GOOD FAITH ESTIMATE the new 2010 changing for. “ ” THERE IS NOTHING WRONG WITH CHANGE IF IT’S...
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Transcript of GOOD FAITH ESTIMATE the new 2010 changing for. “ ” THERE IS NOTHING WRONG WITH CHANGE IF IT’S...
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GOOD FAITH ESTIMATE
the new
2010changing for
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“”
THERE IS NOTHING WRONG WITH CHANGE IF IT’S IN THE RIGHT DIRECTION.
winstonCHURCHILL
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NOV 2008
HUDAMENDS
RESPA
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TRANSPARENCY
changes to provide
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STANDARDIZEhow loan fees are
DISCLOSED
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the new
GFEdifferent
WAYS
inmany
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1
2
3
PAGES
three
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BUNDLED
costs are
together
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WHOCOSTS
doesn’t show
is paying the
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MONTHLYPAYMENT
doesn’t show
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LOANPROGRAM
doesn’t show
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Initial GFE is binding and can only be changed under certain circumstances.
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act of
GOD
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INFORMATION
change of
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GFE 2010
STIPULATIONS
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Can’t issue a GFE without a complete application.
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THESE SIX ITEMS
APPLICATION
makea
complete
NAMESOCIAL SECURITY #MONTHLY INCOMEPROPERTY ADDRESSPROPERTY
VALUELOAN AMOUNT
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LIMITATIONS
tolerance
0% 10%Unlimited
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FORWARDmoving
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client
REALTOR
STAFFCLOSIN
GAGENT
LENDER
TEAMENVIRONMENT
providing advice in a
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PROCESS
refined
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“”
The greatest danger in times of turbulence is not
the turbulence; it is to act with
yesterday’s logic.peterDRUCKERcreated by: