Hrmc webinar employee benefits

Opportunity of a Lifetime!

Protecting Families, Finances, and Your Future

TM

Harvard Risk Management Corporation

Resides in Cookeville TN

Married, ten children

Began marketing legal plans in 1994 and has personally sold over 7000 policies

Has earned over five million dollars in income from marketing employee benefits

Committed to helping others achieve financial successMark H. Riches

Chief Executive Officer

Harvard Risk Management Corporation In business since 1993

Specializes in the marketing of employee benefits to businesses

The largest benefit broker for legal and identity theft plans in the US

National enrollment team serving every major city in the United States

Compliance division offering compliance and security services

Protecting Family, Finances and Your Future


The current recession has been devastating to many

companies – but NOT to ours!

The demand for legal access plans and identity theft

protection has substantially increased in the last 12

months!

Harvard Risk Management CorporationA recession increases the need for legal

help! Divorces, foreclosures, bankruptcies, collection, and speeding tickets are just a few of the areas

that people are seeking legal help with daily.

Harvard Risk Management CorporationThe Need For Legal Access: You are three times more likely to be

in court than to spend the night in the hospital

The average attorney in the United States charges more than $200 an hour

The average employee takes 104 hours (13 days) a year off work to deal with legal life events

In a recent survey 7 out of 10 employees said they would find a legal plan to be a useful benefit

Over 80% of people do not have a current last will and testament

Pre-Paid Legal Services, Inc. Founded by Harland Stonecipher

in 1972

Publicly traded on the New York Stock Exchange

Ranked as one of Forbes “200 Best companies in America” - six of the last ten years

Corporate Offices Ada OK - 800 employees

National Network of professional law firms who were paid in excess of 100 million dollars last year

Over 55,000 corporate clients and 1.5 million members

PREVENTIVE LAW

· Unlimited Telephone Consultation

· Letters and Telephone Calls

· Legal Contract & Document Review

· Access To Legal Forms OnlineSummary of Benefit Only See membership policy for complete details, limitations and exclusions.

MOTOR VEHICLE

· Assistance with Moving Violations Anywhere in the US

· Drivers License Services

· Defense of Criminal Charges

· Personal Injury and Physical Damages Collection

ESTATE PLANNING

• Preparation of your Last Will and Testament

• Annual Updates

• Preparation of a living will and durable power of Attorney

TRIAL DEFENSE· Defense of Civil

Actions

· Pre-Trail and Trial Assistance

· Coverage Increases For the First Five Years

Life Events Legal Plan™ Summary

IRS AUDIT SERVICES

· Consultation

· Representation at Audit

· Representation at Trial

Summary of Benefit Only See membership policy for complete details, limitations and exclusions.

PREFERRED MEMBER

DISCOUNT

· 25% Discount from the attorney’s standard hourly rates for services not covered under the membership, including pre-existing conditions.

LEGAL SHIELD

• 24 Hour Access to The Provider Law Firm if you are Ever Arrested, Detained, or served with a Warrant.

Life Events Legal Plan™ Summary25%

FAMILYCOVERAGE

· Life Events Legal Plan Covers Member, Spouse and Qualified Dependents


There are over 27,000 identity theft victims every day in the US

The FBI reports that identity theft is now the fastest growing crime in America

Only 28% of identity theft deals with credit cards and yet most ID Theft protection plans only monitor credit reports

The average dollar amount charged in ID Theft is $92, 893

68% of all ID Theft victims had warrants issued for their arrest

Over 400,000 dead people opened bank accounts last year – AARP

FACTS ABOUT IDENTITY THEFT

Drivers License

Medical FinancialEmploymentSSA & IRS

Character & Criminal

Five Common Types of Identity Theft


About

60 secondsto find out that you

are a victim of identity

theft

It takes…


An average of

600 hours

to restore your

identity

• Credit Analysis

• Credit Monitoring

• Identity Restoration

Identity Theft ShieldTM

Covers an employee and their spouse

Kroll Fraud Solutions Group Kroll is the world’s leading risk

consulting company.

Headquartered in New York and publicly traded on the NASDAQ (KROL)

Founded in 1972 by Jules Kroll

Operates in 65 cities and 33 countries with over 3800 employees

A subsidiary of Marsh-McLennan (MMC), the nation’s largest risk management company with over 57,000 employees worldwide

Kroll maintains a superior expertise in monitoring credit and restoring the lives of identity theft victims.

Harvard Risk Management CorporationThe group rate for the Life

Events Legal Plan™ and the Identity Theft Shield ™ is

only

$25.90 per month!

That is less than the cost of a bottle of water a day!

Harvard Risk Management CorporationWhat kind of business offer these plans to their

employees? Public and Private Schools

City and County Governments

Health Care Facilities

Law Enforcement

Corrections

Manufacturing Companies

Trucking

High Tech Industries

State Governments

Association Groups

Banks and Credit Unions

Real-estate

Mortgage Companies

Automotive

Construction

Utility Companies


Contact businesses in your local market area and make presentations to them using professional proposals or power point

Meet with the employees of those businesses and do a 15 minute benefit enrollment or an identity theft workshop

Re-service your group accounts at least every year and enroll new employees of the company

Your Responsibilities Include:

Harvard Risk Management CorporationThe top commission paid on

each employee that enrolls is $181.82

Plans Per Month

Commission Per Membership($25.90)

MonthlyIncome

Annual Income

38 $181 $6,800 $82,536

55 $181 $10,000 $120,000

100 $181 $18,000 $216,000

150 $181 $27,000 $325,000Based on Top Commission Level

Harvard Risk Management CorporationYou also earn up to $52.30 a year in

residual income on every active membership!

Active Memberships

Annual Renewal

Annual Income

1000 $52.30 $52,000

2000 $52.30 $104,000

3000 $52.30 $156,000

5000 $52.30 $261,000

10,000 $52.30 $523,000Based on Top Commission Level

Harvard Risk Management Corporation“If it doesn't pay

residual income – Don’t do it!”

Robert Kiyosaki, Author of Rich Dad Poor Dad“If you’re not earning residual income then

basically you’re starting over every

day!”

Harvard Risk Management CorporationTraining Includes:

8 hours of on-line training to become a Certified Risk Management Consultant

Field training in your local market - Someone works with you to help you make your first presentations

Two day classroom trainings available monthly

Two day training at the home office of Pre-Paid Legal Services, Inc. in Ada Oklahoma on August 7th and 8th

Harvard Risk Management CorporationOther Benefits Include: High participation rate (Average of over

60%)

Guaranteed Issue - No underwriting of policies

Commissions paid daily by direct deposit

You set your own hours – no quotas!

Convenience of working from your home office

Monthly car bonuses

Annual vacations

Access to group health, dental, and vision benefits


The Sky is the Limit!

There is no limit to the number of

memberships you can write in a month and

there is no limit on the size of companies or

geographic restrictions



TM

• Become an agent of Harvard Risk Management Corporation.

• Enroll as an associate and member of Pre-Paid Legal Services, Inc. ($49.00 one time associate fee)

• Begin your training online and open your first group this month!

• Bonus: If you write 38 legal & IDT plans this month you can earn a $2500 bonus!

Harvard Risk Management CorporationHow Do You Get Started?


This concludes the presentation

Please get with the person that invited you to the

webinar



TM

Harvard Risk Management CorporationProfile of

SuccessDave Gilday

Cookeville Tennessee

Harvard Risk Management CorporationProfile of Success

Melissa Williams

Hammond Louisiana


SuccessBowie Ballard

Dallas Texas


SuccessThirman Bulluck

Cookeville Tennessee


SuccessKris Evans

Lebanon Tennessee


SuccessJim Carter

Columbia South Carolina


SuccessRenee McKnight

Tulsa Oklahoma


SuccessDr. Judy Smith

Overland Park Kansas


SuccessLinda Pitt

Portland Tennessee


SuccessRonnie Willms

Murfreesboro Tennessee


SuccessKim Ferris - Civisca

Buffalo New York

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