CSPCSP

Insurance and ReinsuranceInsurance and Reinsurance

20162016

CSP INSURANCE GROUPCSP INSURANCE GROUP

■ Founded in late 1985Founded in late 1985■ FCA & Lloyd’s regulated in the UKFCA & Lloyd’s regulated in the UK■ Group employs over 200 people Group employs over 200 people ■ Group and associate turnover over £100mGroup and associate turnover over £100m■ Global network of clients and marketsGlobal network of clients and markets■ Independent Owned and ManagedIndependent Owned and Managed

GROUP COMPANIESGROUP COMPANIESBROKING■ Crispin Speers & Partners (CSP)■ P J Hayman & Co (PJH)■ APEX Insurance Services (AIS)■ Infinity Insurance Solutions (IIS)UNDERWRITING■ Travel Insurance Facilities (TIF)■ Accident & Health Facilities (AHF)■ ARC International – Conference and Event Insurance ■ SISS – Security Industry Specialist ServicesBRANDS FreeSpiritTravelinsurance.com, Nowicantravel.co.uk &

Insurancewith.com – all Impaired health underwritten travel insurance Holidaysafe.co.uk – award winning travel insurance Alphatravelinsurance.co.uk & Getgoinginsurance.co.uk 24/7 Insurance - Consumer facing

OFFICE LOCATIONSOFFICE LOCATIONS

All in the UK at following locations:All in the UK at following locations:

■ London – St Clare House, Minories London – St Clare House, Minories ■ Kings Hill - KentKings Hill - Kent■ Havant – HampshireHavant – Hampshire■ Exeter – DevonExeter – Devon

INSURANCEINSURANCE

■ Specialist and niche product linesSpecialist and niche product lines■ Worldwide where licensing allowsWorldwide where licensing allows■ Example includes Lloyd’s of London Example includes Lloyd’s of London

www.lloyds.comwww.lloyds.com ■ Insurer support and facilitiesInsurer support and facilities■ Specialist product lines Specialist product lines ■ Binding AuthoritiesBinding Authorities■ Managing General AgencyManaging General Agency

REINSURANCEREINSURANCE

■ Treaty and Whole Account ReinsuranceTreaty and Whole Account Reinsurance■ Facultative and One Off ReinsuranceFacultative and One Off Reinsurance■ Quota Share and Surplus TreatiesQuota Share and Surplus Treaties■ Fronting and Partnership arrangementsFronting and Partnership arrangements■ Excess of Loss ReinsuranceExcess of Loss Reinsurance■ Stop Loss and Aggregate ProtectionsStop Loss and Aggregate Protections■ Captive and Protected Cell CompanyCaptive and Protected Cell Company■ Lineslips, Binders and MGU’sLineslips, Binders and MGU’s

Core Industry GroupsCore Industry Groups

■ Travel and TourismTravel and Tourism■ Financial InstitutionsFinancial Institutions■ Leisure and EntertainmentLeisure and Entertainment■ Sports Associations and AgentsSports Associations and Agents■ Employee Benefits and HR departmentsEmployee Benefits and HR departments■ Humanitarian/Aid, NGO’s and SecurityHumanitarian/Aid, NGO’s and Security■ AviationAviation■ Conference, Exhibitions and EventsConference, Exhibitions and Events■ Security IndustrySecurity Industry■ Affinity Groups and AssociationsAffinity Groups and Associations

EXAMPLES – Classes of BusinessEXAMPLES – Classes of Business

■ Business and Leisure Travel Business and Leisure Travel ■ Personal Accident, Disability & Permanent DisablementPersonal Accident, Disability & Permanent Disablement■ Medical and Emergency Expenses including AssistanceMedical and Emergency Expenses including Assistance■ Group Life, Loss of Licence & CreditorGroup Life, Loss of Licence & Creditor■ Dental and Income Protection Dental and Income Protection ■ Kidnap, Ransom and PiracyKidnap, Ransom and Piracy■ Casualty including EL, PL, Products LiabilityCasualty including EL, PL, Products Liability■ Medical Malpractice, E&O and D&OMedical Malpractice, E&O and D&O■ Property, Specie and AutoProperty, Specie and Auto■ Credit Card Enhancement Credit Card Enhancement ■ Financial Institutions and Cyber LiabilityFinancial Institutions and Cyber Liability■ Entertainment, Leisure, Media and ProductionEntertainment, Leisure, Media and Production■ Light Aviation, Balloons, Gliders and Micro-LightsLight Aviation, Balloons, Gliders and Micro-Lights■ War, Terrorism, Sabotage & Political ViolenceWar, Terrorism, Sabotage & Political Violence■ International Employee BenefitsInternational Employee Benefits

Business & Leisure Travel InsuranceBusiness & Leisure Travel Insurance■ Comprehensive packagesComprehensive packages■ Selected and bespoke BenefitsSelected and bespoke Benefits■ 24/7 Medical Assistance and claims handling 24/7 Medical Assistance and claims handling ■ Worldwide medical cost containment Worldwide medical cost containment ■ Medical bill auditingMedical bill auditing■ Back office and web based fulfilmentBack office and web based fulfilment■ Concierge optionsConcierge options■ Sports and hazardous occupationsSports and hazardous occupations■ War and terrorismWar and terrorism■ Medical screening tools and UnderwritingMedical screening tools and Underwriting■ Multinational optionsMultinational options

Medical and Emergency ExpensesMedical and Emergency Expenses

■ Primary, Secondary and Travel optionsPrimary, Secondary and Travel options■ Local and UK TPA supportLocal and UK TPA support■ 24/7 Medical and Emergency Assistance24/7 Medical and Emergency Assistance■ Evacuation and Repatriation productsEvacuation and Repatriation products■ Self Insured Specific Excess of Loss and Self Insured Specific Excess of Loss and

Aggregate Stop LossAggregate Stop Loss■ Unusual and Excess ProgramsUnusual and Excess Programs

Group Life and CreditorGroup Life and Creditor

■ International Group LifeInternational Group Life■ Term LifeTerm Life■ Death by Natural Causes onlyDeath by Natural Causes only■ International Group Critical IllnessInternational Group Critical Illness■ International Permanent Health International Permanent Health ■ Mortgage and Loan ProtectionMortgage and Loan Protection■ Top Up and Increased Free Cover LimitsTop Up and Increased Free Cover Limits■ Flexible Benefits and Partner LifeFlexible Benefits and Partner Life

Kidnap Ransom and PiracyKidnap Ransom and Piracy

■ Protection of all Assets Protection of all Assets ■ Companies and CorporationsCompanies and Corporations■ Scheduled staff away on businessScheduled staff away on business■ Inclusive of 24/7 support servicesInclusive of 24/7 support services■ Pre Travel AdvicePre Travel Advice■ Training and Courses subsidisedTraining and Courses subsidised

Casualty - Employers, Public and ProductsCasualty - Employers, Public and Products

■ Sports and Travel IndustriesSports and Travel Industries■ Combined and Single ProductsCombined and Single Products■ Companies and Corporate GroupsCompanies and Corporate Groups■ High Risk Occupations High Risk Occupations ■ High Risk TerritoriesHigh Risk Territories■ War, Terrorism and SabotageWar, Terrorism and Sabotage

Medical Medical MalpracticeMalpractice, E&O, D&O, E&O, D&O

■ Hospitals and International ClinicsHospitals and International Clinics■ Assistance and Air Ambulance OperatorsAssistance and Air Ambulance Operators■ Second Opinion and Tele-MedicineSecond Opinion and Tele-Medicine■ International Corporate Groups International Corporate Groups ■ Financial InstitutionsFinancial Institutions■ Bespoke policies including General Bespoke policies including General

Liability and Professional LiabilityLiability and Professional Liability

Property, Specie and AutoProperty, Specie and Auto

■ Personal Jewellery, Fine Art & Collections Personal Jewellery, Fine Art & Collections ■ Precious Metals & StonesPrecious Metals & Stones■ Motorsports and Auto CollectionsMotorsports and Auto Collections■ Cash in TransitCash in Transit■ War, Strikes, Riots, Terrorism & SabotageWar, Strikes, Riots, Terrorism & Sabotage■ ProgramsPrograms

Credit Card EnhancementCredit Card Enhancement

■ Accidental Death and DismembermentAccidental Death and Dismemberment■ Travel Insurance and InconvenienceTravel Insurance and Inconvenience■ Assistance and ConciergeAssistance and Concierge■ Purchase ProtectionPurchase Protection■ Lost and Stolen CardLost and Stolen Card■ Price PromisePrice Promise■ Extended WarrantyExtended Warranty■ Collision Damage WaiverCollision Damage Waiver■ Wallet CoverWallet Cover

Entertainment, Leisure, Media and ProductionEntertainment, Leisure, Media and Production

■ Event CancellationEvent Cancellation■ Individual Non-AppearanceIndividual Non-Appearance■ Event Liability and PropertyEvent Liability and Property■ Keyman PA and LifeKeyman PA and Life■ Travel, Medical and AssistanceTravel, Medical and Assistance■ Kidnap & RansomKidnap & Ransom■ Film, Production and Media coverage'sFilm, Production and Media coverage's■ Prize Indemnity and Contractual BonusPrize Indemnity and Contractual Bonus■ Exhibitions, Conferences & Trade ShowsExhibitions, Conferences & Trade Shows

Financial LinesFinancial Lines

■ Property schedulesProperty schedules■ Casualty linesCasualty lines■ Errors & Omissions/Professional Errors & Omissions/Professional

IndemnityIndemnity■ Directors & Officers LiabilityDirectors & Officers Liability■ Cyber LiabilityCyber Liability■ Medical MalpracticeMedical Malpractice■ Equine and BloodstockEquine and Bloodstock

Service and DeliveryService and Delivery

■ Quotes where possible within 24 hoursQuotes where possible within 24 hours■ ““In-House” binding authoritiesIn-House” binding authorities■ Open Market Contracts using Market Open Market Contracts using Market

Reform Contracts Reform Contracts ■ Contract Certain maintainedContract Certain maintained■ Claims team and 24/7 Assistance Claims team and 24/7 Assistance

Binding AuthoritiesBinding Authorities

Binding Authorities for Brokers and MGU’sBinding Authorities for Brokers and MGU’s All classes including but not limited to:-All classes including but not limited to:-

• Accident & HealthAccident & Health• Property Property • LiabilityLiability• AutoAuto• Financial linesFinancial lines• AviationAviation• Entertainment & ContingencyEntertainment & Contingency

Service and DeliveryService and Delivery

■ Quotes where possible within 24 hoursQuotes where possible within 24 hours■ Use of CSP’s “In-house” binding Use of CSP’s “In-house” binding

authoritiesauthorities■ Open Market Contracts using Market Open Market Contracts using Market

Reform Contracts Reform Contracts ■ Contract Certainty maintainedContract Certainty maintained■ Claims team and 24/7 Assistance Claims team and 24/7 Assistance ■ Data protection assuredData protection assured

Management ServicesManagement Services FCA, Lloyd’s and regulatory approvalsFCA, Lloyd’s and regulatory approvals Fully serviced accommodation in LondonFully serviced accommodation in London Financial management & accountingFinancial management & accounting Human ResourcesHuman Resources ComplianceCompliance Information TechnologyInformation Technology UK Appointed Representative statusUK Appointed Representative status Access Lloyd’s & London Market TOBAsAccess Lloyd’s & London Market TOBAs ““Al-a-carte” suite of servicesAl-a-carte” suite of services

““Working together we can create a Working together we can create a dynamic and powerful partnership”dynamic and powerful partnership”

David StirlingDavid Stirling

david.stirling@cspinsurance.comdavid.stirling@cspinsurance.comMain : + 44 (0) 20 7977 5700Main : + 44 (0) 20 7977 5700Direct : + 44 (0) 20 7977 5235Direct : + 44 (0) 20 7977 5235Fax: + 44 (0) 20 7702 9276Fax: + 44 (0) 20 7702 9276Mobile: +44 (0) 7885 218737Mobile: +44 (0) 7885 218737Skype: david.stirling1961Skype: david.stirling1961www.cspinsurance.comwww.cspinsurance.com