FINANCIAL FREEDOM FOR FILIPINOS AND OFWS

PowerPoint Presentation

Financial Freedomworkshop

#CoachRussJuson

#CoachRussJusonFinancial Freedom

Philam Life confidential and proprietary information. Not for distribution.



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PURPOSE

Share significant role of Personal Financial Planning to achieve Freedom;

Share some concepts & steps to meet Financial Goals & Dreams;

Create action plans to implement after the workshop.





Russ JusonAge: 45Born & raised in Davao CityLiving the DREAM ChampionI am Gods Message of Hope & Abundance


RUSS JUSON-Life Coach-Financial Wealth Planner -International Registered Financial -Consultant, ARFC Cum Laude-Registered Estate Planner (REP)





ENJOYING LIFE EXPERIENCE


4 years ago in GuamMarch 2015 Baguio

Europe Cruise June 2015Dos Palmas Palawan June 2015

DavaoJapanDenver, COMactan ShangrilaManilaDenver, COQuality & Quantity Time with Family & Friends



100 People After Working From Age 25 -Age 65

Dependents

Working

Deceased

OK ($1 Million)

Wealthy ($5Million)

Source: SmartMoney, 2001Why do 95% Fail when it comes to their finances?No Financial EducationNo Financial Game PlanNo Financial Coach



Personal Advocacy

Nanay Mila72 Years Old

My Mother72 Years Old



Taking on an overwhelming amount of (bad!) debtBelieving that the OFW life will last foreverDepending on their relatives to manage their finances

Dont want to be an OFW forever?

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My Value as a Wealth Planner

I can protect the innocent when someone dies prematurely so that people can have peace of mind.I provide people with worry-free retirement with an income they can outlive so they maintain their independence.

I can protect that income when they get sick so that they can maintain their dignity & provide legacy when they die.



DeclarationI am building a Money Machine and its purpose is to give me income for life without working!

DeclarationI am building a Money Machine and its purpose is to give me income for life without working!


Agenda

Share WealthCreation Instruments

Share Protection Concepts

Professionally Coach you with Financial Freedom ProgramWe are not here to sell you any products and we want to SERVE you Through Financial Wealth Planning.



Simple RequestPhones on Silent Mode

Participate and respond actively 100%

Take concepts presented and apply what ever is applicable to your own life.

Choose to HAVE FUN!!



Affirmation



Affirmation



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Three Aspects of FINANCIAL FREEDOM

Managing Money

Growing Money

Earning Money




Earning MoneyManaging MoneyGrowing Money



What is your Dream Monthly Income?How much is your Actual Monthly Income?What do you think the Gap represents?

Earning Money



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Recommendation

1. Be grateful with where you are and give your BEST.



Recommendation2. Explore VEHICLE that is aligned to your Dream Income and matches what is natural for you.



Recommendation

3. Work on a GROWTH plan to be the best of the best in your chosen field.





Recommendation

4. Find a great role model and seek for MENTORSHIP



Recommendation

5. Be Aware of your LIMITING BELIEF SYSTEMS about Money.



Managing Money


Earning MoneyGrowing Money




2. Managing MoneyReality Check:How do you spend/allocate your Monthly income? Write Items & itsCorresponding amount.

Whats your REGULAR amount ofSAVINGS?

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Principle #1 - Pay Yourself FIRST now!

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John

Peter

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John

Peter4,748,6262,729,544

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Principle #2 - Be clear with your Purpose

Pain Tired of not having Enough Not giving the best life for people who I love Growing Old dependent on others

Pleasure

Freedom (lifestyle) Honor myself & those who I love by giving them BEST LIFE Contribution Glorify God My Creator

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Principle #2 - Develop the Money Habits

Broke PeopleRich PeopleMiddle Class

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Broke People Spending Habits

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Middle Class Spending Habits

Priority is to upgradeLIFESTYLE by buyingLiabilities (anythingThat cost you money)

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Rich People Spending Habits

Priority is to buy ASSETS (anything that brings in Profit) MONEY AT WORK CONCEPT

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2. Managing MoneyAction Plans:

Decide on one change you wantto embrace as a new money habit.

How much Money will I Committo Save REGULARLY to start myfinancial Freedom Plan?

12

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Managing Money


Earning Money

Growing Money



Growing Money

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Most Popular way of Growing Money

Bank Products:Time Deposit

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Most Popular way of Growing Money

Bank Products:Time Deposit

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Beat Inflation Rate

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Step 1 - Know your Investment Priority

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What People Do?

GROWTH UITF, Mutual Fund, VUL

HIGH RISK

Stock Trading, Business, Forex

Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement FundFOUNDATION

LOI

DREAM LIFESTYLE

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What People Do?

GROWTH UITF, Mutual Fund, VUL

HIGH RISK



LOI

BROKE!

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Step 2 - Build your FF FOUNDATION

Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement Fund

FOUNDATION

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Protect the Most Important Asset

BREAD WINNERMONEY MACHINE

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Dying To SoonFoundation: Protection Investment

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Foundation: Protection Investment

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Accident


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Foundation: Protection Investment

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Critical Illness

Accident


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CI Facts: Age 50 (1 out of 3)/ Age 60 (2 out of 3)

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Living Too Long

Critical Illness

Accident


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Trend : Longer Life Expectancy

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Protection: Investment

Life Insurance is the only substitute to meet the Future Financial Needs

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PJ - Breadwinner

PJs FamilyLola Inday62 years Old Afford ko ba yan?



DIFFERENTIATION

FWD is a fresh and innovative approach to life insurance with the vision of changing the way people feel about insurance, apart from Financial Strength and Wealth Management Expertise, I also decided upon FWD as a partner because of the clear vision of not just being a challenger brand but a very different type of life insurance company that has customers at the heart of its business.

FWD leverages on technology to ensure an excellent customer experience and focuses on lifestyle continuity rather than just talking about death.

For all these reasons and more I have made FWD my partner in my business, with your help I hope to make FWD as your partner as well in achieving your financial goals for the future.

Retirement with Protection Plan PJ @ Age 21

Budget PhP1,500.00/Month

Retirement Fund @ age 60@ 4% = 378,871@ 8% = 9,080,192@12% = 26,921,101Age 21 Age 31 Age 100 Age 70 Age 60

Coverage of PHP 500,000

Critical Illness Cover of PHP 250,000

PHP 1,500/month for 10 Years Afford ko ba yan?



VARIABLE UNIT-LINKED PRODUCT(GIO)How does it work?

VUL



Educational Fund

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HMO

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What People Do?

GROWTHTime Deposit, UITF, Mutual Fund, VUL


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Growth Investment

Stock Investments

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Madaming Nalugi sa Stocks?

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PSE Index Actual Returns in 32 YearsAve 14% per annumWhere will 1 Million go?Equity Return14.3M Php1 Million


Ave 19.72% per annumWhere will 1 Million go?Equity Return37M Php1 Million

Actual Returns in 21 Years



Actual Asset Comparison in 19 YearsWhere will 10 Million go?

92.3M Php Equity18.56% p.a.15.95% p.a.4.38% p.a.10 Million

72.8M Php Balance

29.5 Php Bonds

7.54% p.a.

19.8 Php Special Deposit Accounts



Philippine Economic ForecastWhere are we heading?The Centre for Economics and Business Research said that Philippines will be in the Top 30 world Economies by 2028

IHS Global Insight believes the Philippines is on track to become a $1-trillion economy by 2030.

Goldman Sachs estimates that PHL will be 14th largest economy in the world in 2050

HSBC forecasts that PHL will be 16th largest economy in the world, fifth in Asia and Number 1 in Southeast Asia in 2050.


Growth Investment

As LOW as PhP5,000.00 INVESTMENT!

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Five Pillars of Investment

SAFETYTAXADVANTAGERETURNPROTECTIONLIQUIDITYSAFETY

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Five Pillars of Investment

SAFETYRETURNTAX ADVANTAGEPROTECTIONLIQUIDITYBANKXOKTRADLBUSINESS??XX?REAL ESTATEOKOKXX?VULOKOKOKOKOK

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Pacific Century Group

Vietnam Japan Singapore Malaysia ShanghaiPineBridge InvestmentGlobal asset under management - US$ 72.9 billion

FWD Group: US$ 10.9 billion Total Assets of 2014

Li Ka ShingGeographical Footprint

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WEALTH MANAGEMENT EXPERTISE

Pacific Century Group has three main pillars of business:

Property and Real EstateFinancial ServicesTelecom Media & Technology

FWD is under the financial services business along with Pinebridge Investments, the global asset management business with 72.9 Billion USD of Assets under management

We are located in Hong Kong, Macau, Thailand, Indonesia and in the Philippines and have also established strong bank partnerships in the region, along with Security Bank in the Philippines.

2015 Bank of the Year20% Owned by MUFG5th largest Bank of the Philippines

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PSEi



PSEiSun Life



PSEiSun LifePhilam Life



PSEiSun LifePhilam LifeSecurity Bank



PSEiSun LifePhilam LifeSecurity BankBPI Equity



Step 4 - High Risk Investment



HIGH RISK


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Traditional Business

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Trading Stocks

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85% LOSSAVERAGE TRADERand NEWBIEGAIN15%TONY HERBOSAWARREN BUFFETTGEORGE SOROSEDWARD LEEFUND MANAGERS



COMMODITIES TRADINGFOREXTRADING

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Invest until you are Living on Interest



HIGH RISK


LOI

DREAM LIFESTYLE

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Financial Freedom Principles

Spend less than you earn and invest the difference.Reinvest your returns for compounded growth.Reach a critical mass of investment capital that creates the annual income you want.

The reason to invest should be To have income for life without working.

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Kaya ko ba yan?

Age Started: 20 years oldMonthly Savings: P1,500.00Annual Savings: P18,000.00Instrument: Mutual FundsAverage Historical Performance: 18%/year

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Age Started: 20 years oldMonthly Savings: P1,500.00Annual Savings: P18,000.00Instrument: Mutual FundsAverage Historical Performance: 18%/year

Total Amt Saved: P828,000.00COMPOUNDED GROWTHPHP238M

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DREAM LIFE STLE#CoachRussJuson



Earning Money Managing Money Growing Money

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You NOW have this GOLDEN OPPORTUNITY

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Next Steps: Options

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Billionaire (Glee Cast Version)Glee CastGlee CastAri Levine, Bruno Mars, Phillip Lawrence & Travis McCoyGlee: The Music, Vol. 42010-11-26T08:00:[email protected] 2010 Twentieth Century Fox Film Corporation2010-11-27 10:10:00SonyBMG:isrc:USQX91001009

FINANCIAL FREEDOM FOR FILIPINOS AND OFWS

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