Brokers & Consultants Medicare General Agency Medical Group Marketing Individual Insurance Employee Benefits HR Consulting

Build a successful future in a growing and secured industry.

• 2005 HRBC Insurance was founded by Henry Romero, specializing in Human Resources and Employee Benefits Consulting .

• 2007 HRBC expanded it’s services by providing MAPD plans, primarily focusing in the Riverside and San Bernardino Counties.

• 2012 HRBC was considered one of the leading and fastest growing Medicare General Agencies in the industry, with its cutting edge business model and company culture.

• 2014 HRBC continues to expand through out all of Southern California, Central and Northern California.

So...who needs Medicare Plans?

Baby BoomersAt the end of the 2nd World War (1945), thousands returned from service, got jobs, married and started families. !This resulted in a significant jump in the birth rate (more than 1 million babies born in 1946, compared to 1945). This increased birth rate continued until 1964.

Over the next few decades, 79 million baby boomers will turn 65; approximately 10,000 per day!

Our Baby Boomers Need HelpIn this ever changing and confusing world of Medicare, people 65 and over are looking to a have a good Medicare specialist by their side. !Now more than ever, it is imperative to provide options that seniors are looking for. !The opportunity for servicing these clients is at your fingertips!

How can HRBC help?

We offer seniors options

We are expanding our Medicare Sales Team

Whether you are new to the industry or an expert in Medicare, HRBC has an option for you.

4 ways you can work with HRBCOption 1 HRBC Agent !

Option 2 Independent Agent !

Option 3 Agent Partner !

Option 4 Referral Program

Option 1 HRBC Agent If you are new to the industry, let’s get you started. !If you’re licensed we provide you with marketing & support to make it happen.

Per App. Commissions !

Plan Switch Renewal: $266* New to Medicare: $532* * M&R fee will be applied !Plus Lifetime Residuals

Option 1 HRBC Agent

M&R Fee (Marketing & Retention Fee) $50 per Plan Switch Renewal App $100 per New to Medicare App !M&R fee’s are invested to help you market for you new clients and provide full support to retain them. !

Option 1 HRBC Agent

Senior HRBC Agent After producing a minimum of 100 apps your M&R fee will be reduced by half.

You get full support & tools to be successful.

• 12 Premier Medicare Health Plan Contracts • Licensing & Certification Support • Custom CMS Approved Marketing Materials • In-house Graphic Design & Printing Services • Exclusive Web Based Medicare Agent Portal • Access to work w/ Medical Groups & Doctors • Agent BootCamp & On Going Training • Company E-Mail • Live Broker Support • Marketing & Advertising • Member Services

Option 1 HRBC Agent

Some of Medical Groups we work with are:

Option 1 HRBC Agent

Option 1 HRBC Agent

5 Year Commission & Residual Potential.

Option 2 Independent AgentWe provide you with: • Top Medicare Contracts • App Submission Support • Member Services • Broker Support • Certification & Training • Access to CMS Approved Material !

You handle the rest.

Option 2 Independent AgentPer App. Commissions !

Plan Switch Renewal: $266 New to Medicare: $532 !

Plus Lifetime Residuals

Option 3 Agent PartnerMake more from your book of business. !

You coordinate meetings with potential clients; HRBC enrolls the client.

Option 3 Agent Partner Per App. Commissions !

Plan Switch Renewal: $150* New to Medicare: $250* *One time commissions

Option 4 Referral Program Tap into your network and database. !

Simply send us referrals; HRBC handles the rest. !

The more you refer, the higher your commission grows.

Option 4 Referral Program Per App. Commissions !

Plan Switch Renewal: $50* New to Medicare: $100**One time commissions

Pick your OptionOption 1 HRBC Agent

Option 2 Independent Agent

Option 3 Agent Partner

Option 4 Referral Program

Per App. Commissions Plan Switch Renewal: $266* New to Medicare: $532* Lifetime Residual

Per App. Commissions Plan Switch Renewal: $266 New to Medicare: $532 Lifetime Residual

Per App. Commissions Plan Switch Renewal: $150 New to Medicare: $250 One Time Commissions

Per App. Commissions Plan Switch Renewal: $50 New to Medicare: $100 One Time Commissions

We provide you: Full Support & Tools Marketing & Advertising Medical Group Projects Opportunities for Growth

We provide you: Basic Support & Tools

We provide you: Additional income from your book of business.

We provide you: Additional income from your network & database.

Join HRBC today and begin your new future.

Brokers & Consultants Medicare General Agency Medical Group Marketing Individual Insurance Employee Benefits HR Consulting

HRBC Insurance Locations !!HRBC Insurance Corporate Office 7782 Limonite Ave, Riverside, CA 92509 866.383.HRBC (4722) / 951.360.6455 T / 951.360.6233 F !Fontana 10660 Sierra Ave, Suite A., Fontana, CA 92337 877.651.PLAN (7526) / 909.587.1610 T / 909.587.1617 F !Los Angeles 1122 Washington Blvd. Suite 202, LA, CA 90015 !Orange 1820 W. Orangewood Ave. Suite 201-202 Orange, CA 92868 !Offices Coming Soon San Diego | Central & Northern California