Hurricane & Tropical Storm Binding Information
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Hurricane & Tropical Storm Binding Information BAHAMAS CUBA JAMAICA DOMINICAN REPUBLIC HAITI CAYMAN IS. PUER T O MEXICO BELIZE HONDURAS NICARAGUA GEORGIA TEXAS SOUTH CAROLINA BERMUDA FLORIDA ALABAMA MISSISSIPPI LOUISIANA GUATEMALA 100˚ W 90˚ W 85˚ W 80˚ W 75˚ W RICO U.S. B.V.I. ANGUILLA GUADELOUPE DOMINICA MAR TINIQUE ST. LUCIA and NEVIS TRINIDAD V.I. ST. MAR TIN ANTIGUA ST. KITTS GRENADA BARBADOS 15˚ N 10˚ N 20˚ N 25˚ N 30˚ N 35˚ N 40˚ N 95˚ W 70˚ W 65˚ W 60˚ W COSTA RICA 100˚ W 95˚ W 90˚ W 85˚ W 80˚ W 75˚ W 70˚ W 65˚ W 60˚ W 10˚ N 15˚ N 20˚ N 25˚ N 30˚ N 40˚ N 35˚ N 33˚ N 33˚ N Suspending Binding Authority Binding authority for the entire state is suspended when a storm crosses the binding restric- tions boundaries as indicated. Any exceptions (e.g., closing binding on Florida’s East Coast but leaving binding open in the state’s Panhandle region) will be included on Tower Hill’s website and on RPM (see “Notification and Updates” section below). Tower Hill’s binding authority requires ... that applications must be submitted within 72 hours of the effective date of the policy. During binding suspension, new coverage cannot be bound and coverages cannot be increased or added. Deductibles can only be changed at policy renewal. Agencies may continue to quote during binding suspension, but will be unable to submit policies or bind coverage; agencies will be notified when binding authority is restored. Binding Authority is Suspended When... A hurricane is between 15 o North and 33 o North Latitude AND 65 o West and 100 o West Longitude. OR A tropical storm is between 20 o North and 33 o North Latitude AND 75 o West and 100 o West Longitude. For current binding information, please log on to RPM or visit our website at www.THIG.com and select CLAIMS. As a reminder, applications must be submitted prior to binding being suspended. Otherwise, coverage for new business written and/or intended to be effective during a non-binding period will not become effective until the date on which binding authority is restored. Please contact your Underwriter with questions concerning binding authority. Reporting Claims Tower Hill has a 24-hour Claims Hotline available for the convenience of both our agents and insureds. However, some agents prefer to receive claims in their offices and we welcome you to do so if you so choose. Contact our Claims Department at: Claims 24-Hour Hotline (800) 216-3711 Claims Fax (352) 332-7999 Claims E-Mail [email protected] It is important to note that Tower Hill’s binding boundaries are not identical to those for Citizens Property Insurance Corporation (CPIC) and other insurance companies. Consequently, it is possible that Tower Hill may suspend binding authority before or after CPIC and other insurance companies choose to do so.
Transcript of Hurricane & Tropical Storm Binding Information
Hurricane & Tropical Storm Binding Information
80˚W100˚W
30˚N 30˚N
80˚W
20˚N
40˚N
60˚W
BAHAMAS
CUBA
JAMAICADOMINICANREPUBLIC
HAITICAYMAN IS.
PUER TO
MEXICO
BELIZE
HONDURAS
NICARAGUA
GEORGIA
TEXAS
SOUTHCAROLINA
BERMUDA
FLORIDA
ALABAMAMISSISSIPPILOUISIANA
GUATEMALA
100˚ W 90˚ W 85˚ W 80˚ W 75˚ W
RICOU.S.
B.V.I.ANGUILLA
GUADELOUPE
DOMINICA
MAR TINIQUE
ST. LUCIA
and NEVIS
TRINIDAD
V.I.
ST. MAR TIN
ANTIGUAST. KITTS
GRENADA
BARBADOS
15˚ N
10˚ N
20˚ N
25˚ N
30˚ N
35˚ N
40˚ N
95˚ W 70˚ W 65˚ W 60˚ W
COSTA RICA
100˚ W 95˚ W 90˚ W 85˚ W 80˚ W 75˚ W 70˚ W 65˚ W 60˚ W
10˚ N
15˚ N
20˚ N
25˚ N
30˚ N
40˚ N
35˚ N
33˚ N33˚ N
Suspending Binding AuthorityBinding authority for the entire state is suspended when a storm crosses the binding restric-tions boundaries as indicated. Any exceptions (e.g., closing binding on Florida’s East Coast butleaving binding open in the state’s Panhandle region) will be included on Tower Hill’s websiteand on RPM (see “Notification and Updates” section below).
Tower Hill’s binding authority requires ...that applications must be submitted within 72 hours of the effective date of the policy. Duringbinding suspension, new coverage cannot be bound and coverages cannot be increased oradded. Deductibles can only be changed at policy renewal. Agencies may continue to quoteduring binding suspension, but will be unable to submit policies or bind coverage; agencies willbe notified when binding authority is restored.
Binding Authority is Suspended When...A hurricane is between 15o North and 33o North Latitude AND65o West and 100o West Longitude.
OR
A tropical storm is between 20o North and 33o North Latitude AND75o West and 100o West Longitude.
For current binding information, please log on to RPM or visit our website at
www.THIG.com and select CLAIMS.As a reminder, applications must be submitted prior to binding being suspended. Otherwise,coverage for new business written and/or intended to be effective during a non-binding period will not become effective until the date on which binding authority is restored. Please contact your Underwriter with questions concerning binding authority.
Reporting ClaimsTower Hill has a 24-hour Claims Hotline available for the convenience of both our agentsand insureds. However, some agents prefer to receive claims in their offices and wewelcome you to do so if you so choose. Contact our Claims Department at:
Claims 24-Hour Hotline (800) 216-3711Claims Fax (352) 332-7999 Claims E-Mail
It is important to note that Tower Hill’s binding boundaries are not identical to thosefor Citizens Property Insurance Corporation (CPIC) and other insurance companies.Consequently, it is possible that Tower Hill may suspend binding authority before orafter CPIC and other insurance companies choose to do so.
