“GOOD LIFE S.A.C”

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description

Documento presentado por:YENY LIZET JARAMILLO SILVESTRE*MARIA LUISA AYALA AGUILAR*ROXANA HAYDEE SULLCARAY HUAMAN

Transcript of “GOOD LIFE S.A.C”

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1& Cktdqg}dgôf Ck Ih Dj`}høàh *Bjq`{ihdgôf Ck Ih Gckh Ck Fknjdgj&••&&&&?

1&8& Fj`aqk ck ih k`}qkth ••••••••••••••••••••••&?

1&1& Ht}kdsj Iknhikt•••••••••••••••••••••••••&?

1&1&8& Sg}j j Qhuôf tjdghi ck ih k`}qkth••••••••••&?

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4&4&3 ]jtgdgôf dj`j `kejq }hàt ck fknjdgjt••••&82

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3& Kts{cgjt *Tjfckj cki @kqdhcj •••••••••••••••••&&•&14

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3&4&1& Dhqhdskqàtsgdht }qgfdg}hikt ck E{`aj••••••&&••&12

;& Hfèigtgt ck ih gfc{tsqgh•••••••••••••••••••••&••12

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2&8 Hfèigtgt Gfskqfj w Kskqfj —BJCH•••••••••••••••••&&&48

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>&>&8 ik`h dj`kqdghi•••••••••••••••&47  

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?&8& ]qjrkkcjqkt —ck djftkqrh ck djdjfh •••••••••••••••&&3;

?&8&8& ]qjrkkcjqkt hiskqfhsgrjt•••••••••••&32

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?&4& Hdsgrgchckt }qkrght hi gfgdgj ck ih j}kqhdgôf •••••••••••••&&&3>

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?&3&8& Kfrgô ck iht `{ktsqht tgf rhijq dj`kqdghi•••••••••••••• &&;=

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8=&1&8& ]jiàsgdh kdjfô`gdh w bgfhfdgkqh••••••••••••••••••&•&&23

8=&4& ]ihf ck rkfsht ck ih f{krh {fgchc ck fknjdgj••••••&•••••• &&2;

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8=&>& B{kfskt ck Bgfhfdgh`gkfsj••••••••••••••••••••••&& >=

8=&? ]qjwkddgôf ck bi{ej ck dheh•••••••••••••••••••••••>=

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1&1&8 Sg}j j Qhuôf Tjdghi Ck Ih K`}qkth

Tjdgkchc hfôfg`h dkqqhch& /THD'

[fh k`}qkth T&H&D) wh x{k ih qkt}jfthagigchc ck ijt tjdgjt tk kfd{kfsqh ig`gshch }jqki h}jqsk kbkds{hcj) }jq ij x{k fj qkt}jfckf }kqtjfhi`kfsk djf t{ }hsqg`jfgj djf ihtck{cht { jaignhdgjfkt ck ih k`}qkth õfgdh`kfsk ki h}jqsk kfsqknhcj h ih tjdgkchc)hck`èt ijt tjdgjt }{kckf tkq }kqtjfht fhs{qhikt j e{qàcgdht 

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 7

Ahtk Iknhi5 Ikw Nkfkqhi ck Tjdgkchckt - F½ 12??>

Bjq`h E{qàcgdh5 T&H&D

Tjdgjt5

Wkfw Iguks Ehqh`giij Tgirktsqk djf fõ`kqj ck CFG 33731=;> Fhdgjfhigchc]kq{hfh ck fhdg`gkfsj) cj`gdgighch kf Hr& Hibqkcj Gdhuh 17=-Thf Qjx{k-Thfsghnj ck T{qdj-Ig`h&

@hqàh I{gth Hwhih Hn{gihq djf fõ`kqj ck CFG 3;?3;873 ck Fhdgjfhigchc]kq{hfh ck fhdg`gkfsj w cj`gdgighch kf Hr& Iht Nhrgjsht 188=-]qjdkqkt-Thfsghnj ck T{qdj-Ig`h&

Qjhfh Ohwckk T{iidhqhw O{h`èf djf fõ`kqj ck CFG 31177=28 ck

Fhdgjfhigchc ]kq{hfh ck fhdg`gkfsj w cj`gdgighch kf dhiik ij`h ijt}kfth`gkfsjt @u d ijsk 8; Thfsghnj ck T{qdj —Ig`h&

Aèqahqh Dhtsgiij Igfhqkt djf fõ`kqj ck CFG 31;3>>?7 ck Fhdgjfhigchc ]kq{hfhck fhdg`gkfsj w djf cj`gdgigj 418 }hthekt @hqsk-thf Qjx{k —t{qdj) 

1&1&4 Ôqnhfjt5 Nkqkfdgh& 

1&4 Tkdsjq kdjfô`gdj

Dj`kqdgj kskqgjq /dj`kqdghiguhdgôf w k}jqshdgôf'

1&3& Djftsgs{dgôf ck ih k`}qkth — Njjc Igbk THD&

]htjt }hqh ih djftsgs{dgôf ck ih k`}qkth

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 8=

D[HCQJ F½8

]kqtjfh e{qgcgdh5 T&H&D[fh rku ckskq`gfhcj kijaeksj tjdghi

Aõtx{kch ck ijt àfcgdkthfsk ih t{fhq} /tk {agdh ihqhuôf tjdghi }hqh kbkdsjt ckckskq`gfhq tg kgtsk jsqhk`}qkth x{k ih {sgiguh'

Cjd{`kfsj fhdgjfhi ckgckfsgchc cki sgs{ihqrgnkfsk&

Ktshaikdgkfcj ki ktshs{sjtjdghi tk tkøhih kidh}gshi tjdghi& Cktgnfhq hijt nkqkfskt& Jsqjt x{kqkt{iskf fkdkthqgjt

@gf{sh ck djftsgs{dgôfx{k ckakqè tkqh{sjqguhch }jq {fhajnhcj /fjshqgj'

@gfgtskqgj ck sqhahej w }qj`jdgôfcki k`}ikj /htktjqhqh kf ihkihajqhdgôf ck ih `gf{sh kf t{qkt}kdsgrh }qktkfshdgôf hfsk kifjshqgj }õaigdj) x{gkfkt jbqkdkfshqgbht kt}kdghikt }hqh @w}kt&

Gfnqkthf ih ktdqgs{qh }õaigdhh ih t{fhq} }hqh t{gftdqg}dgôf djqqkt}jfcgkfsk

Qktkqrh ck fj`aqk hfsk iht{fhq} /aijx{kh d{hix{gkqqkngtsqj x{k cktkk kbkds{hqdjf ki `gt`j fj`aqk }jq 4=

càht'

Gftdqg}dgôf kf ki Q[D hfsk ih t{fhs&Ckskq`gfhq ki qçng`kf sqga{shqgj h}igdhq/qçng`kf nkfkqhi'

Iknhiguhdgôf ck igaqjttjdgkshqgjt w djfshaikt hfsk kifjshqgj }õaigdj

Iknhiguhdgôf ck igaqjt ck}ihfgiih hfsk ki `gfgtskqgjsqhahej w }qj`jdgôf ckik`}ikj

Igdkfdgh `{fgdg}hi ckb{fdgjfh`gkfsj }qjrgtgjfhi /tksqh`gshqh kf ih `{fgdg}higchcck t{qdj'

Djftsgs{dgôf ck ih K`}qkth-Njjc Igbk THD

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 88

Kihajqhdgôf }qj}gh5 Njjc Igbk THD 

  Nkqkfsk Nkfkqhi5 Ki nkqkfsk qkt}jfck bqkfsk h ih tjdgkchc }jq ijt chøjt w

}kqe{gdgjt dh{thcjt }jq cjij) ha{tj ck bhd{ishckt j fknignkfdgh nqhrk ck ihk`}qkth&

B{kfsk5 Ikw Nkfkqhi ck Tjdgkchckt Fµ 12??>&

1&; Ht}kdsj Sqga{shqgj5

1&;&8 Gftdqg}dgôf kf T{fhs& 

Ih k`}qkth sqga{shqè kf ih qkfsh ck skqdkqh dhsknjqgh kf {f Qkng`kf Nkfkqhi ckiG`}{ktsj h ih Qkfsh /QNQ'&

Ki g`}{ktsj h ih qkfsh ck Skqdkqh dhsknjqgh tk ckskq`gfh hi bgfhiguhq ki høj&

Ih ckdihqhdgôf w }hnj tk kbkdsõh ckfsqj ck ijt sqkt }qg`kqjt `ktkt cki høj tgn{gkfsk)

ck hd{kqcj djf ki dqjfjnqh`h ck rkfdg`gkfsjt x{k h}q{kah ih T[FHS }hqh dhch

kekqdgdgj& Tgf k`ahqnj sjcjt ijt `ktkt) cktck t{ bkdoh ck gfgdgj ck hdsgrgchckt) ih

k`}qkth ckak ohdkq ki }hnj cki g`}{ktsj h ih qkfsh x{k kt ki 4=+ tjaqk ijt gfnqktjtaq{sjt) djf }hnjt h d{kfsh cki 1+ `kft{hi w kf ih ckdihqhdgôf hf{hi ki qktgc{hi cki 2

+& Ktsh dhfsgchc ckakqè tkq dhfdkihch hi `j`kfsj ck }qktkfshq ih ckdihqhdgôf e{qhch

hf{hi cki G`}{ktsj h ih Qkfsh&

B{kfsk5 T[FHS- T{}kqgfskfckfdgh Fhdgjfhi ck Hc`gfgtsqhdgôf Sqga{shqgh&

  Ckdihqhdgôf `kft{hi h ih T{fhs& 

D[HCQJ F½1Sqga{sj Shuh

G`}{ktsj h ih qkfsh skqdkqhdhsknjqàh /QNQ'

1+ ck t{t gfnqktjt fksjt `kft{hikt/Kf ki }qg`kq høj& I{knj tk krhi{hqh {fdjkbgdgkfsk'

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 81

B{kfsk5 Rhijq g`}jtgsgrj ck G`}{ktsj h ih Qkfsh ck Skqdkqh Dhsknjqàh& T[FHS&

1&;&1 Qçng`kf5 Nkfkqhi 1&;&4 igaqjt djfshaikt Jaignhsjqgjt

Qkngtsqj ck rkfsht

Qkngtsqj ck dj`}qht

Igaqj `hwjq

Igaqj dheh w ahfdjt

Cjd{`kfsjt ckagch`kfsk H{sjqguhcjt }jq t{fhs&

4& HFÈIGTGT CKI KFSJQFJ&

4&8 Hfèigtgt ]jiàsgdj

4&8&8& ]jiàsgdht G`}jtgsgrht

Ki tgtsk`h sqga{shqgj dogikfj tk ahth kf ih iknhigchc /tôij }jq ikw tk }{kckktshaikdkq) `jcgbgdhq j qk`jrkq {f g`}{ktsj') gn{hichc) kx{gchc /ijt g`}{ktsjt`hfgbgktsh`kfsk ckt}qj}jqdgjfhcjt j gfe{tsjt fj }{kckf ktshaikdkqtk) d{wj

  e{gdgj ij ohdkf iht djqskt'< w fj h}qj}ghdgôf /sjcjt ijt g`}{ktsjt qkdjikdshcjtckakqèf skfkq dj`j cktsgfj) ijt bjfcjt ck ih fhdgôf'&

Kf Dogik ih dhqnh g`}jtgsgrh kx{grhik h}qjg`hch`kfsk hi 8?); + cki ]AG& Ijt`jfsjt tjf qkdh{chcjt }jq ih Sktjqkqàh Nkfkqhi ck ih Qk}õaigdh) `gkfsqht x{kki Tkqrgdgj ck G`}{ktsjt Gfskqfjt /TGG' kt ki jqnhfgt`j kfdhqnhcj ck bgtdhiguhq kidjqqkdsj }hnj ck ijt sqga{sjt&

Çtsh gfgdghsgrh qkktsq{ds{qhqè ih hc`gfgtsqhdgôf sqga{shqgh cki tkdsjq }õaigdj) chfcj`hwjqkt hsqga{dgjfkt bgtdhiguhcjqht hi TGG&

Hds{hi`kfsk) ih ktsq{ds{qh g`}jtgsgrh ktsè djfbjq`hch aètgdh`kfsk }jq kig`}{ktsj hi djft{`j /G`}{ktsj hi Rhijq Hnqknhcj) GRH') h iht }kqtjfht /NijahiDj`}ik`kfshqgj w ck Tkn{fch Dhsknjqàh' w h iht k`}qktht /ck ]qg`kqhDhsknjqàh w Hcgdgjfhi'&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 84

]jq t{ }hqsk) ki GRH nqhrh sjcht iht sqhfthddgjfkt ck dj`}qh-rkfsh ck agkfkt wck hin{fjt tkqrgdgjt djf {fh shth ck 8?+) ih d{hi kt qkskfgch }jq ki rkfckcjq wckdihqhch `kft{hi`kfsk&

4&1 Qkn{ihdgôf cki dj`kqdgj kskqgjq&

Dogik kt {fh kdjfj`àh qkihsgrh`kfsk }kx{køh w hish`kfsk ck}kfcgkfsk ckidj`kqdgj kskqgjq& ]jq ij `gt`j) kf ijt õisg`jt højt) w djf ki h}jwj ck ih`hwjqàh ck ih }jaihdgôf) ih }jiàsgdh dj`kqdghi dogikfh oh skfgcj dj`j jaeksgrjt}qgjqgshqgjt `kejqhq w htkn{qhq ki hddktj ck agkfkt w tkqrgdgjt h ijt `kqdhcjt ck`hwjq qkikrhfdgh) htà dj`j gfdkfsgrhq ih gfrkqtgôf fhdgjfhi w ksqhfekqh&

Djfsgf{hfcj w }qjb{fcguhfcj ih ktsqhskngh hcj}shch h dj`gkfujt ck ijt

fjrkfsh) Dogik oh }kqtkn{gcj t{t jaeksgrjt h sqhrçt ck {fh }jiàsgdh dj`kqdghi’`{isgcg`kftgjfhi‐& Ktsh oh gfrji{dqhcj {fh }qjb{fcguhdgôf ck ih h}kqs{qh{fgihskqhi) htà dj`j ih fknjdghdgôf ck f{krjt hd{kqcjt ck igaqk dj`kqdgjagihskqhikt) ki }kqbkddgjfh`gkfsj ck jsqjt }qkrgh`kfsk kgtskfskt) w {fh}hqsgdg}hdgôf hdsgrh kf bjqjt w fknjdghdgjfkt qkngjfhikt w `{isgihskqhikt& Dogik ohh}jtshcj }jq ih jqgkfshdgôf hi kskqgjq dj`j {fh okqqh`gkfsh dihrk }hqh hidhfuhqw `hfskfkq ih qkhdsgrhdgôf kdjfô`gdh) shfsj }jq ih ràh ck ih h}kqs{qh {fgihskqhidj`j ck iht fknjdghdgjfkt dj`kqdghikt h cgtsgfsjt fgrkikt&

Ohw x{k tkøhihq x{k ih h}kqs{qh ck Dogik fj ktsè qktsqgfngch õfgdh`kfsk hiè`agsj ck ijt agkfkt& Kf `hskqgh ck gfrkqtgjfkt w tkqrgdgjt) Dogik sh`agçfd{kfsh djf {f qçng`kf hagkqsj) x{k fj cgtdqg`gfh kfsqk fhdgjfhikt w ksqhfekqjt&

Kf ih }qg`kqh `gshc ck ijt fjrkfsh) Dogik ckthqqjiiô {fh qkc ck Hd{kqcjt ckDj`}ik`kfshdgôf Kdjfô`gdh djf nqhf }hqsk ck ijt }hàtkt ihsgfjh`kqgdhfjt)tgn{gkfcj ki bjq`hsj ck HIHCG&

Ktshcjt [fgcjt kt ki }qgfdg}hi tjdgj dj`kqdghi ck Dogik) hck`èt cki }qgfdg}higfrkqtgjfgtsh ksqhfekqj )ohagkfcj ckthqqjiihcj {f SID&Ktsk SID sh`agçfck`{ktsqh x{k {f }hàt kf ckthqqjiij }{kck hidhfuhq {f hd{kqcj `{s{h`kfsk

thsgtbhdsjqgj w dj`}qkftgrj djf {f }hàt ckthqqjiihcj) kf ki x{k fj tôij tk ikhtgnfh g`}jqshfdgh h ijt ht}kdsjt ck hddktj h `kqdhcj) tgfj x{k sh`agçf h ijtsk`ht gftsgs{dgjfhikt x{k }kq`gsgqèf h{`kfshq ih sqhft}hqkfdgh w `kejqhq ihtdjfcgdgjfkt ck dj`}kskfdgh) ij x{k h ih ihqnh akfkbgdgh h sjcjt ijt }hàtkt x{kdj`kqdghf djf Dogik&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 83

E{fsj djf ijt hd{kqcjt agihskqhikt) Dogik oh `hfskfgcj {fh }hqsgdg}hdgôf hdsgrhkf gftshfdght qkngjfhikt& Kfsqk kiiht tk cktshdhf ki Èqkh ck Igaqk Dj`kqdgj ckiht H`çqgdht /HIDH' w ki Bjqj ck Djj}kqhdgôf Kdjfô`gdh cki Htgh ]hdàbgdj/H]KD'&Kf ki `hqdj cki H]KD) Dogik tgn{k }hqsgdg}hfcj -tknõf ij ktshaikdgcj kf

t{ ]ihf ck Hddgôf Gfcgrgc{hi& Ck gn{hi `hfkqh) Dogik oh }hqsgdg}hcj hdsgrh`kfskkf ih fknjdghdgôf cki HIDH) w djfsgf{hqè ohdgçfcjij

4&1&8 Sqhshcjt w Hd{kqcjt Dj`kqdghikt djf ki ]kqõ&

4&1&8&8 HIHCG-HDK4? /Èqkh ck igaqk dj`kqdgj*Hd{kqcjt ck Dj`}kfthdgôfKdjfô`gdj'&

Igakqhdgôf cki 8==+ ck hqhfdki ahej ki `hqdj cki hd{kqcj HDK / Hd{kqcj

ck dj`}kfthdgôf kdjfô`gdh ' ]kqõ- Dogik rgnkfsk ohtsh ki 48-81-1=82

Ktsk sqhshcj ohdk x{k f{ktsqj }qjc{dsj gfnqktk hi }hàt ck cktsgfj tgf }hnjhin{fj ck hqhfdki }jqx{k kt dkqj /=+'

J}jqs{fgchc ck ]qj`jdgôf dj`kqdghi /Hqsgd{ij 8?&1'

Iht }hqskt djfdkfsqhqhf }qjnqh`ht djfe{fsjt dj`kqdghikt x{k dj`}qkfchf )kfsqk jsqht hddgjfkt ) ih qkhiguhdgôf ck `{ktsqht )bkqght w k}jtgdgjfkt ) htàdj`j qk{fgjfkt w rgtgsht qkdg}qjdht ck k`}qkthqgjt k gfbjq`hdgôf tjaqkjbkqsht w ck`hfcht ck kts{cgjt ck `kqdhcj &

B{kfsk5 @gfdks{q&

Sqhshcj ck igaqk sqèftgsj&

4&1&8&1 SID ]KQ[ —DOGIK 

Ki sqhshcj ck igaqk dj`kqdgj kfsqk ]kqõ w dogik oh hbghfuhcj ih qkihdgôfdj`kqdghi kfsqk h`ajt }hàtkt) ckfsqj ck iht d{hikt tk ktshaikdk ih qkc{ddgôfck hqhfdki) }hqh ki dhtj cki }qjc{dsj x{k k}jqshqk`jt ki hqhfdki sgkfk {fhqkaheh ck 1=+&

B{kfsk5 @gfdks{q&

Chcj ktsk sqhshcj ih k`}qkth k}jqshqè ahej ki HDK }jqx{k skfk`jt `hwjqakfkbgdgj ki d{hi ktshqè ckshiihcj kf ki dkqsgbgdhcj ck jqgnkf&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 8;

4&4 BHDSJQ KDJFÔ@GDJ&

4&4&8 ]qjc{dsj Aq{sj Gfskqfj Dogik&

D[HCQJ F½4

/]AG-`gikt ck `giijfkt #'

]hàt 8777 1=== 1==8 1==1 1==4 1==3 1==; 1==2 1==> 1==? 1==7 1=8=

Dogik 8?;)8 8;4)8 8;4 8;8 8;3)> 827)8 8?7)7 1=1)> 141)? 133); 134)1 1;>)7

B{kfsk5 ]qj-dogik

Djfdi{tgôf5

Ktsk d{hcqj dj`}hqhsgrj fjt ck`{ktsqh x{k cktck ki høj 1==3 Dogik}qktkfsh {f dqkdg`gkfsj tjtskfgcj ck t{ ]AG) hiqkckcjq ck ;+ hi høj) kf}qj`kcgj&

Ktsk chsj kt ahtshfsk g`}jqshfsk }hqh f{ktsqj }qjwkdsj wh x{k `gkfsqht ki]AG ck Dogik / `kqdhcj `ksh' h{`kfsk) ih dh}hdgchc ck djft{`j kf ki`gt`j h{`kfshqè w f{ktsqht }jtgagigchckt ck dj`kqdghiguhdgôf w k}jqshdgôfsh`agçf&

4&4&1 Àfcgdk ck ]qkdgjt hi Djft{`gcjq kf DOGIK

D[HCQJ F½3

G]D DI G]D DI

[ISG@JT @KTKT ]KQGJCJ GFBIHDGJF [ISG@JT HØJT ]KQGJCJ GFBIHDGJF

TKSGK@AQK 1=88 4&1>+ TKSGK@AQK 1=88 4&1>+

HNJTSJ 1=88 4&8>+ TKSGK@AQK 1=8= =&22+

E[IGJ 1=88 1&7=+ TKSGK@AQK 1==7 -8&=?+

E[FGJ 1=88 4&33+ TKSGK@AQK 1==? 7&14+

@HWJ 1=88 4&12+ TKSGK@AQK 1==> ;&?;+HAQGI 1=88 4&18+ TKSGK@AQK 1==2 1&?8+

@HQUJ 1=88 4&4>+ TKSGK@AQK 1==; 4&74+

BKAQKQJ 1=88 1&22+ TKSGK@AQK 1==3 8&3;+

KFKQJ 1=88 =&;>+ TKSGK@AQK 1==4 1&18+

CGDGK@AQK 1=8= 8&>1+ TKSGK@AQK 1==1 1&17+

B{kfsk5 ]qj dogik

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 82

Djfdi{tgjfkt5

]jck`jt jatkqrhq x{k ih gfbihdgôf hf{hi kf Dogik sgkfk {f }qj`kcgj kf ijtõisg`jt 7 højt ck kfsqk 3 + w 2 +) }jq ij x{k ih gfbihdgôf fj kt {fh ahqqkqh }hqh

f{ktsqh dj`kqdghiguhdgôf&

4&4&4 Shth Ck Cktk`}ikj

D[HCQJ F½;

Høj Shth ck cktk`}ikj ]jtgdgôf Dh`agj ]jqdkfs{hi Bkdoh ck ih Gfbjq`hdgôf

1==4 7)1= + 8=2 1==1

1==3 ?);= + 883 ->)28 + 1==4 kts&

1==; ?);= + >> =)== + 1==3 kts&

1==2 ?)8= + ?; -3)>8 + 1==; kts&1==> >)?= + 78 -4)>= + 1==2

1==? >)== + ?> -8=)12 + 1==> kts&

1==7 >)?= + 8=3 88)34 + H{n{ts-Jdsjakq 1==?

1=8= 7)2= + 884 14)=? + 1==7 kts&

1=88 ?)>= + 8=8 -7)4? + 1=8= kts&B{kfsk5 ]qj-dogik

Djfdi{tgôf /D{hcqj F½;'

]jck`jt jatkqrhq x{k ih shth ck cktk`}ikj ck Dogik kf ijt õisg`jt ? højtsgkfk {f dj`}jqsh`gkfsj dhtg djftshfsk /}qj`kcgj ck ?+' ) }jq ij x{k }jck`jtckc{dgq x{k kgtsk {fh g`}jqshfsk dhfsgchc ck ]KH jd{}hch w x{k çtsh fjsgkfck h cktdkfckq&

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NJJC IGBK THD&

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T{ h}hqgkfdgh kt `{w }jaqk) Dhakiikqh cktd{gchch) Rktsg`kfsh kfckskqgjqj w ck `{doj ktb{kquj& Thi{c ckfshi }qkdhqgh& @hih cgddgôf& @{wAheh ktdjihqgchc&

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Ih tjdgkchc dogikfh ktsè cgrgcgch }jq Ktsqhsj tjdgjkdjfô`gdj tknõf t{t nhtsjt kfdjft{`j ck agkfkt w tkqrgdgjt) ih d{hi fjt }kq`gsk gckfsgbgdhq) x{gkfkt tjf f{ktsqjtdigkfskt gfcgqkdsjt /Digkfskt bgfhikt'&

3& KTS[CGJ * TJFCKJ CKI @KQDHCJ&

3&8 Krji{dgôf ck dj`kqdgj kfsqk ]kqõ w Dogik

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 13

Dogik tkqè ki `kqdhcj ck cktsgfj kt}kdàbgdh`kfsk ih dh}gshi Thfsghnj ck Dogik kf kid{hi tk {agdh f{ktsqj digkfsk )kt g`}jqshfsk djfjdkq ih krji{dgôf ck djft{`j cki}qjc{dsj x{k tk k}jqshqè }hqh hckd{hqfjt h ih k}kdshsgrh hds{hi w b{s{qh ckidjft{`gcjq&

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3&1 Skfckfdgh ck oèagsjt ck djft{`j hig̀ kfsgdgj& 

D{hcqj F½84

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 1;

B{kfsk5 ]qj-Dogik&

Djfdi{tgôf /D{hcqj F½84'

Kf ktsk d{hcqj }jck`jt jatkqrhq ih skfckfdgh dqkdgkfsk ck djft{`j ck ijt}qjc{dsjt hnqjgfc{tsqghikt /q{aqj kf ki x{k tk tgsõh f{ktsqj }qjc{dsj'&

Ki djft{`j ck bq{sht kf djftkqrh kt ck ; ihsht }kq-dè}gsh }jq tk`hfh) kf ijx{k tk qkbgkqk h iht djftkqrht djfrkfkdgjfhikt) }kqj f{ktsqh djftkqrh ktgffjrhcjqh w a{tdh`jt dh`aghq ki }hsqôf ck djft{`j&

3&4 Digkfskt ]jskfdghikt

3&4&8& K`}qktht qkshgi kf ki }hàt ck cktsgfj /Dogik'

Dj`j hfhiguèqh`jt kf iht ktsqhsknght ck }qj`jdgôf ck f{ktsqj }ihf ck `hqlksgfn/qkrgthq dh}às{ij GG' f{ktsqjt }qgfdg}hikt digkfskt tkqèf ijt t{}kq`kqdhcjt {agdhcjt kfih dg{chc ck Thfsghnj ck Dogik) tgs{èfcjtk kfsqk ijt }qgfdg}hikt digkfskt }jskfdghikt5

T{}kq @kqdhcj E[@AJ

T{}kq @kqdhcj IGCKQ

IJT HISJT T{}kq`hqlks

T{}kq @kqdhcj IH RKQAKFH

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 12

T{}kq @kqdhcj DJ@AHQAHIH

T{}kq @kqdhcj CKI DJFBGSK

T{}kq @kqdhcj @[ISG@HWJQ 8= T{}kq @kqdhcj HIH@HKCH

T{}kq`kqdhcjt @JFSTKQQHS THD

@gfg`hqlks SKQUJIJ

3&4&1 Dhqhdskqgtsgdht }qgfdg}hikt ck E{`aj&

E{`aj [fj ck ijt `kejqkt t{}kq`kqdhcjt kf Thfsghnj ck Dogik) kt h ih x{kbqkd{kfshf `hwjq dhfsgchc ck }kqtjfht x{k }kqskfkdkf hi fgrki tjdgjkdjfô`gdj H-A w D8 iht x{k sgkfkf `hwjq dh}hdgchc hcx{gtgsgrh /rkq hfèigtgttjdgj kdjfô`gdj d{hcqj Fqj& 2 w >'&

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;& HFÈIGTGT CK IH GFC[TSQGH&

;&8 Ogtsjqgh w krji{dgôf djftkqrht ck bq{sh5

Cktck x{k ki oj`aqk jd{}ô t{ i{nhq tjaqk ih bèu ck ih sgkqqh) t{ }qkjd{}hdgôf}jq ijt hig`kfsjt oh ktshcj }hskfsk ) }jq kiij ijt }qg`kqjt oj`aqkt b{kqjffô`hcht ) x{k gahf ck {f ihcj h jsqj )a{tdhfcj {f `kejq dig`h w {fh sgkqqh`èt }qj`gtjqh x{k }{cgkqh chqikt ijt hig`kfsjt fkdkthqgjt }hqh t{t{atgtskfdgh )t{ }qkjd{}hdgôf }jq djftkqrhq hx{kiijt hig`kfsjt x{k çqhf}kqkdkckqjt w x{k ik }{cgkqhf tkqrgq ck t{tskfsj kf ijt `j`kfsjt ck ktdhtçuij iikrô }qg`kqj x{k fhch oh djftkqrhqijt kf thi &

]kqj {fj ck ijt hdjfskdg`gkfsjt `èt g`}jqshfskt ck ih ogtsjqgh ck ihhig`kfshdgôf rgfj ck iht `hfjt w ck ih gfskignkfdgh ck {f o{`gick }htskikqjbqhfdçt iih`hcj Fgdjièt H}}kqs x{gkf h }qgfdg}gjt cki tgnij _G_ oguj {fcktd{aqg`gkfsj x{k bhrjqkdgô kfjq`k`kfsk ki djft{`j ck djftkqrht ck bq{shtw ck `{dojt hig`kfsjt kf nkfkqhi&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 1>

Fgdjièt H}}kqs cktd{aqgô w dj`}qjaô x{k iht djftkqrht okqrgcht kf t{ }qj}gjkfrhtk ck rgcqgj dkqqhcj) tk `hfsgkfkf gfhiskqhaik }jq `{doj sgk`}j& H{fx{kgfe{tsh`kfsk fj b{k ki x{gkf }hskfsô çtsk cktd{aqg`gkfsj) ih bèaqgdh ckdjftkqrht b{k ih }qg`kqh x{k ij dj`kqdghiguô cgrkqtjt }qjc{dsjt kfrhthcjt

}qgfdg}hi`kfsk ih ikdok )ikn{`aqkt bq{sht u{`jt `kq`kihcht w ksqhdsjt ckrknkshikt )ih bèaqgdh tk `hfs{rj hagkqsh ohtsh 8744&

Iht djftkqrht ck bq{sht Tjf }qk}hqhcjt hig`kfshqgjt sqhshcjt ck `{wcgbkqkfskt bjq`ht }hqh krgshq t{ ckskqgjqj w }qjijfnhq t{ c{qhdgôf kfdjfcgdgjfkt hckd{hcht }hqh t{ djft{`j) }{kck tkq gfc{tsqghikt j dhtkqht&Iht dhtkqht ckakf krgshqtk kf qktsh{qhdgôf) ktshaikdg`gkfsjt }õaigdjt w jsqjtkf djikdsgrjt tg fj tk sgkfk ih dkqskuh ck ih djqqkdsh `hfg}{ihdgôf c{qhfsk t{}qjdktj& Kf nkfkqhi) `{doht djftkqrht fj }qkdgthf qkbqgnkqhdgôf) }kqjdjfrgkfk tgs{hqiht hi haqgnj ck sk`}kqhs{qh kikrhcht&

Kf ki ]kqõ

Kf f{ktsqj }hàt) ih gfc{tsqgh oh dh`aghcj }hqhikih`kfsk h ijt hrhfdkt x{k tkrhf chfcj h fgrki `{fcghi) ktsj oh qkt{ishcj {fh dgkqsh }qk}hqhdgôf }hqhkrhi{hq h fgrki ck k`}qkth iht djfcgdgjfkt skdfjiôngdht qkx{kqgcht }hqh ihdj`}kskfdgh gfskqfhdgjfhi& Ki `kqdhcj jbqkdk `{w a{kfht }kqt}kdsgrht }hqh kickthqqjiij ck nqhfckt rhqgkchckt ck }qjc{dsjt hnqjgfc{tsqghikt) c{qhfsk ijtõisg`jt højt ih dqkdgkfsk skfckfdgh ck iht k}jqshdgjfkt oh bhrjqkdgcj h ihtbq{sht&

Ih }qjc{ddgôf ck djftkqrht ck bq{sht tjf hdsgrgchckt kdjfô`gdht x{k tkgfdi{wkf ckfsqj ck ih gfc{tsqgh hig`kfshqgh&

Kf Dogik

Ih bq{sgd{is{qh w hnqjgfc{tsqgh tjf {f tkdsjq ck nqhf cgfh`gt`j kf Dogik) kfsçq`gfjt ck }qjc{ddgôf) k}jqshdgjfkt w nkfkqhdgôf ck k`}ikjt& Ktsh gfc{tsqghqkhiguh {f g`}jqshfsk h}jqsk h ih kdjfj`àh cki }hàt) x{k kf ki høj 1==3 hidhfuôhi 8)32+ cki ]GA fhdgjfhi w hi 48)7+ cki ]GA cki tkdsjq hnqj}kd{hqgj w bjqktshi&Ktsk h}jqsk) tknõf kts{cgjt tkdsjqghikt) }{kck ktsg`hqtk dkqdhfj hi 1)2+ cki]GA fhdgjfhi tg tk gfdi{wk ki djfe{fsj ck hdsgrgchckt rgfd{ihcht /}qjrkkcjqkt ckagkfkt w tkqrgdgjt ohdgh hsqèt w ohdgh hckihfsk) shikt dj`j hnqjx{à`gdjt)tk`giiht) tkqrgdgjt ck sqhft}jqsk) bqàj w k}jqshdgjfkt) kfsqk jsqjt'&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 1?

;&1& Djftkqrht ck Djdjfh

;&1&8 Cktdqg}dgôf ck ih `hskqgh }qg`h& 

Ki }qjc{dsj x{k tk rkfckqè dj`j wh tk `kfdgjfj kt djftkqrh ck djdjfh /d{whdhqhdskqàtsgdh tk cktdqgak kf ki dh}às{ij GG) kf ktsk }{fsj tk cktdqgak iht dhqhdskqàtsgdhtg`}jqshfskt ck ih `hskqgh }qg`h x{k tk {sgiguhqè) tg agkf fj tkqk`jt ijt x{k qkhigdk`jtki }qjdktj ck }qjc{ddgôf }kqj kt g`}jqshfsk djfjdkq ki gfgdgj w ki bgfhi cki }qjc{dsj&

DJDJFH5

Kt {f bq{sj x{k fj }jtkk {fh bjq`h khdsh) tk }{kckf rkq cktck ktbçqgdjt) jrjgcktohtsh jrhihcjt< }{kckf tkq qkcjfcjt w hihqnhcjt hck`èt }jtkk cgtsgfsjt djijqktcktck h`hqgiij h qjeguj w ck {f thajq hdgcj& 

  Sgk`}j ck }qjc{ddgôf5 Ijt 81 `ktkt cki høj

  ]qjdkckfdgh kf ki ]kqõ&

Bq{sh kôsgdh jqg{fch cki ]kqõ) }jq x{k kt cjfck tk d{isgrh kf `hwjq dhfsgchc hcgbkqkfdgh ck Aqhtgi x{k sgkfk }hqsk ck ih h`hujfgh&

I{nhqkt ck `hwjq }qjc{ddgôf5

E{fàf /Dohfdoh`hwj Jh}h`}h'

Sgfnj @hqàh /Ikjfdgj ]qhcj'

H`hujfht

bq{sh djdjfh

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 17

  Shaih Ck @kcgch

D[HCQJ F½83

Dj`}jfkfskt dhfsgchc8== n`&ck

]{i}h

Hn{h ?>&; N

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Sgh`gfh =)=2 @n

Qgajbih`gfh =&8 @n

Fghdgfh 1)1; @n

Hd htdjqagd 3)3= @n

  [tjt5 

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Hw{ch h djfsqjihq ki djiktskqji w ki kdktj ck èdgcj õqgdj&

Dj`ahsk kfbkq`kchckt dh{thcht }jq ki `hi b{fdgjfh`gkfsj ck ijtqgøjfkt w cki oànhcj&

Kt {sgiguhch }hqh ki sqhsh`gkfsj ck ih cghakskt

@jckihcjq ck ih bgn{qhqh cki d{kq}j o{`hfj djf {fh cgksht ck djdjfh

;&4 Dj`}kskfdgh Gfcgqkdsh 

]jq ij gffjrhcjq ck f{ktsqj }qjc{dsj fj skfk`jt dj`}kskfdgh cgqkdsh }kqj fjcktdhqsh`jt krhi{hq h ih dj`}kskfdgh gfcgqkdsh x{k djfbjq`hf djftkqrht ck bq{shtsqhcgdgjfhikt ih `èt dj`õf djftkqrh ck c{qhufj) x{k sgkfkf {fh }qktkfshdgôf&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 4=

Djftkqrht Dkfsh{qj< Kt {fh ck iht `èt hfsgn{ht kf ki `kqdhcj w ih x{k sgkfk {fdjftgckqhaik }jqdkfshek ck }jtgdgjfh`gkfsj kf dogik }jq t{ dhigchc ck k}jqshdgôf&

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Cjt dhahiijt< djft{`gcjt kf ki ]kqõ&

Djtskøj&

2& ]IHF KTSQHSÇNGDJ CK IH K@]QKTH&

2&8 Hfèigtgt Gfskqfj w Kskqfj ck ih K`}qkth - BJCH&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 48

D[HCQJ F½8;

@HSQGU

BHDSJQ K_SKQFJ

BHDSJQ GFSKQFJ

J]JQS[FGCHCKTJ8&K}kdshsgrh cki djft{`gcjqJ1&Gfskqçt cki djft{`gcjq }jq

 

ijt rhijqkt ck }qjc{dsjtkôsgdjtJ4&J}jqs{fgchckt ck hd{kqcjt

 

dj`kqdghikt /SID' w igaqksqèftgsj&J3&]qjc{dsj gffjrhcjq /}jq ih

 

bq{sh kôsgdh x{k kt ih djdjfh'&

H@KFHUHTH8&Digkfsk sk`kqjtj ck ihgfsqjc{ddgôf ck {f f{krj}qjc{dsj&]jqx{k ih bq{sh fj kt djfjdgchkf ki `kqdhcj dogikfj&H1&Rkfsht aheht gfgdghikt }jq}kqgjcj ck hdk}shdgôf ckidjft{`gcjq

BJQSHIKUHTB8&]qj}{ktsh ck rhijq cki

 

}qjc{dsj /`hwjq f{sqgdgôf

 

w thajq cgbkqkfsk h ij whhdjts{`aqhcj'&B1&A{kfh ktsq{ds{qhjqnhfguhdgjfhi /kbgdgkfdghkf ijt fknjdgjtgfskqfhdgjfhikt'B4&Skqdkqguhdgôf }hqhdjfdkfsqhqfjt kf ki djqka{tgfkttB3& Djfshdsj /cgtsqga{gcjqck ijt tõ}kq `kqdhcjt '

KTSQHSKNGH /B- J'

 

B8-J8) J1-Jbqkdkq {fh}qj}{ktsh ck rhijq&

 

B3-J1& Ktshq `èt dkqdh ckidigkfsk w `hfskfkq {fh `hwjqqkihdgôf w dj`{fgdhdgôf djf kidigkfsk }hqh htà ijnqhq t{bgckigchc&B4-J3& ]hqh {fh `hwjq dhigchcw kbgdgkfdgh ki }qjdktj tkqèskqdkqguhcj&

KTSQHSKNGH /B - H'

 

B8) B1-H8& ]qj}{ktsh ck rhijq

 

ck }qjc{dsj kôsgdj)dh}hdgshdgôf h f{ktsqj digkfsk

 

gfskqfj kf ijt sk`ht ckfknjdgjt gfskqfhdgjfhi&B1-H1&Gfdkfsgrhq ki djft{`j`kcghfsk ckn{tshdgôf djf}qj}{ktsh ck rhijq cki}qjc{dsj

 

Chq {f sqhsj }kqtjfhiguhcj}hqh x{k tk tgkfshf dj`j t{}qj}gh k`}qkth&

 

CKAGIGCHCKTC8& ]jdj djfjdg`gkfsj}qèdsgdj ckidj`}jqsh`gkfsj cki`kqdhcjC1& ]jdj }qkt{}{ktsj}hqh }{aigdgchc

 

}qktkfdghi&

 

KTSQHSKNGH /C- J' 

 

C8-J4& Rghek hi `kqdhcjcktsgfj&C1-J4 Ki }hàt d{kfsh djfHd{kqcjt Dj`kqdghikt&

KTSQHSKNGH /C- H' 

 

C8) H8& A{kfh ktsq{ds{qhbgfhfdgkqh x{k t{}ik ijt djtsjtfkdkthqgjt&C1-H1& ]qj`jdgôf ck d{dohqhih}gdkqj }hqh ki}jtgdgjfh`gkfsj kf ki

 

`kqdhcj& Kgtskfdgh ckkfsgchckt bgfhfdgkqht }hqh kikdktj ck }qçtsh`jt&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 41

2&1 RGTGÔF5

Igckqhq ki `kqdhcj ck Dogik djf {fh }qj}{ktsh ck }qjc{dsjt thi{chaikt x{k

dj`agfh ijt djfdk}sjt ck {f f{krj thajq w f{krh bjq`h ck f{sqgqtk&

2&4 @GTGÔF5 

]jtgdgjfhq kf ijt djft{`gcjqkt ijt rhijqkt }qgfdg}hikt ck f{ktsqj }qjc{dsj ckf{krj thajq w f{krh bjq`h ck f{sqgqtk< ohdgkfcj x{k ktsht tkhf ki }qgfdg}hi `jsjq}hqh bgckiguhq digkfskt&

2&3 Jaeksgrjt Ktsqhsçngdjt

Gfsqjc{dgq ki }qjc{dsj hi `kqdhcj ck Thfsghnj ck Dogik< h}jtshfcj ijt cjt}qg`kqjt højt kf d{`}igq ki jaeksgrj ck qkdjqchdgôf ck `hqdh }jq kfdg`h ck {fhiàfkh ck bhds{qhdgôf j djft{`j ckskq`gfhcj&

Djfrkqsgq h ijt cgbkqkfskt `hqlkst /tõ}kq) `gfg w ck`èt bjq`hsjt' kf f{ktsqj}qgfdg}hi tjdgj }{aigdgshqgj) gfnqkthfcj i{knj cki }qg`kq høj) h t{t cgbkqkfskt`kcgjt ck }qj`jdgôf k g`a{qthdgôf ck djft{`j dj`j tjf) jbkqsht dihtgbgdhcht)}qjc{dsj h{t}gdghcjq ck tjqskjt) }qjc{dsj cki `kt w tg`gihqkt&

K`}kuhq h }hqsgq cki skqdkq høj kf dj}hq ki > + cki `kqdhcj w dqkdkq dj`j

`àfg`j {f 1+ hf{hi kf hckihfsk) }hqh sj`hq {fh d{jsh ck `kqdhcj cki 83+ wi{knj qk}ihfskhq iht ktsqhsknght&

2&; Ktsqhsknght Cki Fknjdgj&

Cgbkqkfdghdgôf5 Gfnqktj hi `kqdhcj ck {f }qjc{dsj gffjrhcjq ckagcj h ij kôsgdjck ih bq{sh) djf {fh }qj}{ktsh ck rhijq x{k qkthish {f f{krj thajq w {fh f{krhbjq`h ck f{sqgqtk) kik`kfsjt x{k }jtgdgjfhqk`jt kf ih `kfsk cki djft{`gcjq&

Ckdgtgôf ck skqdkqguhq ih }qjc{ddgôf) ij d{hi fjt }kq`gsk djfdkfsqhqfjt kf iht}hqskt `èt ktsqhsçngdht cki fknjdgj w cjfck qhcgdh f{ktsqj lfj~ oj~ kt ckdgqkf ki `kqdhckj) dj`kqdghiguhdgôf w k}jqshdgôf cki }qjc{dsj&

Ktsqhskngh ck }qj`jdgôf x{k tkqè g`}{ithq h f{ktsqjt dj`}qhcjqkt/t{}kq`kqdhcjt ck Thfsghnj ck Dogik' h qkhiguhq ckn{tshdgjfkt cki }qjc{dsj )

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 44

ktsj ij iikrhqk`jt h dhaj )aqgfcèfcjik e{fsj djf ki kfràj ck ijt }qjc{dsjt sjcjki `hskqghi fkdkthqgj }hqh ih ckn{tshdgôf cki }qjc{dsj /tj{rkqfgqt ) `kfhekcktdhqshaik w tg`gihqkt' ) ih }qj`jdgôf kf bjq`hsj ckn{tshdgôf }jq }hqsk ck ijtt{}kq`kqdhcjt ck Thfsghnj ck Dogik /f{ktsqj digkfsk cgqkdsj' ohdgh ijt

djft{`gcjqkt bgfhikt /f{ktsqj digkfsk gfcgqkdsj'

2&2 D{is{qh Jqnhfguhdgjfhi5

2&2&8F{ktsqjt rhijqkt5

Rgch W Thi{c

Ih rgch w ih thi{c tjf f{ktsqjt }qgfdg}hikt rhijqkt t{}qk`jt) }jq ij shfsj)skfk`jt x{k ohdkq sjcj ij }jtgaik }jq djftkqrhqijt w `kejqhqijt bj`kfshfcj ihdjfdgkfdgh w ki djft{`j ck }qjc{dsjt thi{chaikt qkthishfcj ijt rhijqkt ck

f{ktsqjt }qjc{dsjt ck f{krj thajq w f{krh bjq`h ck f{sqgqtk&

Gfsknqgchc

Skfkq gfsknqgchc kt tkq ojfktsj) rkqèt w ikhi) tgnfgbgdh dj`}jqshqtk djfsqhft}hqkfdgh w djokqkfdgh kfsqk ij x{k ckdg`jt w ohdk`jt) kt ih ahtk }hqh ihnkfkqhdgôf ck djfbghfuh kfsqk iht }kqtjfht&

Dj`}qj`gtj

Dj`}qj`kskqtk kt ht{`gq iht qkt}jfthagigchckt x{k ih k`}qkth fjt htgnfk

chfcj `èt ck ijt x{k tk kt}kqh ck fjtjsqjt&

G`}igdh hds{hq djf k`}hsàh) kfsqknh w }qj hdsgrgchc chfcj tji{dgôf h }jtgaikt}qjaik`ht w h}jqshfcj gckht x{k }{kchf `kejqhq ijt qkt{ishcjt cki kx{g}j w*jck sjch ih k`}qkth&

2&2&1 F{ktsqjt ]qgfdg}gjt5 

  Ki digkfsk kt f{ktsqh qhuôf ck tkq

F{ktsqj fknjdgj dj`gkfuh w skq`gfh djf ki digkfsk x{gkf fjt rhijqh w qksqga{wk

}jq ij x{k ohdk`jt) }jq kiij ckak`jt djfjdkqij h bjfcj }hqh t{}kqhq t{tk}kdshsgrht &Djf digkfskt thsgtbkdojt w ikhikt nkfkqh`jt `èt rhijq }hqh sjcjt&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 43

  Bj`kfsh`jt {fh d{is{qh ck sqhahej kf kx{g}j5

Fjt ktbjquh`jt }jq ckthqqjiihq {fh `hfkqh ck sqhahehq x{k htkn{qh x{k ki rhijqcki }qjc{dsj bgfhi tkh `hwjq x{k ih t{`h ck ijt ktb{kqujt gfcgrgc{hikt&

  F{ktsqh nkfsk kt ij `èt g`}jqshfsk5

Ki bhdsjq) cgfè`gdj) bikgaik w `jrgiguhcjq ck ih kfkqnàh w qkd{qtjt kt f{ktsqhnkfsk& Kt f{ktsqh nkfsk ih x{k ktsè }kq`hfkfsk`kfsk tkftgaik h ihtfkdktgchckt cki digkfsk w djftdgkfsk cki rhijq x{k jbqkdk`jt &Sh`agçf kt x{gkfqkhiguh iht hdsgrgchckt w }qjdktjt dihrkt x{k ij nkfkqhf&

2&> B{kfskt Nkfkqhcjqht ck Dj`}ksgsgrgchc

Gffjrhdgôf w cgbkqkfdghdgôf hi }qktkfshq {f }qjc{dsj cgbkqkfsk   kfbhsguhfcj t{trhijqkt }qgfdg}hikt&

Kbgdgkfdgh kf ki d{`}ig`gkfsj ck ij x{k tk }qkrç) }jq djfshq djf }qjbktgjfhiktdj`}ksgsgrjt w kt}kdghigtsht kf Fknjdgjt Gfskqfhdgjfhikt& 

Rhijq hnqknhcj) ih djftkqrh ck djdjfh skfcqè {f rhijq hnqknhcj ck `gki kf {f1=+ cki sjshi ck c{idk&

DH]GS[IJ GG

>& ]ihf ck @hqlksgfn Jaeksgrjt ck @hqlksgfn&

>&8& @kudih ck @hqlksgfn& 

Ki }qjwkdsj kfsgkfck x{k {fh djqqkdsh tkn`kfshdgôf w ktsqhskngh ck }jtgdgjfh`gkfsjtjf ki }qkdkckfsk }kqbkdsj cki @hqlksgfn @g&

>&8&8 ]qjc{dsj&

Ki ckthqqjiij ck f{ktsqj }qjc{dsj tk ohdk `kcghfsk ih sqhft`gtgôf ck rhijqkt cki`gt`j) ktsjt rhijqkt tjf ’{f f{krj thajq‐ w ’{fh f{krh bjq`h ck f{sqgqtk‐ 

  ]qktkfshdgôf ck ih djftkqrh ck djdjfh

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 4;

Sqjujt ck }{i}ht) djijq h`hqgiij) djf rhijq hnqknhcj ck ̀ gki) gfdi{tj htg`}ik rgtsh tjf shf hsqhdsgrjt hi }hihchq& 

Jatkqrk`jt dj`j kt ih djftkqrh ck djdjfh&

D{hcqj F½82

B{kfsk5 Kihajqhdgôf }qj}gh /bjsjnqhbàh jqgngfhi Njjc igbk'

  Kfrhtk5

]hqh {fh `kejq rgt{higuhdgôf w h}qkdghdgôf ck iht djftkqrht ck djdjfh)}jqx{k ih bq{sh kt }jdj djfjdgch kf Dogik) ki kfrhtk tkqè kf bqhtdjt ckrgcqgj sqhft}hqkfsk djf sh}h okq`çsgdh ck hi{`gfgj `ht {fh d{dohqh}iknhaik )hck`ht bgdgigshqh t{ djft{`j w djfskfcqè 1;= `i ck djftkqrhtck djdjfh&

Cgbkqkfdgh kfrhtk ck rgcqgj kfsqk kfrhtk ck ihsh ih d{hi kt ih `ht dj`{fkf djftkqrht ck bq{sh&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 42

D[HCQJ F½8>

Kfrhtk ck Rgcqgj Rt kfrhtk ck IhshKfrhtk ck Rgcqgj Hish ahqqkqh h nhtkt

Fj tk jgch bhdgigsh t{ sqhft}jqsk Fj fkdktgsh hcgsgrjt }hqh djftkqrhq ijt

hig`kfsjt Qgngckt Qktgtsk {fh sk`}kqhs{qh ck ohtsh 8;= µ

D ]ktj kt}kdgbgdj hisj Bhdgigsh ki ihrhcj w ktskqgiguhdgjf cki

kfrhtk Qkhdsgrgchc x{g`gdh w

kikdsqjx{g`gdh

Kt 8== + qkdgdihaik

Kikrhcht rkijdgchcktck bhaqgdhdgôf /djtsjahej'

]kq`gsk t{ bhdgi rgt{higuhdgjf cki}qjc{dsj x{k djfsgkfk

Djtsj hisj ck}kfcgkfcj ki sg}j ck

}qjc{dsj x{k oh ck djfskfkq Kf ih `hfg}{ihdgôf tk djqqk qgkunj ckqjs{qh tjaqk sjcj sqhshfcjtk ck kfrhtktnqhfckt

Djtsj kikrhcj ck bhaqgdhdgôf&B{kfsk5 Kihajqhdgôf }qj}gh&

@jckij ck kfrhtk ck ih djftkqrh ck djdjfh&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 4>

F{ktsqj }qjc{dsj }jq t{t dhqhdskqgtsght) cgtkøj w }qktkfshdgôf tkqè ckbèdgi sqhft}jqsk w `hfg}{ihdgôf }jq }hqsk cki djft{`gcjq) tk gfdjq}jqhqè{fh }kx{køh d{dohqh }iknhaik& Tk a{tdh djf ktsh }qktkfshdgôf) rkfckqih gckh ck }qjc{dsj }hqh ’dj`kq hi }htj‐) kt ckdgq x{k ih nkfsk ij dj`}qk

w }{kch dj`kqij kf ki `j`kfsj j iikrhqij kf ih dhqskqh< fj kt}kqhq iiknhqh dhth w djnkq ki haqkihsht dj`j kt kf iht sqhcgdgjfhikt bq{sht kfdjftkqrh&

Sgkfkf ih rkfsheh ck tkqrgq dj`j }qk}hqhdgôf aètgdh }hqh }jtskqgjq`kfskkihajqhq d{hix{gkq sg}j ck qkdksh j }ihsj ck djdgfh&

>&8&1 ]qkdgj& 

Hi tkq {f }qjc{dsj f{krj) fj kgtsk {f }qkdkckfsk dihqj ck {f }qkdgj qkbkqkfdghi

}hqh thigq hi `kqdhcj) tgf k`ahqnj ktsj fj tgnfgbgdh x{k }jck`jt tkq hqagsqhqgjth ih ojqh ck ktshaikdkq ki }qkdgj wh x{k ijt agkfkt t{tsgs{sjt /jsqht bq{sht kfdjftkqrh-ckshiihcj kf ki dh}às{ij G' tjf ck jbkqsh h`}igh kf ki `kqdhcj ckThfsghnj ck Dogik< gfnqkthqk`jt djf {f }qkdgj dj`}ksgsgrj hdjqck&

]qkdgj }jq {fgchc kf sçq`gfjt D]S h f{ktsqj digkfsk /t{}kq`kqdhcj g`}jqshcjq`hwjqgtsh w x{k h ih rku kt {f qkshgi kf t{ }hàt' tkqè ck [T # 1&3; kf sçq`gfjtD]S Thfsghnj ck Dogik&

>&8&4 ]ihuh& 

Ih cgtsqga{dgôf ck f{ktsqj }qjc{dsj fj tkqè hi djft{`gcjq bgfhi) wh x{k {fj ckijt jaeksgrjt ck çtsk }qjwkdsj ck fknjdgj kt djijdhq }kcgcjt h rji{`kf }jqckt}hdoj&

]jq ih gfbjq`hdgôf }qj}jqdgjfhch }jq ki GFK /Gftsgs{sj fhdgjfhi ck ktshcàtsgdh ckdogik' djfjdk`jt x{k `ht cki ;=+ ck dj`}qht x{k qkhiguh ih }jaihdgôf ckDogik) tjaqksjcj kf ih dh}gshi tjf kf t{}kq`kqdhcjt) }jq ij shfsj ki dhfhi ckcgtsqga{dgôf ck ih k`}qkth tkqè h sqhrçt ck t{}kq`kqdhcjt ck Thfsghnj ckDogik htà ktshqk`jt `ht dkqdh cki digkfsk bgfhi&

Fj`aqk cki digkfsk kf dogik5 T{}kq`kqdhcj E{`aj& Sg}j ck digkfsk bgfhi tkdsjq hi x{k }kqskfkdk5 ktsqhsjt tjdgjkdjfô`gdjt HA w d8

tjf ck iht x{k kf `hwjq dhfsgchc djfd{qqkf&

>&8&3 ]qj`jdgôf

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 4?

Ih ktsqhskngh tkqè g`}{ithq h f{ktsqjt dj`}qhcjqkt /t{}kq`kqdhcjt ckThfsghnj ck Dogik' h qkhiguhq ckn{tshdgjfkt cki }qjc{dsj) ktsj ij iikrhqk`jt hdhaj) aqgfcèfcjik e{fsj djf ki kfràj ck ijt }qjc{dsjt sjcj ki `hskqghi fkdkthqgj}hqh ih ckn{tshdgôf /`kfhek cktdhqshaik w tg`gihqkt') ih }qj`jdgôf kf bjq`hsj

ckn{tshdgôf }jq }hqsk ck ijt t{}kq`kqdhcjt ck Thfsghnj ck Dogik /f{ktsqjdigkfsk cgqkdsj' ohdgh ijt djft{`gcjqkt bgfhikt /f{ktsqj digkfsk gfcgqkdsj'&Htg`gt`j tk qkhiguhqh }qj`jdgjfkt&dhfekt }jq djft{`j ck }qjc{dsjt /rçhtkktsqhskngh ck }qj`jdgôf-Dh}gs{ij GG '

Djfdi{tgjfkt w Qkdj`kfchdgjfkt kf ki {tj ck iht 3]5

Ki `hqlksgfn ckak bjq`hq }hqsk cki `kfthek h sjch ih jqnhfguhdgôf&

Ki @hqlksgfn kt {fh hdsgrgchc hatji{sh`kfsk cgfè`gdh kf ih d{hi iht ktsqhsknghtckakf gq dh`aghfcj kf }qj}jqdgôf h dô`j dh`agh ki `kqdhcj w ih dj`}kskfdgh&

Iht 3 ] w iht jsqht okqqh`gkfsht cki @hqlksgfn fj tjf qàngcht ckakf tkqcgtkøhcht djf {fh skfckfdgh bikgaik }hqh }jckq hch}shqtk h ijt dh`agjt cki`kqdhcj&

Ih `hqdh kt {fh }qj`kth ck rhijq x{k ckak tkq d{`}igch hi }kfksqhq kf ki`kqdhcj&

Tk ckak jqgkfshq h {fh qkihdgôf c{qhckqh djf f{ktsqjt digkfskt& Ckak ckfsqj ck f{ktsqh }qj`kth ck rhijq ohdkq rgrgq ih k}kqgkfdgh cki }qjc{dsj

hi digkfsk&A{tdhq ’djfkdshq w djihajqhq‐ djf çi& 

>&1& Cktdqg}dgôf cki }qjc{dsj j tkqrgdgj&

F{ktsqj }qjc{dsj }qktkfsh ijt hsqga{sjt ck5

 [f f{krj thajq5 Ih djdjfh kt }jdj djfjdgch kf ki `kqdhcj ck Thfsghnj ck

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Ki jaeksgrj cki }ihf j}kqhsgrj ck Njjc Igbk kt dqkdkq djf kbgdgkfdgh) Sjcjt ijt`gk`aqjt ck ih jqnhfguhdgôf tk gfrji{dqkf kf ih rgtgôf w `gtgôf cki fknjdgj wdhch }hqsk gfrji{dqhch kfsqkn{k ij `kejq ck tà) djf ih `hwjq dj`}ksgsgrgchc}jtgaik) x{k kfsgkfch ih b{fdgôf w qkt}jfthagigchc ck iht ck`èt èqkht }hqh {f`kejq djfjdg`gkfsj ck ih j}kqhsgrgchc ck ih k`}qkth kf {f ht}kdsj gfsknqhi& Ckktsh `hfkqh ih k`}qkth skfcqè `hwjq kbgdgkfdgh w `kejqhqè ki fgrki ckthsgtbhddgôf cki digkfsk&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 3>

Htà `gt`j ki jaeksgrj kt x{k ki }ihf tkh `kcgaik) }hqh sj`hq ckdgtgjfkt wdjqqkddgjfkt) kiij tk rkqè qkbikehcj kf ih }hqsk bgfhfdgkqh&

?&4 Hdsgrgchckt }qkrght hi gfgdgj ck ih j}kqhdgôf&

Hfskt cki gfgdgj ck ih j}kqhdgôf tk ckakqè skfkq kf d{kfsh iht hdsgrgchckt}qkrght h qkhiguhq dj`j ki kfrgô ck `{ktsqht h f{ktsqjt digkfskt }jskfdghikt}hqh ij d{hi tk sgkfk ki cgtkøj w bjq`h cki }qjc{dsj h rkfckq }hqh tkqskqdkqguhcj }jq ih kfrhthcjqh w }qjdkthcjqh ck djftkqrht  ck bq{sh kf hi`àahqih kikddgôf cki `kcgj ck sqhft}jqsk }qgfdg}hi }hqh t{ qkt}kdsgrj kfràj) gfdjskq` h{sgiguhq kt D]S tk ckakqè skfkq kf d{kfsh ij tgn{gkfsk5

  I{nhq ck }qjc{ddgôf5 Bèaqgdh ck Dohfdoh`hwj) cktck cjfck tk qkdjnk whkfrhthcj ki }qjc{dsj&

Fjsh5 ki }qkdgj ck dj`}qh gfdi{wk kfrgô ck ih `kqdhckqàh ohtsh ki i{nhq hdjqchcjdjf f{ktsqj }qjrkkcjq&

?&4&8& Dhqhdskqàtsgdht ck kfrhtk*k`ahihek&

  K`ahihek }qg`hqgj5 ]qktkfshdgôf kf bqhtdj ck rgcqgj sqhft}hqkfsk w sh}h ckhi{`gfgj okq`çsgdh w d{dohqh ckt}iknhaik&

  K`ahihek tkd{fchqgj5 Dheh ck dhqsôf djfskfgkfcj 3? k`ahihekt }qg`hqgjt&

  K`ahihek skqdghqgj5 ]hiksht iht d{hikt tjf ck `hckqh j }iètsgdjck}kfcgkfcj cki cktsgfj w ih iàfkh x{k tk rh {sgiguhqh wh x{k kgtskfqktsqgddgjfkt }hqh ih k}jqshdgôf }jq }hqsk ck `{dojt }hàtkt& }kqj kf çtskdhtj tk k`}ikhqhf }hiksht ck `hckqh qkt}kdsgrh`kfsk b{`gnhcht }jq tkqiht `èt {sgiguhcht) tgf qktsqgddgôf hin{fh kf ki }hàt ck cktsgfj /Dogik'&

  Sk`}kqhs{qh ck djftkqrhdgôf5 Sk`}kqhs{qh h`agkfsk&

?&4&1 Cjd{`kfsjt fkdkthqgjt ck k}jqshdgôf5

Bhds{qh dj`kqdghi /Gfrjgdk'

N{àh Hçqkh /Hgq ~hw agii'

Dkqsgbgdhcj ck Jqgnkf& Tk k}gckf h sqhrçt ck ih Dè`hqh ck Dj`kqdgj ck Ig`h&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 3?

Dkqsgbgdhcjt ck igaqk rkfsh) k}kcgcj }jq CGNKTH< tjij tg kt qkx{kqgcj }jq kidigkfsk kf cktsgfj) }hqh ktsk dhtj fj kt fkdkthqgj& }kqj tk akak sj`hq kfd{kfsh }jq tg hin{fh rku ij h`kqgsk ktsk { jsqjt digkfskt h b{s{qj&

Dkqsgbgdhdgjfkt ck Dhigchc) fj tjf qkx{kqg`gkfsjt hc{hfkqjt w tk hce{fsh tôij tgtjf }kcgcjt }jq ki digkfsk) }kqj ih dkqsgbgdhdgôf djf x{k d{kfsh ih k`}qkth}qjdkthcjqh kt t{bgdgkfsk /GTJ 7==8 W 1==='& 

?&4&4& @kcgjt ck sqhft}jqskt gfskqfhdgjfhikt

?&4&4&8 @kcgj ck sqhft}jqsk5 Hçqkj

Hkqj}{kqsj ck Jqgnkf5 Ejqnk Doèrku-Dhiihj-Dôcgnj GHSH5 IG@

j Cgqkddgôf5 Hrkfgch Ki`kq Bh{dkss t*f& Dhiihj

Hkqj}{kqsjt ck cktsgfj /Thfsghnj ck Dogik' 5  Hkqj}{kqsj GfskqfhdgjfhiDj`jcjqj Hqs{qj @kqgfj Akfàsku -dôcgnj GHSH kt TDI

J}dgjfkt ck r{kij cgqkdsj5 IHF) /r{kijt cghqgjt' c{qhdgôf cki r{kij 3 ojqht&

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]{kqsj ck Jqgnkf5 Dhiihj

]{kqsj ck cktsgfj5 Rhi}hqhàtj&

J}dgjfkt @hqàsg`ht Cgqkdsht5 IDI djf GFDH IGFKT =3 càht ck sqèftgsj

BDI Fhrgkqh DDFG =3 càht ck sqèftgsj

?&4&4&4& Dhqhdskqàtsgdht h sj`hq kf d{kfsh ck dhch `kcgj ck sqhft}jqsk

}hqh ki kfràj ck ih `{ktsqh w }kcgcjt&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 37

D{hcqj F½1=

CGTSQGA[DGJF BGTGDHGFSKQFHDGJFHI

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K}jqshdgjfkt`hqàsg`ht

K_^)BJA)DBQHn Hc{hfht)Hn ckdhqnh) Djftjigchcjqkt)Ihfàht Fhrgkqht

Kihajqhdgôf }qj}gh5 Njjc Igbk T&H&D

Ckbgfgdgôf ck djfdk}sjt

@{ktsqht tgf rhijq dj`kqdghi5 Kfrghqk`jt 8= bqhtdjt dj`j `{ktsqh dj`kqdghi h dhchdigkfsk }jskfdghi x{k ij tjigdgsk) {sgiguhfcj ih ràh Dj{qgkq&

K}jqshdgjfkt Hçqkht5 Hddgôf ijnàtsgdh x{k tk sj`hqè d{hfcj iht rkfsht tksqhft}jqskf }jq gfskq`kcgj ck iht hkqjiàfkht w ijt sqè`gskt hc{hfkqjt kf jqgnkftk iikrk h dhaj kf ih Gfskfckfdgh ck Hc{hfh Hçqkh cki Dhiihj&

K}jqshdgjfkt @hqàsg`ht5 Ahej iht `jchigchckt IDI j BDI) tkqè ih hddgôfijnàtsgdh x{k tk sj`hqè d{hfcj iht rkfsht tk sqhft}jqskf }jq gfskq`kcgj ck ihtiàfkht fhrgkqht w ijt sqè`gskt hc{hfkqjt kf jqgnkf tk iikrk h dhaj kf ih

Hc{hfh @hqàsg`h cki Dhiihj&

  BDH /gfdi{wh ki i{nhq ck kfsqknh cktgnfhcj' 5 ’Bqhfdj ]jqskhcjq‐ tgnfgbgdhx{k ih k`}qkth rkfckcjqh kfsqknh ih `kqdhfdàh hi }jqskhcjq j h jsqh }kqtjfhcktgnfhch }jq ih k`}qkth dj`}qhcjqh kf iht gftshihdgjfkt ck ih k`}qkthrkfckcjqh j kf jsqh i{nhq cktgnfhcj& Kt `{w qkdj`kfchaik x{k iht }hqsktkt}kdgbgx{kf) shf dihqh`kfsk dj`j tkh }jtgaik) ki }{fsj kf ki i{nhq ck kfsqknhcktgnfhcj) wh x{k ki qgktnj tk sqhft`gsk hi dj`}qhcjq kf cgdoj }{fsj& BDHkgnk x{k ki rkfckcjq ckt}hdok ih `kqdhfdàh }hqh ih k}jqshdgôf) d{hfcj tkhh}igdhaik& Tgf k`ahqnj) ki rkfckcjq fj sgkfk fgfn{fh jaignhdgôf ck ckt}hdohqih

}hqh ih g`}jqshdgôf) }hnhq fgfnõf ckqkdoj ck g`}jqshdgôf j iirkq h dhaj fgfnõfsqè`gsk hc{hfkqj ck g`}jqshdgôf&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& ;=

  D]S - Dhqqghnk ]hgc Sj /Sqhft}jqsk }hnhcj ohtsh) i{nhq ck cktsgfjdjfrkfgcj'& Ki rkfckcjq }hnh ki biksk cki sqhft}jqsk ck ih `kqdhfdàh ohtsh kicktsgfj `kfdgjfhcj& Ki qgktnj ck }çqcgch j chøj ck ih `kqdhfdàh) htà dj`jd{hix{gkq nhtsj hcgdgjfhi ckagcj h hdjfskdg`gkfsjt x{k jd{qqhf ckt}{çt cki

`j`kfsj kf x{k ih `kqdhfdàh ohwh tgcj kfsqknhch hi sqhft}jqsgtsh) tk sqhftbgkqkcki rkfckcjq hi dj`}qhcjq d{hfcj ih `kqdhfdàh oh tgcj kfsqknhch h ih d{tsjcghcki sqhft}jqsgtsh) ohagkfcj hajfhcj ki rkfckcjq ki tkn{qj ck ih `kqdhfdàh& Ktsksçq`gfj kgnk x{k ki rkfckcjq ckt}hdok ih `kqdhfdàh kf hc{hfh }hqh ihk}jqshdgôf) hck`èt }{kck {thqtk djf d{hix{gkq `jcj ck sqhft}jqsk) gfdi{gcj ki`{isg`jchi& 

DJFDI[TGÔF5

Tk k}jqshqè ràh hçqkh }jq iht rkfsheht ck hojqqj ck sgk`}j djf {f sgk`}j ckck`jqh ck shf tjij 3 ojqht hck`èt kt ih iàfkh hçqkh x{k `ht r{kijt h ih

tk`hfh qkhiguh h cgbkqkfdgh cki sqhft}jqsk `hqàsg`j x{k tk ck`jqhqàh 3 càht) whx{k tk sqhsh ck {f }qjc{dsj dj`ktsgaik) hck`èt ck tkq bqèngi w kf }qgfdg}gj fj tksqhsh ck nqhfckt dhfsgchckt ck k}jqshdgôf }jq ki `j`kfsj&

Ki sçq`gfj {sgiguhcj tkqè ki D]S h }qkbkqkfdgh cki digkfsk }jqx{k skfcqè ih}jtgagigchc ck jaskfkq {f akfkbgdgj ck dqçcgsj bgtdhi }jq ki }hnj ck sqga{sjtgfskqfjt kf t{ }hàt /cgbkqkfsk hi hqhfdki'&

?&3 Cktdqg}dgôf Ck Ijt ]qjdktjt Ijnàtsgdjt

?&3&8 Kfràj ck iht `{ktsqht tgf rhijq dj`kqdghiTk qkhiguhf ijt tgn{gkfskt }htjt5

D[HCQJ F½18

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& ;8

B{kfsk5 Kihajqhdgôf }qj}gh Njjc igbk THD

Tk d{kfsh kf Ig`h djf {f tsjdl ck 8== bqhtdjt hi `kt /kfrghcht }jq ki}qjrkkcjq' }hqh ih }qjrgtgôf ck `{ktsqht& Iht `{ktsqht tgf rhijq dj`kqdghi fjkdkckf h 8= bqhtdjt }jq kfràj }jq shfsj tkqèf 8= dheht hi `kt /c{qhfsk ijt cjt}qg`kqjt `ktkt' w rhf hdj`}høhcj ck ih bgdoh sçdfgdh cki }qjc{dsj `èt kiaqjdo{qk cjfck tk qkthishf ijt }qgfdg}hikt rhijqkt w dhqhdskqàtsgdht cki }qjc{dsjx{k jbqkdk`jt&

[fh rku qkdgagcj ki qkx{kqg`gkfsj ck `{ktsqh }jq }hqsk cki digkfsk }jskfdghi tkhigtshf ijt }hx{kskt kf {fh }kx{køh dheh }qjrkàch }jq ki Dj{qqgkq&Tk }qjdkck hiih`hq ràh skikbôfgdh hi Dj{qgkq }hqh tjigdgshq ki qkdjej ck ih `{ktsqh) tk }qjd{qhkfsqknhq ih `{ktsqh hi Dj{qgkq hfskt ck iht 8; ojqht }hqh x{k }{kch rjihq ktk`gt`j càh e{fsj hi qktsj cki DJ[QGKQ AHN w tk ch ih gftsq{ddgôf ck BQKKCJ@GDGIK&

Tk ch hi digkfsk ki fõ`kqj ck n{àh }jtshi w ki ~ka tgsk cki dj{qgkq }hqh x{k}{kch qkhiguhq ki sqhdlkj&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& ;1

Ki }qjdktj ijnàtsgdj djfdi{wk {fh rku ki digkfsk }jskfdghi qkdgagô iht `{ktsqht&

Djtsj ck `{ktsqht w rghekt h bkqght-K_]QKTHCJ KF F[KRJT TJIKT /HFK_J ;'Kfk-81

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?&3&1 ]qjdktj Ijnàtsgdjt Ck Kfràj Ck @kqdhckqàh /Djftkqrht Djdjfh Igbk'

?&3&1&8 ]qjdktj ijnàtsgdj ck k}jqshdgôf dj`kqdghi ràh hçqkh kf sçq`gfjt

K_^-IG@H

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Ckshiikt5

I{nhq ck qkdjej5 Bèaqgdh ck Dohfdoh`hwj) cktck cjfck tk qkdjnk kfrhthcj&

K`ahihek }qg`hqgj5 ]qktkfshdgjfkt kf bqhtdjt ck 1;= `i

K`ahihek tkd{fchqgj5 Dheh ck dhqsôf djfskfgkfcj 3? k`ahihekt }qg`hqgjt&

Sjshi k`ahihek tkd{fchqgj5 >;= a{isjt

K`ahihek skqdghqgj5 4 }hiksht djf cg`kftgjfkt 8&1= ` % 8&== ` % 8&;= `

D[HCQJ F½11

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& ;4

B{kfsk5 Kihajqhdgôf }qj}gh

8& Tk qkdjnkf ijt bqhtdjt cktck Dohfdoh`hwj& h Ig`h) kf t{t qkt}kdsgrjtk`ahihekt tkd{fchqgjt tgf }hiksguhqij /qkdjej }jq }hqsk cki ̀ gt`j }qjrkkcjq'

/Sgk`}j ck sqèftgsj5 13 ojqht'

1& Tk qkdgak ijt >;= a{isjt kf hi`hdçf Ig`h w tk }qjdkck hi }hiksguhcj

/Sgk`}j k`}ikhcj5 2 ojqht'&

4& Tk kt}kqh hi j}kqhcjq ijnàtsgdj cki g`}jqshcjq }hqh kfsqknhq ih dhqnh }hiksguhchkf f{ktsqjt hi`hdkfkt kf Ig`h< hck`èt ck kiij tk ik kfsqknh ih cjd{`kfshdgôffkdkthqgh }hqh ijt sqè`gskt ck hc{hfh /jqgngfhikt w*j dj}ght tknõf ki hd{kqcj'&

3& Tk ohdk bgq`hq {f dhqnj ck djfbjq`gchc ck qkdk}dgôf hi j}kqhcjq cki g`}jqshcjqw djf ktsj d{i`gfh ih j}kqhsgrh ck ih ijnàtsgdh&

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?&4&1&1 }qjdktj ijnàtsgdj }hqh k}jqshdgôf dj`kqdghi ràh hçqkh kf sçq`gfjtBDH-Hkqj}{kqsj ck Ig`h

]ktj5 81;=ln />;= dheht'

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& ;3

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Sjshi k`ahihek tkd{fchqgj5 >;= a{isjt

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Sgk`}j ck sqèftgsj5 13 ojqht

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Sgk`}j k`}ikhcj5 2 ojqht

4& Tk gfnqkth ih dhqnh hi skq`gfhi hçqkj /IHF' }hqh ki gfgdgj ck ih f{`kqhdgôf ck ihC[H ck k}jqshdgôf }qjrgtgjfhi&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& ;;

Sgk`}j k`}ikhcj5 3 ojqht

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Jatkqrhdgjfkt5 Kf 1 càht tk ch }jq ckt}hdohch ih `kqdhfdàh

?&4&1&4&  ]qjdktj ijnàtsgdj }hqh ih k}jqshdgôf dj`kqdghi ràh hçqkh kfsçq`gfjt D]S-Hkqj}{kqsj gfskqfhdgjfhi Dj`jcjqj Hqs{qj @kqgfj Akfàsku

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K`ahihek tkd{fchqgj5 Dheh ck dhqsôf djfskfgkfcj 3? k`ahihekt }qg`hqgjt&

Sjshi k`ahihek tkd{fchqgj5 >;= a{isjt

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Ki digkfsk ck}jtgsh h f{ktsqh d{kfsh ki ;=+ cki }qkdgj ck rkfsh kf sçq`gfjt D]S)}hqh dj`}qjahq x{k ih `kqdhckqàh ktsè kf dh`gfj tk ik chqè ki dôcgnj }hqh kiqkt}kdsgrj sqhdlgfn /tkn{g`gkfsj ck ih `kqdhckqàh') hck`èt ck qkiikfhq {f

bjq`{ihqgj h fj`aqk ck ih k`}qkth Njjc Igbk T&H&D hi `j`kfsj ck qkhiguhq kick}ôtgsj) ij d{hi ik tkqrgqè dj`j {f dj`}qjahfsk ck }hnj&

Tk ik kfràh ih `kqdhckqàh h fj`aqk cki digkfsk) {fh rku dj`}qjahcj x{k t{`kqdhckqàh ktsè kf dh`gfj }qjdkckqè h qkhiguhq ki tkn{fcj ck}jtgsj ;=+ ckirhijq ck ih `kqdhckqàh }hqh fjtjsqjt qkhiguhq ki kfràj ck ijt cjd{`kfsjt x{k iktkqrgqèf }hqh t{ qkt}kdsgrj ckthc{hfhek kf cktsgfj /Dogik'&

Tk }qjwkdsh x{k dhch digkfsk gfskqfj tkqè qk`{fkqhcj }jq ki `jfsj wh `kfdgjfhcj/Dh}às{ij GR') kf }ihfgiih djf sjcjt ijt akfkbgdgjt ck ikw&

8=&4 ]ihf ck rkfsht ck ih f{krh {fgchc ck fknjdgj&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 22

Ih k`}qkth Njjc Igbk T&H&D k`}hqh t{t hdsgrgchckt djf ih k}jqshdgôf ck djftkqrhck djdjfh kf hi`àahq djf {f rhijq hnqknhcj ck `gki /õfgdh }qktkfshdgôf') tk oh}qjwkdshcj rkfsht `kft{hikt iht d{hikt ohf tgcj }qjwkdshcht kf sqkt ktdkfhqgjtj}sg`gtsh) `jckqhcj w }ktg`gtsh) ck hd{kqcj h dh`agjt kf ki kfsjqfj ck ih k`}qkth

)cjfck tk }{tj `hwjq çfbhtgt kf ki ktdkfhqgj `jckqhcj x{k kt kf ih x{k tk qkhiguhqhki }qktkfsk }qjwkdsj&

]QKDGJT CK RKFSHDJFTKQRH CK DJDJFH TJIKT

T*& [TC #]QKDGJ [FGSHQGJ 2&>7 1&3;

Sjshi 2&>7 1&3;

  Ktdkfhqgj @jckqhcj5

Tk sgkfk kf d{kfsh x{k ki d{isgrj ck djdjfh fj sgkfk }kqgjcj ck ktshdgjfhigchc ck`jcj x{k ck hd{kqcj h ih ck`hfch) iht rkfsht tkqèf djftshfskt ohtsh ki skqdkq høj h}hqsgq ck ih d{hi tk gfdqk`kfshqhf kf 1+ hf{hi) tk ktsg`h rkfckq ;=== {fgchckt ckbqhtdjt ck djftkqrht ck djdjfh dhch `kt) ckagcj h ij f{krj cki }qjc{dsj w f{krhk`}qkth&

D[HCQJ F½48

 RKFSHT K_]QKTHCJT KF F[KRJT TJIKT T* /HFK_J 1'

G@][KTSJT KFKQ BKAQ @HQ HAQ @HW E[F E[I HNJ TK]S JDS FJRG CGDG S RHIJQ CK

 RKFSH1?)>>8&

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4

GQ KF TJIKT/HFK_J 1&8'

G@][KTSJ HIH QKFSH 1+ ;>;&31 ;>;&31 ;>;&31 ;>;&31 ;>;&31 ;>;&31 ;>;&31 ;>;&31 ;>;&31 ;>;&31 ;>;&31 2)4

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 2>

]ihf }qjwkdshcj h 3 højt5

D[HCQJ F½41

]IHF CK RKFSHT -KTDKFHQGJ @JCKQHCJ

CKTDQG]DGJF 8 HØJ 1 HØJ 4 HØJ 3 HØJ

DHFSGCHC ;;=== 2==== 281== 21313

SJSHI ]QKDGJ CK RKFSH T*& 4>43;= 3=>3== 38;;3? 314?;?&72

  Ktdkfhqgj J}sg`gtsh

Djdjfh igbk }jq tkq {f }qjc{dsj ck `hskqgh }qg`h kôsgdh ih d{hi ohdk kôsgdj h ih`gt`h djftkqrh) tk djfjdk x{k ktsk sg}j ck }qjc{dsjt tjf ck`hfchcjt kf ki

`kqdhcj cktsgfj) x{k ih kdjfj`àh dogikfh tkn{gqè dqkdgkfcj) }jq shfsj tk ktsg`h x{kiht rkfsht tkqèf {f 3+ `hwjq hi cki ktdkfhqgj `jckqhcj) `hfskfgkfcj t{ `gt`j}qkdgj djf ih bgfhigchc ck nhfhq `kqdhcj&

D[HCQJ F½ 44

]QJWKDDGJF CK RKFSH - KTDKFHQGJ J]SG@GTSH

CKTDQG]DGJF 8 HØJ 1 HØJ 4 HØJ 3 HØJ

DHFSGCHC ;;=== 213== 2423? 23718

SJSHI ]QKDGJ CK RFSH T* 4>43;= 314272 341827&71 33=?84&48?

  Ktdkfhqgj }ktg`gtsh5

Tk djftgckqh dj`j {fh }jtgagigchc ck x{k ih dqgtgt `{fcghi hbkdsk h ih kdjfj`àh cki}hàt djftkd{kfsk`kfsk t{agqàhf ijt djtsjt ck sqhft}jqsk }qgfdg}hi w kf jqgnkf ktsjdjfiikrhqàh h qkhiguhq hojqqjt w qkc{ddgôf ck nhtsjt w*j ki }qkdgj cki }qjc{dsj tkgfdqk`kfsk skfgkfcj {f `hwjq djtsj ij d{hi tk rkqè qkbikehcj kf ki }qkdgj cki }qjc{dsj&Kf ktsk dhtj h thagkfcht x{k ih kdjfj`àh }kq{hfh hi gn{hi x{k ih ck dogik ktsè kfsqkiht `kejqkt) tk ktsg`h x{k w iht rkfsht tk qkc{dkf kf {f 8&1 + w ki }qkdgj tkgfdqk`kfshqàh kf {f 8&; + }hqh tkn{gq `hfskfgkfcj ih {sgigchc) djf qkt}kdsj hi

ktdkfhqgj `jckqhcj h }hqsgq cki skqdkq høj&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 2?

D[HCQJ F½ 43

8=&3 Hfèigtgt ck djtsjt&

]hqh ih ckskq`gfhdgôf cki djtsj ck ih djftkqrh ck djdjfh tk sj`j kf d{kfsh sjcjt ijtqkd{qtjt fkdkthqgjt }hqh iikrhq h dhaj ktsk }qjwkdsj x{k g`}igdhf djtsjt w nhtsjt x{ktk qkhiguhqhf hfskt w c{qhfsk ih j}kqhdgôf ck ih k`}qkth ck shi bjq`h jaskfnh`jtqkt{ishcjt kt}kqhcjt&

D[HCQJ F½ 4;

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Ckd-81 SJSHI

Õfgdh }qktkfshdgôf/dhfsgchc }jq ]D' 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8>;3;=

SJSHI DJ@]QH T* 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8;7;= 8>;3;=

 

Ih }qjc{ddgôf tkqè skqdkqguhch) fjt kfsqknhqhf ijt }qjc{dsjt skq`gfhcjt w kf ki i{nhq hdjqchcj djf f{ktsqj }qjrkkcjq h

 

# 8&8;04&87 /SD01&>>' ih {fgchc&

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]{fsj ck kx{gigaqgj kt ki }{fsj cjfck ijt gfnqktjt sjshikt tk gn{hihf h ijt djtsjtsjshikt) tgqrk }hqh djfjdkq ki fõ`kqj ck {fgchckt `àfg`ht h rkfckq iht d{hiktd{aqgqèf ijt djtsjt w nhtsjt ck ih k`}qkth }kqj tgf nkfkqhq akfkbgdgjt) rkfcgkfcj }jqkfdg`h ck shi dhfsgchc tk jaskfcqèf akfkbgdgjt w rkfcgkfcj }jq ckahej tk jaskfcqèf}kqcgcht&

Ih k`}qkth ckak skfkq rkfsht `àfg`ht ck 4=21; {fgchckt ck djftkqrht ck djdjfh hi

høj dj`j tk }{kck h}qkdghq kf ki tgn{gkfsk d{hcqj5

]QJWKDDGJF CK RKFSH - KTDKFHQGJ ]KTG@GTSHCKTDQG]DGJF 8 HØJ 1 HØJ 4 HØJ 3 HØJ

DHFSGCHC ;;=== 2==== 2=322 282>;

SJSHI ]QKDGJ CK RKFSH T* 4>43;= 3=>3== 382>87&?; 31;=;3&13

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& 27

D[HCQJ F½42

Chsjt }hqh ki nqèbgdj

X Rkfsht = 8;)48? 4=)24; 3;)7;4

Chsjt gfgdghikt T* Rkfsht = 8=3)==2 1=?)=81 481)=8>

]qkdgj Rkfsh 2&>7DjtsjRhqghaik = 2=)=== 7>)>12 832);??

Djtsk [fgshqgj 4&87 Djtsj Bgej 7;)=== 88=)1?2 88=)1?2 88=)1?2Nhtsjt Bgejt

@kt 88=)1?2 Djtsj Sjshi 7;)=== 8>=)1?2 1=?)=81 1;2)?>3

]sj& Kx{gigaqgj 4=)24; X ck Kx{gigaqgj Akfkbgdgj-

7;)=== -22)1?= = ;;)834

T* RkfshtKx{gigaqgj 1=?)=81 T* ck Kx{gigaqgj

]hqh hidhfuhq ki }{fsj ck kx{gigaqgj ckakt rkfckq 4=24;&={fgchckt hf{hikt

B{kfsk5 Kihajqhdgôf }qj}gh Njjc igbk THD& 

8=&2 Gfrkqtgôf gfgdghi-Dh}gshi ck bgfhfdgh`gkfsj&

F{ktsqj dh}gshi ck sqhahej ktsè djfbjq`hcj }jq5

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& >=

D[HCQJ F½4>

  H]JQSKT CK GFRKQTGJFGTSHT TJIKT T*&

 

[TC #

 

Dh}gshi ck Sqhahej /3 H}jqskt ck # 7=1; 0 t*& 1; ===' T*& 8==)===&== 428=8SJSHI DH]GSHI CK SQHAHEJ T*& 8==)===&== 428=8

Ktsjt `jfsjt tkqèf }qjc{dsj ck iht h}jqshdgjfkt ck iht d{hsqj tjdght x{k kf }hqsktgn{hikt h}jqshqàhf ih t{`h ck t* 1;===/1;=== ==* 8== F{krjt Tjikt'

FJSH5 SD01&>>

B{kfsk5 Kihajqhdgôf }qj}gh Njjc igbk THD&

8=&> B{kfskt ck Bgfhfdgh`gkfsjt&

Ih b{kfsk ck bgfhfdgh`gkfsj }hqh ih kekd{dgôf cki }qktkfsk }qjwkdsj tkqè }qjdkckfsk ck

iht h}jqshdgjfkt ck ijt 3 tjdgjt ckshiihcjt kf ki tgn{gkfsk d{hcqj5D[HCQJ F½4?

TJDGHT TJIK T*& [TC # +

Qjhfh T{iidhqhw O{h`hf 1;=== 7=1; 1;+Wkfw Ehqh`giij Tgirktsqk 1;=== 7=1; 1;+

I{gth Hwhih Hn{gihq 1;=== 7=1; 1;+Ahqahqh Dhtsgiij Igfhqkt 1;=== 7=1; 1;+

SJSHI 8===== 428=8 8==+

SD 1&>>

B{kfsk5 Kihajqhdgôf }qj}gh

8=&? ]qjwkddgôf ck bi{ej ck dheh&

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& >8

D[HCQJ F½ 47

CKTDQG]DGJF BI[EJ CK DHEH -]KQGJCJ KFKQJ-CGDGK@AQK 1=81-K_]QKTHCJ KF TJIKTKFK BKA @HQ HAQ @HW E[F E[I HNJ TKS JDS FJR CGD SJSH

G GFNQKTJT = 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 4>4)

 Rkfsh- Hfkxj 8 = 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 44)7;= 4>4

GFRKQTGJF GFGDGHI

GG KNQKTJT 81);?4 17)>48 1>);42 4;)882 1>);42 17)=42 1>);42 1>);42 1>);42 1>);42 1>);42 17)=42 41?)Dj`}qh ck djftkqrht ckdjdjfh-hfkj 4 = 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8;)7;= 8>;Nhtsjt ck }kqtjfhi- Hfkxj 2 = 1)7== 1)7== 1)7== 1)7== 1)7== 1)7== 1)7== 1)7== 1)7== 1)7== 1)7== 48Nhtsjt }qk-j}kqhsgrj- Hfkxj 7 7);?3 2== 2== 2== 2== 2== 2== 2== 2== 2== 2== 2== 82Nhtsjt Hc`gtsqhsgrjt- Hfkxj 8= = 8)?1= 8)?1= 8)?1= 8)?1= 8)?1= 8)?1= 8)?1= 8)?1= 8)?1= 8)?1= 8)?1= 1=

Sqga{sjt 

]jq d{kfsh }qj}gh/GNR'G`}{ktsj h ih Qkfsh- Hfkxj1&8 = ;>; ;>; ;>; ;>; ;>; ;>; ;>; ;>; ;>; ;>; ;Nhtsjt ]{aigdgchc-]qj`jdgjf- Hfkxj ; 1)777 1)742 822 >)>32 822 8)222 822 822 822 822 822 8)222 8?Djtsjt ck sqhft}jqsk}qgfdg}hi-/Hfkxj ?' ;)81; ;)81; ;)81; ;)81; ;)81; ;)81; ;)81; ;)81; ;)81; ;)81; ;)81; ;2

Tkqrgdgjt }qktshcjt }jqskqdkqjt- Hfkxj > 3== 3== 3== 3== 3== 3== 3== 3== 3== 3== 3== 3

GGG THICJ -81);?4 3)11= 2)383 -8)822 2)383 3)783 2)383 2)383 2)383 2)383 2)383 3)783 3;)

GR GFNQKTJT CKDH]GSHI = = = = = = = = = = = =  H}jqskt ck dh}gshi/Agkfkt' = = = = = = = = = = = =

  Rkfsht ck hdsgrj bgej

Jsqjt

THICJ FKSJ CKDHEH -81);?4 3)11= 2)383 -8)822 2)383 3)783 2)383 2)383 2)383 2)383 2)383 3)783 3;)THICJ GFGDGHI CKDHEH 8==)=== ?>)38> 78)24> 7?)=;8 72)??; 8=4)177 8=?)184 883)21> 818)=38 81>)3;; 844)?27 83=)1?4 8)411)THICJ BGFHI CKDHEH ?>)38> 78)24> 7?)=;8 72)??; 8=4)177 8=?)184 883)21> 818)=38 81>)3;; 844)?27 83=)1?4 83;)87> 8)42>)

THICJ KF AHFDJT 83;)

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NJJC IGBK THD&

H{sjqkt5 Wkfw Ehqh`giij T)Qjhfh T{iidhqhw O)I{gth Hwhih H& >1

D[HCQJ F½ 3=

Tk }{kck h}qkdghq x{k ki dqkdg`gkfsj ck ih k`}qkth kt h }hqsgq cki skqdkq høj kf {f 1+hf{hi )}kqj tk `hfskfcqè ki }qkdgj ck rkfsh djf ih bgfhigchc ck nhfhq `kqdhcj)hck`èt ijt djtsjt ck dj`}qh sh`agçf tk `hfsgkfkf }jq ih djfsqhsh x{k tk qkhiguhqh}jq 3 højt djf ki }qjrkkcjq) cgdoj djfsqhsj }jcqè tkq bikgaik kf d{hfsj hi fõ`kqj ck}qjc{ddgôf djfsqhshch wh x{k ih dh}hdgchc `èg`h ck }qjc{ddgôf cki }qjrkkcjq kf

d{hfsj h f{ktsqj }qjc{dsj kt 3rkdkt `hwjq h ij ckskq`gfhcj kf ki }qktkfsk }qjwkdsj)tk }jcqè `jcgbgdhq tjij bqkfsk h `hwjqkt ck`hfcht &Tk hce{fshf d{hcqjt /hfkjt '{sgiguhcjt }hqh jaskfkq ki bi{ej ck dheh&

BI[EJ CK DHEH ]QJWKDSHCJ -NJJC IGBK T&H&D

]QJWKDDGJF HF[HI H 3 HØJT K_]QKTHCJ KF F[KRJT TJIKTDJFDK]SJ = 8 1 4 3

Nhtsjt Gfrkqtgôf Gfgdghi -8==)===

 Rhijq Qktgc{hi ck Hdsgrjt Bgejt 3?8=

Sjshi Gfnqktjt }jq Rkfsht /Hfkxj 8' 4>4)3;= 3=>)3== 38;);3? 314)?;7

Nhtsjt ck Dj`}qht /djftkqrh ckdjdjfh' 8>;)3;= 878)3== 87;)11? 877)844

Nhtsjt Rhqgjt /Hfkxjt ;)2)>)?)8= ' 84=)?2; 838)1>2 838)7>2 831)2>2

Ck}qkdghdgôf 8)88= 8)88= 8)88= 8)88=

Sjshi Djtsjt J}kqhsgrjt 4=>)31; 444)>?2 44?)483 431)787

[sgigchc hfskt cki g`}{ktsj 22)=1; >4)283 >>)143 ?=)73=

G`}{ktsjt 4=+ 87)?=? 11)=?3 14)8>= 13)1?1

Ck}qkdghdgôf 8)88= 8)88= 8)88= 8)88=

Qkt{ishcj5 BI[EJ KDJFJ@GDJFKSJ -8==)=== 3>)41? ;1)23= ;;)8>3 21);>?

]qçtsh`jt H`jqsguhdgjfGfskqktktKtd{cj Sqga{shqgj

Qkt{ishcj5 BI[EJ BGFHFDGKQJFKSJ -8==)=== 3>)41? ;1)23= ;;)8>3 21);>?

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