Dr. Giovanni ButeraChief Executive OfficerE: giovanni.butera@nixoragroup.com.auPh: +61 410 860 036 September 2019

Data Management & Analytics

Nixora Group: Services and Strategic Partnerships

Nixora Group operates in partnership with industry-leading technology companies to deliver added value implementation and advisory services, and highly experienced consultants capable

to deal with both business and technical aspects of any data & analytics projects

Leveraging the latest technology offerings, coupled with best practices and industry experience,we deliver business expansion for our partners and improved performance and efficiencies to our clients.

AUTHORISED IMPLEMENTATION PARTNER OF:

Nixora Group Advisory Services:

❑ Data Management and Governance

❑ Analytics & Machine Learning

❑ Reporting and Visualization

❑ Project Management & System Implementation

Data Lineage – Holistic View

Data lineage is the ability to trace the flow of data as it passes through diverse processes from one end of an

organisation to the other.

It provides an understanding of how data is transformed and aggregated across the enterprise or in individual lines

of business

Knowing where data came from, how it moves through systems, and how it changes, is the most critical task in any data management project. When the process of “tracing data lineage” is well executed then there is confidence in the authenticity of the data

supporting business operations and management.

Data Lineage – Holistic View

Complexity of the Task: Original - High Level Scope

Mainframe Customer Master System

Enterprise CRM

Mainframe Customer

Information System

Other Product Systems Departmental

Warehouse

Enterprise Data Warehouse

Real-time, middleware interfaces

Real-time and Batch middleware and ETL interfaces

Data provide via real-time and daily batch interfaces

Data provide via Batch interfaces

Unknown

Batch Interfaces

Batch ETL interfaces

THE IMPORTANCE OF THE SCOPING EXERCISE – AND WHY IT IS ACCOUNTING FOR OVER HALF OF THE EFFORTS

Mainframe Customer Master System

IMS, COBOL

Enterprise CRM

Siebel, Oracle

Mainframe Customer

Information SystemDB2, COBOL

Other Product Systems

Unknown

Departmental Warehouse

Teradata

Enterprise Data Warehouse

Teradata

Real-time, middleware interfaces

Real-time and Batch middleware and ETL interfaces

Data provide via real-time and daily batch interfaces

Data provide via Batch interfaces

Unknown

Batch Interfaces

Batch ETL interfaces

Real Time Interfaces

COBOL -> MQ -> XLST -> MQ -> SIEBEL

Enterprise Gateway

Oracle

Real-time and Batch middleware and ETL interfaces

Real-time and Batch middleware and ETL interfaces

Monthly Batch Interfaces

Informatica

Real Time Interfaces

MQ -> Informatica

Monthly Batch Interfaces

Informatica, BTEQ

Monthly Batch Interfaces

Informatica, BTEQ

Real Time Interfaces

DB2 Unload -> COBOL -> BTEQ

Real Time InterfacesIMS Dump -> CICS -> COBOL

Batch InterfacesIMS Dump -> COBOL Batch Interfaces

COBOL -> Informatica

Enterprise CRM

Sie

bel

Ora

cle

Mainframe Customer Master System

IMS

Real Time Interface

XSLT

IBM Data Provider

MQ

COBOL

MQSiebel Business

Layer

T1

Daily Real Time Processing

Enterprise GatewayOracle

Stag

ing

Inte

rch

ange

Informatica

Monthly Informatica

Enterprise CRM

Sie

bel

Ora

cle

Daily Informatica

MQ

Monthly Re-sync

Mainframe Customer Master System

IMS

MonthlyDump Files

COBOL (SQL)

Mainframe Customer Information System

DB

2

IMS Dump Utilities

Real Time Interface

Mainframe Customer Master System

IMS

TransactionFile(s)

CICS COBOL (SQL)

Mainframe Customer Information System

DB

2

Daily Batch Interface

Mainframe Customer Master System

IMS

DailyDump Files

COBOL (SQL)

Mainframe Customer Information System

DB

2

IMS Dump Utilities

Complexity of the Task “Revised” - Medium Lev Scope…

THE IMPORTANCE OF THE SCOPING EXERCISE

Business and Technical lineage, and their reconciliation

Data Lineage – Business Drivers and Benefits

• Business Drivers • Questions Answered by Data Lineage • Business Benefits

Operational Efficiency

More Accurate Reporting

Improved Analytics

Reduced Cost

Regulatory Compliance

Customer Insight

Operational efficiency Competitive Advantage

• What are the most critical points with the highest risk of failure along the data supply chain?

• Which factors drive calculations that empower internal, executive and regulatory reporting most?

• Focusing on the most critical data and processes allows management to effectively prioritize work efforts with the greatest positive impact.

• Are the data being sourced from the most optimal and accurate systems of record?

• Are the data issues quickly identified and addressed?

• Are the controls around data and processes adequate to ensure high quality data to the risk calculators and to executives?

• Is the system architecture and data model well suited to support operational, executive and strategic reporting?

• A strategically agile systems architecture and data model can help analysts/managers better “slice and dice” data, empowering their analysis to reduce business risks and exploit opportunities.

• Simplifying the data supply chain and acquiring data directly from systems of record can reduce IT costs.

• Fast track to the remediation of issues.

• Optimizing controls based on data lineage allows resolution of data quality issues more quickly and effectively, providing risk calculators with the fuel for better risk reporting.

Use Case: Lending process through brokers - Overview

Use Case: Lending process through brokers - Dive in

Broker submits supporting documents (details validated by lender) for unconditional Approval Granted by Lender

• Broker's CRM• Lender's e-Lodgement platform• Serviceability Calculator• Credit Bureau• Credit Assesment/Decisioning Service• Valuation Platform• LMI provider assessment system• Lenders Origination System

Processes

Systems

Broker Interviews Customer (Data Capture into Broker CRM), triggers Data Aggregator request with Customer (Cashdeckor equivalent), receives Excel file from Data Aggregator and re-keys into Broker CRM and select the appropriate product

Broker triggers data from CRM to pre-populate the data forms in the lender's electronic lodgement platform (application with Lenders), facilitates further data capture in electronic lodgement platform, and lodges application with Lender

Lender calls serviceability calculation service, Credit Bureau Service, credit assessment/decisioning service

Lender instructs valuer to perform valuation and requests Lenders Mortgage Insurance quote from Insurer

……………….

……………….

What happens within the Lender institution?

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Nixora Group Pty Ltd (Melbourne)

Use Case: Lending process through brokers - With a different, comprehensive, prospective

SystemsProcesses

Lender’s origination system

Executive Reporting and RWA to Supervisors

Banking/Lender’s Processes

Lending process through the Brokers

Lending process through the Lender

© 2016 ASG Technologies Group, Inc.All rights reserved

Identification & Creation of Data Lineage

Example: Tracking data for Personal Information (3)

Questions?

Dr. Giovanni ButeraData Management, Analytics and Innovation

giovanni.butera@nixoragroup.com.auPh +61 410 860 036

Thank you!