For further details of the scheme, please refer to page ... · say 5 years, corporate earnings grow...

For further details of the scheme, please refer to page number 20.

Index

All About Mutual Funds 01

Savings Solutions 04

Regular Income Solutions 19

Wealth Creation Solutions 24

Tax Savings Solutions 48

Close Ended Scheme Performance 51

Fund Manager Wise Scheme Performance 52

Funds at A Glance 53

Investment Objective 57

Dividend History 59

Industry Allocation 61

01

All About Mutual Funds

What is the way then to help you achieve your financial needs and goals? The answer can be mutual funds. Here are a few things about mutual funds that you must know in order to benefit from them:

What are mutual funds?A mutual fund is a professionally managed collective investment scheme that pools money from many investors. This money is then invested in stocks, bonds, short-term money market instruments, and/or other securities.

Types of mutual fundsMutual funds can broadly be classified as open ended or close ended. While open ended funds are available for subscription and repurchase on a continuous basis and do not have a fixed maturity period, close ended funds are open for subscription only during a specified period at the time of launch of the scheme and have a stipulated maturity period. The funds can further be classified according to the investment objective as:

• Growth or equity funds: The aim of growth funds is to provide capital appreciation over medium to long term. Such schemes normally invest a major part of their corpus in equities and have comparatively high risks.• Debt funds: The objective of debt funds is to generate steady returns while aiming to preserve your capital. They invest only in fixed income instruments like company bonds, debentures, government securities etc.• Balanced funds: These funds invest in both equity and debt in varying proportions. So, their average returns and risk profile also fall some where in between growth and debt funds.

How do mutual funds score over equities? Unlike equity Investments, mutual fund investments do not

require you to analyze and track companies and the ways of the market. Also they can help them stay less affected by the fall in the prices of one particular stock as their returns are derived by overall performance of various stocks that the Mutual Fund invests in.

What’s the right time to buy and sell mutual funds?The right time to buy mutual funds is when the prices of the funds are low or falling. However, the holding period should be determined by the market conditions ideally. For eg. in growth funds a greater holding period can offer greater chance to benefit.

What are SIPs?A systematic investment plan allows you to invest in a fund at regular intervals rather than a lump sum one time amount. SIPs are based on the principle of rupee cost averaging which can help make a fall in scheme’s NAV work to the investor’s advantage. When the NAV falls because of a fall in the market, SIP can help accumulate more units at lower rates while restraining them from going overboard in a rising market by giving fewer units at those higher levels. Further, by staying invested for a long period of time, they may also profit from the appreciation in equities tend to show over the long term.

How do I select the right mutual funds?While choosing a mutual fund, it’s important to keep your objectives, risk appetite and investment budget in mind. You should also keep in mind the performance of the fund over the last couple of years and check the exit load charged by a particular scheme which is charged as a percentage of NAV and has the effect of reducing returns by that amount.

By keeping these simple things in mind, you can make mutual fund investments that can work to your advantage and help in realizing your financial goals.

Rising expenses, children’s education, unexpected emergencies and finally retirement – the demands on people’s money seem to be ever-rising. And savings alone may not prove to be enough to meet them all. Making judicious investments though can make their money work harder. However, most people are reluctant to invest as they find it very puzzling. More so, they don’t have the time to monitor the stock markets.

02

Investment OutlookEquity Investment Outlook

Equity Outlook During Oct’2012, Indian equity markets consolidated the gains made in the last month. The benchmark indices, Sensex and Nifty, were lower by 1.1% and 1.3% respectively. As discussed in our previous comments, equity investors are looking forward for concrete action on ground to restart growth engines. To this end, last month saw a rejig of the portfolio of Cabinet ministers with induction of younger leaders into the Cabinet. Execution from these ministers will now be the critical factor that the market will look out for.

Other aspect that the market is following religiously is the second quarter result season, which is showing signs of some stabilization in earnings growth. The Sensex companies that have reported their numbers showed 14% revenue growth and 12% profit growth, helped partly by non-operating items. In terms of sectors, consumer discretionary, staples, healthcare, technology and materials posted positive surprises, while utilities and industrials belied expectations. Most importantly, we have now started witnessing more earnings upgrades than downgrades.

Investors can take two broad approaches towards equity investments. In the first approach we assume that the growth is likely to bottom out in current fiscal year. Hence, as cycle picks up and eventually reaches

normalized level of 6.5-7.5% p.a., corporate earnings growth is likely to recover sharply. In such scenarios, value stocks tend to do well as their earnings also normalize, banks asset quality improves and erstwhile bad assets are recovered, businesses start planning new expansion plans. This is also accompanied by expansion of valuation multiples for such stocks, thus giving a kicker to equity returns.

A more cautious approach is to consider that over reasonable time frame, say 5 years, corporate earnings grow in line with nominal GDP growth. Assuming a modest growth of 12%, (6% in real GDP + 6% inflation), no valuation re-rating and current Sensex dividend yield of 1.5% equity can deliver 13.5% CAGR on post tax basis even in such a conservative scenario.

We would urge investors to differentiate between investments meant to create wealth for future use and those meant to generate income. The part of one’s capital meant for former needs to be pre-positioned in equity as equity returns almost never accrue linearly. To quote Buffet, the Grand Old Man of Equity, “Time in the market is more important rather than timing the market.”

Domestic Growth Outlook Last few months have been quite challenging for India from a macro standpoint. Not only has the country faced a big growth slowdown but also concerns regarding high inflation and elevated current account and fiscal deficits. The good news is that a lot of the structural factors remain in India’s favor such as a vibrant corporate sector, great demographics, growing middle class , high savings rate etc.

Overall, we expect growth to remain challenging in the near term with FY13 growth coming in the 5-5.5% range – not that different from the 5.4% growth experienced by us for the last 2 quarters. We are encouraged by the spate of reforms announced by the government over the last 6 weeks and hope that these steps can restart our investment cycle and reaccelerate our GDP growth. To put the importance of our investment cycle in perspective almost half of the 8-9% GDP growth in the 2005-2007 high growth phase was due to high investment growth.

Thus, we look forward to the government instituting the National Investment Board (NIB) and thus unclogging the significant backlog of “stalled” projects. According to the latest data released by CMIE, we have almost 9 trillion rupees of investment projects that have been stalled due to various reasons such as environmental and regulatory clearances, land acquisition etc. We believe a push from the Government to start these stalled projects will be hugely positive for us to start growing without stoking inflation.

Domestic Inflation OutlookIndia stands out across major global economies as a nation that is still suffering from high inflation despite the ~400bps in growth slowdown over the last few quarters.

The first point is that while India’s inflation at ~7.5% remains high by global standards, there has been moderation in inflation as compared to the ~10% inflation levels experienced in 2011.

Secondly, a number of global and local factors have contributed to inflation remaining sticky. Firstly, we are a significant commodity importing nation and thus the ~20% depreciation in our currency over the last 18 months have significantly increased raw material costs for our manufacturers. Secondly, Inflation has been pushed upward in recent months due to the release of suppressed inflation as exemplified by the power tariff and diesel price hikes over last few months.

Debt Investment Outlook

Finally, India is suffering from an elongated and persistent period of high food inflation. Food inflation has averaged almost 10% for the last 7 years, indicating increased protein demand from certain segments of the population and also indicating need for India to increase productivity levels at our farms and food transportation supply chains.

Our sense is that inflation could remain sticky close to 8% levels for the next few months before starting to moderate in 2013.

Central Bank StanceIn its second quarter review of Monetary Policy, the RBI eased CRR by 25 bps mainly to ensure liquidity in the system remains adequate to ensure flow of credit to productive sector and to reinforce the positive impact of government policy actions on growth as inflation risks moderates, while retaining its bias to contain inflation and inflationary expectations.

Monetary actions of the RBI in FY13 so far and the latest policy initiatives of the central government have resulted into steepening of the yield curve and significant drop in spreads of non-SLR securities over GOIs since March 12. This stealth easing by the Central Bank tells us that, irrespective of its anti-inflationary stand, the Central bank remains equally concerned about headwinds to domestic growth.

Bond Market OutlookPost October 12 policy we witnessed some backing-up of yields across the tenors. Nevertheless on a point to point basis, there has been a significant steepening of yield curve and compression of spreads on non-SLR front since March 2012.

We believe that the movement of yield curve is likely to be parallel from here on as likely hood of further steepening appears lower in near future. For our duration funds, we prefer GOIs over Non-SLR mainly on account of imminent OMOs by the Central bank, and lower spreads on Corporate bonds.

Overall we stick to our view that we could witness about 75-100 bps rate cut over the next one year and that the rate cut cycle will unfold gradually this time giving decent opportunity to the investors, especially the first movers, to help benefit from it.

03

Savings SolutionsWhat are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you superior tax-efficient returns compared to bank accounts and FDs.

Who can benefit from Saving Solutions?

This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Regular Income SolutionsWhat are Regular Income Solutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk. (Regular income is not assured & is subject to availability of distributable surplus.)

Wealth Creation SolutionsWhat are Wealth Creation Solutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

These solutions can be ideal for investors who are planning for future expenses, like higher education of children, marriage, buying a home etc.These solutions are available in the range of aggressive to conservative options to suit the needs of the investor.

Tax Savings SolutionsWhat are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax SavingsSolutions?

Tax saving is important, especially when investors can save up to ` 30,900 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1 lakh.But, wealth creation is also important. Isn’t it? That’s why this solution is ideal for investors who would like to create wealth along with tax saving.Tax savings of ` 30,900 is calculated assuming qualifying amount of deduction is ` 1 lakh & investor falls in the top income tax slab of 30% & includes applicable cess. Investors are advised to consult their tax advisor in view of individual nature of tax benefits.Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

04

Savings Solutions

What are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you superior tax-efficient returns compared to bank accounts and FDs.

Who can benefit from SavingSolutions?

This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Benefits of Savings Solutions:

Make Inflation work in your favour: Inflation affects your returns from any investment including mutual funds. But, in case of savings solutions, you can use it to your advantage - through indexation - which can help you reduce the amount on which you have to pay tax. You can benefit from indexation, if investing for more than 1 year. Please consult your tax advisor on how to take advantage of indexation.

Aim to preserve your money: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe.

Aim to provide Liquidity: If you need to withdraw your money, all you have to do is submit a redemption slip and your money is normally credited to your bank account within one working day. You may also opt for an online redemption facility offered by many fund houses for added convenience.

Tax-efficient returns: You can earn returns in the form of monthly / quarterly dividends etc. which are completely tax-free in your hands. A dividend distribution tax of 13.519% is applicable and is deducted by the fund house.

There are various savings solutions available depending on the time period that you would like to invest for: a. 1 day to 3 months b. 3 to 6 months c. 6 months to 1 year d. 1 year +

Investors are advised to consult their tax advisor in view of individual nature of tax benefits. The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

Birla Sun Life Cash Plus

What is it?A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Fund Details

As on October 31, 2012

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 16, 1997Nature of the scheme: An Open-ended Liquid Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 296.6364 Dividend: 163.6940 Institutional PlanGrowth: 303.3767 Dividend: 108.0230 Weekly Dividend: 108.1167 Institutional Premium PlanGrowth: 181.4156 Daily Dividend: 100.1950 Weekly Dividend: 100.2716

Benchmark: CRISIL Liquid Fund Index

Load Structure (as % of NAV)Entry Load: NilExit Load: Nil

Other Parameter Modified Duration : 0.09 yearsYield to Maturity: 8.55%Standard DeviationRetail Plan: 0.63%Institutional Plan: 0.63%Institutional PremiumPlan: 0.61%

05

SAVINGS SOLUTIONS

Conservative Returns Low Risk 1 day + High Liquidity

^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Plus has been changed from `.10/- to `.100/- effective from October 07, 2011

Date of Inception: June 16, 1997 NAV Per Unit. *

(`)

Birla Sun Life Cash Plus (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T-BillIndex ##

(%)

Value of Standard Investment of ` 10000 in

Birla Sun Life Cash Plus (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T-Bill

Index ## (`)

Since inception till September 28, 2012 (CAGR) 100.0000 7.31 N/A N/A 294683 N/A N/A

September 29, 2011 to September 28, 2012 (Absolute) 26.9855 9.92 8.67 8.14 109154 10867 10814



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 70. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.

Investment Performance - Retail Plan - Growth NAV as on September 28, 2012: ` 294.6833

Rating Profile of Portfolio

Issuer % to net Assets Rating Issuer % to net Assets Rating

Housing Development Finance Corporation Ltd 5.78% [ICRA] A1+,CRISIL A1+ Housing Development Finance Corporation Ltd 2.88% CRISIL AAA

Indian Oil Corporation Ltd 5.24% CRISIL A1+,[ICRA] A1+ Canara Bank 2.59% CRISIL A1+

Kotak Mahindra Bank Ltd 5.18% CRISIL A1+ Indiabulls Financial Services Ltd 2.55% CRISIL A1+

Sterlite Energy Ltd. 5.07% CRISIL A1+ Andhra Bank 2.04% CARE A1+

Punjab National Bank 3.61% CARE A1+ ICICI Home Finance Company Ltd 1.37% [ICRA] A1+

Top Ten Portfolio Holdings

Note:Standard Deviation is calculated on annualised basis using 1 year history of monthly returns, source: MFI Explorer.

60.57%

39.43%

AAA Cash & Current Assets

06

Birla Sun Life Cash Manager


Fund Details


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception:Retail Plan: May 14, 1998Institutional Plan: September 27, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 273.7668 Daily Dividend: 100.1158 Weekly Dividend: 100.0670 Institutional PlanGrowth: 190.0902 Daily Dividend: 100.0681 Weekly Dividend: 100.0687

Benchmark: CRISIL Short Term Bond Fund Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: Nil

Other ParameterModified Duration: 0.16 yearsYield to Maturity: 8.74%Standard Deviation:Retail Plan: 0.61%Institutional Plan: 0.62%

SAVINGS SOLUTIONS


^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Manager has been changed from `.10/- to `.100/- effective from October 07, 2011

Date of Inception: May 14, 1998 NAV Per Unit. *

(`)

Birla Sun Life Cash

Manager (%)

CRISIL Short Term Bond Fund

Index # (%)


(%)


Birla Sun Life Cash Manager

(`)

CRISIL Short Term Bond Fund Index # (`)

CRISIL 1 Year

T-Bill Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 70. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.




IL&FS Financial Services Ltd. 7.60% CARE A1+,[ICRA] A1+,FITCH A1+ Oriental Bank of Commerce 4.13% CRISIL A1+

IDFC Ltd. 6.89% [ICRA] A1+ Allahabad Bank 3.13% [ICRA] A1+

Housing Development Finance Corporation Ltd. 6.49% [ICRA] A1+ Bajaj Finance Ltd. 2.99% CRISIL A1+

Kotak Mahindra Prime Ltd. 4.98% CRISIL A1+ Shapoorji Pallonji & Company Ltd. 2.71% [ICRA] A1+

LIC Housing Finance Ltd. 4.27% CRISIL AAA Tata Motors Finance Ltd. 2.51% [ICRA] A1+



71.52%

25.79% 2.69%

AAA Cash & Current Assets AA

07

Birla Sun Life Savings Fund


Fund Details

Fund Manager: Mr. Kaustubh GuptaManaging Fund Since: July 15, 2011Total Experience: 5 yearsDate of inceptionRetail Plan: November 27, 2001Institutional Plan: April 16, 2003Nature of the scheme: An Open-ended Short Term Income Scheme




Other ParameterModified Duration: 0.14 yearsYield to Maturity: 8.81%Standard DeviationRetail Plan: 0.62%Institutional Plan: 0.58%

SAVINGS SOLUTIONS



^The Face Value per unit of all the plans/ options under Birla Sun Life Savings Fund has been changed from `.10/- to `.100/- effective from October 07, 2011

Date of Inception: Nov 27, 2001 NAV Per Unit. *

(`)

Birla Sun Life Savings

Fund (%)


Index # (%)


(%)


Birla Sun Life Savings Fund (`)


CRISIL 1Year T-Bill

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Kaustubh Gupta is 70. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.




Housing Development Finance Corporation Ltd. 6.91% CRISIL AAA Reliance Capital Ltd. 4.95% CARE AAA

Indian Oil Corporation Ltd. 6.72% [ICRA]A1+,CRISIL A1+ Sundaram Finance Ltd. 4.58% [ICRA] AA+

Housing Development Finance Corporation Ltd. 5.99% [ICRA] A1+ Kotak Mahindra Bank Ltd. 4.37% CRISIL A1+

Shriram Transport Finance Company Ltd. 5.33% CRISIL AA Kotak Mahindra Prime Ltd. 3.37% CRISIL A1+

LIC Housing Finance Ltd. 5.26% CRISIL AAA Export-Import Bank of India 2.97% CRISIL AAA



67.48%

18.27% 14.25%

AAA Cash & Current Assets AA

08

Birla Sun Life Ultra Short Term Fund

What is it?A fund that aims to provide the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits)

Fund Details


Fund Manager: Mr. Kaustubh Gupta & Mr. Lokesh MallyaManaging Fund Since: September 29, 2009Total Experience: 5 years & 5 yearsDate of inception: April 19, 2002Nature of the scheme: An Open-ended Short Term Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 204.3161 Daily Dividend: 100.0550 Fortnightly Dividend: 103.7059 Institutional PlanGrowth: 135.5007 Daily Dividend: 100.0550 Weekly Dividend: 101.7298 Fortnightly Dividend: 102.8472


Load Structure (as % of NAV) (Incl. for SIP)Entry Load : NilExit Load : Nil

Other ParameterModified Duration: 0.14 yearsYield to Maturity: 8.48%Standard Deviation: 0.62%

SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 month + High Liquidity


Date of Inception: April 19, 2002 NAV Per Unit. *

(`)

Birla Sun Life Ultra

Short Term Fund (%)


Index # (%)


(%)


Birla Sun Life Ultra

Short Term Fund (`)


CRISIL 1 Year

T-Bill Index ## (`)

Since inception till September 28, 2012 (CAGR) 100.0000 7.00 6.53 5.35 202906 19378 17234




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 70. Total Schemes managed by Mr. Lokesh Mallya is 2. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.

^The Face Value per unit of all the plans/ options under Birla Sun Life Ultra Short Term Fund has been changed from `.10/- to `.100/- effective from October 07, 2011



Housing Development Finance Corporation Ltd. 10.21% [ICRA] A1+ Standard Chartered Bank 6.12% CRISIL A1+

Punjab & Sind Bank 9.20% [ICRA] A1+ City Union Bank 6.11% CRISIL A1+

Canara Bank 7.98% CRISIL A1+ Bharat Petroleum Corporation Ltd. 6.11% CRISIL A1+

State Bank of Hyderabad 7.35% [ICRA] A1+ LIC Housing Finance Ltd. 3.09% CRISIL AAA

State Bank Of Patiala 6.14% [ICRA] A1+ National Bank for Agriculture & Rural Development 3.09% CRISIL AAA



78.71%

21.29%


09

Birla Sun Life Dynamic Bond Fund

What is it?An income solution that aims to generate optimal returns through active management by capturing positive price and credit spread movements.

Fund Details

Fund Manager: Mr. Maneesh DangiManaging Fund Since: September 12, 2007Total Experience: 11 yearsDate of inception: September 27, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Growth: 19.1097 Monthly Dividend: 10.4912 Quarterly Dividend: 11.4540

Benchmark: CRISIL Composite Bond Fund Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 180 days from the date of allotment: 0.50% of applicable NAV. For redemption / switch-out of units after 180 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 9 month + High Liquidity



Date of Inception: Sept 27, 2004 NAV Per Unit. *

(`)

Birla Sun Life Dynamic Bond Fund

(%)

CRISIL Composite Bond Fund

Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Dynamic

Bond Fund (`)

CRISIL Composite Bond Fund Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Maneesh Dangi is 2. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.



Government Of India 20.04% Sovereign Godrej Consumer Products Ltd. 3.06% [ICRA] AA

Housing Development Finance Corporation Ltd. 8.63% CRISIL AAA Shriram Transport Finance Company Ltd. 2.79% CRISIL AA

LIC Housing Finance Ltd. 7.65% CRISIL AAA National Bank for Agriculture & Rural Development 2.76% CRISIL AAA

Power Finance Corporation Ltd. 4.66% CRISIL AAA IDBI Bank Ltd. 2.74% CRISIL AA+

Hindalco Industries Ltd. 3.61% CRISIL AA+ Cholamandalam Investment & Finance Company Ltd. 2.32% [ICRA] AA



41.05% 28.01%

21.18% 7.43% 2.33%

AAA AASovereign Cash & Current AssetsBelow AA

10

Birla Sun Life Medium Term Plan

What is it?An income scheme that aims to optimize returns by identifying mispriced credit opportunities in medium term securities in the market and then selectively investing in them.

Fund Details


Fund Manager: Mr. Maneesh Dangi Managing Fund Since: June 25, 2009Total Experience: 11 yearsDate of inception: March 25, 2009Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Retail PlanGrowth: 13.2617 Quarterly Dividend: 10.2505 Half Yearly Dividend: 10.4457 Dividend: 10.5994 Institutional PlanGrowth: 12.8747 Quarterly Dividend: 10.2245 Half Yearly Dividend: 10.4476 Dividend: 10.0000


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch- out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 0.76 yearsYield to Maturity: 10.45%Standard Deviation:Institutional Plan: 1.13%

SAVINGS SOLUTIONS


Date of Inception: Mar 25, 2009 NAV Per Unit. *

(`)

Birla Sun Life Medium

Term Plan (%)


Index # (%)

CRISIL 10Year GiltIndex ##

(%)


Birla Sun Life Medium

Term Plan (`)


CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Maneesh Dangi is 2. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.



TRIL Infopark Ltd. 13.04% BWR A(SO) Shriram Transport Finance Company Ltd. 5.03% CRISIL AA

Jay Properties Ltd. 11.36% BWR A- Morgan Stanley India Capital Private Ltd 3.20% FITCH A1+

RHC Holding Private Ltd. 10.65% BWR A1(SO) Cholamandalam Investment & Finance Company Ltd. 2.62% [ICRA] AA

Tata Motors Finance Ltd. 6.87% CRISIL AA- State Bank of Bikaner and Jaipur 2.34% CARE A1+

Power Finance Corporation Ltd. 5.51% CRISIL A1+ Shapoorji Pallonji & Company Ltd. 2.30% [ICRA] A1+

Top Portfolio Holdings


Conservative Returns Low-Medium Risk 2 yrs+ High Liquidity

28.71%

28.15%

27.45%

15.69%

AA Cash & Current Assets Below AA AAA

11

Birla Sun Life Income Plus

What is it?A fund that invests in a combination of bonds and Government securities of varying maturities from time to time with an aim to optimize returns.

Fund Details


Fund Manager: Mr. Prasad DhondeManaging Fund Since: January 11, 2010Total Experience: 11 yearsDate of inception: October 21, 1995Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Growth: 50.5812 Quarterly Dividend: 12.4826


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Moderate Returns Medium Risk 1 yr + High Liquidity

Investment Performance - Growth NAV as on September 28, 2012: ` 50.3783

Date of Inception: Oct 21, 1995 NAV Per Unit. *

(`)

Birla Sun Life Income

Plus (%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Income Plus (`)


CRISIL 10Year Gilt

Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 11. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.



Government Of India 56.52% Sovereign Power Finance Corporation Ltd. 2.35% CRISIL AAA

Tata Sons Ltd. 6.47% CRISIL AAA 8.90% TN SDL - 20-Sep-2022 1.36% Sovereign

Hindalco Industries Ltd. 6.40% CRISIL AA+ 8.85% MahaSDL - 03-Oct-2022 1.36% Sovereign

8.90% UP SDL - 20-Sep-2022 5.45% Sovereign Reliance Gas Transportation Infrastructure Ltd 0.99% CRISIL AAA

IDBI Bank Ltd. 2.53% CRISIL AA+ 8.92% TamNSDL - 08-Aug-2022 0.91% Sovereign



66.58%

13.94%

10.54% 8.93%

Sovereign Cash & Current Assets AAA AA

12

Birla Sun Life Short Term Fund(erstwhile Birla Sun Life Income Fund. Name changed w.e.f February 01, 2012)

What is it?A moderate income scheme that invests in diversified portfolio of debt and money market instruments of short to medium term maturity which can offer superior levels of yields at relatively lower levels of risk.

Fund Details


Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 11 yearsDate of inception: March 3, 1997Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Growth: 41.9089 Monthly Dividend: 11.6313


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For Redemption / Switch- out of units within 30 days from the date of allotment: 0.50% of applicable NAV. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Moderate Returns Medium Risk 6 month + High Liquidity


Date of Inception: March 3, 1997 NAV Per Unit. *

(`)

Birla Sun Life Short Term Fund

(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Short Term Fund

(`)


CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 11. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.



8.58% KarSDL 25-Oct-2016 8.49% Sovereign IDFC Ltd. 6.62% [ICRA] AAA

Power Finance Corporation Ltd. 8.21% [ICRA] AAA,CRISIL AAA National Bank for Agriculture & Rural Development 4.94% CRISIL AAA

Housing Development Finance Corporation Ltd 7.77% [ICRA] AAA,CRISIL AAA Indian Bank 4.85% FITCH A1+

Punjab National Bank 7.44% CARE A1+ Rural Electrification Corporation Ltd. 4.07% CRISIL AAA

LIC Housing Finance Ltd. 7.04% CRISIL AAA Bank of Maharashtra 3.88% CRISIL A1+


Note:Standard Deviation is calculated on Annualised basis using 3 year history of monthly returns, source: MFI Explorer.

83.51%

8.49% 5.79% 2.20%

AAA Sovereign Cash & Current Assets AA

13

Birla Sun Life Floating Rate Fund - Long Term Plan

What is it?A fund that aims to generate income by investing substantially into floating rate debt/money market instruments.

Fund Details


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 05, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 195.2148 Weekly Dividend: 100.0558 Institutional PlanGrowth: 134.5807 Daily Dividend: 100.1629 Weekly Dividend: 100.0564


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment


SAVINGS SOLUTIONS

Conservative Returns Low Risk 1 month + High Liquidity

^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Long Term Plan has been changed from ` 10/- to ` 100/- effective from October 07, 2011



(`)

Birla Sun Life Floating Rate Fund - Long Term Plan (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T - Bill

Index ## (%)


Birla Sun Life Floating

Rate Fund - Long

Term Plan (`)

CRISIL Liquid

Fund Index # (`)


Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 70. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.



IndusInd Bank Ltd. 8.63% CRISIL A1+ Standard Chartered Bank 5.36% CRISIL A1+

Bank of Maharashtra 7.55% CRISIL A1+ City Union Bank 5.36% CRISIL A1+

Sesa Goa Ltd. 7.45% CRISIL A1+ ICICI Bank Ltd. 5.31% [ICRA] A1+

Allahabad Bank 5.38% [ICRA] A1+ Canara Bank 5.26% CRISIL A1+

Oriental Bank of Commerce 5.37% CRISIL A1+ Karur Vysya Bank Ltd. 5.22% CRISIL A1+



92.89%

7.11%


14

Birla Sun Life Floating Rate Fund - Short Term Plan

What is it?A fund that provides the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Fund Details


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 05, 2003Nature of the scheme: An Open-ended Income Scheme



Load Structure (as % of NAV)Entry Load: NilExit Load**: Nil ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 day + High Liquidity

^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Short Term Plan has been changed from `.10/- to `.100/- effective from October 07, 2011



(`)

Birla Sun Life Floating Rate Fund - Short Term

Plan (%)

CRISIL Liquid

Fund Index # (%)


Index ## (%)


Birla Sun Life Floating

Rate Fund - Short

Term Plan (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T - BillIndex ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 70. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.



Punjab National Bank 13.76% CARE A1+ STCI Finance Ltd. 5.22% [ICRA] A1+

Housing Development Finance Corporation Ltd 10.41% [ICRA] A1+ Morgan Stanley India Capital Private Ltd 3.49% FITCH A1+

Sterlite Energy Ltd. 8.70% CRISIL A1+ Kotak Mahindra Bank Ltd. 3.31% CRISIL A1+

Housing Development Finance Corporation Ltd 5.78% CRISIL AAA Tata Capital Housing Finance Ltd. 3.31% CRISIL A1+

ECL Finance Ltd. 5.26% CRISIL A1+ TV18 Broadcast Ltd. 2.95% [ICRA] A1+



80.99%

19.01%


15

Birla Sun Life Gilt Plus

What is it?A fund that aims to generate income and capital appreciation by investing exclusively in Government Securities.


Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 11 yearsDate of inception: October 12, 1999Nature of the scheme: An Open-ended Government Securities SchemeNAV of Plans / Options (`) Liquid Plan Growth: 25.1867 Dividend: 10.9794 Annual Dividend Option: 10.6570 PF Plan Growth: 29.2884 Dividend: 11.2981 Regular PlanGrowth: 35.2872 Dividend: 12.2667 Benchmark: Liquid Plan: I-Sec SI-BEXPF Plan: I-Sec LI-BEXRegular Plan: I-Sec LI-BEX

Load Structure (as % of NAV) (Incl .for SIP)Liquid Plan, Regular Plan & PF Plan - Quarterly / Annual DividendEntry Load: NilExit Load: NilPF Plan - GrowthEntry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other Parameter Modified Duration: Liquid Plan: 0.01 yearsPF Plan: 7.04 years Regular Plan: 6.08 years Yield to Maturity: Liquid Plan: 8.10% PF Plan: 8.23%Regular Plan: 8.15% Standard Deviation: Liquid Plan: 1.00% PF Plan: 2.53%Regular Plan: 2.71%


Top Portfolio Holdings - Liquid PlanIssuer % to net Assets Rating Issuer % to net Assets Rating91 D TBills 21Dec12 61.81% Sovereign 8.33% GOI - 09-Jul-2026 54.31% SovereignCash & Current Assets 38.19% 8.79% GOI - 08-Nov-2021 18.59% Sovereign

Cash & Current Assets 15.70%8.97% GOI - 05-Dec-2030 11.40% Sovereign

Top Portfolio Holdings - PF Plan

SAVINGS SOLUTIONS


Liquid Plan PF Plan Regular PlanRating Profile of Portfolio

Issuer % to net Assets Rating8.15% GOI - 11-Jun-2022 94.04% SovereignCash & Current Assets 5.96%

Top Portfolio Holdings - Regular Plan

Fund Details

Investment Performance - Liquid Plan - Growth NAV as on September 28, 2012: ` 24.9991Date of Inception: Oct 12, 1999 NAV Per

Unit. *(`)

Birla Sun Life Gilt Plus- Liquid Plan

(%)

I-Sec SI-BEX # (%)

CRISIL 1 Year

T-Bill Index ## (%)


Birla Sun Life Gilt

Plus - Liquid Plan (`)

I-Sec SI-BEX # (`)

CRISIL 1 YearT-Bill Index

## (`)





Investment Performance - PF Plan - Growth NAV as on September 28, 2012: ` 29.1798


(`)

Birla Sun Life Gilt Plus -

Regular Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt

Plus- Regular Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)






Investment Performance - Regular Plan - Growth NAV as on September 28, 2012: ` 35.2175


(`)

Birla Sun Life Gilt Plus- PF

Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt Plus- PF Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)





61.81%

38.19%

Sovereign Cash & Current Assets

84.30%

15.70%


94.04%

5.96%


Birla Sun Life Government Securities Fund

What is it?A fund that aims to generate current income consistent with the portfolio invested exclusively in Government Securities.


Fund Details

Fund Manager: Mr. Prasad DhondeManaging Fund Since: October 03, 2012Total Experience: 11 yearsDate of inception: October 28, 1999Nature of the scheme: An Open-ended Gilt Scheme

NAV of Plans / Options (`)Long Term PlanGrowth: 32.6547 Half Yearly Dividend: 11.4326 Short Term PlanRetail PlanGrowth: 21.3219 Daily Dividend: 10.0031 Institutional PlanDaily Dividend: 10.0000 Benchmark:Long Term Plan: I-Sec LI-BEXShort Term Plan: I-Sec SI-BEX

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**:Long Term Plan: 1% if redeemed / switched out within 365 days from the date of allotment.Short Term Plan: Nil **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration:Long Term Plan: 6.79 yearsShort Term Plan: 0.01 yearsYield to Maturity:Long Term Plan: 8.34%Short Term Plan: 8.10%Standard Deviation:Long Term Plan: 2.91%Short Term Plan: 0.60%



8.33% GOI - 09-Jul-2026 26.68% Sovereign Cash & Current Assets 52.86%

8.19% GOI - 16-Jan-2020 20.62% Sovereign 91 D TBills 21Dec12 47.14% Sovereign

8.2% GOI - 24-Sep-2025 20.59% Sovereign

8.92% TamNSDL - 08-Aug-2022 19.32% Sovereign

Cash & Current Assets 11.31%

8.15% GOI - 11-Jun-2022 1.47% Sovereign

Top Portfolio Holdings - Long Term Plan Top Portfolio Holdings - Short Term Plan

SAVINGS SOLUTIONS



(`)

Birla Sun Life

Government Securities

Fund - Long Term Plan

(%)

I-Sec LI-BEX # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life


Fund - Long Term Plan

(`)

I-Sec LI-BEX # (`)


(`)





Investment Performance - Long Term Plan - Growth NAV as on September 28, 2012: ` 11.3865


(`)

Birla Sun Life


Fund - Short Term Plan

(%)

I-Sec SI-BEX # (%)


Index ## (%)


Birla Sun Life


Fund - Short Term Plan (`)

I-Sec SI-BEX

# (`)

CRISIL 1Year T - BillIndex ## (`)






Investment Performance - Short Term Plan - Retail Growth NAV as on September 28, 2012: ` 21.1955

16

Long Term Plan Short Term Plan


52.86%

47.14%

Cash & Current Assets Sovereign

88.69%

11.31%


17

Birla Sun Life Enhanced Arbitrage Fund

What is it?A fund that aims to generate income by investing in equity and equity related instruments and take advantage of the price differentials or mis-pricing prevailing in a stock or index.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: Dec 05, 2011Total Experience: 15 yearsDate of inception: July 24, 2009Nature of the scheme: An Open-ended Equity Scheme

NAV of Plans / Options (`)Retail PlanGrowth: 12.1920 Dividend: 11.9063 Institutional PlanGrowth: 10.0000Dividend: 10.0000


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For Redemption / Switch-out of units before 90 days from the date of allotment: 0.75%. For Redemption / Switch-out of units on or after 90 days but before 180 days from the date of allotment: 0.50%. For Redemption/ Switch-out of units on or after 180 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 yr + High Liquidity


Date of Inception: July 24, 2009 NAV Per Unit. *

(`)

Birla Sun Life

Enhanced Arbitrage Fund (%)

CRISIL Liquid

Fund Index # (%)

BSE SENSEX ##

(%)


Birla Sun Life

Enhanced Arbitrage Fund (`)

CRISIL Liquid

Fund Index # (`)

BSE SENSEX

## (`)



September 29, 2010 to September 29, 2011 (Absolute) 10.3714 9.02 7.76 -16.33 10902 10776 8367


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.

Issuer % to net Assets Issuer % to net Assets

ITC Ltd. 15.30% Reliance Infrastructure Ltd. 6.35%

Karnataka Bank Ltd. 14.68% Punjab National Bank 5.00%

Pantaloon Retail (India) Ltd. 9.72% Punjab National Bank Fut Nov12 -5.04%

State Bank of India 7.14% Reliance Infrastructure Ltd. Fut Nov 2012 -6.41%

Tech Mahindra Ltd. 6.42% Tech Mahindra Fut Nov 12 -6.45%


18

Birla Sun Life Short Term Opportunities Fund

Fund Details


Fund Manager: Mr. Lokesh Mallya & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: May 09, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)*Retail PlanGrowth: 17.9286 Dividend: 11.4660 Quarterly Dividend: 10.2846 Institutional PlanGrowth: 13.1338 Dividend: 11.8761 Quarterly Dividend: 10.0000

*the dividend options under the scheme have been renamed w.e.f July 02, 2012. Please refer addendum no. 28/2012 dated June 29, 2012 for further details.


Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 0.50% of applicable NAV. ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


Note:Standard Deviation Is calculated on Annualised basis using 3 year history of monthly returns, source: MFIExplorer.



(`)

Birla Sun LifeShort Term

OpportunitiesFund (%)

CRISILLiquid

Fund Index # (%)


Index ## (%)


Birla Sun LifeShort Term

OpportunitiesFund (`)

CRISILLiquidFund Index # (`)


Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Lokesh Mallya is 2. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.

SAVINGS SOLUTIONS

Conservative Returns Low-Medium Risk 1 yr + High Liquidity

What is it?A scheme that focuses on enhancing the portfolio returns by identifying and selectively investing in mispriced credit opportunities in the market.



Jay Properties Ltd. 12.56% BWR A- JSW Techno Projects Management Ltd. 5.65% BWR A

TRIL Infopark Ltd. 11.83% BWR A(SO) Power Finance Corporation Ltd. 5.48% CRISIL A1+

RHC Holding Private Ltd. 11.78% BWR A1(SO) Shriram Transport Finance Company Ltd. 5.21% CRISIL AA

Tata Motors Finance Ltd. 7.86% CRISIL AA- Shapoorji Pallonji & Company Ltd. 3.82% [ICRA] A1+

TV18 Broadcast Ltd. 5.85% [ICRA] A1+ Fullerton India Credit Company Ltd. 3.16% [ICRA] AA+


32.86%

32.35%

18.13%

16.67%

Below AA AA Cash & Current Assets AAA

19

Regular Income Solutions

What are Regular IncomeSolutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk.(Regular income is not assured & is subject to availability of distributable surplus.)

Benefits of Regular Income Solutions:

They aim to preserve your money & provide regular income: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe in order to generate regular income for you.

They aim to fight Inflation: A small part is invested in equity i.e. stocks of Indian companies to help you stay ahead of inflation.

Tax-efficient Returns: You may opt for a monthly dividend option where, in addition to the growth of your invested amount, a portion of the same comes to you as monthly income which is given in the form of dividends. These dividends are completely tax-free in your hands!

A dividend distribution tax of 13.519% is applicable and is deducted by the fund house.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits.Wherever mentioned, Regular Income / Second Income / Monthly Dividend is not assured and is subject to availability of distributable surplus. The Financial Solution (Regular Income Solution) statedabove is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

20

Birla Sun Life Monthly Income (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

What is it?A fund that seeks to provide you regular income with an opportunity to grow your money through fixed income investments and a limited exposure to the equity markets.

Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: July 14, 1999Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Growth: 40.8799 Monthly Dividend: 11.4562 Quarterly Dividend: 11.9889

Benchmark: CRISIL MIP Blended Index

Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1.00% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 4.10 yearsYield to Maturity: 8.74%(for Debt Component)Standard Deviation: 2.68%Sharpe Ratio##: -0.26Beta: 0.72

REGULAR INCOME SOLUTIONS


Date of Inception: July 14, 1999 NAV Per Unit. *

(`)

Birla Sun Life Monthly Income (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life Monthly

Income (`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 70. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.




IDBI Bank Ltd. 20.37% CRISIL AA+ IDFC Ltd. 4.69% [ICRA] AAA

Government Of India 18.41% Sovereign Tata Sons Ltd. 2.96% CRISIL AAA

Power Finance Corporation Ltd. 12.52% CRISIL AAA LIC Housing Finance Ltd. 2.12% CRISIL AAA

Reliance Utilities & Power Private Ltd. 8.57% CARE AAA Hindalco Industries Ltd. 1.33% CRISIL AA+

Power Grid Corporation of India Ltd. 6.34% CRISIL AAA Housing Development Finance Corporation Ltd 1.00% CRISIL AAA


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 year history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).

38.73%

21.71% 18.41%

14.54% 6.60%

AAA AASovereign OtherCash & Current Assets

21

Birla Sun Life MIP (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: November 20, 2000Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Monthly Growth/Payment: 29.6497 Monthly Dividend: 11.4175


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1.00% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





(`)

Birla Sun Life MIP (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life MIP

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)

Since inception till September 28, 2012 (CAGR)

10.0000 9.59 N/A N/A 29642 N/A N/A




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 70. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.




Government Of India 28.02% Sovereign LIC Housing Finance Ltd. 2.25% CRISIL AAA

IDBI Bank Ltd. 16.57% CRISIL AA+ IndusInd Bank Ltd. 0.92%

Power Finance Corporation Ltd. 11.97% CRISIL AAA Small Industries Development Bank of India 0.75% CARE AAA

Reliance Utilities & Power Private Ltd. 7.41% CARE AAA National Bank for Agricultural & Rural Development 0.75% CRISIL AAA

Power Grid Corporation of India Ltd. 7.40% CRISIL AAA City Union Bank Ltd. 0.74%



30.53%

28.02% 16.57%

14.53% 10.35%

AAA Sovereign AA Other Cash & Current Assets


Power Finance Corporation Ltd. 15.90% CRISIL AAA Yes Bank Ltd. 5.53% [ICRA] AA

IDBI Bank Ltd. 13.68% CRISIL AA+ Tata Capital Financial Services Ltd. 3.18% CARE AA+

Government Of India 11.20% Sovereign Reliance Utilities & Power Private Ltd. 1.29% CARE AAA

Hindalco Industries Ltd. 10.42% CRISIL AA+ AIA Engineering Ltd. 1.21%

LIC Housing Finance Ltd. 6.25% CRISIL AAA Axis Bank Ltd. 1.16%


22

Birla Sun Life MIP II - Wealth 25 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: May 22, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Monthly Growth /Payment: 19.9300 Monthly Dividend: 11.3581


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed/switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 4.14 yearsYield to Maturity: 9.00%Standard Deviation: 4.85%Sharpe Ratio##: -0.19Beta: 1.33





(`)

Birla Sun Life MIP II - Wealth 25 Plan (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life MIP II - Wealth 25 Plan (`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 70. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.



33.05%

29.19%

23.44% 11.20% 3.11%

AA OtherAAA SovereignCash & Current Assets

23

Birla Sun Life MIP II - Savings 5 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: May 22, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Monthly Growth /Payment: 20.2527 Monthly Dividend: 11.6685


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load** : 1% if redeemed/switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.




Government Of India 22.92% Sovereign Tata Sons Ltd. 4.91% CRISIL AAA

Power Finance Corporation Ltd. 17.01% CRISIL AAA Sundaram Finance Ltd. 2.02% [ICRA] AA+

IDBI Bank Ltd. 16.58% CRISIL AA+ Small Industries Development Bank of India 1.30% CRISIL AAA

Reliance Utilities & Power Private Ltd. 13.09% CARE AAA Glaxosmithkline Consumer Healthcare Ltd. 0.57%

Reliance Capital Ltd. 8.19% CARE AAA Grasim Industries Ltd. 0.52%






(`)

Birla Sun Life MIP

II - Savings 5 Plan (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life MIP II

- Savings 5 Plan (`)

CRISIL MIP Blended Index #

(`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Kaustubh Gupta is 70. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.


44.96% 22.92%

18.62% 8.38% 5.12%

AAA SovereignAA OtherCash & Current Assets

24

Wealth Creation Solutions

What are Wealth CreationSolutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

Equity may be considered as an ideal option to give attractive long term returns and hence may be used for funding long-term needs (like child’s education, buying a home etc.)

Benefits of Wealth Creation Solutions:

Tax Free Returns: No capital gains tax (on withdrawal) if you stay invested for over a year as per current tax laws.

Invest in the long-term to overcome short-term ups and downs.

Risk is lowered: Mutual funds invest in many companies and funds are managed by experts; which can be considered as an alternative to direct investment in shares.

Investors are requested to consult their tax advisor before investing for individual nature of tax benefit. The Financial Solution (Wealth Creation Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

25

Birla Sun Life Equity Fund

What is it?A Diversified Equity Fund that looks for opportunities without any sectoral or market cap bias with the aim to give you long term growth of capital.

Fund Details


Fund Manager: Mr. Anil ShahManaging Fund Since: October 03, 2012Total Experience: 24 yearsDate of inception: August 27, 1998Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Growth: 257.60 Dividend: 61.66

Benchmark: BSE 200

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterStandard Deviation: 19.08%Sharpe Ratio##: -0.17Beta: 0.94

WEALTH CREATIONSOLUTIONS

High Returns High Risk 3 yrs+ High Liquidity


Date of Inception: Aug 27,1998 NAV Per Unit. *

(`)

Birla Sun Life Equity Fund (%)

BSE 200 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Equity

Fund (`)

BSE 200 # (`)

S&P CNX Nifty ## (`)


10.00 25.96 15.29 14.20 258934 74294 64999


September 30, 2010 to September 30, 2011 (Absolute) 291.80 -22.60 -19.85 -18.02 7740 8015 8198


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Anil Shah is 1. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


ICICI Bank Ltd. 7.45% IndusInd Bank Ltd. 3.31%

Cairn India Ltd. 4.77% Larsen & Toubro Ltd. 3.30%

ITC Ltd. 3.82% HCL Technologies Ltd. 3.04%

Satyam Computer Services Ltd. 3.69% Hindustan Zinc Ltd. 2.94%

Dr. Reddy's Laboratories Ltd. 3.39% Housing Development Finance Corporation Ltd 2.57%


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 3 year history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).

26

Birla Sun Life Advantage Fund

What is it?A Diversified Equity Fund that aims to achieve long-term growth of capital, at relatively moderate levels of risk through a research-based investment approach.

Fund Details


Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: October 17, 2011Total Experience: 12 yearsDate of inception: February 24, 1995Nature of the scheme: An Open-ended Growth Scheme


Benchmark: BSE SENSEX





Date of Inception: Feb 24, 1995 NAV Per Unit. *

(`)

Birla Sun Life

Advantage Fund (%)

BSE SENSEX

# (%)

S&P CNX Nifty ##

(%)


Birla Sun Life

Advantage Fund (`)

BSE SENSEX

# (`)






# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


ICICI Bank Ltd. 7.03% Axis Bank Ltd. 3.19%

Larsen & Toubro Ltd. 4.58% ITC Ltd. 3.19%

State Bank of India 3.79% Jaiprakash Associates Ltd. 2.90%

HCL Technologies Ltd. 3.60% Ambuja Cements Ltd. 2.39%

IndusInd Bank Ltd. 3.48% Grasim Industries Ltd. 2.08%




27

Birla Sun Life Midcap Fund

What is it?A fund that provides an opportunity to invest in midsized companies which can be potential leaders of tomorrow.

Fund Details


Fund Manager: Mr. Sanjay ChawlaManaging Fund Since: September 12, 2007Total Experience: 22 yearsDate of inception: October 03, 2002Nature of the scheme: An Open-ended Growth Scheme


Benchmark: CNX Midcap

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment





(`)

Birla Sun Life Midcap

Fund (%)

CNX Midcap #

(%)

S&P CNX Nifty ##

(%)


Birla Sun Life Midcap Fund (`)

CNX Midcap

# (`)



10.00 27.29 24.19 19.66 111547 87149 60149




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Sanjay Chawla is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


Divis Laboratories Ltd. 4.07% Yes Bank Ltd. 2.88%

Solar Industries India Ltd. 3.35% Sadbhav Engineering Ltd. 2.88%

Motherson Sumi Systems Ltd. 3.17% Cummins India Ltd. 2.77%

Bata India Ltd. 3.00% Marico Ltd. 2.68%

IndusInd Bank Ltd. 2.94% Torrent Pharmaceuticals Ltd. 2.68%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns,source: MFI Explorer ## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).


28

Birla Sun Life Frontline Equity Fund

What is it?A diversified equity fund that invests across sectors in line with BSE200 Index, with a bias for large caps but not exclusively focused on them.

Fund Details


Fund Manager: Mr. Mahesh PatilManaging Fund Since: November 17, 2005Total Experience: 20 yearsDate of inception: August 30, 2002Nature of the scheme: An Open-ended Growth Scheme


Benchmark: BSE 200

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParameterStandard Deviation: 17.46%Sharpe Ratio##: 0.02 Beta: 0.87



Date of Inception: Aug 30, 2002

NAV Per Unit. *

(`)


(%)

BSE 200 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Frontline

Equity Fund (`)

BSE 200 # (`)

S&P CNX Nifty## (`)


10.00 24.63 19.65 18.71 92169 61096 56435




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Mahesh Patil is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


ICICI Bank Ltd. 5.13% HDFC Bank Ltd. 2.97%

ITC Ltd. 4.94% Tata Consultancy Services Ltd. 2.93%

Reliance Industries Ltd. 4.26% Dr. Reddys Laboratories Ltd. 2.89%

Housing Development Finance Corporation Ltd. 4.02% IndusInd Bank Ltd. 2.87%

Larsen & Toubro Ltd. 3.67% Infosys Ltd. 2.76%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).


29

Birla Sun Life Infrastructure Fund

What is it?A fund that seeks to participate in growth and development of infrastructure in India by investing in equity and equity related securities of companies in the infra sector.

Fund Details


Fund Manager: Mr. Mahesh Patil & Mr. Naysar ShahManaging Fund Since: Since inception & Dec 05, 2011Total Experience: 20 years & 12 yearsDate of inception: March 17, 2006Nature of the scheme: An Open-ended Growth Scheme


Benchmark: S&P CNX Nifty






(`)

Birla Sun Life Infrastructure

Fund (%)

S&P CNX

Nifty # (%)

BSE SENSEX ##

(%)


Birla Sun Life Infrastructure

Fund (`)

S&P CNX Nifty # (`)

BSE SENSEX

## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 4. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.


ICICI Bank Ltd. 10.10% IndusInd Bank Ltd. 3.40%

Larsen & Toubro Ltd. 6.52% Wabco India Ltd. 3.21%

Cummins India Ltd. 6.27% Tata Motors Ltd. - DVR 3.14%

Reliance Industries Ltd. 3.66% Housing Development Finance Corporation Ltd. 2.73%

The Federal Bank Ltd. 3.56% FAG Bearings India Ltd. 2.68%




30

Birla Sun Life India GenNext Fund

What is it?A Fund that strives to benefit from the rising consumption pattern in India, fuelled by high disposable incomes of the young generation (Generation Next).

Fund Details


Fund Manager: Mr. Sanjay ChawlaManaging Fund Since: September 12, 2007Total Experience: 22 yearsDate of inception: August 05, 2005Nature of the scheme: An Open-ended Growth Scheme




Other ParameterStandard Deviation: 16.75%Sharpe Ratio##: 0.54 Beta: 0.72




HDFC Bank Ltd. 4.88% Castrol India Ltd. 2.92%

ICICI Bank Ltd. 4.54% Page Industries Ltd. 2.90%

Colgate-Palmolive (India) Ltd. 4.35% Apollo Tyres Ltd. 2.89%

The Federal Bank Ltd. 3.03% Sun Pharmaceutical Industries Ltd. 2.67%

Housing Development Finance Corporation Ltd. 2.93% IPCA Laboratories Ltd. 2.65%



Date of Inception: Aug 05, 2005

NAV Per Unit. *

(`)

Birla Sun Life India GenNext Fund (%)

S&P CNX Nifty # (%)

BSE SENSEX ##

(%)


Birla Sun Life India GenNext Fund (`)

S&P CNX Nifty # (`)

BSE SENSEX

## (`)


10.00 15.87 13.12 13.15 28688 24154 24197






31

Birla Sun Life New Millennium Fund

What is it?A thematic fund that invests in companies related to the IT sector like hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies.

Fund Details


Fund Manager: Mr. Naysar ShahManaging Fund Since: October 03, 2012Total Experience: 12 yearsDate of inception: January 15, 2000Nature of the scheme: An Open-ended Growth Scheme


Benchmark: BSE Teck

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParameterStandard Deviation: 17.79%Sharpe Ratio##: -0.29Beta: 0.93




Infosys Ltd. 27.21% Wipro Ltd. 4.72%

Tata Consultancy Services Ltd. 20.01% Financial Technologies (India) Ltd. 4.33%

Hexaware Technologies Ltd. 7.30% MindTree Ltd. 4.30%

HCL Technologies Ltd. 6.61% Bharti Airtel Ltd. 4.10%

Oracle Financial Services Software Ltd. 5.47% NIIT Technologies Ltd. 3.20%



Date of Inception: Jan 15, 2000 NAV Per Unit. *

(`)

Birla Sun Life New

Millennium Fund (%)

BSE Teck # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life New

Millennium Fund (`)

BSE Teck # (`)



10.00 4.96 N/A 10.45 18506 N/A 35381




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


Fund Manager: Mr. Mahesh PatilManaging Fund Since: July 29, 2010Total Experience: 20 yearsDate of inception: October 24, 2005Nature of the scheme: An Open-ended Growth Scheme



Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


32

Birla Sun Life Top 100 Fund

What is it?A large cap focused fund that invests in equity and equity related securities of top 100 companies in India as measured by market capitalization.

Fund Details





ITC Ltd. 4.70% Cairn India Ltd. 3.28%

ICICI Bank Ltd. 4.69% Larsen & Toubro Ltd. 3.28%

Reliance Industries Ltd. 4.58% Tata Consultancy Services Ltd. 3.10%

Housing Development Finance Corporation Ltd 4.41% Cipla Ltd. 2.95%

HCL Technologies Ltd. 3.62% Infosys Ltd. 2.78%




(`)

Birla Sun Life Top 100

Fund (%)

S&P CNX Nifty # (%)

BSE SENSEX ##

(%)


Birla Sun Life Top

100 Fund (`)

S&P CNX Nifty # (`)

BSE SENSEX

## (`)


10.00 13.67 13.33 13.24 24316 23815 23688






33

What is it?An equity fund aiming to capitalize on the growth opportunities provided by companies that are driven by India’s large population and consumption patterns.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: September 12, 2007Total Experience: 15 yearsDate of inception: January 15, 2000Nature of the scheme: An Open-ended Growth Scheme


Benchmark: BSE 200



Birla Sun Life Buy India Fund




Housing Development Finance Corporation Ltd. 6.20% Rallis India Ltd. 3.82%

Bayer Cropscience Ltd. 4.60% Tata Global Beverages Ltd. 3.69%

ING Vysya Bank Ltd. 4.53% Bata India Ltd. 3.36%

Shoppers Stop Ltd. 4.33% Jet Airways (India) Ltd. 3.30%

GlaxoSmithKline Pharmaceuticals Ltd. 3.94% Sundaram Clayton Limited 3.29%




(`)

Birla Sun Life Buy

India Fund (%)

BSE 200 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Buy

India Fund (`)

BSE 200 # (`)



10.00 12.48 10.97 10.45 44579 37539 35400






34

Birla Sun Life MNC Fund

What is it?The fund that invests in securities of multinational companies in order to achieve long-term growth of capital with relatively moderate levels of risk.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: June 18, 2009Total Experience: 15 yearsDate of inception: December 27, 1999Nature of the scheme: An Open-ended Growth Scheme


Benchmark: CNX MNC

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





ING Vysya Bank Ltd. 7.86% Maruti Suzuki India Ltd. 4.55%

ICRA Ltd. 6.82% Bosch Ltd. 4.21%

Bayer Cropscience Ltd. 5.96% Oracle Financial Services Software Ltd. 3.67%

Hindustan Unilever Ltd. 5.63% Cummins India Ltd. 3.37%

Honeywell Automation India Ltd. 5.62% CRISIL Ltd. 3.37%



Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life MNC Fund (%)

CNX MNC # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life MNC Fund (`)

CNX MNC # (`)

S&P CNX Nifty## (`)


36.11 16.36 9.72 11.43 249800 32664 39825






35

Birla Sun Life Index Fund

What is it?A fund that is designed to mirror the market performance of the 50 companies in the Nifty Index.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 15 yearsDate of inception: September 18, 2002Nature of the scheme: An Open-ended Index Linked Growth Scheme




Other ParameterStandard Deviation: 19.77%




Nifty Fut Nov 12 16.38% HDFC Bank Ltd. 5.39%

ITC Ltd. 7.17% Infosys Ltd. 5.33%

Reliance Industries Ltd. 6.23% Larsen & Toubro Ltd. 4.11%

ICICI Bank Ltd. 5.66% Tata Consultancy Services Ltd. 3.13%

Housing Development Finance Corporation Ltd. 5.49% Hindustan Unilever Ltd. 2.63%


Note:Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.

Date of Inception: Sept 18, 2002 NAV Per Unit. *

(`)

Birla Sun Life Index Fund (%)

S&P CNX Nifty # (%)

BSE SENSEX ##

(%)


Birla Sun Life Index Fund (`)

S&P CNX Nifty # (`)

BSE SENSEX

## (`)


10.00 18.72 19.14 19.77 55975 57984 61121






36

Birla Sun Life India Opportunities Fund

What is it?A fund that allows investors to participate in India’s global outsourcing theme by identifying companies that seek to utilize India’s low cost and high quality resources to service the needs of global customers.

Fund Details


Fund Manager: Mr. Naysar ShahManaging Fund Since: October 03, 2012Total Experience: 12 yearsDate of inception: December 27, 1999Nature of the scheme: An Open-ended Growth Scheme


Benchmark: S&P CNX 500





Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life India

Opportunities Fund (%)

S&P CNX 500 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life India

Opportunities Fund (`)

S&P CNX 500 #

(`)



23.70 6.45 17.72 17.93 52611 44145 44869




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


Cummins India Ltd. 8.55% Lupin Ltd. 4.93%

Hexaware Technologies Ltd. 6.78% Oracle Financial Services Software Ltd. 4.91%

MindTree Ltd. 6.67% AIA Engineering Ltd. 4.62%

CRISIL Ltd. 5.98% Bajaj Auto Ltd. 4.40%

Honeywell Automation India Ltd. 4.97% Tata Consultancy Services Ltd. 4.14%




37

Birla Sun Life Dividend Yield Plus

What is it?A fund that invests in high dividend paying companies across market cap which typically have steady cash flow generation.

Fund Details


Fund Manager: Mr. Nishit DholakiaManaging Fund Since: January 24, 2011Total Experience: 11 yearsDate of inception: February 26, 2003Nature of the scheme: An Open-ended Growth Scheme




Other ParameterStandard Deviation: 16.54%Sharpe Ratio##: 0.20Beta: 0.79




ITC Ltd. 4.25% Glaxosmithkline Consumer Healthcare Ltd. 2.63%

Tata Motors Ltd. - DVR 3.42% Oriental Bank of Commerce 2.57%

Bajaj Auto Ltd. 3.07% Hexaware Technologies Ltd. 2.44%

Oil & Natural Gas Corporation Ltd. 2.93% Union Bank of India 2.35%

The Jammu & Kashmir Bank Ltd. 2.76% Castrol India Ltd. 2.28%




(`)

Birla Sun Life Dividend

Yield Plus (%)

S&P CNX 500 # (%)

S&P CNX Nifty ##

(%)



(`)

S&P CNX 500 # (`)



10.00 25.63 20.50 19.29 89248 59827 54335




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Nishit Dholakia is 3. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


38

Birla Sun Life ‘95 Fund

What is it?A fund that seeks to achieve long-term growth of your investment at moderate levels of risk by striking a balance betweenpotential growth of equity and relative safety of debt.


Fund Details

Fund Manager: Mr. Nishit Dholakia & Mr. Prasad DhondeManaging Fund Since: June 18, 2009Total Experience: 11 years & 11 yearsDate of inception: February 10, 1995Nature of the scheme: An Open-ended Balanced Scheme


Benchmark: CRISIL Balanced Fund Index

Load Structure (as % of NAV) (Incl. for SIP) Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other Parameter Standard Deviation: 12.11%Sharpe Ratio##: 0.10 Beta: 0.88





(`)


(%)

CRISIL Balanced

Fund Index # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life ‘95 Fund (`)

CRISIL Balanced

Fund Index # (`)

S&P CNX Nifty## (`)


10.00 21.91 N/A 10.14 329526 N/A 54990




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Prasad Dhonde is 11. Total Schemes managed by Mr. Nishit Dholakia is 3. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.

Rating Profile of portfolio


IDBI Bank Ltd. 10.22% CRISIL AA+ HDFC Bank Ltd. 3.16%

LIC Housing Finance Ltd. 4.62% CRISIL AAA IndusInd Bank Ltd. 3.00%

ICICI Bank Ltd. 4.32% ITC Ltd. 2.97%

Hindalco Industries Ltd. 3.69% CRISIL AA+ HCL Technologies Ltd. 2.42%

Power Finance Corporation Ltd. 3.69% CRISIL AAA Reliance Industries Ltd. 2.21%



68.56%

14.30% 9.13% 7.46% 0.54%

Other AA AAA Cash & Current Assets Sovereign

39

Birla Sun Life Asset Allocation Fund

What is it?An open ended Fund-of-Funds scheme with 3 plans to help you plan your investments to suit your risk profile.

Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Vineet MalooManaging Fund Since: June 18, 2009Total Experience: 12 years & 7 yearsDate of inception: February 24, 2004Nature of the scheme: An Open-ended Fund of Funds Scheme

NAV of Plans / Options (`)Aggressive PlanGrowth: 34.3998 Dividend: 34.3998 Conservative PlanGrowth: 22.7066 Dividend: 22.7066 Moderate PlanGrowth: 29.9356 Dividend: 29.9356

Benchmark:Aggressive Plan: S&P CNX NiftyConservative Plan: CRISIL Balanced Fund IndexModerate Plan: CRISIL MIP Blended Index

Load Structure (as % of NAV)Entry Load: NilExit Load: Nil

Other ParameterStandard DeviationAggressive Plan: 12.31%Conservative Plan: 3.58%Moderate Plan: 8.35%

Note:Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.


Moderate Returns Medium-High Risk 3 yrs+ High Liquidity

Issuer % to net AssetsBirla Sun Life Income Plus - Growth Option 27.88%Birla Sun Life Top 100 Fund - Growth Option 14.28%Birla Sun Life Advantage Fund - Growth Option 13.81%Birla Sun Life Small and Midcap Fund - Growth Option 11.00%Birla Sun Life Government Securities Fund Long Term - Growth Option 9.98%Birla Sun Life Infrastructure Fund - Growth Option 8.33%Birla Sun Life Midcap Fund - Growth Option 6.77%Cash & Cash Equivalents 2.81%Birla Sun Life Global Precious Metals Plan - Growth Option 2.74%Birla Sun Life Global Multi Commoditiy Plan - Growth Option 2.34%Net receivables / payables 0.05%

Top Portfolio Holdings - Moderate Plan

Investment Performance - Aggressive Plan - Growth NAV as on September 28, 2012: ` 34.7441Date of Inception: Feb 24, 2004 NAV Per

Unit. *(`)

Birla Sun Life AAF -

Aggressive Plan (%)

S&P CNX Nifty # (%)

BSE SENSEX ## (%)



Aggressive Plan (`)

S&P CNX Nifty # (`)

BSE SENSEX## (`)


10.00 15.58 14.19 14.78 34744 31314 32719





(`)


Conservative Plan (%)

CRISIL MIP Blended

Index # (%)

S&P CNX Nifty ## (%)



Conservative Plan (`)

CRISIL MIP Blended

Index # (`)

S&P CNX Nifty## (`)


10.00 10.01 7.20 14.19 22709 18177 31314




Investment Performance - Conservative Plan - Growth NAV as on September 28, 2012: ` 22.7094

Top Portfolio Holdings - Aggressive Plan Top Portfolio Holdings - Conservative Plan


Birla Sun Life Top 100 Fund - Growth 18.69% Birla Sun Life Income Plus Fund - Growth 64.15%Birla Sun Life Income Plus - Growth 17.43% Cash & Cash Equivalents 8.98%Birla Sun Life Advantage Fund - Growth 17.08% Birla Sun Life Advantage Fund - Growth 5.49%Birla Sun Life Small & Midcap Fund - Growth 14.20% Birla Sun Life Top 100 Fund - Growth 5.45%Birla Sun Life Infrastructure Fund - Growth 10.95% Birla Sun Life Small and Midcap Fund - Growth 4.43%Birla Sun Life Midcap Fund - Growth 8.48% Birla Sun Life Infrastructure Fund - Growth 3.32%Birla Sun Life Global Precious Metals Plan - Growth 5.53% Birla Sun Life Midcap Fund - Growth 2.65%Cash & Cash Equivalents 3.69% Birla Sun Life Government Securities Fund Long Term - Growth 2.04%Birla Sun Life Global Multi Commodity Plan - Growth 3.57% Birla Sun Life Global Multi Commodity Plan - Growth 2.01%Net receivables / payables 0.38% Birla Sun Life Global Precious Metals Plan - Growth 1.08%

Net receivables / payables 0.40%


(`)


Moderate Plan (%)

CRISIL Balanced

Fund Index # (%)



Birla Sun Life AAF - Moderate Plan (`)

CRISIL Balanced

Fund Index # (`)

S&P CNX Nifty## (`)


10.00 13.68 11.42 14.19 30119 25354 31314




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.

Investment Performance - Moderate Plan - Growth NAV as on September 28, 2012: ` 30.1194

40

Birla Sun Life Special Situations Fund

What is it?A Fund that endeavors to generate long-term growth by identifying stocks that may have the potential for special situation like buy backs, open offers, demerger, etc. and a contrarian investment style.

Fund Details


Fund Manager: Mr. Sanjay ChawlaManaging Fund Since: September 09, 2008Total Experience: 22 yearsDate of inception: January 31, 2008Nature of the scheme: An Open-ended Diversified Equity Scheme


Benchmark: BSE 200

Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





ICICI Bank Ltd. 6.23% Solar Industries India Ltd. 3.19%

HDFC Bank Ltd. 6.02% Axis Bank Ltd. 2.98%

Sun Pharmaceutical Industries Ltd. 3.70% HCL Technologies Ltd. 2.52%

ITC Ltd. 3.35% Reliance Industries Ltd. 2.51%

Larsen & Toubro Ltd. 3.28% PTC India Ltd. 2.46%




(`)

Birla Sun Life Special Situations Fund (%)

BSE 200 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Special

Situations Fund (`)

BSE 200 # (`)



10.00 -0.99 0.73 2.27 9544 10346 11101






41

Birla Sun Life Commodity Equities Fund

What is it?A Fund that provides exposure to commodities, by investing in handpicked commodity companies worldwide, that have business exposure to various commodities like Energy, Precious metals, Industrial metals, Water and Agricultural commodities.

Fund Details


Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: November 07, 2008Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Global Agri PlanRetail PlanGrowth: 16.9712 Dividend: 15.8912 Global Multi Commodity PlanRetail PlanGrowth: 13.4330 Dividend: 12.6290 Global Precious Metals PlanRetail PlanGrowth: 13.3135 Dividend: 13.3135

Benchmark:Global Agri Plan: S&P Global Agribusiness Index Global Multi CommoditiesPlan: MSCI World Index Global Precious Metals Plan: Dow Jones Precious Metals Index

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 3% if redeemed / switched out within 30 days from the date of allotment. For redemption/switchout of units after 30 days but before 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch-out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParametersGlobal Agri PlanStandard Deviation: 10.82%Sharpe Ratio##: 0.08 Beta: 0.38Global Multi Commodity PlanStandard Deviation: 11.40%

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 1 years history of monthly returns, source: MFI Explorer ## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).

Sharpe Ratio##: -0.56Beta: -0.21Global Precious Metals PlanStandard Deviation: 20.67%Sharpe Ratio##: -0.83Beta: 0.36

Issuer % to net Assets Issuer % to net AssetsPotash Corp of Saskatchewan Inc 4.91% Exxon Mobil Corp 5.22%Mosaic Co 4.72% CF Industries Holdings Inc 3.33%Monsanto Co 4.57% Schlumberger Ltd 3.25%CF Industries Holdings Inc 4.41% BASF SE 3.12%CNH Global NV 4.13% Deere & Co 3.03%Yara International ASA 4.00% ENI SpA 3.03%Deere & Co 3.93% Halliburton Co 2.97%GEA Group AG 3.83% Freeport-McMoRan Copper & Gold Inc 2.96%K+S AG 3.73% Suncor Energy Inc 2.96%Uralkali 3.72% Potash Corp of Saskatchewan Inc 2.92%

Top Ten Portfolio Holdings - Global Agri Plan Top Ten Portfolio Holdings - Global Multi Commodity Plan



Issuer % to net AssetsBarrick Gold Corp 5.67%Newmont Mining Corp 5.28%Goldcorp Inc 4.92%Silver Wheaton Corp 4.59%Randgold Resources Ltd 3.94%

Top Ten Portfolio Holdings - Global Precious Metals PlanIssuer % to net AssetsYamana Gold Inc 3.91%Agnico-Eagle Mines Ltd 3.78%Aurico Gold Inc 3.73%Kinross Gold Corp 3.67%IAMGOLD Corp 3.60%

Investment Performance - Global Agri Plan -Retail Plan - Growth NAV as on September 28, 2012: ` 16.8457 Date of Inception: Nov 07, 2008 NAV Per

Unit. *(`)

Birla Sun Life Commodity

Equities Fund - Global Agri Plan - Retail Growth (%)

S&P Global Agribusiness Index # (%)



Birla Sun Life

Commodity Equities Fund -

Global Agri Plan - Retail Growth (`)

S&P Global Agribusiness

Index # (`)

S&P CNX Nifty## (`)


10.00 14.38 23.20 18.22 16846 22531 19184


September 30, 2010 to September 30, 2011 (Absolute) 15.55 -11.52 2.73 -18.02 8848 10273 8198



(`)


Equities Fund - Global

Precious Metals Plan-

Retail Growth (%)

Dow Jones Precious

Metals Index # (%)




Equities Fund - Global

Precious Metals Plan-

Retail Growth (`)

Dow Jones Precious

Metals Index # (`)

S&P CNX Nifty## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.

Investment Performance - Global Precious Metals Plan - Retail Plan - Growth NAV as on September 28, 2012: ` 13.7164


(`)


Equities Fund - Global Multi Commodities Plan - Retail Growth (%)

MSCI World Index # (%)




Equities Fund - Global Multi Commodities Plan - Retail Growth (`)

MSCI World Index # (`)

S&P CNX Nifty## (`)


10.00 8.03 12.49 18.22 13451 15813 19184



September 30, 2009 to September 30, 2010 (Absolute) 12.15 3.77 -1.23 18.61 10377 9877 11861

Investment Performance - Global Multi Commodities Plan - Retail Plan - Growth NAV as on September 28, 2012: ` 13.4510

42

Birla Sun Life International Equity Fund - Plan A

What is it?A fund that provides an opportunity to grow your money by investing in world-class companies across the globe.

Fund Details


Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: October 31, 2007Nature of the scheme: An Open-ended Diversified Equity Scheme


Benchmark: S&P Global 1200






Chubb Corp 6.20% Wal-Mart Stores Inc 3.74%

ENSCO PLC 4.83% Coach Inc 3.72%

Apple Inc 4.75% Taiwan Semiconductor Manufacturing Co Ltd. 3.66%

Statoil ASA 4.16% MTR Corp 3.60%

PPG Industries Inc 3.76% Northrop Grumman Corp 3.51%




(`)

Birla Sun Life

International Equity Fund -

Plan A (%)

S&P Global 1200 #

(%)

S&P CNX Nifty ##

(%)


Birla Sun Life International Equity Fund -

Plan A (`)

S&P Global 1200 # (`)

S&P CNX Nifty## (`)

Since inception till September 28, 2012 (CAGR) 10.00 2.34 1.00 -0.69 11195 7818 10501



September 30, 2009 to September 30, 2010 (Absolute) 8.76 -1.12 -2.08 18.61 9888 9792 11861

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager..


43

Birla Sun Life International Equity Fund - Plan B

What is it?A fund that provides an opportunity to grow your money by investing in world-class companies across the globe, with at least 65% exposure to domestic markets.

Fund Details

Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: October 31, 2007Nature of the scheme: An Open-ended Diversified Equity Scheme


Benchmark: Customised Index †† A customized benchmark created using BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.







ITC Ltd. 3.99% The India Cements Ltd. 2.27%

Larsen & Toubro Ltd. 3.83% Financial Technologies (India) Ltd. 2.03%

ICICI Bank Ltd. 3.57% Housing Development Finance Corporation Ltd. 1.91%

HDFC Bank Ltd. 2.90% Reliance Capital Ltd. 1.90%

Reliance Industries Ltd. 2.55% Tata Consultancy Services Ltd. 1.79%




(`)

Birla Sun Life

International Equity Fund -

Plan B (%)

Customised Index † #

(%)

S&P CNX Nifty ##

(%)


Birla Sun Life International Equity Fund -

Plan B (`)

Customised Index †

# (`)


Since inception till September 28, 2012 (CAGR) 10.00 -0.68 0.62 -0.69 9668 10308 9666




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.† A customized benchmark created using BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.


44

Birla Sun Life Small & Midcap Fund

What is it?An Equity fund that aims to generate growth and capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and mid cap.

Fund Details


Fund Manager: Mr. Sanjay ChawlaManaging Fund Since: July 29, 2010Total Experience: 22 yearsDate of inception: May 31, 2007Nature of the scheme: An Open-ended Small & Mid Cap Equity Scheme


Benchmark: S&P CNX Midcap






Solar Industries India Ltd. 3.80% Wabco India Ltd. 3.03%

Madras Cements Ltd. 3.52% Persistent Systems Ltd. 2.90%

AIA Engineering Ltd. 3.36% PTC India Ltd. 2.76%

City Union Bank Ltd. 3.08% Balkrishna Industries Ltd. 2.60%

IPCA Laboratories Ltd. 3.04% Torrent Pharmaceuticals Ltd. 2.36%


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).


(`)


(%)

S & P CNX Midcap #

(%)

S&P CNX Nifty ##

(%)


Birla Sun Life Small & Midcap Fund (`)

S & P CNX Midcap

# (`)

S&P CNX Nifty## (`)







45

Birla Sun Life India Reforms Fund

What is it?An Equity fund that aims to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Fund Details


Fund Manager: Mr. Naysar ShahManaging Fund Since: January 24, 2011Total Experience: 12 yearsDate of inception: June 25, 2010Nature of the scheme: An Open-ended Equity Scheme



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 1 year from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment





ICICI Bank Ltd. 9.99% Oil & Natural Gas Corporation Ltd. 3.83%

Larsen & Toubro Ltd. 8.25% VA Tech Wabag Ltd. 3.20%

The Federal Bank Ltd. 4.61% Kalpataru Power Transmission Ltd. 3.04%

Sadbhav Engineering Ltd. 4.60% Hathway Cable & Datacom Ltd. 2.79%

Gujarat State Fertilizers & Chemicals Ltd 4.15% Bharat Petroleum Corporation Ltd. 2.68%


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 1 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).


(`)

Birla Sun Life India Reforms Fund (%)

S & P CNX 500 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life India Reforms Fund (`)

S & P CNX 500 # (`)


Since inception till September 28, 2012 (CAGR) 10.00 -2.47 1.39 3.56 9444 10317 10824



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


46

Birla Sun Life Pure Value Fund

What is it?An Open ended Diversified Equity fund that follows value investing strategy to generate consistent long-term capital appreciation.

Fund Details


Fund Manager: Mr. Nishit DholakiaManaging Fund Since: January 24, 2011Total Experience: 11 yearsDate of inception: March 27, 2008Nature of the scheme: An Open-ended Diversified Equity Scheme


Benchmark: BSE 200






Glaxosmithkline Consumer Healthcare Ltd. 4.46% Canara Bank 3.68%

City Union Bank Ltd. 4.43% Torrent Pharmaceuticals Ltd. 3.59%

Karur Vysya Bank Ltd. 4.28% FAG Bearings India Ltd. 3.50%

ING Vysya Bank Ltd. 4.23% JSW Steel Ltd. 3.39%

PTC India Ltd. 3.81% HT Media Ltd. 3.38%




(`)

Birla Sun Life Pure

Value Fund (%)

BSE 200 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Pure

Value Fund (`)

BSE 200 # (`)



10.00 12.44 3.71 3.75 16965 11784 11807

September 30, 2011 to September 28, 2012 (Absolute)

15.77 7.58 13.77 15.38 10758 11377 11538


18.37 -14.15 -19.85 -18.02 8585 8015 8198


13.37 37.37 20.79 18.61 13737 12079 11861

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Nishit Dholakia is 3. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.


47

Birla Sun Life Long Term Advantage Fund

What is it?An Open ended Equity fund that invests in a Diversified portfolio of equity and equity related securities

Fund Details


Fund Manager: Mr. Mahesh PatilManaging Fund Since: October 03, 2012Total Experience: 20 yearsDate of inception: October 10, 2006Nature of the scheme: An Open Ended Diversified Equity Scheme



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





ICICI Bank Ltd. 6.40% Tata Consultancy Services Ltd. 2.86%

ITC Ltd. 5.99% Reliance Industries Ltd. 2.56%

Larsen & Toubro Ltd. 4.12% Housing Development Finance Corporation Ltd. 2.46%

IndusInd Bank Ltd. 3.63% Divis Laboratories Ltd. 2.27%

HDFC Bank Ltd. 3.24% Canara Bank 2.14%


Note:Standard Deviation & Sharpe Ratio are calculated son Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).


(`)

Birla Sun Life Long

Term Advantage Fund (%)

BSE SENSEX

# (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Long

Term Advantage

Fund (`)

BSE SENSEX

# (`)

S&P CNX Nifty## (`)


10.00 6.25 7.23 8.15 14358 15176 15971


12.86 11.66 14.03 15.38 11166 11403 11538


15.37 -16.33 -18.01 -18.02 8367 8199 8198


11.74 30.92 17.18 18.61 13092 11718 11861



48

Tax Savings Solutions

What are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax Savings Solutions?

Tax saving is important, especially when investors can save up to ̀ 30,900 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1 lakh.

But, wealth creation is also important. Isn’t it? That’s why this solution is ideal for investors who would like to create wealth along with tax saving.Tax savings of ` 30,900 is calculated assuming qualifying amount of deduction is ` 1 lakh & investor falls in the top income tax slab of 30% & includes applicable cess. Investors are advised to consult their tax advisor in view of individual nature of tax benefits.

Benefits of Tax Savings Solutions:

Low lock-in period: Your money is locked-in for just 3 years, as against the much longer lock-in periods in other options.

Potential to earn dividends: While your money is locked-in for 3 years, you may opt for the dividend option and can receive returns in the form of tax-free dividends during this time. This feature is unique only to tax saving solutions from mutual funds.

Earn market linked returns: Since investments are made in stocks of Indian companies, the value of your investment moves with the stock market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is being monitored by an investment expert with an aim to minimize such risks.

Tax-free returns: When you withdraw your investment after 3 years, the returns are totally tax free. Yes, you save taxes on both, your initial investment and also on the returns.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

49

Birla Sun Life Tax Relief ‘96

What is it?A fund that provides an opportunity to save tax while growing your money through Equity investments.

Fund Details

Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 15 yearsDate of inception: March 29, 1996Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.

NAV of Plans / Options (`)Growth (w.e.f. 06/03/08): 11.01 Dividend: 76.00

Benchmark: BSE 200




TAX SAVINGSSOLUTIONS

High Returns High Risk 3 yrs+ Low Liquidity

Investment Performance - Dividend NAV as on September 28, 2012: ` 76.42


(`)

Birla Sun Life Tax

Relief ‘96 (%)

BSE 200 # (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Tax

Relief ‘96 (`)

BSE 200# (`)



10.00 27.27 12.08 10.89 76417 65756 55090


68.70 13.60 13.77 15.38 11360 11377 11538


93.83 -23.07 -19.85 -18.02 7693 8015 8198


82.20 23.42 20.79 18.61 12342 12079 11861

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.


Housing Development Finance Corporation Ltd. 6.34% Larsen & Toubro Ltd. 3.64%

Reliance Industries Ltd. 5.89% ICRA Ltd. 3.17%

ING Vysya Bank Ltd. 4.02% Honeywell Automation India Ltd. 2.87%

ICICI Bank Ltd. 3.81% State Bank of India 2.84%

Tata Consultancy Services Ltd. 3.67% Bayer Cropscience Ltd. 2.79%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).

50

Birla Sun Life Tax Plan

What is it?A fund that provides an opportunity to save tax while growing your money through Equity investments.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: October 17, 2011Total Experience: 15 yearsDate of inception: February 16, 1999Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.





TAX SAVINGSSOLUTIONS

High Returns High Risk 3 yrs+ Low Liquidity

Investment Performance - Dividend NAV as on September 28, 2012: ` 47.19


(`)


(%)

BSE SENSEX

# (%)

S&P CNX Nifty ##

(%)


Birla Sun Life Tax Plan (`)

BSE SENSEX

# (`)

S&P CNX Nifty## (`)


10.00 20.31 13.56 14.02 47194 56578 59727


41.48 13.79 14.03 15.38 11379 11403 11538


48.82 -13.09 -18.01 -18.02 8691 8199 8198


50.05 16.13 17.18 18.61 11613 11718 11861

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Manager.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.


Housing Development Finance Corporation Ltd. 6.30% Larsen & Toubro Ltd. 3.61%

Reliance Industries Ltd. 5.85% ICRA Ltd. 3.14%

ING Vysya Bank Ltd. 3.99% Honeywell Automation India Ltd. 2.85%

ICICI Bank Ltd. 3.79% State Bank of India 2.82%

Tata Consultancy Services Ltd. 3.64% Bayer Cropscience Ltd. 2.77%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.14% (91 day T-bill yield as on Oct 31, 2012).

51

Close Ended Scheme Performance

Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.

Birla Sun Life Capital Protection Oriented Fund - Series 4

Date of Inception: Jan 29, 2011 Fund Manager: Mr. Satyabrata Mohanty

NAV (as on 28th September 2012): 11.2515

NAV Per

Unit. *(`)

Birla Sunlife

CapitalProtectionOrientedSeries - 4

(%)

CRISILBalanced

FundIndex #

(%)

CRISIL 1

Year T-BillIndex

##(%)


Birla Sunlife CapitalProtectionOrientedSeries - 4

(`)

CRISILBalanced

FundIndex # (`)

CRISIL 1

Year T-BillIndex ## (`)

Since inception tillSeptember 28, 2012 (CAGR) 10.0000 7.31 4.75 7.24 11251 10804 11235

September 29, 2011 toSeptember 28, 2012 (Absolute) 10.5300 6.81 12.66 8.14 10681 11266 10814

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 16. Refer annexure on page no. 53 for performance of schemes managed by Fund Manager. The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Jun 10, 2010 Fund Manager: Mr. Satyabrata Mohanty


NAV Per

Unit. *(`)

Birla Sun life Capital

Protection Oriented Series - 2

(%)

CRISIL MIP

Blended Index #

(%)

CRISIL 1 Year T-Bill Index ## (%)


Birla Sun life Capital Protection Oriented Series - 2

(`)

CRISIL MIP

Blended Index # (`)

CRISIL 1 Year T-Bill Index ## (`)






Date of Inception: Jan 29, 2011 Fund Manager: Mr. Satyabrata Mohanty


NAV Per

Unit. *(`)

Birla Sunlife

CapitalProtectionOriented -Series 3

(%)

CRISIL Balanced

Fund Index #

(%)

CRISIL 1

Year T-BillIndex

##(%)


Birla Sunlife CapitalProtectionOriented -Series 3

(`)

CRISILBalanced

Fund Index# (`)

CRISIL 1






Date of Inception: Mar 30, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg


NAV Per

Unit. *(`)

Birla Sunlife

CapitalProtectionOriented -Series 5

(%)

CRISILBalanced

FundIndex #

(%)

CRISIL 1

Year T-BillIndex

##(%)


Birla Sunlife CapitalProtectionOriented- Series

5 (`)

CRISILBalanced

FundIndex # (`)

CRISIL 1




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Jun 03, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg


NAV Per

Unit. *(`)

Birla Sunlife

CapitalProtectionOriented- Series

6 (%)

CRISILBalanced

FundIndex #

(%)

CRISIL 1

Year T-BillIndex

##(%)


Birla Sunlife CapitalProtectionOriented- Series

6 (`)

CRISILBalanced

FundIndex # (`)

CRISIL 1




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 16. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 52 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.

52

Fund Manager-wise Scheme Details

Schemes mentioned in order of performance for the period September 30 2011 - September 28 2012. Due to inherent difference in nature of schemes above (i.e. equity, hybrid, debt schemes) as may be managed by Fund Manager, performance of such schemes may not be strictly comparable. Further, for the schemes in existence for less than a year, the past performance details have not been provided. Further, performance of Fixed Term Plans (FTPs) / Fixed Maturity Plans (FMP) / Interval Income Schemes are not considered above, as FMPs / FTPs / Interval Income Schemes are close ended / interval schemes of varying maturities and performance of such schemes may not be strictly comparable with open ended schemes managed by Fund Managers.

The fund management responsibilities have been reassigned w.e.f October 03, 2012. For further details please refer Addendum No. 35/2012.

Sr.no Funds Managed By Mr. Maneesh Dangi Refer page No

1 Birla Sun Life Medium Term Plan 10

2 Birla Sun Life Dynamic Bond Fund 9

Sr.no Funds Managed By Mr. Mahesh Patil Refer page No

1 Birla Sun Life Top 100 Fund 32

2 Birla Sun Life Frontline Equity Fund 28

3 Birla Sun Life Long Term Advantage Fund 47

4 Birla Sun Life Infrastructure Fund* 29

* Funds co-managed by Mr. Naysar ShahSr.no Funds Managed By Mr. Kaustubh Gupta Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan* 23

2 Birla Sun Life Floating Rate Fund - Long Term Plan# 13

3 Birla Sun Life Ultra Short Term Fund$ 8

4 Birla Sun Life Floating Rate Fund - Short Term Plan# 14

5 Birla Sun Life Savings Fund 7

6 Birla Sun Life MIP* 21

7 Birla Sun Life Cash Plus# 5

8 Birla Sun Life Cash Manager# 6

9 Birla Sun Life MIP II - Wealth 25 Plan* 22

10 Birla Sun Life Monthly Income* 20

* Funds co-managed by Mr. Satyabrata Mohanty# Funds co-managed by Ms. Sunaina Da Cunha$ Funds co-managed by Mr. Lokesh Mallya

Sr.no Funds Managed By Ms. Sunaina Da Cunha Refer page No

1 Birla Sun Life Short Term Opportunities Fund# 18

2 Birla Sun Life Floating Rate Fund - Long Term Plan* 13

3 Birla Sun Life Floating Rate Fund - Short Term Plan* 14

4 Birla Sun Life Cash Plus* 5

5 Birla Sun Life Cash Manager* 6* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Mr. Lokesh Mallya

Sr.no Funds Managed By Mr. Lokesh Mallya Refer page No

1 Birla Sun Life Short Term Opportunities Fund# 18

2 Birla Sun Life Ultra Short Term Fund * 8

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Ms. Sunaina Da Cunha

Sr.noFunds Managed By Mr. Satyabrata Mohanty

Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan* 23

2 Birla Sun Life Asset Allocation Fund - Moderate Plan# 39

3 Birla Sun Life Advantage Fund 26

4 Birla Sun Life MIP* 21

5 Birla Sun Life MIP II - Wealth 25 Plan* 22

6 Birla Sun Life Asset Allocation Fund - Conservative Plan# 39

7 Birla Sun Life Monthly Income* 20

8 Birla Sun Life Capital Protection Oriented Fund - Series 2,4,3 51

9 Birla Sun Life Asset Allocation Fund - Aggressive Plan# 39

10 Birla Sun Life Capital Protection Oriented Fund - Series 6,5$ 51

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Mr. Vineet Maloo$ Funds co-managed by Mr. Ajay Garg

Sr.no Funds Managed By Mr. Nishit Dholakia Refer page No

1 Birla Sun Life ‘95 Fund* 38

2 Birla Sun Life Dividend Yield Plus 37

3 Birla Sun Life Pure Value Fund 46

* Funds co-managed by Mr. Prasad Dhonde

Sr.no Funds Managed By Mr. Sanjay Chawla Refer page No

1 Birla Sun Life India GenNext Fund 30

2 Birla Sun Life Midcap Fund 27

3 Birla Sun Life Special Situations Fund 40

4 Birla Sun Life Small & Midcap Fund 44

Sr.no Funds Managed By Mr. Ajay Garg Refer page No

1 Birla Sun Life MNC Fund 34

2 Birla Sun Life Index Fund 35

3 Birla Sun Life Buy India Fund 33

4 Birla Sun Life Tax Plan 50

5 Birla Sun Life Tax Relief ‘96 49

6 Birla Sun Life Enhanced Arbitrage Fund 17

7 Birla Sun Life Capital Protection Oriented Fund - Series 6,5* 51

* Funds co-managed by Mr. Satyabrata Mohanty

Sr.no Funds Managed By Mr. Prasad Dhonde Refer page No

1 Birla Sun Life Gilt Plus - PF Plan 15

2 Birla Sun Life ‘95 Fund* 38

3 Birla Sun Life Government Securities Fund - Long Term Plan 16

4 Birla Sun Life Short Term Fund 12

5 Birla Sun Life Income Plus 11

6 Birla Sun Life Gilt Plus - Regular Plan 15

7 Birla Sun Life Gilt Plus - Liquid Plan 15

8 Birla Sun Life Government Securities Fund - Short Term Plan 16

* Funds co-managed by Mr. Nishit Dholakia

Sr.no Funds Managed By Mr. Vineet Maloo Refer page No

1 Birla Sun Life International Equity Fund - Plan A 42

2 Birla Sun Life Commodity Equities Fund - Global Agri Plan 41

3 Birla Sun Life Commodity Equities Fund - Global Multi Commodities Plan

41

4 Birla Sun Life International Equity Fund - Plan B 43

5 Birla Sun Life Asset Allocation Fund - Moderate Plan* 39

6 Birla Sun Life Asset Allocation Fund - Conservative Plan* 39

7 Birla Sun Life Asset Allocation Fund - Aggressive Plan* 39

8 Birla Sun Life Commodity Equities Fund - Global Precious Metals Plan 41

* Funds co-managed by Mr. Satyabrata Mohanty

Sr.no Funds Managed By Mr. Naysar Shah Refer page No

1 Birla Sun Life India Opportunities Fund 36

2 Birla Sun Life New Millennium Fund 31

3 Birla Sun Life Infrastructure Fund* 29

4 Birla Sun Life India Reforms Fund 45

* Funds co-managed by Mr. Mahesh Patil

Sr.no Funds Managed By Mr. Anil Shah Refer page No

1 Birla Sun Life Equity Fund 25

53

Funds at a GlanceSAVINGS SOLUTIONS

SCHEME PLAN/OPTION (which continue for fresh subscription)

DEFAULT OPTION MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.

Birla Sun Life Cash Plus Daily Dividend (Payout / Reinvestment) Daily Dividend Reinvestment

NilWeekly Dividend (Payout / Reinvestment) FP: ` 5,000/-

Dividend (Payout / Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Cash Manager Daily Dividend (Reinvestment) Daily Dividend Reinvestment FP: ` 5,000/-

NilWeekly Dividend (Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Savings Fund Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/- Nil

Birla Sun Life Ultra Short Term Fund Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Fortnightly Dividend (Payout / Reinvestment)Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

Nil

Birla Sun Life Dynamic Bond Fund Monthly Dividend Sweep

• Choice of Option : Quarterly Dividend• Choice of Sub-Option : Dividend Reinvestment

FP: ` 5,00,000/- AP: ` 1,000/-

Within 180 days: 0.50% of applicable NAV. After 180 days: Nil. Monthly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Quarterly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Growth FP: ` 5,000/- AP: ` 1,000/-

Birla Sun Life Medium Term Plan Quarterly Dividend (Payout / Reinvestment)Half Yearly Dividend (Payout / Reinvestment)

Dividend (Payout / Reinvestment /Sweep)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch-out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil.

Birla Sun Life Floating Rate Fund - Long Term Plan Daily Dividend (Reinvestment)

Weekly Dividend (Reinvestment)Growth


Nil

Birla Sun Life Floating Rate Fund - Short Term Plan

Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

Growth


Nil

Birla Sun Life Income Plus Dividend (Payout / Reinvestment)Growth

Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

within 365 days/1.00% of applicable NAV

Birla Sun Life Short Term Fund(Erstwhile Birla Sun Life Income Fund)

Monthly Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 30 days/0.50% of applicable NAVGrowth

Birla Sun Life Gilt Plus - Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

For Liquid Plan, Regular Plan & PF Plan (Quarterly/Annual Div) Nil For PF Plan (Growth) within 365 days/1% of applicable NAV.

Birla Sun Life Gilt Plus - Liquid Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Annual Dividend (Payout / Reinvestment /Sweep)

Growth

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth (Quarterly Gain / Annual Gain)


Birla Sun Life Government Securities Fund- Long Term Plan

Dividend (Payout / Reinvestment)Growth

Growth FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1.00% of applicable NAV.

Birla Sun Life Government Securities Fund- Short Term Plan

Daily Dividend (Reinvestment)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

Nil

Birla Sun Life Enhanced Arbitrage Fund Dividend (Payout / Reinvestment /Sweep)

GrowthDividend Reinvestment FP: ` 5,000/-

AP: ` 1,000/-

before 90 days/0.75% of applicable NAV.after 90 days to 180days/0.50% of applicable NAV.after 180 days/Nil of applicable NAV.

Birla Sun Life Short Term Opportunities Fund

Quarterly Dividend (Payout / Reinvestment)Dividend (Payout / Reinvestment)

Growth

GrowthFP: ` 5,000/-AP: ` 1000/-

For redemption / switch-out of units within 365 days from the date of allotment: 0.50% of applicable NAV.

54

Funds at a GlanceLIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

SCHEME PLAN OPTION EXIT LOADFor redemption-switch out consider from the date of allotment.

Birla Sun Life Cash Plus Retail Plan Daily Dividend

Nil

Growth

Daily Dividend

Institutional Plan Weekly Dividend

Growth

Birla Sun Life Cash ManagerInstitutional Plan

Daily DividendWeekly Dividend

GrowthNil

Birla Sun Life Savings FundRetail Plan


GrowthNil

Birla Sun Life Ultra Short Term FundRetail Plan

Daily DividendFortnightly Dividend

GrowthNil

Birla Sun Life Medium Term Plan

Institutional Plan

Quarterly DividendHalf Yearly Dividend

DividendGrowth

For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch-out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil.

Birla Sun Life Floating Rate Fund - Short Term Plan Retail Plan

Daily Dividend Weekly Dividend

GrowthNil

Birla Sun Life Floating Rate Fund - Long Term Plan Retail Plan

Weekly DividendGrowth

Nil

Birla Sun Life Government Securities Fund - Short Term Plan

Institutional Plan


DividendGrowth

Nil

Birla Sun Life Enhanced Arbitrage FundInstitutional Plan*

DividendGrowth

before 90 days/0.75% of applicable NAV.after 90 days to 180days/0.50% of applicable NAV.after 180 days/Nil of applicable NAV.

Birla Sun Life Short Term Opportunities FundInstitutional Plan

Quarterly DividendDividendGrowth

For redemption / switch-out of units within 365 days from the date of allotment: 0.50% of applicable NAV.

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.


55

Funds at a GlanceREGULAR INCOME SOLUTIONS

SCHEME PLAN/ OPTION DEFAULT OPTION MINIMUMINVESTMENTAMOUNT


Birla Sun Life Monthly Income Monthly Dividend (Payout/Reinvestment/Sweep)Quarterly Dividend (Payout/Reinvestment/Sweep)

• Choice of Plan : Growth• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Plan within Quarterly Dividend : Dividend Reinvestment

FP: ` 25,000/-AP: ` 5,000/-

within 365 days/1% of applicable NAV.

GrowthFP: ` 5,000/-AP: ` 1,000/-

Birla Sun Life MIPMonthly Dividend (Payout/Reinvestment/Sweep)

Monthly Payment (Instant / Deferred)Growth

• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Option within Monthly Payment Plan : Instant

FP: Dividend & Payment Option ` 25,000/- Growth: ` 5,000/-AP: ` 1,000/-


Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growth • Choice of Option : Growth• Choice of Sub-Option within Monthly DividendOption : Dividend Reinvestment

FP: Dividend & Payment Option ` 25,000/-Growth ` 5,000/-AP: ` 1,000/-


Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growthwithin 365 days/1% of applicable NAV.

TAX SAVINGS SOLUTIONS



Birla Sun Life Tax Relief ‘96 Dividend (Payout/Reinvestment/Sweep)Dividend Payout

FP: ` 500/-A : ` 500/-

NilGrowth

Birla Sun Life Tax Plan Dividend (Payout/Reinvestment/Sweep)Dividend Payout

FP: ` 500/-AP: ` 500/-

NilGrowth

WEALTH CREATION SOLUTIONS

SCHEME PLAN OPTION EXIT LOADFor redemption-switch out consider from the date of allotment.

Birla Sun Life Dividend Yield Plus*PF Plan*

DividendGrowth


Birla Sun Life Commodity Equities Fund (Global Agri Plan, Global Precious Metals Plan, Global Multi Commodity Plan)

Institutional Plan*DividendGrowth

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of applicable NAV.

LIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.


56

Funds at a Glance



Birla Sun Life Equity Fund Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/- within 365 days/1% of applicable NAV.

Growth

Birla Sun Life Advantage Fund Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/- within 7 days/0.50% of applicable NAV.

Growth

Birla Sun Life Midcap Fund Dividend (Dividend / Reinvestment / Sweep)

Growth (Growth with Triggered Facility)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Frontline Equity Fund Dividend (Dividend / Growth / Sweep)Growth



Birla Sun Life Infrastructure Fund Dividend (Dividend / Growth / Sweep)Growth



Birla Sun Life India GenNext Fund Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Growth

Birla Sun Life New Millennium Fund Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Top 100 Fund Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 Days/1% of applicable NAV. Growth

Birla Sun Life Buy India Fund Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 7 days/0.50% of applicable NAV.Growth

Birla Sun Life MNC Fund Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Index Fund Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-



Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Small & Midcap Fund Dividend (Payout / Reinvestment)Dividend Payout

FP: ` 5,000/-AP : ` 1,000/-


Birla Sun Life India Reforms Fund Dividend (Payout / Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP : ` 1,000/-

within 1 year/1% of applicable NAV.Growth

Birla Sun Life Dividend Yield Plus Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life ‘95 Fund Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Asset Allocation Fund - Aggressive Plan



NilBirla Sun Life Asset Allocation Fund - Moderate Plan


Birla Sun Life Asset Allocation Fund - Conservative Plan


Birla Sun Life Special Situations Fund Dividend (Payout/Reinvestment/Sweep) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Commodity Equities Fund (Global Agri Plan, Global Precious Metals Plan, Global Multi Commodity Plan)

Dividend (Payout / Reinvestment /Sweep)Growth

Growth / ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of ap-plicable NAV.

Birla Sun Life International Equity Fund (Plan A) Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

NilGrowth

Birla Sun Life International Equity Fund (Plan B) Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Pure Value Fund Dividend (Payout/Reinvestment) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP : ` 5,000/-AP : ` 1,000/-



Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-




57

Investment ObjectiveSAVINGS SOLUTIONS

Birla Sun Life Cash Plus An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Birla Sun Life Cash Manager An Open ended Income scheme with the objective to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of very short maturities with a view to provide reasonable returns.

Birla Sun Life Savings Fund The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Birla Sun Life Ultra Short Term Fund An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Birla Sun Life Dynamic Bond Fund An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Birla Sun Life Medium Term Plan The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Birla Sun Life Income Plus An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Birla Sun Life Short Term Fund(Erstwhile Birla Sun Life Income Fund) Name change (w.e.f. 01 Feb, 2012)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Birla Sun Life Floating Rate Fund Short Term Plan

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Birla Sun Life Gilt Plus An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Birla Sun Life Government Securities Fund

An Open-ended Gilt scheme with the objective to provide investors current income consistent with a portfolio invested 100% in securities issued by the Government of India or the State Governments, and the secondary objective is capital appreciation.

Birla Sun Life Enhanced Arbitrage Fund

An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments. Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).

Birla Sun Life Short Term Opportunties Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.


Birla Sun Life Monthly Income An Open-ended income scheme with the primary investment objective to generate regular income so as to make monthly and quarterly distributions to Unit holders and the secondary objective as growth of capital. Monthly income is not assured and is subject to availability of distributable surplus

Birla Sun Life MIP The primary objective of the scheme is to generate regular income so as to make monthly distributions to unit holders with the secondary objective being growth of capital. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets primarily in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a small exposure to equity markets. (Monthly income is not assured and is subject to availability of distributable surplus.)

Birla Sun Life MIP II - Wealth 25 Plan

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Birla Sun Life MIP II - Savings 5 Plan

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.


Birla Sun Life Tax Relief ‘96 An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Birla Sun Life Tax Plan An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.


58

Investment Objective

Birla Sun Life Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities.

Birla Sun Life Advantage Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk through a diversified research based investment approach.

Birla Sun Life Midcap Fund An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in ‘Mid-Cap’ Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a fund focused on large and liquid stocks.

Birla Sun Life Frontline Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at being as diversified across various industries and or sectors as its chosen benchmark index, BSE 200.

Birla Sun Life Infrastructure Fund An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.

Birla Sun Life India GenNext Fund An Open-ended growth scheme with the objective to target growth of capital by investing in equity/equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next). The scheme will invest in companies that have the following characteristics: 1. Companies that seek growth in revenues arising out of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in manufacturing of products or rendering of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice.

Birla Sun Life New Millennium Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Top 100 Fund An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Birla Sun Life Buy India Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in businesses that are driven by India’s large population and inherent consumption patterns. The focus of the scheme will be in the consumer and healthcare sectors. The secondary objective is income generation and distribution of dividend.

Birla Sun Life MNC Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk by making investments in securities of multi-national companies through a research based investment approach.

Birla Sun Life Index Fund An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking errors.

Birla Sun Life India Opportunities Fund An Open ended Growth Scheme with the objective to achieve superior long-term growth of capital by investing in shares of companies that do one or more of the following: 1. Leverage India’s intellectual capital for providing services, research and creative inputs. 2. Seek to use current and impending changes in patent laws / import tariffs / quotas to supply goods and services. 3. Leverage India’s lower labour costs for providing services and manufactured goods. 4. Leverage India’s large population of English speaking people for providing services.

Birla Sun Life Dividend Yield Plus An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend paying companies that have a relatively high dividend yield.

Birla Sun Life ‘95 Fund An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Asset Allocation Fund An Open-ended Fund of Funds scheme with the objective to provide income and capital appreciation along with diversification by investing in a basket of debt and equity Mutual Fund schemes in line with the risk profile of the investors.

Birla Sun Life Special Situations Fund An Open-ended diversified equity scheme with an objective of the scheme is to generate long-term growth of capital by investing in a portfolio of equity and equity related securities. The Scheme would follow an investment strategy that would take advantage of Special Situations & Contrarian investment style.

Birla Sun Life Commodity Equities Fund

An Open ended Growth Scheme with the objective to offer long term growth of capital, by investing in (1) stocks of commodity companies, i.e., companies engaged in or focusing on the specified commodity business and/or (2) overseas mutual fund scheme(s), that have similar investment objectives. These securities could be issued in India or overseas.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the international markets.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.

Birla Sun Life Small & Midcap Fund An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Birla Sun Life India Reforms Fund An Open ended Equity Scheme with an investment objective is to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Birla Sun Life Pure Value Fund An Open ended Diversified Equity Scheme with the objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities by following value investing strategy.


An Open ended Diversified Equity Scheme with an to provide long-term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities.



59

Dividend History (For select Schemes)

SAVINGS SOLUTIONS

DEBT Schemes Declared on date Face Value

Non Corporate CorporateCum Dividend NAV#

(` per unit)Dividend#


(` per unit)

Birla Sun Life Savings Fund – Institutional Monthly Dividend

11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04970.0587

0.02870.06070.0547

10.309910.338410.3413

Birla Sun Life Savings Fund – Retail Monthly Dividend

11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04690.0529

0.02870.05730.0493

10.284810.310810.3105

Birla Sun Life Ultra Short Term Fund - Monthly Dividend

11-Feb-1131-Jan-1131-Dec-10

10.0010.0010.00

0.02500.06600.0532

0.02050.05400.0496

10.806810.847410.8361

Birla Sun Life Dynamic Bond Fund – Retail Quarterly Dividend

28-Sep-1229-Jun-1229-Mar-12

10.0010.0010.00

0.22640.21610.1808

0.29990.28620.2395

11.670011.619711.5651

Birla Sun Life Income Plus - Quarterly Dividend

17- Sep-1215-Jun-1215-Mar-12

10.0010.0010.00

0.21630.27900.2096

0.28650.36950.2776

12.628612.725112.6361

Birla Sun Life Short Term Fund- Half Yearly Dividend

15-Mar-1016-Mar-0917-Mar-08

10.0010.0010.00

0.24530.44670.4752

0.22830.41580.4423

11.555711.949611.6359

Birla Sun Life Short Term Fund - Quarterly Dividend

15-Dec-1115-Sep-1115-Jun-11

10.0010.0010.00

0.11310.08560.1443

0.08540.06460.1090

11.660611.620111.4526

Birla Sun Life Gilt Plus - Liquid Plan – Quarterly Dividend

15-Jun-1215-Mar-1215-Dec-11

10.0010.0010.00

0.10080.09900.1317

0.13350.13110.0994

10.796410.718710.6478

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend

17-Sep-1215-Jun-1215-Mar-12

10.0010.0010.00

0.21900.05750.0559

0.29000.07620.0740

11.464811.332111.0551

Birla Sun Life Gilt Plus - Regular Plan Quarterly Dividend

17-Sep-1215-Jun-1215-Mar-12

10.0010.0010.00

0.19220.15030.2168

0.25460.19900.2871

12.444512.552012.5635

Birla Sun Life Government Securities Fund - Long Term Dividend

17-Sep-1215-Mar-1215-Sep-11

10.0010.0010.00

0.48300.29520.3960

0.63970.39100.2990

11.953911.799911.5941

Birla Sun Life Government Securities Fund - Short Term Dividend

29-Feb-1215-Dec-1015-Sep-10

10.0010.0010.00

0.00220.11080.1120

0.00160.10320.1044

10.003110.240710.2297

Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.


DEBT Schemes Declared on date Face Value

Non Corporate CorporateCum Dividend NAV#



(` per unit)

Birla Sun Life Monthly Income - Monthly Dividend

31-Oct-1228-Sep-1231-Aug-12

10.0010.0010.00

0.06210.05170.0490

0.08220.06850.0649

11.456211.512911.2961

Birla Sun Life Monthly Income - Quarterly Dividend

28-Sep-1229-Jun-1229-Mar-12

10.0010.0010.00

0.15520.13890.1333

0.20550.18400.1765

12.182111.961011.9458

Birla Sun Life MIP - Monthly Dividend Plan29-Oct-1228-Sep-1231-Aug-12

10.0010.0010.00

0.05850.05190.0647

0.07750.06880.0857

11.526611.557611.3644

Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend Plan

29-Oct-1228-Sep-1231-Aug-12

10.0010.0010.00

0.05830.05110.0633

0.07720.06770.0839

11.460211.498311.1815

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan

29-Oct-1228-Sep-1231-Aug-12

10.0010.0010.00

0.05970.05340.0665

0.07910.07070.0880

11.770611.789711.6819



60

Dividend History (For select Schemes)

EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Equity Fund24-Aug-1220-May-1115-Oct-10

3.003.005.00

10.0010.0010.00

60.8965.6982.36

Birla Sun Life Advantage Fund25-May-1204-Feb-1106-Aug-10

4.004.507.00

10.0010.0010.00

66.9881.1793.39

Birla Sun Life Midcap Fund22-Jun-1214-Jan-1116-Jul-10

1.502.001.50

10.0010.0010.00

19.9724.2926.01

Birla Sun Life Frontline Equity Fund27-Apr-1204-Feb-1106-Aug-10

1.001.251.25

10.0010.0010.00

19.7121.6523.13

Birla Sun Life India GenNext Fund22-Jun-1214-Jan-1116-Jul-10

1.001.001.00

10.0010.0010.00

14.0114.3914.97

Birla Sun Life New Millennium Fund09-Sep-1026-Feb-1023-Sep-09

0.850.751.00

10.0010.0010.00

14.1613.4914.02

Birla Sun Life Top 100 Fund22-Jun-1220-May-1115-Oct-10

1.000.801.00

10.0010.0010.00

13.36614.53316.576

Birla Sun Life Buy India Fund21-Sep-1229-Apr-1109-Sep-10

1.001.751.75

10.0010.0010.00

22.8123.7527.83

Birla Sun Life MNC Fund27-Apr-1225-Feb-1127-Aug-10

5.005.255.25

10.0010.0010.00

86.8376.7186.27

Birla Sun Life Index Fund23-Mar-073-Feb-0417-Oct-03

6.501.655.60

10.0010.0010.00

21.8311.9916.19

Birla Sun Life India Opportunities Fund25-Feb-1127-Aug-1026-Feb-10

1.251.251.00

10.0010.0010.00

17.3819.2818.77

Birla Sun Life Dividend Yield Plus20-Jul-1213-Feb-1217-Jun-11

0.500.500.60

10.0010.0010.00

12.4913.2013.73

Birla Sun Life ‘95 Fund13-Feb-1229-Apr-1115-Oct-10

5.006.507.50

10.0010.0010.00

105.20114.40124.32




EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Tax Relief ‘9631-Mar-1112-Mar-1031-Aug-09

4.007.004.00

10.0010.0010.00

82.8585.2178.56

Birla Sun Life Tax Plan20-May-1117-Sep-1012-Mar-10

1.002.007.50

10.0010.0010.00

45.1350.6951.60



61

Industry AllocationSAVINGS SOLUTIONS



Allocation as a % of Net Assets %

Banks 18.29%

Finance 10.58%

Software 9.95%

Pharmaceuticals 6.84%

Petroleum Products 5.85%

Cement 5.74%

Auto Ancillaries 5.52%

Consumer Non Durables 4.61%

Auto 3.70%

Construction Project 3.61%

Industrial Capital Goods 3.27%

Retailing 2.87%

Pesticides 2.77%

Transportation 2.47%

Industrial Products 2.20%

Oil 1.94%

Non - Ferrous Metals 1.88%

Media & Entertainment 1.70%

Power 1.43%

Ferrous Metals 1.15%

Consumer Durables 1.01%

Construction 0.53%

Cash & Cash Equivalents 2.62%

Net receivables / payables -0.01

Total 100%

Note: The above Allocation is as on October 31, 2012 as per Industry classification as recommended by AMFI.

Birla Sun Life Tax Relief ‘96


Banks 18.40%

Finance 10.65%

Software 10.01%

Pharmaceuticals 6.87%

Petroleum Products 5.89%

Cement 5.77%

Auto Ancillaries 5.56%


Auto 3.73%

Construction Project 3.64%

Industrial Capital Goods 3.30%

Retailing 2.89%

Pesticides 2.79%

Transportation 2.49%

Industrial Products 2.22%

Oil 1.94%

Non - Ferrous Metals 1.89%

Media & Entertainment 1.71%

Power 1.44%

Ferrous Metals 1.16%

Consumer Durables 1.02%

Construction 0.53%


Net receivables / payables -0.55%

Total 100%


Birla Sun Life EnhancedArbitrage Fund


Banks 26.82%


Retailing 9.72%

Software 6.42%

Power 6.35%

Future and Options -65.07%


Net receivables / payables 84.23%

Total 100%

62

Industry Allocation

Birla Sun Life Equity Fund


Banks 16.81%Software 11.00%Consumer Non Durables 8.81%Pharmaceuticals 7.74%Power 7.02%Finance 5.19%Oil 4.77%Transportation 4.77%Non - Ferrous Metals 4.51%Auto Ancillaries 3.97%Construction Project 3.30%Construction 2.80%Petroleum Products 2.34%Auto 2.15%Industrial Products 1.81%Cement 1.66%Consumer Durables 1.48%Media & Entertainment 1.43%Minerals/Mining 1.16%Gas 1.12%Textile Products 0.81%Retailing 0.73%Industrial Capital Goods 0.72%Others 0.00%Telecom - Services 0.00%Future and Options 0.30%Cash & Cash Equivalents 1.48%Net receivables / payables 2.12%Total Net Assets 100%



Birla Sun Life New Millennium Fund


Software 89.15%Media & Entertainment 5.70%Telecom - Services 4.10%Cash & Cash Equivalents 1.85%Net receivables / payables -0.80%Total 100%


Birla Sun Life Advantage Fund


Banks 21.14%Software 8.93%Consumer Non Durables 7.60%Finance 7.18%Construction Project 5.38%Pharmaceuticals 5.17%Cement 4.96%Auto Ancillaries 3.95%Power 3.95%Construction 3.89%Auto 3.66%Media & Entertainment 3.64%Transportation 1.96%Retailing 1.94%Petroleum Products 1.88%Industrial Products 1.87%Engineering Services 1.52%Trading 1.52%Industrial Capital Goods 1.38%Pesticides 1.26%Ferrous Metals 1.00%Chemicals 1.00%Consumer Durables 0.98%Oil 0.98%Non - Ferrous Metals 0.96%IT Consulting & Services 0.00%Cash & Cash Equivalents 0.53%Net receivables / payables 1.76%Total 100%

Birla Sun Life Midcap Fund


Banks 13.18%Pharmaceuticals 12.85%Consumer Non Durables 10.26%Finance 6.97%Software 6.38%Auto Ancillaries 5.95%Cement 5.06%Industrial Capital Goods 4.46%Consumer Durables 4.44%Industrial Products 4.21%Construction 3.82%Fertilisers 3.50%Chemicals 3.35%Power 3.27%Construction Project 2.88%Gas 2.77%Petroleum Products 2.58%Media & Entertainment 1.38%Oil 0.61%Auto 0.41%Cash & Cash Equivalents 1.02%Net receivables / payables 0.65%Total 100%



Banks 18.47%Software 12.00%Consumer Non Durables 9.23%Finance 8.80%Pharmaceuticals 7.41%Petroleum Products 5.15%Oil 4.60%Cement 4.50%Auto Ancillaries 3.91%Auto 3.89%Construction Project 3.67%Industrial Products 2.42%Media & Entertainment 2.30%Power 2.24%Transportation 2.16%Minerals/Mining 1.44%Telecom - Services 1.42%Industrial Capital Goods 1.29%Non - Ferrous Metals 0.97%Construction 0.80%Ferrous Metals 0.71%Future and Options 0.92%Cash & Cash Equivalents 2.16%Net receivables / payables -0.47%Total 100%

Birla Sun Life Infrastructure Fund


Banks 21.18%Industrial Products 12.09%Construction Project 9.71%Power 8.19%Cement 7.15%Auto Ancillaries 6.31%Finance 6.20%Industrial Capital Goods 4.66%Transportation 4.55%Auto 4.33%Petroleum Products 4.11%Oil 3.95%Engineering Services 2.28%Non - Ferrous Metals 1.49%Ferrous Metals 1.05%Construction 0.75%Minerals/Mining 0.69%Cash & Cash Equivalents 2.49%Net receivables / payables -1.17%Total 100%

Birla Sun Life India GenNext Fund


Consumer Non Durables 21.75%Banks 20.46%Pharmaceuticals 11.92%Media & Entertainment 8.20%Construction 4.33%Consumer Durables 4.18%Finance 4.10%Auto Ancillaries 3.58%Auto 3.42%Transportation 3.07%Petroleum Products 2.92%Textile Products 2.90%Cement 1.79%Diversified Consumer Services 1.36%

Leisure Facilities 1.30%Chemicals 0.92%Cash & Cash Equivalents 4.55%Net receivables / payables -0.75%Total 100%

Birla Sun Life Top 100 Fund


Banks 18.60%Software 13.10%Pharmaceuticals 9.73%Consumer Non Durables 7.64%Finance 7.26%Petroleum Products 4.58%Cement 4.58%Oil 4.48%Auto Ancillaries 3.42%Construction Project 3.28%Auto 3.27%Non - Ferrous Metals 2.48%Industrial Products 2.13%Power 2.11%Gas 1.76%Minerals/Mining 1.75%Consumer Durables 1.67%Telecom - Services 0.91%Transportation 0.90%Trading 0.67%Media & Entertainment 0.52%Ferrous Metals 0.18%Construction 0.14%Future and Options 1.43%Cash & Cash Equivalents 2.23%Net receivables / payables 1.17%Total 100%

63

Industry Allocation



Birla Sun Life Buy India Fund


Consumer Non Durables 19.76%Banks 15.21%Finance 11.82%Pharmaceuticals 10.22%Pesticides 8.42%Retailing 7.07%Auto 6.29%Transportation 5.49%Auto Ancillaries 3.59%Consumer Durables 3.36%Gas 3.24%Media & Entertainment 2.32%Hotels 1.53%Cash & Cash Equivalents 2.24%Net receivables / payables -0.57%Total 100%

Birla Sun Life MNC Fund


Consumer Non Durables 21.42%Industrial Capital Goods 10.58%Finance 10.19%Pharmaceuticals 9.66%Banks 7.86%Auto Ancillaries 7.76%Pesticides 5.96%Industrial Products 5.23%Auto 4.55%Software 4.13%Cement 3.09%Gas 2.52%Consumer Durables 2.16%Petroleum Products 1.02%Construction 0.64%Textiles - Cotton 0.00%Paper 0.00%Textiles - Synthetic 0.00%Cash & Cash Equivalents 3.61%Net receivables / payables -0.38%Total 100%

Birla Sun Life Index Fund


Banks 17.12%Consumer Non Durables 10.62%Software 10.06%Auto 6.87%Petroleum Products 6.64%Finance 6.42%Pharmaceuticals 4.13%Construction Project 4.11%Cement 3.22%Oil 2.91%Power 2.84%Ferrous Metals 1.92%Telecom - Services 1.51%Minerals/Mining 1.34%Industrial Capital Goods 1.10%Construction 0.81%Gas 0.73%Non - Ferrous Metals 0.70%Future and Options 16.38%Cash & Cash Equivalents 17.44%Net receivables / payables -16.88%Total 100%



Software 30.94%Pharmaceuticals 18.67%Industrial Capital Goods 9.59%Industrial Products 8.55%Non - Ferrous Metals 7.45%Finance 5.98%Auto 4.40%Power 3.84%Petroleum Products 2.92%Auto Ancillaries 2.56%Media & Entertainment 0.63%Consumer Non Durables 0.00%Paper 0.00%Cash & Cash Equivalents 4.67%Net receivables / payables -0.19%Total 100%



Banks 20.34%Consumer Non Durables 13.34%Auto 9.50%Software 7.74%Petroleum Products 6.88%Finance 5.08%Oil 3.93%Industrial Products 3.21%Cement 3.09%Media & Entertainment 2.86%Pharmaceuticals 2.71%Power 2.37%Transportation 2.24%Fertilisers 2.08%Minerals/Mining 1.95%Ferrous Metals 1.95%Textile Products 1.31%Chemicals 1.30%Industrial Capital Goods 1.08%Gas 1.01%Construction Project 0.74%Consumer Durables 0.58%Paper 0.53%Future and Options -0.42%Cash & Cash Equivalents 4.10%Net receivables / payables 0.50%Total 100%



Banks 15.08%PSUs 13.91%Corporate Debt 9.52%Software 6.77%Consumer Non Durables 5.86%Pharmaceuticals 4.83%Finance 4.62%Auto 4.55%Oil 3.76%Auto Ancillaries 3.35%Cement 2.87%Petroleum Products 2.21%Construction Project 2.20%Media & Entertainment 1.67%Non - Ferrous Metals 1.53%Industrial Products 1.51%Power 1.28%Industrial Capital Goods 1.27%Minerals/Mining 1.01%Retailing 0.82%Ferrous Metals 0.80%Construction 0.76%Consumer Durables 0.69%Transportation 0.68%Government Bond 0.54%Fertilisers 0.43%IT Consulting & Services 0.02%Cash & Current Assets 7.46%Total 100%

64

Industry Allocation



Birla Sun Life Pure Value Fund


Banks 26.30%Consumer Non Durables 11.94%Pharmaceuticals 9.99%Software 5.29%Fertilisers 5.22%Petroleum Products 4.19%Power 3.81%Auto Ancillaries 3.62%Industrial Products 3.50%Ferrous Metals 3.39%Media & Entertainment 3.38%Cement 3.19%Non - Ferrous Metals 3.15%Oil 2.46%Cash & Cash Equivalents 8.01%Net receivables / payables 2.57%Total 100%



Pharmaceuticals 11.09%Banks 9.71%Consumer Non Durables 8.47%Software 8.34%Power 6.66%Auto Ancillaries 6.06%Industrial Capital Goods 4.88%Cement 4.52%Chemicals 4.47%Textile Products 3.67%Gas 3.58%Consumer Durables 3.44%Industrial Products 3.16%Construction 3.10%Media & Entertainment 2.96%Fertilisers 2.15%Engineering Services 2.13%Finance 1.75%Transportation 1.74%Diversified Consumer Services 1.72%

Oil 1.19%Petroleum Products 1.12%Auto 1.00%Cash & Cash Equivalents 3.78%Net receivables / payables -0.70%Total 100%

Birla Sun Life India Reforms Fund


Banks 24.98%Construction Project 13.71%Power 11.43%Fertilisers 7.89%Oil 6.13%Transportation 4.91%Retailing 4.90%Finance 4.62%Petroleum Products 4.10%Media & Entertainment 3.98%Engineering Services 3.20%Industrial Capital Goods 3.12%Industrial Products 2.30%Minerals/Mining 1.65%Consumer Non Durables 1.51%Cash & Cash Equivalents 3.17%Net receivables / payables -1.60%Total 100%

Birla Sun Life Long TermAdvantage Fund


Banks 21.24%Consumer Non Durables 10.54%Software 10.34%Finance 6.04%Pharmaceuticals 5.58%Power 4.46%Construction Project 4.12%Petroleum Products 3.85%Ferrous Metals 3.70%Cement 3.28%Auto 3.26%Auto Ancillaries 3.17%Gas 3.07%Oil 2.61%Non - Ferrous Metals 2.09%Industrial Products 1.99%Construction 1.72%Telecom - Services 1.60%Retailing 0.90%Minerals/Mining 0.87%Engineering Services 0.86%Textile Products 0.79%Fertilisers 0.61%Transportation 0.55%Trading 0.50%Consumer Durables 0.31%Cash & Cash Equivalents 1.75%Net receivables / payables 0.22%Total 100%

65

Country/Industry Allocation





United States of America 19.52%Banks 13.52%Software 8.55%Finance 6.53%Consumer Non Durables 6.38%Cement 6.12%Pharmaceuticals 4.59%Construction Project 4.58%Hong Kong 2.61%Petroleum Products 2.55%Ferrous Metals 2.43%Media & Entertainment 2.07%Transportation 2.04%Industrial Products 1.78%Non - Ferrous Metals 1.74%Oil 1.60%Construction 1.58%Auto Ancillaries 1.58%Auto 1.36%Germany 1.21%Norway 1.07%Textile Products 1.01%Switzerland 0.99%Minerals/Mining 0.81%France 0.75%United Kingdom 0.58%Australia 0.42%Denmark 0.41%Power 0.40%Cash & Cash Equivalents 2.59%Net receivables / payables -1.39%Total 100%

Birla Sun Life CommodityEquities Fund - Global Agri Plan


United States of America 47.89%Germany 7.56%United Kingdom 7.32%Canada 6.61%Singapore 5.54%Brazil 5.13%Norway 4.00%Israel 3.23%Switzerland 2.67%Australia 2.61%Malaysia 1.93%Hong Kong 0.00%Cash & Cash Equivalents 9.62%Net receivables / payables -4.10%Total 100%

Birla Sun Life CommodityEquities Fund - Global Multi

Commodity PlanAllocation as a % of Net Assets %

United States of America 63.58%Canada 7.68%Germany 5.40%Italy 3.03%Switzerland 2.91%Norway 2.58%United Kingdom 2.42%Netherlands 1.93%Australia 1.66%France 0.86%Hong Kong 0.00%Cash & Cash Equivalents 9.30%Net receivables / payables -1.36%Total 100%



United States of America 72.26%Hong Kong 9.50%Germany 4.17%Norway 4.16%Switzerland 3.40%United Kingdom 2.18%Australia 1.81%France 1.65%Denmark 1.47%Cash & Cash Equivalents 0.46%Net receivables / payables -1.06%Total 100%

Birla Sun Life CommodityEquities Fund - Global Precious

Metals PlanAllocation as a % of Net Assets %

United States of America 51.03%Canada 37.48%United Kingdom 2.92%Australia 2.85%Hong Kong 2.61%Cash & Cash Equivalents 6.13%Net receivables / payables -3.02%Total 100%

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Disclaimer: Any information contained in this publication does not constitute and shall be deemed not to constitute an advice, an offer to sell/ purchase or as an invitation or solicitation to do so for any securities of any entity and further, Birla Sun Life Asset Management Company Ltd.(BSLAMC)/ its subsidiaries / affiliates / sponsors / trustee or their officers, employees, personnel, directors shall not be liable for any loss, damage, liability whatsoever for any direct or indirect loss arising from the use or access of any information that may be displayed in this publication from time to time. Recipients of the information contained herein should exercise due care and caution and read the all the scheme related documents (including if necessary, obtaining the advice of tax / legal / accounting / financial / other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained herein.Editorial opinions expressed in the ‘Empower’ are not necessarily those of BSLAMC or any of their officers, employees, personnel, directors and BSLAMC and its officers, employees, personnel, directors do not accept responsibility for the editorial content. BSLAMC or any of its officers, employees, personnel, directors make no representation as to the accuracy, completeness or reliability of the editorial content and hereby disclaim any liability with regard to the same.

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