COMPANY PROFILE

Worldwide EXPERIENCE you can COUNT ON...

WelcomeInsurance Link is an Insurance and Financial Planning Firm known for its

integrity, professionalism and ethos, providing cost effective Insurance and

Financial Planning solutions for personal and business clients in Cyprus and

abroad. We are devoted to helping our Clients select the appropriate

solution to fi t their needs. With vast experience in the insurance world backed

by academic and professional qualifi cations we are able to advise our

Clients of their best interests.

As the Founder of Insurance Link, I bring 25 years of valuable experience and a

wealth of knowledge. I will endeavour to share my knowledge with you and ensure, you not only get the right policy,

but the best rate and a good understanding of what you are paying for.

The Promise

We will be at your disposal at all times during our business relationship and provide you with professional advice and

personal service to fulfi l your individual needs in the constantly developing insurance environment. We would greatly

appreciate the opportunity to help you make your insurance decisions.

Savvas P. Christoforou MBA CLU FLMI LUTCFChartered Insurer

Company Profi le

Our Mission Statement

Our Vision

Legal Regulation and Licensing

Insurance Link is an Insurance and Financial Planning Firm founded by Savvas Christoforou, who believes in delivering

cost-effective insurance and fi nancial planning solutions for personal and commercial clients. We arrange and place

Personal and Business Insurance with major Insurance Underwriters in Cyprus and abroad and provide a full spectrum

of Insurance plans, consulting, and Financial Planning Services.

Our mission is to provide comprehensive insurance products, services and fi nancial planning tailored to meet the

fi nancial risk exposures facing our customers, at competitive premiums and deliver our services at the highest standard.

We are dedicated to identifying, and to understanding, the needs and concerns of our clients, and providing

professional advice and personal service in a timely fashion.

To be the preferred and most trusted source for Insurance and Financial Planning Services.

• Insurance Link is a Registered company in the Republic of Cyprus with License number HE288513

• Is Authorized and Regulated by the Ministry of Finance Cyprus ( Department of Insurance Superintendent to transact Insurance Business under License number 164)

• Is Licensed in Connecticut (USA) with License number 974179

Why UsWhy UsWhy you should work with us

• We are professional Insurance Consultants, (Chartered Insurers), with many years of experience in the Cypriot

and International market.

• Insurance and fi nancial planning is all we do.

• We will work hard to ensure that you get the most favourable terms and premiums.

• Insurance Companies usually offer better terms and conditions when you have a qualifi ed Insurance Advisor like

Insurance Link by your side.

• The Premiums you pay will be the same whether you are insured through us or directly through the Insurance

Company.

• In case you need to make a claim, you will have your own personal representative from Insurancelink, to

personally handle it in cooperation with the Insurance Company, always supporting your interests in the event of

a dispute over the amount of settlement or interpretation of coverage.

Insurance for Bussiness

General Insurance• Motor Vehicle

• Fire and Burglary

• Business Interruption

• Employers Liability

• Public Liability

• Directors & Offi cers Liability

• Marine

• Money Theft

• Business Travel

• Machinery Breakdown

• Contractors all risk

• Electronic Equipment all risk

• Employee Dishonesty/Crime

• Product Liability

• Cyber Liability

Life Insurance• Group Life and Disability Insurance

• Group Personal Accident Insurance

Medical Insurance• Group Medical Plans

Pension Plans• Occupational Retirement Plans

Professional Liability• Accountants/Auditors

• Lawyers

• Pension Administrators

• Architects/Engineers

• Information Technology

• Corporate Service Providers

Insurance for Individuals

General Insurance

• Car

• Motorcycle

• House

• Employers Liability

• Boat

• Travel

• Property Owners Liability

Life Insurance

• Life

• Disability

• Personal Accident

• Critical Illness

• College Plans

• Retirement Plans

• Investment Plans

Medical Insurance

• Comprehensive plans

Insurance Packages

Offi ce Shop AdministrativeCommittees Landlords

BusinessCombinedLiabilities

InsuranceSolution suitable

for all kindsof Offi ces

InsuranceSolution suitable

for mostRetail Shops

InsuranceSolution suitable

for BuildingAdministrativecommittees

InsurancePackage Solution for those who own several properties (like offi ces, shops, apartments etc), even in different locations, and

renting for income.

We can insure all properties under one insurance

policy

The CombinedLiabilities is an

insurance product which includes

Employer’s Public and product

Liability under one insurance policy

Insurance Packaging it’s the latest development in the Insurance

World. Combining an “All Risk” property basis with liability and casualty

cover under one package, you get the most comprehensive

insurance solution for your business or personal needs.

HouseComprehensive Cyber LiabilityPersonal CareLeisure Commercial

Crime

InsuranceSolution suitablefor restaurants,

taverns, pizzerias, coffee shops,

canteens, pubs, hotels, youth

centres and gyms

This package is for businesses who want the most

comprehensive cover for money and employee

dishonesty

InsuranceSolution suitable for

barbershops,hairdressers saloons, beauty saloons and

spa

A Comprehensive Homeowners Insur-ance Package, of-

fers affordableinsurance, designed

to protect your residence, your

personal belongings and your liability as a property owner

Cyber Liability provides protection against occurrences

of sensitive data breaches, computer

hacking, cyberterrorism, computer virus and employee sabotage or pilfer-age of information and identity theft.

From crisis manage-ment to legal inves-tigations to identity restoration services

Private EdgeCorporateServicesProviders

Renewable Energy

Environmental Liability

Hotelpackage

Private Edgeprovides Liability

coverage forcompanies and their

directors andoffi cers, for actual oralleged breach of

duty, neglect,misstatements, errors or omissions brought

against them for Management,

Corporate, andEmployment

Practices Liability

This package it’s designed to cover the pro-

fessional liability of companies

providingformation and management

services to other companies

This uniqueinsurance

package provides all risk cover and

business interruptionfor renewableenergy plans

Can be used by occupiers and

operators ofindustrial sites to

covers losses due to environmental pollution causing damage to the

surroundingenvironment

Comprehensive package forHotels that’s

covering property, business interruption

and liabilitiesrelated to the hotel operation as well as

several otherimportant covers for

the hotel industry

Insurance Packages

Insurance Packages is a smart way to buycomprehensive insurance at a discount”“

Global Insurance Coverage

Cyprus Based Companies can insure their subsidiary companies all over the World from Cyprus, and have local service

and claims handling in the country doing business.

Benefi ting from the global presence, offi ce network and fi nancial strength of our associated International Insurance

and Reinsurance Companies, we can implement with simple procedures the coverage of the international activities

of Cypriot based Companies providing, the following types of insurances:

• Property (“All Risks” policies) oil terminals, hotels, buildings, factories

• Business Interruption of any kind of business operation

• Machinery Breakdown of manufacturing plants

• Liability (General, Employer’s, Product, Directors & Offi cers, Environmental)

• Financial Losses, Commercial Crime, Cyber liability

• Travel Insurance, Marine-Cargo, Ships, Aviation risks

• Crisis Management (Terrorism Cover), Ransom and Kidnap

• Any other type of Insurance

We can design for you the appropriate insurance program adapted to the conditions of each country, and monitor

this program at an international level. Usually Cyprus based insurance premiums are lower than international rates, so

why not give us a call to hear our proposal.

Business Financial Planning

We provide Business Financial Planning Services to companies, partnerships and sole proprietors, providing succession

planning and other important business fi nancial solutions. We often work in conjunction with other business advisers

such as lawyers and accountants, to assist our clients in reaching their fi nancial goals.

We specialise in the following Financial Planning services:

• Insurance Audits

• Business Insurance Risk Assessments

• Buy-Sell (Shareholders/Partners) Agreement Funding

• Key MAN Insurance

• Executive Compensation

• Golden Handcuffs Provisions

• Employee Benefi ts Design

Personal Financial Planning

Personal fi nancial planning is “a process of determining an individual’s fi nancial goals, and life’s priorities”.

After considering his resources, risk profi le and current lifestyle, we detail a balanced and realistic plan to meet those

goals. The individuals’ goals are used as guideposts to map a course of action on “what needs to be done” to reach

those goals.

Personal Financial Planning includes:

• 360 Degrees Financial Planning

• Insurance Audits

• Ultimate Cover Calculation

• Insurance Risk Assessment

• Children Education Planning

• Retirement Planning

• Tax Planning

• Savings & Investment Planning

33 Neas Engomis str., 2409 Engomi Nicosia

Nicosia Business Centre, offi ce suite 201

Tel.: 22 26 96 46, Fax: 22 26 96 49

e-mail: info@insurancelinkcyprus.com

Immediate ClaimsAssistance

Personal Service

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Insurancelink Cyprus

www.insurancelinkcyprus.com

Worldwide EXPERIENCE you can COUNT ON...