How Does Atm Works
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Transcript of How Does Atm Works
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Rayat Shikshan Sanstha’s
Sadguru Gadage Maharaj CollegeKaradB.Com IT Entire Part-II (Sem III)
Seminar“How Does ATM Works”
Rishikesh B. Navadkar
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Contents -Introduction
-History
-Software
-Hardware
-Financial Network
-Security
-How Does ATM Works
-Uses
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Some Common Names Used For ATM 1)Automatic Teller Machine (U.S.A.)
2)Automated Transaction Machine
3)Automated Banking Machine
4) Any Time Money (India)
5) Cash Point ( Britain )
6)Hole In The Wall
7)Money Machine
8)Cash Machine
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History
¤ ATM Was Developed By “LUTHER GEORGE SIMJIAN”.
¤ ATM Was Firstly Installed In 1939 in New York City Bank.
¤ First Cash Dispensing Device Was Used In Tokyo in 1966.
¤ First Electronic ATM installed in Enfield Town ,London by ‘Barclay Bank’.
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Software ¤ RMX
¤ OS-2
¤ MS-DOS
¤ Linux
¤ Microsoft Operating System (Windows 98 , Windows XP embedded)
¤ JAVA is used for Programming in this Systems. (XFS & J/XSF Application Programme)
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Hardware ¤ CPU (Central Processing Unit)
¤ Card Reader
¤ Secure Crypto Processor
¤ Cash Dispenser
¤ Display Screen
¤ Touch Screen
¤ Record Printer
¤ Deposit Slot
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Financial Networks ¤ Physical Connection
1) Leased Line
2) Dialup Connection
¤ Interbank Network
1) Star 2) Link 3) Plus 4) Pulse
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Security ¤ Physical Security. 1) Dye Markers. 2) Guards.
¤ Transactional Secrecy & Integrity. 1) PIN ( Personal Identification Number ) 2) Unique Card Number 3) Expiration Date
¤ Customer Identity Integrity.
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How Does ATM Work ?
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How Does ATM Work ?
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Alternative Uses ¤ Deposit Currency Recognition ,Acceptance & Recycling.
¤ Updating Pass Book.
¤ Loading Monetary Value Into Prepaid Cards.
¤ Ticket Purchase.
¤ Lottery Ticket Purchase.
¤ Fee Payments.
¤ Money Transfer
¤ Cheque Or Cash Acceptance.
¤ Co-ordination of ATM With Mobile Phone.
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References From
¤ Internet ( www.atm.com ) (Wikipedia)
¤ Book ( Core Banking System In India )
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Any
Query?
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Thank You…