Finstem Financial SolutionsProviding direction to your dreams

Mission statement:To be the primary and most trustworthy brand, when thought of Financial Planning

Milestones

May 2013Launch of Finstem India

Nov 2013Formation of Finstem Outsourcing

May 2014Formation of Finstem Infrastructures

August 2014 Launch of Fin Castle Residency

April 2014Formation of Finstem Developers

Upcoming Projects Eastern Homes,Patna

2013 2014 2015 2016

October 2015Launch of upcoming Golf Project on Bangalore Mysore Highway

Upcoming LocationsPatna, Pune

AnIntroduction to Financial Planning

Financial Planning should be a platform for clients that enables them to identify,define and create a plan to achieve the financial dreams without having to stress or worry about them.

Challenges faced by Investors

➢ Overloaded Information

➢ Product Based Approach by advisors

➢ Advisory not linked to Customers Goals

➢ Lack of regular touch /Inconsistency

➢ Frequent Changes in Relationship Managers

➢ Whom to choose and where to invest….

The solution

➢An approach to help identify &prioritize one’s Goals, needs & Aspirations i.e Goal based financial Planning Approach.

➢Ensure to meet the importantgoals of life at the right time.

➢Plan for Unforeseen Financial contingencies

➢Multiple contact points and regular Analysis of the plan

“Why are we the ones to solve the problems we identified?”

Multiple Touch point

The customer shall have multiple touch points ensuring effective &

timely support & service

Experienced Team

A set of experienced team to provide best

possible solutions available in the market

Simplest Online Portal

Easy to use online portal to make your finances

easier to understand and track

Complete Product Bouquet

Complete set of product bouquet to suit your needs that helps map your goals to the investments

How it works

Step 1Goals & Aspirations calendar

Step 2Assessment of current income Status and investments

Step 3Mapping goals & Aspirations to current as well as Future planning

1 2 3

DREAM>PLAN>BELIEVE>ACT

To Accomplish Great Things ,We Must Not Only Act, But Also Dream, Not Only Plan But Also Believe………….

The Finstem Way

Differentiate between Goals ,Needs& Aspirations

Income & Expense Analysis

Current Portfolio/investment Analysis and Mapping the same

to future goals

Portfolio Restructuring(if required)/Future Planning

FINANCIAL PLANNING

MYTHS & FACTS

MYTHS● I am saving enough for

retirement● I have a retirement account and life

insurance policy and that’s all I need

● I have invested in properties and that would be enough to meet different goals of my life

● I completed a financial plan a few yearsago and i am fine

FACTS

Developing a Financial Plan can help you to :Set Specific & realistic goalsSave enough to last through retirement

Prepare for unforeseen events like market

volatility conditions & inflation risksReview your plans as per different life

changing events and ensure to map the same to different goals of life

Why now?Better to do it now than never. Penny saved is equal to a penny earned.

THANK YOUFor More Details

: www.finstem.com