Pin this poster to your break room wall. Helplines are serviced by government agencies, non-profit groups, and legal assistance centers. To print or order more posters, visit www.careconnectusa.org. *Research data available on request. Photographs © 2013, Goodshoot, Clipart.com, Fotosearch. All rights reserved.

© Comstock Premium/www.fotosearch.com Stock Photography

Child-Support Enforcement Hotline ........................... (888) 369-0323For custodial parents due support, experts can offer advice, direction, and local resources.

Student Loan Relief Hotline ....................................... (888) 699-5772Students, graduates, and parents can call to reduce monthly payments, consolidate, or cure defaulting student loans. Knowledgeable counselors will consider all available programs to provide relief.

Mortgage Payment Assistance .................................. (888) 215-9196For employees falling behind on mortgage payments, this agency will work with your mortgage company to arrange a workout plan to catch up missed payments. Counselors will discuss all options available to avoid foreclosure.

Debt Relief Hotline ...................................................... (888) 913-7294For employees struggling with credit card debt, and medical bills, relief is available. This agency will contact your creditors, reduce payments, interest, and even principal amounts owed.

Free Bankruptcy Advice ............................................. (888) 615-4363Employees who cannot use other debt solutions may need to speak with an attorney. Call for a free conversation to discuss whether bankruptcy could provide you with a fresh start.

Tax Relief Hotline ........................................................ (888) 222-8420 This agency works directly with the IRS and state agencies for taxpayers who owe over $10,000 in back taxes. Services include: offers in compromise, payment plans, innocent spouse relief, garnishment relief, and reduction of amounts owed. Free consultation.

Collector Complaint Hotline ....................................... (888) 732-7257If you are being harassed by a collection agency or law firm, you can complain and make them stop. Speak with an expert to discuss if you have been treated wrongly. They cannot call you at work if you have asked them to stop. They cannot use profanity, make threats or tell others about your debt. You could be compensated up to $1000 for their reckless actions.

Credit Score Improvement Hotline ............................ (888) 814-9342Employees who wish to improve their credit score can call for a free consultation with trustworthy credit experts. In today’s economy, lenders are requiring higher scores to approve all types of loans. Learn if you qualify to raise your score.