Insurance

And

Work Integrated Learning

Allan JonesFinancial & Business Services

Insurance Flowchart

Work Integrated Learning

             

             

MandatoryCourse Requirement

Of Benefit to Student in his/her course of study

   

                 

Unpaid PaidHead of School to

approve consent form ##

     

                   

Insurance Coverage Available

Insurance Coverage Available

Unpaid Paid

   

- Student Personal Accident - Student Personal Accident    

- Public LiabilityInsurance Coverage

AvailableInsurance Coverage

Available- Professional Indemnity

- Corporate Travel

- Medical Malpractice- Student Personal Accident - Student Personal Accident

- Public Liability

- Professional Indemnity

- Corporate Travel

( Student on a paid placement basically enters into an 'employer/employee' relationship and as such the employer accepts any liability.)

( Student on a paid placement basically enters into an 'employer/employee' relationship and as such the employer accepts any liability.)

Types of Insurance coveredPublic Liability Legal Liability to pay compensation for third party injury or property damage (excluding

motor vehicles), as a result of an occurrence and happening in connection with University business or University work placements / experience and / or site / field program.

Professional Indemnity Civil Liability arising out of a breach of professional duty by reason of any negligent act, error or omission committed by the Student while acting on behalf of the University (Geographical Limit is World Wide, excluding USA & Canada).

Student Personal Accident Cover includes Death and Capital benefits, hospitalisation (limits apply) and non-Medicare expenses (limits apply) for all students whilst on University related business and on campus.

Corporate Travel Corporate Travel insurance when undertaking authorised business travel on behalf of James Cook University or its Subsidiaries.

Medical Malpractice Medical Malpractice insurance (for medical & nursing students) covering personal injury claims as a result of medical negligence provided the students are suitably supervised by an appropriate qualified person (Geographical Limit is World Wide, excluding USA & Canada). This coverage is only available where - Mandatory part of course requirements - Appropriately supervised by a qualified practitioner - Consent by patient

Web Page for Insurance Information

Web Page

http://www.jcu.edu.au/fabs_public/JCUPRD_044897.html

https://www-internal.jcu.edu.au/fabs/insurance/student/JCUPRD_044897

Contains details of

• All relative certificates of currency required;

• Contact details for the insurance office;

• Brochures for Travel insurance and Personal Accident;

• Work Experience placement form; and

• Insurance Cover Letter

The University’s insurance year goes from 1st November 201X to 1st November 201Y

What do I do if

I have an Accident

• Complete an accident injury report in RiskWare

• If there are any costs involved that are to be claimed – contact the insurance office for a claim form

There could be a claim under 1 of the liability policies

(Med Mal, PI or Public Liability)

• Student should advise their JCU supervisor

• The supervisor should advise the Head of School and the University’s legal office (Fiona MacDonald or Angela Briggs)

• Advise the insurance office

QUESTIONS.

Contact detailsemail: Insurance@jcu.edu.au Phone: 16471 or 14414

The End