IIAG Membership Guide · 2017-11-07 · • FREE with IIAG Membership, you have access to your own...
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IIAG Membership Guide
Transcript of IIAG Membership Guide · 2017-11-07 · • FREE with IIAG Membership, you have access to your own...
IIAG Membership
Guide
Table of Contents Legal Service ……………….......... 3Trusted Choice.com…………........ 4Trusted Choice Reimbursement … 7E&O …………………………..... 8Cyber Liability ………………….. 9Virtual University ……………….10Big I Advantage Virtual Risk…….11Big I Markets …………………... 12Big I Eagle Agency …………….. 13Big I Flood …………………….. 14Safeco MAP …………………… 15Big I Umbrella ………………......16InsurBanc ………………………17
ePay Policy ……….………….......18Omnia Profile ...………………....19Big I Retirement ……………….. 20Ovation Payroll ...………………. 21Docusign ………………………. 22UPS Discount ...………………... 23Big I Legal Contract Review……..24Education ...……………………..25Events …….…………………… 26Governmental Affairs …..…….....27Invest in InsurPac …………….....28Communications ………………. 29
FREE Legal Service
Members receive a FREE 30 minute quarterly legal service, valued at $500 per year! When you call, please inform him that you are a member with IIAG and give him your agency’s contact information.
Mark Burnette, Attorney at LawJoyner and Associates
404-638-5891
TrustedChoice.comNot just a brand but a way to help your agency get found and stand out
The BRAND The ONLINE PROFILE
• Trusted Choice® is the national marketing brand created exclusively for Big "I" members to help consumers understand the value that an independent agent offers. This is not a market access program but a brand that is designed to highlight the strengths of independent insurance agents: Choice, Customization, and Advocacy
Please email [email protected] for a copy of the logo!
• Our digital Advantage profile connects real people with real insurance needs to the right local agent at the right time. Instead of you finding connections for the business you want to write, insurance prospects find you, based on the type of business you like to write.
• FREE with IIAG Membership, you have access to your own agency profile with real-time referrals based on appetite and average 16,000 connections each month. This gives you more opportunity to get in front of local insurance buyers you didn’t even know were looking.
Jennifer Anglesey with Anglesey Insurance Agency LLC states “Unlike other lead internet services I’ve tried, and I know you’ve tried them too, the quality of the referrals that come
through Trusted Choice.com are exceptional”.
Get started today by logging into TrustedChoice.com!
Trusted Choice helps build your agency website for FREE!
• Trusted Choice offers comprehensive, one-on-one, consultative review, in which they review an agency’s website and social media channels (Facebook, Twitter, LinkedIn, Google Plus, Instagram, etc.) and give members an objective and subjective report for FREE!
• The objective report gives a number score and evaluates several elements, such as- SEO, technologies, usability, mobile site, etc.
• The subjective report is based on general design, aesthetics and general effectiveness and appeal of the website..
• Customizable “Why Use a Trusted Choice Independent Agent…” video: Trusted Choice offers a customizable explainer video, which details the benefits of using an independent agent, FREE to members. Your agency can customize the video with information such as: logo, carriers, contact information and location to use for your website or social media channels!
To take advantage of these services, please contact Madeleine Stern, Marketing Coordinator for Trusted Choice, at 703-706-5402 or by email at [email protected]
Trusted Choice helps design your print materials for FREE!
• Full-time dedicated graphic designer: On-staff and ready to customize a variety of marketing materials. Other services include:
• A limited refresh of branding materials (assuming a general design already exists) for logos, business cards, letterheads, website (design not coding) and promotional material such as merchandise, special event collateral, etc.
• An adjustment of any materials above (assuming images, fonts and dimensions are provided) for PDF conversions, document resizing and video conversions.
• General consultation of marketing inquiries (marketing questions, color palette recommendations, design advice, layout advice, technical/file type/program/computer/printing questions, etc.)
To take advantage of these services, please contact Madeleine Stern, Marketing Coordinator for Trusted Choice, at 703-706-5402 or by email at [email protected]
Trusted Choice Reimbursement Program
There has never been a better time to co-brand and promote your agency with Trusted Choice. There are two tiers of reimbursement that can help offset your advertising costs.
You have the freedom to apply for any or all of the reimbursement options.
Tier 1 (Print materials): Available for new members and first time MRP users only. The MRP will reimburse up to $750 for use of the Trusted Choice logo on any consumer-focused items. All agency locations will be reimbursed at 50% of the invoice amount per member location. Tier 2 (Web-based): Available for all agency locations who have not been reimbursed for a digital upgrade in 2016/2017. All eligible agency locations will be able to be reimbursed up to $500 for digital upgrade using a web developer/vendor.
Get reimbursed up to $1,250! For more information and application please contact Jo Buckley at [email protected] or visit
https://www.independentagent.com/Updates/Lists/Posts/Post.aspx?ID=935
E&O
• Rated A+ Superior by A.M. Best and has been the premiere choice of IIABA member agents.
• Limits of liability up to $20 million
• Catastrophe Expense $25,000 per policy period
• Subpoena Coverage $10,000 per policy period
• 1st Party Personal Data Breach (cyber) $25,000 per policy period
• 3rd Party Personal Data Breach (cyber) $1,000,000 sublimit
• Deductible reduction up to $12,500 per claim for risk management activities
• Rated A+ by A.M. Best
• Limits of liability up to $10 million
• $10,000/$30,000 Per catastrophe/per policy period claims extra expense
• $35,000 Regulatory investigation defense expense coverage per policy period
• Deductible waived if insured is claims free with Allianz for five or more years
• 80/20 Consent to settle clause
• 10% Premium credit for three years for attending an approved loss control class
To obtain a quote, please contact Molly Seides at [email protected] or 770-458-0093 ext. 106
The Big “I” Professional Liability Program and Swiss Re Corporate Solutions periodically host free webinars on E&O related topics featuring some of the most knowledgeable sources in the industry www.IIABA.com > Resources > E&O > News & Publications > Webinars
Cyber LiabilityOffered at a reduced rate for members!
• The solution: a cyber policy that focuses on helping independent insurance agents avoid or manage a data breach. Coverages include coordinating the services that an agency needs to satisfy legal requirements within the mandated deadlines and to protect its reputation.
• The Cyber Secure insurance product can also cover another high expense event associated with a data breach: a cyber extortion (the crime of locking computerized operations and then demanding a ransom to unlock them).
• This protection for your agency helps with the step-by-step procedures in the event of a breach and gives you risk management tools to mitigate future losses.
Contact Molly Seides for more information: [email protected]
Would Your Agency Need Help in the Event of a Data
Breach or Ransomware Attack?
IIAG and Arlington Roe have partnered together for the
solution for members!
Virtual University Why wait? Log in today at www.INDEPENDENTAGENT.COM/VU
• Access the Big I Virtual University and tap into in-depth commercial lines, personal lines, life-health and management solutions.
• 1700 pages of in-depth and expertly vetted articles, checklist and white papers.
Ask an Expert feature! Get almost any question answered by an industry expert
FOR FREE!
• Ads • Articles• Brochures & Flyers• Digital Marketing• Logos • Resources• Program Support• Webinars
Big I Advantage Virtual Risk Consultant
• The Big “I” Virtual Risk Consultant (VRC) powered by Rough Notes is a web based sales and service resource designed to help your agency better serve your customers. The VRC improves agency staff ’s knowledge of client/prospect operations enabling them to better identify and cover client exposures, leading to increased sales. The VRC offers systemic steps that assist agency staff with: understanding the client’s operation, identifying exposures, creating thorough customer proposals, and documenting customer files with signed coverage checklists. It is truly an affordable tool that will increase the professionalism of staff and help the agency grow while limiting exposure to E&O claims.
• Big I Member Price: $250 per year / Non-Member Price: Approximately $1200 per year
For more information, please visit www.iiaba.net/vrc or contact Nancy Lynch at [email protected] or 317-816-1096.
Big I Markets www.BIGIMARKETS.com
• An online market access system available exclusively to Big “I” members featuring no fees, no volume commitments and competitive commissions.
• Ownership of expirations• No initial access or termination fees• No obligation to submit other accounts• EFT Commission Payments
• What can you access? A suite of top tier products including affluent homeowners, bonds, commercial packages, habitational, non-standard homeowners.
• Only one log-in needed to access all programs.
• A complete product guide can be found by visiting the website.
• For more information please contact [email protected] or call (703) 647-7800.
Big I Eagle Express
• Eagle Express is an independent agency operated by the Big "I" that allows members access to standard personal lines products. Personal lines carriers currently represented are: Travelers and Met Life Auto and Home.
• FREE to quote with membership• No minimum production requirement• You own your expirations• Competitive commissions• No hidden fees Please visit www.BigIMarkets.com or email Jodie Bacote for
more information: [email protected]
Big I Flood
• Together, Big "I" Flood and Selective's relationship helps deliver members an unparalleled flood program. Together, we offer agents several layers of support to meet any and all flood insurance needs. Get to know the Big "I" and Selective staff and get your flood questions answered. With personalized support, competitive commissions, and an easy-to-use quoting platform, it is an easy decision to start writing your flood business through the Big "I" Flood-Selective partnership today.
Contact Big "I" Flood for more detailsE-mail: [email protected](Toll-free)
SafeCo MAPemail [email protected] for more information
• IIAG has entered into an agreement with Safeco to provide a way to allow our smaller member agencies to write multi-line personal lines insurance through Safeco without having to get a direct appointment. This is important for our members, as direct appointments required a higher threshold than most of our smaller members could achieve.
• Application can be found by visiting www.IIAG.org > Products and Tools.
Please note the application process usually takes 6 weeks.
• Volume Requirement: 6 new pieces of business per month until a premium volume of $50,000 is obtained.
• Binding authority as long as you are within underwriting rules.
• Commissions are paid monthly directly through SafeCo at 100%.
• Ownership of policies with no hidden buyback. • Safeco designates an underwriter for you.• You can graduate from SafeCo after 3 years and
$300,000 written premium.
Big I Umbrella As a Big “I” member, you have access to two stand alone personal umbrella markets which enables you to write most
any risk you will run across: RLI Program and A&M Program
RLI Program• Limits up to $5 million available ($1M in NM)
• Excess UM/UIM available in all states.
• The insured can keep their current homeowner/auto insurer
• New drivers accepted - no age limit on drivers
• Up to one DWI/DUI per household allowed
• Auto limits as low as 100/300/50 in certain cases
• Competitive, low premiums for increased limits of liability
• Simple, self-underwriting application that lets you know immediately if the insured is accepted
• E-signature and credit card payment options
• Immediate coverage available in all 50 states plus D.C.
A&M Program• Limits up to $10 million available
• Ideal for risks that have drivers with multiple violations/accidents
• Will consider high profile personalities such as elected officials, athletes, media personalities & entertainers
• Will consider risks with prior liability losses exceeding $25,000
• Drivers over age 75 acceptable with two violations
• Drivers under age 22 can have minor violations
• Driver exclusion endorsement available for drivers with unacceptable driving records
• Written on A rated Scottsdale paper
MORE INFORMATION CAN BE FOUND UNDER “PRODUCTS AND TOOLS” ON IIAG.ORG
InsurBancThe bank of choice for Independent Insurance Agents and Brokers
An independent community bank that was founded by agents exclusively for agents. Organized in 2001 by the Big “I” specifically to serve independent insurance agents, we have developed a distinctive culture that allows us the opportunity to work with you as a partner to help optimize growth opportunities and manage your agency efficiently.
Call us today at 1-866-467-2262 or visit www.insurbanc.com for more information.
ePay PolicyBe sure to use promo code iiagmember when signing up
• Bind accounts faster while offering customers a chance to earn points on their credit card
• No merchant account needed and the funds are deposited to the account of your choice.
• Mobile compatible. Your customers can remit payments online from their smartphone or tablet
• Amex, Visa, MasterCard, Discover and ACH are accepted.
• Receive automatic e-receipts. You and your client will each receive an e-receipt after each payment is made
• Online dashboard to view all transactions. Activity can be tracked and reconciled online at any time
• Transaction fees can be passed along to the payer and it’s auto-populated on the payment page
• Your company-branded, custom payment page is the fastest way to receive payments. Email your payment page to customers, include it in your newsletters or attach it to your email signatures.
• Simple fee structure with zero hidden fees• 3.25% on credit card charges
• $3 on ACH
• $15 on chargebacks
• No long term contract or technical expertise
• $20 per month
• ePayPolicy is PCI Level 1 compliant
To enroll, go to https://epaypolicy.com
Or contact Todd Sorrel at 512-585-4545
Omnia Profile
Highly regarded within the insurance industry, The Omnia Profile can tell you if a producer candidate has what it takes to post the sales numbers you need, or if your CSR candidate can assess needs, solve problems, and focus on details. An independently-validated, easy-to-complete adjective checklist measures workplace behavior and compares candidates to your vocational criteria and corporate culture. Our easy-to-interpret, one-page report is packed with valuable insight to help you make an informed hiring decision.
Members receive a FREE evaluation with initial package purchase! Value of $149!Package pricing starts at $300 / 4 Reports
To register for your free profile, email Carletta Young at [email protected] or call 800-525-7117 ext. 1226.
More information can be found online: www.OmniaGroup.com
Big I Retirement
• With over 25 years in the retirement business, the Big "I" serves as a strong advocate for participating agencies. Whether it concerns a complicated transition from another provider, or perhaps a sale of the agency, we know your business, understand your market, and can grasp your needs.
• For summary of plans, plan options and retirement calculators, please visit www.iiag.org and go to Products > Business Resources
Christine Munoz, Director of Employee Benefits can be reached at 800-848-4401 or by email at [email protected]
Ovation Payrollwww.ovationpayroll.com
By partnering with Ovation, you can protect and grow your book of business, while introducing a new line of revenue for your firm
Why Partner with Ovation?• Ovation is one of the fastest growing full-service payroll companies in the nation• Ovation will not compete against you, but will strategically align with you to help you protect and grow your book of business• Exclusive Revenue Share Program gives you a competitive advantage• Introduces a new stream of revenue for your agency or brokerage
Exclusive IIAG Member Program• Minimum 10% discount on payroll processing fees• Revenue Share Program - Earn 6% referral fees (minimum 3 referred customers)• Referred customers will receive minimum 10% discount on payroll processing fees• Ownership of expirations
For more informationplease call 866-444-2999
• Big "I' members may now receive exclusive discounted pricing from the industry's #1 esignature solution, Docusign.DocuSign is used to accelerate transaction times to increase speed to results, reduce costs, improve customer service and reduce E&O exposure.
• Save $60 per user with promo code IIABA, regular price $300/user/year
Learn more at www.docusign.com/iiaba
UPS Discount
• IIABA members can now save up to 34% on shipping services with UPS! For more information or to enroll in this program, please go to www.1800members.com/iiaba or call 1-800-MEMBERS (1.800.636.2377) 8 a.m.–6 p.m. EST, M-F
Big I Legal Advocacy Contract Review
• The Big “I” Office of General Counsel (OGC) reviews agency-company agreements based on requests from member agencies and state associations, and in connection with requests for assistance by carriers.
• To visit the list of agreements, please go to www.independentagent.com and click Big I Resources > Legal Advocacy > Contract Review.
Please e-mail Scott Kneeland at [email protected] or Joe Doherty at [email protected] if you have questions about an agency-company agreements not listed
online. Contact number is 800-221-7917.
EducationMore information can be found by visiting www.IIAG.org > Education & Events
WEBINARSMost of the Webinars
qualify for CE credit for P&C licenses.
E&O LOSS CONTROL SEMINAR
ONLINEThis course, which will apply
toward the agency's requirement for the Swiss Re
10% E&O discount* & IIAG's E&O Credit**, is designed to give agents
important information to help reduce their exposure to E&O
claims.
AAI DESIGNATIONIn today's increasingly complex marketplace,
only producers with in-depth insurance
knowledge and a strong focus on customer
service have a competitive edge. AAI
gives you the professional education
you need.
PRINCIPALS ACADEMY
IIAG's Principals Academy offers a
comprehensive training and development
program suited for future principals and
anyone on your agency management team
focused on being the most effective agency principal they can be.
INSURANCE LICENSING
Designed to help you PASS the Georgia insurance agents
licensing examination!
Events
• Events can be found by visiting www.iiag.org and selecting the Education and Events tab.
Upcoming events:
February 7-8, 2018 - YAC Sales and Leadership Conference in Athens GA
June 7-9, 2018 – IIAG Annual Convention and Tradeshow at Hilton Head Resort
Please visit our website for more hotel information, registration fees and itinerary.
Governmental Affairs
• Since 1897, IIAG has supported pro-business legislation and regulation that keeps the insurance climate in Georgia healthy, ensuring that the future of the independent agency system stays viable.
• IIAG is the prominent voice for Independent Agents on legislative issues in Georgia, and on the federal level in D.C. No other insurance agents' group comes close to having the influence of IIAG and IIABA.
• At the state level, IIAG works closely with the legislative and executive branches of government to ensure that government policy and action are consistent with the interest of agents, the insurance industry, and the insurance-buying public.
• The Independent Insurance Agents of Georgia's active and effective governmental affairs program is one of our most important member benefits. To learn more about the issues impacting your business, contact IIAG Vice-President of Governmental Affairs/Lobbyist John Barbour at [email protected] or 770-458-0093 ext.102.
Invest inInsurPAC is an insurance policy for our industry!
As Independent Agents, we maximize our political power through our Political Action Committee (InsurPAC), the largest property-casualty insurance PAC in the nation. InsurPAC raises voluntary funds from Independent Agents and their staff and uses those funds to help elect candidates for
public office who share our views on issues that affect our industry and shape our communities. By supporting the campaigns of candidates who understand your business, InsurPAC ensures that your interests are represented when laws and regulations are being enacted. The relationships created by InsurPAC ensure the Big "I" has a seat at the table when elected officials make decisions regarding
your business.
To make a contribution please visit: https://insurpac.formstack.com/forms/insurpac
Communications
• At IIAG we value our memberships and strive to help our agencies grow! Jonathan Tease, our Communications Coordinator, sends out weekly newsletters by email and would love to add you to the recipient list. Please email him at [email protected] or he can be reached at 770-458-0093 ext. 108.
• For more information on any topics listed in the Power Point, please contact our Member Services Coordinator, Ashley Bryant, at [email protected] or she can be reached at 770-458-0 093 ext. 110.
• IA magazine
• News & Views e-news
• Iamagazine.com
• Facebook.com/independentagent
• Twitter.com/IndAgent
• YouTube.com/independentagent
