuments.in/reader035/viewer/2022062319/555a34e6d8b42a83368b472e/html5/thumbnails/1.jpg)
LOANS AND MICROFINANCE
Presented By:
Peter Millanga
N o v e m b e r 1 5 t h , 2 0 1 2
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Loans and Microfinance
Loan is the redistribution of financial assets (money) over time between the Lender and the Borrower.
Loan is not a gift, the borrower must pay back to the lender
Borrower: - Someone who borrows
Lender: - Someone who lends - Can be someone like you
- Can be a school, bank or microfinance
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Microfinance
Microfinance is the provision of small loans to the poor and low income people
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Poor people in Tanzania:
Majority of Tanzanians are very poorThey don’t have moneyThey need loans to start businessesThey need our support
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Investours supports the poor people:
Investours is an organization that supports the poor entrepreneurs through microfinance
An Entrepreneur is a person with high need of achievement
For the poor people, they do small businesses
Because of small capital
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Investours support to Entrepreneurs
We give small loans to the entrepreneurs
They use the money to start or expand their businesses
They pay back within 3 months
We teach them how to use the money
We help them to prepare business plans
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Support with the Business plans
A business plan is a formal document which outlines business goals and plans for reaching those goals.
We help our clients to develop simple plans for their business
Business plans outlines:
Type of the business
Amount of money needed
How the money will be used
Profit that will be made Good business plan means good business
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Importance of loans to the poor
Loan helps the entrepreneurs to grow their
businesses
Increases the income of the entrepreneurs
Enables them to support their families
Helps to improve the quality of life
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Businesses we have supported so far…
Wood carvers at Mwenge Shops “vibanda”
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Hair dressing Salons
Hair dressing Salons Charcoal business
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Vegetables, commonly known as “mbogamboga”
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Tailoring
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Businesses we have supported so far:
Chicken farming
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Questions?
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THANKS FOR LISTENING!
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Contact us:
Peter MillangaTanzania Country Director
P.o. Box 35766, Dar es Salaam, Tanzania
Phone: +255 684 504 212Email: [email protected] Website: www.investours.org
www.facebook.com/investours tanzania