FORM NL-1-B-RA Name of the Insurer: TATA AIG … · 5,084 7,199 73,803 86,086 3,682 7,140 61,608...

FORM NL-1-B-RA

Name of the Insurer: TATA AIG GENERAL INSURANCE COMPANY LIMITED IRDA Registration No. 108, dated January 22, 2001

REVENUE ACCOUNT FOR THE HALF YEAR ENDED SEPTEMBER 30, 2015(Rs. in '000s)

Particulars Schedule

Fire Marine Miscellaneous Total Fire Marine Miscellaneous Total1 Premium earned (Net) NL-4-

Premium Schedule

127,728 1,060,359 8,965,680 10,153,767 125,702 994,942 7,680,512 8,801,156

2 Profit/ Loss on sale/redemption of Investments

13,708 20,406 208,754 242,868 10,736 20,764 191,234 222,734

3 Others 133 378 2,987 3,498 97 312 2,093 2,502 Co-insurance Administration income 2,737 849 1,976 5,562 1,891 119 2,338 4,348

Amortisation of Investments (1,147) (1,708) (17,473) (20,328) (618) (1,195) (11,005) (12,818)

4 Interest, Dividend & Rent – Gross 86,318 77,960 797,515 961,793 71,765 80,101 737,744 889,610

TOTAL (A) 229,477 1,158,244 9,959,439 11,347,160 209,573 1,095,043 8,602,916 9,907,532

1 Claims Incurred (Net) NL-5-Claims Schedule

96,277 901,173 6,357,767 7,355,217 91,949 834,162 5,393,899 6,320,010

2 Commission NL-6-Commission Schedule

(426,526) 134,465 510,829 218,768 (381,144) 156,614 344,203 119,673

3 Operating Expenses related to Insurance Business

NL-7-Operating Expenses Schedule

284,139 225,804 2,861,584 3,371,527 205,053 184,418 2,253,890 2,643,361

Contribution towards Solatium Fund - - 2,641 2,641 - - 1,969 1,969

4 Premium Deficiency - - - - - - - - Co-insurance Administration Fees 5,557 525 5,194 11,276 5,312 623 2,041 7,976

Motor pool Administration Fees - - - - - - TOTAL (B) (40,553) 1,261,967 9,738,015 10,959,429 (78,830) 1,175,817 7,996,002 9,092,989 Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A - B)

270,030 (103,723) 221,424 387,731 288,403 (80,774) 606,914 814,543

APPROPRIATIONS

Transfer to Shareholders’ Account 270,030 (103,723) 221,424 387,731 288,403 (80,774) 606,914 814,543

Transfer to Catastrophe ReserveTransfer to Other Reserves (to be specified)TOTAL (C) 270,030 (103,723) 221,424 387,731 288,403 (80,774) 606,914 814,543

For the Half Year Ended September 30, 2015

For the Half Year Ended September 30, 2014

FORM NL-1-B-RA

Name of the Insurer: TATA AIG GENERAL INSURANCE COMPANY LIMITED IRDA Registration No. 108, dated January 22, 2001

REVENUE ACCOUNT FOR THE QUARTER ENDED SEPTEMBER 30, 2015(Rs. in '000s)

Particulars Schedule

Fire Marine Miscellaneous Total Fire Marine Miscellaneous Total1 Premium earned (Net) NL-4-

Premium Schedule

65,694 523,374 4,608,258 5,197,326 63,795 494,078 3,977,954 4,535,827

2 Profit/ Loss on sale/redemption of Investments

5,084 7,199 73,803 86,086 3,682 7,140 61,608 72,430

3 Others 11 (16) 13 8 63 199 1,401 1,663 Co-insurance Administration income 1,469 339 641 2,449 1,083 31 888 2,002

Amortisation of Investments (693) (1,013) (10,368) (12,074) (362) (701) (6,309) (7,372)

4 Interest, Dividend & Rent – Gross 44,321 39,423 403,719 487,463 51,081 40,154 357,663 448,898

TOTAL (A) 115,886 569,306 5,076,066 5,761,258 119,342 540,901 4,393,205 5,053,448

1 Claims Incurred (Net) NL-5-Claims Schedule

28,046 466,900 3,302,071 3,797,017 48,196 495,498 2,796,515 3,340,209

2 Commission NL-6-Commission Schedule

(143,773) 60,015 236,079 152,321 (122,805) 71,762 175,169 124,126

3 Operating Expenses related to Insurance Business

NL-7-Operating Expenses Schedule

154,993 117,149 1,540,765 1,812,907 96,974 90,561 1,150,105 1,337,640

Contribution towards Solatium Fund - - 1,275 1,275 - - 994 994

4 Premium Deficiency - - - - - - - - Co-insurance Administration Fees 1,673 182 956 2,811 1,646 136 775 2,557

Motor pool Administration Fees - - - - - - TOTAL (B) 40,939 644,246 5,081,146 5,766,331 24,011 657,957 4,123,558 4,805,526 Operating Profit/(Loss) from Fire/Marine/Miscellaneous Business C= (A - B)

74,947 (74,940) (5,080) (5,073) 95,331 (117,056) 269,647 247,922

APPROPRIATIONS

Transfer to Shareholders’ Account 74,947 (74,940) (5,080) (5,073) 95,331 (117,056) 269,647 247,922

Transfer to Catastrophe ReserveTransfer to Other Reserves (to be specified)TOTAL (C) 74,947 (74,940) (5,080) (5,073) 95,331 (117,056) 269,647 247,922

Quarter Ended September 30, 2015


FORM NL-2-B-PL

Name of the Insurer: TATA AIG GENERAL INSURANCE COMPANY LIMITED

IRDA Registration No. 108, dated January 22, 2001

PROFIT AND LOSS ACCOUNT FOR THE HALF YEAR ENDED SEPTEMBER 30, 2015Particulars Schedule For the Half Year

Ended September 30, 2015


For the Half Year Ended

September 30, 2014


(Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000)1 OPERATING PROFIT/(LOSS)

(a) Fire Insurance 270,030 74,947 288,403 95,331 (b) Marine Insurance (103,723) (74,940) (80,774) (117,056) (c ) Miscellaneous Insurance 221,424 (5,080) 606,914 269,647

2 INCOME FROM INVESTMENTS(a) Interest, Dividend & Rent – Gross 343,527 170,891 357,998 172,679 (b) Profit on sale of investments 112,697 48,267 96,585 32,517 Less: Loss on sale of investments (22,777) (17,508) (3,787) (2,922)(c) Amortization of Debt Securities (7,526) (4,411) (5,340) (3,050)

3 OTHER INCOME (To be specified)Claims Service Fees 2,961 2,430 909 137 Miscellaneous 2,790 1,326 62,098 17,798 TOTAL (A) 819,403 195,922 1,323,006 465,081

4 PROVISIONS (Other than taxation)(a) For diminution in the value of investments - - - - (b) For doubtful debts 143 1,643 - -

5 OTHER EXPENSES(a) Expenses other than those related to Insurance Business

Employee's remuneration - - - - Donation - - 6,580 5,580 CSR Expenditure 11,398 11,364 7,000 7,000 (Profit) / Loss on Sale / Write off of Fixed Assets (Net) (124) (63) (86) (86)(b) Bad debts written off - - - - (c) Wealth Tax - - - - (d) Directors Commission - - - - TOTAL (B) 11,417 12,944 13,494 12,494

Profit Before Tax 807,986 182,978 1,309,512 452,587

Provision for Taxation (a) Current tax 190,000 3,000 389,000 110,000 (b) Deferred tax (27,390) (9,542) 7,391 20,266 (c) Wealth Tax - - - - (d) Adjustment for earlier years - - - -

Profit / (Loss) After Tax 645,376 189,520 913,121 322,321

APPROPRIATIONS(a) Interim dividends paid during the year - - - - (b) Proposed final dividend - - - - (c) Dividend distribution tax - - - - (d) Transfer to any Reserves or Other Accounts (to be specified)

- -

-

-

- Contingency reserve for Unexpired Risks - - - - Balance of profit/ loss brought forward from prior period

3,146,679 3,602,535 2,061,777 2,652,577

Balance carried forward to Balance Sheet 3,792,055 3,792,055 2,974,898 2,974,898

FORM NL-3-B-BS

Name of the Insurer: Tata AIG General Insurance Co. Ltd. IRDA Registration No. 108, dated January 22, 2001

BALANCE SHEET AS AT SEPTEMBER 30, 2015

Schedule As at September 30, 2015

As at September 30, 2014

(Rs.’000) (Rs.’000)SOURCES OF FUNDS

SHARE CAPITAL NL-8-Share Capital Schedule

5,050,000 5,050,000

SHARE APPLICATION MONEY PENDING ALLOTMENT - -

RESERVES AND SURPLUS NL-10-Reserves and Surplus Schedule

3,943,292 3,126,135

FAIR VALUE CHANGE ACCOUNT (48,511) 14,648

BORROWINGS NL-11-Borrowings Schedule

- -

TOTAL 8,944,781 8,190,783

APPLICATION OF FUNDS

INVESTMENTS NL-12-Investment Schedule 33,136,049 27,757,571

LOANS NL-13-Loans Schedule - -

FIXED ASSETS NL-14-Fixed Assets Schedule

979,070 946,005

DEFERRED TAX ASSET 111,866 31,786

CURRENT ASSETSCash and Bank Balances NL-15-Cash and bank

balance Schedule 281,194 269,446

Advances and Other Assets NL-16-Advances and Other Assets Schedule

4,783,831 4,026,839

Sub-Total (A) 5,065,025 4,296,285

CURRENT LIABILITIES NL-17-Current Liabilities Schedule

18,829,635 15,668,252

PROVISIONS NL-18-Provisions Schedule 11,517,594 9,172,612

Sub-Total (B) 30,347,229 24,840,864

NET CURRENT ASSETS (C) = (A - B) (25,282,204) (20,544,579)

MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted)

NL-19-Miscellaneous Expenditure Schedule

- -

DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT - -

TOTAL 8,944,781 8,190,783

- -

CONTINGENT LIABILITIES

Particulars As at September 30, 2015


(Rs.’000) (Rs.’000)1 Partly paid-up investments - - 2 Claims, other than against policies, not acknowledged as debts by

the company - -

3 Underwriting commitments outstanding (in respect of shares and securities)

- -

4 Guarantees given by or on behalf of the Company - - 5 Statutory demands/ liabilities in dispute, not provided for 110,836 120,039

6 Reinsurance obligations to the extent not provided for in accounts - -

7 Others (Insurance Claims disputed by the company, to the extent not provided/reserved)

147,704 55,346

TOTAL 258,540 175,384

FORM NL-4-PREMIUM SCHEDULEPREMIUM EARNED [NET]

(Rs. in '000s)Particulars FIRE MARINE For the Half Year


Motor-OD Motor-TP Motor Total Workmen's Compensation

Personal Accident

Health Insurance Liability Engineering Trade Credit Aviation Others Total Grand Total

Premium from direct business written 2,436,255 1,438,856 4,332,656 2,576,490 6,909,146 131,945 750,541 1,488,129 1,272,030 481,800 81,113 8,491 716,797 11,839,992 15,715,103 Service Tax - - - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks (751,829) (214,485) (118,640) (237,698) (356,338) (20,421) (58,131) (126,825) (135,061) (131,615) (12,380) 3,479 96,632 (740,661) (1,706,975)

Gross Earned Premium 1,684,426 1,224,371 4,214,016 2,338,792 6,552,808 111,524 692,410 1,361,304 1,136,969 350,185 68,733 11,970 813,429 11,099,331 14,008,128 Add: Premium on reinsurance accepted 623,071 27,053 - - - - 2,771 129,401 140,030 30,398 - - 21 302,621 952,745 Less : Premium on reinsurance ceded 2,689,726 199,870 251,432 146,149 397,581 8,696 57,822 97,438 668,092 480,010 26,964 8,441 606,066 2,351,110 5,240,706 Net Premium 369,600 1,266,039 4,081,224 2,430,341 6,511,565 123,249 695,490 1,520,092 743,968 32,188 54,149 50 110,752 9,791,503 11,427,142 Adjustment for change in reserve for unexpired risks (241,872) (205,680) (112,288) (226,165) (338,453) (18,650) (53,129) (160,761) (248,427) (370) (21,973) (9) 15,949 (825,823) (1,273,375)

Premium Earned (Net) 127,728 1,060,359 3,968,936 2,204,176 6,173,112 104,599 642,361 1,359,331 495,541 31,818 32,176 41 126,701 8,965,680 10,153,767

(Rs. in '000s)Particulars FIRE MARINE

MISCELLANEOUS

For the Half Year Ended

September 30, 2014


Personal Accident


Premium from direct business written 2,130,152 1,368,531 3,388,652 1,920,565 5,309,217 115,222 756,402 1,276,607 1,132,920 466,023 77,249 10,036 649,270 9,792,946 13,291,629 Service Tax - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks (591,999) (182,149) 180,495 (147,640) 32,855 (12,447) (4,441) (104,875) (38,772) (148,533) (17,772) (238) (54,637) (348,860) (1,123,008)

Gross Earned Premium 1,538,153 1,186,382 3,569,147 1,772,925 5,342,072 102,775 751,961 1,171,732 1,094,148 317,490 59,477 9,798 594,633 9,444,086 12,168,621 Add: Premium on reinsurance accepted 460,635 8,029 - (2,313) (2,313) 1,761 - 86,329 98,414 66,606 - - 11 250,808 719,472 Less : Premium on reinsurance ceded 2,279,993 191,704 197,386 113,069 310,455 18,061 58,886 64,067 632,310 497,761 35,696 10,036 492,410 2,119,682 4,591,379 Net Premium 310,794 1,184,856 3,191,266 1,805,183 4,996,449 98,922 697,516 1,298,869 599,024 34,868 41,553 - 156,871 7,924,072 9,419,722 Adjustment for change in reserve for unexpired risks (185,092) (189,914) 159,167 (116,561) 42,606 (13,449) (4,397) (130,965) (136,858) (7,399) (7,799) 9 14,692 (243,560) (618,566)

Premium Earned (Net) 125,702 994,942 3,350,433 1,688,622 5,039,055 85,473 693,119 1,167,904 462,166 27,469 33,754 9 171,563 7,680,512 8,801,156


MISCELLANEOUSQuarter Ended

September 30, 2015

Motor-OD Motor-TP Motor Workmen's Compensation

Personal Accident


Premium from direct business written 778,030 641,381 2,124,166 1,243,549 3,367,715 66,074 393,956 596,908 600,298 179,780 32,218 2,507 534,436 5,773,892 7,193,303 Service Tax - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks 56,981 (43,946) 48,923 (15,451) 33,472 (9,264) (50,026) 58,896 (27,119) (16,884) 5,788 2,463 (104,716) (107,391) (94,357)

Gross Earned Premium 835,011 597,435 2,173,089 1,228,098 3,401,187 56,810 343,930 655,804 573,179 162,896 38,006 4,970 429,720 5,666,501 7,098,946 Add: Premium on reinsurance accepted 281,352 17,059 - - - - 2,771 - 75,955 9,034 - - - 87,760 386,171 Less : Premium on reinsurance ceded 868,231 92,653 124,697 68,533 193,230 4,262 31,602 59,503 282,919 172,692 11,556 2,506 454,197 1,212,467 2,173,351 Net Premium 191,151 565,787 1,999,469 1,175,016 3,174,485 61,812 365,125 537,405 393,334 16,122 20,662 1 80,239 4,649,185 5,406,123 Adjustment for change in reserve for unexpired risks (125,457) (42,413) 47,128 (14,789) 32,340 (8,501) (46,864) 91,892 (110,947) (1,010) 971 10 1,182 (40,927) (208,797)

Premium Earned (Net) 65,694 523,374 2,046,597 1,160,227 3,206,825 53,311 318,261 629,297 282,387 15,112 21,633 11 81,421 4,608,258 5,197,326



September 30, 2014


Personal Accident


Premium from direct business written 721,459 623,432 1,678,584 969,631 2,648,215 56,286 385,384 550,562 535,388 183,219 44,473 4,667 498,717 4,906,911 6,251,802 Service Tax - - - - - - - - - - - - - - - Adjustment for change in reserve for unexpired risks 56,549 (23,929) (71,349) 135,993 64,645 (4,265) (10,781) 47,353 29,629 (20,705) (14,089) 1,307 (67,662) 25,433 58,053

Gross Earned Premium 778,008 599,503 1,607,235 1,105,624 2,712,860 52,021 374,603 597,915 565,017 162,514 30,384 5,974 431,055 4,932,344 6,309,855 Add: Premium on reinsurance accepted 186,017 3,418 - (2,313) (2,313) 1,761 - 86,329 50,709 23,974 - - 1 160,461 349,896 Less : Premium on reinsurance ceded 755,751 111,432 94,224 56,072 150,295 8,532 26,085 40,180 276,134 191,417 23,430 4,667 405,943 1,126,683 1,993,866 Net Premium 151,725 515,418 1,584,360 911,246 2,495,607 49,515 359,299 596,711 309,963 15,776 21,043 - 92,775 3,940,689 4,607,832 Adjustment for change in reserve for unexpired risks (87,930) (21,340) (29,242) 97,266 68,024 (5,677) (9,563) 14,853 (34,865) (2,078) (2,199) 4 8,766 37,265 (72,005)

Premium Earned (Net) 63,795 494,078 1,555,118 1,008,512 2,563,631 43,838 349,736 611,564 275,098 13,698 18,844 4 101,541 3,977,954 4,535,827

TATA AIG GENERAL INSURANCE COMPANY LIMITED

MISCELLANEOUS

FORM NL-5 - CLAIMS SCHEDULECLAIMS INCURRED [NET]




Personal Accident


Claims paid - Direct 713,736 935,956 2,827,047 718,793 3,545,840 23,083 344,579 750,350 180,250 89,458 162,497 - 767,317 5,863,374 7,513,066 Add Claims Outstanding at the end of the period 310,254 1,283,945 1,228,805 8,061,094 9,289,899 81,579 495,480 773,415 476,336 80,831 29,069 11 107,209 11,333,829 12,928,028 Less Claims Outstanding at the beginning of the year 285,710 1,209,317 1,065,545 6,635,186 7,700,731 83,284 531,261 639,919 537,223 80,696 35,320 5 100,474 9,708,913 11,203,940 Gross Incurred Claims 738,280 1,010,584 2,990,307 2,144,701 5,135,008 21,378 308,798 883,846 119,363 89,593 156,246 6 774,052 7,488,290 9,237,154 Add :Re-insurance accepted to direct claims 74,662 1,279 - - - - - 71,794 224 378 - - - 72,396 148,337 Less :Re-insurance Ceded to claims paid 716,665 110,690 140,585 115,371 255,956 1,343 18,114 36,706 57,485 81,063 136,870 - 615,382 1,202,919 2,030,274

Net Claims 96,277 901,173 2,849,722 2,029,330 4,879,052 20,035 290,684 918,934 62,102 8,908 19,376 6 158,670 6,357,767 7,355,217




Personal Accident


Claims paid - Direct 1,021,439 678,176 2,243,887 490,771 2,734,657 21,248 277,086 851,026 195,186 63,010 4,364 - 196,780 4,343,357 6,042,972 Add Claims Outstanding at the end of the period 270,221 1,248,620 1,087,836 5,719,713 6,807,549 70,955 421,428 584,129 468,526 82,712 17,688 4 103,563 8,556,554 10,075,395

Less Claims Outstanding at the beginning of the year 259,079 982,056 1,052,909 4,383,207 5,436,116 63,309 315,422 589,667 446,512 60,861 16,637 2 68,608 6,997,134 8,238,269 Gross Incurred Claims 1,032,581 944,740 2,278,814 1,827,277 4,106,090 28,894 383,092 845,488 217,200 84,861 5,415 2 231,735 5,902,777 7,880,098 Add :Re-insurance accepted to direct claims 24,173 - - 20,437 20,437 - - 64,971 23,113 1,276 - - - 109,797 133,970 Less :Re-insurance Ceded to claims paid 964,805 110,578 118,858 128,217 247,075 1,522 17,377 63,234 173,571 58,571 704 - 56,621 618,675 1,694,058

Net Claims 91,949 834,162 2,159,956 1,719,497 3,879,452 27,372 365,715 847,225 66,742 27,566 4,711 2 175,114 5,393,899 6,320,010



September 30, 2015


Personal Accident


Claims paid - Direct 221,000 491,562 1,498,014 360,355 1,858,369 11,254 182,012 442,244 76,199 50,560 13,862 - 228,796 2,863,296 3,575,858 Add Claims Outstanding at the end of the quarter 310,254 1,283,945 1,228,805 8,061,094 9,289,899 81,579 495,480 773,415 476,336 80,831 29,069 11 107,209 11,333,829 12,928,028

Less Claims Outstanding at the beginning of the quarter 310,439 1,250,745 1,169,977 7,269,835 8,439,812 85,853 520,865 804,329 483,751 78,816 40,026 9 103,245 10,556,706 12,117,890 Gross Incurred Claims 220,815 524,762 1,556,842 1,151,614 2,708,456 6,980 156,627 411,330 68,784 52,575 2,905 2 232,760 3,640,419 4,385,996 Add :Re-insurance accepted to direct claims 40,262 1,213 - - - - - 71,794 224 284 - - - 72,302 113,777 Less :Re-insurance Ceded to claims paid 233,031 59,075 75,426 48,125 123,551 607 9,543 21,592 50,503 45,939 1,383 - 157,532 410,650 702,756

Net Claims 28,046 466,900 1,481,416 1,103,489 2,584,905 6,373 147,084 461,532 18,505 6,920 1,522 2 75,228 3,302,071 3,797,017



September 30, 2014


Personal Accident


Claims paid - Direct 527,437 389,606 1,137,062 258,275 1,395,335 11,350 146,560 390,651 182,737 28,561 2,700 - 108,371 2,266,265 3,183,308

Add Claims Outstanding at the end of the quarter 270,221 1,248,620 1,087,836 5,719,713 6,807,549 70,955 421,428 584,129 468,526 82,712 17,688 4 103,563 8,556,554 10,075,395

Less Claims Outstanding at the beginning of the quarter 262,467 1,080,174 1,045,067 5,043,927 6,088,994 70,830 344,550 585,189 462,718 75,434 17,166 3 90,596 7,735,480 9,078,121 Gross Incurred Claims 535,191 558,052 1,179,831 934,061 2,113,890 11,475 223,438 389,591 188,545 35,839 3,222 1 121,338 3,087,339 4,180,582 Add :Re-insurance accepted to direct claims 18,063 - - 10,218 10,218 - - 64,971 22,841 1,061 - - - 99,091 117,154 Less :Re-insurance Ceded to claims paid 505,058 62,554 58,799 68,715 127,514 759 8,339 21,307 167,716 26,660 531 - 37,089 389,915 957,527

Net Claims 48,196 495,498 1,121,032 875,564 1,996,594 10,716 215,099 433,255 43,670 10,240 2,691 1 84,249 2,796,515 3,340,209


MISCELLANEOUS

MISCELLANEOUS

FORM NL-6-COMMISSION SCHEDULE

(Rs. in '000s)

Particulars FIRE MARINEFor the Half Year



Personal Accident


Commission Paid - Direct 121,739 162,987 339,392 368 339,760 12,016 60,379 96,107 180,383 25,408 9,624 130 38,676 762,483 1,047,209 Add: Reinsurance accepted 55,157 2,280 - - - 117 - 6,470 16,272 4,164 - - 2 27,025 84,462 Less : Reinsurance ceded 603,422 30,802 32,489 6,262 38,751 1,256 6,101 8,323 13,825 96,084 746 543 113,050 278,679 912,903 Net Commission (426,526) 134,465 306,903 (5,894) 301,009 10,877 54,278 94,254 182,830 (66,512) 8,878 (413) (74,372) 510,829 218,768

Break up of Gross CommissionAgents 31,209 18,998 115,368 34 115,402 3,089 18,264 48,053 4,342 2,658 91 - 4,949 196,848 247,055 Brokers 39,615 89,498 159,532 77 159,609 5,011 22,442 29,559 89,223 12,900 5,574 130 24,224 348,672 477,785 Corporate Agents 50,915 54,491 64,492 257 64,749 3,916 19,673 18,495 86,818 9,850 3,959 - 9,503 216,963 322,369 Referral - - - - - - - - - - - - - - -

121,739 162,987 339,392 368 339,760 12,016 60,379 96,107 180,383 25,408 9,624 130 38,676 762,483 1,047,209

(Rs. in '000s)

Particulars FIRE MARINEFor the Half Year



Personal Accident


Commission Paid - Direct 117,553 184,977 259,340 202 259,542 10,594 63,360 91,353 159,346 22,949 7,556 - 25,166 639,866 942,396 Add: Reinsurance accepted 49,750 1,818 - - - 189 - 10 12,575 9,133 - - 122 22,029 73,597 Less : Reinsurance ceded 548,447 30,181 32,828 4,711 37,539 2,309 23,410 20,990 31,300 102,376 2,334 79 97,355 317,692 896,320 Net Commission (381,144) 156,614 226,512 (4,509) 222,003 8,474 39,950 70,373 140,621 (70,294) 5,222 (79) (72,067) 344,203 119,673

Break up of Gross CommissionAgents 30,819 35,990 187,613 - 187,613 4,187 28,406 44,688 7,615 5,142 264 - 7,752 285,667 352,476 Brokers 73,813 147,912 59,854 202 60,056 5,672 26,835 37,150 151,381 17,486 7,292 - 16,570 322,442 544,167 Corporate Agents 12,921 1,075 11,873 - 11,873 735 8,119 9,515 350 321 - - 844 31,757 45,753 Referral - - - - - - - - - - - - - - -

117,553 184,977 259,340 202 259,542 10,594 63,360 91,353 159,346 22,949 7,556 - 25,166 639,866 942,396

(Rs. in '000s)

Particulars FIRE MARINE MISCELLANEOUS Quarter Ended September 30, 2015


Personal Accident


Commission Paid - Direct 48,342 73,998 167,373 272 167,645 5,961 32,032 45,908 90,503 12,647 4,048 - 27,291 386,035 508,375 Add: Reinsurance accepted 25,872 1,133 - - - - - 1,237 6,847 941 - - 2 9,027 36,032 Less : Reinsurance ceded 217,987 15,116 16,433 2,744 19,177 478 3,152 3,069 6,287 39,728 379 141 86,572 158,983 392,086 Net Commission (143,773) 60,015 150,940 (2,472) 148,468 5,483 28,880 44,076 91,063 (26,140) 3,669 (141) (59,279) 236,079 152,321

Break up of Gross CommissionAgents 19,084 2,143 16,552 5 16,557 882 10,375 29,203 453 371 (1) - 1,681 59,521 80,748 Brokers (5,852) 18,517 100,649 16 100,665 1,906 8,922 17,412 3,564 2,767 90 - 17,253 152,579 165,244 Corporate Agents 35,110 53,338 50,172 251 50,423 3,173 12,735 (707) 86,486 9,509 3,959 - 8,357 173,935 262,383 Referral - - - - - - - - - - - - - - -

48,342 73,998 167,373 272 167,645 5,961 32,032 45,908 90,503 12,647 4,048 - 27,291 386,035 508,375

(Rs. in '000s)

Particulars FIRE MARINE MISCELLANEOUS Quarter Ended September 30, 2014


Personal Accident


Commission Paid - Direct 56,231 85,694 130,367 5 130,372 5,063 32,522 46,771 74,795 11,523 3,870 - 10,420 315,336 457,261 Add: Reinsurance accepted 22,708 639 - - - 189 - 10 6,772 3,155 - - 2 10,128 33,475 Less : Reinsurance ceded 201,744 14,571 12,556 2,291 14,847 422 2,884 3,635 6,852 42,250 1,083 68 78,254 150,295 366,610 Net Commission (122,805) 71,762 117,811 (2,286) 115,525 4,830 29,638 43,146 74,715 (27,572) 2,787 (68) (67,832) 175,169 124,126

Break up of Gross CommissionAgents 20,234 17,052 101,443 - 101,443 2,292 20,433 29,263 3,740 2,883 105 - 4,616 164,775 202,061 Brokers 35,997 68,642 28,923 5 28,928 2,770 12,248 17,350 71,055 8,640 3,765 - 5,804 150,560 255,199 Corporate Agents - - 1 - 1 1 (159) 158 - - - - - 1 1 Referral - - - - - - - - - - - - - - -

56,231 85,694 130,367 5 130,372 5,063 32,522 46,771 74,795 11,523 3,870 - 10,420 315,336 457,261


MISCELLANEOUS

MISCELLANEOUS

FORM NL-7-OPERATING EXPENSES SCHEDULEOPERATING EXPENSES RELATED TO INSURANCE BUSINESS

(Rs. in '000s)

FIRE MARINE MISCELLANEOUSFor the Half Year


FIRE MARINE Motor-OD Motor-TP Motor Total Workmen's Compensation

Personal Accident


Employees’ remuneration and welfare benefits 105,930 109,314 239,054 142,161 381,215 12,569 77,100 164,646 104,908 6,600 8,044 15 18,389 773,486 988,730

Travel, conveyance and vehicle running expenses 9,575 4,622 14,559 8,658 23,217 537 4,369 9,349 4,397 448 416 1 864 43,598 57,795 Training expenses 1,913 3,014 7,848 4,666 12,514 254 2,206 4,711 2,918 140 212 - 359 23,314 28,241 Rents, rates and taxes 30,898 31,685 201,451 119,800 321,251 3,444 37,359 79,687 16,448 1,028 782 3 3,390 463,392 525,975 Repairs 1,956 3,290 9,332 5,549 14,881 363 2,151 4,590 3,154 141 214 - 490 25,984 31,230 Printing and Stationery 2,007 2,195 13,621 8,100 21,721 618 3,501 7,464 1,912 137 132 - 1,255 36,740 40,942 Communication 5,607 9,233 27,408 16,299 43,707 901 6,871 14,666 7,489 359 530 1 1,373 75,897 90,737 Legal and Professional charges 26,058 30,764 328,998 195,651 524,649 7,223 66,064 140,846 16,131 1,792 (27) 3 15,922 772,603 829,425

Auditors' fees, expenses etc.a) as auditors 130 367 568 338 906 35 291 622 347 17 20 - 16 2,254 2,751

b) as advisor or in any other capacity, in respect of : - - - - - - - - - - - - - - - (i) Taxation matters - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - -

(iii) Management services - - - - - - - - - - - - - - - c) in any other capacity and 31 87 134 80 214 8 69 147 82 4 5 - 4 533 651

d) out of pocket expenses 4 12 18 11 29 1 9 20 11 1 1 - 1 73 89 Advertisement and publicity 82,700 7,801 123,113 73,214 196,327 7,437 36,077 76,800 2,523 646 15 - 1,979 321,804 412,305 Interest and Bank Charges 934 2,648 4,095 2,435 6,530 252 2,113 4,509 2,503 125 147 - 116 16,295 19,877

Others:Information Technology Expenses 5,365 8,621 30,599 18,197 48,796 909 6,238 13,307 8,360 390 441 - 2,697 81,138 95,124

Miscellaneous Expenses 5,600 3,908 57,820 34,385 92,205 766 12,649 2,869 16,673 517 112 - 7,350 133,141 142,649 Depreciation/ Amortisation 5,259 8,369 23,787 14,146 37,933 930 6,394 13,647 8,105 395 592 1 1,818 69,815 83,443 Service Tax Account 172 (126) 712 424 1,136 44 832 1,776 479 22 1,133 - 16,095 21,517 21,563 Total 284,139 225,804 1,083,117 644,114 1,727,231 36,291 264,293 539,656 196,440 12,762 12,769 24 72,118 2,861,584 3,371,527

(Rs. in '000s)

FIRE MARINE MISCELLANEOUS Quarter Ended September 30, 2015

FIRE MARINE Motor-OD Motor-TP Motor Workmen's Compensation

Personal Accident



Travel, conveyance and vehicle running expenses 4,957 2,102 6,587 3,846 10,433 281 2,663 4,437 1,937 226 202 - 331 20,510 27,569 Training expenses 1,020 1,823 4,698 2,764 7,462 163 1,480 2,614 1,922 88 139 - 170 14,038 16,881 Rents, rates and taxes 21,587 17,019 106,091 62,236 168,327 1,832 23,470 39,524 9,083 609 339 1 2,161 245,346 283,952 Repairs 1,077 1,881 5,600 3,296 8,896 214 1,443 2,542 1,913 83 117 - 349 15,557 18,515 Printing and Stationery 1,021 994 7,857 4,621 12,478 319 2,300 3,997 911 79 43 - 734 20,861 22,876 Communication 2,890 5,184 14,809 8,694 23,503 494 4,133 6,750 4,087 192 243 - 900 40,302 48,376 Legal and Professional charges 14,472 16,541 171,325 100,471 271,796 4,402 38,259 60,427 8,795 967 (328) 1 10,864 395,183 426,196 Auditors' fees, expenses etc. - - - - - - - - - - - - - - -

a) as auditors 111 307 481 285 766 30 254 513 295 15 16 - 16 1,905 2,323 b) as advisor or in any other capacity, in respect of : - - - - - - - - - - - - - - -

(i) Taxation matters - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - (iii) Management services - - - - - - - - - - - - - - -

c) in any other capacity and 3 (4) 1 (1) - - 13 (16) 3 - (1) - 5 4 3 d) out of pocket expenses - - - - - - 1 (2) - - - - 1 - -

Advertisement and publicity 40,857 4,062 57,988 33,900 91,888 3,743 23,118 39,384 1,405 477 9 - 1,603 161,627 206,546 Interest and Bank Charges 474 1,168 1,932 1,129 3,061 124 1,193 1,846 1,216 64 52 - 126 7,682 9,324 Others: - - - - - - - - - - - - - - -

Information Technology Expenses 3,727 4,707 18,006 10,595 28,601 547 4,009 6,856 4,873 262 202 - 1,739 47,089 55,523 Miscellaneous Expenses 5,314 3,155 57,474 28,382 85,856 736 9,121 1,803 6,320 512 113 - 5,992 110,453 118,922

Depreciation/ Amortisation 2,903 4,438 13,309 7,821 21,130 535 4,003 6,734 4,616 224 297 1 1,180 38,720 46,061 Service Tax Account 95 207 279 163 442 25 3,059 8,224 262 12 1,393 - 81 13,498 13,800 Total 154,993 117,149 597,786 345,350 943,136 20,192 164,568 260,594 101,619 7,289 6,288 10 37,069 1,540,765 1,812,907


FORM NL-7-OPERATING EXPENSES SCHEDULEOPERATING EXPENSES RELATED TO INSURANCE BUSINESS

(Rs. in '000s)

FIRE MARINEFor the Half Year


FIRE MARINE Motor-OD Motor-TP Motor Total Workmen's Compensation

Personal Accident



Travel, conveyance and vehicle running expenses 8,296 4,025 12,310 6,972 19,282 378 4,236 7,710 3,495 498 245 1 1,611 37,456 49,777 Training expenses 1,395 2,518 5,335 3,020 8,355 206 1,739 3,193 2,148 137 100 - 305 16,183 20,096 Rents, rates and taxes 12,993 28,799 157,065 88,893 245,958 2,548 41,324 76,015 14,855 1,006 659 5 3,715 386,085 427,877 Repairs 1,373 3,045 7,296 4,130 11,426 305 1,844 3,391 2,620 129 141 - 480 20,336 24,754 Printing and Stationery 1,575 2,109 10,091 5,712 15,803 612 3,498 6,420 1,696 141 84 - 1,832 30,086 33,770 Communication 4,599 7,189 22,720 12,861 35,581 687 6,720 12,337 5,759 366 311 1 1,502 63,264 75,052 Legal and Professional charges 19,976 30,544 223,463 126,479 349,942 5,406 61,261 112,646 14,315 1,793 (86) 4 11,478 556,759 607,279

Auditors' fees, expenses etc.a) as auditors 75 243 356 202 558 21 198 366 207 12 11 - 20 1,393 1,711


(iii) Management services - - - - - - - - - - - - - - - c) in any other capacity and 29 93 136 77 213 8 75 138 79 5 4 - 7 529 651

d) out of pocket expenses 4 13 18 10 28 1 10 19 11 1 1 - 1 72 89 Advertisement and publicity 53,417 5,896 73,491 41,589 115,080 6,090 34,428 63,256 2,622 607 24 - 2,738 224,845 284,158 Interest and Bank Charges 637 2,054 3,010 59,501 62,511 180 3,634 6,693 1,745 101 90 - 166 75,120 77,811

Others: - - - - - - - - - - - - - - - Information Technology Expenses 5,622 10,608 32,291 18,274 50,565 1,070 7,278 13,397 9,320 529 439 - 3,270 85,868 102,098

Miscellaneous Expenses 1,736 (2,674) 24,299 13,751 38,050 3,837 11,396 3,561 1,186 323 (1) - 1,725 60,077 59,139 Depreciation/ Amortisation 6,185 10,199 24,689 13,978 38,667 1,118 6,233 11,440 8,792 551 556 3 2,251 69,611 85,995 Service Tax Account 7 (4,877) 393 222 615 5 1,521 2,801 1 - 824 - 10,589 16,356 11,486 Total 205,053 184,418 797,060 508,969 1,306,029 31,642 251,454 444,298 142,203 12,606 8,536 34 57,088 2,253,890 2,643,361

(Rs. in '000s)

FIRE MARINE MISCELLANEOUS Quarter Ended September 30, 2014

FIRE MARINE Motor-OD Motor-TP Motor Workmen's Compensation

Personal Accident



Travel, conveyance and vehicle running expenses 4,165 2,375 6,826 3,923 10,749 232 2,546 4,343 1,969 256 161 - 864 21,120 27,660 Training expenses 1,082 1,842 3,960 2,256 6,216 157 1,284 2,273 1,615 103 74 - 257 11,979 14,903 Rents, rates and taxes 5,474 14,134 79,735 45,910 125,645 1,274 23,114 39,045 7,283 527 350 2 2,244 199,484 219,092 Repairs 741 1,556 4,010 2,303 6,313 168 1,056 1,793 1,415 72 75 - 296 11,188 13,485 Printing and Stationery 634 933 5,541 3,183 8,724 109 1,665 2,708 807 76 43 - 400 14,532 16,099 Communication 2,500 3,106 10,301 5,958 16,259 323 3,640 6,097 2,595 183 149 - 750 29,996 35,602 Legal and Professional charges 10,644 14,444 116,535 67,044 183,579 2,651 32,585 54,441 7,539 1,143 60 2 7,324 289,324 314,412

Auditors' fees, expenses etc. - - - - - - - - - - - - - - - a) as auditors 57 184 272 156 428 16 154 274 160 9 9 - 18 1,068 1,309


(iii) Management services - - - - - - - - - - - - - - - c) in any other capacity and - (3) - 1 1 - 3 (8) 2 1 - - 4 3 -

d) out of pocket expenses - - - - - - - (1) 1 - - - 1 1 1 Advertisement and publicity 26,546 3,432 50,970 29,072 80,042 4,002 23,771 41,630 1,611 488 18 - 2,462 154,024 184,002 Interest and Bank Charges 331 1,030 1,552 894 2,446 98 1,757 2,877 927 53 50 - 129 8,337 9,698

Others: - - - - - - - - - - - - - - - Information Technology Expenses 1,826 5,711 17,408 10,002 27,410 598 4,407 7,563 5,215 191 261 - 1,782 47,427 54,964

Miscellaneous Expenses (2,607) (3,342) 4,953 2,994 7,947 931 4,048 (4,963) (2,257) 67 (70) - 901 6,604 655 Depreciation/ Amortisation 3,397 5,284 13,621 7,825 21,446 619 3,583 6,074 4,733 314 296 2 1,326 38,393 47,074 Service Tax Account 2 - 89 53 142 1 1,644 3,050 4 - 335 - 2,396 7,572 7,574 Total 96,974 90,561 417,253 240,051 657,304 15,770 140,835 226,627 68,920 6,682 4,188 18 29,761 1,150,105 1,337,640


MISCELLANEOUS

FORM NL-8-SHARE CAPITAL SCHEDULESHARE CAPITAL



(Rs.’000). (Rs.’000).1 Authorised Capital

750,000,000 (Previous Year : 750,000,000) Equity Shares of Rs.10 each

7,500,000 7,500,000

2 Issued Capital505,000,000 (Previous Year : 505,000,000) Equity Shares of Rs.10 each

5,050,000 5,050,000

3 Subscribed Capital505,000,000 (Previous Year : 505,000,000) Equity Shares of Rs.10 each

5,050,000 5,050,000

4 Called-up Capital505,000,000 (Previous Year : 505,000,000) Equity Shares of Rs.10 each

5,050,000 5,050,000

Less : Calls unpaid - - Add : Equity Shares forfeited (Amount originally paid up)

- -

Less : Par Value of Equity Shares bought back - -

Less : Preliminary Expenses - - Expenses including commission or brokerage on Underwriting or subscription of shares TOTAL 5,050,000 5,050,000


FORM NL-9-PATTERN OF SHAREHOLDING SCHEDULESHARE CAPITAL

PATTERN OF SHAREHOLDING[As certified by the Management]

Shareholder

Number of Shares

% of Holding Number of Shares

% of Holding

Promoters· Indian - Tata Sons Limited 373,700,000 74% 373,700,000 74%

· Foreign - CHARTIS MEMSA Holdings Inc. 131,300,000 26% 131,300,000 26%

Others - - - - TOTAL 505,000,000 100% 505,000,000 100%




FORM NL-10-RESERVE AND SURPLUS SCHEDULERESERVES AND SURPLUS



(Rs.’000). (Rs.’000).1 Capital Reserve - - 2 Capital Redemption Reserve - - 3 Share Premium - -

General Reserves 151,237 151,237 Less: Debit balance in Profit and Loss Account - -

Less: Amount utilized for Buy-back - - 5 Catastrophe Reserve - - 6 Other Reserves (to be specified) - - 7 Balance of Profit in Profit & Loss Account 3,792,055 2,974,898

TOTAL 3,943,292 3,126,135

4


FORM NL-11-BORROWINGS SCHEDULEBORROWINGS



(Rs.’000). (Rs.’000).1 Debentures/ Bonds - - 2 Banks - - 3 Financial Institutions - - 4 Others (to be specified) - -

TOTAL - -


FORM NL-12-INVESTMENT SCHEDULEInvestments



(Rs.’000). (Rs.’000).LONG TERM INVESTMENTS

1 Government securities and Government guaranteed bonds including Treasury Bills

5,392,734 7,634,540

2 Other Approved Securities - - 3 Other Investments

(a) Shares(aa) Equity - - (bb) Preference - - ( b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 4,833,772 3,102,914 (e) Other Securities - - (f) Subsidiaries - - (g) Investment Properties-Real Estate

- -

4 Investments in Infrastructure and Social Sector 10,896,575 13,037,864

5 Other than Approved Investments - - SHORT TERM INVESTMENTS

1 Government securities and Government guaranteed bonds including Treasury Bills

4,821,555 791,547

2 Other Approved Securities - - 3 Other Investments

(a) Shares(i) Equity 2,841,741 1,722,829 (ii) Preference - - (b) Mutual Funds - - (c) Derivative Instruments - - (d) Debentures/ Bonds 3,396,083 601,905 (e) Other Securities (to be specified) 349,950 499,948 (f) Subsidiaries - - (g) Investment Properties-Real Estate - -

4 Investments in Infrastructure and Social Sector 603,639 366,024

5 Other than Approved Investments - - TOTAL 33,136,049 27,757,571


FORM NL-13-LOANS SCHEDULELOANS



(Rs.’000). (Rs.’000).1 SECURITY-WISE CLASSIFICATION

Secured(a) On mortgage of property(aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities - - (c) Others (to be specified) - - Unsecured - - TOTAL - -

2 BORROWER-WISE CLASSIFICATION(a) Central and State Governments - - (b) Banks and Financial Institutions - - (c) Subsidiaries - - (d) Industrial Undertakings - - (e) Others (to be specified) - - TOTAL - -

3 PERFORMANCE-WISE CLASSIFICATION(a) Loans classified as standard(aa) In India - - (bb) Outside India - - (b) Non-performing loans less provisions(aa) In India - - (bb) Outside India - - TOTAL - -

4 MATURITY-WISE CLASSIFICATION(a) Short Term - - (b) Long Term - - TOTAL - -


FORM NL-14-FIXED ASSETS SCHEDULE

FIXED ASSETS(Rs.’000)

ParticularsOn Sales/

AdjustmentsGoodwill - - - - - - - - - - Intangibles (software) 609,625 67,118 - 676,743 471,990 31,981 - 503,971 172,772 151,761 Land-Freehold - - - - - - - - - Leasehold Improvements 247,152 16,801 - 263,953 175,923 13,352 - 189,275 74,678 42,983 Buildings 528,498 - - 528,498 18,358 4,404 - 22,762 505,736 514,533 Freehold Improvements 57,745 168 - 57,913 17,244 2,537 - 19,781 38,132 38,667 Furniture & Fittings 83,054 3,098 189 85,963 71,131 3,408 179 74,360 11,603 12,349 Information Technology Equipment

537,851 19,271 2,754 554,368 414,336 19,620 2,695 431,261 123,107 116,087

Vehicles 27,253 1,830 - 29,083 17,872 1,964 - 19,836 9,247 8,732 Office Equipment 150,834 7,312 842 157,304 118,344 6,175 691 123,828 33,476 31,013 Others (Specify nature) - - - - - - - - - - TOTAL 2,242,012 115,598 3,785 2,353,825 1,305,198 83,441 3,565 1,385,074 968,751 916,125 Work in progress - - - - - - - - 10,319 29,880 Grand Total 2,242,012 115,598 3,785 2,353,825 1,305,198 83,441 3,565 1,385,074 979,070 946,005 PREVIOUS YEAR 2,024,518 135,343 442 2,159,419 1,157,744 85,992 442 1,243,294 946,005




To DateCost/ Gross Block Depreciation Net Block

ClosingOpening Additions/Adjustments

Deductions/Adjustments

Up to Last Year For The Period

FORM NL-15-CASH AND BANK BALANCE SCHEDULECASH AND BANK BALANCES



(Rs.’000) (Rs.’000)1 Cash (including cheques, drafts and

stamps) 196,060 229,300

2 Bank Balances(a) Deposit Accounts (aa) Short-term (due within 12 months)

- -

(bb) Others - - (b) Current Accounts 85,134 40,146 (c) Others (to be specified) - -

3 Money at Call and Short Notice(a) With Banks - - (b) With other Institutions - -

4 Others (to be specified) - - TOTAL 281,194 269,446

Balances with non-scheduled banks included in 2 and 3 above


FORM NL-16-ADVANCES AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS



(Rs.’000). (Rs.’000).ADVANCES

1 Reserve deposits with ceding companies - -

2 Application money for investments - - 3 Prepayments 56,729 59,423 4 Commission Paid on Premium Received

in Advance 10,810 7,059

5 Advances to Directors/Officers - - 6 Advance tax paid and taxes deducted at

source (Net of provision for taxation) 279,577 285,905

7 Others Advance to Employees 4,207 4,186 Advance to Suppliers 71,179 60,515 Advances against Capital Assets 7,840 40,679 TOTAL (A) 430,342 457,767

OTHER ASSETS1 Income accrued on investments 872,817 1,007,568 2 Outstanding Premiums 1,201,466 517,695 3 Agents’ Balances 59,251 20,338 4 MAT Credit Entitlement - - 5 Foreign Agencies Balances - - 6 Due from other entities carrying on

insurance business (including reinsurers)

2,023,355 1,759,956

7 Due from subsidiaries/ holding - - 8 Deposit with Reserve Bank of India

[Pursuant to section 7 of Insurance Act, 1938]

- -

9 OthersDeposits for Office Premises 96,429 95,995 Deposits with Telecom Authorities and Housing Deposits for employees

26,538 28,685

Service tax unutilised credit 35,079 113,694 Earnest Money Deposit - - Other Deposits - 3,516 Balance due from AIG entities & others 32,649 21,625

TOTAL (B) 4,353,489 3,569,072 TOTAL (A+B) 4,783,831 4,026,839


FORM NL-17-CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES



(Rs.’000). (Rs.’000).1 Agents’ Balances 183,888 147,521 2 Balances due to other insurance

companies (including. reinsurers) 2,430,228 1,922,738

3 Deposits held on re-insurance ceded - -

4 Premiums received in advance 842,734 836,026 5 Unallocated Premium 150,008 180,831 6 Sundry creditors 662,737 603,208 7 Due to subsidiaries/ holding

company - -

8 Claims Outstanding 14,271,367 11,554,761 9 Due to Officers/ Directors - -

10 Unclaimed Amount of Policyholders 185,650 224,921

11 Due to Officers/Directors - - 12 Others (to be specified)

Due to Tata AIA Life Insurance Company Limited

- -

Deposit from Service Providers - 2,975 Due to Environment Relief Fund 379 457 Due to Solatium Fund 15,830 10,709 Due to Statutory Authorities 74,749 70,814 Payable on purchase of investments 13 38

Service Tax Liability 12,052 105,868 Salvage and Subrogation - 7,385 TOTAL 18,829,635 15,668,252


FORM NL-18-PROVISIONS SCHEDULE

PROVISIONS



(Rs.’000). (Rs.’000).1 Reserve for Unexpired Risk 11,341,521 9,052,946 2 For taxation (less advance tax paid and

taxes deducted at source) 85,537 84,161

3 For proposed dividends - - 4 For dividend distribution tax - - 5 Others :

Gratuity 18,067 16,262 Long Term Incentive Plan 44,502 - Accrued Leave 27,967 19,243

6 Reserve for Premium Deficiency - - TOTAL 11,517,594 9,172,612


FORM NL-19 MISC EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE(To the extent not written off or adjusted)



(Rs.’000). (Rs.’000).1 Discount Allowed in issue of shares/

debentures - -

2 Others (to be specified) - - TOTAL - -


Insurer: Tata AIG General Insurance Co. Ltd. Date:

(Rs in Lakhs)

Sl.No. Particular Reserves for unexpired risks

Reserve for Outstanding Claims IBNR Reserves Total Reserves Reserves for

unexpired risksReserve for Outstanding

Claims IBNR Reserves Total Reserves

1 Fire 11,851 2,395 708 14,954 7,573 2,065 637 10,275 2 Marine 8,841 10,893 1,946 21,680 7,923 10,184 2,302 20,409

a Marine Cargo 8,841 10,893 1,946 21,680 7,923 10,184 2,302 20,409 b Marine Hull - - - - - - - -

3 Miscellaneous 80,326 65,251 48,832 194,409 64,278 53,415 36,888 154,581 a Motor 65,238 61,665 44,667 171,570 50,767 50,005 32,864 133,636 b Engineering 335 321 487 1,143 359 336 491 1,186 c Aviation 0 (0) 0 0 0 0 0 0 d Liability 12,201 2,746 2,833 17,780 10,595 2,535 2,860 15,989 e Others 2,552 518 844 3,915 2,558 539 674 3,770

4 Health Insurance 12,397 6,716 5,973 25,086 10,756 6,130 3,926 20,812 5 Total Liabilities 113,415 85,256 57,458 256,129 90,529 71,794 43,754 206,077

Note Figures including Motor Pool & Declined Pool

Health Insurance includes Personal Accident.

Reserve for Outstanding Claims for Motor includes Rs. 7,053 'lakhs (Previous year 11,413 'lakhs) representing additional reserves on own commercial vehicle third party portfolio as a consequence of dismantling of MotorPool on 31st March, 2012. It also includes additional reserves on own commercial vehicle third party portfolio for Declined Pool is Rs 512 lakhs (Previous Year 613 lakhs)

PERIODIC DISCLOSURESFORM NL-21


30-September-2015


Statement of Liabilities

FORM NL-22 Geographical Distribution of Business

Insurer: TATA AIG General Insurance Company Limited Date:GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE QUARTER: SEPTEMBER 2015

(Rs in Lakhs)

STATES

For the qtrUpto the

qtr For the qtrUpto the




qtr For the qtr Upto the qtr For the qtrUpto the







qtr For the qtr Upto the qtr

Andhra Pradesh 78 143 27 54 4 9 0 0 147 290 172 359 18 34 47 67 34 61 26 53 0 0 5 7 558 1,079

Arunachal Pradesh 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Assam 32 73 2 6 1 5 0 0 44 81 53 113 1 2 16 29 55 102 3 5 0 0 5 9 211 425

Bihar 20 35 5 8 0 0 0 0 236 495 192 384 1 2 16 31 28 48 0 1 0 0 4 5 501 1,010

Chhattisgarh 30 59 8 12 2 3 0 0 114 250 85 182 15 20 94 115 35 61 4 6 0 0 3 6 390 713

Goa 4 9 9 18 0 0 0 0 46 79 25 50 19 20 3 6 9 14 6 16 0 0 0 1 120 213

Gujarat 570 1,602 780 1,463 15 89 0 0 1,572 2,966 650 1,274 281 623 275 443 108 184 250 575 0 0 204 414 4,705 9,631

Haryana 626 797 118 289 30 49 0 0 567 1,058 171 354 9 16 36 76 3 6 17 35 0 0 31 78 1,607 2,758

Himachal Pradesh 0 1 0 0 0 0 0 0 20 38 27 43 1 1 1 1 0 0 1 1 0 0 0 0 50 86

Jammu & Kashmir 0 0 0 0 0 0 0 0 32 67 9 20 0 0 0 0 0 0 0 0 0 0 0 0 41 87

Jharkhand 26 110 9 72 7 18 0 0 239 460 194 366 6 20 14 39 26 38 12 30 0 0 8 14 540 1,167

Karnataka 616 1,527 525 1,609 83 129 0 7 1,646 3,204 1,160 2,394 1,259 2,792 1,109 1,587 260 482 942 2,190 0 0 100 477 7,701 16,397

Kerala 62 124 3 8 4 7 0 0 104 204 169 333 10 21 18 34 13 24 45 89 0 0 2 4 431 848

Madhya Pradesh 54 127 47 101 2 3 0 0 333 733 250 496 22 40 20 47 53 95 25 51 1,323 1,323 9 14 2,137 3,030

Maharasthra 3,168 13,264 2,667 5,824 1,051 3,091 22 74 4,236 9,237 2,723 5,672 3,242 6,733 1,101 2,794 591 3,680 1,402 2,969 65 484 815 1,486 21,082 55,308

Manipur 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Meghalaya 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Mizoram 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Nagaland 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Orissa 31 68 22 31 3 4 0 0 177 327 197 380 1 3 30 44 46 83 10 17 0 0 5 9 523 967

Punjab 25 61 31 94 0 0 0 0 509 998 213 416 19 30 51 102 54 93 14 30 90 90 99 105 1,105 2,021

Rajasthan 72 121 24 49 3 4 0 0 875 1,853 853 1,898 40 65 37 78 25 41 24 45 22 22 9 76 1,983 4,252

Sikkim 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Tamil Nadu 324 669 300 605 29 89 0 0 1,140 2,272 1,808 3,741 418 732 244 435 90 159 222 635 0 0 53 141 4,630 9,477

Telangana 692 2,145 620 1,533 333 875 0 0 782 1,443 572 1,185 357 574 186 235 68 109 147 322 0 0 85 201 3,843 8,624

Tripura 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Uttar Pradesh 71 125 45 103 4 5 0 0 1,060 2,036 387 789 14 22 25 42 55 85 26 44 2,390 2,390 12 20 4,089 5,662

Uttrakhand 7 15 4 6 4 8 0 0 154 330 82 172 3 6 12 16 14 23 4 7 1 1 1 2 286 585

West Bengal 361 686 233 601 46 83 0 0 472 916 401 805 71 233 102 216 184 335 150 335 0 0 43 74 2,063 4,286

Andaman & Nicobar Is. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Chandigarh 45 90 34 57 5 10 0 0 497 1,006 203 417 12 26 66 126 44 70 37 71 0 0 5 18 948 1,890

Dadra & Nagra Haveli 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Daman & Diu 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Delhi 857 2,493 903 1,844 171 339 3 3 6,169 12,833 1,707 3,644 844 2,023 431 939 171 292 632 1,258 0 0 278 507 12,166 26,176

Lakshadweep 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Puducherry 10 16 - 0 - - - - 70 148 135 278 0 1 3 3 4 7 1 2 - - 1 1 224 456

Total 7,780 24,363 6,414 14,389 - - 1,798 4,818 25 85 21,242 43,327 12,435 25,765 6,664 14,040 3,940 7,505 1,970 6,093 3,999 8,788 3,891 4,310 1,776 3,669 71,933 157,151

Grand Total

PERIODIC DISCLOSURES

Motor Third Party Liability insurance Personal Accident Medical InsuranceMarine (Hull) Engineering AviationOverseas medical

InsuranceMotor Own Damage

30-September-2015

Fire Marine (Cargo)All Other

MiscellaneousCrop Insurance

FORM NL-23 Reinsurance Risk Concentration

Insurer: TATA AIG General Insurance Company Limited Date:

(Rs in Lakhs)

S.No. Reinsurance Placements

Proportional Non-Proportional Facultative1 No. of Reinsurers with rating of AAA and above - - - - 0.00%2 No. of Reinsurers with rating AA but less than AAA 30 8,650 1,588 344 48.69%3 No. of Reinsurers with rating A but less than AA 84 8,153 1,762 1,211 51.19%4 No. of Reinsurers with rating BBB but less than A - - - - 0.00%5 No. of Reinsurres with rating less than BBB - - - - 0.00%6 No. of Indian reinsures other than GIC 2 - - 25 0.12%

Total 116 16,803 3,350 1,580 100.00%


QTD 30-Sep-2015

Reinsurance Risk Concentration

No. of reinsurers

Premium ceded to reinsurers Premium ceded to reinsurers / Total

reinsurance premium ceded (%)

FORM NL-24 Ageing of Claims


(Rs in Lakhs)

Line of Business Total No. of claims paid

Total amount of claims

paid

1 month 1 - 3 months 3 - 6 months 6 months - 1 year > 1 year

1Fire 22 65 99 66 77 329 2,613

2 Marine Cargo 5,529 5,657 813 239 69 12,307 5,027

3 Marine Hull - - -

4 Engineering 11 38 51 22 15 137 508

5 Motor OD 12,675 50,635 3,439 476 118 67,343 15,177

6 Motor TP 13 97 162 207 477 956 3,604

7 Health 10,554 3,011 517 101 30 14,213 3,462

8 Overseas Travel 576 1,788 330 125 66 2,885 1,488

9 Personal Accident 705 1,118 504 168 49 2,544 1,812

10 Liability 12 112 61 13 8 206 877

11 Crop 570 76 8 - 2 656 1,357

12 Aviation - -

13 Miscellaneous 4,132 5,032 526 101 102 9,893 1,070 Total 34,799 67,629 6,510 1,518 1,013 111,469 36,994


No. of claims paid

30-September-2015

Ageing of Claims - Quarter Ended September 30, 2015

Sl.No.

Insurer: TATA AIG General Insurance Company Limited Date:

No. of claims only

Sl. No. Claims Experience Fire Marine Cargo

Marine Hull

Engineering Motor OD Motor

TP Health Overseas Travel

Personal Accident Liability Crop Credit Miscella

neous Total

1 Claims O/S at the beginning of the period 1,470 6,956 368 15,095 13,580 3,987 1,594 1,958 914 68 11 4,641 50,642 2 Claims reported during the period 674 19,316 287 72,162 2,341 17,582 3,972 4,671 409 667 3 13,190 135,274 3 Claims Settled during the period 329 12,307 137 67,343 956 14,213 2,885 2,544 206 656 1 9,892 111,469 4 Claims Repudiated during the period 77 1,040 20 251 - 1,007 214 464 22 - 1 164 3,260 5 Claims closed during the period 245 3,512 54 5,640 447 3,272 814 1,429 157 18 1 2,757 18,346 6 Claims O/S at End of the period 1,493 9,413 444 14,023 14,518 3,077 1,653 2,192 938 61 11 5,018 52,841

Less than 3months 451 7,326 148 10,587 1,634 2,676 1,088 1,626 373 - 2 3,601 29,512 3 months to 6 months 342 1,049 96 2,107 1,829 263 340 265 162 - 1 644 7,098 6months to 1 year 272 519 94 615 2,710 48 106 144 161 - 8 335 5,012 1year and above 428 519 106 714 8,345 90 119 157 242 61 - 438 11,219

30-September-2015


Quarter Ended September 30 2015

FORM NL-26 - CLAIMS INFORMATION - KG Table I

Insurer : TATA AIG General Insurance Company Ltd.Solvency as on September 30, 2015Required solvency margin based on net premium and net incurred claims (Rs. in Lacs)

RSM1 Fire 43,628 6,723 25,095 2,075 4,363 3,764 4,363 2 Marine Cargo 26,325 22,660 17,858 16,128 4,532 4,839 4,839 3 Marine Hull4 Motor 138,457 130,569 99,290 89,228 26,114 26,769 26,769 5 Engineering 7,985 607 3,764 226 799 565 799 6 Aviation 205 1 122 0 21 18 21 7 Laibilities 28,282 13,758 4,314 2,644 4,242 971 4,242 8 Others 19,554 3,681 11,989 3,615 2,737 2,518 2,737 9 Health 41,313 38,638 25,975 24,859 7,728 7,458 7,728

Total 305,749 216,637 188,407 138,775 50,536 46,902 51,498

Item No. Description

PREMIUM

Gross Premium Net Premium

Gross incurred claim

Net incurred Claim RSM-1 RSM-2

FORM NL-27 Offices information for Non-Life

Insurer: TATA AIG General Insurance Company Limited Date: 30-September-2015

Sl. No.

12

3Out of approvals of previous year

4 Out of approvals of this year56789


Number

980

Office Information

098

No. of offices at the beginning of the yearNo. of branches approved during the period

No. of branches closed during the periodNo of branches at the end of the period

No. of branches opened during the period 00

No. of branches approved but not openedNo. of rural branchesNo. of urban branches

00

98

FORM NL-28-STATEMENT OF ASSETS - 3BCompany Name & Code: Tata AIG General Insurance Co. Ltd. - Code 108Statement as on: 30-September-2015Statement of Investment Assets(Business within India) Rs. In LakhsPeriodicity of Submission: QuarterlySection I

No PARTICULARS SCH AMOUNT1 Investments 8 331,360 2 Loans 9 - 3 Fixed Assets 10 9,791 4 Current Assets

a. Cash & Bank Balance 11 2,812 b. Advances & Other Assets 12 47,838

5 Current Liabilitiesa. Current Liabilities 13 188,296 b. Provisions 14 115,176 c. Misc. Exp not Written Off 15 - d. Debit Balance of P&L A/c -

Application of Funds as per Balance Sheet (A) 88,329

Less: Other Assets SCH Amount 1 Loans (if any) 9 - 2 Fixed Assets (if any) 10 9,791 3 Cash & Bank Balance (if any) 11 2,812 4 Advances & Other Assets (if any) 12 47,838 5 Current Liabilities 13 188,296 6 Provisions 14 115,176 7 Misc. Exp not Written Off 15 - 8 Debit Balance of P&L A/c -

TOTAL (B) (243,031) 'Investment Assets' As per FORM 3B (A-B) 331,360

Section II

Balance FRSM+

(a) (b) (c) d = (b+c) (e) (d + e)

1 Central Government SecuritiesNot less than

20%21,676 58,307 79,983 24% 79,983 80,752

2 Central 'G. Sec /State Govt Bondsor Other Apporved Sec. (incl. (1) abovNot less than

30%27,682 74,461 102,143 31% 102,143 103,035

3 Investment subject to Exposure Norms 62,251 167,451 229,703 69% - 229,218 238,746

a. 'Housing & Loans to SG for Housing and FFE,Not less than

15%- -

1.Approved Invetsments 10,928 29,395 40,323 12.15% 40,323 40,902

2.Other Invetsments - - - -

b.' Infrastructure Investments - - - -

1.Approved Invetsments 31,167 83,836 115,002 34.66% 115,002 123,880

2.Other Invetsments - - - -

c. Approved Investments - -

20,157 54,221 74,378 22.41% 485- 73,893 73,965

- -

d. Other Investments (not exceeding 25%) - - - - - - -

Total Investment Assets 100% 89,933 241,913 331,846 100% 331,360 341,781

Certification:

Certified that the information given herein are correct and complete to the bestof my knowledge and belief and nothing has been concealed or suppressed

No 'Investment' represented as Reg. %

SHTotal

% Actual

Not exceeding

55%

Market Value

PHBook Value (SH

+ PH)FVC Amount

FORM NL-29 Detail regarding debt securities

Insurer: TATA AIG General Insurance Company Ltd. Date:

(Rs in Lakhs)


as % of total for this class







Break down by credit ratingAAA rated 184,781 62% 170,312 68% 175,301 61% 169,087 66%AA or better 11,049 4% 1,992 1% 11,000 4% 2,000 1%Rated below AA but above A - 0% - 0% - 0% - 0%Rated below A but above B - 0% - 0% - 0% - 0%Any other 103,035 34% 79,564 32% 102,143 35% 84,261 33%Total 298,864 100% 251,868 100% 288,444 100% 255,348 100%BREAKDOWN BY RESIDUALMATURITYUp to 1 year 77,323 26% 17,592 7% 77,213 27% 17,595 7%

more than 1 yearand upto 3years 61,807 21% 23,096 9% 61,420 21% 23,189 9%

More than 3years and up to 7years 30,818 10% 20,756 8% 29,851 10% 21,019 8%

More than 7 years and up to 10 years 37,654 13% 53,328 21% 36,231 13% 54,454 21%

above 10 years 91,263 31% 137,096 54% 83,729 29% 139,091 54%Total 298,864 100% 251,868 100% 288,444 100% 255,348 100%Breakdown by type of the issurera. Central Government 80,752 27% 79,564 32% 79,983 28% 84,261 33%b. State Government 22,283 7% - 0% 22,160 8% - 0%c.Corporate Securities 195,830 66% 172,304 68% 186,301 65% 171,087 67%Total 298,864 100% 251,868 100% 288,444 100% 255,348 100%

Note1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification.


2. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.

MARKET VALUE Book ValueDetail Regarding debt securities

30-September-2015

FORM NL-30 Analytical Ratios


Sl.No. Particular Total FIRE MARINE


Personal Accident Health Insurance Liability Engineering Trade Credit Aviation Others Total

1 Gross Direct Premium Growth Rate 18% 14% 5% 28% 34% 30% 15% -1% 17% 12% 3% 5% -15% 10% 21%2 Gross Direct Premium to Net Worth Ratio 1.753 Growth rate of Net Worth 10%4 Net Retention Ratio 69% 12% 86% 94% 94% 94% 93% 92% 94% 53% 6% 67% 1% 15% 81%5 Net Commission Ratio 2% -115% 11% 8% 0% 5% 9% 8% 6% 25% -207% 16% -826% -67% 5%

6 Expense of Management to Gross Direct Premium Ratio 28%

7 Expense of Management to Net Written Premium Ratio 39%8 Net Incurred Claims to Net Earned Premium 72%9 Combined Ratio 104%10 Technical Reserves to Net Premium Ratio 2.2411 Underwriting Balance Ratio -0.08 1.36 -0.19 -0.07 -0.21 -0.12 0.36 0.05 -0.14 0.11 2.41 -0.27 10.34 -0.23 -0.0912 Operating Profit Ratio 4%13 Liquid Assets to Liabilities Ratio 0.4814 Net Earning Ratio 6%15 Return on Net Worth Ratio 7%16 Available Solvency to Required Solvency Margin Ratio 1.5317 NPA Ratio

Gross NPA Ratio NANet NPA Ratio NA




1 Gross Direct Premium Growth Rate 8% 11% 11% -24% 190% 4% 7% 4% -2% 23% -14% 36% -31% 89% 8%2 Gross Direct Premium to Net Worth Ratio 1.633 Growth rate of Net Worth 13%4 Net Retention Ratio 67% 12% 86% 94% 94% 94% 85% 92% 95% 49% 7% 54% 0% 24% 79%5 Net Commission Ratio 1% -123% 13% 7% 0% 4% 9% 6% 5% 23% -202% 13% #DIV/0! -46% 4%


7 Expense of Management to Net Written Premium Ratio 38%8 Net Incurred Claims to Net Earned Premium 72%9 Combined Ratio 101%10 Technical Reserves to Net Premium Ratio 2.1911 Underwriting Balance Ratio -0.03 1.67 -0.18 0.05 -0.32 -0.07 0.21 0.05 -0.17 0.24 2.10 0.45 5.78 0.07 -0.0412 Operating Profit Ratio 9%13 Liquid Assets to Liabilities Ratio 0.2114 Net Earning Ratio 10%15 Return on Net Worth Ratio 11%16 Available Solvency to Required Solvency Margin Ratio 1.6917 NPA Ratio


MISCELLANEOUSAnalytical Ratios for the half year ended September 30, 2014


30-September-2015

Analytical Ratios for the half year ended September 30, 2015MISCELLANEOUS

FORM NL-30 Analytical Ratios



30-September-2015




1 Gross Direct Premium Growth Rate 15% 8% 3% 27% 28% 27% 17% 2% 8% 12% -2% -28% -46% 7% 18%2 Gross Direct Premium to Net Worth Ratio 0.803 Growth rate of Net Worth 10%4 Net Retention Ratio 71% 18% 86% 94% 94% 94% 94% 92% 90% 58% 9% 64% 0% 15% 79%5 Net Commission Ratio 3% -75% 11% 8% 0% 5% 9% 8% 8% 23% -162% 18% -14100% -74% 5%


7 Expense of Management to Net Written Premium Ratio 43%8 Net Incurred Claims to Net Earned Premium 73%9 Combined Ratio 109%10 Technical Reserves to Net Premium Ratio 4.7411 Underwriting Balance Ratio -0.11 0.40 -0.23 -0.09 -0.25 -0.15 0.40 -0.07 -0.22 0.25 1.79 0.47 12.73 0.35 -0.1012 Operating Profit Ratio -0.07%13 Liquid Assets to Liabilities Ratio 0.4814 Net Earning Ratio 4%15 Return on Net Worth Ratio 2%16 Available Solvency to Required Solvency Margin Ratio 1.5317 NPA Ratio





1 Gross Direct Premium Growth Rate 16% 8% 12% -20% 199% 10% 10% 4% 25% 15% 18% 41% -62% 108% 18%2 Gross Direct Premium to Net Worth Ratio 0.763 Growth rate of Net Worth 13%4 Net Retention Ratio 70% 17% 82% 94% 94% 94% 85% 93% 94% 53% 8% 47% 0% 19% 78%5 Net Commission Ratio 3% -81% 14% 7% 0% 5% 10% 8% 7% 24% -175% 13% 0% -73% 4%


7 Expense of Management to Net Written Premium Ratio 39%8 Net Incurred Claims to Net Earned Premium 74%9 Combined Ratio 105%10 Technical Reserves to Net Premium Ratio 4.4711 Underwriting Balance Ratio -0.06 0.65 -0.33 -0.06 -0.10 -0.08 0.29 -0.10 -0.15 0.32 1.78 0.49 13.25 0.55 -0.0412 Operating Profit Ratio 5%13 Liquid Assets to Liabilities Ratio 0.2114 Net Earning Ratio 7%15 Return on Net Worth Ratio 4%16 Available Solvency to Required Solvency Margin Ratio 1.6917 NPA Ratio


Analytical Ratios for the Quarter ended September 30, 2015MISCELLANEOUS

Analytical Ratios for the Quarter ended September 30, 2014MISCELLANEOUS

FORM NL-31 : RELATED PARTY TRANSACTIONS

INSURER: TATA AIG GENERAL INSURANCE COMPANY LIMITED DATE:(Rs in Lakhs)

FOR THE QUARTER

UP TO THE QUARTER

CORRESPONDING QUARTER OF THE

PRECEEDING YEAR

UP TO THE QUARTER OF

THE PRECEEDING

YEAR1 ARVIND AND SMART VALUE HOMES LLP FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 1 - - 2 AUTOMOTIVE STAMPINGS AND ASSEMBLIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 3 - - 3 CMC LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 5 - - 4 CMC LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 215 253 - - 5 HELA SYSTEMS PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 10 10 - - 6 INDIAN ROTORCRAFT LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 7 INFINITI RETAIL LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 44 65 5 9 8 INFINITI RETAIL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 250 399 313 612 9 KOLKATA-ONE EXCELTON PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 10 KRIDAY REALTY PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 5 9 - - 11 LEMON TREE LAND & DEVELOPERS PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 6 12 - - 12 NOVA INTEGRATED SYSTEMS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 5 6 - - 13 SMART VALUE HOMES BOISAR PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 - - 14 SMART VALUE HOMES NEW PROJECT LLP FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 15 SMART VALUE HOMES PEENYA PROJECT PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 - - 16 SOHNA CITY LLP FELLOW SUBSIDIARIES PREMIUM RECEIVED 3 3 - - 17 TACO HENDRICKSON SUSPENSIONS PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 - - 18 TATA ADVANCED MATERIALS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 19 TATA ADVANCED SYSTEMS LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - 3 - - 20 TATA ADVANCED SYSTEMS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 94 209 17 18 21 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 0 0 - - 22 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 4 40 52 121 23 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES SERVICES PROVIDED - - - - 24 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES PREMIUM PAID - - 17 41 25 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 9 9 9 10 26 TATA AIA LIFE INSURANCE COMPANY LIMITED FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY - - 8 8 27 TATA ASSET MANAGEMENT LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 3 3 3 4 28 TATA AUTOCOMP GY BATTERIES LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 1 1 - - 29 TATA AUTOCOMP GY BATTERIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 9 9 - -

30 TATA AUTOCOMP HENDRICKSON SUSPENSIONS PRIVATE LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 0 0 - -

31 TATA AUTOCOMP HENDRICKSON SUSPENSIONS PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 4 4 - -

32 TATA AUTOCOMP SYSTEMS LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 0 0 0 0 33 TATA AUTOCOMP SYSTEMS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 7 29 6 30 34 TATA BUSINESS SUPPORT SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 313 677 392 671 35 TATA BUSINESS SUPPORT SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 4 6 0 1 36 TATA CAPITAL FINANCIAL SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 162 196 - - 37 TATA CAPITAL FINANCIAL SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 24 117 - - 38 TATA CAPITAL FOREX LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 3 17 - - 39 TATA CAPITAL HOUSING FINANCE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 2 - - 40 TATA CAPITAL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 11 39 99 41 TATA CLASSEDGE FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 1 - - 42 TATA CLEANTECH CAPITAL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 1 - - 43 TATA CONSULTANCY SERVICES LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - - - 44 TATA CONSULTANCY SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1,721 1,772 927 936 45 TATA CONSULTANCY SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 203 359 225 353 46 TATA CONSULTING ENGINEERS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - - - 0 47 TATA FICOSA AUTOMOTIVE SYSTEMS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 1 - - 48 TATA HOUSING DEVELOPMENT COMPANY LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 33 65 179 259 49 TATA HOUSING DEVELOPMENT COMPANY LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - - - 3 50 TATA INDUSTRIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 1 2 0 12 51 TATA INTERACTIVE SYSTEMS FELLOW SUBSIDIARIES CLAIMS PAID - 0 - -

30-SEPTEMBER-2015


`

SL.NO. NAME OF THE RELATED PARTY NATURE OF RELATIONSHIP WITH THE CCOMPANY

DESCRIPTION OF TRANSACTIONS / CATEGORIES

CONSIDERATION PAID / RECEIVED

FORM NL-31 : RELATED PARTY TRANSACTIONS

INSURER: TATA AIG GENERAL INSURANCE COMPANY LIMITED DATE:(Rs in Lakhs)

FOR THE QUARTER

UP TO THE QUARTER

CORRESPONDING QUARTER OF THE

PRECEEDING YEAR

UP TO THE QUARTER OF

THE PRECEEDING

YEAR

30-SEPTEMBER-2015


`

SL.NO. NAME OF THE RELATED PARTY NATURE OF RELATIONSHIP WITH THE CCOMPANY

DESCRIPTION OF TRANSACTIONS / CATEGORIES

CONSIDERATION PAID / RECEIVED

52 TATA INTERACTIVE SYSTEMS FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 1 - - 53 TATA INTERNATIONAL DLT PRIVATE LIMITED FELLOW SUBSIDIARIES CLAIMS PAID - 2 - - 54 TATA INTERNATIONAL LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 3 22 3 15 55 TATA INTERNATIONAL LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED - - 0 1 56 TATA LOCKHEED MARTIN AEROSTRUCTURES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 19 21 - - 57 TATA LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 18 33 29 42 58 TATA PETRODYNE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 59 TATA REALITY AND INFRASTRUCTURE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 39 0 0 60 TATA SECURITIES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 1 - - 61 TATA SIA AIRLINES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 4 - - 62 TATA SIKORSKY AEROSPACE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 49 56 - - 63 TATA SKY LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 42 107 - 1 64 TATA SKY LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 194 8 126 65 TATA SKY LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED - - - - 66 TATA SONS LIMITED JOINT VENTURE PROMOTERS SERVICES RECEIVED 13 12 3 3 67 TATA SONS LIMITED JOINT VENTURE PROMOTERS CLAIMS PAID - - - - 68 TATA SONS LIMITED JOINT VENTURE PROMOTERS PREMIUM RECEIVED 83 94 84 108 69 TATA SONS LIMITED JOINT VENTURE PROMOTERS SHARE CAPITAL - - - - 70 TATA TOYO RADIATOR LIMITED FELLOW SUBSIDIARIES CLAIMS PAID 0 0 - - 71 TATA TOYO RADIATOR LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 5 24 - - 72 TATA VALUE HOMES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 7 9 - - 73 TC TRAVEL & SERVICES LIMITED FELLOW SUBSIDIARIES AMOUNT DUE TO THE ENTITY 4 4 - - 74 TC TRAVEL & SERVICES LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 14 30 - - 75 TC TRAVEL & SERVICES LIMITED FELLOW SUBSIDIARIES SERVICES RECEIVED 88 157 - - 76 TCS ESERVE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 77 THDC FACILITY MANAGEMENT LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 3 - - 78 TRIF AMRITSAR PROJECTS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 79 TRIF KOCHI PROJECTS PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 13 - - 80 TRIF REAL ESTATE & DEVELOPMENT PRIVATE LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 5 - - 81 TRIL CONSTRUCTIONS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED 0 0 - - 82 TRIL INFOPARK LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 0 - - 83 VIOM NETWORKS LIMITED FELLOW SUBSIDIARIES PREMIUM RECEIVED - 11 - -

84 KAUSHAL K. MISHRA KEY MANAGEMENT PERSONNEL REMUNERATION 146 247 84 122

85 NEELESH GARG KEY MANAGEMENT PERSONNEL REMUNERATION 242 242 - -

3,870 5,629 2,404 3,606

FORM NL-32

Insurer: TATA AIG GENERAL INSURANCE COMPANY LIMITED Date:

List below the products and/or add-ons introduced during the period

Sl. No. Name of Product Co. Ref. No. IRDA Ref.no. Class of Business* Category of productDate of filing of Product

Date IRDA confirmed filing/ approval

1 Product Recall Insurance TAG-LI-P15-35-V01-15-16 IRDA/NL/F&U/TATA/Liab/ProdRecall/15-16 Liability Miscellaneous/Liability-Casualty/Exposure Rated 26-Feb-15 27-Aug-15

Products Information - For the Quarter Ended September 2015

PERIODIC DISCLOSURES Products Information

30-September-2015

TABLE - IIInsurer: TATA AIG General Insurance Company LimitedSolvency as on September 30, 2015Available Solvency Margin and Solvency Ratio

(Rs. in Lacs)Item Description Notes No. Amount(1) (2) (3) (4)1 Available Assets in Policyholders’ Funds (adjusted value 303,469

of Assets as mentioned in Form IRDA-Assets-AA):Deduct:

2 Liabilities (reserves as mentioned in Form HG) 256,127

3 Other Liabilities (other liabilities in respect of 47,342 Policyholders’ Fund as mentioned in Balance Sheet)

4 Excess in Policyholders’ Funds (1-2-3) 0

5 Available Assets in Shareholders’ Funds (value ofAssets as mentioned in Form IRDA-Assets-AA): 79,022 Deduct:

6 Other Liabilities (other liabilities in respect of Shareholders’ Fund as mentioned in Balance Sheet) -

7 Excess in Shareholders’ Funds (5-6) 79,022

8 Total Available Solvency Margin [ASM] (4+7) 79,022

9 Total Required Solvency Margin [RSM] 51,498

10 Solvency Ratio (Total ASM/Total RSM) 1.53

PERIODIC DISCLOSURESFORM NL-33 - SOLVENCY MARGIN - KGII

FORM NL-34


Sl. No. Name of person Role/designation1 Mr. Ishaat Hussain Chairman2 Mr. B.D. Banerjee Independent Director3 Mr. F.N. Subedar Director No Change4 Mr. Janki Ballabh Independent Director No Change6 Ms. Seraina Maag Director No Change7 Mr. Madhusudan Kannan Director No Change8 Mr. Michael Jensen Director No Change9 Mr. Kaushal K. Mishra Managing Director & CEO Ceased w.e.f. 1st October 2015

10 Mr. Neelesh Garg Managing Director & CEO Appointed w.e.f. 1st October 2015 11 Mr. Kurush J Daruwalla Chief Operating Officer & Company Secretary No Change12 Mr. M. Ravichandran President-Insurance No Change13 Mr. Miranjit Mukherjee Senior Vice President Finance & CFO No Change14 Mr. Subramanian Suryanarayanan Chief Human Resource Officer No Change15 Mr. Saket Singhal Appointed Actuary No Change16 Mr. Koushik Gopinath Chief Investment Officer No Change17 Mr. Vijay Pandit National Head - Internal Audit No Change

Key Persons as defined in IRDA Registration of Companies Regulations, 2000

No Change

PERIODIC DISCLOSURES: Board of Directors & Key Person

BOD and Key Person informationDetails of change in the period

30-September-2015

No Change

FORM NL-35-NON PERFORMING ASSETS-7A

Company Name & Code: Tata AIG General Insurance Co. Ltd. - Code 108

Statement as on: 30-September-2015

Details of Investment Portfolio

Periodicity of Submission : Quarterly

% Has there been revision? Amount Board Approval

Ref

CERTIFICATION

Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.

NIL

Name of the Fund

COI Company Name Instrument Type

Interest RateTotal O/s (Book

Value)

Default Principal (Book

Value)

Default Interest (Book Value)

Principal Due from

Interest Due from

Deferred Principal

Deferred Interest Provision (Rs)Rolled Over?

Has there been any Principal Waiver?

Classification Provision (%)

FORM NL-36-YIELD ON INVESTMENTS 1Company Name & Code: Tata AIG General Insurance Co. Ltd. - Code 108Statement as on: 30-September-2015Statement of Investment and Income on Investment

Periodicity of Submission: Quarterly Rs. Lakhs

No Category of Investment Cat Code Book Value Market Value

Inc from Invest Gross Yield % Net Yield % Book Value Market Value Inc from

Invest Gross Yield % Net Yield % Book Value Market Value Inc from Invest

Gross Yield % Net Yield %

A CENTRAL GOVERNMENT SECURITIES 85,643 80,752 1,689 1.97 1.38 91,641 80,752 3,794 4.14 2.90 121,567 79,564 4,683 3.85 2.70A01 Central Government Bonds CGSB 40,590 43,515 805 1.98 1.39 41,795 43,515 1,887 4.51 3.16 80,108 70,685 3,322 4.15 2.91A03 Deposit under Section 7 of Insurance Act, 1938 CDSS 0 0 0 0.00 0.00 1,408 0 17 1.20 0.84 1,516 1,475 54 3.54 2.48A04 Treasury Bills CTRB 45,053 37,237 884 1.96 1.37 48,438 37,237 1,891 3.90 2.73 39,943 7,403 1,307 3.27 2.29B GOVERNMENT SECURITIES/ OTHER APPROVED SECURITIES 22,176 22,283 447 0.00 0.00 21,518 22,283 866 4.03 2.82 0 0 0 0.00 0.00B01 Central Government Guaranteed Loans and Bonds CGSL 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00B03 State Government Guaranteed Loans SGGL 22,176 22,283 447 2.02 1.41 21,518 22,283 866 4.03 2.82 0 0 0 0.00 0.00C HOUSING SECTOR INVESTMENTS 43,091 40,902 961 2.23 2.23 42,347 40,902 1,883 4.45 3.11 39,813 34,261 1,764 4.43 3.10

Taxable Bonds 37,934 35,410 867 2.29 2.29 37,595 35,410 1,712 4.55 3.19 39,813 34,261 1,764 4.43 3.10Term Loan Debentures & CP to institutions accredited by NHB HTLN 5,213 2,461 119 2.29 1.60 6,367 2,461 279 4.37 3.06 0 0 0 0.00 0.00

C07 Taxable - Bonds / Debentures issued by NHB HTDN 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00C08 Taxable - Bonds / Debentures issued by Authority constitued under any HousingHTDA 32,721 32,949 748 2.29 1.60 31,229 32,949 1,433 4.59 3.21 39,403 30,152 1,716 4.36 3.05

Debentures / Bonds / CPs / Loans HODS 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00C10 Taxfree - Bonds / Debentures issued by NHB HFDN 5,158 5,492 93 1.81 1.81 4,752 5,492 171 3.59 3.59 410 4,109 48 11.61 11.61D INFRASTRUCTURE INVESTMENTS 104,413 123,880 2,080 1.99 1.99 105,143 123,880 5,301 5.04 3.53 113,022 135,557 5,056 4.47 3.13

Taxable Bonds 9,072 9,193 250 2.76 2.76 27,353 9,193 2,292 8.38 5.86 76,569 72,720 3,341 4.36 3.05D06 Taxable - Infrastructure / Social Sector - PSU - Debentures / Bonds IPTD 9,072 9,193 250 2.76 1.93 26,529 9,193 2,284 8.61 6.03 73,898 71,722 3,244 4.39 3.07D07 Taxable - Infrastructure / Social Sector - Other Corporate Securities (Appr ICTD 0 0 0 0.00 0.00 824 0 8 0.97 0.68 2,671 998 97 3.64 2.55

Taxfree Bonds 95,340 114,687 1,830 1.92 1.92 77,790 114,687 3,009 3.87 3.87 36,453 62,837 1,715 4.70 3.29D09 Taxfree - Infrastructure / Social Sector - PSU - Debentures / Bonds IPFD 95,340 114,687 1,830 1.92 1.92 77,790 114,687 3,009 3.87 3.87 36,453 62,837 1,715 4.70 4.70D11 Infrastructure - Other Corporate Securities - CPs ICCP 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00E INVESTMENT SUBJECT TO EXPOSURE NORMS 76,494 73,965 2,239 2.93 2.93 73,601 73,965 3,919 5.32 5.32 21,698 24,714 3,644 16.79 11.76E01 PSU (Approved Investment) - Equity Shares - quoted EAEQ 5,840 3,710 -400 -6.85 -4.80 5,371 3,710 -400 -7.45 -5.22 1,717 3,847 167 9.74 6.82E02 Corporate Securities (Approved Investment) - Equity Shares (Ordinary) - quotedEACE 21,911 24,707 1,612 7.36 5.15 21,032 24,707 2,586 12.30 8.61 10,158 13,381 3,107 30.59 21.41E03 Equity Shares ( incl.Equity Related Instru) - Promoter Group EEPG 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00E04 Corporate Securites - Bonds - Taxable EPBT 13,482 13,569 299 2.22 1.55 11,403 13,569 509 4.46 3.12 2,497 2,487 118 4.73 3.31E08 Corporate Securites - (Approved Investment) - Debentures ECOS 3,000 3,006 66 2.21 1.55 3,000 3,006 87 2.91 2.04 0 0 0 0.00 0.00E14 Deposits - Deposit with Scheduled Banks ECDB 11,000 11,000 241 2.19 1.53 10,160 11,000 393 3.87 2.71 0 0 0 0.00 0.00E15 Deposits- CDs with Scheduled Banks EDCD 4,779 4,828 99 2.08 1.46 4,750 4,828 159 3.34 2.34 1,508 0 44 2.94 2.06E16 Deposits - Money at call and short notice with banks / Repo ECMR 6,935 3,500 125 1.80 1.26 8,524 3,500 296 3.47 2.43 5,818 4,999 207 3.56 2.49E19 Commercial Papers issued by a Company or All India Financial InstitutionsECCP 9,547 9,644 197 2.07 1.45 9,362 9,644 289 3.09 2.16 0 0 0 0.00 0.00F OTHER INVESTMENTS 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0.00 0.00F01 Other than Approved Investments - Bonds - PSU - Taxable OBPT 0 0 0 0.00 0.00 0 0 0 0.00 0.00 0 0 0 0.00 0.00F03 Other than Approved Investments - Equity Shares (incl. PSUs and UnlistedOESH 0 0 0 0 0 0 0 0 0 0 0 0 0 - -

Grand Total 331,817 341,781 7,416 2.23 1.56 334,250 341,781 15,763 4.72 3.30 296,101 274,096 15,146 5.12 3.58 Note: Category of Investments (COI) shall be as per the Guidelines as amended from time to time.

1 Based on daily simple Average of Investments.2 Yield netted for tax.

Current Quarter as at 30-September-2015 Year to Date as at 30-September-2015 Year to Date as at 30-September-2014

FORM NL-37-DOWN GRADING OF INVESTMENT-2

Company Name & Code: Tata AIG General Insurance Co. Ltd. - Code 108

Statement as on: 30-September-2015 Name of Fund

From Date : 01-July-2015 To Date : 30-September-2015

Statement of Down Graded Investments

Periodicity of Submission: Quarterly

Rs. Lakhs

No Name of the Security COI Amount Date of Purchase Rating Agency Original Grade Current Grade Date of

Downgrade Remarks

A. During the Quarter ¹

NA NA NA NA NA NA NA NA NA

B. As on Date ²

NA NA NA NA NA NA NA NA NA

CERTIFICATION

Certified that the information given herein are correct and complete to the best of my

knowledge and belief and nothing has been concealed or suppressed.

Date:

Note:

1 Provide details of Down Graded Investments during the Quarter.

2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing.

3 FORM-2 shall be prepared in respect of each fund.

4 Category of Investmet (COI) shall be as per INV/GLN/001/2003-04


(Rs in Lakhs)

Premium No. of Policies Premium No. of Policies Premium No. of Policies Premium No. of Policies1 Fire 7,780 27,996 7,215 23,688 24,363 54,328 21,302 47,480 2 Cargo & Hull 6,414 6,736 6,234 6,955 14,389 14,409 13,685 15,427 3 Motor TP 12,435 33,220 9,696 20,214 25,765 64,965 19,206 292,550 4 Motor OD 21,242 278,660 16,786 276,787 43,327 550,766 33,887 296,540 5 Engineering 1,798 1,058 1,832 694 4,818 1,890 4,660 1,408 6 Workmen's Compensation 661 1,322 563 1,605 7,378 3,829 1,152 3,146 7 Employer's Liability 6,003 2,635 5,354 2,468 6,662 4,322 11,329 4,952 8 Aviation 25 3 47 2 85 6 100 3 9 Personal Accident 3,940 233,827 3,854 249,343 7,505 471,029 7,564 487,271 10 Health 5,969 190,828 5,506 189,006 14,881 392,515 12,766 369,589 11 Others* 5,667 61,714 5,432 17,407 7,979 120,136 7,265 35,208

Total 71,933 837,999 62,518 788,169 157,151 1,678,195 132,916 1,553,574

Note:1. Premium stands for amount of premium2. The line of business which are not applicable for any company should be filled up with NA. Figure '0' in those fields will imply no business in the segment.*any other segment contributing more than 5% of the total premium needs to be shown separately

Quarterly Business Returns across line of Business

upto the period same period of the previos year


Current Quarter Same Quarter previous year

Sl.No. Line of Business

30-September-2015

FORM NL-39 Rural & Social Obligations (Quarterly Returns)

Insurer: Tata AIG General Insurance C Date:

(Rs in Lakhs)

Sl.No. Line of Business Particular No. of Policies Issued Premium Collected Sum Assured No. of Policies Issued Premium Collected Sum AssuredRural 4,556 761 3,046,945 8,672 1,614 6,131,545 Social - - - - - - Rural 405 480 146,949 837 1,419 280,056 Social - - - - - - Rural - 1,742 - - 3,908 - Social - - - - - - Rural 36,802 2,128 143,411 77,799 4,431 319,079 Social - - - - - - Rural 28 26 101,849 54 57 216,146 Social - - - - - - Rural 47 39 36,922 80 89 264,603 Social - - - - - - Rural 314 369 239,538 768 697 436,856 Social - - - - - - Rural - - - - - - Social - - - - - - Rural 3,964 328 777,238 7,167 601 1,581,704 Social - - - - - - Rural 18,467 677 1,731,321 34,824 3,034 3,089,315 Social - - - - 1,783 - Rural 5,929 4,119 82,534 9,695 4,771 681,071 Social 0 0 0 0 0 -

*any other segment contributing more than 5% needs to be shown separately


30-September-2015

CURRENT QUARTER

10 Health

YEAR TO DATE

Rural & Social Obligations (Quarterly Returns)

5 Engineering

4 Motor OD

1 Fire

2 Cargo & Hull

3 Motor TP

11 Others*

6 Workmen's Compensation

7 Employer's Liability

8 Aviation

9 Personal Accident


(Rs in Lakhs)

1 Individual agents 198,985 19,692 200,215 16,882 408,181 40,295 401,338 34,243 2 Corporate Agents-Banks 125,900 6,124 127,475 5,495 227,489 11,363 225,010 9,977 3 Corporate Agents -Others 39,640 1,144 47,154 912 71,314 1,969 94,109 1,852 4 Brokers 175,568 26,221 123,756 22,262 362,100 60,073 234,131 48,950 5 Micro Agents - - - - - - 6 Direct Business 297,906 18,752 289,569 16,966 609,111 43,451 598,986 37,894

Total (A) 837,999 71,933 788,169 62,518 1,678,195 157,151 1,553,574 132,916 1 Referral (B) - - - - - - - -

Grand Total (A+B) 837,999 71,933 788,169 62,518 1,678,195 157,151 1,553,574 132,916

Note:1. Premium means amount of premium received from business acquired by the source2. No of Policies stand for no. of policies sold at coverage level

Premium

30-September-2015

No. of Policies Premium


Same period of the previous year

Sl.No.

Business Acquisition through different channels

Channels

Current Quarter Same quarter Previous Year Up to the period

PremiumNo. of

PoliciesNo. of

PoliciesPremiumNo. of

Policies


Additions during the quarter

Full Accepted

Partial Accepted Rejected

1 Complaints made by customersa) Proposal Related - 3 2 1 - - 8 b) Claim 17 314 167 89 66 9 603 c) Policy Related 13 326 282 22 27 8 735 d) Premium 3 10 9 3 - 1 25 e) Refund 2 49 41 5 5 - 80 f) Coverage 24 200 96 43 63 22 364 g) Cover Note Related - - - - - - 1 h) Product - 2 2 - - - 4 i) Others 5 111 80 15 16 5 218

Total Number of complaints: 64 1,015 679 178 177 45 2,038

2 Total No. of policies during previous year:

3 Total No. of claims during previous year:

4 Total No. of policies during current year:

5 Total No. of claims during current year:

6Total No. of Policy complaints (current year) per 10,000 policies (current year) ;

7Total No. of Claim Complaints (current year) per 10,000 claims registered (current year)

8 Duration wise Pending StatusComplaints made by

CustomersComplaints made by

Intermediaries Total( a ) Upto 7 days 29 29 ( b ) 7 - 15 Days 16 16 ( c ) 15 - 30 Days( d ) 30 - 90 Days( e ) 90 days & Beyond

Total No. of Complaints 45 - 45

Note:1 Points 1 (a) to 1 (i) and Point No.4 have been considered for the calculation of Point No. 62 Points 1 (b) and Point No. 5 have been considered for the calculation of Point No. 73 Complaints received in Escalated Status from IRDA are not included in this report

Total Complaints registered upto the quarter during the

financial year

* Opening balance should tally with the closing balance of the previous financial year

1,246,212

260,335

16.35

23.16

PERIODIC DISCLOSURERSFORM NL-41 GRIEVANCE DISPOSAL

30-September-2015

2,354,805

447,086

Sl. No. ParticularsOpening Balance* As on beginning of the quarter

Complaints Resolved / Settled during the quarter

Complaints Pending at the

end of the quarter

GRIEVANCE DISPOSAL FOR THE QUARTER ENDED 30TH SEPTEMBER, 2015


Additions during the period

Full Accepted

Partial Accepted Rejected

1 Complaints made by customersa) Proposal Related 1 8 6 1 2 - 8 b) Claim 8 603 303 164 135 9 603 c) Policy Related 18 735 639 55 51 8 735 d) Premium 1 25 15 8 2 1 25 e) Refund 2 80 65 10 7 - 80 f) Coverage 9 364 173 80 98 22 364 g) Cover Note Related - 1 - 1 - - 1 h) Product - 4 3 - 1 - 4 i) Others 8 218 170 25 26 5 218

Total Number of complaints: 47 2,038 1,374 344 322 45 2,038

2 Total No. of policies during previous year:

3 Total No. of claims during previous year:

4 Total No. of policies during current year:

5 Total No. of claims during current year:

6Total No. of Policy complaints (current year) per 10,000 policies (current year) ;

7Total No. of Claim Complaints (current year) per 10,000 claims registered (current year)

8 Duration wise Pending StatusComplaints made by

CustomersComplaints made by

Intermediaries Total( a ) Upto 7 days 29 29 ( b ) 7 - 15 Days 16 16 ( c ) 15 - 30 Days( d ) 30 - 90 Days( e ) 90 days & Beyond

Total No. of Complaints 45 - 45

Note:1 Points 1 (a) to 1 (i) and Point No.2 have been considered for the calculation of Point No. 62 Points 1 (b) and Point No. 5 have been considered for the calculation of Point No. 73 Complaints received in Escalated Status from IRDA are not included in this report

PERIODIC DISCLOSURERSFORM NL-41 GRIEVANCE DISPOSAL

30-September-2015

Sl. No. ParticularsOpening Balance* As on

beginning of the year

Complaints Resolved / Settled during the period

Complaints Pending at the

end of the period

GRIEVANCE DISPOSAL FOR THE HALF YEAR ENDED 30TH SEPTEMBER, 2015

23.16

* Opening balance should tally with the closing balance of the previous financial year

Total Complaints registered upto the period during the

financial year

2,354,805

447,086

1,246,212

260,335

16.35

FORM NL-1-B-RA Name of the Insurer: TATA AIG … · 5,084 7,199 73,803 86,086 3,682 7,140 61,608...

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Transcript of FORM NL-1-B-RA Name of the Insurer: TATA AIG … · 5,084 7,199 73,803 86,086 3,682 7,140 61,608...