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Each year DepositAccounts.com evaluates the financial health of

every federally insured bank in the United States – more than 6,500

total. Each institution is graded on a number of factors, including

capitalization, deposit growth, and loan to reserve ratios, in order to

determine a comprehensive health score. (In 2013, DepositAccounts’

health formula correctly pegged 100% of the bank failures as being in

the bottom 2.5% (1 star rating) of all banks prior to their failures)

From the list of 6,500 banks, DepositAccounts.com recognizes those

who have shown exceptional fiduciary responsibility in its 2014

edition of the Top 200 Healthiest Banks in America…

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Rank Name Location

1 Malaga Bank F.S.B. Palos Verdes Estates, CA

2 First Green Bank Mount Dora, FL

3 Insight Bank Worthington, OH

4 TexStar National Bank Universal City, TX

5 Eastbank New York, NY

6 Brighton Bank (UT) Salt Lake City, UT

7 Capital Bank (CA) San Juan Capistrano, CA

8 Community Business Bank (CA) West Sacramento, CA

9 River Valley Community Bank Yuba City, CA

10 Independence Bank of Georgia Braselton, GA

11 NOA Bank Duluth, GA

12 Broward Bank of Commerce Fort Lauderdale, FL

13 Texan Bank Sugar Land, TX

14 Hillsboro Bank Plant City, FL

15 Heritage Bank (TX) Pearland, TX

16 The Haverford Trust Company Radnor, PA

17 Citizens National Bank of Wills Point Wills Point, TX

18 Pocahontas State Bank Pocahontas, IA

19 AloStar Bank of Commerce Birmingham, AL

20 Lakeside Bank (LA) Lake Charles, LA

21 Chattahoochee Bank of Georgia Gainesville, GA

22 First Scottsdale Bank Scottsdale, AZ

23 Americas United Bank Glendale, CA

24 Big Bend Banks, N.A. Marfa, TX

25 Summit Bank, National Association Panama City, FL

26 Muenster State Bank Muenster, TX

27 Premier Bank (IA) Rock Valley, IA

28 Bonneville Bank Provo, UT

29 Texas Security Bank Dallas, TX

30 Midwest Heritage Bank, FSB West Des Moines, IA

31 John Marshall Bank Reston, VA

32 CTBC Bank Corp. (USA) Los Angeles, CA

33 Pacific Enterprise Bank Irvine, CA

34 American Riviera Bank Santa Barbara, CA

35 Southwest Bank (TX) Fort Worth, TX

36 The Stockton National Bank Stockton, KS

37 New Resource Bank San Francisco, CA

38 Bank of Mount Hope, Inc. Mount Hope, WV

39 GE Capital Bank Salt Lake City, UT

40 Manufacturers Bank Los Angeles, CA

41 Royal Business Bank Los Angeles, CA

42 OBA Bank Germantown, MD

43 Golden Valley Bank Chico, CA

44 New OMNI Bank Alhambra, CA

45 Leighton State Bank Pella, IA

46 EverTrust Bank Pasadena, CA

47 Far East National Bank Los Angeles, CA

48 Hibernia Bank New Orleans, LA

49 Home Federal Bank (LA) Shreveport, LA

50 The Bank of Old Monroe Old Monroe, MO

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Rank Name Location

51 Ally Bank Midvale, UT

52 Puget Sound Bank Bellevue, WA

53 Meadows Bank Las Vegas, NV

54 Pacific Commerce Bank Los Angeles, CA

55 WebBank Salt Lake City, UT

56 First Partners Birmingham, AL

57 Independence Bank (CA) Newport Beach, CA

58 Gothenburg State Bank Gothenburg, NE

59 UniBank Lynnwood, WA

60 First Bank & Trust (SD) Sioux Falls, SD

61 Boulevard Bank Des Peres, MO

62 The Farmers State Bank of Brush Brush, CO

63 Central State Bank Calera, AL

64 Suncrest Bank Visalia, CA

65 New York Commercial Bank Westbury, NY

66 State Bank of De Kalb De Kalb, TX

67 Marquis Bank Coral Gables, FL

68 Black Hills Community Bank, N.A. Rapid City, SD

69 Affiliated Bank Bedford, TX

70 Teton Banks Fairfield, MT

71 Farmers & Merchants Bank of Central California Lodi, CA

72 CapStone Bank (NC) Raleigh, NC

73 Banco do Brasil Americas Miami, FL

74 American Continental Bank City Of Industry, CA

75 Peoples Trust and Savings Bank (IN) Boonville, IN

76 Opus Bank Irvine, CA

77 Spencer Savings Bank (MA) Spencer, MA

78 Pioneer Trust Bank, National Association Salem, OR

79 Bank of Manhattan, N.A. El Segundo, CA

80 Grand Bank (OK) Tulsa, OK

81 BBCN Bank Los Angeles, CA

82 Commerce Union Bank Springfield, TN

83 Ohana Pacific Bank Honolulu, HI

84 Commencement Bank Tacoma, WA

85 BBVA Compass Birmingham, AL

86 Bank of the Cascades Bend, OR

87 First Virginia Community Bank Fairfax, VA

88 Wood & Huston Bank Marshall, MO

89 Patriot Bank (OK) Tulsa, OK

90 Platinum Bank Lubbock, TX

91 Lakeland Bank Newfoundland, NJ

92 Sterling Savings Bank Spokane , WA

93 The Bennington State Bank Salina, KS

94 InterBank (OK) Oklahoma City, OK

95 First State Bank of St. Charles, Missouri St. Charles, MO

96 Everett Co-operative Bank Everett, MA

97 Westbound Bank Katy, TX

98 Central Pacific Bank Honolulu, HI

99 Lake Sunapee Bank, FSB Newport, NH

100 BankTrust Financial Henderson, KY

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Rank Name Location

101 Bank SNB Stillwater, OK

102 Peoples Bank of Commerce (OR) Medford, OR

103 Wolf River Community Bank Hortonville, WI

104 Franklin Bank & Trust Company Franklin, KY

105 AmericanWest Bank Spokane, WA

106 Sierra Vista Bank Folsom, CA

107 The Merchants & Citizens Bank Mc Rae, GA

108 Washington State Bank (LA) Washington, LA

109 Rondout Savings Bank Kingston, NY

110 State Bank of Southern Utah Cedar City, UT

111 Mizuho Bank (USA) New York, NY

112 Applied Bank Newark, DE

113 Select Bank & Trust Company Greenville, NC

114 Dilley State Bank Dilley, TX

115 Martinsburg Bank and Trust Mexico, MO

116 Bank of Ruston Ruston, LA

117 Frontier Bank of Texas Elgin, TX

118 California First National Bank Irvine, CA

119 LONE STAR STATE BANK OF WEST TEXAS Lubbock, TX

120 First Bank (KS) Sterling, KS

121 Leader Bank, National Association Arlington, MA

122 John Deere Financial, f.s.b. Madison, WI

123 Peoples Community Bank (MO) Greenville, MO

124 Pender State Bank Pender, NE

125 The Lincoln National Bank of Hodgenville Hodgenville, KY

126 Live Oak Banking Company Wilmington, NC

127 First Hawaiian Bank Honolulu, HI

128 Prosperity Bank (TX) El Campo, TX

129 Westfield Bank Westfield, MA

130 Bank of Utah Ogden, UT

131 HomeTown Bank (MN) Redwood Falls, MN

132 The Bank of Clarendon Manning, SC

133 First Florida Bank Destin, FL

134 Bank of Georgetown Washington, DC

135 Profile Bank Rochester, NH

136 First State Bank (OH) Winchester, OH

137 Sooner State Bank Tuttle, OK

138 Heritage Bank (NE) Wood River, NE

139 Heartland Bank (IA) Somers, IA

140 The Solomon State Bank Solomon, KS

141 The Citizens-Farmers Bank of Cole Camp Cole Camp, MO

142 First Commerce Bank (NJ) Lakewood, NJ

143 Texas Bank Brownwood, TX

144 Institution for Savings Newburyport, MA

145 Community Banking Company of Fitzgerald Fitzgerald, GA

146 Marlin Business Bank Salt Lake City, UT

147 Sterling National Bank (NY) Montebello, NY

148 American Bank (WI) Fond Du Lac, WI

149 Chelsea Groton Bank Norwich, CT

150 The Comanche National Bank Comanche, TX

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Rank Name Location

151 Home Exchange Bank Jamesport, MO

152 San Diego Private Bank Coronado, CA

153 Heritage Oaks Bank Paso Robles, CA

154 Union Bank and Trust Company (NE) Lincoln, NE

155 Heritage Bank (WA) Olympia, WA

156 American Express Bank, FSB. Salt Lake City, UT

157 The First National Bank of Dryden Dryden, NY

158 Union Bank (San Francisco, CA) San Francisco, CA

159 Exchange Bank of Missouri Fayette, MO

160 Woori America Bank New York, NY

161 The Westchester Bank Yonkers, NY

162 Norway Savings Bank Norway, ME

163 Community Bank, National Association Canton, NY

164 Frontier Bank (CO) Lamar, CO

165 Xenith Bank Richmond, VA

166 Southern Bank of Tennessee Mount Juliet, TN

167 First Eagle Bank Chicago, IL

168 Bank of Napa, N.A. Napa, CA

169 Bristol County Savings Bank Taunton, MA

170 CommunityBank of Texas, N.A. Beaumont, TX

171 CIT Bank Salt Lake City, UT

172 First PREMIER Bank Sioux Falls, SD

173 Central Bank Illinois Geneseo, IL

174 GSL Savings Bank Guttenberg, NJ

175 Pinnacle Bank (AZ) Scottsdale, AZ

176 WEX Bank Midvale, UT

177 Metropolitan Commercial Bank New York, NY

178 Oritani Bank Township of Washington, NJ

179 KCB Bank Kearney, MO

180 First Colony Bank of Florida Maitland, FL

181 Alma Bank Astoria, NY

182 1st Security Bank of Washington Mountlake Terrace, WA

183 Kearny Federal Savings Bank Kearny, NJ

184 Premier Bank (NE) Omaha, NE

185 The Payne County Bank Perkins, OK

186 Toyota Financial Savings Bank Henderson, NV

187 Farm Bureau Bank FSB Sparks, NV

188 First Westroads Bank, Inc. Omaha, NE

189 Medallion Bank Salt Lake City, UT

190 Merchants Bank, National Association Winona, MN

191 Pinnacle Bank (TN) Nashville, TN

192 Bank Rhode Island Providence, RI

193 Fifth Third Bank (OH) Cincinnati, OH

194 Barclays Wilmington, DE

195 Horizon Bank Waverly, NE

196 Plains State Bank Humble, TX

197 United Savings Bank Philadelphia, PA

198 The Mercantile Bank of Louisiana, Missouri Louisiana, MO

199 Mountain Valley Bank, N.A. Elkins, WV

200 Sallie Mae Bank Salt Lake City, UT

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About DepositAccounts.com

DepositAccounts.com is the largest and most comprehensive online publication in the

U.S. dedicated to banking/savings (deposits) information for consumers. It covers all

14,000 federally insured banks and credit unions and utilizes its patent-pending

technology to track more than 275,000 consumer deposit rates, each updated nightly.

The site features more than 10,000 editorial articles detailing creative depository

strategies and highlighting current bank rates and offers. It is also home to one of the

largest communities of depositors on the Web, hosting more than 80,000 comments,

customer reviews, and forum threads.

For more information please contact:

DepositAccounts.com Community Outreach:

Patrick Russo

205.533.0699