Deposit Checks Anywhere, Anytime with Mobile Deposit from Glendale Area Schools Credit Union

With Mobile Deposit you’ll have the ability to deposit checks from camera-equipped smartphones and tablets, * saving time and providing quicker access to funds.

*Applications are available for iPhone

® and Android™ devices.

The Convenience of Mobile Deposit is in your Pocket.

When You’re Busy, Mobile Deposit is a Fast and Secure Solution We know how busy life can get, and depositing checks might be

the last thing your to-do list. We created Mobile Deposit with you in mind, taking the hassle out of depositing checks.

Within seconds you’ll see confirmation that the deposit was received — it’s that easy!

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3

2

4

Download the Glendale Area Schools Credit Union Mobile Deposit App (find link on our

Open the app on your device and key in the deposit amount.

Endorse your checks and take pictures with phone as directed.

Submit!

How to Get Started:

website).

Mobile Deposit is:

FastSubmit deposits and receive confirmation in seconds.

ConvenientDeposit checks anywhere, anytime.

SecureLog-in security and data encryption ensures your information is always safe.

AccurateWhen capturing images, our application automatically extracts payment data.

EasyJust download the app and get started with our simple to follow instructions.

818-248-7425 (Option 4)rdc@gascu.org

https://gascu.org

Save Time with Mobile Deposit, Download the App and Get Started Today!

The InsiderF A L L 2 0 1 6

Glendale Area Schools Credit Union • Stuart Perlitsh, CEO

Protecting Credit Union Deposits Since 1974• No credit union member has ever lost money in any American Share-insured credit union account.

• American Share’s insured credit unions generally have little or no investments in mortgage-backed securities. American Share’s insured credit unions hold few or no sub-prime mortgages, as confirmed by our numerous on-site field examinations.

• American Share’s equity ratio is greater than that reported by both federal deposit insurance funds.

• The majority of American Share’s assets are held in cash and US government-guaranteed bonds and US Treasury securities. American Share does not hold the types of investments that plagued many financial institutions and investment firms in recent years.

• A “big four” accounting firm annually audits the company’s financial statements; and an independent actuary attests each year to the sufficiency of the company’s loss reserves.

• American Share’s only business is to provide deposit insurance to credit unions... and only credit unions. American Share is selective about the credit unions it insures. Not all credit unions that apply for coverage are accepted due to American Share’s strict underwriting standards. American Share-insured credit unions are examined regularly.

• American Share is licensed by the Ohio Department of Insurance and dual-regulated by the Ohio Departments of Insurance and Commerce.

• American Share has always been and continues to be in good standing with the various insurance departments and regulators in all of its states of operation.

• American Share is not assigned an insurance industry rating by A.M. Best due to American Share’s unique structure as a mutual share guaranty corporation as opposed to a traditional insurance company. Financial data and other information are supplied to rating services for their review and analysis.

American Share insures each and every account of an individual member up to $250,000, without limits as to the number of accounts held. If you have 20 separate accounts with your credit union, up to $5,000,000 of your deposits are covered!

BY MEMBERS’ CHOICE, THIS INSTITUTION IS NOT FEDERALLY INSURED. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONS0RED AGENCY.

American Share is a member-owned, private share insurer founded in 1974 and is owned by its insured credit unions. Currently, the corporation insures the accounts of over 1.2 million credit union members. If you have questions about the coverage provided by American Share, ask your credit union or contact us at 800.521.6342.

Account Type

Checking/Share Draft

Savings/Shares

Money Market

IRA

CD/Share Certificate

Holiday Savings

Amount Insured

Up to $250,000

Up to $250,000

Up to $250,000

Up to $250,000

Up to $250,000

Up to $250,000

MESSAGE FROM THE CEO

AWARDED JUNE 2016

Sincerely,Stuart Perlitsh, CEO Glendale Area Schools Credit Union

Are you about to cash a check from an item you sold on the Internet, such as a car, boat, jewelry, etc?

Is it the result of communicating with someone by email?

Did it arrive via an overnight delivery service? Is it from a business or individual account that is different from the person buying your item or product? Is the amount for more than the item’s selling price?

Are you sending money overseas?

Did you win an international lottery you didn’t enter? Have you been asked to pay money to receive an inheritance from another country? Are you receiving a commission for accepting money transfers through your bank and/or PayPal account?

SCAMMED!

To report an online crime, go to:

www.IC3.gov

DON’T BE A VICTIM OF IDENTITY THEFT!

FBI FRAUD ALERT

IF YOU ANSWER “YES” TO ANY OF THE FOLLOWING QUESTIONS,YOU MAY BE GETTING SCAMMED!

Important DatesThe Credit Union will be closed in observance of the following holidays:

Oct. 10, 2016 . . . . . . . Columbus Day

Nov. 11, 2016. . . . . . . Veterans DayNov. 24 & 25, 2016 . . Thanksgiving DayDec. 26, 2016 . . . . . . . Christmas Day

Glendale Area Schools Credit Union Financial Information as of August, 2016:

Assets . . . . . . . . . . . . . . . . $340,914,227

Shares . . . . . . . . . . . . . . . . $293,553,715

Loans . . . . . . . . . . . . . . . . $86,258,889

Net Worth Ratio . . . . . . . . 13 .55%

Where to borrow, where to save, period.Toll-Free Number . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 800/844-5363Toll-Free Personal Account Link . . . . . . . . . . . . 888/24HR-PAL

Main Office: 1800 Broadview Drive • Glendale, California 91208818/248-7425 • 800/844-5363 fax 818/248-3486 Visit us on the worldwide web at www.gascu.org

Main Office Hours: Monday, Tuesday, Thursday, Friday 9am – 5pm Wednesday 9am - 6pm

Branch Office: Glendale Post Office • 313 East Broadway, Downstairs Glendale, California 91209

Branch Hours: Monday through Friday 10am – 5pm

Note: Glendale Area Schools Credit Union reserves the right to make changes at any time without notice as a result of changes in policy, law or regulation. Call the Credit Union office for rates and terms. Dividends cannot be paid beyond earnings.

The Insider is a quarterly publication of Glendale Area Schools CU. Effective 10-2016

By membersʼ choice, this institution is not federally insured, or insured by any state government.

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Concierge Service

   At DriveWise Auto, it’s not just about cars.  It’s about the world in which they’re driven! 

DriveWise Auto makes auto buying and leasing easy, and because we’re Charity Driven®, we’ll make a donation to your favorite charitable organization every time you use our services to take delivery of a vehicle.  Let’s face it…vehicles are what get us from point A to point B, but they’re also a product like any other, which makes finding a good price easy for most.  What’s not easy is finding a company that offers good pricing AND great service.  Through your credit union, you now have access to a company that does both right at your fingertips…no matter what kind of new or used car, van, SUV, crossover or truck you’re looking for.  Whenever you’re ready for your next car, reach out to us, and ask for Sheila! Sheila Soriano, Consultant

    Phone 818.465.6111 www.drivewiseauto.com  

No Hassling or Pressure

Personalized Research

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Charity Driven® Auto‐Buying & Leasing 

NEW ● USED ● PURCHASE ●  TRADE ● ACCESSORIES 

All Makes & Models

Expert, Unbiased Advice

Competitive Pricing

Concierge Service

   At DriveWise Auto, it’s not just about cars.  It’s about the world in which they’re driven! 

DriveWise Auto makes auto buying and leasing easy, and because we’re Charity Driven®, we’ll make a donation to your favorite charitable organization every time you use our services to take delivery of a vehicle.  Let’s face it…vehicles are what get us from point A to point B, but they’re also a product like any other, which makes finding a good price easy for most.  What’s not easy is finding a company that offers good pricing AND great service.  Through your credit union, you now have access to a company that does both right at your fingertips…no matter what kind of new or used car, van, SUV, crossover or truck you’re looking for.  Whenever you’re ready for your next car, reach out to us, and ask for Sheila! Sheila Soriano, Consultant

    Phone 818.465.6111 www.drivewiseauto.com  

No Hassling or Pressure

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