Gaming the system can be defined as using the rules and procedures meant to protect a system in order,

instead, to manipulate the system for a desired outcome.[1]

I think it’s important to lay out the timeline of events .. so that it’s obvious I wasn’t gaming the

system … which is a claim I expect to hear from the Southerland.

Oct 2010 Payment first missed : Made decision based on knowing I was selling it and the home

was near completion of repairs ….Having equity in the property, paying some additional interest

was worth the cash freed up preparing the place for sale.

Oct 2010 Damage 2 occurred … Didn’t worry me until delays began,

Jan 2011 got a notice from Bierman Giesling etc .. saying my note was in default and trust had

been transferred in city records. I knew that I would be given 30 days from time they started

proceedings .. I had the funds, Wells though was now unaware of past correspondence .. .I

expected forclosure notice on the door in 1/2011 o2 2/2011 … One never came.

Two separate laws, one federal and one state but everything on hold,,, Federal for

a year, DC not close still ..200 days at minimum.

Also two pieces of legislation DC Emergency Act Saving Homes from Foreclosue

and National Moritoriam on Foreclosure .. shut down foreclosures down for a year

in the US, the DC law so badly written has been through 6 drafts .. Well’s has not

foreclosed on a home since 9/2010 …

The laws actually were relevant to my home .. Bierman, Giesling.. etc etc ,,, was a

robosigning factory .. they’d not provided a correct default notice nor had they

filed with city records.

Feb - June .I had some more time to sell my home, I didn’t know how much but then things got

out of control with James, Burr, Woods.. then Huggins..... What happened over the next few

months had a significant effect on what remains the issue today, the sale of my home.

1) Mr repairs go unrepaired from Oct until May of 2011

2) James strings me along until his home is listed and is under contract in a few days. 5/6

3) Ken votes for a 40% increase in fees and a large assessment.6/8

4) Ken votes and the day after he is in delinquency status, making every lender say the same

thing .. your home will be difficult if not impossible to get a buyer a loan.. If a cash buyer

materializes, expect 50K less. 6/9

Within two days, 6/8 and 6/9 the ability to sell my home had been effected in these ways:

1) Ken was now delinquent … Financing a loan for buyer of my residence next to impossilbe.

2) The value of my unit had been made less attractive by upping the condo fee 40%, and passing

an assessment for account errors .. leaving the Southerland Broke.

3) The lien registered was twice that of McParlands letter. $7000K+

4) With limited financin options for buyers .. only only was all cash .. limited esxisted .. and if the

did I’d expect 50K less .

Selling my unit was attempted, two buyers backed away due to the lack of disclosures and not

qualifying for standard 20 % loan down. … Accepting over 50K less for a cash buyer made no

sense until forced to sell.

6/2011 - 10/2011 Huggins and Burr never answered an email, a phone call, a letter, Burr

would not answer the doo … I sent in a rental contract they ignored .. but gave a third

party the ok in 10/2011.

1/2012 .. Realizing 2011’s lien made me current,

1/2012-8/2012 January was when the tenant harassment started .. Destroying

property etc .. This is also when the renters and friends were told of my financial

status .. Using to scare the tenants, and using it with Friends because gays like to

feel better about themselves by enjoying others misfortunes... Whether i was Burr

calling me a deadbeat or many of the Woods and Huggins comments they knew

what they knew my situation and intended on capitalizing on it. Telling friends and

other acquaintances made meme become a hermit of sorts … an angry hermit

6/2012 -9/2012 new lien process .. this one was so over the top in it’s desire to ignore the

FDCPA guideline .. they made up figures .. provided me the validation 4 months after they sent

their letter. The lawyer lied about receiving documents from me … Realizing the lawyer would lie

to help his client, I contacted every city agency looking for help, and expected them to attempt a

foreclosure assessment. McParland’s ignored follow up letters ..I called Wells about the issue

they refereed me to their lawyer in the area … The Bierman group who the city had fined for their

robo signing and false claims .. Maryland has over 2000 lawsuits pending with this group.

9/2012 Contact AG’s office issue a complaint. They follow up with Huggins who says will

provide me the documentation I’ve requested .. The AG’s letter states this … I just had to call him

.. The letter was also filled with flat our fabrications.

11/2012 Spent 5 days sending Huggins requests for information .. I see on Court cases online

that in 11/2012 they’d filed a breach of contract lawsuit against me

11/2012 Ken finally has his unit sold for 1.49 mil, loas was for 2.3

Had a major obstacle out of my way in regard to selling .. unfortunately I was being sued by the

Southerland.

2/2013 Find out lawsuit dropped .. because they never were able to serve me !!!

3/2013 The next lien letter … this one with extensive legal fee’s arrives.

5/2013 - I finally get validation, Huggins once again had made up things to compensate for his

other errors .. this time a special assessment dated 1/2013.

6/2013 - Lawsuit # 2 brought against me .. this time it being served ….

Selling my home during this time was either impossible, or financial negligence on my own part

… realizing the Huggins and lawyers tactics would leave me defensless to counter their liens

that didn’t represent realty. Nor was I able to get the information to sell anyway.

DC Law offers mediation something I hoped would maybe help deal with the condo folks

...Not only has a default notice been sent, but mediation takes up to 180 days .. so that

option once thought to be a quick way for settlement … is an option, just stuck in DC

Council Bureaucracy.

So In Oct 2010 I prepared to sell my home, that’s all documented … then the 2nd water

issues, then james defrauded me with help of gang and Huggins so he could sell, and allow Ken

to re enter being delinquent. Ken wanted to be foreclosed on, the DC Laws made that impossible

, thus his sale was in 11/2012. As Ken’s place was being sold I was being fake sued by the

Southerland until 2/2013, and then 3/2013 the third lien came …and 5/2013 the Second lawsuit

comes .. so sloppy, with intent for default judgement for ridiculous notion I could not be found … I

assume they were shocked when Tom filed the motion, and began to take things

seriously

Once the 2011 annual meeting was held .. Ken became delinquent … and I learned

exactly what the ramifications of Ken being delinquent overnight .. Lenders would not

write loans because almost 50% of revenue wasn’t coming in .. It left me with a home I

needed to sell, had no idea when a sheriff man come to the door with foreclosure notice

… this is what made me sick, depressed, filled with anxiety.....I was stuck being unable to

move on in any way ..

So I’ve had a choice I suppose .. sell and get extorted for funds I don’t owe, or being

sued by the Southerland leaving me no choice but to pay what they wanted to drop the

lawsuit so I could sell .. Neither was a good option, when I wasn’t being forced to do so

by Wells, neither was an option due to the financially ramifications of doing so.

In Oct 2010 .. If I’d been treated like James I would have sold for

around $750k, had a nice profit (150k) and moved to Philadelphia to

recover financially and emotionally, and professionally .

Instead its 7/2013 …. A home that would have been sold has accrued about

60K of additional payments, interest, etc ...Selling it with their liens

in place ...my profit is now $65K at the most.

I was stupid to put my life on hold workwise etc because I was moving, I never expected

a month delay to turn into a year delay to turn into a 3 year delay .. The implications

are significant in every aspect of my life, financially, emotionally,

and professionally. One doesn’t look for a new job in DC when he believes he’s

moving to Philly soon, I kept thinking things would end, and the only escalated .. again,

professionally I’ve been damaged not only for the first months, but throughout … One

needs to remember it was hard to believe such actions would persist as they did and

continued.

James, Huggins, Woods and Burr, committed fraud multiple times, as they were caught,

the next one started .. sometimes by filing a lawsuit …. they knew the entire time my

financial condition was difficult … they used this to accelerate their actions and make

things worse for me financially and personally..I’ve said it many times, and look at their

first filing .. going for a default judgement of all things .. That method was chosen for two

reasons, it would silence me and financially hurt me, but it was also taken because they

have no defense.

To systematically take illegal actions against another individual in the hopes he’d lose

his home, any financial resources and humiliate him at the same time is kind of

something I can’t even find a word to describe. That statment may sound dramatic .. but

its true, and it’s obvious because it’s in black and white.