Presenters:Pierre le Grange William Malan

2014-07-14

The Concept

• Improving the lives of smallholder farmers:• Involve Smallholder Farmers in the Farming Value Chain• Reduce Input Costs & Improve Profitability• Give Farmers Access to Farming Best Practices• Improve Bargaining Power of the Farmers• Strategic Supplier Relationships

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The VESTFARM System

• Unique Farmer Management System• Closed-Loop Electronic Payment System• Farming Value Chain Optimisation• Aggregation of Farmers and Farming Organisations• Economies of Scale when Purchasing Inputs• Credit Management and Control Farmer Spend• Management of Donor Funds to Beneficiaries

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Farmer Management System

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Closed Loop Payment Platform

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Farming Value Chain Optimisation

Adding Value in the Farming Value chain:

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Farming Value Chain Optimisation

Adding Value in the Farming Value chain:

- Supplier Relationships (Value Add)- Planning and On-time Deliveries- Lower Prices for Inputs

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Farming Value Chain Optimisation

Adding Value in the Farming Value chain:

- Greater Access to Information- Better Production Processes- Greater Yields

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Farming Value Chain Optimisation

Adding Value in the Farming Value chain:

- Mechanisation- Increased Productivity

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Farming Value Chain Optimisation

Adding Value in the Farming Value chain:

- Better Quality Yields - Negotiated Off-Taker Agreements

- Better Selling Prices & Profits

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Farming Value Chain Optimisation

Adding Value in the Farming Value chain:

- Grading and Sorting of Produce- Warehousing- Transportation

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Economies of Scale

- Aggregation of Farmers - Bargaining Power - Preferred Suppliers - Supplier Agreements

LOWER INPUT PRICES

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Credit and Donor Funds

• Control Spending:• Management of Credit and Production Loans to Farmer• Manage Donor funds from Benefactor to Beneficiary• Reporting

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Applications

• Applications of the Farmer Management System:• Capturing of Farmer Information• Centralised Communication Platform through SMS• Membership Management• Management of Farmer/Production Loans• Management of Donor Funding to Beneficiaries• Payment Platform• Deliveries of Farming Produce

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Agricultural Finance

• Making Smallholder Farmers Attractive for Finance• One Farmer vs. a Farmer Organisation• The Farmer Organisation’s Plays Important Role• Group Lending• Paying back loans (Savings)

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Transaction Capabilities

• Card Transactions with POS Device• SMS Transactions• Card Not Present Transactions • Back Office Transactions• Batch File Processing• Third Party System Integration

(Banks, ATMs, Retail Point of Sales)

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Completing an SMS Transaction

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Completing a Delivery

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Implementation

• What Does It Take To Implement this System:• Understand Your Business Processes• Value Chain• Stakeholders• Performance Monitoring of the Value Chain and

Stakeholders

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We thank you for your time.

Please leave your contact details with us if you require more information

Any Questions?

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