USAID DIGITAL DEVELOPMENT

Development Related Cloud Services

Shared, Scalable and Replicable

Applications

Applications and Content Store

Carrier Build Out

in Rural Areas

Newer Low-Cost

Low-Power Technologies

Enabling and Facilitating

Environment

Applications

and Content

Access and

Connectivity

Primary Focus for Access

Extending the Rural Reach

Low-Cost Mobile

Mobile Broadband

Urban-Rural Digital Divide

Ensuring Affordability

Access

Enabling-Facilitating Environment

National ICT Priority

Competitive Environment

Effective Regulatory Function

Effective Universal Service Program

Access

Low-Cost Low-Power Technologies

New-Emerging Solutions

Convergent Networks

Reduction in Monthly TOC or ARPU

Capable of Off-Grid Deployment

Access

Rural Carrier Build Out

Focus on Rural Build Out

Leverage USFs & New Technologies

New Business & Financial Models

Access

Primary Focus for Applications

Enhanced Use of ICT

Shared Use

Scalable Solutions

Replicable Solutions

Lower Cost and Quicker Delivery

Applications

Development Cloud Services

Foundation: Establishing Cloud Services

NetHope-led Humanitarian & Development

Assistance Cloud

Scale and replication start with making available

Applications

Shared, Scalable & Replicable Apps

Priority Focus on Solutions Reuse

Research & Inventorying of Apps from other -

Suitable for Sharing

Support for In-Country App Development

Identify, inventory and catalog solutions that already exist

Applications

Development Apps Marketplace

Initial Marketplace w/i GBI Portal

Part of Study w/ NetHope

Potential Future Commercialization

Quick start to deliver solutions

of possible value to USAID and

larger development community

Solutions

Center

Applications

Digital Development at USAID

Mobile Money

May 2011

11

Why do we care?

• Reduce opportunities for corruption

• Track illicit financial behavior

• Close the gap on financial services access

97%

50%

100%

10%

Finland

Kenya

The Philippines

South Africa

Colombia

Mexico

% m

ob

ile p

ho

ne

pen

etra

tio

n

% Banked people % Mobile Penetration

1

2

3

• M-PESA launched in 2007 when only 23% of Kenyans had a bank

account but 80% access to a mobile phone.

• The service has grown into one of the most successful in the world, with

more than 19 million customers and over 23,000 agents.

• Success has yet to be replicated elsewhere but we remain optimistic

about reaching scale in

– Ghana

– Indonesia

– Philippines

– Afghanistan

– Malawi

– Haiti and others

Replicating mPesa

What needs to happen?

Going BIG in select countries

1. Offering risk capital for product

design & development

2. Strengthening, enabling

regulatory environments for

competitive business and

consumer protection

3. Maximizing usage of emerging

payments capabilities

1. Our own operations

2. Our programs (serving

farmers, schools, etc)

3. Host-country payments of

salaries, pensions, etc

4. Expanding broadband

connectivity 13

Multi-sector collaboration

1. Garnering commitments to

reduce reliance on cash-based

means of disbursement

• Governments & donors

2. Identifying critical implementation

• i.e. fast moving consumer

goods cos

3. Promoting impact and

opportunities

• Media & researchers

4. Anticipating frontier issues (re

inter-operability, new technology

disruptions, etc)

Ban

k

Clie

nt

Client opens bank account (accessible by mobile phone)

Agent opens bank account (accessible by mobile phone)

Cash-in

Electronic value sent

Agent account debited

Client account credited

1

- +

Age

nt

1

2

3

4