Stand strongagainst the virus

Cover against hospitalizationdue to Covid-19

Corona Rakshak Policy,Future Generali India Insurance Company Limited

Corona Rakshak Policy, Future Generali

India Insurance Company Limited is a

benefit health insurance policy that

provides a lump sum amount in case

you are diagnosed and hospitalized

due to COVID infection.

What is Corona Rakshak Policy,Future GeneraliIndia InsuranceCompany Limited?

PRE-INSURANCE MEDICAL EXAMINATION

• No pre-insurance medical examination test is required, irrespective of the sum insured and age of the insured

• Underwriting loading of premium will be applicable on the particular Insured’s premium in case of adverse health

conditions declared on the proposal form.

Name Corona Rakshak Policy, Future Generali India Insurance Company Limited

Product Type Individual

Category of Cover Benefit based

Sum insured Rs 50,000/- (Fifty Thousand) to 2,50,000/- (Two and half Lakh) (in the multiples of fifty thousand)

Policy Period Three and half months (3 ½ months) i.e. 105 days, Six and half months (6 ½ months) i.e. 195 days,

Nine and half months (9 ½ months) i.e. 285 days

Eligibility Policy can be availed by persons between the age of 18 years and 65 years. Proposer with higher

age can obtain policy for adult members of the family, without covering self.

Coverage COVID Cover

Lump sum benefit equal to 100% of the Sum Insured shall be payable on positive diagnosis of

COVID, requiring hospitalization for a minimum continuous period of 72 hours. The positive

diagnosis of COVID shall be from a government authorized diagnostic centre.

SCHEDULE OF BENEFITS

CLAIM ASSISTANCE

In case of claim please contact: Claims DepartmentFuture Generali Health (FGH)

Future Generali India Insurance Co. Ltd.,Office No. 3, 3rd Floor, “A” Building, G-O-SquareS. No. 249 & 250, Aundh Hinjewadi Link Road, Wakad, Pune - 411 057.Toll Free Number: 1800 103 8889 / 1800 209 1016 Toll Free Fax: 1800 103 9998 / 1800 209 1017 Email: fgh@futuregenerali.in

EXCLUSIONS

• Expenses related to any admission primarily for diagnostics and evaluation purposes.

• The Company shall not be liable for any claim arising for COVID within 15 days from the first policy commencement date.

• Any diagnosis which is not related and not incidental to COVID.

• Testing done at a Diagnostic center which is not authorized by the Government.

• Any claim with respect to COVID manifested prior to commencement date of this policy or during the waiting period.

• Cover under this Policy shall cease if the Insured Person travels to any country placed under travel restriction by the Government of India.

*The above list is indicative in nature, please refer to policy wordings for complete details.

PAYMENT OF CLAIM

All claims under the policy shall be payable in Indian currency only. On payment of 100% of sum insured

the policy will be terminated.

OTHER FEATURES

1. There will be no loading on premium for adverse claims experience

2. Premium paid by any mode other than cash and demand draft is eligible for tax relief as provided under Section 80-D

of the Income Tax Act.

b) Premium for 6 ½ months policy tenure is: 

Premium – (in ₹, exclusive of Goods and Services Tax)

Age band/SI  0.50 lakh  1 lakh  1.5 lakhs  2 lakhs  2.5 lakhs 

18-39 years  263 302 340 378 416

40-59 years  339 453 567 681 795

60-65 years 487 749 1,010 1,272 1,534

b) Premium for 9 ½ months tenure is:  

Premium – (in ₹, exclusive of Goods and Services Tax)

Age band/SI  0.50 lakh  1 lakh  1.5 lakhs  2 lakhs  2.5 lakhs  

18-39 years  282 340 397 455 512

40-59 years  396 567 738 909 1,079

60-65 years 618 1,010 1,403 1,796 2,189

PAYMENT OF PREMIUM

The premiums as per the age slabs/ Sum Insured and the same would be charged as per the completed ageat the time of policy issuance.

a) Premium for 3 ½ months policy tenure is:

Premium – (in ₹, exclusive of Goods and Services Tax)

Age band/SI  0.50 lakh  1 lakh  1.5 lakhs  2 lakhs  2.5 lakhs 

18-39 years 244 263 282 302 321

40-59 years 282 339 396 453 510

60-65 years 356 487 618 749 880

Call us at: 1800 102 2355 Future Generali India Insurance Company Limited (IRDAIRegn. No.: 132)(CIN: U66030MH2006PLC165287)Regd. and Corp. Office: Indiabulls Finance Centre, Tower 3,6th Floor, Senapati Bapat Marg, Elphinstone Road (W), Mumbai - 400013.Fax: 022-4097 6900 | Email: fgcare@futuregenerali.in.ARN: FG-NL/PD/MKTG/ENG/RAKSHAK2020-001BROUIN: FGIHLIP21075V012021ISO Ref. No.: FGH/UW/RET/239/01Trade Logo displayed above belongs to M/S Assicurazioni Generali - Societa Per Azioni and used by Future Generali India Insurance Co Ltd. under License.

Disclaimer: For detailed information on this product, terms and conditions etc., please refer to the product policy wording, consult your advisor or visit our website before concluding a sale. Tax Benefits are subject to change due to change in tax laws.Insurance is the subject matter of solicitation.

SECTION 41(2). OF INSURANCE ACT, 1938 - AS AMENDED,: PROHIBITS REBATES:No person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate except such rebate as may be allowed in accordance with the published prospectuses or tables of the Insurer.

Any person making default in complying with the provisions of this section shall be punishable with fine, which may extend to Ten Lakhs Rupees.