About FIBA

Our Partnership with Florida International University

Value - FIBA AML Certifications

o AMLCA Certification

o CPAML Certification

Professional Development Programs

o FATCA Workshop & Training

o Correspondent Banking AML Certificate

o AML/CFT Risk Assessment Certificate & Workshop

o Managers, CEOs, & Directors AML Certificate

o Broker/Dealer AML Certificate

o Private Banking AML Certificate

AML Webinars

Annual AML Compliance Conference

Co

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FIBA provides a forum where international banks

and financial firms can discuss issues that affect

their business and meet with their industry peers

FIBA and its members are dedicated to promoting

the highest ethical and professional standards

FIBA informs members of new or proposed

regulations in a timely manner and FIBA works

closely with regulators

FIBA submits comment letters and may take

public positions on behalf of its membership with

legislators and regulators on issues affecting

international banking and finance

FIBA membership is an integral tool for

managers of financial institutions due to its

resources and leadership connections

FIBA provides value to financial institutions

through its continuing professional education

programs such as its highly respected AML

certification

FIBA www.fibatraining.net

FIBA – Ethical Leadership and

Cooperation

Value-packed education and training

programs focused on hot-button industry

issues

Professional networking with the who’s who

in the industry

Connection to industry regulatory authorities

and policy makers

Forum to address emerging industry issues

and opportunities to participate in specialized

committees

Special programs to elucidate key issues

Diversified membership includes banks and

non-bank financial service providers

Access to enhanced BSA/AML and risk

management information and best practices

Certification provided by bankers for

bankers

FIBA Members by

Company Type

FIBA Member Bank

Geographical Origen

Banks 61%

Consulting 19%

Trade Assoc.

7%

Law Firms 13%

About FIBA

What sets FIBA apart

FIBA and its partnership with Florida

International University

FIBA’s training programs were created:

To help financial institutions keep pace with

the rapidly changing regulatory landscape;

To help pioneer the fight against money

laundering and terrorist financing;

To provide financial institutions with an AML

training source they can trust; and

To help prevent banks from running afoul of

the regulators.

Why partner with FIU?

FIBA and FIU’s College of Business, Office of

Executive & Education, were a natural fit

because both entities believe that top-notch

education and training is a necessity.

FIBA-FIU Certifications

The Certifications FIBA AMLCA and FIBA

CPAML, offer a combination of case studies,

real examples, and theory which are invaluable

components of the academic content, and are

designed to assist your staff and Directors to

gain practical knowledge and implement risk

based methods to comply with internationally

accepted AML/CFT standards.

DOMESTIC (U.S.) FINANCIAL

INSTITUTIONS

You will gain practical, “hands-on” knowledge

of the risk-based approach to compliance with

BSA/AML/OFAC regulatory requirements.

Taking the FFIEC Manual as our foundation,

we navigate through real-world case studies

and help you plan strategies to prevent your

institution from repeating the mistakes other

institutions have made or from taking

unnecessary risks that may cost you in terms

of fines and your institution’s reputation.

FOREIGN FINANCIAL INSTITUTIONS

AND OTHER FINANCIAL

INSTITUTIONS

You will acquire in-depth knowledge of how

U.S. and global financial institutions are

implementing best practices and how to

evaluate risks to your institution.

You will obtain the necessary expertise to

operate in a global environment, using

international standards of money laundering

and terrorist financing prevention.

Here are some areas where your

institution will benefit

Hiring a BSA/AML Officer? … Ask for the FIBA AML Certification FIBA AMLCA – FIBA CPAML

About FIBA-FIU Programs

The FIBA AML

Certifications are

recognized by an

international

academic institution,

Florida International

University, and

delivered by a global

trade association, FIBA.

The FIBA AML

Certifications are highly

respected by industry

regulators and law

enforcement. Offering

the practical

information today’s

AML professionals

need to do their jobs

effectively.

Registration fees are

designed to be cost

effective, allowing

your institution to send

multiple members of

your management and

compliance staff

company-wide.

Top AML financial

professionals helped

create the academic

content. They meet

regularly to ensure it

is up-to-date, relevant

and comprehensive.

The FIBA AML Certifications are available globally through

a highly interactive online offering. Classroom-style

instruction is also available and is offered

in-house for enterprise-wide training.

Are all your “right people” FIBA Certified ? FIBA AMLCA – FIBA CPAML

Why you should choose the FIBA AML Certification

Value - FIBA AML Certification

Identify

• Identify and examine the major money laundering risks a financial institution faces

Implement

•Establish, implement, and enhance internal controls, policies, procedures, and processes to meet relevant regulatory requirements and mitigate AML risk

Report

• Identify, investigate, and properly report suspicious activity

Eligibility/Preparation

Participants should be employed in the

financial industry. Attendees are expected to

complete a comprehensive pre-class reading

list that will facilitate the successful completion

of the exam. The reading list includes the most

recent version of the FFIEC BSA/AML Manual,

FinCEN and FATF advisories, and other

relevant guidance.

Anticipated reading time: 10-15 hours

Format/Language

Primary Objectives

English or Spanish

Online Training

Classroom Training

Private Training in your Office or Country

Who Should Attend

BSA/AML Compliance Officers

Consultants

Bank examiners

Lawyers

FIBA AMLCA Anti Money Laundering Certified Associate

Online AMLCA Certification

Offered entirely over the internet, the online

certificate course is designed for self-directed

independent study, allowing students to proceed at

their own pace. Participants will have 90 days to

complete the reading materials, PowerPoint

narratives, practice quizzes, and final examination.

The online format utilizes a unique discussion

forum in which students answer case-study

questions and interact with classmates and the

instructor.

Classroom AMLCA Certification

Participants will be required to complete a

comprehensive reading list prior to attending a 2-

day lecture. After the 2-day lecture, practice quiz

and exam login information will be emailed to

participants, who will have 90 days to complete the

practice quizzes and certification exam.

In-House AMLCA Certification

FIBA can certify the entire staff at financial

institutions. Please contact FIBA to request

information regarding customized, enterprise-wide

training.

AMLCA Certification

The exam consists of 100 comprehensive

questions that must be completed within 1

hour and 45 minutes. Attendees passing

the exam with a 75% or higher mark will

receive the prestigious FIBA AMLCA

Certification.

The online practice quizzes help

participants prepare for the certification

exam. There are a total of 23 quizzes,

each of which can be taken twice to better

prepare you to sit for the exam.

Content

Module I: From Anti-Money Laundering to

Counter Terrorist Financing

-The recent history of AML/CFT

-Laws, regulations & international

organizations

-Consolidated structure concerns

Module II: From Theory to Practice: A Risk-

Based Approach to AML

-Assessing institutional risk

-Customer identification, customer due

diligence & enhanced due diligence

-Recordkeeping & reporting requirements

-Office of Foreign Assets Control

Module III: Mitigating Risk with Internal

Controls

-Internal controls

-Risk & risk mitigation

Module IV: Finding the Red Flags of Money

Laundering: Monitoring, Identifying,

Investigating, & Reporting

-Monitoring for suspicious activity

-Reporting suspicious activity

-Responding to government process

Module V: Preparing For Audits &

Regulatory Examinations

-Preparing for audits & examinations

Module VI: Training & Communicating with

Boards and Management

-Training

-Communicating with boards and management

Practice Quizzes

Certification Exam

Continuing Education

AMLCA Certification (continued)

FIBA AMLCA Anti Money Laundering Certified Associate

To maintain the certification in active status,

attendees are required to participate in 20

hours of continuing AML education every

two years. Continuing AML education

credits may be obtained through a variety of

programs, such as the FIBA Anti Money

Laundering Compliance Conference, FIBA

webinars, FIBA events, in-house AML

training at your institution , AML trainings

through your local trade association, and

other approved AML training programs.

Enhance •Enhance analytical skills critical to effective decision making by the AML manager

Identify

• Identify key objectives and strategies for effective reporting to senior management and the board of directors

Improve

• Improve overall management processes including development of comprehensive project plans

Eligibility/Preparation

The participant must already know the basics of

AML compliance and analysis and have a

minimum of three (3) years experience in a

management or supervisory position.

Prior to the classroom program, participants

must review the FIBA CPAML workbook, which

consists of 8 case studies. During the

classroom program, participants will complete

the case-study exercises and actively contribute

to discussions.

Who Should Attend

Primary Objectives

Format/Language

Senior Compliance Officers

AML Department Managers

Risk Managers

AML Consultants

English or Spanish

Classroom training

Private training in your office or country

Classroom Training CPAML Certification

Attendees are required to complete 8 case

studies and pass the exam to earn their

certification.

In-House CPAML Certification

FIBA can certify the entire staff at financial

institutions. Please contact FIBA to request

information on group discounts.

FIBA CPAML Certified Professional in Anti Money Laundering

CPAML Certification

The online examination consists of 3 essay

questions that must be completed within a

90 minute time period. The candidate must

demonstrate an understanding of the

application of AML laws and regulations in a

variety of "real life” scenarios. Attendees

passing the exam with an 80% or higher

mark will receive the prestigious FIBA

CPAML certification.

Certification Exam

Continuing Education

This advanced level course includes case studies and

real examples of the challenges faced by the Senior

AML Compliance Officer or AML Compliance

Manager who is responsible for the entire AML

compliance program at the institution. This

certification focuses on the analysis and interpretative

side of AML compliance that is necessary in a risk-

based regulatory environment.

Content

Developing and implementing a risk

assessment

Conducting KYC updates and

recommendations

Managing compliance with Examination

Reports or Supervisory Actions

Managing an AML Department via daily,

weekly, and monthly task lists

Selecting and implementing a transaction-

monitoring system

Investigating and documenting Suspicious

Activity Reports (SARs)

FIBA CPAML Certified Professional in Anti Money Laundering

To maintain the certification in active

status, attendees are required to

participate in 20 hours of continuing AML

education every two years. Continuing

AML education credits may be obtained

through a variety of programs, such as the

FIBA Anti Money Laundering Compliance

Conference, FIBA webinars, FIBA events,

in-house AML training at your institution ,

AML trainings through your local trade

association, and other approved AML

training programs.

CPAML Certification (continued)

Primary Objectives

BSA/AML Compliance & Operations Officers

Broker / Dealers

Risk Management Professionals

Fund or Asset Managers

Trust Companies and Trust Professionals

FIBA Professional Development FATCA Workshop & Training

Learn how FATCA affects your business and

operations

Know what FATCA requires of you in your role in

your institution

Understand the Keys to FATCA: Due Diligence

Requirements and Identification of US Accounts

Understand how to register your FFI and report

U.S. accounts as required by FATCA

Understand how to report U.S. accounts and to

apply the 30% withholding tax which may be

required in the case of certain payments

Learn about international expansion of tax

information exchange through OECD efforts

Program Overview

The Foreign Account Tax Compliance Act (FATCA) is

an important development in U.S. efforts to improve

tax compliance involving foreign financial assets and

offshore accounts. FATCA requires foreign financial

institutions (FFIs) to report to the U.S. Internal

Revenue Service (IRS) information on financial

accounts held by U.S. taxpayers, or held by foreign

entities in which U.S. taxpayers hold a substantial

ownership interest (generally 10% or more). In order

to identify customers who are U.S. taxpayers, FFIs

will be required to implement due diligence,

identification, controls and reporting systems. Failure

to comply with FATCA will be costly and may subject

FFIs to a 30% withholding tax on U.S.-source

payments, including dividends, interest and gross

proceeds from the sale of assets which may generate

U.S. dividends or Interest.

MODULE 1: FATCA 101

Historical context &:enactment of HIRE Act,

Chapter 3 vs. Chapter 4

Key FATCA Terminology and Definitions

Basic Principles of FATCA

Practical Impact on Business Operations

MODULE 2: Classification Rules

Definition of FFI

Definition of NFFE

Deemed Compliant FFIs

Exempt Beneficial Owners

Effect of Intergovernmental Agreements (IGAs)

Expanded Affiliated Groups

MODULE 3: Accountholder Identification &

Documentation Rules

Customer Identification & Due Diligence Rules

for Pre-Existing Accountholders

Account Aggregation Rules

Electronic search for U.S. Indicia

Additional certification required when

US Indicia is Identified

Relationship Manager Inquiry

Recalcitrant Accountholders

Modification of Onboarding Procedures for New

Accountholders

IRS Forms and Withholding Certificates (W8)

MODULE 4: IRS Online FATCA Portal

Registration Process & Assignment of GIIN

Responsible Officer Certification regarding

FATCA Compliance

MODULE 5: Reporting & Withholding

Requirements

FATCA Reports

Withholding tax on Non-Participating FFIs and

Recalcitrant Accountholders

MODULE 6: International Developments

OECD Global Forum

Other Multilateral Efforts: G5 Pilot, IRS

Who Should Attend

Content

FATCA Workshop & Training

Participants will receive a certificate of completion

Certificate of Completion

Continuing Education

Approved for 7 continuing education credits for

professionals who have earned their FIBA AMLCA

or FIBA CPAML Certifications.

Approved for 7 continuing education credits

for professional who have earned their FIBA

AMLCA or FIBA CPAML Certification.

Continuing Education

The risks posed by correspondent banking are of

concern to regulators, bankers, and broker-

dealers in securities alike. Recently, U.S.

financial institutions have faced severe penalties

as a result of having weak BSA/AML compliance

programs for their foreign correspondent banking

accounts. The various sections of the USA

PATRIOT Act and implementing regulations in

the Bank Secrecy Act have been in final form for

a number of years now. This course will discuss

not so much the regulations but rather the

practical applications of the regulatory

requirements, with a particular emphasis on

nested accounts.

This course is designed for both U.S. financial

institutions offering correspondent banking as

well as for foreign financial institutions which have

or are seeking a U.S. correspondent banking

relationship. U.S. financial institutions will

acquire practical knowledge to apply to their

compliance program. The foreign financial

institution will have a much better understanding

and appreciation for understanding the

correspondent relationship and be able to

demonstrate to its U.S. correspondent bank its

compliance program to respond to contract

requirements.

Overview

Advanced Preparation

It is required that the Case Study materials

be studied and reviewed before attending

the class. The “strongly recommended”

reading list is for the student to review, but

not required for completion of the course.

Reading time is estimated at 5-7 hours.

Professional Development Program Correspondent Banking AML Certificate

Participants will be required to successfully

complete an exam immediately following the

training. Participants will receive a certificate

of completion after passing the exam.

Exam/Certificate of Completion Primary Objectives

Who Should Attend

Deliver practical knowledge designed to:

Understand the risks associated with foreign

correspondent banking.

Learn the practical application of addressing

those risks to document a compliance

program.

AML/CFT Compliance personnel

Audit personnel

Regulators/supervisors of financial

institutions

Marketing staff

Business managers

Consultants

Correspondent Banking

AML Certificate

Participants will be required to deliver a

narrative summary of the case study

immediately following the training to receive

a certificate of course completion.

Primary Objectives Exam/Certificate of Completion

Continuing Education

Deliver practical knowledge designed to:

Develop the risk profile of a financial

institution;

Analyze the characteristics of a corporate

customer and assign its risk rating; and

Identify risks and weaknesses so that

internal controls can be put into place to

prevent systemic failures that may lead to

financial or reputational losses.

The FIBA AML/CFT Risk Assessment

Certificate and Workshop is designed to offer

knowledge and practical processes to develop

the risk profile of a financial institution. The

workshop will train participants in understanding

and conducting an AML/CFT risk assessment

that is functional and useful to develop internal

controls. Training will also cover identifying risk

areas and internal processes that could

contribute to financial and reputational losses.

The course is presented in a dynamic and

interactive fashion, requiring group

contributions, participant’s dialogue, and verbal

presentation. A case study will be presented as

part of the course and participants will contribute

in their analysis and delivery of a written

narrative resolution.

Overview Highlights

The course is presented in an interactive

classroom environment that requires group

participation. As a workshop, each group

will:

• conduct an institutional risk assessment

to establish the risk profile of a financial

institution,

• determine the risk classification of a

corporate client, and

• conduct a real case study requiring

dialogue, analysis, and verbal

presentation by the participants.

Participants must bring a laptop computer for

use during the event.

Professional Development Program - AML/CFT Risk Assessment Certificate & Workshop

Approved for 6 continuing education credits

for professionals who have earned their

FIBA AMLCA or FIBA CPAML Certification.

Who Should Attend

AML/CFT Compliance personnel

Audit personnel

Personnel dedicated to private banking and

other client services

Personnel in the commercial area

Regulators/supervisors of financial institutions

Banks, broker dealers, and other non-

financial institutions.

AML/CFT Risk Assessment

Certificate & Workshop

Participants will be required to

successfully complete a short oral group

exam immediately following the training.

Participants will receive a certificate of

completion after passing the test.

Highlights

Oral Exam/Certificate of

Completion

Continuing Education

• Defining money laundering & terrorist

financing

• Global AML/CTF framework

• AML/CTF roles and responsibilities of

boards of directors

• AML/CTF roles and responsibilities of

senior management

• AML/CTF risk management

• Pillars of an effective AML/CTF program

• Know Your Customer

• Overview of customer risk rating

• Transaction monitoring

• Record retention

• Role of supervisors

• Sanctions program overview

• Anti-corruption efforts

• Top 10 AML deficiencies

• Consequences of non-compliance

• Protecting your financial institution

This course focuses on the specific responsibilities

and challenges faced by managers and the board

of directors. We will also review practical solutions

and guidance which managers and directors can

use as "best practices,” and which can serve as

benchmarks to evaluate the AML/BSA compliance

programs at their institutions.

Outside directors face a special challenge in

today’s regulatory environment. Directors may not

have firsthand knowledge of their banks’ everyday

operations because they are not employees.

However, they are expected to be just as

knowledgeable about the bank’s AML program, its

effectiveness, and any potential problems as are

management and the compliance department.

Regulatory issues are likely to occur if

management does not fully understand its

responsibilities. Lack of sufficient management

support, or lack of management understanding of

its critical role, can lead to serious problems for the

financial institution.

Overview

Professional Development Program Managers, CEOs, & Directors AML Certificate

Approved for 4 continuing education

credits for professional who have earned

their FIBA AMLCA or FIBA CPAML

Certifications.

Managers, CEOs, & Directors

AML Certificate

Participants will receive a certificate of

completion.

Highlights

Certificate of Completion

Continuing Education

• Requirements for broker/dealers

pertaining to AML and OFAC compliance

• Overview of money laundering through

broker/dealers

• Common deficiencies as cited by SEC

• A risk based approach to AML and OFAC

compliance

• Introducing, self clearing, and carrying

brokers

• Complex structures and AML risks

• Intermediary accounts

• OFAC and PEP’s

• Transaction monitoring challenges

• Independent testing requirements

• AML risks related to foreign finders

• Challenges for broker/dealers in the

international arena

• FATCA issues relating to

intergovernmental information exchange

• Based on the location of your course,

country specific information regarding local

AML laws

• Case studies

The FIBA Broker/Dealer AML Certificate is a full

day professional certificate program that will give

you a broad and comprehensive overview and

understanding of current Anti-Money Laundering

(AML) challenges faced by broker/dealers and

industry best practices.

This unique certificate program, developed in

cooperation with industry practitioners both in the

United States and Latin America, offers participants

an in‐depth view into the challenges of

broker/dealers in complying with U.S. AML

requirements and leading international practices.

While basic requirements for banks and

broker/dealers are similar, there are unique

challenges that broker/dealers face when

implementing and maintaining a comprehensive

AML program. This training will help you to

contribute to your organization’s efforts in

maintaining a robust AML compliance program,

while giving you the unique opportunity to participate

in an interactive environment with fellow AML

compliance practitioners and share common

experiences and challenges.

Overview

Professional Development Program Broker / Dealer AML Certificate

Approved for 6.5 continuing education

credits for professional who have earned

their FIBA AMLCA or FIBA CPAML

Certifications.

Who Should Attend

• Bankers conducting securities business

• US Broker/Dealers

• International Broker/Dealers

• Compliance Officers

• Registered Representatives

Broker / Dealer AML Certificate

Approved for 7 continuing education credits

for professional who have earned their FIBA

AMLCA or FIBA CPAML Certification.

Continuing Education

The focus of this program is to enhance the skills

and techniques of experienced private bankers to

help them acquire personal financial information

from clients which are not only required in today's

highly regulated environment, but which will help

the private bankers provide more comprehensive

services to their clients.

The FIBA Private Banking AML Certificate

modules focus on what bankers can do,

consistent with current regulatory and compliance

requirements, and what they can do to be more

effective in developing a broader wealth

management relationship with the "right clients"

by selling them the "right products" the "right

way".

Overview

Highlights

Professional Development Program Private Banking AML Certificate

Participants will be required to successfully

complete a short exam immediately

following the training. Participants will

receive a certificate of completion after

passing the exam

Exam/Certificate of Completion

Content

Who Should Attend

MODULE ONE

The Ethical Foundation of a Successful Business

"Selling to the Right People"

MODULE TWO

The Ethics of Building Account Relationships

”Selling the Right Products"

MODULE THREE

The Ethics of Account Management

"Selling the Right Way"

Private Bankers, Relationship Managers,

and Bank Management. The ideal

candidate for this course will have at

least 3 years experience in private

banking. This course is not designed to

teach the basics of compliance.

Private Banking

AML Certificate

This program helps you become a better

contributor to your organization by expanding your

knowledge and sharpening your AML knowledge

and problem-solving skills. The selling skills will

help build client loyalty to you and your

organization. This program will also:

Enhance selling communication skills needed in

the profession

Techniques for bankers on selling products

more tailored to their clients

Better understand the broader financial needs

of their customers

Many FIBA AML webinars are complimentary

Every session is recorded and archived and

available to review after the event.

Register your AML compliance department and

join your colleagues in live discussion with others

from across the globe.

Each 90-minute FIBA Webinar will feature

presentation materials, a live presentation and

opportunities to interact with the presenter(s) to

pose questions or make comments.

The convenience of the FIBA AML Webinars

enables financial institutions to simultaneously

expose a large number of employees to timely

topics.

All you need in order to participate is an Internet

connection.

Registrants receive Continuing Education Credits

for FIBA AMLCA and FIBA CPAML Certifications.

Registrants receive a Certificate of Attendance.

FIBA is proud to present a variety of webinars on the most current BSA/AML

compliance topics. Our webinars are a great platform to learn about emerging

issues, new procedures and regulatory updates.

Receive Continuing Education

Credits

Stay up-to-date with BSA/AML

topics

Webinars are available in

English and Spanish

Additional Benefits

AML Webinars

Highlights

AML Webinars

FIBA www.antimoneylaudering-fiba.com

FIBA Annual Anti Money Laundering

Compliance Conference

Attendance by Title

USA70%

Latin America19%

Caribbean9%

Other2%

Bank61%

Consulting Firm10%

Government10%

Technology Vendor

8%

Non-Bank, Other Financial Institution

6%

Law Firm 4%

Trade Association1%

Senior Compliance Managers

34%

GMs, Directors, Other Senior

Mgmt28%

BSA/AML Compliance

Analyst14%

BSA/AML Compliance

Officers14%

Sales Executives7%

President/CEO/ Chairman

3%

Attendance by Title

Attendance by Company Type

Attendance by Region FIBA’s Annual AML Conference:

Is one of the largest and most

recognized in the world, attracting

more than 1,250 AML professionals

from over 40 countries

Features specialized learning

tracks, including sessions that

address virtually every aspect of

meaningful AML concerns

Offers rich academic content that is

delivered by experienced and

seasoned experts who know and

even create industry best practices

Unites key specialists in one

place, ranging from US and

international regulators, to AML

compliance officers, consultants,

auditors, lawyers and prominent AML

vendors

Annual AML

Compliance Conference