FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Beneficiary Review

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

A service to help clients determine whether current beneficiary

designations are in synch with disposition goals.

American General provides all the tools you need.

Beneficiary Review is a unique, non-threatening approach to

existing clients and new prospects.

What Is Beneficiary Review?

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

By design, it involves collecting client data which may identify

additional needs or coverage gaps.

You can easily complete the review yourself.

When needed, our Advanced Sales team can help with

beneficiary designations for complex situations.

What Is Beneficiary Review?

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Time and life events may cause changes in assets and disposition plans, making a periodic review important.

Furthermore, collecting current client data offers an excellent opportunity to identify additional needs for the products you sell.

Why Offer This Service

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Identify current designations using the data form

Match them against client’s goals

Assist client in completion of changes, if needed

Refer client to other advisors as appropriate

Use data to determine needs for additional products and services

How Does The Process Work?

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Individuals, business owners

and professionals with existing

insurance and financial assets

who have not recently reviewed

beneficiary designations.

What Is The Target Market?

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Do current insurance products continue to meet the

client’s needs?

Do current products possess the necessary features

(for example, a guaranteed death benefit) desired by

the client?

Is the product type appropriate to meet the client

needs? (term, UL, etc.)

Should Lead To A Discussion

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

How The Guide Is Structured

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Life insurance/other assets payable to the “estate of the

insured”.

Insured has divorced since insurance was purchased.

Re-marriage.

Planning if the beneficiary predeceases the insured.

Testamentary trust is named.

Hot Buttons

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Producer Guide

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Consumer Postcard

FOR PRODUCER USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Beneficiary Review Journal

FOR BGA USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Questions13

FOR BGA USE ONLY – NOT FOR DISSEMINATION TO THE PUBLIC

Policies issued by: American General Life Insurance Company (American General Life), 2727-A Allen Parkway, Houston, TX 77019. The United States Life Insurance Company in the City of New York (US Life), One World Financial Center, 200 Liberty Street, New York, NY 10281. The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life and US Life are the issuing insurer’s responsibility. US Life is authorized to conduct insurance business in the State of New York. Policies and riders not available in all states. Guarantees are subject to the claims-paying ability of the issuing insurance company. American General Life Companies, www.americangeneral.com, is the marketing name for a group of affiliated domestic life insurers including American General Life and US Life. These materials are not intended to be opinion or advice on situations. The insurers of American General Life Companies are solely the provider of the insurance product. American General Life and US Life and their affiliates, employees, or agents do not give legal or tax advice. Please consult your attorney or tax advisor for complete, up-to-date information concerning federal and state tax laws in this area. Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer and that the product has been approved for sale by the insurer in that state. If uncertain, contact your American General Life representative for assistance.

FOR PRODUCER USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC

© 2013. All rights reserved.

AGLC106906