FACTSHEET - Essel Finance AMC Limited Mr. Amit Nigam (Head - Equities) Domestic Markets After a...

FACTSHEET November, 2017

A small investment through a Systematic Investment Plan (SIP) with Essel Mutual Fund can lead to security and wealth for your loved ones. You can start with just Rs. 500 per month and watch it grow. Millions of Indians have already benefited from SIP investments. Make sure you and your loved ones do not miss out. So go ahead, live your dream and help your family live theirs. Start your SIP today!

How to make your Financial Plan In our last classroom series, Importance of Financial Planning, we discussed how financial planning can help you meet your short term, medium term and long term financial goals. In this series, we will discuss 6 key elements, or rather steps that go into making a good financial plan.

Defining Goals: This is the first and also, one of the most important steps in financial planning. The more specific and quantitative your goals are the more effective will be your financial plan. An experienced financial planner or adviser can help you define the goals across your savings and investment lifecycle and determine the specific numbers you need to reach specific goals.

Data Collection: The second step in the financial planning is to collect the data regarding the investor`s income, ex-penses, assets (both physical and financial like property, gold, bank deposits, stocks, bonds, mutual funds etc), liabili-ties (like home loan, car loan, personal loan etc), life and health insurance, and other important factors, that will form the inputs in the investor’s financial plans. Financial planners or advisers may employ different methods to collect the data from the investors.

Data Analysis: This is the third step of the financial planning process. The financial planner will review all the data col-lected from the client, e.g. investor’s income, expenses, assets, liabilities, existing insurance policies (both life and non-life insurance), number of family members, short term, medium term and long term financial goals. Through a structured financial analysis process, the financial planner will determine your asset allocation strategy and insurance (both life and health) needs to meet your financial objectives. As an investor, you should also involve yourself in this process, by scheduling reviews and making sure that you understand the analysis.

Please feel free to share your feedback with us at [email protected]

C L A S S R O O M S E R I E S

2

Debt market comments for Factsheet of November 2017

Mr. Killol Pandya (Head– Fixed Income)

Liquidity: The month of November is usually associated with normal market liquidity. There was some tightening seen in liquidity to-wards the latter half of the month. Overnight rates remained volatile with CBLO rates ranging from about 6.35% to about 4.10%. Going forward, we expect the market liquidity to remain adequate though market sentiment may change as and when RBI announces further measures to temper liquidity. Inflation: CPI hardened to 3.58% (Vs. 3.28% last month). This was higher than market expectations. WPI inflation also hardened and printed at +3.59% (Vs. +2.6% last month) and was also higher than market expectations. The IIP print was softer at + 3.8% (Vs. +4.5% last month). As of now, we may retain the assumption that CPI may remain within RBIs projections. IIP numbers are usually patchy and if we see persistently strong reading in IIP numbers it may hint at a pick-up in industrial activity in the economy. INR: The INR was rather volatile with a mildly appreciative trend during the month against the USD. INR began the month at about 64.59(Vs USD) and ended the month at about 64.46. Part of this rise can be attributed to FPI buying in domestic markets. Going ahead, the currency may continue to exhibit some volatility. FPI flows, the global trajectory of the USD and other major currencies may continue to cause volatility in the INR in the coming weeks. Interest Rates and Outlook: Domestic bonds were broadly negative for the month of November. Bond markets remained concerned over inflation, impact of bank recapitalization bonds, fiscal deficit and rising crude oil prices. We saw a negative sentiment & negative moves in Gsec, Corp bonds and Money market instruments for most part of the month. Money market instruments continued to see volatility in yields and saw some hardening during the month. Gilt securities were volatile with negative moves for most part of the month though trading opportunities were available from time to time. The benchmark 10 year paper (6.79% GS 2027) yield range moved up from 6.89% at the beginning of November and ended the month at about 7.05% levels. Corporate bonds yields also saw volatility in yields and the movement was generally not as sharp as seen in select Gsecs as stated above. Market participants may keenly watch RBI MPCs policy announcement early in December. From the market perspective, the policy may remain broadly neutral with a hawkish undertone. RBI may remain concerned with the upside risks to inflation. We hold that managing inflation and inflationary expectations may remain RBI’s top priority. RBI may continue to manage liquidity using all the too ls it has at its disposal. We hold RBIs liquidity management may remain non-disruptive in the coming months. Overall, we reiterate our outlook that the RBI stance has shifted to neutral and may no longer be considered as having accommodative undertones. Market liquidity may continue to be the single biggest driver behind bond market movements in the month to come. Market participants shall closely monitor developments relating to bank recapitalization bonds, fiscal deficit, market liquidity, growth & inflation numbers. Other factors to watch include global indicators such as FOMC rate actions, commodities, crude oil prices, US and Chinese economic data points and INR movements. Global geopolitical events – esp. the situation in the Korean peninsula may hold world atten-tion in the coming month. We retain our outlook for the domestic economy doing well in the context of a world-wide slowdown. Going forward, we retain our view

on domestic rates to be mildly positive with a medium term to long term perspective.

3

Equity Market Review for the month of November 2017

Mr. Amit Nigam (Head - Equities)

Domestic Markets After a positive October, November witnessed negative returns, with Sensex being down by 0.19% and NSE-50 Index being down by 1.05%. The S&P BSE midcap index was up by 1.99% while the S&P BSE small-cap index closed 3.57% up. In November, among BSE sector indices consumer durables and reality indices posted best positive returns up by 16.22% and 6.27% respectively. Metal sector posted highest negative returns of 5.62%. For the month, Rupee strengthened by 0.4% and closed at 64.59 against US dollar. Domestic Macro Data In a major overhaul of GST, GST council reduced 28% rate to 18% for 178 common use items, re-duced tax rate for all restaurants from 18%/12% (with input tax credit “ITC”) to 5% (without ITC) and reduced compliance burden of SME sector by expanding the ambit of composition scheme.

IIP for September came in at 3.8% YoY, vs 4.3% in last month. While mining and electricity slowed down, manufacturing was flat on monthly basis. Mining and electricity increased by 7.9% YoY and 3.4% YoY in September from 9.2% YoY and 8.3% YoY, respectively in August. Manufacturing growth was 3.4% YoY, flat MoM basis. Within manufacturing, the weakness in consumer durable goods space persisted and witnessed degrowth of 4.8% YoY vs 3.4% growth last month. Capital goods increased by 7.8% YoY vs 5.7% YoY growth in August. Consumer non-durables increased by 10% vs 7.3% growth last month. India WPI inflation in October came in at 3.59%, compared to 2.6% last month led by higher vegetable and oil prices. CPI for October came in at 3.58%, compared to 3.28% last month. Food CPI sprung a negative surprise – increased by 2.2% from 1.7% in September. The MoM increase in vegetables was sharper than expected, 7.5% in October vs 3.9% in September. Excluding vegetables, headline CPI remained stable at 3.3%. Core inflation was 4.5% YoY, down 10 bps on MoM basis. India’s trade deficit for October came in at USD 14 billion, from USD 9 billion in September. impacted by weaker exports and rise in oil and gold imports. The primary reason of higher trade deficit was the weaker export – degrowth of 1%, a sharp decline from 26% growth in September and over 10% growth in August. Exports in October were USD 23.1 billion (September – USD 28.6 billion). Imports at USD 37.1 billion, were lower by USD 0.5 billion on MoM basis. Gold imports were high at USD 2.9 billion (USD 1.7 billion in September). Oil imports were USD 9.3 billion vs USD 8.2 billion in September. Global Markets The European Central Bank took a step towards weaning the euro zone off lose money but promised years of stimulus and even left the door open to backtracking. It said it would cut its bond purchases in half from January but also extend the buying program until the end of next September. ECB President Mario Draghi said the euro zone economy was recovering but still needed support. Outlook The GDP growth for the September quarter came in at 6.3% YoY up from 5.7% YoY in the previous quarter. This improvement came in line with our expectations. We have been of the opinion that the slowdown in June quarter was largely led by de-stocking, due to transi-tionary impact of GST wherein corporates and the distributor network considered it prudent to transit with as low stock as possible. We had therefore opined that the September quarter GDP growth should revert to somewhat normalcy as the entire trade channel stocks up. Subsequent quarters in our view should see a further pick up and we should be able to close FY18 with a similar GDP growth as previ-ous year. However, what is more important is the fact that our economy is now on a journey of much improved growth trajectory in the years to come. We expect that with the structural change brought to the tax regime in our country, the tax to GDP ratio is set to improve over the next few years. This would ameliorate the perennial constraint on public spending towards infrastructure investments – one of the much needed impetus to push Indian GDP growth to the aspirational 10%. The September quarter corporate earnings have also been better than expectations. In fact after several quarters, the downgrades to earnings growth over the next 6-18 months has been marginal – a welcome sign. The valuations do continue to look expensive when one looks on historical basis as the previous 4 quarters bore the brunt of demoneti-zation and GST implementation on company’s profits. However the structural benefits as discussed above and subsequent pick up of earnings present a good opportunity to investors for the long term. We would advise our investors to use any volatility to increase alloca-tions to equities.

4

ESSEL LIQUID FUND

(an open ended liquid scheme)

Portfolio as on November 30, 2017

Portfolio Holdings Rating % of Net Assets

CERTIFICATE OF DEPOSITS 21.92

Axis Bank Ltd CRISIL A1+ 8.77

South Indian Bank Ltd CARE A1+ 8.77

IndusInd Bank Ltd ICRA A1+ 4.38

COMMERCIAL PAPER 59.53

Cox & Kings Ltd CARE A1+ 7.16

Housing Development Finance Corporation Ltd ICRA A1+ 5.26

Gruh Finance Ltd ICRA A1+ 4.38

Indiabulls Housing Finance Ltd CRISIL A1+ 4.37

L&T Housing Finance Ltd CARE A1+ 4.37

Mahindra & Mahindra Financial Services CRISIL A1+ 4.37

L & T Finance Ltd CARE A1+ 4.37

Adani Enterprises BWR A1+ 4.36

Sadbhav Engineering Ltd CARE A1+ 4.36

SREI Equipment Finance Pvt Ltd ICRA A1+ 4.36

Aditya Birla Finance Ltd ICRA A1+ 4.34

National Bank for Agricultural & Rural Development CRISIL A1+ 4.34

Dewan Housing Finance Corp Ltd CRISIL A1+ 1.75

India Infoline Housing Finance Ltd CRISIL A1+ 0.87

Piramal Enterprises Ltd ICRA A1+ 0.87

FIXED DEPOSITS 0.18

HDFC Bank Ltd 0.18

CBLO (including TBILL held as Collateral)/Reverse

Repo/Net Current Assets/Cash/Cash Equivalent 18.37

Total 100.00

Performance as on November 30, 2017

Period

Essel Liquid Fund - Regu-

lar Growth

CRISIL Liquid Fund Index

1 Year Govt. T-Bill

1 year CAGR % 6.81% 6.62% 5.67%

3 year CAGR %* 7.69% 7.53% 7.24%

5 year CAGR % 8.36% 8.14% 7.21%

Since Inception CAGR % 8.33% 7.89% 6.71%

Current Value of investment if ` 10000/- was

invested on Inception date (in `) 18637.90 18057.86 16580.04

Current Value of investment if `10000/- was

invested prior 1 year (in `) 10680.79 10662.10 10566.71




invested prior 5 year (in ` ) 14944.03 14793.92 14167.95

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. As on November 30, 2017 Average Maturity (Yrs).………………………………………………………………………………….……..0.06 Modified Duration (Yrs)………………………………………………………………………………………..0.05 # TER - Reg (%)…………………………………………………………………….……………………………0.22 # TER - Direct (%)…………………………………………………………………..…………………….……..0.11 Portfolio Yield (%………………………………..………………………………………………………………6.50

# - Weighted average for the month

Maturity Profile % Weightage

Below or equal to 91 days 81.63%

CBLO (including TBill held as collateral)/Reverse Repo/ Net Current Assets/Cash/Cash Equivalent

18.37%

Please refer to page no. 11 for tax on dividend distribution Please refer to page no. 16 for Product Labeling

Face Value changed from `10/- to `1000/- with effect from 21st September 2014. 5

Key Scheme Information

Investment Objective

To provide high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market & debt securities. However, there can be no assurance that the invest-ment objective will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

19th February 2010

Fund Size

`576.02 Crs (Monthly AAUM for November, 2017)

`569.60 Crs (AUM as on 30th November, 2017)

Asset Allocation Pattern

Money Market Instruments:60% to 100% Debt Instruments: 0% to 40%

Scheme Features Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1 thereafter

Benchmark : CRISIL Liquid Fund Index

Fund Manager

Mr. Vikram Pamnani: Total experience 8 years ( Managing this Fund w.e.f. 30th April 2015)

Net Asset Value (NAV) as on November 30, 2017 (in `)

Plan / Option Regular Plan Direct Plan

DAILY DIVIDEND 1001.2900 1001.2900

GROWTH 1863.7895 1871.4488

MONTHLY DIVIDEND 1002.3009 1002.3190

WEEKLY DIVIDEND 1000.9817 1000.9508

*CARE (Credit Analysis and Research Limited Rating (Source: www.careratings.com) (as on November 30, 2017) Past Performance is no guarantee of future results. For details please refer Page 15.

Asset Allocation

Scheme Performance vis-a-vis Benchmark (%)

Dividend History (Monthly)

Scheme / Plan

Net Dividend ( ` per unit) Cum Dividend

Nav (in `)

Record Date Individual/

HUF Corporate

ESSEL LIQUID FUND-REGULAR PLAN MONTHLY DIVIDEND

24-Nov-17 3.55015012 3.28914615 1006.1753

ESSEL LIQUID FUND-DIRECT MONTHLY DIVI-DEND

24-Nov-17 3.61139821 3.34589133 1006.2601


27-Oct-17 3.51988721 3.26110814 1006.1334


27-Oct-17 3.57297370 3.31029176 1006.2069


29-Sep-17 4.61758586 4.27810493 1007.6532


29-Sep-17 4.70028522 4.35472430 1007.7677 Rating Profile (%)

ESSEL ULTRA SHORT TERM FUND

(an open ended debt scheme)




L & T Finance Ltd ICRA A1+ 12.24


NON-CONVERTIBLE DEBENTURE / ZCB 66.39

Export Import Bank of India CRISIL AAA 13.01

LIC Housing Finance Ltd CRISIL AAA 12.74

Power Finance Corporation Ltd CRISIL AAA 12.72

Housing Development Finance Corporation Ltd CRISIL AAA 10.20

Mahindra & Mahindra Financial Services IND AAA 10.10

Indian Railway Finance Corporation Ltd CRISIL AAA 7.62

CBLO (including TBILL held as Collateral)/Reverse

aRepo/Net Current Assets/Cash/Cash Equivalent 11.28

Total 100.00

6


Below 1 Year 78.62%

Above 1 Year 10.10%


11.28%


Face Value changed from `10/- to `1000/- with effect from 21st September 2014.


Scheme Record

Date

Net Dividend (` per unit) Cum

Dividend

Nav (in `) Individual/HUF

Corporate

ESSEL ULTRA SHORT TERM FUND-REGULAR PLAN

MONTHLY DIVIDEND 24-Nov-17 2.41761872 2.23987748 1004.3035

ESSEL ULTRA SHORT TERM FUND-DIRECT MONTHLY

DIVIDEND 24-Nov-17 2.45853197 2.27778282 1021.3167


MONTHLY DIVIDEND 27-Oct-17 3.62980966 3.36294918 1005.2955


DIVIDEND 27-Oct-17 3.68953985 3.41828806 1021.8549


MONTHLY DIVIDEND 29-Sep-17 3.62982931 3.36296739 1005.2986


DIVIDEND 29-Sep-17 3.68783474 3.41670830 1021.3802



To provide optimal returns & liquidity to the investors by investing primarily in a mix of money market & short term debt instruments which results in a portfolio having marginally higher maturity as compared to a liquid fund at the same time maintaining a balance between safety & liquidity. How-ever, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

19th February 2010

Fund Size

`40.69 Crs (Monthly AAUM for November 2017) `39.42 Crs (AUM as on 30th November, 2017)



Scheme Features

Exit Load : NIL Minimum Amount: `1,000/- and in

multiples of `1 thereafter Benchmark : CRISIL Liquid Fund Index

Fund Manager

Mr. Killol Pandya : Total experience 18 years (Managing this Fund w.e.f: 18th September 2015) Mr. Vikram Pamnani: Total experience 8 years. (Managing this Fund w.e.f: 30th April 2015)



DAILY DIVIDEND 1005.4600 1006.6500

GROWTH 1851.8980 1901.7786


WEEKLY DIVIDEND 1003.8738 1004.6180


Period

Essel Ultra Short Term

Fund - Regu-lar Growth

CRISIL Liquid Fund Index

1 Year Govt. T-Bill

1 year CAGR % 6.13% 6.62% 5.67%

3 year CAGR % 7.33% 7.51% 7.23%

5 year CAGR % 8.05% 8.14% 7.21%










Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. As on November 30, 2017 Average Maturity (Yrs).………………………………………………………………………………………….0.55 Modified Duration (Yrs)………………………………………………………………………………………….0.51 # TER - Reg (%)…………………………………………………………………………………………………...0.85 # TER - Direct (%)………………………………………………………………………….……………………..0.24 Portfolio Yield (%)……………………………………………………………………...………………………...6.62


Asset Allocation

Rating Profile (%)


Please refer to page no 14 and 15 for statutory details


ESSEL SHORT TERM FUND

(an open ended debt scheme)





Reliance Jio Infocomm Limited ICRA A1+ 5.67




National Bank for Agricultural & Rural Development CRISIL AAA 11.37

Mahindra & Mahindra Financial Services IND AAA 6.83

Power Grid Corporation of India Ltd CRISIL AAA 5.85

Rural Electrification Corporation Ltd CRISIL AAA 5.84

SIDBI CARE AAA 5.80

Kotak Mahindra Prime Ltd CRISIL AAA 5.70


FIXED DEPOSITS 1.13

HDFC Bank Ltd 1.13

Mutual Fund Units 6.16

Essel Mutual Fund 6.16

GOVERNMENT SECURITIES 1.15

7.16% GOI - 20 May 2023 Sovereign 1.15

CBLO (including TBILL held as Collateral)/Reverse Repo/Net Current Assets/Cash/Cash

Equivalent 13.65

Total 100.00

7


Above 1 Year 58.41%

Below 1 Year 21.77%


13.65%


Performance as on November 30,2017

Period

Essel Short Term Fund -

Regular Growth

CRISIL Short Term Bond Fund

Index

1 Year Govt. T-Bill

1 year CAGR % 4.65% 5.94% 5.67%

3 year CAGR % 7.08% 8.44% 7.23%

5 year CAGR % 7.89% 8.78% 7.21%


Current Value of investment if ̀10000/- was









Scheme Record

Date

Net Dividend (` per unit) Cum Dividend Nav (in `) Individual/

HUF Corporate

ESSEL SHORT TERM FUND-

MONTHLY DIVIDEND 10-Nov-17 0.05072598 0.04699665 10.5353


DIRECT MONTHLY DIVIDEND 10-Nov-17 0.05274339 0.04886575 10.9545


MONTHLY DIVIDEND 10-Oct-17 0.05086555 0.04712596 10.5683


DIRECT MONTHLY DIVIDEND 10-Oct-17 0.0528491 0.04896368 10.9808


MONTHLY DIVIDEND 11-Sep-17 0.05113254 0.04737332 10.6217


DIRECT MONTHLY DIVIDEND 11-Sep-17 0.05307685 0.04917469 11.0266

Dividend History (Quarterly)

Scheme Record

Date

Net Dividend (` per unit) Cum Dividend

Nav (in `) Individual/HUF

Corporate

ESSEL SHORT TERM FUND -

REGULAR QUARTERLY DIVIDEND 02-Nov-17 0.15904280 0.14735011 11.0221


DIRECT QUARTERLY DIVIDEND 02-Nov-17 0.16633767 0.15410867 11.5301


REGULAR QUARTERLY DIVIDEND 02-May-17 0.15752604 0.14594486 10.9190


DIRECT QUARTERLY DIVIDEND 02-May-17 0.16366529 0.15163276 11.3535


REGULAR QUARTERLY DIVIDEND 20-Feb-17 0.15962061 0.14788544 11.0290


DIRECT QUARTERLY DIVIDEND 20-Feb-17 0.16561541 0.15343951 11.4463


Investment Objective To generate income & capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

18th August 2010

Fund Size



Asset Allocation Pattern Money Market and debt securities with residual maturity of less than or equal to 3 years: 80% to 100%

Debt Instruments with residual maturity greater than 3 years: 0% to 20%

Scheme Features Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1/- thereafter

Benchmark : CRISIL Short Term Bond Fund Index

Fund Manager Mr. Killol Pandya-Total experience 18 years. (Managing this fund w.e.f: 18th Sep-

tember 2015)



BONUS 13.9196 19.4210

GROWTH 18.5717 19.3890


QUARTERLY DIVIDEND 10.8177 11.3246

Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. As on November 30, 2017 Average Maturity (Yrs).…………………………………………………………………………………….1.99 Modified Duration (Yrs)…………………………………………………………………………………….1.60 # TER - Reg (%)…………………………………………………………………..…………………..……...1.17 # TER - Direct (%)…………………………………………………………………..………………………..0.36 Portfolio Yield (%)…………………………………………………………………..…………………..…...6.91


Asset Allocation

Rating Profile (%)



ESSEL FLEXIBLE INCOME FUND

(an open ended debt scheme )


Period

Essel Flexible Income Fund -

Regular Growth

CRISIL Composite

Bond Fund Index

10 Year dated GOI Security

1 year CAGR % 0.95% 3.85% -0.14%

3 year CAGR % 7.23% 9.28% 8.47%

5 year CAGR % 6.52% 9.07% 7.53%


Current Value of investment if ` 10000/-

was invested on Inception date (in `) 14056.10 15833.77 14766.06


was invested prior 1 year (in `) 10095.31 10385.08 9986.33



Current Value of investment if `10000/-


Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

As on November 30, 2017 Average Maturity (Yrs).…………..…………………………………………………………………………. 8.21 Modified Duration (Yrs)……………..……………………………………………………………………… 5.52 # TER - Reg (%)…………………………………………………………………..…………….…………….. 1.52 # TER - Direct (%)…………………………………………………………………..…………………..……. 0.72 Portfolio Yield (%)…………………………………...……………………………………………………….. 6.80



Above 1 Year 82.06%

Below 1 Year 4.47%

CBLO (including TBill held as collateral)/Reverse Repo/ Net Current

Assets/Cash/Cash Equivalent 13.47%




Scheme / Plan Record

Date

Net Dividend (` per unit) Cum Dividend

Nav (in `) Individual/

HUF Corporate

Essel Flexible Income Fund-

Regular-Monthly Dividend 10-Jul-13 0.04675609 0.04478483 10.0699


Direct Monthly Dividend 10-Jul-13 0.16008741

- 10.2115

Essel Flexible Income Fund-Dividend-Regular Monthly

Dividend 10-Jun-13 0.09351267 0.08955192 10.1495

Essel Flexible Income Fund-Dividend-Regular Monthly

Dividend 10-Apr-13 0.11387253 0.09701559 10.1422


Scheme / Plan Record Date

Net Dividend ( ` per unit) Cum Dividend


HUF Corporate


Direct Quarterly Dividend 3-May-13 0.43797219 0.37316218 10.7199


Regular-Quarterly Dividend 3-May-13 0.17518888 0.14926487 10.3064


Regular-Quarterly Dividend 4-Feb-13 0.35239527 0.30201220 10.4709

8



FIXED DEPOSITS 4.47

HDFC Bank Ltd 4.47



6.68% GOI - 17 Sep 2031 Sovereign 28.67

6.79% GOI - 26 Dec 2029 Sovereign 14.49



Equivalent

13.47

Total 100.00



The primary investment objective of the scheme is to generate reasonable returns through active duration management of the portfolio, while maintaining liquidity by investing in debt instruments including bonds, debentures & Govt. Securities and money market instruments over various maturity periods. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date

21st August 2012

Fund Size





Scheme Features Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1 thereafter

Benchmark : CRISIL Composite Bond Fund Index

Fund Manager

Mr. Killol Pandya - Total experience 18 years. (Managing this Fund w.e.f: 18th September 2015)



GROWTH 14.0561 14.7881



Asset Allocation



Note : Aggregate Investment made by Essel Income Plus Fund [Rs. 5.53 Crs] and Essel Short

Term fund [Rs. 5.38 Crs] amounts to a total of Rs. 10.92 Crs

Rating Profile (%)- Debt


Portfolio Holdings Rating/Industry % of Net Asset

EQUITY SHARES 19.04

HDFC Bank Ltd BANKS 1.26

Reliance Industries Ltd PETROLEUM PRODUCTS 1.01

Larsen & Toubro Ltd CONSTRUCTION PROJECT 0.86

Infosys Ltd SOFTWARE 0.79

Motherson Sumi Systems Ltd AUTO ANCILLARIES 0.67

Titan Company Ltd CONSUMER DURABLES 0.66

Bosch Ltd AUTO ANCILLARIES 0.66

ITC Ltd CONSUMER NON DURABLES 0.62

AIA Engineering Ltd INDUSTRIAL PRODUCTS 0.61

Housing Development Finance Corporation Ltd FINANCE 0.61

Oracle Financial Services Software Ltd SOFTWARE 0.60

Kotak Mahindra Bank Ltd BANKS 0.59

Container Corporation of India Ltd TRANSPORTATION 0.56

Dalmia Bharat Ltd CEMENT 0.54

Indraprastha Gas Ltd GAS 0.53

Tata Consultancy Service Ltd SOFTWARE 0.53

Hindustan UniLever Ltd CONSUMER NON DURABLES 0.52

Prataap Snacks Limited CONSUMER NON DURABLES 0.51

Bharat Petroleum Corporation Ltd PETROLEUM PRODUCTS 0.51

Sundaram Finance Ltd FINANCE 0.49

Others 5.91





TATA Capital Housing Finance Ltd CRISIL AA+ 6.28


L&T Infrastructure Finance Co Ltd CARE AA+ 5.46


TATA Capital Financial Services Ltd ICRA AA+ 4.80

FIXED DEPOSITS 1.35

HDFC Bank Ltd 1.35


Essel Mutual Fund 7.48






Equivalent 8.03

Total 100.00


Investment Objective To generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity & equity related securities. However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date 29th July 2010

Fund Size

` 74.28Crs (Monthly AAUM for November, 2017)

` 73.96 Crs (AUM as on 30th November, 2017)

Asset Allocation Pattern Debt & Money Market instruments: 80% to 98% Equity & Equity related instruments: 2% to 20%

Scheme Features Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1/-

thereafter Benchmark : CRISIL MIP Blended Fund Index

Fund Manager: Mr. Killol Pandya : Total experience 18 years (Managing this Fund w.e.f: 18th September 2015) & Mr. Amit Nigam : Total experience 17 years. (Managing this Fund w.e.f: 1st November 2014)


Above 1 Year 57.32%

Below 1 Year 8.13%

Cash & Cash Equivalent 8.03%



GROWTH 17.9489 19.2464






Date

Net Dividend (`per unit) Cum Dividend


HUF Corporate

ESSEL INCOME PLUS FUND-

MONTHLY DIVIDEND 24-Nov-17

0.05656426

0.05240571 10.4531


DIRECT MONTHLY DIVIDEND 24-Nov-17

0.06100830

0.05652302 11.2746


MONTHLY DIVIDEND 27-Oct-17

0.05699013

0.05280027 10.5222


DIRECT MONTHLY DIVIDEND 27-Oct-17

0.06141531

0.05690011 11.3396


MONTHLY DIVIDEND 29-Sep-17

0.05694441

0.05275790 10.5185


DIRECT MONTHLY DIVIDEND 29-Sep-17

0.06131543

0.05680757 11.3262



Date

Net Dividend (`per unit) Cum Dividend


HUF Corporate


REGULAR QUARTERLY DIVIDEND 2-Nov-17

0.16575986

0.15357334 11.5140


DIRECT QUARTERLY DIVIDEND 2-Nov-17

0.17868841

0.16555139 12.4149


REGULAR QUARTERLY DIVIDEND 2-May-17

0.16344861

0.15143201 11.3707


DIRECT QUARTERLY DIVIDEND 2-May-17

0.17522154

0.16233940 12.1924


REGULAR QUARTERLY DIVIDEND 20-Feb-17

0.18619997

0.17251071 11.3787


DIRECT QUARTERLY DIVIDEND 20-Feb-17

0.19912851

0.18448876 12.1752


Period Essel Income Plus Fund - Regular

Growth

CRISIL MIP Blended

Fund Index


1 year CAGR % 6.14% 6.76% -0.14%

3 year CAGR % 7.49% 8.91% 8.47%

5 year CAGR % 8.66% 9.60% 7.53%



was invested on Inception date (in `) 17948.90 18539.24 16358.46







Expense structure for direct & regular plan will vary. Past performance may or may not be sustained in future

Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

As on November 30, 2017 Average Maturity (Yrs).……………………………………………………………………………………..3.53 Modified Duration (Yrs)….………………………………………………………………………………….2.63 # TER - Reg (%)…………………………………………………………………..…………………………...2.54 # TER - Direct (%)…………………………………………………………………..………….……………..1.09 Portfolio Yield (%)…………………………………………………………………..…………………...…...7.06


ESSEL INCOME PLUS FUND (an open ended debt scheme)

Please refer to page no. 11 for tax on dividend distribution, Please refer to page no. 16 for Product Labeling 9


Asset Allocation

Industry Allocation – Equity(%)

ESSESL 3 IN 1 FUND

(an open ended hybrid scheme)


Period

Essel 3 in 1 Fund-Regular

Plan-Growth Option

CRISIL MIP Blended

Fund Index + Gold (85:15)


1 year CAGR % 6.16% 5.98% -0.14%

3 year CAGR % 6.78% 8.17% 8.47%

5 year CAGR % 6.96% 7.77% 7.53%



was invested on Inception date (in `) 16,815.70 16,950.00 15,714.96


was invested prior 1 year (in `) 10,616.44 10,598.00 9,986.32






Returns are compounded annualized. The performance of the dividend plan for the investor would be net of

dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. As on November 30, 2017 Average Maturity (Yrs)………………………………………………………………………………………..3.69 Modified Duration (Yrs)……...……………………………………………………………………………….2.70 # TER - Reg (%)………………………………………………………………………………………………...1.92 # TER - Direct (%)…………………………………………………………………..……………...…………..1.26 Portfolio Yield (%)…………………………………………………………………..………. …………….….7.12

# Weighted average for the month



The investment objective of the scheme is to generate long term capital appreciation through a portfolio of fixed income securities, Gold ETFs of other mutual funds and gold related instruments and Equity & Equity related Instruments. However there can be no assurance that the investment

objective of the scheme will be achieved.

Allotment Date Fund Size

5th April, 2011

Fund Size




Debt & Money Market instruments: 50% to 70% Equity & Equity related instruments: 15% to 25% Gold ETFs of other mutual funds and gold related instruments: 15% to 25%

Scheme Features

Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1/- thereafter Benchmark : CRISIL MIP Blended Fund In-dex+Gold (85:15)

Fund Manager

Mr. Killol Pandya - Total experience 18 years (Managing this Fund w.e.f: 18th September 2015). Mr. Amit Nigam - Total experience 17 years (Managing this fund w.e.f: 1st November 2014).


Portfolio Holdings Rating/Industry % of Net Assets

EQUITY SHARES 20.07







Housing Development Finance Corporation Ltd FINANCE 0.69










Bharat Heavy Electricals Ltd INDUSTRIAL CAPITAL GOODS 0.55

Asian Paints Ltd CONSUMER NON DURABLES 0.52

Bharat Electronics Ltd INDUSTRIAL CAPITAL GOODS 0.52

Bharat Petroleum Corporation Ltd PETROLEUM PRODUCTS 0.52

Others 6.15


TATA Capital Financial Services Ltd ICRA AA+ 7.64




L&T Infrastructure Finance Co Ltd CARE AA+ 5.07


TATA Capital Housing Finance Ltd CRISIL AA+ 2.59

FIXED DEPOSITS 1.26

HDFC Bank Ltd 1.26


Reliance Shares Gold BeES 20.01






Equivalent

8.14

Total 100.00



Above 1 Year 45.40%

Below 1 Year 6.38%

Cash & Cash Equivalent 8.14%



GROWTH 16.8157 17.8625





Date

Net Dividend ( `per unit) Cum Dividend


HUF Corporate

ESSEL 3 IN 1 FUND-REGULAR

QUARTERLY DIVIDEND 02-Nov-17 0.25495961 0.2362152 15.7120

ESSEL 3 IN 1 FUND-DIRECT



QUARTERLY DIVIDEND 02-May-17 0.25358731 0.23494379 15.5982




QUARTERLY DIVIDEND 20-Feb-17

0.25503184

0.23628212 15.7091


QUARTERLY DIVIDEND 20-Feb-17

0.26283231

0.24350910 16.1994

10

Asset Allocation



ESSEL EQUITY FUND

(an open ended equity scheme)

Scheme Performance as on November 30, 2017

Period Essel Equity Fund -

Regular Growth NIFTY 50 NIFTY 50

1 year CAGR % 28.52% 24.34% 24.34%

3 year CAGR % 12.60% 5.98% 5.98%

5 year CAGR % 14.20% 11.70% 11.70%



was invested on Inception date (in `) 22,552.20 20,676.82 20,676.82








Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option.

Risk Measures Nov 2017 Standard Deviation^(%) ……………..……………………………………………………………………...13.16 Benchmark Standard Deviation^ (%)…………...………………………………………………………...13.54 Sharpe Ratio~.………………………………………………………………………………………...………..0.64 Beta........................................................................................................................................................0.90 # TER - Reg (%).....................................................................................................................................2.92 # TER - Direct (%)..................................................................................................................................1.92 Portfolio Turnover Ratio (Times) ........................................................................................................2.02 # - Weighted average for the month



To generate long term capital appreciation by investing in an actively managed portfolio predomi-nantly consisting of equity & equity related securities. However, there can be no assurance that the investment objective will be achieved. The scheme does not assure or guarantee any returns.

Allotment Date Fund Size

28th September, 2011

Fund Size




Equity & Equity related instruments: 80% to 100% Debt & Money Market instruments: 0% to 20%

Scheme Features

Exit Load : NIL Minimum Amount: ` 1,000/- and in multiples of ` 1/- thereafter. Benchmark : Nifty 50 Index

Fund Manager: Mr. Amit Nigam - Total experience 17 years. (Managing this Fund w.e.f: 1st Novem-

ber 2014)


Portfolio Holdings Industry % of Net

EQUITY SHARES 97.02










Housing Development Finance Corpora- FINANCE 2.87


Asian Paints Ltd CONSUMER NON DURABLES 2.75

Tata Consultancy Service Ltd SOFTWARE 2.71


Bharat Electronics Ltd INDUSTRIAL CAPITAL GOODS 2.55



Bharat Heavy Electricals Ltd INDUSTRIAL CAPITAL GOODS 2.52



Other 34.84

CBLO (including TBILL held as Collat-eral)/Reverse Repo/Net Current Assets/

2.98

Total 100.00

SIP Returns

SIP Tenure (in years) 3

Investment Amount 10000.00

Start Date 01-Dec-2014

End Date 30-Nov-2017

Total no of Installments 36

Total Amount Invested (Rs) 360000.00

Present value (Rs) 459766.68

Total No Units 20309.330

CAGR (%) 18.27

XIRR(%) 17.47

Yield (%) 27.22


SIP date every 1st business day of the month Past performance may or may not be sustained in the future. Assuming `10,000 invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

^Statistical returns based on monthly returns over the past 3 year data as on 30th November, 2017. ~ 1 day MIBOR has been assumed as the risk-free rate of return.

Tax on Dividend Distribution @

Nature Individual/HUF Domestic Companies

Liquid Funds 28.84% 34.608%

Debt Funds 28.84% 34.608%

Equity Funds Nil Nil

@rates are inclusive of surcharge and cess.

Dividend History


Date

Net Dividend ( `per unit) Cum Dividend Nav (in `)

Individual/HUF

Corporate

ESSEL EQUITY FUND - REGU-

LAR QUARTERLY DIVIDEND 2-Nov-17 0.3000 0.3000 16.4804

ESSEL EQUITY FUND-DIRECT



LAR QUARTERLY DIVIDEND 2-May-17 0.3000 0.3000 15.5222




LAR QUARTERLY DIVIDEND 20-Feb-17 0.5000 0.5000 14.8006


QUARTERLY DIVIDEND 20-Feb-17 0.6000 0.6000 14.8077

ESSEL EQUITY FUND-HALF

YEARLY DIVIDEND 27-Jun-17 5.0000 5.0000 18.6083


HALF YEARLY DIVIDEND 27-Jun-17 3.5000 3.5000 18.7598

ESSEL EQUITY FUND- REGU-

LAR HALF YEARLY DIVIDEND 26-Oct-16 1.0000 1.0000 17.4268


HALF YEARLY DIVIDEND 26-Oct-16 1.0000 1.0000 17.4467

ESSEL EQUITY FUND-REGULAR

YEARLY DIVIDEND 26-Oct-16 1.5000 1.5000 17.3879

ESSEL EQUITY FUND- NORMAL

DIVIDEND 16-Nov-15 2.5000 2.5000 15.1693

ESSEL EQUITY FUND- DIRECT

DIVIDEND 16-Nov-15 2.5000 2.5000 15.6576



GROWTH 22.5522 24.0085

HALF YEARLY DIVIDEND 14.5117 16.3512

NORMAL DIVIDEND 17.6414 18.7282


YEARLY DIVIDEND 19.2185 21.2879

* Introduced from November 2, 2015

Please refer to page no. 16 for Product Labeling 11

Asset Allocation


ESSEL MIDCAP FUND

(an open ended equity scheme)



Investment Objective The investment objective of the scheme is to generate medium to long-term capital appreciation by investing predominantly in equity and equity related securities of mid cap companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Allotment Date

7th December, 2015

Fund Size




Equity and Equity Related Instruments of Midcap Companies: 65% to 100% Debt & Money Market Instruments: 0% to 35%

Scheme Features

Exit Load : NIL Minimum Amount: `1,000/- and in multiples of `1/-thereafter Benchmark : Nifty Midcap 100 Index

Fund Manager

Mr. Amit Nigam - Total experience 17 years.


Portfolio Holdings Industry % of Net Assets

EQUITY SHARES 95.48



Ratnamani Metals & Tubes Ltd FERROUS METALS 3.53

Sundaram Fasteners Ltd AUTO ANCILLARIES 3.47

City Union Bank Ltd BANKS 3.34

Federal Bank Ltd BANKS 3.34

Suprajit Engineering Ltd AUTO ANCILLARIES 3.06

Mahanagar Gas Ltd GAS 3.02

Dalmia Bharat Ltd CEMENT 2.99



Repco Home Finance Ltd FINANCE 2.94



TTK Prestige Limited CONSUMER DURABLES 2.70

Bharat Heavy Electricals Ltd INDUSTRIAL CAPITAL

GOODS 2.64

Karur Vysya Bank Ltd BANKS 2.62

Britannia Industries Ltd CONSUMER NON DURABLES 2.62

Astral Poly Technik Ltd. INDUSTRIAL PRODUCTS 2.55

Canara Bank BANKS 2.54

Others 35.02

CBLO (including TBILL held as Collateral)/Reverse Repo/Net Current Assets/Cash/

Cash Equivalent 4.52

Total 100.00


Period

ESSEL MIDCAP FUND- Regular

Growth

NIFTY MID-CAP 100

NIFTY 50

1 year CAGR % 28.77% 33.46% 24.34%


Current Value of investment if `10000/

- was invested on Inception date (in `) 15,053.90 15,091.46 13,169.38


- was invested prior 1 year (in `) 12,876.93 13,346.09 12,434.25


Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. The scheme has not completed 3 years hence the performance of 1 year is presented.

Nov 2017 # TER - Reg (%)…………………………………………………………………………………………………………………………………...…………..3.00 # TER - Direct (%)......................................................................................................................................1.89 Portfolio Turnover Ratio (Times) .........................................................................................................1.47 # - Weighted average for the month

SIP Returns






Total Amount Invested (Rs) 120000



CAGR (%) 24.10

XIRR(%) 23.59

Yield (%) 10.42

SIP date every 1st business day of the month

Past performance may or may not be sustained in the future. Assuming `10,000 invested systemati-cally on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regu-lar Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promis-ing or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.



GROWTH 15.0539 15.5980

NORMAL DIVIDEND 15.0505 15.4156


12

Asset Allocation


ESSEL LONG TERM ADVANTAGE FUND

(an open ended equity linked savings scheme)



The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of `1,50,000/- under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There can be no assurance that the investment objective under the Scheme will be realized.

Allotment Date

30th December, 2015

Fund Size




Equity and Equity Related Instruments: 80% to 100% Debt and Money Market Instruments: 0% to 20%

Scheme Features

Exit Load : NIL Minimum Amount: `500/- and in multiples of `500/- thereafter Benchmark : S &P BSE 100 Index

Fund Manager

Mr. Amit Nigam - Total experience 17 years.



Period

ESSEL LONG TERM ADVANTAGE FUND

- Regular Growth S&P BSE 100 NIFTY 50

1 year CAGR % 26.62% 26.25% 24.34%



- was invested on Inception date (in `) 13988.60 13297.88 12951.15


- was invested prior 1 year (in `) 12662.35 12624.80 12434.25


Returns are compounded annualized. The performance of the dividend plan for the investor would be net of dividend distribution tax, as applicable. The returns are calculated for Regular Plan- Growth Option. The scheme has not completed 3 years hence the performance of 1 year is presented.

Nov 2017 #TER - Regular (%).................................................................................…………………..….2.80 #TER - Direct (%)....................................................................................................................1.41 Portfolio Turnover Ratio (Times)……...………………………………………..………………..1.36


SIP Returns






Total Amount Invested (Rs) 120000



CAGR (%) 21.77

XIRR(%) 21.34

Yield (%) 9.46

SIP date every 1st business day of the month

Past performance may or may not be sustained in the future. Assuming `10,000 invested systemati-cally on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return) for Regu-lar Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promis-ing or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.

Net Asset Value (NAV) as on Nov 30, 2017 (in `)


DIVIDEND 13.9895 14.3338

GROWTH 13.9886 14.4290



Portfolio Holdings Industry % of Net Assets

EQUITY SHARES 94.47



Mahanagar Gas Ltd GAS 3.42

Federal Bank Ltd BANKS 3.41



Sundaram Fasteners Ltd AUTO ANCILLARIES 3.05






Punjab National Bank BANKS 2.72

Repco Home Finance Ltd FINANCE 2.66

TTK Prestige Limited CONSUMER DURABLES 2.62

Canara Bank BANKS 2.59


eClerx Services Ltd SOFTWARE 2.53

State Bank of India Ltd BANKS 2.47

Nestle India Ltd CONSUMER NON DURABLES 2.36

Others 32.40

CBLO (including TBILL held as Collateral)/Reverse Repo/Net Current Assets/Cash/

Cash Equivalent 5.53

Total 100.00

13

Asset Allocation


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osure

to

eq

uity a

nd

eq

uity r

ela

ted

se

cu

ritie

s.

Ho

we

ve

r, t

he

re is n

o a

ssura

nce

or

gua

ran

tee

th

at

the

in

ve

stm

en

t o

bje

ctive

of

the

sch

em

e w

ill b

e a

ch

ieve

d.

The

sch

em

e d

oe

s n

ot

assu

re o

r g

ua

ran

tee

any r

etu

rns

Cri

sil

MIP

B

len

de

d

Fu

nd

Ind

ex

Mr. K

illol P

an

dya

& M

r. A

mit N

iga

m

Re

gu

lar/

Dir

ect

Gro

wth

/Mo

nth

ly D

ivi-

de

nd

/Qu

art

erl

y

Div

ide

nd

Ye

s

` 1

000

/-

Mu

ltip

les o

f ` 1

/- th

ere

afte

r ` 1

00/-

M

ultip

les o

f ` 1

/-

th

ere

afte

r N

il

Essel 3

in

1

Fu

nd

An

Op

en

E

nd

ed

H

ybri

d S

ch

em

e

05

th A

pril, 2

01

1

Th

e in

ve

stm

en

t o

bje

ctive

of th

e s

ch

em

e is t

o g

en

era

te lo

ng

te

rm c

ap

ital a

ppre

cia

tio

n th

roug

h a

po

rtfo

lio o

f fixe

d in

co

me

se

cu

ritie

s,

Gold

ET

Fs o

f o

ther

mu

tua

l fu

nd

s a

nd

gold

re

late

d

instr

um

en

ts a

nd

Eq

uity &

Eq

uity r

ela

ted I

nstr

um

en

ts.

Ho

w-

eve

r th

ere

ca

n b

e n

o a

ssu

ran

ce

th

at th

e in

ve

stm

en

t o

bje

ctive

of

the

sch

em

e w

ill b

e a

ch

ieve

d

Cri

sil

MIP

B

len

de

d F

und

In

dex +

Pri

ce

o

f G

old

in

the

ra

tio

85

:15

Mr. K

illol P

an

dya

& M

r. A

mit N

iga

m

Re

gu

lar/

Dir

ect

Gro

wth

/Mo

nth

ly D

ivi-

de

nd

/Qu

art

erl

y

Div

ide

nd

Ye

s

` 1

000

/-

Mu

ltip

les o

f `

1/-

th

ere

after

` 1

00

/-

Mu

ltip

les o

f ` 1

/-

the

rea

fte

r N

il

Essel E

qu

ity

Fu

nd

An

Op

en

En

de

d

Eq

uity S

ch

em

e

28

th S

ep

tem

be

r,

20

11

To

g

en

era

te lo

ng

te

rm

ca

pital

ap

pre

cia

tio

n b

y in

vestin

g i

n

an

actively

ma

na

ge

d p

ort

folio

pre

do

min

ante

ly c

on

sis

tin

g o

f e

qu

ity a

nd

eq

uity r

ela

ted

sce

na

rio.

Ho

we

ver

the

re is n

o

assu

ran

ce

or

gu

ara

nte

e t

ha

t th

e inve

stm

en

t ob

jective

of

the

sch

em

e w

ill b

e a

chie

ve

d. T

he

sche

me

do

es n

ot

assure

or

gu

ara

nte

e a

ny r

etu

rns

NIF

TY

50

In

dex

Mr. A

mit N

iga

m

Re

gu

lar/

Dir

ect

Gro

wth

/No

rma

l D

ivid

en

d/

Qu

art

erl

y D

ivid

en

d /

Half Y

ea

rly D

ivid

en

d/

Ye

arl

y D

ivid

en

d

Ye

s

` 1

000

/-

Mu

ltip

les o

f ` 1

/- th

ere

afte

r ` 1

/-

Mu

ltip

les o

f `

1/-

t

he

rea

fte

r N

il

Essel L

on

g

Te

rm A

dva

n-

tage

Fu

nd

An

Op

en

En

de

d

Eq

uity L

inke

d

Savin

gs S

ch

em

e

30

th D

ece

mb

er,

20

15

Th

e S

ch

em

e w

ill see

k t

o invest

pre

do

min

antly in

a d

ive

rsifie

d

po

rtfo

lio

of

eq

uity

an

d e

quity r

ela

ted

instr

um

en

ts

w

ith

th

e

ob

jective

t

o

pro

vid

e

inve

sto

rs

with

o

pp

ort

uni-

tie

s fo

r ca

pital

app

recia

tio

n

an

d

inco

me

gen

era

tio

n

a

long

with

th

e

be

nefit

of

in

co

me

t

ax

de

du

ctio

n

(un

de

r

Se

ctio

n 8

0C

o

f

the

In

co

me

T

ax

Act,

1

96

1)

o

n

th

eir

investm

en

ts.

Sp

ecifie

d

Inve

sto

rs

in

the

S

ch

em

e

are

e

ntitle

d

to

de

du

ction

s o

f

the

a

mo

un

t in

ve

ste

d

in

Units

of

th

e

Sch

em

e,

su

bje

ct

to

a

ma

xim

um

o

f `

1,5

0,0

00

/-

un

de

r

an

d

in

term

s o

f

Se

ctio

n

80

C

(

2)

(x

iii)

o

f

the

I

nco

me

T

ax

Act,

1

96

1.

Investm

en

t in

this

sch

em

e w

ou

ld b

e s

ub

ject

to s

tatu

tory

lock-

in p

eri

od

of 3

ye

ars

fro

m t

he

da

te o

f allo

tme

nt

to b

e e

ligib

le fo

r in

co

me

ta

x

be

ne

fit u

nd

er

se

ctio

n 8

0 C

. T

here

ca

n b

e n

o a

ssu

ran

ce

tha

t th

e investm

en

t o

bje

ctive

un

de

r th

e S

ch

em

e w

ill b

e r

ea

lized

.

S&

P B

SE

10

0

Ind

ex

Mr. A

mit N

iga

m

Re

gu

lar/

Dir

ect

Gro

wth

/ D

ivid

en

d

No

` 5

00/-

M

ultip

les o

f ` 5

00

/- t

here

aft

er

` 5

00/-

M

ultip

les o

f ` 5

00

/-

the

rea

fte

r N

il

Essel

Mid

ca

p F

un

d

An

Op

en

En

de

d

Eq

uity S

ch

em

e

07

th D

ece

mb

er,

20

15

Th

e inve

stm

en

t o

bje

ctive

of

the s

ch

em

e i

s t

o g

en

era

te

me

diu

m t

o lon

g-t

erm

ca

pital ap

pre

cia

tion

by inve

stin

g p

re-

do

min

an

tly in

equity a

nd

eq

uity r

ela

ted

se

cu

rities o

f m

id c

ap

co

mp

an

ies.

Ho

we

ver, t

here

is n

o a

ssu

ran

ce

or

gu

ara

nte

e t

ha

t th

e investm

en

t o

bje

ctive

of

the

Sch

em

e w

ill b

e a

chie

ve

d.

Th

e

Sch

em

e d

oe

s n

ot

assu

re o

r g

ua

ran

tee

any r

etu

rns.

Nifty

Mid

ca

p

10

0

Ind

ex

Mr. A

mit N

iga

m

Re

gu

lar

/ D

ire

ct

Gro

wth

/ N

orm

al

Div

ide

nd/

Half Y

ea

rly D

ivid

en

d/

Annual

Div

ide

nd

Ye

s

` 1

00

0/-

M

ultip

les o

f ` 1

/- th

ere

afte

r ` 1

00

/-

Mu

ltip

les o

f ` 1

/-

the

rea

fte

r N

il 14

Sch

em

e N

am

e

Min

imu

m

Red

em

pti

on

Min

Red

em

pti

on

u

nit

s

Red

em

pti

on

P

ayo

ut

Cycle

S

IP

SIP

Fre

qu

en

cy

SIP

Min

am

t S

IP M

in n

o. o

f C

hq

s

SIP

Sta

rtin

g D

ate

S

WP

S

WP

F

req

uen

cy

SW

P M

in.

Am

t S

WP

Sta

rtin

g D

ate

S

TP

S

TP

Fre

qu

en

cy

ST

P M

in A

mt

ST

P S

tart

ing

Date

Essel L

iqu

id

Fu

nd

` 1

000/-

an

d in

mu

ltip

les o

f ` 1

/- t

here

aft

er

or

acco

un

t b

ala

nce w

hic

hever

is lo

wer

NA

T

+1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- ` 5

00

Mo

nth

ly- `

500

Qu

art

erl

y-

` 1

000

Half

Yearl

y- ` 2

000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(every

Wed

nes-

day)

Fo

rtn

igh

tly (

every

alt

ern

ate

Wed

nesd

ay)

Mo

nth

ly

(as o

n s

pecif

ied

date

s)

Essel U

ltra

S

ho

rt T

erm

F

un

d

` 1

000/-

an

d in

mu

ltip

les o

f `

1/-

th

ere

aft

er

or

acco

un

t b

ala

nce w

hic

hever

is lo

wer

NA

T

+1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- ` 5

00

Mo

nth

ly- `

500

Qu

art

erl

y-

` 1

000

Half

Yearl

y- ` 2

000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

` 5

00

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Essel S

ho

rt

Term

Fu

nd

` 1

000/-

an

d in

mu

ltip

les o

f ` 1

/- t

here

aft

er

100 u

nit

s o

r ac

co

un

t b

ala

nce w

hic

he

ver

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- `` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

` 5

00/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Essel F

lexib

le

Inco

me F

un

d

` 1

000/-

an

d in

mu

ltip

les o

f ` 1

/- t

here

aft

er

100 u

nit

s o

r ac

co

un

t b

ala

nce w

hic

he

ver

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly-

`

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Essel In

co

me

Plu

s F

un

d

`

1000/-

an

d in

mu

ltip

les

of

` 1

/- t

here

aft

er

100 u

nit

s o

r ac

co

un

t b

ala

nce w

hic

he

ver

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Essel 3 i

n

1 F

un

d

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r ac

co

un

t b

ala

nce w

hic

he

ver

is

low

er

T+

1

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Essel E

qu

ity

Fu

nd

`

1000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r ac

co

un

t b

ala

nce w

hic

he

ver

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts, M

on

thly

12

-in

sta

llm

en

ts,Q

uart

erl

y 4

in

sta

llm

en

ts,H

alf

Yearl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

ern

ate

wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/ q

uart

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

an

d Q

uar-

terl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 5

0/-

Fo

rt-

nig

htl

y W

eekly

&

Mo

nth

ly

`

500

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Essel L

on

g

Term

Ad

van

-ta

ge F

un

d

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r ac

co

un

t b

ala

nce w

hic

he

ver

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts,

Mo

nth

ly 1

2 in

sta

llm

en

ts,

Qu

art

erl

y 4

in

sta

llm

en

ts, H

alf

Y

earl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

er-

n

ate

Wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/

qu

art

er

an

d h

alf

yearl

y

*Yes

Mo

nth

ly

&

Qu

art

erl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

*Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 50/-

each

F

ort

nig

htl

y W

eekly

&

Mo

nth

ly

`

500 e

ach

Dail

y,

Weekly

(e

very

Wed

nesd

ay)

Fo

rt-

nig

htl

y

(every

alt

ern

ate

Wed

nes-

day)

Mo

nth

ly (

as o

n

sp

ecif

ied

d

ate

s)

Essel M

idcap

Fu

nd

` 1

000/-

or

acco

un

t b

ala

nce, w

hic

h e

ver

is

low

er

100 u

nit

s o

r ac

co

un

t b

ala

nce w

hic

he

ver

is

low

er

T+

3

Yes

Fo

rtn

igh

tly

Mo

nth

ly, Q

uart

erl

y

& H

alf

Yearl

y

Fo

rtn

igh

tly- `

500

Mo

nth

ly- `

500

Qu

art

erl

y- ` 1

000

Half

Yearl

y- `

2000

Fo

rtn

igh

tly 2

4 in

sta

ll-

men

ts,

Mo

nth

ly 1

2 in

sta

llm

en

ts,

Qu

art

erl

y 4

in

sta

llm

en

ts, H

alf

Y

earl

y 2

in

sta

llm

en

ts

Fo

rtn

igh

tly,

every

alt

er-

n

ate

Wed

nesd

ay

1st,

7th

,10th

,15th

, 20th

, 25th

of

every

mo

nth

/

qu

art

er

an

d h

alf

yearl

y

Yes

Mo

nth

ly

&

Qu

art

erl

y

Mo

nth

ly-

`

500/-

Qu

art

erl

y-

` 1

500/-

Mo

nth

ly:

5th

of

the

mo

nth

; Q

uart

erl

y 5

th o

f A

pri

l, J

uly

, O

cto

ber,

Jan

uary

Yes

Dail

y,

Weekly

, fo

rtn

igh

tly a

nd

M

on

thly

Dail

y -

` 50/-

each

F

ort

nig

htl

y W

eekly

&

Mo

nth

ly

`

500 e

ach

Dail

y,

Weekly

(every

Wed

nes-

day)

Fo

rtn

igh

tly(e

very

alt

er-

nate

Wed

nesd

ay)M

on

thly

(as

on

sp

ecif

ied

date

s)

Note

: T

he T

ruste

e w

ill e

nde

avo

r to

de

cla

re t

he

Div

iden

d a

s p

er

the s

pe

cifie

d f

req

uen

cie

s,

su

bje

ct

to a

va

ilab

ility

of

dis

trib

uta

ble

su

rplu

s c

alc

ula

ted

in

accord

an

ce

with

th

e R

eg

ula

tio

ns.

Th

e a

ctu

al

de

cla

ratio

ns o

f D

ivid

en

d a

nd

fre

qu

en

cy w

ill inte

r-a

lia d

ep

en

d o

n a

vaila

bili

ty o

f d

istr

ibu

table

su

rplu

s

ca

lcula

ted

in a

ccord

an

ce

with S

EB

I (M

F)

Reg

ula

tio

ns a

nd t

he d

ecis

ion

s o

f th

e T

ruste

e s

ha

ll b

e f

inal

in t

his

reg

ard

. T

he

re i

s n

o a

ssu

ran

ce

or

gua

ran

tee

to

th

e U

nit h

old

ers

as t

o t

he

ra

te o

f D

ivid

en

d n

or

tha

t th

e D

ivid

en

d w

ill b

e p

aid

re

gula

rly.

Div

ide

nd p

aya

ble

un

de

r D

ivid

end

Pa

yo

ut

op

tio

n

(Wee

kly

Op

tion

) is

eq

ual to

or

less t

ha

n `

500

th

en

the

Div

ide

nd

wo

uld

be c

om

pu

lso

rily

rein

ve

ste

d in t

he o

ptio

n o

f th

e S

ch

em

e.

In c

ase

an inve

sto

r fa

ils t

o s

pe

cify h

is p

refe

ren

ce o

f P

lans/S

ub

Pla

ns/O

ptio

ns in

th

e b

elo

w m

en

tio

ned

sch

em

es,

the

de

fault P

lan

/Su

b P

lan

/Op

tio

ns w

ou

ld b

e a

s a

bo

ve

. *

SW

P/S

TP

availa

ble

only

aft

er

co

mp

letio

n o

f sta

tuto

ry lo

ck-i

n p

eri

od

of 3

ye

ars

fro

m t

he

da

te o

f in

ve

stm

en

t b

y t

he

in

ve

sto

r.

Any in

form

atio

n h

ere

in c

on

tain

ed

do

es n

ot

con

stitu

te a

nd

sh

all

be

de

em

ed

no

t to

co

nstitu

te a

n a

dvic

e,

an

offer

to s

ell/

purc

ha

se

or

as a

n invita

tio

n o

r solic

ita

tio

n to

do

so

fo

r a

ny s

ecu

rities o

f a

ny e

ntity

, a

nd

fu

rthe

r, E

ssel F

inance A

MC

Lim

ited

.(E

FA

L)(

form

erl

y P

ee

rle

ss F

un

ds M

an

ag

em

en

t C

o.

Ltd

.(P

FM

CL

)).

Its s

ub

sid

iaries /

affili

ate

s/ sp

on

so

rs /

tru

ste

e (

Essel F

inance A

MC

Lim

ited

) (f

orm

erl

y P

eerl

ess F

un

ds M

an

ag

em

en

t C

o L

td.

Gro

up

) or

their

offic

ers

, e

mp

loye

es,

pe

rso

nnel, d

ire

cto

rs m

ay b

e a

sso

cia

ted

in

a c

om

me

rcia

l, p

rofe

ssio

nal o

r p

ers

on

al ca

pa

city o

r m

ay h

ave a

co

mm

erc

ial in

tere

st

inclu

din

g a

s p

ropri

eta

ry t

rad

ers

in o

r w

ith

se

curi

tie

s a

nd /

or

co

mp

an

ies o

r is

su

es o

r m

att

ers

as c

on

tain

ed

in t

his

public

atio

n a

nd

su

ch c

om

me

rcia

l ca

pa

city o

r in

tere

st

wh

eth

er

or

no

t diffe

ring

with

or

con

flic

tin

g w

ith

this

pub

lica

tion

, sh

all

no

t m

ake

or

ren

de

r (E

FA

L)

liable

in

any m

an

ne

r w

ha

tso

ever

&

(EF

AL

) o

r a

ny o

f th

eir

offic

ers

, e

mp

loyee

s,

pe

rso

nn

el, d

ire

cto

rs s

ha

ll n

ot

be

lia

ble

fo

r a

ny l

oss,

da

ma

ge

, lia

bili

ty w

ha

tsoe

ver

for

any d

ire

ct

or

ind

ire

ct

loss a

risin

g f

rom

th

e u

se

or

acce

ss o

f a

ny i

nfo

rma

tio

n t

hat

may b

e d

ispla

ye

d in t

his

pub

lica

tion

fo

rm t

ime

to

tim

e.

Re

cip

ien

ts o

f th

e i

nfo

rma

tio

n

co

nta

ine

d h

ere

in s

ho

uld

exe

rcis

e d

ue c

are

and

ca

ution

and

re

ad t

he S

ch

em

e i

nfo

rma

tio

n D

ocu

me

nt(

s)

an

d S

tate

me

nt

of

Ad

ditio

nal in

form

atio

n (

inclu

din

g if

ne

ce

ssary

, ob

tain

ing

th

e a

dvic

e o

f ta

x/

legal/a

cco

un

tin

g/

fin

an

cia

l/ o

ther

pro

fessio

nals

) p

rior

to t

akin

g o

f a

ny d

ecis

ion

, a

cting

or

om

ittin

g to

act,

on

th

e b

asis

of

the

in

form

atio

n c

onta

ine

d h

ere

in.

Th

e p

rin

tin

g a

nd

ma

ilin

g c

ost th

is n

ew

sle

tter

is c

harg

ed

to

th

e r

esp

ective

sch

em

es s

ub

ject

to S

ecu

ritie

s &

Exc

ha

ng

e B

oa

rd o

f In

dia

(M

utu

al F

un

ds)

Re

gula

tio

ns, 1

99

6.

CA

RE

Ra

tin

g M

eth

od

olo

gy:

Essel Liq

uid

Fun

d,

Essel U

ltra

Sh

ort

Term

Fu

nd ,

Essel S

hort

Term

Fund &

Essel F

lexib

le I

nco

me

Fu

nd h

ave

be

en a

ssig

ned “

Cre

dit R

isk R

ating

AA

Am

fs”

by C

AR

E R

atin

g (

Cre

dit A

naly

sis

an

d R

ese

arc

h L

imite

d)

CA

RE

’s f

un

d c

redit q

ualit

y r

atin

gs a

re o

pin

ion

s o

n t

he

ove

rall

cre

dit q

ualit

y o

f spe

cific

de

bt

mu

tua

l fu

nd

. T

he

ra

tin

g c

ap

ture

s f

un

d’s

overa

ll exp

osu

re t

o d

efa

ult r

isk.

CA

RE

use

s t

he

co

nce

pt

of

cre

dit s

core

s,

assig

ne

d t

o i

ndiv

idu

al

se

curi

tie

s,

as p

er

cre

dit s

co

rin

g m

atr

ix d

evelo

pe

d b

y C

AR

E.

Th

e s

core

is e

ssen

tially

a f

un

ctio

n o

f th

e c

redit q

ualit

y a

nd

ratin

g o

f se

cu

rity

an

d its

inte

rnal re

sid

ual m

atu

rity

. T

he

ra

tin

g in

clu

de

s a

sse

ssm

en

t o

f va

rio

us q

ua

lita

tive

fa

cto

rs in

clu

din

g m

an

ag

em

en

t q

ua

lity a

nd

ma

na

ge

me

nt

info

rma

tio

n s

yste

ms a

nd

ris

k m

an

ag

em

en

t syste

ms in

va

riou

s o

pe

ration

al a

rea

s.

CA

RE

re

vie

ws t

he

rela

ted

mu

tua

l fu

nd

on

an

on

goin

g

ba

sis

to

sup

po

rt its

pu

blis

hed

ratin

g o

pin

ion

s. A

de

taile

d m

eth

od

olo

gy c

an

be

sou

rce

d f

rom

ww

w.c

are

ratin

gs.c

om

or

Cre

dit A

naly

sis

& R

ese

arc

h L

td.

Sta

tuto

ry d

eta

ils

: E

ssel M

utu

al F

un

d h

as b

een

esta

blis

he

d a

s a

Tru

st

und

er

the

In

dia

n T

rusts

Act,

18

82

, spo

nsore

d b

y T

he

Essel M

F T

rust

ee L

imite

d (

liabili

ty r

estr

icte

d to

Rs 1

La

kh

) (f

orm

erl

y T

he

Pe

erl

ess G

en

era

l F

ina

nce

& I

nve

stm

en

t C

om

pa

ny L

imite

d(lia

bili

ty r

estr

icte

d t

o R

s 1

La

kh

) T

ruste

e:

Essel M

F T

rust

ee L

imite

d (

form

erl

y T

he

Pe

erl

ess G

en

era

l F

ina

nce

& In

ve

stm

en

t C

om

pa

ny L

imite

d (

liabili

ty r

estr

icte

d t

o R

s 1

La

kh

)) In

ve

stm

en

t M

an

ag

er:

Essel F

inance A

MC

Lim

ited (

the A

MC

) (f

orm

erl

y P

ee

rle

ss F

un

ds M

an

ag

em

en

t C

o.

Ltd

.(P

FM

CL))

MU

TU

AL

FU

ND

IN

VE

ST

ME

NT

S A

RE

SU

BJ

EC

T T

O M

AR

KE

T R

ISK

S,

RE

AD

AL

L S

CH

EM

E R

EL

AT

ED

DO

CU

ME

NT

S C

AR

EF

UL

LY.

15

This

fa

ct

sh

ee

t is

for

info

rma

tio

nal p

urp

ose

only

an

d u

nde

r n

o c

ircu

msta

nce

s is to

be u

se

d o

r co

nsid

ere

d a

s a

n inve

stm

en

t a

dvic

e

Reach us in at

ESSEL MUTUAL FUND OFFICES

Please refer to page no 14 and 15 statutory details.

PR0DUCT LABELING

NAME OF THE SCHEME THESE PRODUCTS ARE SUITABLE FOR INVESTORS WHO ARE SEEKING* RISKOMETER

Essel Liquid Fund

(An Open Ended Liquid Scheme) Income over short term.

Investment in debt and money market instruments.

Essel Ultra Short Term Fund

(An Open Ended Debt Scheme) Income over short term.

Investment in money market and short term debt instruments.

Essel Short Term Fund

(An Open Ended Debt Scheme) Income over short to medium term.

Investment in debt and money market instruments.

Essel Flexible Income Fund

(An Open Ended Debt Scheme) Income over medium to long term.

Investment in debt instruments including bonds, debentures and

government securities and money market instruments over various maturity periods.

Essel Income Plus Fund

(An Open Ended Debt Scheme) Income over medium to long term.

Investment in high quality fixed income securities and with a marginal

exposure to equity and equity related instruments.

Essel 3 In 1 Fund

(An Open Ended Hybrid Scheme) Capital appreciation over long term.

Investment in fixed income securities equity & equity related instruments

and Gold Exchange Traded Funds and gold related instruments.

Essel Equity Fund

(An Open Ended Equity Scheme) Capital appreciation over long term.

Investment in Equity & equity related securities diversified over various

sectors.

Essel Midcap Fund

(An Open Ended Equity Scheme) Capital appreciation over medium to long term.

Investment in Equity & equity related securities of midcap companies.

Essel Long Term Advantage Fund

(An Open Ended Equity Linked Savings Scheme) Capital appreciation over long term.

Investment in Equity & equity related Instruments.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

www.esselfinance.com [email protected]

Registered Office: Essel Finance AMC Limited, 3rd Floor, Peerless Mansion, 1, Chowringhee

Square, Kolkata - 700 069. Tel 033 4018 5000, Fax : 033 40185010. CIN No: U65990WB2009PLC134537 Investment & Operations Office : 6th Floor, Jet Prime, Suren Road,Nr. Guru Nanak Petrol

Pump/Cinemax Opp. Residency Hotel Andheri (East), Mumbai – 400093 ,Maharashtra Toll Free : 1800 103 8999 Fax : +91 22 7133 5158 Branches/Customer Service Centres : EAST-AGARTALA: 42, Akhaura Road, Agartala Tripura (West) 799 001, *CONTAI: Vill: Dhandighi, Holding No.: 359 / 351, P.O. & P.S.: Contai,Dist: Purba Midnapore, West Bengal 721 401, DURGAPUR: Unit No. A-212, 1st Floor, Kamdhenu Commercial Complex, Durgapur City Center, Durgapur– 713216 West Bengal, *GHATAL: Argora, P O & PS: Ghatal, Dist: Paschim Midnapur, 721 212, *GUWAHATI: 2nd Floor, Suren Paradise Market, Opposite Hanuman Mandir, G.S Road, Ulubari, Guwahati 781 007, *KOLKATA: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata 700 069. SERAMPORE: Peerless Sadan, 57/B, G.T. Road, Kalitala, Hooghly 712 201, SILIGURI: Peerless House, Hill Cart Road, PO: Siliguri, Dist. Darjeeling, 734 001, WEST - *MUMBAI: 6th Floor, Jet Prime, Suren Road,Nr. Guru Nanak Petrol Pump/Cinemax Opp. Residency Hotel Andheri (East), Mumbai – 400093 ,Maharashtra

*PUNE: Aurora Towers, 9, Moledina Road, West Wing Pune - 411 001, NORTH - *DELHI: 1005, 10th Floor, 15-17 Tolstoy House, Tolstoy Marg, Cannaught Place, New Delhi - 110 001, JAIPUR: 203 A 2nd Floor, Adarsha Plaza, Khasha Kothi Circle, Jai Singh Highway, Jaipur 302 001., LUCKNOW: 103, Trade Point, 4 A,Ground Floor, Saran Chambers-1, 5-Park Road, Hazratganj, Lucknow - 226001. SOUTH - *BENGALURU: Essel Finance - No:1, The Presidency, Unit No: G-1/6, St. Marks

Road,Bengaluru - 560 001,Contact No-080-25328888, *CHENNAI: Gee Gee Universal, 3rd Floor , No.2 Mc Nicholas Road, Chetpet, Chennai -600031, Tamil Nadu, Phone No. - 044 40928500 *COIMBATORE: 1078 Nagappa Complex, Mettupalayam High Road, Coimbatore 641 002, *HYDERABAD: Moin Court, 6-2-46, A.C. Guards, Masabtank, Hyderabad—500004, KANNUR: Sadhu Building, D No C.P 29/500, Fort Road, Kannur - 670 001, VIZAG: Dasapalla Centre, 2nd Floor, 38-2-40, Surya Bagh, Vizag - 530 020. * Note : These locations are Official Points of Acceptance. Registrar and Transfer Agent : Karvy Computershare Pvt. Ltd. KARVY SELENIUM, Plot number 31 & 32, Tower B, Survey

No. 115/22, 115/24 & 115/25, Financial District, Gachibowli, Nanakramguda, Serlingampally Mandal Hyderabad - 500032 Telangana

Toll free : 1800 103 8999

https://maps.google.com/?q=No:+G-1/6,+st.+Marks+Road&entry=gmail&source=g

FACTSHEET - Essel Finance AMC Limited Mr. Amit Nigam (Head - Equities) Domestic Markets After a...

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Transcript of FACTSHEET - Essel Finance AMC Limited Mr. Amit Nigam (Head - Equities) Domestic Markets After a...