Indicadores Banco Banesco
of 19
-
Upload
jose-alfredo-guerrero-bautista -
Category
Documents
-
view
219 -
download
0
Transcript of Indicadores Banco Banesco
-
7/30/2019 Indicadores Banco Banesco
1/19
INDICADORES FINANCIEROS JULIO 2014
Preparado por Jos Alfredo Guerrero. Reportes generados con base de datos en Access, desarrollada por elautor con la informacin de la Superintendencia de Bancos publicada en su portal.
-
7/30/2019 Indicadores Banco Banesco
2/19
INDICADORES ESTRUCTURA DE ACTIVOS
Banesco
Total Cartera de Crditos/Activos Netos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
D
-09
J-10
D
-10
J-11
D
-11
J-12
D
-12
F-13
A
-13
J-13
Ag-13
O
-13
D
-13
F-14
A
-14
J-14
Total Banco
(Crditos Vigentes + Inversiones)/Activos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Activos del Banco y Participacin en Total
0
2000
4000
6000
8000
10000
12000
14000
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
MM RD$ % Total
Total Inversiones/Activos Netos
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
J-14
Total Banco
-
7/30/2019 Indicadores Banco Banesco
3/19
Banesco
Bienes Recibidos en Recuperacin de
Crditos/Activos Netos
0.0
0.2
0.4
0.6
0.8
1.0
1.2
1.4
1.6
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tot al Banco
Activos Fijos Brutos/Activos Brutos
0.0
2.0
4.0
6.0
8.0
10.0
12.0
14.0
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Otros Activos/Activos Netos
0.0
0.5
1.0
1.5
2.0
2.5
3.0
3.5
4.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Disponibilidades/Activos Netos
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Banco
-
7/30/2019 Indicadores Banco Banesco
4/19
-
7/30/2019 Indicadores Banco Banesco
5/19
Banesco
Depsitos a la Vista/Total Depsitos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
S-10
M-11 S-11
M-12 S-12
E-13
M-13 M-13 Jl-13
S-13
N-13 E-14
M-14 M-14 J-14
Tota l Ba nco
Depsitos Ahorro/Total Depsitos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
S-10M-11 S-11M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13 E-14M-14 M-14 J-14
Total Banco
Activos Productivos/Total Pasivos
0.0
50.0
100.0
150.0
200.0
250.0
300.0350.0
400.0
450.0
500.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Ba nco
Total Pasivos/Total Activos Netos
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
100.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14M
-14
J-14
Total Banco
-
7/30/2019 Indicadores Banco Banesco
6/19
INDICADORES CARTERA DE PRESTAMOS
Banesco
Cartera Cobranza Judicial/Cartera Bruta
0.0
0.5
1.0
1.5
2.0
2.5
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
Total Banco
Total Cartera Vencida/Cartera Bruta
0.0
1.0
2.0
3.0
4.0
5.0
6.0
7.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
J-14
Tota l Banco
Cartera Vigente/Cartera Bruta
0.0
20.0
40.0
60.0
80.0
100.0
120.0
D-09 J-
10D-10 J-
11D-11 J-
12D-12
F-13
A-13 J-
13
Ag-13
O-13 D
-13F-
14A-14 J-
14
Total Banco
Cartera Bruta Banco y Participacin en el Total
0
1000
2000
3000
4000
5000
6000
7000
8000
M-11 S-11M
-12 S-12E-13M-13
M-13 Jl-13 S-13N-13E-14M
-14M
-14 J-14
0.00E+00
2.00E-01
4.00E-01
6.00E-01
8.00E-01
1.00E+00
1.20E+00
1.40E+00
MM RD$ % Total
-
7/30/2019 Indicadores Banco Banesco
7/19
Banesco
Provisin Cartera Crdito/Cartera Vencida
0.0
50,000.0
100,000.0
150,000.0
200,000.0
250,000.0
300,000.0
350,000.0
D
-09
J-10
D
-10
J-11
D
-11
J-12
D
-12
F
-13
A
-13
J-13
Ag-13
O
-13
D
-13
F
-14
A
-14
J-14
Total Banco
Provisiones Cartera Crdito por Banco y Participacin en el
Total
0
50
100
150
200
250
M
-11
S
-11
M
-12
S
-12
E
-13
M
-13
M
-13
J
l-13
S
-13
N
-13
E
-14
M
-14
M
-14
J-14
0
0
0
1
1
1
1MM RD$ % Total
Cartera Reestructurada/Cartera Bruta
0.0
0.2
0.4
0.6
0.8
1.0
1.2
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Cartera Vencida/Cartera Bruta
0.0
0.5
1.0
1.5
2.0
2.5
D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14
Tota l Banco
-
7/30/2019 Indicadores Banco Banesco
8/19
INDICADORES CARTERA DE PRESTAMOS
Banesco
Cartera Vigente ME/Cartera Crdito
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Cartera Vigente MN/Cartera Crdito
0.0
20.0
40.0
60.0
80.0
100.0
120.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Tota l Ba nco
Cartera e Inversiones Vigentes y % Sistema
0
2000
4000
6000
8000
10000
12000
M-11
S-11
M-12
S-12
E-13
M-13M
-13
Jl-13
S-13
N-13
E-14
M-14M
-14
J-14
0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
MM RD$ % Total
Cartera Vencida y Cobranza Judicial y % Sistema
0
20
40
60
80
100
120
140
160
M-11
S-11
M-12
S-12
E-13
M-13M
-13
Jl-13
S-13
N-13
E-14
M-14M
-14
J-14
0
0.2
0.4
0.6
0.8
1
1.2
1.4MM RD$ % Total
-
7/30/2019 Indicadores Banco Banesco
9/19
INDICADORES LIQUIDEZ
Banesco
Disponibilidades/Total de Captaciones
0.0
50.0
100.0
150.0
200.0
250.0
300.0
350.0
D-0
9
J-1
0
D-1
0
J-1
1
D-1
1
J-1
2
D-1
2
F-1
3
A-1
3
J-1
3
Ag-1
3
O-1
3
D-1
3
F-1
4
A-1
4
J-1
4
Total Banco
Disponibilidades/Total Captaciones + Oblig. Con
Costo
0.0
50.0
100.0
150.0
200.0
250.0
300.0
350.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Disponib.+ Inversiones e n Depsitos y
Valores/Total Activos
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Disponibilidades y Participacin en el Total
0
500
1000
1500
2000
2500
3000
M-11 S-11M-12 S-12E-13M-13M-13 Jl-13 S-13N-13E-14M-14M-14 J-14
0.00E+00
2.00E-01
4.00E-01
6.00E-01
8.00E-01
1.00E+00
1.20E+00
1.40E+00
1.60E+00
MM RD$ % Total
-
7/30/2019 Indicadores Banco Banesco
10/19
Banesco
Activos Productivos/Total Captaciones + Oblig. Con Costo
0.0
1,000.0
2,000.0
3,000.0
4,000.0
5,000.0
6,000.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Disponibilidades en Banco Central
0
500
1000
1500
2000
2500
M-11
S-11
M-12
S-12
E-13
M-13M
-13
Jl-13
S-13
N-13
E-14
M-14M
-14
J-14
0.00E+00
2.00E-01
4.00E-01
6.00E-01
8.00E-01
1.00E+001.20E+00
1.40E+00
1.60E+00
1.80E+00
2.00E+00
MM RD$ % Total
Disponibilidades en Caja
0
20
40
60
80
100
120
140
160
180
M-11
S-11
M-12
S-12
E-13
M-13M
-13
Jl-13
S-13
N-13
E-14
M-14M
-14
J-14
0.00E+00
1.00E-01
2.00E-01
3.00E-01
4.00E-01
5.00E-01
6.00E-01
7.00E-01
8.00E-01
MM RD$ % Total
-
7/30/2019 Indicadores Banco Banesco
11/19
ESTRUCTURA GASTOS GENERALES Y ADMINISTRATIVOS
Banesco
Sueldos y compensaciones al personal/Total
Gastos Generales y Administrativos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Otros Gastos gene rales/Total Gastos grales. y
Admtivos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Total Gastos grales. y Admtivos/Total Gastos
0.0
20.0
40.0
60.0
80.0
100.0
120.0
D-09
J-10 D-10
J-11 D-11
J-12 D-12
F-13 A-13
J-13Ag-1
3O-13 D-1
3F-14 A-1
4J-14
Total Banco
Gastos Generales y Administrativos y % Total
0
200
400
600
800
1000
1200
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
1.8
2
MM RD$ % Total
-
7/30/2019 Indicadores Banco Banesco
12/19
INDICADORES DE GESTION
Banesco
Gastos Operacionales / Ingresos Operacionales
Brutos
0.0
500.0
1,000.0
1,500.0
2,000.0
2,500.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos de Explotacin / Margen Operacional Bruto
(Cost / Income)
0.0
500.0
1,000.0
1,500.0
2,000.0
2,500.0
3,000.0
D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13
O-13 D-13 F-14 A-14 J-14
Total Banco
Total Gastos grales. y Admtivos /Total Captaciones
+ Oblig. Con Costo)
0.0
500.0
1,000.0
1,500.0
2,000.0
2,500.0
3,000.0
D-09 J-10 D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13Ag-13
O-13 D-13 F-14 A-14 J-14
Total Banco
Gastos Financieros/Total Captaciones + Oblig. Con
Costo
0.0
1.0
2.0
3.0
4.0
5.0
6.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
A
g-13
O-13
D-13
F-14
A-14
J-14
Total Banco
-
7/30/2019 Indicadores Banco Banesco
13/19
Banesco
Gastos Financieros / Activos Financieros (CF)
0.0
0.5
1.0
1.5
2.0
2.5
3.03.5
4.0
4.5
5.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos Financieros / Activos Productivos (CE)
0.0
1.0
2.0
3.0
4.0
5.0
6.0
7.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos Financieros / Ingresos Financieros
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
40.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos de Explotacin / Activos Productivos
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
-
7/30/2019 Indicadores Banco Banesco
14/19
INDICADORES DE GESTION
Banesco
Gastos Generales y Administrativos /
No. Empleados ( MM RD$)
0.0
20.0
40.0
60.0
80.0
100.0
120.0
140.0
S-10 M-11 S-11 M
-12 S-12 E-13 M-13
M-13 Jl-13 S-13 N-13 E-14 M
-14M
-14 J-14
Total BancoGasto de Personal / Gastos de Explotacin
0.0
10.0
20.0
30.0
40.0
50.0
60.0
S-10 M-11 S-11 M
-12 S-12 E-13 M-13
M-13 Jl-13 S-13 N-13 E-14 M
-14M
-14 J-14
Total Banco
No. de Empleados / Total de Oficinas
(Nmero de personas)
0.0
5.0
10.0
15.0
20.0
25.0
30.035.0
40.0
45.0
50.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Gastos de Personal / No. Empleados (MM RD$)
0.0
10.0
20.0
30.0
40.0
50.0
60.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
-
7/30/2019 Indicadores Banco Banesco
15/19
Banesco
Activos Productiv os / No. Empleados
(MM RD$)
0.0
100.0
200.0
300.0
400.0
500.0
600.0700.0
800.0
900.0
1,000.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-1
3
S-13
N-13
E-14
M-14
M-14
J
-14
Total Banco
Activos Totales bruto / No. Empleados (MM RD$)
0.0
200.0
400.0
600.0
800.0
1,000.0
1,200.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-1
3
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Activos Totales bruto / No. oficinas (MM RD$)
0.0
200.0
400.0
600.0
800.0
1,000.0
1,200.0
1,400.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
-
7/30/2019 Indicadores Banco Banesco
16/19
INDICADORES RENTABILIDAD
Banesco
Activos Productivos/Total Pasivos
0.0
50.0
100.0
150.0
200.0
250.0
300.0
350.0
400.0
450.0
500.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-
13
J-13
Ag-
13
O-13
D-13
F-14
A-
14
J-14
Total Banco
Rentabilidad de los Activos
-50.0
-40.0
-30.0
-20.0
-10.0
0.0
10.0
20.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Banco
Rentabilidad Patrimonial
-80.0
-60.0
-40.0
-20.0
0.0
20.0
40.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Banco
Resultados despus de Impto y % en el Total
-150
-100
-50
0
50
100
150
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
O-13
D-13
F-14
A-14
J-14
-5
-4
-3
-2
-1
0
1
2
3
4
MM RD$ % Total
-
7/30/2019 Indicadores Banco Banesco
17/19
Banesco
Activos Productivos/Activos Totales Brutos
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Tota l Banco
Ingresos Financieros/ Activos Productivos
0.0
5.0
10.0
15.0
20.0
25.0
30.0
35.0
40.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Ba nco
Margen Intermediacin Neto (MIN)/Margen Operacional
Bruto
0.0
20.0
40.0
60.0
80.0
100.0
120.0
S-10 D -10 M -11 J -11 S-11
Total Banco
Margen Intermediacin Neto (MIN) / Activos Productivos
0.0
2.0
4.0
6.0
8.0
10.0
12.0
14.0
16.0
S -10 D-10 M -11 J -11 S -11
Tota l Ba nco
-
7/30/2019 Indicadores Banco Banesco
18/19
INDICADORES DE CAPITAL
Banesco
Capital Circulacin + Reserva Legal/Pasivos +
Patrimonio
0.0
10.0
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Total Banco
Indice de Solvencia
0.0
50.0
100.0
150.0
200.0
250.0
300.0
350.0
400.0
450.0
500.0
S-10
M-11
S-11
M-12
S-12
E-13
M-13
M-13
Jl-13
S-13
N-13
E-14
M-14
M-14
J-14
Total Banco
Endeudamiento (Pasivos/Patrimonio Neto) Veces
0.0
2.0
4.0
6.0
8.0
10.0
12.0
S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13
E-14 M-14 M-14 J-14
Tota l Ba nco
Activos netos/Patrimonio Neto (Veces)
0.0
2.0
4.0
6.0
8.0
10.0
12.0
S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13
E-14 M-14 M-14 J-14
Total Banco
-
7/30/2019 Indicadores Banco Banesco
19/19
Banesco
Activos Improductivos / Patrimonio Neto (Veces)
0.0
0.5
1.0
1.5
2.0
2.5
3.0
3.5
4.0
S-10 M-11 S-11 M-12 S-12 E-13 M-13 M-13 Jl-13 S-13 N-13 E-14 M-14 M-14 J-14
Total Banco
Cartera de Crdito Vencida (Capital)/ Patrimonio
Neto
0.0
5.0
10.0
15.0
20.0
25.0
D-10 J-11 D-11 J-12 D-12 F-13 A-13 J-13 Ag-13 O-13 D-13 F-14 A-14 J-14
Total Banco
Total Captaciones/Pasivos + Patrimonio
0.0
10.0
20.0
30.0
40.0
50.0
60.070.0
80.0
90.0
100.0
D-09
J-10
D-10
J-11
D-11
J-12
D-12
F-13
A-13
J-13
Ag-13
O-13
D-13
F-14
A-14
J-14
Tota l Ba nco
Patrimonio Neto y % en el Sistema
0
500
1000
1500
2000
2500
M-11
S-11
M-12
S-12
E-13
M-13M
-13
Jl-13
S-13
N-13
E-14
M-14M
-14
J-14
0
0.5
1
1.5
2
2.5
3
MM RD$ % Total
