Digital Identification & Authentication (I&A) Through Face ... · Face Rec Superior to other I&A...
Transcript of Digital Identification & Authentication (I&A) Through Face ... · Face Rec Superior to other I&A...
DigitalIdentification&Authentication(I&A)ThroughFaceRecognitionTechnology
AccessingandDistributingElectronicallyDeliveredStateofTitleCertificates
Partners• AppliedRecognition
• BasedinTorontoAppliedRecognitionhasdevelopedfacerecognitionfortheauthenticationofpeople,theirphotoIDandtheirdigitallysignedtransactionallwithinintheconsumercontrolovertheirprivacyandsecurity.
• BlockchainAcuity• VancouverbasedBlockchainAcuityisaconsultancyandfullstackdevelopmentfirmthatbuildscustomsolutionsonavarietyofdifferentplatformssuchasBitcoin,Ethereum,RippleandHyperLedger
• YongleTechnologies• VancouverbasedYongledevelopedthefirstplatformtoallowacompletelypaperlessnewhomesalefromstarttofinish.ThroughtheYongle’sinnovationsfornewhomesalesmanagement,developers,theirmarketingagenciesandclientscanrealizetheeaseandconvenienceofpaperlesslocationlesshomepurchasing
• SourabhSiddharth• VancouverbasedSourabhisablockchainenthusiast,SoftwareEngineer- ApplicationManagementandServices.Activelyseekingresearch/internship/jobopportunitiesasadeveloperonblockchainplatform.
Blockchain– beautyandthebeastTheBeautyofBlockchain• Bitcoinhasproventheefficiencyforaccessing,
trading,verifying,andtrusting theabilitytomovemoneysecurely
• BitcoinhasproventhatBlockchainisatechnologythatcannotbebrokenintoorhackedunlikemanualsystemstoday
• Bitcoinhaseliminatedthemiddlemanandreturnedpowerandcontroltotheconsumertoexchangemoneythewayweusedtowithpaperandcoins.
• BlockchainbasedTitleCertificateswouldbringbackcontroltotheconsumertoownandandcontroltheirlandownership
• Blockchaintechnologyeliminatescentralizedrecordkeepingandtheunderlyinginefficiency,costandweaknessofmistakes,tamperingandfraud.
• BlockchainisperfectforElectronicallyDeliveredStateofTitleCertificatesandremovingfrictionfromrealestatetransactions
TheProblemwithBlockchain• Bitcoinhasproventhatwithoutstrongidentityandauthenticationthatfraudwilloccur
• Easytoimpersonateortakecontrolandstealanotherperson’sBitcoinbecauseofanonymityandlackofidentityandauthentication
• Withoutvisibilityandidentityauthentication• Howcanthird-partiestrustthis?• Howcanthird-partiesdigitallyverifyacustomer’s
identity?• Howcanparticipantsbeconnectedtostreamline
theprocessofsharingandusingandvalidating?• Howcanaccessbecontrolledorpermissionedbya
propertyowner?
FaceRecSuperiortootherI&Amodalities:FaceRecognitionisthebestforDigitalIdentityandAuthentication
➲ 100% privately and securely on the phone➲ No centralized collection of biometric➲ Compliant with privacy laws➲ North America and Europe
➲ 100% Canadian
¥ Facialpictureauthenticationestablishedascitizennormworldwide(passport,drivers’license,etc.)
¥ Innateidentityandrecognitiontohumans¥ UniversalandUniqueIdentifier¥ Camerasareubiquitous¥ Containspermanentinformationandmeaning¥ Bestlivenessandanti-spoofingtechnology¥ ProofstopsSpoofing
FaceRecognitionSuperiortootherIAmodalitiesbecause:
PhotoIDAuthentication
¥ IDHolder¥ SelfieAuthentication¥ Facelivenessandanti-Spoofing
¥ PhotoIDauthentication¥ PassportChipwithchipValidation¥ Driver’sLicenseAuthentication
¥ AML/KYCFintraccompliant¥ Requiredfor
¥ RealEstate¥ Banks¥ Lawyers
IdentitiesRequireauthenticationfaceandphotoIDautomateauthentication
DocumentSigning–FaceBasede-Witness
¥ APeninEveryPhone/Wallet¥ GovernmentPhotoIDCapture¥ RemoteAuthentication– nowitness
required¥ Signanywhere,anytime,anydocument¥ Usingaphone¥ Withinminutes…Signacontract
TheIdentitiesthanneedtobeAuthenticated• EachParticipantneedonlyregisteronce.• AML/KYCCompliant• Trustedidentity• Trustauthentication• TrustPrivateSigningKey
AcuityWalletwithFaceAuthentication
• Nopasswordweakness• Faceauthentication• Unlockswallet• Authorizestransactions• Facephotoaudittrail
• Highervaluetransactionsrequirecertainty• StopsHackersandFraudsters• TheWalletStorestheTitleCertificate
EmbeddingIdentity
¥ PIPEDADigitalSignaturecompliant
¥ UserauthenticatedtotheWalletwiththeface
¥ TheFacereleasestheirprivatekey
¥ Optionallyembedtheusers
¥ Face
¥ PhotoID
¥ Inthedigitallysignedcontract
¥ Willstopfraud
¥ Bestofevidence– betterthaninkonpaper
¥ Moreconvenient
IrrefutableProofofWho
PrivateWallet- KeyRecoveryTwoLevelsofRecovery1. KeyOwnerisaliveandavailable
• EmbeddedfeatureofAcuityBlockchainWallet• Allwithintheuser’scontrol• SelfService
2. KeyOwnerisdeadorotherwisecompromised• Keyescrowisacryptographickeyrecoveryprocess
• Keyissplit,encryptedandheldinescrowbytwotrustedthirdparties.• KeysescrowedbytheTheLandTitleandSurveyAuthorityofBritishColumbia• Underthecareofsecurityemployees
• Forakeythatislostorcompromisedbyitsoriginaluser(s)• Escrowisusedtodecryptencryptedmaterial,• Allowingrestorationoftheoriginalmaterialtoitsunencryptedstate.
• Keyrecoveryrequirestwotrustedemployee• UsingFacerecognition/authenticationEmployeeunencryptedkeyhalvesforkeyreconstitution• Theentireprocessisdonewithcreationofaphotoaudittrail.
PrivacyandSecurity
• BlockchainisbuiltonPublicKeyCryptography• Withtheaddedabilitytosecure,authenticateandperpetuateadigitalassetsuchthatitcannotbecompromised.• PublicKeyCryptographycanbeusedtobothauthenticateandtoprotect(encrypt)information• Assuchwithanappropriatelyarchitectedidentityauthenticationsystemthatmanagesthemembersofablockchainbothauthenticationandprivacy/securitycanbeachieved• Insuchsystemassetsownercancontrolwhotheygrantaccesstoandaccessescanrelyonthatauthenticityoftheassets
AddressingtheProblemTheProblem• AneSTCisacertifiedcopyofalandtitlethatisprocessedbythelandtitleoffice(theLTSA).StateofTitleCertificates(STC)
• ToelectronicallyissueSTCstocustomers• AllowsfortheexpirationandremovaloftheeSTCsstoredwithLTSA
• Sothird-partiescantrustanelectroniceSTC?• Sothird-partiesdigitallyverifyacustomer’sidentity?
• Sopropertyowners,lawyers,banks,LTSA,etc.beconnectedtostreamlinetheprocessofsharingandusingeSTCs?
• SoaccesstoaneSTCbecontrolledorpermissionedbyapropertyownertosharewithotherinterestedparties?
TheSolution• AllyouhavetodoisDigitallySigntheeSTCPDF
• Thengiveittothepropertyowner.• Nostorage,expirationorremovalisrequired• Theownerscontrolswhoseesit• Therecipientwillhavetoverifytheidentity• LTSAhasnocapacitytotieidentitytolandownership
• Whatwepresentedisoverkillfortheproblemyouaretryingtosolve.
• AblockchainlandtitlesystemwillbeinfinitelysuperiortotheTeranetSysteminOntario
• Itisthewaytoconvertyourpapersystem